Reasons to Move to Riverbank, California

Riverbank, California, offers a unique blend of suburban charm and easy access to the San Joaquin Valley’s economic and recreational opportunities. Located just 15 miles from Modesto, this small city provides residents with a relaxed pace of life while still being close to major employment hubs, shopping centers, and outdoor destinations. Riverbank is known for its strong community spirit, highlighted by local events such as the annual Riverbank Cheese and Wine Exposition, which draws residents together to celebrate the area’s culture and agriculture. Whether you’re seeking a quiet residential neighborhood or proximity to bustling city life, Riverbank offers a balanced lifestyle with something for everyone.

What sets Riverbank apart is its affordability compared to other cities in the region, particularly for families and first-time homebuyers. The city’s schools, such as Riverbank High School, serve as a central point for families who value education and community involvement. Outdoor enthusiasts will appreciate the proximity to the Stanislaus River and several nearby parks, offering opportunities for hiking, biking, and fishing. As the city continues to grow, Riverbank is transforming into a modern, family-friendly area with a strong sense of belonging. Explore the possibilities that Riverbank offers—whether you’re moving to start a family, begin a career, or enjoy a quieter lifestyle, Riverbank might be just the place you’ve been searching for.

Cost to Move to Riverbank, California

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Cost of living in Riverbank, California

Housing Costs

The median home price in Riverbank, California, as of 2023 is approximately $420,000. This is a more affordable price compared to many other areas in the Central Valley and surrounding regions. Renters can expect to pay around $1,500 per month for a one-bedroom apartment, with two-bedroom apartments typically costing between $1,800 and $2,200 per month. As for home ownership, the average mortgage payment, including taxes and insurance, is estimated to be around $2,000 to $2,300 per month, depending on the type of loan and down payment. These costs are reflective of the area’s relatively moderate housing market compared to other parts of California.

Zillow

Utilities

The average monthly cost for basic utilities (electricity, heating, cooling, water, and garbage) in Riverbank is approximately $150 to $250 for a standard 900 square foot apartment, depending on usage. This is in line with the California state average for similar utility packages. Internet service typically costs between $50 and $70 per month for standard broadband speeds, while mobile phone plans average around $75 per month. Utility costs in the area can fluctuate depending on seasonal temperature changes and the size of your living space.

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Groceries/Food

The average cost of groceries for one person in Riverbank is about $300 to $400 per month. This includes essential items like bread, milk, eggs, vegetables, fruits, and meat. A loaf of bread costs around $3.50, a gallon of milk is about $3.80, and a dozen eggs averages around $3.00. Dining out will cost approximately $15 to $20 for a basic meal at an inexpensive restaurant, with a three-course meal for two in a mid-range restaurant priced around $50 to $70.

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Transportation

Transportation costs in Riverbank vary based on commuting needs. The average cost of gas is around $4.70 per gallon as of 2023, which is higher than the national average but in line with the rest of California. A typical monthly public transportation pass costs around $60 to $70, but many residents rely on private vehicles, given the area’s suburban nature. The cost of owning and maintaining a car (including insurance, maintenance, and fuel) is estimated to be between $500 and $700 per month for an average vehicle. For those working in larger cities, commuting costs may increase depending on the distance and frequency of travel.

GasBuddy

Healthcare

Healthcare costs in Riverbank are similar to those found across California. A basic doctor’s visit typically costs between $150 and $250 without insurance. Health insurance premiums vary widely but are generally between $300 and $600 per month for an individual. The average cost for a family health insurance plan is approximately $1,000 per month. Prescription medication costs will depend on the specific medication, but a common prescription drug can range from $10 to $50 without insurance.

HealthCare.gov

Childcare and Education

For parents in Riverbank, childcare can be a significant cost. The average monthly cost for daycare or preschool is approximately $800 to $1,200 for infants and toddlers. For school-aged children, public schooling is free, but additional costs for supplies, activities, and sports may add up to $300 to $500 per year. For private schooling, tuition can range from $6,000 to $15,000 per year depending on the institution. The area’s school system is known for its focus on community engagement and academic performance, with several schools earning good ratings in state rankings.

