Reasons to Move to Cambridge, Minnesota

Cambridge, Minnesota, offers a unique blend of small-town charm with modern amenities, making it an ideal place for those seeking a balanced lifestyle. Located just 40 minutes north of the Twin Cities, it provides easy access to metropolitan opportunities while maintaining a peaceful, tight-knit community atmosphere. With a population just under 10,000, the town retains its cozy, welcoming vibe, perfect for families and individuals alike. Residents enjoy a low crime rate, high-quality schools, and a range of recreational options from the scenic Rum River to the numerous parks and trails. Cambridge’s historic downtown offers a mix of local shops, dining, and cultural events that foster community engagement.

What sets Cambridge apart is its unique mix of natural beauty and modern development. The city is surrounded by vast green spaces, providing ample opportunities for outdoor activities like hiking, fishing, and boating. Cambridge is also home to a thriving arts scene, including the Arts & Crafts Festival and local theater productions. The area’s economy, while grounded in agriculture, is diversifying with new business developments, making it a growing hub for both entrepreneurs and professionals. Whether you’re looking to raise a family, retire in a serene environment, or work in a region with strong job prospects, Cambridge has the appeal to meet a variety of needs. There’s much more to discover, and the journey to making it your home is just beginning.

Cost to Move to Cambridge, Minnesota

Want to know the cost to move to Cambridge, Minnesota? Here are the best

Cambridge, Minnesota Movers

Cambridge, Minnesota Social Media & News

Cambridge, Minnesota on Youtube

Cambridge, Minnesota on X.com

Cambridge, Minnesota on Facebook

Cambridge, Minnesota on Instagram

Cambridge, Minnesota on Google News

Cambridge, Minnesota on Microsoft Bing News

Cost of living in Cambridge, Minnesota

Housing Costs

The median home price in Cambridge, MN, as of the latest data from 2023, is approximately $290,000. This is slightly below the state average for Minnesota, which is around $315,000. Renters in Cambridge pay an average of $1,100 per month for a two-bedroom apartment. The cost of housing in Cambridge has been relatively stable, showing modest increases year-over-year. It is also worth noting that the housing market in Cambridge offers a variety of options from single-family homes to townhouses, which can influence the overall cost of living.

Source: Zillow, Cambridge MN Home Prices

Utilities

The average monthly utility bill for a 915-square-foot apartment in Cambridge, MN, including electricity, heating, cooling, water, and garbage, is approximately $160. This is based on typical usage patterns and varies depending on the size of the residence and specific utilities providers. Heating costs, particularly during the cold winter months, can lead to higher monthly utility bills, especially in older homes that may lack modern insulation.

Source: Numbeo, Cambridge Utility Costs

Groceries/Food

On average, a typical monthly grocery bill for a single person in Cambridge is around $300-$350, depending on dietary preferences and shopping habits. Prices at local grocery stores such as Walmart, Cub Foods, and ALDI are comparable to national averages. A gallon of milk in Cambridge costs about $2.30, and the price of a loaf of bread is approximately $2.60. For families, the average cost of groceries can rise significantly, with a family of four spending roughly $800-$1,000 per month.

Source: Numbeo, Cambridge Food Prices

Transportation

For residents of Cambridge, transportation costs are influenced by the need for a personal vehicle. Gasoline prices in Cambridge as of January 2025 are about $3.20 per gallon. Public transportation options are limited, so most residents rely on personal vehicles for commuting. The average car ownership cost (including insurance, fuel, and maintenance) is around $500 to $600 per month. Additionally, if you commute to the Twin Cities, you may need to factor in the cost of tolls or parking if applicable.

Source: GasBuddy, Cambridge Gas Prices

Healthcare

Healthcare costs in Cambridge are generally in line with state averages, though costs can vary significantly depending on insurance coverage. The average cost of a doctor’s visit is around $130, and an emergency room visit in Cambridge typically costs between $1,000 to $2,000, depending on the severity of the issue. Health insurance premiums can vary widely, but on average, individuals pay around $400 per month for a standard insurance plan. Family coverage typically runs between $1,200 and $1,500 per month.

Source: Healthcare.gov, Average Health Insurance Premiums

Childcare and Education

Childcare costs in Cambridge are on the higher end compared to the national average. Full-time daycare for an infant can range from $800 to $1,200 per month, while costs for a toddler or preschool-age child are generally lower, between $600 and $1,000 per month. Cambridge is home to a number of quality schools, with public education being provided by the Cambridge-Isanti School District. The average cost per student in Minnesota is approximately $13,000 annually, which is close to the national average for public schooling.

Source: Bureau of Labor Statistics, Minnesota Costs of Living

Taxes

Cambridge residents are subject to the state of Minnesota’s income tax, which ranges from 5.35% to 9.85% depending on income levels. In addition to state income tax, Cambridge also has a local sales tax rate of 7.375%. The median property tax rate in Cambridge is approximately 1.2% of a home’s assessed value. This means that if you purchase a $290,000 home, your annual property tax bill would likely be around $3,480.

