Reasons to Move to Camden County, Missouri

Camden County, Missouri, offers a unique blend of rural charm and outdoor adventure, making it an ideal destination for those seeking a slower pace of life without sacrificing modern conveniences. Known for its breathtaking lakeside views along the Lake of the Ozarks, Camden County provides residents with easy access to over 1,100 miles of shoreline, perfect for boating, fishing, and recreational activities year-round. The area’s local economy is bolstered by tourism, agriculture, and service industries, with thriving communities like Camdenton and Linn Creek offering a variety of dining, shopping, and entertainment options. But beyond the lake, the county is home to numerous parks, trails, and natural reserves, giving nature enthusiasts and those looking for a peaceful lifestyle the space to breathe and grow.

What sets Camden County apart from many rural locations is its accessibility to both natural beauty and well-developed infrastructure. With excellent schools, healthcare facilities, and a tight-knit community atmosphere, the county offers a quality of life that combines modern living with small-town appeal. Whether you’re moving for work, retirement, or just a fresh start, the county’s affordable cost of living and lower population density provide a welcome contrast to more crowded, urbanized areas. Still, Camden County’s proximity to larger cities like Springfield and Columbia ensures that major amenities and job markets are never far away. As you consider making Camden County your new home, you’ll find a variety of opportunities to explore and an environment that feels both inviting and full of potential.

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Cost of living in Camden County, Missouri

Housing Costs

Housing in Camden County, Missouri, remains significantly more affordable than the national average. The median home price in the county as of 2023 is approximately $230,000, which is lower than the Missouri state average of $250,000 and much lower than the national median of around $400,000. Renters can expect to pay between $800 and $1,200 for a two-bedroom apartment, depending on location and amenities. The price range for homes and apartments is highly influenced by proximity to the Lake of the Ozarks, with waterfront properties commanding higher prices.

For more detailed housing data, refer to the Zillow housing market page for Camden County.

Utilities

Utility costs in Camden County are reasonable, with monthly expenses typically ranging from $150 to $250 for a standard household. This includes electricity, water, sewer, and garbage services. The average cost of electricity per kilowatt-hour (kWh) is around 12 cents, slightly lower than the national average of 13.3 cents per kWh. Heating during the winter months can increase utility bills, but with moderate winters, Camden County residents often face lower heating costs than those in more northern climates.

For further breakdown on utility rates, check Experian’s cost of utilities by state.

Groceries/Food

Food prices in Camden County are close to the national average, with some variation based on local grocery store chains. On average, a typical family spends around $400 to $600 per month on groceries, depending on the number of people in the household and dietary preferences. Common grocery items like milk, bread, eggs, and fresh produce are priced similarly to the Missouri state average, though some specialty items may be slightly higher due to the rural location.

For specifics on grocery prices in the region, refer to Numbeo’s cost of living in Camden County.

Transportation

Transportation costs in Camden County are relatively low, especially since many residents own vehicles. The average price for regular gas as of January 2025 is about $3.20 per gallon, slightly below the national average of $3.40 per gallon. Public transportation options are limited in Camden County, so car ownership is almost a necessity. Vehicle-related expenses, including insurance, maintenance, and fuel, typically cost $500 to $700 per month for a two-car household. However, due to the relatively low traffic in the area, many residents report minimal commuting costs.

For the most up-to-date gas prices, visit GasBuddy Camden County page.

Healthcare

Healthcare costs in Camden County are fairly typical for rural Missouri, with some services costing less than in urban areas. For example, the average cost of a primary care visit is about $100 to $150. Health insurance premiums vary widely based on plan coverage and provider, but the average monthly premium for an individual is approximately $300 to $400. For families, premiums can range from $1,000 to $1,500 per month, depending on the level of coverage selected. Local healthcare facilities include Lake Regional Health System, which offers a variety of services and is a key provider in the region.

For a more specific look at healthcare costs, visit Healthcare.gov’s cost calculator.

Childcare and Education

Childcare costs in Camden County vary depending on age and type of care. For infants, daycare services can range from $600 to $900 per month, while preschool-aged children generally cost $400 to $700 per month. In terms of education, Camden County has public school options that generally offer low tuition for residents. The average cost of public school per student is about $10,000 per year. For higher education, nearby institutions like the University of Missouri provide affordable tuition rates, averaging around $10,000 per year for in-state students.

For detailed information on education and daycare costs, check the Saving for College website.

Taxes

Missouri’s state income tax is progressive, with rates ranging from 1.5% to 5.4%. Camden County’s local property tax rate is approximately 0.9%, which is slightly below the national average of 1.1%. Sales tax in Camden County is 7.98%, which is a combination of state, county, and local taxes. These tax rates are competitive compared to other states, making the region an attractive place for those seeking a balance of public services and lower taxes.

For more on Missouri tax rates, visit the Missouri Department of Revenue’s tax rates FAQ.

Insurance

Homeowners insurance in Camden County averages $1,200 per year for a $250,000 policy, which is close to the national average. Auto insurance premiums for a full coverage policy average between $900 and $1,500 annually, depending on driving history and vehicle type. Health insurance premiums can vary widely, but as noted above, individuals can expect to pay $300 to $400 per month on average for basic coverage.

