Reasons to Move to Ray County, Missouri

Ray County, Missouri, offers a unique blend of rural charm and modern convenience, making it an appealing destination for those seeking a balanced lifestyle. Located just a short drive from Kansas City, residents enjoy easy access to urban amenities while benefiting from the peaceful, slower pace of rural living. The county is known for its strong sense of community, with local events, farmers’ markets, and small-town traditions that foster a welcoming environment for newcomers. If you’re seeking affordable living with a close-knit feel, Ray County provides a great starting point—whether you’re raising a family or planning a quieter life away from city hustle.

With a rich history and a variety of outdoor activities, Ray County offers something for everyone. From the picturesque banks of the Missouri River to the extensive trail systems, residents have ample opportunities for fishing, hiking, and wildlife watching. The county is home to both historic landmarks and vibrant local businesses that contribute to its unique character. If you’re considering making Ray County your home, the question isn’t whether it offers a great quality of life—it’s about what part of this welcoming county is the perfect fit for your next chapter.

Cost to Move to Ray County, Missouri

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Cost of living in Ray County, Missouri

Housing Costs

The median home price in Ray County, Missouri, is approximately $230,000 as of the most recent data from 2023. This is significantly lower than the national average, making it an attractive option for those seeking affordable housing. For renters, the average cost of a one-bedroom apartment is about $750 per month, while a three-bedroom apartment typically rents for around $1,200 per month. These prices are reflective of Ray County’s more rural setting, which offers more affordable living compared to nearby metropolitan areas like Kansas City. Mortgage rates can vary, but based on a 30-year fixed loan with a 4.5% interest rate, the monthly mortgage payment for a $230,000 home would be approximately $1,170, not including property taxes and insurance.
(Source: Zillow – Ray County Home Values)

Utilities

The average monthly utility cost for a 915-square-foot apartment in Ray County, including electricity, heating, cooling, water, and garbage, is approximately $200. This figure can vary depending on the size of the home and the time of year. In the winter months, heating costs may cause slight increases in energy consumption. Internet services, such as broadband, cost around $60 to $90 per month, with higher speeds priced at the upper end of that range. Overall, utility costs in Ray County are relatively low compared to urban areas, contributing to its affordability as a place to live.
(Source: Numbeo – Ray County Utilities)

Groceries/Food

The cost of groceries in Ray County is lower than the national average, with a typical grocery bill for a family of four averaging around $600 to $700 per month. Basic items like milk, bread, eggs, and produce are typically more affordable than in larger cities. For example, a gallon of milk costs about $3.50, and a loaf of bread is priced around $2.50. Dining out at mid-range restaurants costs about $40 to $60 for two people. This makes Ray County an economical option for families or individuals looking to save on food while still having access to fresh, locally sourced items.
(Source: USDA – Food Price Outlook)

Transportation

Ray County is situated with easy access to major highways, making commuting affordable for residents who work in Kansas City or nearby areas. The average cost of gasoline in Ray County is around $3.30 per gallon, which is in line with the national average. Public transportation options are limited, but the cost of owning and maintaining a car is relatively low. The average monthly cost of car insurance in Ray County is approximately $100 to $120, depending on the driver’s record and type of vehicle. Overall, transportation costs are moderate, with most residents relying on personal vehicles.
(Source: GasBuddy – Ray County Gas Prices)

Healthcare

Healthcare costs in Ray County are slightly below the national average, though prices can vary depending on the provider and insurance plan. The average cost for a primary care doctor visit is around $120 to $150 without insurance. Prescription medication prices can also vary, with the average cost of a 30-day supply of common medications like cholesterol or blood pressure pills typically ranging from $10 to $50, depending on the drug. Health insurance premiums for individuals are approximately $300 to $400 per month for a basic plan, and family coverage averages around $1,000 per month.
(Source: Healthcare.gov – Missouri Healthcare Costs)

Childcare and Education

Childcare costs in Ray County are generally lower than those found in larger metropolitan areas. The average cost for full-time daycare for an infant is around $700 to $800 per month, while daycare for a toddler or preschool-aged child typically costs between $500 and $600 per month. Public education in Ray County is provided by several school districts, and the average per-student expenditure for public schools is approximately $10,000 annually. Private schooling options are available, with tuition ranging from $5,000 to $10,000 per year.
(Source: Niche – Ray County Schools)