Source: Minnesota Department of Revenue, Property Tax Information

Insurance

Auto insurance premiums in Cambridge are slightly below the state average, with the average cost for full coverage auto insurance being around $1,200 annually. Homeowners’ insurance in Cambridge typically costs between $800 and $1,500 per year, depending on the value of the property and coverage options. Health insurance premiums, as noted earlier, are about $400 per month for individuals.

Source: National Consumer Health Priorities

Recreation and Entertainment

Recreation costs in Cambridge can be quite affordable, with many outdoor activities available for little to no cost. Access to parks, trails, and the Rum River is free for residents. However, membership to fitness clubs such as Anytime Fitness typically costs around $35 per month. For more organized recreation or entertainment, a ticket to the Cambridge Theater costs around $12, and annual passes to local attractions or parks may run between $50 and $150 annually.

Source: Cambridge Parks & Recreation

Clothing

Clothing costs in Cambridge are in line with national averages. A basic pair of jeans typically costs around $30 to $50, while a pair of running shoes can range from $50 to $100. Local retail outlets such as Walmart, Target, and regional shopping centers offer a range of budget-friendly clothing options, though specialty stores may have higher pricing depending on the brand.

Source: Numbeo, Cambridge Clothing Prices

Personal Care

Personal care items such as toiletries and cosmetics are reasonably priced in Cambridge. The average cost for a basic haircut in the area is approximately $20 to $30 for men, and around $40 to $50 for women. A standard bottle of shampoo or conditioner typically costs between $3 and $7. Fitness memberships, like those at local gyms, are generally priced at $30 to $40 per month for basic membership packages.

Source: Numbeo, Cambridge Personal Care Costs

Miscellaneous Expenses

Miscellaneous expenses, such as household items, entertainment, and dining out, are moderate in Cambridge. Dining at a mid-range restaurant typically costs around $15 to $25 per person for a three-course meal. For entertainment, a standard movie ticket at the Cambridge Theater is $12, and the cost of a coffee at a local café is approximately $4. Overall, miscellaneous expenses will depend on personal habits but are generally affordable in the Cambridge area.

Source: Numbeo, Cambridge Miscellaneous Costs

Is Cambridge, Minnesota a safe place to live – Crime Rates?

Crime Rate

Cambridge, Minnesota, is considered a relatively safe community when compared to both state and national averages. The overall crime rate in Cambridge is approximately 16.9 incidents per 1,000 residents, which is significantly lower than the national average of 24.9 incidents per 1,000 residents. In terms of violent crime, Cambridge’s rate stands at 1.1 per 1,000 residents, far below the national average of 4.0. Property crime, which includes burglary, larceny-theft, and motor vehicle theft, is at 15.8 per 1,000 residents, also lower than the national average of 19.3. These statistics suggest that Cambridge is safer than many communities across the U.S.

Source: NeighborhoodScout, Cambridge Crime Rates

Violent Crime Rate

The violent crime rate in Cambridge is exceptionally low. With only 1.1 violent crimes per 1,000 residents, Cambridge significantly outperforms national figures, where the average violent crime rate is 4.0 per 1,000 people. This low violent crime rate includes incidents such as aggravated assault, robbery, rape, and homicide. The lack of violent crime is a key factor in the city’s overall reputation as a safe place to live, making it attractive for families, retirees, and individuals looking for peace of mind.

Source: NeighborhoodScout, Cambridge Violent Crime Statistics

Property Crime Rate

Property crime in Cambridge is also lower than the national average, with a rate of 15.8 per 1,000 residents compared to the national average of 19.3 per 1,000 residents. Common property crimes include burglary, larceny-theft, and motor vehicle theft. This relatively low property crime rate highlights Cambridge’s strong community-oriented environment. Residents typically experience fewer concerns about home break-ins and vehicle thefts compared to larger urban areas.

Source: NeighborhoodScout, Cambridge Property Crime Rates

Police Presence

Cambridge benefits from a robust local police presence, with the Cambridge Police Department actively engaged in community safety efforts. The department works closely with local schools, businesses, and neighborhood groups to maintain a safe environment. Additionally, the city is part of a larger law enforcement network in Isanti County, allowing for quick responses and coordination in case of emergencies. The police department also utilizes community policing strategies to ensure that residents feel secure and connected with law enforcement.

Source: City of Cambridge Police Department

Neighborhood Watch Programs

Cambridge has several active neighborhood watch programs designed to enhance community safety. These programs encourage residents to collaborate with local police in monitoring suspicious activities and reporting concerns promptly. Neighborhood watch groups help strengthen community ties and ensure that the city remains a safe place for its residents. The city promotes these programs through community outreach and regularly scheduled meetings with law enforcement.