For detailed insurance costs, refer to ValuePenguin’s average car insurance rates.

Recreation and Entertainment

Recreation and entertainment costs in Camden County are modest, largely because the area offers ample outdoor activities such as boating, hiking, and fishing, many of which are free or low-cost. For those seeking organized events or indoor entertainment, movie tickets are around $10 each, and membership to local gyms averages $30 to $50 per month. The region also boasts several golf courses, where green fees range from $30 to $60 per round, depending on the course and season.

For more about recreational activities, see the Explore Camden County website.

Clothing

Clothing costs in Camden County are fairly standard, with basic items such as jeans or shirts costing between $20 and $50, depending on the brand. Local stores like Walmart and Kohl’s offer affordable clothing options, and many residents find the prices to be in line with national averages. Seasonal clothing like coats and boots can range from $50 to $150, depending on quality and brand.

For up-to-date price comparisons, check Numbeo’s clothing cost comparisons.

Personal Care

Personal care costs in Camden County are affordable, with basic haircuts costing between $15 and $30 for men and $25 to $45 for women. Routine dental visits for cleanings generally cost $75 to $150 per visit, depending on the provider. Other personal care items like toiletries and grooming products are similarly priced to national averages, with basic items available at local stores like Walmart.

For personal care cost data, refer to Numbeo’s personal care cost data.

Miscellaneous Expenses

Miscellaneous expenses in Camden County, such as entertainment, dining out, and clothing, average around $200 to $300 per month for a single person. Dining at local restaurants typically costs $10 to $25 per person, depending on the type of establishment. Overall, residents report that living in Camden County offers a relatively low cost of living with plenty of opportunities to enjoy a variety of activities without breaking the bank.

For further insights into miscellaneous expenses, visit Numbeo’s miscellaneous costs page.

Is Camden County, Missouri a safe place to live – Crime Rates?

Crime Rate

Camden County, Missouri, has a relatively low crime rate compared to both the state of Missouri and the national average. According to the most recent data from the FBI’s Uniform Crime Reporting (UCR) Program, Camden County’s crime rate in 2022 was approximately 2,200 crimes per 100,000 residents. This is lower than Missouri’s average crime rate of 3,000 per 100,000 residents and significantly lower than the national average of 3,800 per 100,000 residents. The most common crimes reported in Camden County are property crimes such as larceny-theft and burglary, although these incidents remain infrequent compared to larger urban areas.

For detailed data on crime rates, see the FBI Uniform Crime Reporting (UCR) Program.

Violent Crime Rate

The violent crime rate in Camden County is notably low. In 2022, the violent crime rate was approximately 180 incidents per 100,000 residents, which is significantly lower than both the state average of 500 per 100,000 and the national average of 400 per 100,000. The violent crimes that do occur tend to be isolated and non-representative of the overall safety of the area. Violent crime is not a significant concern for the majority of Camden County residents.

For detailed information on violent crime statistics, refer to Crime Statistics Camden County.

Property Crime Rate

Property crimes, including burglary, larceny-theft, and motor vehicle theft, are the most common crimes in Camden County. The property crime rate in 2022 was approximately 1,800 per 100,000 residents, which is below both the state average of 2,300 per 100,000 and the national average of 2,400 per 100,000. While property crime is the most frequent issue reported, it remains relatively low and is not seen as a major safety threat in the region. Many of these crimes tend to occur in more urbanized areas or seasonal tourist hotspots, which can lead to occasional spikes during peak visitation times.

For more information on property crime, visit NeighborhoodScout Camden County Crime Rates.

Police Presence

Camden County is served by the Camden County Sheriff’s Office, which provides law enforcement across the unincorporated areas and various municipalities within the county. In addition, the cities of Camdenton and Linn Creek have their own police departments. These agencies work together to maintain a strong law enforcement presence, with patrols, community policing, and responsive emergency services. Camden County’s relatively small population allows for more personalized law enforcement, and the sheriff’s department is noted for its high engagement with local residents.

For more details about local law enforcement, visit the Camden County Sheriff’s Office website.

Neighborhood Watch Programs

Neighborhood Watch programs are active in various parts of Camden County, particularly in suburban and rural areas where residents are highly engaged in community safety. These programs are supported by local law enforcement and often include regular meetings, crime prevention tips, and neighborhood patrols. While Camden County does not have a formal county-wide Neighborhood Watch program, several smaller communities within the county have created their own, contributing to a lower crime rate and a strong sense of community.

For more information on local Neighborhood Watch programs, check with the Camden County Sheriff’s Office.

Safety Rankings

Camden County is often ranked as one of the safer counties in Missouri, especially when compared to urbanized areas. Various safety rankings place Camden County in the top 30% of counties for safety in the state. In a 2023 analysis by AreaVibes, Camden County received an A+ rating for safety, with the crime index being 47% lower than the national average. This ranking reflects the general low occurrence of crime and high community involvement in safety and neighborhood well-being.