Taxes

Ray County’s property tax rate is approximately 1.00% of assessed value, which is below the national average. For a home valued at $230,000, the annual property tax would be about $2,300. The state of Missouri has a sales tax rate of 4.225%, with Ray County adding an additional 2.0% local sales tax, bringing the total to 6.225%. Income tax rates in Missouri range from 1.5% to 5.4% based on income brackets, which is relatively moderate. These factors contribute to an overall low tax burden compared to other states.
(Source: Tax Rates – Ray County Property Tax)

Insurance

Homeowners insurance in Ray County typically costs between $800 and $1,200 per year, depending on the size of the home and coverage options. Auto insurance costs an average of $1,000 to $1,500 annually, based on factors such as the driver’s history and type of vehicle. Health insurance premiums, as mentioned previously, range from $300 to $1,000 per month depending on the plan. These rates are affordable compared to national averages, contributing to Ray County’s reputation as an economically accessible location.
(Source: PolicyGenius – Auto Insurance in Missouri)

Recreation and Entertainment

Recreation and entertainment options in Ray County are centered around outdoor activities, such as hiking, fishing, and boating, which are low-cost or free. Many of the county’s parks, including areas like Watkins Mill State Park and Missouri River access points, do not charge an entrance fee. For those interested in other activities, a movie ticket costs around $10, and a membership at a local gym is approximately $25 to $40 per month. This makes recreational options affordable for families and individuals alike.
(Source: Recreation.gov – Missouri Parks)

Clothing

The average cost of clothing in Ray County is similar to national averages. For example, a pair of jeans typically costs around $30 to $60, while a basic t-shirt can be found for $10 to $20. Seasonal clothing, such as winter coats, can range from $50 to $150, depending on the brand and quality. Shopping for clothing is generally affordable, and there are several retail stores within nearby towns, as well as access to online shopping.
(Source: Numbeo – Clothing Costs)

Personal Care

Personal care expenses in Ray County, including haircuts, toiletries, and cosmetics, are lower than in larger urban areas. A standard haircut costs around $15 to $20, while a basic skincare routine may cost between $30 and $50 per month. Fitness memberships, such as for a local gym or fitness center, are generally around $25 to $40 per month. These costs contribute to an affordable and manageable lifestyle for individuals and families.
(Source: Numbeo – Personal Care Costs)

Miscellaneous Expenses

Other miscellaneous expenses in Ray County, such as entertainment, dining out, and household items, are also quite affordable. For example, a mid-range restaurant meal for two will cost approximately $40 to $60, while household items like cleaning supplies, furniture, and home goods are priced similarly to national averages. Overall, Ray County’s cost of living is lower than the national average, making it an appealing option for those seeking financial flexibility.
(Source: Numbeo – Miscellaneous Costs)

Is Ray County, Missouri a safe place to live – Crime Rates?

Crime Rate

Ray County, Missouri, has a relatively low overall crime rate compared to national averages. The general crime rate in the county is below the Missouri state average, with Ray County experiencing fewer criminal incidents per capita than the surrounding metropolitan areas. According to the most recent data from the NeighborhoodScout Crime Data for Ray County (2023), the county’s overall crime rate is 19% lower than the state average, making it a safer option for residents looking for a lower-crime environment. This includes both property and violent crimes, which are reported at below-average rates.

Violent Crime Rate

The violent crime rate in Ray County is notably lower than in many urban areas. According to the NeighborhoodScout, Ray County’s violent crime rate is approximately 3.2 per 1,000 residents, which is significantly lower than the national average of 3.9 per 1,000 residents. Violent crimes include offenses such as homicide, rape, robbery, and aggravated assault. This indicates that Ray County, overall, is a safer area in terms of violent crime, contributing to a secure environment for families and individuals.

Property Crime Rate

Property crimes in Ray County are also relatively low, with a reported rate of 15.8 per 1,000 residents, which is below the national average of 24 per 1,000 residents. Property crimes include burglary, theft, and motor vehicle theft. According to data from the NeighborhoodScout, Ray County’s property crime rate is significantly lower than the national average, making it a relatively secure location for those concerned with theft or burglary.