Source: City of Cambridge Police, Crime Prevention

Safety Rankings

Cambridge consistently ranks highly in safety reports for Minnesota and the United States. In terms of overall safety, it often ranks in the top 30% for Minnesota cities, showing that it is a lower-risk community for both violent and property crimes. The city’s low crime rates, combined with a strong police presence and community-focused safety programs, make it one of the safer areas to live in the region.

Source: Niche, Cambridge Safety Ranking

Trend Data

Recent crime trend data shows a downward trajectory in both violent and property crime rates in Cambridge over the past five years. The city’s crime rate has decreased by approximately 5% in the last year alone, reflecting the effectiveness of safety measures and community engagement initiatives. This trend indicates that Cambridge is becoming an increasingly safer place to live, with crime continuing to decline as local law enforcement strengthens its presence and community partnerships.

Source: NeighborhoodScout, Cambridge Crime Trends

School Safety

School safety in Cambridge is a top priority, with the Cambridge-Isanti School District implementing a range of security measures to ensure students’ well-being. The district employs school resource officers and regularly conducts drills to prepare for potential emergencies. Additionally, schools have established anti-bullying programs and mental health services to support students. Reports show that Cambridge-Isanti schools maintain a positive and safe environment for both staff and students, with low incident rates of violence or serious misconduct.

Source: Cambridge-Isanti Schools, School Safety

What are the demographics of Cambridge, Minnesota?

White

As of the most recent U.S. Census data (2020), approximately 92.5% of Cambridge, Minnesota’s population identifies as White. This reflects the predominance of Caucasian residents in the area, making it the largest racial group in the city.

Source: U.S. Census Bureau, 2020 Census Data

Black or African American

The Black or African American population in Cambridge is approximately 1.4%, according to the latest census data. This represents a smaller portion of the city’s population compared to other racial groups.

Source: U.S. Census Bureau, 2020 Census Data

Hispanic or Latino

Cambridge has a Hispanic or Latino population of around 2.3% based on the 2020 U.S. Census data. This group is growing, though it still remains a minority within the city’s diverse demographic landscape.

Source: U.S. Census Bureau, 2020 Census Data

Two or More Races

Approximately 1.8% of the population in Cambridge identifies as being of two or more races. This figure has been gradually increasing, reflecting a broader trend of multiracial identities across the U.S.

Source: U.S. Census Bureau, 2020 Census Data

Asian

The Asian population in Cambridge is around 0.6%, based on 2020 census data. While this is a smaller demographic group, the presence of Asian residents contributes to the city’s cultural diversity.

Source: U.S. Census Bureau, 2020 Census Data

Native American

Cambridge’s Native American population is relatively small, at about 0.3% of the city’s total population, according to the 2020 U.S. Census data.

Source: U.S. Census Bureau, 2020 Census Data

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Cambridge is negligible, with fewer than 0.1% of the population identifying as such, according to the 2020 U.S. Census data.

Source: U.S. Census Bureau, 2020 Census Data

Sources

Cambridge, Minnesota Population by Age and Gender

The total population of Cambridge, Minnesota is 8,389, based on the most recent data from the 2020 U.S. Census.

Total Population by Gender

As of the 2020 Census, the gender distribution in Cambridge is as follows: 4,055 males (48.3%) and 4,334 females (51.7%). This represents a slightly higher proportion of females in the population.

Source: U.S. Census Bureau, 2020 Census Data

Age Distribution

The age distribution in Cambridge, according to the 2020 Census, is as follows:

  • 0 to 14 years: 19.7% of the population
  • 15 to 24 years: 12.2% of the population
  • 25 to 44 years: 24.9% of the population
  • 45 to 64 years: 24.3% of the population
  • 65 years and over: 18.9% of the population

This distribution indicates a relatively balanced population across various age groups, with a notable portion of the population in the 25 to 44 and 45 to 64 age ranges, reflecting a stable family-oriented community.

Source: U.S. Census Bureau, 2020 Census Data

Median Age

The median age in Cambridge, Minnesota, is 38.2 years, as per the 2020 Census data. This suggests a population with a relatively balanced distribution of both younger and older residents, typical of small to mid-sized communities.

Source: U.S. Census Bureau, 2020 Census Data

Dependency Ratios

The dependency ratio in Cambridge is around 47.3%, based on the most recent census data. This is calculated by comparing the number of residents considered dependents (under 15 years or over 64 years) to those in the working-age group (15-64 years). This ratio indicates a relatively balanced number of dependents compared to the working-age population.

Source: U.S. Census Bureau, 2020 Population Projections

Sex Ratio

The sex ratio in Cambridge, Minnesota, is approximately 93.6 males for every 100 females, based on the 2020 Census. This is a common ratio in many communities, with more females than males in the general population.