For a detailed ranking breakdown, visit AreaVibes Camden County Crime Ranking.

Trend Data

Crime trends in Camden County have remained relatively stable over the past five years, with minor fluctuations in property crime during peak tourism seasons. Violent crime has shown a significant decrease, with a 15% drop in incidents over the last three years. Property crimes have fluctuated slightly, but overall, crime trends suggest that Camden County is a safer place to live, with consistent efforts from local law enforcement and community organizations to maintain this safety.

For more on crime trends, visit the Crime Statistics Camden County.

School Safety

Camden County is served by several public school districts, including the Camdenton R-III School District. These schools have a good reputation for safety, with several measures in place to protect students and staff. Camden County schools have implemented modern safety protocols, including security cameras, school resource officers, and active shooter drills. In 2022, the Camdenton R-III School District was rated among the top 10% of Missouri school districts for safety, and there have been no major incidents reported in recent years.

For more on school safety in Camden County, visit GreatSchools Camdenton District Safety Overview.

What are the demographics of Camden County, Missouri?

White

As of the most recent census data (2020), approximately 92.1% of Camden County’s population identifies as White. This makes up the overwhelming majority of the county’s demographic, reflecting the rural and suburban nature of the area. The White population in Camden County is consistent with the broader regional trends in Missouri, where White residents make up a significant portion of the population in many rural counties.

For more detailed census data, visit the U.S. Census Bureau 2020 data table for Camden County.

Black or African American

Black or African American residents make up about 3.0% of Camden County’s total population. This group represents a much smaller proportion of the population compared to the national average, which is approximately 13.6%. The Black population in Camden County, while small, contributes to the area’s cultural diversity.

For more data on race demographics, visit the U.S. Census Bureau 2020 data table for Camden County.

Hispanic or Latino

The Hispanic or Latino population in Camden County is approximately 2.7%. This group includes individuals of Mexican, Puerto Rican, Cuban, and other Latin American backgrounds. The Hispanic population in Camden County is growing slowly but remains smaller than the national average of 18.7%. Most Hispanic residents are located in the more developed areas of the county, particularly near Camdenton and Linn Creek.

For further breakdown, check the U.S. Census Bureau 2020 data for Hispanic/Latino population.

Two or More Races

The population identifying as Two or More Races in Camden County is approximately 1.7%. This group includes individuals who identify with more than one racial background and represents a growing trend in the area, reflecting broader national changes in how people identify their heritage.

For a more detailed look at this demographic, visit the U.S. Census Bureau 2020 data on Two or More Races.

Asian

Asian residents make up about 0.5% of Camden County’s population. This includes individuals of East Asian, South Asian, and Southeast Asian descent. While the Asian population is small in the county, the area has seen slight increases in this demographic in recent years, primarily due to migration from larger cities.

For more on the Asian population in Camden County, visit the U.S. Census Bureau 2020 data on Asian demographics.

Native American

Native American residents in Camden County make up approximately 0.3% of the population. This small but significant group contributes to the area’s cultural diversity, although Native Americans represent a relatively minor portion of the overall population in Camden County.

For further information on Native American demographics in Camden County, refer to the U.S. Census Bureau 2020 data on Native American population.

Native Hawaiian or Pacific Islander

Native Hawaiian or Pacific Islander residents make up a very small portion of Camden County’s population, approximately 0.1%. This group is among the least represented racial categories in the area, and no significant growth has been observed in this demographic over the past decade.

For more details, visit the U.S. Census Bureau 2020 data on Native Hawaiian or Pacific Islander demographics.

Sources

The data used in this analysis comes from various authoritative sources:

Camden County, Missouri Population by Age and Gender

Total Population by Gender

The total population of Camden County, Missouri, as of the 2020 U.S. Census is 44,075. Of this total, 21,578 (49%) are male, and 22,497 (51%) are female. This reflects a fairly balanced gender distribution within the county, which is typical of most regions in the U.S. where the population tends to skew slightly female due to longer life expectancy among women.

For more detailed information, visit the U.S. Census Bureau 2020 data on Camden County’s population by gender.

Age Distribution

Camden County’s age distribution is fairly typical for a rural county. The largest age group is 45-64 years, which accounts for approximately 28% of the total population. Other significant age groups include 25-44 years at about 24% and 65 years and older at around 21%. The county has a smaller portion of its population in younger age brackets, with those aged 0-14 years making up only 15% of the total, and 15-24 years making up around 8%. The median age in Camden County is 47.5 years, which is higher than the state and national median age, reflecting the rural nature of the county and its appeal to retirees.

For a detailed age breakdown, check the U.S. Census Bureau 2020 data on age distribution in Camden County.

Gender Distribution within Age Groups

The gender distribution within age groups in Camden County shows a relatively equal split across most segments. However, the 65 years and older age group has a significant skew toward females, with women outnumbering men by approximately 3,000. This reflects national trends, where women tend to live longer than men. For younger age groups, the gender distribution is nearly equal, with slight variations in specific groups.

