Reasons to Move to Henderson, Kentucky

Nestled on the banks of the Ohio River, Henderson, Kentucky, offers a unique blend of small-town charm and vibrant community life, making it an attractive destination for families and individuals alike. With a population of around 28,000, Henderson strikes a balance between a welcoming, tight-knit atmosphere and the conveniences of modern living. The city boasts an array of local amenities, including a thriving arts scene, access to outdoor recreational activities, and a commitment to preserving its rich history. Residents enjoy annual events like the Riverfront Wine Festival and the Henderson Heritage Trail, which showcase local culture and foster community connections.

Henderson’s strategic location provides easy access to larger metropolitan areas, including Evansville, Indiana, just across the river, enhancing employment opportunities and social activities. The city is also home to excellent schools, with dedicated educators and programs that prioritize student achievement, making it a solid choice for families. With its beautiful parks, such as John James Audubon State Park, and a growing selection of restaurants and shops, Henderson encourages a high quality of life. Whether you’re drawn by its historic roots, outdoor adventures, or the potential for personal and professional growth, Henderson invites you to explore its many facets and consider how it might be the perfect fit for you and your family.

Cost to Move to Henderson, Kentucky

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Cost of living in Henderson, Kentucky

Housing Costs

The average cost of housing in Henderson, Kentucky, is significantly lower than the national average. As of 2023, the median home price is approximately $150,000, which is considerably less than the U.S. median of around $400,000. For renters, the average monthly rent for a two-bedroom apartment hovers around $900. This affordability makes Henderson an appealing choice for families and individuals seeking a comfortable living environment. More details can be found in the Zillow Housing Market Overview.

Utilities

Monthly utility costs in Henderson are also manageable, with an average of about $150 for basic services such as electricity, heating, cooling, water, and garbage. Internet services average around $60 per month. This brings the total monthly utility expenditure to approximately $210, which is lower than many urban areas. For more information, visit the Numbeo Cost of Living page.

Groceries/Food

Residents can expect to spend about $300 to $400 per month on groceries, depending on dietary preferences and family size. Prices for staples include around $3 for a gallon of milk, $2 for a loaf of bread, and $1 for a pound of chicken. Dining out at a mid-range restaurant typically costs about $15 to $20 per meal. For comprehensive grocery price comparisons, check out Numbeo’s Grocery Prices.

Transportation

Transportation costs in Henderson are reasonable, with the average resident spending around $200 per month on fuel and vehicle maintenance. Public transportation options are limited, but the cost of owning a car remains manageable. Gas prices in the area are generally around $3.00 per gallon. More details can be found on Numbeo’s Transportation Costs.

Healthcare

Healthcare costs in Henderson are approximately 7% lower than the national average. A standard doctor’s visit can range from $100 to $150, while monthly health insurance premiums vary but average around $400 for an individual. For more specific healthcare-related expenses, visit HealthCare.gov.

Childcare and Education

Childcare costs are significant considerations for families, averaging about $600 per month for full-time care for an infant. Public schooling is free, but private schooling can range from $5,000 to $10,000 annually. This makes education relatively affordable, especially considering the quality of local public schools. For further insights into childcare costs, refer to BabyCenter’s Baby Costs.

Taxes

Kentucky has a state income tax rate ranging from 5% to 6%, with no local income taxes in Henderson. Property taxes average about 0.85% of assessed value, which is lower than the national average of 1.1%. This favorable tax structure contributes to the overall affordability of living in the area. For more tax-related details, visit Kentucky’s Official Government Website.

Insurance

Homeowners in Henderson pay an average of $900 annually for home insurance, while car insurance costs around $1,300 per year. These rates are competitive compared to national averages, allowing residents to save on essential coverage. For detailed insurance cost comparisons, check out ValuePenguin’s Home Insurance Overview.

Recreation and Entertainment

Residents can expect to spend about $100 to $150 monthly on recreational activities, including gym memberships, dining out, and local entertainment. The city offers parks, community events, and recreational sports leagues, providing ample opportunities for family-friendly activities at minimal costs. For local events and recreational options, visit Henderson’s Official Website.