Source: U.S. Census Bureau, 2020 Census Data

Sources

Cambridge, Minnesota Zip Codes

Cambridge, Minnesota, primarily has the following ZIP codes:

  • 55008

This ZIP code covers the majority of the Cambridge, Minnesota area.

What is the history of Cambridge, Minnesota?

Cambridge, Minnesota, was first established in the mid-19th century, with its roots deeply tied to the expansion of the railroad in the area. The town was officially founded in 1856, and its name was selected after Cambridge, Massachusetts. The city’s early history is marked by its strategic location along the St. Paul and Duluth Railroad, which connected Minneapolis with Duluth. This railroad allowed the settlement to grow rapidly in the late 1800s, as it provided an essential transportation route for goods, people, and resources. Early settlers, primarily of Scandinavian descent, were attracted to the fertile farmland and the promise of trade and industry that the railroad offered.

Early Growth and Development

In the years following its establishment, Cambridge grew steadily as a rural farming community. The presence of the railroad facilitated the growth of a vibrant downtown area, with stores, hotels, and businesses catering to the needs of both locals and travelers. As more settlers arrived, the city expanded its infrastructure, including roads, schools, and churches. Agriculture remained a vital part of the local economy, with crops like wheat, corn, and oats being produced in abundance. However, as the town continued to grow, it also began to attract more diverse industries such as sawmills and flour mills, which were key drivers of the local economy in the late 1800s and early 1900s.

The 20th Century and Beyond

By the early 1900s, Cambridge had solidified its place as a central hub in Isanti County. The population continued to rise throughout the 20th century, with a steady influx of residents drawn to the area’s proximity to the larger cities of Minneapolis and St. Paul. As Cambridge entered the post-World War II era, the growth of suburban areas and improvements in transportation allowed the city to evolve into a commuter town. Despite the urbanization and development that began in the mid-20th century, Cambridge retained its small-town charm and rural roots, maintaining a balance between growth and the preservation of its historical character.

Modern-Day Cambridge

Today, Cambridge is a thriving city that blends its rich agricultural history with the modern amenities and services that come with its growing population. The city has continued to develop, with improvements in infrastructure, education, and healthcare, while still holding onto the sense of community that early settlers established. The historic downtown area remains a central feature of the city, with businesses, restaurants, and cultural centers. The city’s economy has diversified further, with manufacturing, retail, and service industries playing a significant role. While Cambridge is still a small city compared to its metropolitan neighbors, its vibrant history and steady growth continue to make it a desirable place to live and work.

Sources

Cambridge, Minnesota Weather

Average Temperature (by Month)

Cambridge, Minnesota, experiences a wide range of temperatures throughout the year due to its location in the Upper Midwest. The following are the average monthly temperatures based on the most recent data for 2023:

  • January: High 19°F (-7°C), Low 3°F (-16°C)
  • February: High 23°F (-5°C), Low 6°F (-14°C)
  • March: High 35°F (2°C), Low 18°F (-8°C)
  • April: High 50°F (10°C), Low 32°F (0°C)
  • May: High 63°F (17°C), Low 43°F (6°C)
  • June: High 74°F (23°C), Low 54°F (12°C)
  • July: High 81°F (27°C), Low 60°F (16°C)
  • August: High 79°F (26°C), Low 58°F (14°C)
  • September: High 67°F (19°C), Low 46°F (8°C)
  • October: High 53°F (12°C), Low 35°F (2°C)
  • November: High 37°F (3°C), Low 21°F (-6°C)
  • December: High 23°F (-5°C), Low 8°F (-13°C)

The climate in Cambridge is characterized by cold winters and mild summers, typical of the northern Great Plains region.

Source: The Weather Channel, Average Monthly Temperatures in Cambridge

Precipitation (Rain) Patterns

Cambridge, Minnesota, sees a moderate amount of precipitation, with the wettest months generally being from May through August. The average annual rainfall is approximately 32 inches (813 mm). The following is the average monthly precipitation:

  • January: 0.5 inches (13 mm)
  • February: 0.4 inches (10 mm)
  • March: 0.9 inches (23 mm)
  • April: 2.0 inches (51 mm)
  • May: 3.3 inches (84 mm)
  • June: 4.0 inches (102 mm)
  • July: 3.9 inches (99 mm)
  • August: 3.5 inches (89 mm)
  • September: 3.0 inches (76 mm)
  • October: 2.1 inches (53 mm)
  • November: 1.3 inches (33 mm)
  • December: 0.6 inches (15 mm)

This data shows that Cambridge experiences a wetter summer season, which aligns with the region’s growing season and agricultural patterns.