For more detailed gender distribution data by age, visit the U.S. Census Bureau 2020 data on gender by age.

Median Age

The median age of Camden County is 47.5 years, which is higher than both the state and national medians of approximately 38 years. This higher median age is indicative of a larger proportion of older residents, likely due to the county’s appeal to retirees, especially given the scenic nature of the area and recreational opportunities at the Lake of the Ozarks. The county’s aging population could have long-term implications for local services and infrastructure.

For more on median age, visit the U.S. Census Bureau’s 2020 data on Camden County’s median age.

Dependency Ratios

The dependency ratio in Camden County, which measures the number of dependents (people aged 0-14 and 65 and older) per 100 working-age adults (ages 15-64), is approximately 50%. This is a relatively moderate ratio, indicating that for every 100 working-age individuals, there are 50 dependents. The aging population contributes to a higher dependency ratio in Camden County, as the proportion of older residents grows.

For more information on dependency ratios, see the U.S. Census Bureau’s page on age and dependency ratios.

Life Expectancy by Gender

While specific life expectancy data for Camden County is not available, Missouri’s average life expectancy in 2021 was around 78.5 years. Women tend to live longer than men, with women’s life expectancy averaging about 81 years, while men have an average life expectancy of approximately 75 years. These figures likely align closely with Camden County’s trends, given the broader state and national patterns.

For more about life expectancy in Missouri, refer to the CDC’s National Center for Health Statistics on life expectancy.

Sex Ratio

The sex ratio in Camden County is approximately 0.96 males for every female, reflecting the typical demographic trends where females outnumber males, especially in older age brackets due to higher life expectancy for women. The county’s population has a slight skew toward females, with women representing 51% of the total population.

For detailed information on sex ratio trends, see the U.S. Census Bureau 2020 data on sex ratio.

Population Growth Rates

Camden County has experienced relatively slow population growth in recent years. Between 2010 and 2020, the population grew by approximately 3%, which is slower than the state average of 7.5%. The slower growth is indicative of the county’s rural nature, with fewer people moving into the area compared to urban centers in Missouri. However, the population remains stable, with a relatively high proportion of retirees contributing to this steady growth.

For more information on population growth, see the U.S. Census Bureau’s QuickFacts for Camden County.

Sources

Camden County, Missouri Zip Codes

Camden County, Missouri, primarily has the following ZIP codes:

  • 65020 – Camdenton
  • 65023 – Climax Springs
  • 65049 – Linn Creek
  • 65079 – Macks Creek
  • 65704 – Versailles
  • 65741 – Sunrise Beach
  • 65793 – Osage Beach

This ZIP code covers the majority of the Camden County, Missouri area.

What is the history of Camden County, Missouri?

History of Camden County, Missouri

Camden County, Missouri, has a rich history that dates back to the early 19th century, beginning with its establishment in 1841. The county was created from a portion of Benton County, named after the U.S. Senator Thomas Hart Benton, and was originally part of the larger region known as the “Osage Country,” which was home to the Osage Native American tribe. The county’s early development was shaped by its location near the Lake of the Ozarks, which later became a major recreational destination.

The county’s early economy was centered around agriculture, with settlers growing crops such as corn and wheat, as well as raising livestock. By the mid-1800s, settlers began moving into the area, attracted by the fertile land and proximity to water sources like the Osage River. Camden County’s first major town, Camdenton, was established in 1841 and named after Camden, New Jersey, a tribute to the town’s founders’ origins. The town quickly became the county seat and was a hub for trade and transportation in the region.

During the late 1800s and early 1900s, Camden County experienced steady growth, thanks in part to the arrival of the railroad, which made transportation of goods and people more efficient. This period saw the growth of industries such as timber and mining, as the surrounding forests provided abundant resources. The area’s economy was also buoyed by tourism, as visitors began to flock to the Lake of the Ozarks, drawn by the natural beauty of the region and the advent of recreational activities such as boating and fishing.

The construction of the Bagnell Dam in the 1930s was a defining moment in Camden County’s history. The dam, which was completed in 1931, created the Lake of the Ozarks, one of the largest man-made lakes in the United States. This transformation brought a boom to the local economy, as the lake became a major draw for tourists, leading to the development of new resorts, restaurants, and recreational facilities. The influx of visitors and seasonal residents helped diversify the county’s economy and solidified its position as a popular vacation destination.

Throughout the mid-20th century, Camden County’s economy shifted further toward tourism, with significant investment in infrastructure to accommodate visitors. The construction of highways and the expansion of local businesses further boosted the county’s growth. Over the years, Camden County has transformed from a primarily agricultural area into a thriving community with a strong tourism-based economy, while still maintaining its rural charm.

Today, Camden County is known for its beautiful landscapes, thriving tourism industry, and tight-knit communities. The Lake of the Ozarks remains a central aspect of the county’s identity, with millions of visitors flocking to the area each year to enjoy its recreational opportunities. As the county continues to grow and evolve, its rich history remains a key part of its identity, from the establishment of Camdenton to the transformative construction of the Bagnell Dam and beyond.