Niche

Taxes

California has one of the highest state income tax rates in the country. The state income tax rate for residents in Riverbank ranges from 1% to 13.3%, depending on income level. Property tax rates are approximately 1.1% of the assessed home value, with additional local taxes that fund public services. Sales tax in Riverbank is 7.75%, which is slightly higher than the national average but in line with California’s general tax rate. These tax rates can be a significant consideration for potential residents when evaluating the cost of living in Riverbank.

Tax-Rates.org

Insurance

The average cost of homeowners insurance in Riverbank is about $800 to $1,200 annually, depending on the value of the property and the level of coverage selected. For renters, the average cost of renters insurance is around $200 to $400 per year. Car insurance premiums in Riverbank range from $1,000 to $1,500 annually for a typical driver, depending on factors such as driving history, vehicle type, and coverage levels. These rates are in line with state averages for California, which tends to have higher insurance premiums due to its higher risk factors such as wildfires and traffic congestion.

Insure.com

Recreation and Entertainment

Entertainment costs in Riverbank can vary widely depending on your preferences. Movie tickets typically cost around $12 to $15 per person, while a gym membership averages $30 to $50 per month. Outdoor activities like hiking or fishing are free, and the area is home to several parks and recreation areas. For families, visiting local attractions such as the nearby Great Valley Museum of Natural History or attending community events can be both educational and affordable, with entry fees often under $10 per person.

City of Riverbank

Clothing

The cost of clothing in Riverbank is fairly typical for California. A basic pair of jeans from a retail store averages between $40 and $60, while a mid-range dress shirt or blouse costs around $25 to $50. For children’s clothing, a basic set of clothes might cost between $20 and $40 for each outfit. Popular retail stores in the area include outlets and big-box stores like Walmart and Target, where clothing tends to be more affordable than in high-end stores.

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Personal Care

Personal care expenses in Riverbank include haircuts, toiletries, and grooming. A standard men’s haircut costs about $20 to $30, while a women’s haircut averages around $40 to $60, depending on the stylist and the type of service. Basic toiletries such as soap, shampoo, and toothpaste cost about $20 to $30 per month, while higher-end products may increase this cost. Nail care, including manicures and pedicures, averages around $30 to $50 per session.

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Miscellaneous Expenses

Other miscellaneous expenses in Riverbank can include items such as pet care, which can cost an average of $50 to $100 per month for basic care and supplies. Entertainment, including concerts and other special events, can vary greatly depending on the type of activity, but typical costs are $20 to $100 per ticket. Additionally, there may be costs for home maintenance, which typically run about $200 to $400 annually for general repairs and upkeep.

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Is Riverbank, California a safe place to live – Crime Rates?

Crime Rate

Riverbank, California, has seen a reduction in overall crime rates in recent years. The city’s crime rate is lower than the national average, particularly when compared to other urban areas in California. According to the latest data from the NeighborhoodScout, Riverbank’s crime rate is about 20% lower than the California state average. This suggests that, on the whole, Riverbank is safer than many other parts of the state. In 2022, the city reported approximately 220 total crimes per 100,000 residents, a figure that falls well below the national average of 2,346 per 100,000 residents.

Violent Crime Rate

The violent crime rate in Riverbank is relatively low compared to other cities in California. The city experiences about 3.5 violent crimes per 1,000 residents, significantly lower than the national average of 4.0 per 1,000. According to NeighborhoodScout, the most common violent crimes reported are aggravated assaults, but occurrences are infrequent. This puts Riverbank on par with many suburban areas that offer a safer living environment. The city’s property crime rate, which includes theft, burglary, and vehicle theft, is also below the national average.

Property Crime Rate

Property crimes, including theft and burglary, are less frequent in Riverbank compared to other cities in California. The property crime rate in Riverbank is 10% lower than the state average, as reported by NeighborhoodScout. The overall rate of property crimes stands at about 15 per 1,000 residents, well below both the national and California state averages. This makes Riverbank a relatively safe place to live in terms of property-related offenses.