Source: US Climate Data, Cambridge Precipitation Patterns

Extreme Weather Events

Cambridge, like much of Minnesota, is subject to extreme weather events, including severe thunderstorms, tornadoes, and heavy snowstorms. The city lies in “Tornado Alley,” and it experiences an average of 2 to 4 tornadoes annually, typically during the spring and summer months. The area also faces the possibility of winter storms, which can bring heavy snow and subzero temperatures. Winter temperatures can drop well below freezing, with occasional extreme cold spells reaching -20°F (-29°C) or lower. In addition, the region is prone to flooding during the spring melt, particularly in areas near the Rum River.

Source: National Weather Service, Extreme Weather in Minnesota

Humidity Levels

Cambridge experiences moderate to high humidity levels, particularly during the summer months. The highest humidity typically occurs in June, July, and August, when average relative humidity levels hover around 75-80%. This can make the summer temperatures feel warmer than they actually are. Winter months see a significant drop in humidity, with average levels around 50-60%, which can result in dry conditions, especially during colder spells.

Source: US Climate Data, Cambridge Humidity

Sunlight

Cambridge experiences a fair amount of sunshine during the summer months, with June typically seeing the most sunlight. The city averages about 200 sunny days per year. In the winter, the days are much shorter, with limited sunlight, particularly in December, when the city sees only about 8 hours of daylight. On average, Cambridge gets approximately 4.5 hours of sunshine per day during the winter months.

Source: Sunshine Hours, Cambridge Sunlight Data

Wind Patterns

Cambridge experiences moderate wind speeds throughout the year, with the windiest months generally being in the spring and fall. The average wind speed is around 10-15 mph (16-24 km/h), but gusts can occasionally reach 40-50 mph (64-80 km/h) during storms or severe weather events. Wind patterns tend to come from the northwest in the winter and the south-southwest during the warmer months, often bringing warmer, moist air from the Gulf of Mexico during the summer and cold, dry air from Canada during the winter.

Source: The Weather Channel, Wind Patterns in Cambridge

Comparison to State and National Averages

When compared to the state of Minnesota, Cambridge experiences slightly warmer summers and colder winters due to its location in the central part of the state. Minnesota’s average annual temperature is about 40°F (4°C), while Cambridge’s average annual temperature is slightly higher at 42°F (5.5°C). Compared to the national average, which is approximately 52°F (11°C), Cambridge’s climate is significantly colder, particularly in the winter months.

Sources

Average Income in Cambridge, Minnesota

Average Annual Salary

As of the most recent data available from the U.S. Census Bureau (2020), the average annual salary for residents of Cambridge, Minnesota, is approximately $55,000. This figure represents the typical earnings for individuals working full-time across various industries in the area. It is important to note that the salary range can vary widely depending on the specific industry, level of education, and work experience.

Source: U.S. Census Bureau, 2020 American Community Survey Data

Median Household Income

The median household income in Cambridge, Minnesota, is $67,000 according to the 2020 Census data. This figure represents the middle point of household incomes in the city, where half of households earn more and half earn less. This is slightly higher than the state’s median household income, which stands at around $65,000, but lower than the national median of $70,784.

Source: U.S. Census Bureau, 2020 American Community Survey Data

Average Hourly Wage

The average hourly wage for workers in Cambridge, Minnesota, is estimated to be around $25 per hour, based on recent labor statistics. This is consistent with the state average, which is also approximately $25. However, hourly wages can fluctuate based on industry and job role, with positions in healthcare, manufacturing, and education typically earning higher rates compared to retail and service jobs.

Source: U.S. Bureau of Labor Statistics, Minnesota Wage Data

Most Popular Jobs/Careers

In Cambridge, the most popular job sectors include healthcare, manufacturing, and education. Many residents work in local healthcare facilities such as the Cambridge Medical Center, which is one of the city’s largest employers. The city also has a strong presence of educational professionals, with several local schools within the Cambridge-Isanti School District. Manufacturing jobs are also common, as the city has several local businesses involved in light manufacturing and assembly work.

Source: City of Cambridge Economic Development

Highest Paid Jobs in Cambridge

Among the highest paid jobs in Cambridge are those in healthcare, including physicians and healthcare administrators, as well as positions in skilled trades such as electricians, industrial engineers, and construction managers. Healthcare administrators earn significantly more than the average income, with annual salaries typically ranging from $80,000 to $120,000. Physicians and specialized medical professionals can earn upwards of $150,000 depending on their area of expertise.

Source: ZipRecruiter, Healthcare Administrator Salaries

Comparison to State and National Averages

Compared to Minnesota’s average income of $65,000 for households, Cambridge’s median household income of $67,000 is slightly above the state average. When compared to the national median household income of $70,784, Cambridge’s income falls slightly below, reflecting the city’s position as a small, suburban community with a focus on local industries. While household incomes in Cambridge are relatively close to state averages, they do lag behind the national median, particularly in terms of salaries across various industries.