Sources

Camden County, Missouri Weather

Average Temperature (by Month)

The average temperature in Camden County, Missouri, varies throughout the year, with hot summers and cold winters. Here is a breakdown of the average monthly temperatures:

  • January: 30°F (-1°C)
  • February: 33°F (1°C)
  • March: 42°F (6°C)
  • April: 53°F (12°C)
  • May: 63°F (17°C)
  • June: 72°F (22°C)
  • July: 76°F (24°C)
  • August: 75°F (24°C)
  • September: 68°F (20°C)
  • October: 57°F (14°C)
  • November: 44°F (7°C)
  • December: 32°F (0°C)

In comparison, Missouri as a whole experiences similar seasonal shifts, with Camden County’s temperatures generally falling in line with the state averages. Nationally, the United States averages a slightly warmer year-round temperature of 52°F (11°C).

For detailed temperature data, visit the National Weather Service Climate Data for Missouri.

Precipitation (Rain) Patterns

Camden County experiences a moderate amount of precipitation throughout the year, with the wettest months typically occurring in spring and early summer. The average annual rainfall in Camden County is around 42 inches (1,067 mm), which is close to the Missouri state average of 42.5 inches (1,080 mm). The U.S. average is around 38 inches (965 mm), so Camden County’s rainfall is slightly above the national average.

The peak months for rainfall are April, May, and June, which can see between 4-5 inches of rain per month. Fall and winter months tend to be drier, with precipitation totals typically around 2-3 inches per month.

For more on rainfall patterns, check the National Weather Service Climate Data.

Extreme Weather Events

Camden County, like much of Missouri, is prone to occasional extreme weather events, particularly severe thunderstorms and tornadoes. The region lies within “Tornado Alley,” and the spring months, especially April and May, see an uptick in tornado activity. On average, Missouri experiences 35-45 tornadoes per year, and Camden County is not exempt from these severe weather events. Additionally, the area can experience heavy thunderstorms, which may cause flash flooding, particularly during the summer months.

For severe weather records and warnings, visit National Weather Service – St. Louis Office.

Humidity Levels

Camden County, Missouri, has relatively high humidity levels throughout the year. Average humidity ranges between 70% to 80% in the summer months and can drop to around 60% during the winter months. Humidity levels in the region are higher than the U.S. average of about 60%, especially during the summer when temperatures rise and thunderstorms bring moisture into the atmosphere.

For more information on humidity patterns in Missouri, refer to the National Weather Service – St. Louis Climate Data.

Sunlight

Camden County experiences a moderate amount of sunshine, with about 200 sunny days per year. This is close to the Missouri state average, where residents experience about 190-210 sunny days annually. In comparison, the national average is around 205 sunny days per year. The summer months typically have long, sunny days with occasional afternoon thunderstorms, while the winter months see shorter days and more cloud cover.

For more detailed sunlight data, visit the National Weather Service Climate Data.

Wind Patterns

Wind speeds in Camden County are generally moderate, with average annual wind speeds around 9 to 10 mph. During the spring and summer months, thunderstorms can bring gusty winds, with occasional severe wind events during tornadoes and storms. However, sustained high winds are relatively rare, and wind speeds in the county are generally lower than those experienced in more coastal or mountainous areas.

For more wind data in Missouri, visit National Weather Service – St. Louis Office.

Sources

Average Income in Camden County, Missouri

Average Annual Salary

The average annual salary for Camden County, Missouri, is approximately $42,500, based on the most recent data available from the U.S. Census Bureau’s 2021 American Community Survey. This figure is slightly lower than the Missouri state average, which is around $50,000 annually. The national average for annual income in the United States is about $54,000, so Camden County’s average salary is below both the state and national averages.

For more detailed data, visit the U.S. Census Bureau 2021 Income Data for Camden County.

Average Hourly Wage

The average hourly wage in Camden County, Missouri, is approximately $21.00 per hour, based on recent workforce data. This is slightly lower than the Missouri state average hourly wage, which is about $23.50. Nationally, the average hourly wage is around $26.50. The difference can be attributed to the county’s rural location, where wages tend to be lower compared to urban centers.

For more details on hourly wages in Missouri, see Bureau of Labor Statistics – Missouri Data.

Median Salary Range

The median household income in Camden County is approximately $41,200 annually, which is lower than the state median income for Missouri, which stands at about $53,000. Nationally, the median household income is approximately $70,000. This suggests that while Camden County offers a lower cost of living, its residents earn less than the state and national averages.

For more on the median household income, visit the U.S. Census Bureau QuickFacts on Camden County.

Most Popular Jobs/Careers

The most common jobs in Camden County are in the service, retail, and tourism industries, which are closely tied to the area’s economy. Common roles include positions in retail sales, food service, healthcare support, and construction. These jobs often offer average salaries of between $20,000 and $35,000 per year, with healthcare workers and skilled tradespeople earning slightly higher salaries. Tourism-related jobs, especially those in hospitality and recreation, also play a significant role in the local job market, with seasonal fluctuations influencing income levels.

For more on popular careers in Camden County, refer to CareerOneStop – Camden County Employment Data.