Police Presence

Riverbank is served by the Riverbank Police Department, which is committed to maintaining public safety through active patrols and community engagement. While the city has a relatively small police force, the department maintains strong relationships with local residents, working together to prevent crime. The department focuses on proactive policing, including community outreach programs and collaborations with neighboring law enforcement agencies. As of the most recent data, the city employs around 15 officers, ensuring a steady presence within the community.

For more details on the Riverbank Police Department, visit the official city page: City of Riverbank Police Department.

Neighborhood Watch Programs

Riverbank has active neighborhood watch programs that help to enhance community safety. These programs, which are supported by the Riverbank Police Department, encourage residents to work together to identify and report suspicious activity. While the specific number of active programs is not publicly available, the city has a history of residents coming together to ensure that their neighborhoods remain safe. Community engagement is a key aspect of the city’s crime prevention strategy.

Learn more about Riverbank’s community safety initiatives at City of Riverbank Police Department.

Safety Rankings

In terms of safety rankings, Riverbank is considered safer than 55% of cities in the United States. According to recent data from the NeighborhoodScout, the city scores high in terms of low violent crime rates and low property crime incidents, placing it in the 45th percentile for safety across the nation. This places Riverbank in a more favorable position compared to many other cities, especially those in larger metropolitan areas.

Trend Data

Riverbank has experienced a downward trend in crime rates over the past five years. According to data from CrimeReports, both violent and property crimes have steadily decreased since 2018. This trend suggests that ongoing community and police efforts to reduce crime are proving effective. The crime rate in Riverbank has shown a significant decrease, with property crimes down by nearly 10% in recent years.

School Safety

Riverbank’s schools generally report good safety levels, with the Riverbank Unified School District (RUSD) focusing on student safety through active security measures and anti-bullying programs. While specific incidents of school violence are rare, there have been occasional reports of bullying and other minor infractions, which the district addresses through counseling and peer programs. The RUSD has made it a priority to ensure that students are learning in a safe environment, and local law enforcement collaborates with the schools to maintain campus security. For more information on school safety, visit Riverbank Unified School District.

What are the demographics of Riverbank, California?

White

The White population in Riverbank, California, makes up approximately 56.7% of the total population, based on the most recent census data available from the United States Census Bureau (2020). This demographic represents the majority group in the city. The percentage has remained relatively stable over the past decade, indicating consistent representation within the community.

Black or African American

The Black or African American population in Riverbank is around 3.6% of the total population, according to the most recent data from the United States Census Bureau (2020). This group, while a smaller portion of the population, is part of the city’s broader ethnic and cultural diversity.

Hispanic or Latino

The Hispanic or Latino population in Riverbank is a significant demographic, comprising about 42.1% of the total population, as indicated by the United States Census Bureau (2020). This group has seen considerable growth in recent years and is one of the largest ethnic groups in the area, contributing to the cultural vibrancy of Riverbank.

Two or More Races

The population of people identifying as Two or More Races in Riverbank is approximately 3.1% of the total population, according to data from the United States Census Bureau (2020). This category reflects the growing diversity of Riverbank as individuals from various backgrounds identify with multiple racial or ethnic groups.

Asian

The Asian population in Riverbank is approximately 3.1%, according to the most recent census data from the United States Census Bureau (2020). While this group represents a smaller portion of the overall population, it contributes to the multicultural fabric of the community.

Native American

The Native American population in Riverbank is approximately 1.3%, based on data from the United States Census Bureau (2020). This group reflects the historical presence of Native American tribes in the region, though they represent a small portion of the total population.

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Riverbank is a very small percentage, at about 0.3% of the total population, according to the United States Census Bureau (2020). This demographic represents a smaller, but important, segment of Riverbank’s diverse population.

Sources

Riverbank, California Population by Age and Gender

Total Population of Riverbank, California

The total population of Riverbank, California is approximately 24,736 people, based on the most recent data from the United States Census Bureau (2020). This reflects a steady population size, with a growth trend over the past few years.