Source: U.S. Census Bureau, Minnesota Household Income Data

Sources

Taxes in Cambridge, Minnesota

Property Taxes

Property tax rates in Cambridge, Minnesota, are calculated based on the assessed value of a property. The average effective property tax rate in Cambridge is approximately 1.2%. This means that for a property valued at $200,000, the annual property tax bill would be around $2,400. Property taxes in Cambridge are higher than the national average, but close to the Minnesota state average of 1.1%. These taxes are used to fund local services such as schools, public safety, and infrastructure.

Source: Minnesota Department of Revenue, Property Tax Information

Sales Taxes

Cambridge, Minnesota, has a total sales tax rate of 7.375%. This includes the Minnesota state sales tax rate of 6.875% and a local sales tax rate of 0.5%. This rate applies to most goods and services, including food, clothing, and electronics. The sales tax rate in Cambridge is comparable to other areas in the state, though slightly higher than the national average for sales tax rates, which is about 6.2%.

Source: Minnesota Department of Revenue, Sales and Use Tax Rates

Income Taxes

In Minnesota, income taxes are based on a progressive system. The state income tax rates for 2025 are as follows:

  • 5.35% on income up to $28,080
  • 6.80% on income between $28,081 and $92,230
  • 7.85% on income between $92,231 and $171,220
  • 9.85% on income over $171,220

Cambridge residents are subject to these state income tax rates, in addition to federal income taxes. The state’s progressive tax system means that higher earners will pay a larger percentage of their income in taxes, compared to the national average federal income tax rate of 22% for the middle class.

Source: Minnesota Department of Revenue, Individual Income Tax Rates

Utility Taxes

Utility taxes in Cambridge are applied to services such as electricity, water, and natural gas. The city charges a small utility franchise fee to fund public services. While not a direct tax, the utility companies pass on these fees to consumers. For example, the electricity utility franchise fee is generally 3-5% of the total bill. These fees are relatively standard in Minnesota and contribute to the city’s general fund for maintaining public utilities and infrastructure.

Source: City of Cambridge Public Works

Hotel Occupancy Tax

Cambridge does not have a specific hotel occupancy tax; however, the general sales tax of 7.375% is applied to hotel stays. This is a standard rate that includes the state and local sales tax. Minnesota generally applies sales tax to short-term lodging unless otherwise exempted by law.

Source: Minnesota Department of Revenue, Sales and Use Tax Rates

Entertainment Taxes

Cambridge, Minnesota, does not have specific local entertainment taxes. However, events such as concerts or theater performances are subject to the general sales tax of 7.375%. Certain types of entertainment, such as sporting events or admissions to amusement parks, are also taxed under this rate in the state of Minnesota.

Source: Minnesota Department of Revenue, Sales and Use Tax Rates

Tax Payment Schedule

Property taxes in Cambridge are due twice a year. The first half is due on May 15, and the second half is due on October 15. These payments are made to the Isanti County Treasurer’s Office. Income taxes are paid on a quarterly basis for estimated payments, and utility payments are typically due on a monthly basis, as determined by your service provider.

Source: Isanti County Treasurer’s Office, Property Tax Payment Information

Penalties for Late Payment

For late property tax payments, there is an interest charge of 1.25% per month on unpaid balances. After a period of time, unpaid property taxes may become subject to additional penalties or foreclosure. For utility bills, late payments may incur a late fee or disconnection of service after a certain period. Income tax payments that are filed late may incur both interest and penalties as determined by the Minnesota Department of Revenue.

Source: Minnesota Department of Revenue, Penalties and Interest

Where to Pay

Property taxes can be paid online via the Isanti County Treasurer’s website, by mail, or in person at the county’s office. Utility payments can typically be made to your service provider, and income taxes are filed and paid through the Minnesota Department of Revenue website or via tax preparers. For assistance with paying property taxes, contact the Isanti County Treasurer’s Office directly.

Source: Isanti County Treasurer’s Office, Property Tax Information

Comparison to State and National Averages

Property tax rates in Cambridge, Minnesota, are slightly above the state average of 1.1%. The state’s sales tax rate of 7.375% is also close to the national average of 7.12%. Minnesota’s income tax system is progressive, with a higher tax rate for higher incomes compared to the national average, where the U.S. federal tax rate for the middle class is typically around 22%. The state’s utility franchise fees and sales tax rates on lodging and entertainment align with other cities in Minnesota and are consistent with state tax policies.

Sources

Is Cambridge, Minnesota a Good Place to Live for Singles?

Events and Activities

Cambridge, Minnesota, offers a variety of events and activities that are ideal for singles looking to meet people and engage with the community. The town hosts annual events like the Cambridge Arts & Crafts Festival, which brings together local artists, musicians, and food vendors. The Cambridge Isanti County Fair is another popular event where singles can enjoy carnival rides, music, and food. Additionally, the local library often organizes social gatherings, educational workshops, and events aimed at bringing the community together.