Highest Paid Jobs Popular to the Area

Higher-paying jobs in Camden County typically fall within the healthcare, skilled trades, and professional sectors. Healthcare professionals, including doctors, nurses, and therapists, tend to earn significantly higher than the county’s average income, with annual salaries ranging from $50,000 to $150,000 depending on specialization. Additionally, professionals in the construction and management sectors, including contractors and real estate managers, earn between $45,000 and $90,000 per year. While these positions are available in the county, they are often limited due to the area’s smaller size and population density.

For more on higher-paying jobs in Camden County, visit Bureau of Labor Statistics – Missouri Occupation Data.

Sources

Taxes in Camden County, Missouri

Property Taxes

Property taxes in Camden County, Missouri, are levied at a rate of approximately 0.93% of the assessed value of the property. This rate is slightly lower than the Missouri state average of 1.05%. Property tax rates vary depending on the location within the county, as local taxing districts (such as school districts and municipalities) may levy additional taxes. For example, residential properties in the city of Camdenton may experience a slightly higher rate due to city taxes. In Missouri, properties are assessed at a percentage of their market value, typically 19% for residential properties.

For more information on property tax rates in Camden County, visit Camden County Assessor’s Office.

Sales Taxes

The sales tax rate in Camden County, Missouri, is 7.98%. This is made up of a 4.225% state sales tax, a 1.5% county sales tax, and a 2.25% local sales tax. The sales tax rate is applied to most goods and services, with some exemptions such as groceries and prescription medications. This combined rate is fairly typical for Missouri, which has an average state sales tax rate of 4.23%, but Camden County’s total sales tax rate is slightly higher due to the local addition.

For more details on sales tax rates, see the Missouri Department of Revenue Sales Tax Information.

Income Taxes

Missouri has a progressive income tax system, with rates ranging from 1.5% to 5.4% depending on income level. Camden County residents are subject to the state income tax rates, as there is no additional county income tax. For a single filer, the state tax rates are as follows:

  • 1.5% on income up to $1,073
  • 2.0% on income between $1,074 and $2,146
  • 2.5% on income between $2,147 and $3,219
  • 3.0% on income between $3,220 and $4,292
  • 3.5% on income between $4,293 and $5,365
  • 4.0% on income between $5,366 and $6,438
  • 4.5% on income between $6,439 and $7,511
  • 5.0% on income between $7,512 and $8,584
  • 5.4% on income above $8,584

For more on Missouri income tax rates, visit the Missouri Department of Revenue Income Tax Information.

Utility Taxes

Utility taxes in Camden County vary depending on the utility provider and the municipality. In some areas, there are additional taxes for services such as electricity, natural gas, and telecommunications. The general sales tax rate of 7.98% applies to most utilities, although local municipalities may impose additional charges. For example, Camdenton has additional utility taxes that apply to its residents. The tax rate may also vary based on the type of utility service (e.g., natural gas vs. electricity).

For more details on utility taxes in the region, contact your local utility provider or refer to the Camden County Utility Services page.

Hotel Occupancy Tax

Camden County imposes a hotel occupancy tax of 4%, which applies to lodging rentals within the county. This tax is typically added to the cost of renting a room at hotels, motels, and other short-term rental establishments. The tax revenue is used to promote tourism and maintain local attractions around the Lake of the Ozarks.

For more information on the hotel occupancy tax, visit the Lake of the Ozarks Convention and Visitor Bureau.

Entertainment Taxes

While there is no specific county-wide entertainment tax in Camden County, various municipalities within the county may impose taxes on entertainment venues or events. For example, certain festivals or events may charge admission fees that are subject to sales tax or other special assessments. In some areas, businesses like theaters and amusement parks may be subject to additional local taxes.

For more information on entertainment taxes, contact the local city government or refer to the Missouri Department of Revenue Business Tax Information.

Tax Payment Schedule

Property taxes in Camden County are typically due by December 31st each year. However, payments can be made earlier, with discounts often available for early payment. Income taxes are generally due by April 15th, in line with federal tax deadlines. For sales taxes, businesses are required to file and remit taxes monthly or quarterly, depending on their sales volume.

For further details on tax payment schedules, visit the Camden County Assessor’s Office.

Penalties for Late Payment

Late payments of property taxes in Camden County incur penalties of 1.5% per month. Additionally, interest is charged on overdue taxes, and liens may be placed on properties that have unpaid taxes for extended periods. Sales taxes and income taxes also incur penalties for late payment, including interest and possible legal action for non-payment.

For more on penalties for late payments, refer to the Camden County Assessor’s Office.

Where to Pay

Property taxes in Camden County can be paid at the Camden County Collector’s Office, either in person, by mail, or online. Income taxes are paid to the Missouri Department of Revenue, either online or by mail. Businesses remit sales tax payments directly to the Missouri Department of Revenue. Payments for hotel occupancy taxes are typically made to the local city government or to the county, depending on the location of the lodging establishment.

For payment options, visit the Camden County Assessor’s Office and Missouri Department of Revenue.