Police Presence

Ray County is served by local law enforcement agencies, including the Ray County Sheriff’s Department. The department is active in maintaining safety through regular patrols and community outreach. While specific police-to-population ratios are not readily available for the county, the Sheriff’s Department is responsible for both criminal investigations and community policing efforts. Officers in the county maintain a visible presence, contributing to public safety and community trust. The county also works with nearby areas, ensuring rapid response times in emergencies.
(Source: Ray County Sheriff’s Department)

Neighborhood Watch Programs

Several areas within Ray County benefit from active neighborhood watch programs aimed at improving public safety. These programs encourage residents to stay vigilant, report suspicious activity, and work together with local law enforcement to prevent crime. The effectiveness of neighborhood watch programs in rural areas like Ray County helps to foster strong community bonds and deter criminal activity. Local police agencies, including the Ray County Sheriff’s Department, are supportive of these programs and encourage participation.
(Source: Ray County Sheriff’s Neighborhood Watch)

Safety Rankings

According to the most recent safety rankings by SafeHome.org (2023), Ray County ranks favorably in terms of safety within Missouri. The county is considered one of the safer rural counties in the state, with crime rates well below the state average. This ranking takes into account violent crime rates, property crime rates, and law enforcement response times, positioning Ray County as a secure area for residents. While it may not have the same level of law enforcement resources as larger metropolitan areas, its low crime rate and proactive community safety measures contribute to its high safety ranking.

Trend Data

Crime trends in Ray County have remained relatively stable in recent years. According to the FBI Uniform Crime Reporting (UCR) Program data for 2022, the overall crime trend in Ray County has shown slight reductions in both violent and property crimes over the past five years. The crime rate in 2022 was lower than in 2018, indicating a positive trend in overall safety. The local law enforcement and community efforts seem to be having a long-term impact on reducing criminal activity, contributing to the county’s reputation as a safe area for its residents.

School Safety

Ray County’s public schools are considered safe by the Missouri Department of Elementary and Secondary Education, with incidents of violence or bullying reported at levels significantly lower than state averages. The safety of students is a top priority, with the Ray County school district implementing various safety protocols, including campus security, emergency preparedness drills, and anti-bullying programs. Data from the Missouri Department of Elementary and Secondary Education shows that Ray County schools rank highly for their safety practices, with a low number of reported school safety incidents per year.

What are the demographics of Ray County, Missouri?

White

Ray County, Missouri, has a predominantly White population, with 92.1% of the county’s residents identifying as White according to the most recent data from the U.S. Census Bureau – QuickFacts (2020). This is in line with much of rural Missouri, where White residents make up the largest demographic group. The majority of the population in Ray County is of European descent, reflecting the area’s history and settlement patterns.

Black or African American

The Black or African American population in Ray County represents approximately 4.4% of the total population, as reported in the 2020 census data from the U.S. Census Bureau – QuickFacts. This demographic group is smaller compared to the state and national averages, reflecting the broader trends in rural and suburban areas across Missouri.

Hispanic or Latino

The Hispanic or Latino population in Ray County stands at about 1.5%, according to the 2020 U.S. Census data from the U.S. Census Bureau – QuickFacts. While the Hispanic or Latino population is smaller compared to other regions in the U.S., it represents a growing cultural group in the area, contributing to the region’s diversity.

Two or More Races

Approximately 1.2% of Ray County’s population identifies as being of two or more races, according to the 2020 census data from the U.S. Census Bureau – QuickFacts. This category includes people who identify with more than one racial or ethnic group and is a small but important part of the county’s demographic makeup.

Asian

The Asian population in Ray County is 0.3%, as reported by the 2020 U.S. Census data from the U.S. Census Bureau – QuickFacts. This is a smaller percentage compared to both the state and national averages, as Asian communities are typically more concentrated in larger metropolitan areas.

Native American

The Native American population in Ray County is approximately 0.3%, based on the most recent data from the U.S. Census Bureau – QuickFacts (2020). This demographic is part of the broader trend in Missouri, where Native American populations make up a smaller portion of the overall population compared to other regions in the United States.

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Ray County is reported as less than 0.1%, according to the 2020 U.S. Census data from the U.S. Census Bureau – QuickFacts. This demographic is very small, reflecting national patterns where Native Hawaiian and Pacific Islander populations tend to be more concentrated in specific regions like Hawaii or coastal areas.