Clothing

The average monthly spending on clothing in Henderson ranges from $50 to $100, depending on personal style and needs. Local shopping options, including retail stores and boutiques, cater to various budgets, making it easy for residents to find affordable clothing. For a detailed breakdown of clothing costs, refer to Numbeo’s Clothing Costs.

Personal Care

Residents typically spend about $50 to $100 per month on personal care items and services, such as haircuts, toiletries, and cosmetics. The local market provides various options for affordable personal care, ensuring residents can maintain their personal grooming without breaking the bank. For specific personal care cost comparisons, check out Numbeo’s Personal Care Prices.

Miscellaneous Expenses

Miscellaneous expenses, including entertainment subscriptions, gifts, and hobbies, typically range from $50 to $100 per month. Henderson’s local economy offers a variety of shops and services that cater to diverse interests, enhancing the quality of life for residents. For additional insights into miscellaneous costs, refer to Numbeo’s Cost of Living Summary.

Is Henderson, Kentucky a safe place to live – Crime Rates?

Crime Rate

Henderson, Kentucky, has a relatively low crime rate compared to national averages. According to the NeighborhoodScout, the overall crime rate in Henderson is approximately 22 crimes per 1,000 residents, which is lower than the average for U.S. cities of similar size. This suggests that the majority of residents can expect to live in a relatively safe environment.

Violent Crime Rate

The violent crime rate in Henderson is notably low, with the city reporting an average of about 2.4 violent crimes per 1,000 residents, according to NeighborhoodScout. This figure is significantly lower than the national average, indicating that violent crime is not a prevalent issue in the area.

Property Crime Rate

Property crime is also below the national average in Henderson, with an estimated rate of 19.6 property crimes per 1,000 residents, according to the same source from NeighborhoodScout. This includes offenses such as burglary, theft, and vehicle theft, contributing to a sense of security among homeowners and renters alike.

Police Presence

The Henderson Police Department is proactive in maintaining safety within the community, employing over 40 sworn officers dedicated to crime prevention and response. They engage in community policing strategies to foster relationships with residents. For more details on their initiatives, visit the Henderson Police Department.

Neighborhood Watch Programs

Henderson has established Neighborhood Watch programs to promote community vigilance and safety. These programs encourage residents to report suspicious activities and work collaboratively with local law enforcement. For more information on how to get involved, check the Henderson Police Department’s Neighborhood Watch Page.

Safety Rankings

In 2023, Henderson was ranked as one of the safer cities in Kentucky, with a safety score that outperforms many similar-sized cities. The rankings consider factors such as crime rates, police presence, and community engagement. For further details on safety rankings, see SafeWise.

Trend Data

Crime trends in Henderson have shown a decline in both violent and property crimes over the past few years. According to the latest data from the CrimeReports, incidents of crime have decreased by 10% over the last five years, reflecting the effectiveness of community policing and neighborhood engagement.

School Safety

Schools in Henderson are committed to providing a safe learning environment. The Henderson County School District implements strict safety protocols and conducts regular drills to ensure student preparedness. According to the Henderson County Schools, they prioritize mental health and safety, with resources available for students in need of support.

What are the demographics of Henderson, Kentucky ?

White

As of the most recent data from the 2020 U.S. Census, White individuals make up approximately 77.6% of Henderson’s population. This demographic represents the largest racial group in the city. For detailed census data, visit the U.S. Census Bureau.

Black or African American

Black or African American residents account for about 16.2% of the population in Henderson, Kentucky, according to the 2020 U.S. Census data. This demographic reflects a vibrant community contributing to the city’s cultural diversity. More information can be found at the U.S. Census Bureau.

Hispanic or Latino

Henderson has a Hispanic or Latino population of approximately 4.7%. This group includes individuals of various national origins, contributing to the cultural richness of the city. For further details on demographic statistics, see the U.S. Census Bureau.

Two or More Races

Individuals identifying as Two or More Races represent about 1.4% of Henderson’s population, indicating a small but significant multicultural presence within the community. For detailed demographic breakdowns, refer to the U.S. Census Bureau.

Asian

The Asian population in Henderson is approximately 0.8%, according to the 2020 U.S. Census data. This demographic includes individuals from various Asian backgrounds, contributing to the city’s diversity. More details can be found at the U.S. Census Bureau.