Total Population by Gender

The gender distribution in Riverbank is relatively balanced. Of the total population, approximately 49.3% are male, and 50.7% are female. This information is based on the United States Census Bureau (2020), reflecting a near-equal representation of both genders in the city.

Age Distribution

The age distribution in Riverbank is diverse, with the largest age group being individuals aged 25-44, making up 27.9% of the population. Children aged 0-14 represent 22.3%, while 15-24-year-olds make up 12.8%. Seniors aged 65 and older represent about 12.1% of the population. This data comes from the United States Census Bureau (2020), reflecting the community’s healthy mix of families, young adults, and seniors.

Median Age

The median age in Riverbank is 33.7 years, according to the United States Census Bureau (2020). This indicates a relatively young population, with a median age close to the national average of 38.4 years.

Dependency Ratios

The dependency ratio in Riverbank, reflecting the number of dependents (children and elderly) per working-age individual (ages 15-64), is around 50.3%. This ratio is based on data from the United States Census Bureau (2020), which shows that the working-age population supports a sizable portion of children and seniors.

Sex Ratio

The sex ratio in Riverbank is approximately 97.4 males for every 100 females, based on data from the United States Census Bureau (2020). This indicates a slightly higher number of females compared to males in the population.

Sources

Riverbank, California Zip Codes

  • 95367

What is the history of Riverbank, California?

History of Riverbank, California

Riverbank, California, was originally founded in the late 1800s, primarily as a small farming community located along the Stanislaus River. The town’s early days were shaped by the agricultural boom of the region, with settlers attracted to the fertile soil and access to water. The area was part of the larger expansion in California’s Central Valley, which was rapidly becoming an agricultural hub.

The first significant development in Riverbank came in the form of the Southern Pacific Railroad, which passed through the area in the 1870s. The arrival of the railroad helped to establish the community as a trading post, facilitating the transport of crops such as wheat, corn, and fruit to larger markets. This infrastructure would prove essential to the town’s growth and is a key part of its history.

In the early 1900s, Riverbank began to grow into a more formalized settlement, with a post office opening in 1908. The town was officially incorporated as a city in 1922, marking its transition from a rural agricultural community into a more urbanized town. During this time, Riverbank saw a steady increase in population and infrastructure development, such as schools and commercial establishments, which helped to support the growing community.

The town continued to prosper through the mid-20th century, largely driven by agriculture, but began to diversify its economy as it entered the latter half of the century. In the 1970s and 1980s, Riverbank experienced a housing boom as more people began moving into the area for its relatively low cost of living and proximity to larger cities like Modesto. The city continued to expand, with more suburban developments and an increasingly diverse population.

Today, Riverbank remains a small yet vibrant city, retaining its agricultural roots while embracing suburban growth. It is known for its tight-knit community, excellent schools, and the scenic Stanislaus River that still plays an important role in the local way of life. The city’s history is marked by resilience and growth, from its early agricultural days to becoming a suburban city with a rich heritage.

Sources

Riverbank, California Weather

Average Temperature by Month

The climate in Riverbank is characterized by warm, dry summers and mild, wet winters. Here’s a look at the average temperature per month:

  • January: High of 58°F, Low of 38°F
  • February: High of 64°F, Low of 42°F
  • March: High of 70°F, Low of 46°F
  • April: High of 76°F, Low of 49°F
  • May: High of 85°F, Low of 54°F
  • June: High of 93°F, Low of 60°F
  • July: High of 98°F, Low of 64°F
  • August: High of 96°F, Low of 63°F
  • September: High of 91°F, Low of 59°F
  • October: High of 80°F, Low of 52°F
  • November: High of 68°F, Low of 44°F
  • December: High of 58°F, Low of 38°F

Precipitation Patterns

Riverbank receives most of its precipitation during the winter months, especially in January, which averages around 2.4 inches of rain. The months of June through August typically see minimal rainfall, with July and August often receiving no measurable rain at all.