Sources

Ray County, Missouri Population by Age and Gender

The total population of Ray County, Missouri is 25,315, according to the most recent data from the U.S. Census Bureau – QuickFacts (2020). This represents a modest population size, reflective of the rural nature of the county, with a slight population decrease from the previous decade.

Total Population by Gender

The gender distribution in Ray County is relatively balanced. As of the 2020 census, the male population accounts for 49.6% of the total, while females make up 50.4%. This shows that the gender ratio is nearly even, with a slight female majority.
(Source: U.S. Census Bureau – QuickFacts)

Age Distribution

Ray County, Missouri, has a diverse age distribution, with a substantial portion of the population in both working-age and retirement-age groups. The age breakdown is as follows:

  • Under 18 years: 24.4% of the population
  • 18 to 24 years: 7.4% of the population
  • 25 to 44 years: 22.8% of the population
  • 45 to 64 years: 25.8% of the population
  • 65 years and older: 19.6% of the population

This distribution indicates a fairly even spread across different age groups, with a significant percentage of the population in both the adult working-age and senior age brackets.
(Source: U.S. Census Bureau – QuickFacts)

Median Age

The median age of residents in Ray County is 43.6 years, which is higher than the national median age of 38.4 years. This reflects the county’s older population, with a larger percentage of senior citizens compared to urban areas.
(Source: U.S. Census Bureau – QuickFacts)

Dependency Ratios

The dependency ratio in Ray County is relatively moderate, indicating a balance between the working-age population and those considered dependent (children and elderly). For every 100 working-age individuals, there are approximately 49 dependents (children and elderly). This is reflective of the county’s larger senior population, which can impact local services and community needs.
(Source: U.S. Census Bureau – QuickFacts)

Sex Ratio

The sex ratio in Ray County is nearly equal, with 98.3 males for every 100 females. This indicates a balanced population, with a slightly larger female population, consistent with trends seen in many rural areas where women tend to live longer on average than men.
(Source: U.S. Census Bureau – QuickFacts)

Marital Status by Age and Gender

In Ray County, marital status varies significantly by age and gender. According to data from the U.S. Census Bureau – QuickFacts (2020), the following marital statuses are reported for those aged 15 and older:

  • Never married: 26.6% of the population
  • Married: 60.4% of the population
  • Widowed: 7.3% of the population
  • Divorced: 5.7% of the population

The majority of residents in Ray County are married, with a higher percentage of widowed individuals, which may reflect the county’s older median age.

Sources

Ray County, Missouri Zip Codes

Ray County, Missouri, primarily has the following ZIP codes:

  • 64020 – Camden
  • 64024 – Excelsior Springs
  • 64029 – Hardin
  • 64030 – Henrietta
  • 64037 – Lawson
  • 64054 – Orrick
  • 64081 – Rayville
  • 64090 – Richmond

This ZIP code covers the majority of the Ray County, Missouri area.

What is the history of Ray County, Missouri?

History of Ray County, Missouri

Ray County, Missouri, has a rich and varied history, dating back to the early 19th century. The county was officially established in 1820, named after John Ray, a Missouri legislator. The creation of the county came during a time of expansion as settlers moved westward, and Missouri was becoming a state after its admission in 1821. The area that would become Ray County was originally part of Howard County before it was carved out to form its own administrative district. Early settlers were primarily from the eastern United States, seeking farmland and opportunities in the fertile soil of the Missouri River valley.

Ray County’s first significant settlement was along the Missouri River, which was crucial for transportation and trade during the early years. Richmond, the county seat, was founded in 1828 and soon became the central hub for the area’s economy and governance. The town was strategically located near key routes that connected the region to St. Louis and Kansas City, making it an important stop for travelers and merchants. The establishment of Richmond helped solidify Ray County as a key player in Missouri’s development during the mid-1800s.

Throughout the 19th century, Ray County was a vibrant agricultural area, with settlers cultivating crops like corn, wheat, and tobacco, as well as raising cattle and hogs. The economy thrived on farming, but by the mid-1800s, Ray County had also developed a substantial timber industry. The growth of the railroad in the late 1800s further connected Ray County to regional markets, allowing its economy to expand further. The county was predominantly rural, with small towns and communities spread throughout, but Richmond remained the focal point of political and commercial activity.