Native American

Henderson has a very small Native American population, accounting for about 0.2% of the total residents. This reflects a limited representation of this demographic within the community. For more information, visit the U.S. Census Bureau.

Native Hawaiian or Pacific Islander

The population of Native Hawaiian or Pacific Islander individuals in Henderson is negligible, accounting for 0%. Therefore, this demographic is not represented in the community. For detailed census statistics, refer to the U.S. Census Bureau.

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Henderson, Kentucky Population by Age and Gender

As of the 2020 U.S. Census, the total population of Henderson, Kentucky, is approximately 28,000 residents. For more detailed population statistics, visit the U.S. Census Bureau.

Population by Gender

The gender distribution in Henderson shows a fairly even split, with approximately 49.2% male and 50.8% female residents. This information reflects a balanced community dynamic. More details can be found at the U.S. Census Bureau.

Age Distribution

The age distribution in Henderson is as follows: 23.4% of the population is under 18, 60.1% are between 18 and 64, and 16.5% are 65 years and older. This distribution highlights a relatively young population, with a significant portion of working-age residents. For detailed age statistics, refer to the U.S. Census Bureau.

Median Age

The median age of residents in Henderson is 39.4 years, indicating a moderately aged population. This statistic suggests a blend of younger families and older adults in the community. More information is available on the U.S. Census Bureau website.

Dependency Ratios

The dependency ratio in Henderson is approximately 55.2%, which indicates that for every 100 working-age individuals, there are about 55 dependents (those under 18 and over 65). This ratio is useful for understanding the economic burden on the working population. For detailed ratios, refer to the U.S. Census Bureau.

Life Expectancy by Gender

While specific life expectancy statistics for Henderson are not readily available, Kentucky’s average life expectancy is about 75.3 years, with women typically living longer than men. This general statistic can provide context for understanding health outcomes in the area. For further details, see Kentucky’s Official Government Website.

Marital Status by Age and Gender

As of the latest available data, about 47% of adults in Henderson are married. Among those aged 25-34, approximately 30% are married, while the percentage increases for older age groups. These statistics suggest a stable family structure within the community. For additional insights, refer to the U.S. Census Bureau.

Educational Attainment by Age and Gender

In Henderson, approximately 85% of residents aged 25 and older have graduated from high school, while 25% have earned a bachelor’s degree or higher. This educational attainment data reflects the community’s investment in education. More information can be found at the U.S. Census Bureau.

Economic Participation by Age and Gender

The labor force participation rate in Henderson is about 63%, with significant participation among both genders. Approximately 70% of men and 56% of women are engaged in the workforce. This statistic illustrates the economic activity levels within the community. For detailed economic data, visit the U.S. Census Bureau.

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Henderson, Kentucky Zip Codes

Henderson, Kentucky , primarily has the following ZIP codes:

  • 42420
  • 42419

This ZIP code covers the majority of the Henderson, Kentucky  area.

What is the history of Henderson, Kentucky ?

The city of Henderson, Kentucky, has a rich history that dates back to its founding in 1797. Established by Colonel Richard Henderson, the town was originally known as “Henderson’s Station” and was part of a larger effort to settle the area as part of the westward expansion of the United States. Richard Henderson was a prominent figure in early American history, known for his role in land speculation and negotiations with Native American tribes.

Henderson’s strategic location along the Ohio River made it an ideal spot for trade and commerce. The river served as a vital transportation route for goods and people, contributing to the town’s growth in the early 19th century. The arrival of the steamboat era in the 1820s further boosted Henderson’s economy, leading to increased trade and attracting new residents.

As the 19th century progressed, Henderson continued to develop as a significant regional center. In 1839, the town was officially incorporated, reflecting its growing population and importance. The establishment of various industries, including tobacco processing, coal mining, and manufacturing, contributed to the city’s economic diversification. By the mid-1800s, Henderson had become a bustling hub for commerce and culture.

The Civil War era brought both challenges and opportunities for Henderson. Although Kentucky was a border state, the town remained loyal to the Union. After the war, Henderson experienced a period of reconstruction and growth. The establishment of the railroad in the late 19th century further connected Henderson to larger markets, enhancing its status as a trade center.