  • January: 2.4 inches
  • February: 1.9 inches
  • March: 1.7 inches
  • April: 1.3 inches
  • May: 0.4 inches
  • June: 0.2 inches
  • July: 0.0 inches
  • August: 0.0 inches
  • September: 0.1 inches
  • October: 0.7 inches
  • November: 1.1 inches
  • December: 2.3 inches

Humidity Levels

The average humidity levels in Riverbank tend to be relatively low, especially during the summer. The peak humidity is typically seen in the winter months, but overall, it remains a dry climate with annual averages ranging from 40% to 60% during the cooler months.

Wind Patterns

Wind speeds in Riverbank are generally mild but can vary based on seasonal shifts. Summer winds are typically light, while winter months might bring occasional gusts.

Comparison to State and National Averages

When compared to the California state averages, Riverbank experiences hotter summers with temperatures often surpassing the state average during July and August. California as a whole sees more precipitation in coastal areas, while Riverbank’s inland location results in more arid conditions. Nationally, Riverbank’s climate is drier than most regions of the U.S., especially those with higher humidity levels in the Midwest or East Coast.

Sources

Average Income in Riverbank, California

Average Annual Salary

The average income in Riverbank is approximately $89,504 for households. This is slightly higher than the surrounding Modesto, CA metro area, which has a median household income of $74,872. However, it is slightly lower than the median household income for California, which stands at $91,905​

Census Reporter

Average Hourly Wage

Riverbank’s average income can also be broken down into hourly wages. While specific hourly wage data isn’t available, the per capita income is about $33,398, which can be used for a rough estimate. This equates to roughly $16 per hour if working full-time, though this is just a basic estimation.

Median Salary Range

The median household income for Riverbank is $89,504. This value is close to the state median but falls slightly below California’s average of $91,905​

Census Reporter

Most Popular Jobs/Careers

While detailed job-by-job statistics are not available, the surrounding Modesto area has a diverse job market, including sectors such as healthcare, retail, manufacturing, and agriculture. In Riverbank, it is likely that positions in these industries dominate.

Highest Paid Jobs Popular in the Area

The highest-paying jobs in the region are generally within healthcare, such as physicians and surgeons, as well as management and technology roles, which mirror trends found throughout California.

Taxes in Riverbank, California

Property Taxes

In Riverbank, the median property tax paid on homes is $2,355. This is slightly below the California state average of $2,461.70. Compared to the national average of $1,653.64, Riverbank residents pay notably higher property taxes​

GeoStat

Sales Taxes

The total local sales tax rate in Riverbank is 7.875%. This rate includes 7.25% from the state of California and 0.625% from Stanislaus County. Riverbank itself does not impose an additional city sales tax​

Sale Tax

For further details on taxes in Riverbank, California, please consult the original sources: GeoStat.org on Property Taxes and Sale-Tax.com on Sales Taxes.

Is Riverbank, California a Good Place to Live for Singles?

Property Taxes

In Riverbank, the median property tax paid on homes is $2,355. This is slightly below the California state average of $2,461.70. Compared to the national average of $1,653.64, Riverbank residents pay notably higher property taxes. Source

Sales Taxes

The total local sales tax rate in Riverbank is 7.875%. This rate includes 7.25% from the state of California and 0.625% from Stanislaus County. Riverbank itself does not impose an additional city sales tax. Source

Is Riverbank, California Good for Families?

Events and Activities

Riverbank offers a variety of events and activities throughout the year. Notable events include the annual Fourth of July Fireworks Show and the Graffiti Street Art Festival. If you’re interested in sports, you can catch a game at the John Thurman Field, where the Modesto Nuts (a minor league baseball team) play. The city also hosts activities at Jacob Myers Park and Sunrise Park, both offering hiking trails and sports fields. Additionally, there are local organizations like the Kiwanis Club of Greater Riverbank that arrange social gatherings​

BestPlaces

Gyms

For those looking to stay active, there are local gyms available. You can easily find options by searching through Yahoo for gyms in Riverbank.

Housing

Renting in Riverbank offers a mix of options. You can find apartments and homes for rent, with pricing typically being more affordable than larger cities like Modesto or Stockton. For more details on rental listings, you can explore sites like Zillow.