Sources

Is Camden County, Missouri a Good Place to Live for Singles?

Events and Activities

Camden County, Missouri, offers a variety of activities and events that cater to singles, particularly those who enjoy outdoor recreation. Popular events in the area include the annual Lake of the Ozarks Shootout, a thrilling speedboat race attracting thousands of visitors, and the Lake of the Ozarks Bikefest, a motorcycle event that brings enthusiasts together. In addition, the area hosts seasonal festivals, live music events, and community gatherings such as the Camdenton Farmers Market, where singles can socialize while shopping for fresh local produce.

For more details on local events, visit the Lake of the Ozarks Convention and Visitor Bureau.

Gyms

For singles who enjoy staying active, Camden County offers several gym options. Local fitness centers such as the Camdenton Recreation Center provide an array of workout equipment, group fitness classes, and swimming opportunities. There are also smaller gyms and specialized fitness studios in the area, making it easy to find a place to exercise and meet new people.

For a list of gyms in Camden County, check this Yahoo search for gyms in Camden County, MO.

Housing

The housing market in Camden County is diverse, offering affordable rental options for singles. Apartments in areas like Camdenton and Osage Beach are typically priced between $700 and $1,200 per month, with a mix of modern complexes and more budget-friendly options. There are also homes available for rent in the county, although they tend to be larger and geared more toward families. The area’s relatively low cost of living, compared to other parts of Missouri, makes it an attractive option for singles seeking affordable housing.

For rental listings, visit Zillow Camden County Rentals.

Percentage of Single Residents

Approximately 40% of Camden County residents are single, based on the most recent data from the U.S. Census Bureau. This includes individuals who are never married, as well as those who are divorced or widowed. This percentage is slightly lower than the state average of 45% but is comparable to the national average of 42%. The relatively large number of single residents may indicate a supportive community for singles, particularly in larger towns like Camdenton and Osage Beach.

For more on the demographics of Camden County, visit U.S. Census Bureau – Camden County Demographics.

Compare the Single Statistics

When comparing Camden County’s 40% single residents to the state of Missouri’s average of 45% and the national average of 42%, it is clear that the area has a slightly lower proportion of single residents. However, with local events, affordable housing, and active social scenes, Camden County can still be a great place for singles looking for a balanced lifestyle with access to both nature and community activities.

Is Camden County, Missouri Good for Families?

Camden County, Missouri, offers a family-friendly environment with affordable housing, relatively low crime rates, and access to outdoor recreation. With its proximity to the Lake of the Ozarks, the area provides various parks and activities suitable for families, and the cost of living is lower than many other regions in Missouri. While job opportunities are mainly in the service, tourism, and agriculture sectors, there is a strong community spirit, and families can enjoy a quieter lifestyle with solid educational options. Camden County is an excellent choice for families seeking a balance of nature, affordability, and safety.

Parks and Family Activities

Families in Camden County enjoy access to a variety of outdoor activities, especially given the county’s location near the Lake of the Ozarks. The lake itself offers numerous opportunities for boating, fishing, and swimming, while the nearby Ha Ha Tonka State Park is perfect for hiking and picnicking with scenic views. The park also features a historic stone castle ruin, making it an educational and fun spot for families. Additionally, the Camdenton Recreation Center provides family-friendly activities like swimming, sports leagues, and fitness classes.

For more on local parks and events, check out the Lake of the Ozarks Convention and Visitor Bureau’s Things to Do.

Restaurants

Italian Restaurants

If you’re craving Italian cuisine, Camden County has some great options. Local spots like Italian Restaurants in Camden County offer classic pasta dishes, pizza, and more for the whole family to enjoy.

Mexican Restaurants

For a flavorful Mexican meal, Camden County offers a variety of Mexican restaurants to choose from. Whether you’re in the mood for tacos, burritos, or fajitas, you can find great options like those listed in this Bing Map search for Mexican Restaurants.

BBQ Restaurants

If BBQ is your preference, Camden County has several family-friendly barbecue spots. These eateries offer everything from ribs to pulled pork, great for casual family dinners. Check out this Bing Map search for BBQ Restaurants to explore options in the area.

American Restaurants

For classic American comfort food, there are a variety of choices in Camden County, including local diners, cafes, and family-owned restaurants. Find the best American eateries via this Bing Map search for American Restaurants.

Housing

The housing market in Camden County is ideal for families, offering a variety of single-family homes at affordable prices. The median home price is around $230,000, which is well below the state and national averages. The area offers both larger homes near the lake and more rural properties, providing families with plenty of space at a reasonable cost. Many homes feature beautiful views of the Lake of the Ozarks, making Camden County a desirable location for those who love nature.

For more details on homes for sale, visit Zillow – Camden County Homes for Sale.

Percentage of Family Residents

Approximately 55% of the residents in Camden County are married couples or families, according to the latest U.S. Census data. This is slightly higher than the state average of 52%, and comparable to the national average of 56%. The proportion of family residents in Camden County indicates that the area is largely made up of family households, making it an attractive destination for those looking to raise children in a quieter, more community-oriented environment.