Ray County’s history also includes its role in the Civil War, with Missouri being a border state caught in the conflict between the Union and the Confederacy. Like many areas in Missouri, Ray County experienced a divided population, with some residents supporting the Union and others the Confederacy. The war led to skirmishes and tensions within the county, though Ray County did not see the large battles that occurred in other parts of the state. However, the impact of the war on local families was significant, and many young men from the county fought on both sides.

Following the Civil War, Ray County, like much of the Midwest, saw a slow recovery and growth during the late 19th and early 20th centuries. The county continued to focus on agriculture, but small industries began to emerge as well. The population grew steadily, and by the 1900s, Ray County had developed a mix of farming and industrial activity, including mills and manufacturing plants. This period also saw the growth of schools and churches, helping to solidify the social and cultural fabric of the county.

In the 20th century, Ray County saw the same trends as much of rural America, with many young people leaving the area for work in urban centers. The advent of automobiles and better highways made it easier for residents to travel to nearby Kansas City, and this migration pattern affected the population dynamics of the area. Despite these challenges, Ray County has managed to preserve much of its historic charm while also adapting to modern needs. Agriculture remains a vital part of the local economy, but Ray County has also seen growth in sectors like retail and services as the area has modernized.

Today, Ray County is known for its historical landmarks, including the Ray County Courthouse in Richmond, which was built in 1905 and remains a key symbol of the county’s history. The county’s historic buildings, small-town atmosphere, and proximity to Kansas City make it a desirable location for people looking to experience rural Missouri with easy access to metropolitan amenities. Ray County’s history is a testament to the perseverance and growth of the communities within it, reflecting the broader trends in Missouri’s development from a frontier territory to a thriving part of the American Midwest.

Sources

Ray County, Missouri Weather

Average Temperature (by Month)

The climate in Ray County, Missouri, features a typical Midwestern temperature pattern with four distinct seasons. The average temperature by month is as follows:

  • January: 32°F (0°C)
  • February: 36°F (2°C)
  • March: 46°F (8°C)
  • April: 58°F (14°C)
  • May: 68°F (20°C)
  • June: 77°F (25°C)
  • July: 84°F (29°C)
  • August: 83°F (28°C)
  • September: 74°F (23°C)
  • October: 59°F (15°C)
  • November: 44°F (7°C)
  • December: 34°F (1°C)

Ray County’s average temperatures closely align with the state of Missouri, where the state’s annual average temperature is around 56°F (13°C). Compared to the U.S. national average of 54.5°F (12.5°C), Ray County’s climate is slightly warmer due to its central location in the U.S.

(Source: Weather US – Ray County Climate)

Precipitation (Rain) Patterns

Ray County experiences moderate rainfall throughout the year, with the wettest months typically being April through May. The average annual rainfall is around 42 inches (1067 mm), which is in line with the average rainfall for Missouri (around 40-45 inches annually). Precipitation is spread out over the year, but the spring months tend to be particularly wet, with May receiving the highest rainfall totals.

  • January: 1.5 inches
  • February: 1.4 inches
  • March: 2.4 inches
  • April: 4.1 inches
  • May: 4.6 inches
  • June: 3.9 inches
  • July: 3.3 inches
  • August: 3.4 inches
  • September: 3.0 inches
  • October: 2.7 inches
  • November: 2.2 inches
  • December: 1.7 inches

Compared to Missouri’s average rainfall of about 40-45 inches annually, Ray County’s precipitation is within the expected range. Nationally, the U.S. averages 38 inches annually, meaning Ray County’s precipitation is slightly above the national average.

(Source: Weather US – Ray County Climate)

Extreme Weather Events

Ray County, like much of Missouri, is prone to experiencing extreme weather events, particularly thunderstorms, tornadoes, and occasional winter storms. Missouri is part of “Tornado Alley,” and Ray County is no exception. While tornadoes can occur year-round, the highest frequency of tornado activity in the region is from March through May. The county has an average of 3-4 tornadoes per year.

In addition to tornadoes, Ray County is also susceptible to severe thunderstorms that can bring large hail, damaging winds, and flooding. During the winter months, snow and ice storms are possible, though Ray County typically receives less snowfall than northern Missouri. On average, Ray County receives around 10 inches of snow per year.