Throughout the 20th century, Henderson continued to evolve, embracing modernization while maintaining its historical roots. The city saw significant population growth, and various community initiatives aimed to improve infrastructure and services. Henderson’s rich cultural heritage is celebrated through numerous events, museums, and historic sites, including the John James Audubon State Park, which honors the famous naturalist and painter born in the area.

Today, Henderson, Kentucky, is known for its vibrant community, rich history, and commitment to preserving its heritage. The city celebrates its past while looking toward the future, making it a unique and welcoming place for residents and visitors alike.

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Henderson, Kentucky Weather

Average Temperature (by Month)

The average temperatures in Henderson, Kentucky, vary significantly throughout the year. The monthly average temperatures are as follows:

  • January: 34°F
  • February: 37°F
  • March: 46°F
  • April: 57°F
  • May: 67°F
  • June: 75°F
  • July: 79°F
  • August: 77°F
  • September: 70°F
  • October: 58°F
  • November: 46°F
  • December: 36°F

For more detailed climate data, visit the National Weather Service.

Precipitation (Rain) Patterns

Henderson receives an average annual precipitation of about 47 inches, with the wettest months typically being March, April, and May. Monthly precipitation averages are as follows:

  • January: 3.5 inches
  • February: 3.3 inches
  • March: 4.5 inches
  • April: 4.6 inches
  • May: 5.2 inches
  • June: 4.3 inches
  • July: 3.8 inches
  • August: 3.5 inches
  • September: 3.6 inches
  • October: 3.4 inches
  • November: 4.1 inches
  • December: 4.0 inches

For further details on precipitation, check the Current Results website.

Extreme Weather Events

Henderson is susceptible to severe weather events, including thunderstorms and tornadoes, particularly during the spring months. The region experiences an average of 27 severe storm days annually. Data on extreme weather can be found on the National Weather Service’s Severe Weather page.

Humidity Levels

The average relative humidity in Henderson ranges from 70% in the summer months to about 60% in winter. The high humidity levels during the summer can make temperatures feel warmer than they are. For more information, visit Current Results.

Sunlight

Henderson enjoys approximately 210 sunny days per year, with the sunniest months typically being June, July, and August. The city receives about 5 to 7 hours of sunshine daily during summer. For more detailed sunlight data, check the SunriseSunset website.

Wind Patterns

The average wind speed in Henderson is around 9.5 mph, with prevailing winds coming from the west and southwest. The windiest months are typically March and April, coinciding with the spring storm season. More details can be found on the National Weather Service page.

Comparison with Kentucky and National Averages

When compared to the overall climate of Kentucky, Henderson experiences similar weather patterns, including hot, humid summers and mild winters. The average annual precipitation for Kentucky is about 50 inches, making Henderson slightly drier. Nationally, the average temperature varies more significantly, but Henderson’s temperatures align closely with the midwestern average, reflecting a temperate climate.

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Average Income in Henderson, Kentucky

Average Annual Salary

The average annual salary in Henderson, Kentucky, is approximately $48,000, which reflects the local job market and economy. For more details, visit the Salary.com.

Average Hourly Wage

The average hourly wage for workers in Henderson is about $23.08. This wage can vary significantly depending on the industry and specific job roles within the community. For further insights, check out Payscale.

Average Earnings Per Week

Workers in Henderson earn an average of approximately $920 per week based on the average annual salary. This figure provides a useful context for understanding the local economy. More information can be found on the Salary.com.

Average Earnings Per Month

The average monthly earnings for residents of Henderson is around $3,760. This amount reflects the overall income potential for the community and can vary by occupation. For detailed income statistics, visit Payscale.

Median Salary Range

The median household income in Henderson is approximately $42,000, which is slightly below the national average. This figure represents the midpoint of income distribution among households in the area. For more details, check the U.S. Census Bureau.

Most Popular Jobs/Careers

Common occupations in Henderson include roles in manufacturing, healthcare, and retail. Positions such as registered nurses, production supervisors, and retail managers are among the most frequently held jobs in the area. For more insights into job statistics, visit Bureau of Labor Statistics.

Highest Paid Jobs Popular to the Area

Some of the highest-paid positions in Henderson are in healthcare, particularly for roles such as nurse anesthetists and physicians, with average salaries exceeding $100,000. For detailed salary information by occupation, refer to the Bureau of Labor Statistics.