Percentage of Single Residents

Approximately 46.3% of the population in Riverbank is single. This is slightly below the state average of 50.2% for California, but still suggests a reasonable number of single residents. Among singles in Riverbank, 32.9% have never been married, while 9.7% are divorced​

BestPlaces

Comparison with State and National Averages

When comparing Riverbank’s single population to state and national averages, Riverbank’s percentage of singles (46.3%) is lower than California’s overall rate of 50.2%. Nationally, 50.2% of people are single as well, which means Riverbank’s rates are fairly close to the national average but slightly lower.

Overall, Riverbank is a vibrant town with a strong community, good events, and active lifestyle options, which can be appealing for singles looking to live in a quieter yet engaged environment. For more detailed information about the city’s statistics, you can check the resources mentioned above.

How are the schools in Riverbank, California?

Is Riverbank, California Good for Families?

Riverbank, California, offers a relatively quiet, family-friendly environment with affordable housing, a moderate crime rate, and strong educational opportunities. While the cost of living is lower than in larger California cities, the town’s small size may feel limiting for some families. The climate is warm, with hot summers, making outdoor activities popular. However, the lack of urban amenities could be a consideration for those accustomed to bigger cities.

Crime

Riverbank is considered safer than many other California cities, with an overall crime rate below the national average. Property crimes tend to be the most common, but violent crime remains relatively low compared to both state and national averages​

Areavibes

Weather

The weather in Riverbank is classified as Mediterranean, characterized by hot, dry summers and mild winters. The area enjoys plenty of sunshine throughout the year, with average summer temperatures often exceeding 90°F. Winters are generally pleasant, with average lows rarely dipping below freezing​

Areavibes

Housing

For families, Riverbank offers affordable housing compared to the wider Bay Area. The median home price is more accessible than in nearby urban centers, making it a viable option for first-time homebuyers​

Areavibes

Homes typically range in the mid-$300,000s, and there are family-friendly options available with large yards and proximity to schools and parks. For a comprehensive look at homes for sale in the area, you can view listings on local real estate sites like BuyerLink.

Employment Opportunities

Riverbank’s job market is somewhat limited but supported by industries like agriculture, retail, and manufacturing. Many residents commute to nearby Modesto for higher-paying job opportunities. Overall, the town offers a stable job market but may not provide as many career options as larger metropolitan areas​

Citytistics

Parks and Family Activities

Families in Riverbank have access to local parks and outdoor activities. The Riverbank Community Center frequently hosts events for children and families. You can also find nearby recreational spots like the Stanislaus River and the Riverbank Sports Complex, which offers sports leagues and community events​

Areavibes

Restaurants

If you’re looking for places to dine in Riverbank, you’ll find some great options:

Percentage of Family Residents

Over 50% of families in Riverbank have children under 18, indicating a strong family presence in the community. The area also boasts a high percentage of married residents, with about 57% of residents over 15 years old being married​

Areavibes

This is above the national average for marriage rates, which makes Riverbank a good choice for families seeking a stable, family-oriented environment.

Churches in Riverbank, California

  • Oasis of Hope Church – A welcoming community dedicated to loving God and others, offering Sunday worship, Bible study, and community outreach programs.
  • St. Frances of Rome Catholic Church – A Catholic church that emphasizes love, service, and unity through the Holy Eucharist, with multiple Mass schedules and community activities.

Conclusion: Why you should consider moving to Riverbank, California

Riverbank, California, is a charming and family-friendly community that offers a balanced lifestyle with plenty to enjoy. From its safe neighborhoods and welcoming atmosphere to its variety of parks and recreational activities, it’s clear why this city is an appealing place to call home. Affordable housing options, a growing local economy, and a strong sense of community make Riverbank a great choice for families, professionals, and retirees alike. The city’s warm climate, vibrant local events, and proximity to larger metropolitan areas add to its allure, providing residents with a perfect blend of tranquility and opportunity.

Whether you’re seeking a place to raise a family, enjoy a slower pace of life, or find new career opportunities, Riverbank offers a unique charm that makes it worth considering for your next move