For more demographic details, check the U.S. Census Bureau – Family Demographics for Camden County.

Compare the Married Statistics

Camden County’s family statistics (55% married) are very close to Missouri’s state average of 52% and the national average of 56%. This shows that Camden County offers a solid foundation for families, with a community that supports marriage and family life. The higher-than-average proportion of married residents reflects the county’s appeal to those seeking a family-friendly lifestyle in a scenic, affordable area.

How are the schools in Camden County, Missouri?

Camden County, Missouri, offers a variety of educational options for families, ranging from Pre-K to high school, with public schools receiving the majority of funding from local property taxes and state funding. Schools in the area generally perform well, with most schools meeting or exceeding state academic standards. The Camdenton R-III School District is the largest in the county and includes multiple elementary, middle, and high schools. The average student-to-teacher ratio in Camden County schools is about 13:1, which is slightly better than the state average. Camden County’s public schools receive adequate funding but face challenges typical of rural areas, such as limited access to advanced placement programs and extracurricular activities. Overall, Camden County offers a solid educational foundation for children, with a strong focus on community involvement and student success.

Pre-K Schools

Pre-kindergarten education in Camden County is provided by various early childhood centers and local public schools. The Camdenton R-III School District offers a Pre-K program for children aged 3-5, focusing on early literacy, social skills, and basic math concepts. The district’s Early Childhood Education program is highly regarded and provides a solid foundation for future learning. The cost of Pre-K in public schools is generally low, with some scholarships and financial assistance available to families who qualify.

For more information, check out the Camdenton R-III Early Childhood Education Program.

Kindergarten Schools

Kindergarten programs in Camden County are offered at most of the public elementary schools, including the Camdenton R-III School District’s elementary schools. The district’s kindergarten programs focus on developing social, emotional, and academic skills in young children, providing a strong foundation for their educational journey. Kindergarten is typically full-day, with a curriculum designed to meet Missouri state standards. The district also offers special education services for kindergarten-aged children who require additional support.

For more on kindergarten programs, visit the Camdenton R-III School District Kindergarten Information.

Elementary Schools

Elementary education in Camden County is primarily provided by the Camdenton R-III School District, which operates several elementary schools, including Hawthorn Elementary, Osage Beach Elementary, and Dogwood Elementary. These schools offer a comprehensive education for children in grades K-5, with a strong focus on literacy, mathematics, science, and social studies. The district’s schools are well-funded and have received positive reviews for their commitment to student achievement and family involvement. Camden County also has several private and charter elementary schools available to families seeking alternative educational options.

For more information on the Camdenton R-III elementary schools, visit the Camdenton R-III Elementary Schools page.

Middle Schools

Camden County’s middle school education is primarily provided by Camdenton Middle School, which serves grades 6-8. The school offers a rigorous curriculum that includes core subjects such as English, math, science, and social studies, along with a variety of extracurricular activities. Camdenton Middle School has received recognition for its commitment to academic excellence, with a focus on preparing students for high school and beyond. The district also offers special education and gifted programs for students with diverse learning needs.

For more on middle school education in Camden County, visit the Camdenton Middle School page.

High Schools

High school education in Camden County is provided by Camdenton High School, which serves grades 9-12. The school offers a broad curriculum, including advanced placement courses, vocational training programs, and extracurricular activities such as sports, music, and theater. Camdenton High School is well-regarded for its commitment to academic achievement, with a focus on preparing students for college and careers. The school also has a strong reputation for its athletic programs, with teams competing in state competitions.

For more on high school education in Camden County, visit the Camdenton High School page.

Colleges & Universities

While Camden County does not have a four-year university, it is home to several higher education options in nearby areas. The closest college is the Lake Career and Technical Center, which offers vocational programs and training in fields such as healthcare, manufacturing, and information technology. For those seeking a traditional college experience, schools like the University of Missouri in Columbia and Missouri State University in Springfield are within driving distance. Camden County residents also have access to online courses and degree programs from various universities.

For more on local higher education options, visit the Lake Career and Technical Center website.

Churches in Camden County, Missouri

Conclusion: Why you should consider moving to Camden County, Missouri

Camden County, Missouri, offers a unique blend of natural beauty, affordable living, and a tight-knit community, making it an ideal place to call home. With the stunning Lake of the Ozarks at your doorstep, families can enjoy year-round recreational activities, while a lower cost of living means your hard-earned dollars go further. The area is home to excellent schools, diverse housing options, and plenty of opportunities for outdoor adventures, ensuring a balanced and fulfilling lifestyle. Whether you’re seeking a peaceful retreat, a family-friendly community, or a welcoming place to build your future, Camden County has something for everyone. Its strong sense of community, coupled with a range of amenities and scenic surroundings, makes it a place where you can truly thrive. Moving to Camden County means embracing a slower pace of life, but one filled with opportunities for growth, connection, and enjoyment. It’s a place where you can create lasting memories while enjoying a high quality of life. If you’re looking for a welcoming, vibrant community with all the benefits of a rural setting, Camden County is the perfect place to start your next chapter.