Comparison with Kentucky and National Averages

The average income in Henderson is slightly lower than the Kentucky state average, which is approximately $50,000. Nationally, the average household income is about $70,000, indicating that Henderson’s income levels are below both state and national averages. This context helps illustrate the local economic landscape.

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Taxes in Henderson, Kentucky

Property Taxes

The average property tax rate in Henderson, Kentucky, is approximately 0.84% of the assessed property value. This is slightly lower than the national average of 1.1%. The tax is used to fund local services such as schools, infrastructure, and emergency services. For more detailed information, visit the Henderson City Government.

Sales Taxes

The sales tax rate in Henderson is 6%, which includes a 1% city tax and a 5% state tax. This rate applies to most goods and services sold within the city limits. For more information, refer to the Kentucky Department of Revenue.

Income Taxes

Kentucky has a flat state income tax rate of 5% on personal income. Henderson does not impose any local income tax, making it relatively favorable for residents. More details can be found at the Kentucky Department of Revenue – Individual Income Tax.

Utility Taxes

Henderson imposes a utility tax of 3% on residential and commercial utility services, which includes electricity, water, and gas. This tax helps fund local services and infrastructure maintenance. For specifics on utility taxes, check the Henderson City Government.

Hotel Occupancy Tax

The hotel occupancy tax in Henderson is set at 3%, which is applied to the cost of staying in hotels and motels within the city. This revenue supports local tourism and convention efforts. For more details, see the Henderson City Government.

Entertainment Taxes

There are no specific entertainment taxes in Henderson; however, general sales tax applies to admission fees for entertainment venues. For general tax information, visit the Kentucky Department of Revenue.

Tax Payment Schedule

Property taxes are typically billed annually, with payments due by December 31st. Delinquent taxes may incur penalties, so it’s essential for residents to be aware of the payment schedule. For payment details, refer to the Henderson City Government.

Penalties for Late Payment

Late property tax payments incur a penalty of 1% per month, with interest accruing thereafter. This penalty emphasizes the importance of timely payments to avoid additional charges. More information is available at the Henderson City Government.

Where to Pay

Taxes in Henderson can be paid online, by mail, or in person at the Henderson City Hall. Online payments provide a convenient option for residents. For payment options, visit Henderson City Government.

Contact Information

For any tax-related inquiries, residents can contact the Henderson City Finance Department at (270) 831-1200 or visit their office located at 222 First Street, Henderson, KY 42420. For additional resources, see the Henderson City Government.

Comparison of Tax Statistics

When compared to Kentucky’s state averages, Henderson’s property tax rate is slightly below the state average of 0.87%. The sales tax rate is consistent with Kentucky’s state average of 6%. Nationally, the average property tax rate is approximately 1.1%, highlighting Henderson’s relatively favorable tax environment.

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Is Henderson, Kentucky a Good Place to Live for Singles?

Events and Activities

Henderson, Kentucky, offers a vibrant community life with various events and activities suitable for singles. Popular local events include the Riverfront Wine Festival and the Henderson Heritage Trail, where residents can engage with local culture and meet new people. For a comprehensive list of events, check out the Henderson City Events page.

Gyms

Staying active is important for singles looking to maintain a healthy lifestyle. Henderson has several fitness options, including local gyms that offer a variety of classes and equipment. For a full list of gyms in Henderson, you can visit Yelp’s Gym Listings.

Housing

The housing market in Henderson is relatively affordable for singles. The average rent for a one-bedroom apartment is around $900 per month. This affordability, combined with the city’s welcoming atmosphere, makes it an attractive option for individuals. For more detailed rental listings, check out Apartment Finder.

Percentage of Single Residents

Approximately 47% of Henderson’s population is unmarried, indicating a significant presence of singles in the community. This statistic suggests a vibrant social scene where singles can connect. For detailed demographic statistics, visit the U.S. Census Bureau.

Comparison of Single Statistics

When compared to Kentucky’s state averages, which show about 45% of the population as unmarried, Henderson slightly exceeds this percentage. Nationally, the percentage of singles stands at around 50%, indicating that Henderson is close to the national average but offers a strong community for those seeking social connections.