For more information on upcoming events, visit the City of Cambridge Events Calendar.

Gyms

For singles looking to stay fit and active, Cambridge offers several gyms and fitness centers. A few local options include Anytime Fitness, which is open 24/7 and offers a variety of classes, and the Cambridge Community Center, which provides a range of fitness programs, including yoga and aerobics. There are also nearby outdoor options like walking trails around the Rum River, which is a scenic place to meet other outdoor enthusiasts.

For a list of local gyms and fitness options in Cambridge, visit this Yahoo Search for Gyms in Cambridge.

Housing

Cambridge offers a range of housing options for singles, from apartment rentals to small homes for those seeking more privacy. The rental market in the city is relatively affordable compared to larger urban areas. Rent for a one-bedroom apartment typically ranges between $800 and $1,200 per month, depending on location and amenities. There are also several new developments in the area, offering modern housing options for renters. The city’s proximity to Minneapolis allows singles to easily commute for work while enjoying the quiet suburban lifestyle.

For available rental listings in Cambridge, visit Apartment Guide – Cambridge Rentals.

Percentage of Single Residents

According to the 2020 U.S. Census data, approximately 30% of the adult population in Cambridge, Minnesota, is single (never married). This reflects a moderate percentage compared to both the state and national averages. Minnesota’s state average for single residents is about 35%, and the national average for singles is around 40%. While Cambridge’s percentage is lower than the state and national averages, the town still provides plenty of opportunities for singles to connect with others through local activities and events.

For more detailed statistics on Cambridge’s demographics, you can check out the U.S. Census Bureau, 2020 Census Data.

Comparison to State and National Averages

When comparing Cambridge to the state and national averages, the percentage of single residents in the city is slightly lower than Minnesota’s average of 35% and the national average of 40%. However, Cambridge offers a close-knit, community-oriented atmosphere, which could be attractive to singles looking for a more peaceful, rural lifestyle. With plenty of local activities and opportunities to meet people, Cambridge remains an ideal location for singles who enjoy a slower pace of life while still being within commuting distance of the Twin Cities.

Sources

Is Cambridge, Minnesota Good for Families?

Cambridge, Minnesota, is an excellent place for families, offering a strong sense of community and safety. The city boasts a low crime rate, making it an attractive option for those looking to raise children in a secure environment. Housing costs are also relatively affordable, with options ranging from single-family homes to townhouses, and the local schools are highly regarded. While the weather can be cold in the winter, the city offers plenty of outdoor activities during the warmer months. Employment opportunities are diverse, with healthcare, retail, and education sectors providing job stability for families.

Parks and Family Activities

Cambridge offers many parks and recreational spaces for families to enjoy, including the Rum River Central Regional Park, which features hiking trails, a large playground, and sports fields. The city is also home to several smaller parks and natural areas perfect for picnics, fishing, and outdoor games. Local organizations often host family-friendly events such as outdoor movie nights, community festivals, and seasonal activities, making it a great place for families to connect with the community. For more information about local parks and activities, you can visit the Cambridge Parks & Recreation Department.

Restaurants

Cambridge has a variety of dining options that are perfect for family outings. Whether you’re craving something classic or adventurous, you’ll find something for everyone.

  • Italian Restaurants: For delicious Italian fare, check out local options like Pizza Depot and Tiamo. You can find more Italian restaurants in Cambridge through this Bing Map Search for Italian Restaurants.
  • Mexican Restaurants: If you’re in the mood for tacos, burritos, or enchiladas, visit local spots such as El Loro or Mi Mexico. Check out more Mexican restaurant choices in Cambridge here: Bing Map Search for Mexican Restaurants.
  • BBQ Restaurants: For a family BBQ, head over to Smokin’ Hot BBQ or The Rum River BBQ. You can explore other BBQ options in Cambridge with this Bing Map Search for BBQ Restaurants.
  • American Restaurants: From comfort food to modern American cuisine, Cambridge offers restaurants like the Cambridge House and the Northern Lites Bar & Grill. Check out more American restaurants in Cambridge here: Bing Map Search for American Restaurants.

Housing

Cambridge provides a variety of housing options for families, from cozy starter homes to spacious family residences. The median home price in the city is around $290,000, which is relatively affordable compared to many other parts of Minnesota. With many homes located in peaceful suburban neighborhoods, families can enjoy both privacy and access to community amenities. Additionally, Cambridge’s proximity to Minneapolis means that families can easily commute to the city for work while enjoying a quieter lifestyle in the suburbs. For available homes for sale, visit Zillow – Homes for Sale in Cambridge.