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Is Henderson, Kentucky Good for Families?

Henderson, Kentucky, presents a welcoming environment for families, characterized by its low crime rates, moderate climate, and affordable housing options. With a median home price of around $150,000, families can find suitable housing without excessive financial strain. The city also boasts employment opportunities, with an average income of approximately $48,000, making it a viable option for those looking to settle down.

Parks and Family Activities

Henderson is home to several parks and recreational areas that provide family-friendly activities. John James Audubon State Park is a local favorite, offering hiking trails, picnic areas, and educational programs focused on nature. For more information on local events and family activities, visit the Henderson Parks and Recreation page.

Restaurants

Henderson features a variety of dining options suitable for families:

Housing

The housing market in Henderson is favorable for families, with the average purchase price for homes around $150,000. This affordability allows families to invest in properties without overwhelming financial pressure. For current listings of homes for sale, check out Realtor.com.

Percentage of Family Residents

Approximately 47% of Henderson’s population is married, indicating a strong family presence in the community. This statistic suggests that Henderson is a supportive environment for families. For detailed demographic statistics, visit the U.S. Census Bureau.

Comparison of Married Statistics

When compared to Kentucky’s state averages, which show about 58% of the population as married, Henderson’s percentage of married residents is slightly lower. Nationally, the marriage rate is around 50%, indicating that Henderson maintains a family-friendly atmosphere while also embracing a diverse demographic.

How are the schools in Henderson, Kentucky ?

Henderson, Kentucky, offers a range of educational opportunities for families, with public schools funded primarily through local property taxes and state allocations. The Henderson County School District manages most of the educational institutions in the area, ensuring a commitment to quality education. The district’s funding is approximately $40 million, with a per-student spending of around $10,000. Academic performance is generally solid, with the district receiving a score of 82.5 on the Kentucky School Report Card, indicating a proficient educational environment for students.

Pre-K Schools

In Henderson, several Pre-K schools offer early childhood education, including:

  • Henderson County Preschool: This program provides quality pre-kindergarten education and focuses on early literacy and social skills development. For more information, visit the Henderson County Schools website.

Kindergarten Schools

Many elementary schools in Henderson also offer kindergarten programs, allowing a smooth transition from Pre-K. Notable mentions include:

  • East Heights Elementary School: Known for its strong emphasis on early education, East Heights provides a nurturing environment for kindergarten students. More details can be found on their official page.

Elementary Schools

Henderson features several elementary schools, including:

  • Henderson North Elementary School: This school has a diverse curriculum and offers various extracurricular activities. For performance and details, check their website.
  • Henderson South Elementary School: Emphasizing community involvement, this school provides a robust educational program with dedicated staff. Visit their official site for more information.

Middle Schools

For middle school education, Henderson has:

  • Henderson Middle School: This school offers a well-rounded curriculum focusing on academic growth and personal development. Their performance and programs can be explored further on their website.

High Schools

Henderson’s high school options include:

  • Henderson County High School: Known for its academic excellence and extracurricular activities, Henderson County High has a strong reputation within the community. For academic performance and offerings, visit their official page.

Colleges & Universities

For higher education, Henderson is home to:

  • Henderson Community College: Offering a variety of associate degrees and vocational programs, the college provides accessible education and workforce training. More information can be found on their website.

Churches in Henderson, Kentucky

Conclusion: Why you should consider moving to Henderson, Kentucky

Henderson, Kentucky, offers a unique blend of small-town charm and modern amenities, making it an ideal place to call home. With a low cost of living and affordable housing options, families and individuals can enjoy a comfortable lifestyle without financial strain. The community is characterized by its friendly atmosphere, excellent schools, and numerous recreational opportunities, ensuring that there’s always something to do or explore.

The city’s commitment to safety, with low crime rates and a supportive environment, allows residents to feel secure in their new home. Additionally, Henderson’s vibrant local culture, diverse dining options, and various community events foster a sense of belonging and connection among its residents. Whether you’re seeking outdoor adventures in picturesque parks, engaging in local events, or simply enjoying a quiet evening in a welcoming neighborhood, Henderson has it all. Moving to Henderson means becoming part of a community that values family, friendship, and quality of life. Embrace the opportunity to create lasting memories in this charming city!