Percentage of Family Residents

In Cambridge, approximately 50% of households are classified as family households, based on the 2020 U.S. Census data. This indicates that the community is primarily composed of families, making it an ideal location for those looking to settle down with children. The family-oriented environment, combined with affordable housing and local amenities, contributes to Cambridge’s appeal for families. For more detailed statistics on family demographics, you can visit U.S. Census Bureau, 2020 Census Data.

Comparison to State and National Averages

When comparing Cambridge to the state and national averages, it stands out as a family-friendly city with a high percentage of family households. In Minnesota, about 55% of households are family households, which is slightly higher than Cambridge’s percentage of 50%. Nationally, the average is around 60%, which is higher than both Minnesota and Cambridge. Nevertheless, Cambridge offers an affordable and welcoming environment for families, making it a great option for those seeking a quieter, family-oriented lifestyle.

Sources

How are the schools in Cambridge, Minnesota?

Cambridge, Minnesota, is served by the Cambridge-Isanti School District, which offers a variety of educational options for students from pre-kindergarten through high school. The district is well-funded, with a budget that supports the city’s public education system, providing resources for extracurricular activities, specialized programs, and educational support. The district’s schools are generally well-regarded, with strong academic performance and community involvement. The average student-teacher ratio is 18:1, which allows for more personalized instruction. The district also offers special education services, English language learning programs, and a range of extracurricular activities to help students succeed both academically and socially.

Pre-K Schools

In Cambridge, pre-kindergarten education is provided through the Cambridge-Isanti School District’s early childhood programs. These programs are designed to prepare young children for kindergarten by focusing on social, emotional, and cognitive development. The district offers various early childhood options, including school-based pre-K classes and community partner programs.

For more information about pre-kindergarten programs, visit the Cambridge-Isanti Early Childhood Programs.

Kindergarten Schools

Cambridge’s kindergarten programs are part of the Cambridge-Isanti School District. These programs are designed to help children transition from pre-kindergarten into formal education. Kindergarten classes focus on foundational skills in reading, math, and socialization. The district offers full-day kindergarten at all its elementary schools, providing a strong start for children in the community.

For more details about kindergarten programs in Cambridge, visit the Cambridge-Isanti Elementary Schools.

Elementary Schools

Cambridge-Isanti has several elementary schools serving children from kindergarten through grade 5. The schools are well-rated for their academic achievements and extracurricular offerings. Notable schools in the area include:

  • Cambridge Elementary School: Known for its strong academic performance and commitment to student success. The school provides a range of extracurricular programs, including music, arts, and athletics.
  • Isanti Elementary School: Located just north of Cambridge, this school serves students in a close-knit community environment, focusing on individualized instruction and student well-being.
  • Riverside School: This elementary school focuses on project-based learning, helping students develop problem-solving and critical thinking skills.

For more information on these schools, visit the Cambridge-Isanti Elementary Schools website.

Middle Schools

Cambridge-Isanti Middle School serves students in grades 6-8. The school provides a comprehensive middle school experience with a focus on preparing students for high school. It offers core subjects such as math, science, language arts, and social studies, along with electives in technology, music, and the arts. The school also offers extracurricular activities such as sports teams and clubs.

For more details about the middle school experience in Cambridge, visit the Cambridge-Isanti Middle Schools page.

High Schools

Cambridge-Isanti High School is the main high school serving the city, providing a variety of academic and extracurricular programs for students in grades 9-12. The school offers Advanced Placement (AP) courses, honors classes, and a strong vocational education program in areas such as welding, healthcare, and technology. Cambridge-Isanti High is also known for its sports teams, arts programs, and a wide range of student organizations.

For more information about Cambridge-Isanti High School, visit the Cambridge-Isanti High School website.

Colleges & Universities

While Cambridge does not have its own four-year university, it is located within commuting distance of several colleges and universities in the Twin Cities metropolitan area. Many families in Cambridge take advantage of these institutions for higher education opportunities. Notable institutions nearby include the University of Minnesota, Augsburg University, and Hamline University, all of which offer a wide range of undergraduate and graduate programs.

For information on colleges and universities in the area, you can visit the Minnesota State Colleges and Universities website.

Churches in Cambridge, Minnesota

Conclusion: Why you should consider moving to Cambridge, Minnesota

Cambridge, Minnesota, offers the perfect blend of small-town charm and modern convenience, making it an excellent choice for those seeking a welcoming community to call home. With its affordable housing options, low crime rate, and strong school system, it’s an ideal location for families looking to thrive in a safe and supportive environment. The city’s proximity to the Twin Cities ensures access to big-city amenities, while maintaining a peaceful and close-knit atmosphere. Whether you’re drawn to the abundant outdoor activities, the vibrant local culture, or the family-friendly vibe, Cambridge provides everything you need to create a fulfilling life. It’s a place where you can put down roots, enjoy a balanced lifestyle, and truly feel like you belong. Cambridge is more than just a place to live—it’s a place to grow, connect, and enjoy life to the fullest.