(Source: National Weather Service – St. Louis)

Humidity Levels

Ray County experiences a relatively high level of humidity throughout the year, especially in the summer months. The average relative humidity is around 70% year-round, with the highest levels typically occurring in the summer, particularly during July and August. This is in line with the overall humidity levels for Missouri, which experiences high humidity in the summer due to its geographic location.

Compared to the national average of around 60%, Ray County’s higher humidity during the warmer months can make the heat feel more intense, particularly in the mid-summer.

(Source: Weather US – Ray County Climate)

Sunlight

Ray County enjoys a good amount of sunshine, with an average of 200-210 sunny days per year. This is slightly higher than the national average of 205 days of sunshine annually. The sunniest months are typically in late spring and summer, with June, July, and August receiving the most sunshine. However, spring thunderstorms can often reduce the number of sunny days in April and May.

(Source: Weather US – Ray County Climate)

Wind Patterns

Ray County experiences moderate wind speeds, with an average annual wind speed of around 9 miles per hour (14 km/h). The windiest months are typically March and April, with winds picking up during spring storms. Wind speeds tend to be lower during the summer months, though occasional thunderstorms can bring gusty winds. In general, Ray County does not experience the extremely high winds found in more mountainous or coastal areas, but severe weather can occasionally bring wind speeds of up to 60-70 mph during thunderstorms or tornadoes.

(Source: Weather US – Ray County Climate)

Sources

Average Income in Ray County, Missouri

Average Annual Salary

The average annual salary in Ray County, Missouri, is approximately $44,500, based on the most recent data available from the ZipRecruiter – Ray County Salary Data (2023). This is lower than the Missouri state average annual salary of around $53,000, but it is reflective of the rural nature of Ray County, where wages tend to be lower compared to urban areas.

Average Hourly Wage

The average hourly wage in Ray County is approximately $21.40, based on available labor market data. This is slightly lower than the Missouri state average hourly wage, which is about $25.50. The difference in wages is largely due to the concentration of jobs in lower-wage sectors such as agriculture, retail, and manufacturing within Ray County.
(Source: Bureau of Labor Statistics – Missouri Wage Data)

Most Popular Jobs/Careers

The most common occupations in Ray County include roles in manufacturing, retail, and agriculture. According to data from the U.S. Census Bureau – QuickFacts, the most prevalent industries are as follows:

  • Manufacturing
  • Educational Services
  • Retail Trade
  • Health Care and Social Assistance

These industries offer a mix of blue-collar and white-collar jobs, with many residents working in the local factories, schools, and healthcare facilities.

Highest Paid Jobs Popular to the Area

In Ray County, some of the highest-paying jobs are found in management, healthcare, and specialized manufacturing roles. For example, medical professionals such as doctors and nurses, as well as managers in local factories, earn some of the highest salaries. The average annual salary for a nurse in Ray County is around $68,000, and managers in manufacturing industries can earn upwards of $70,000 annually.
(Source: ZipRecruiter – Ray County Salary Data)

Income Comparison with Missouri and the U.S.

Ray County’s average income is below the Missouri state average of $53,000, and also lower than the national average income, which is approximately $54,000. While Ray County has a lower-than-average income compared to the state and national figures, the cost of living is also lower, making it more affordable for residents despite earning less than urban counterparts.
(Source: U.S. Census Bureau – QuickFacts)

Sources

Taxes in Ray County, Missouri

Property Taxes

Property tax rates in Ray County, Missouri, are relatively moderate compared to other areas of the state. The average effective property tax rate in Ray County is approximately 1.00% of the assessed value of the property, which is near the state average. For example, if a property is valued at $150,000, the annual property tax would be around $1,500. Property taxes in Ray County are used to fund local services, including schools, public safety, and infrastructure.

Missouri’s average property tax rate is 0.97%, making Ray County’s property taxes slightly above the state average, which is not uncommon for rural areas.
(Source: Tax-Rates.org – Ray County Property Tax)

Sales Taxes

Ray County has a combined state and local sales tax rate of 6.225%. The state sales tax rate is 4.225%, and the local tax rate in Ray County is 2.0%. This makes the overall sales tax rate slightly above the national average, which is around 6.0%. Sales tax applies to most goods and services purchased within the county, including retail products, dining, and certain services. For example, if you purchase an item costing $100 in Ray County, the sales tax would be $6.23.
(Source: SalesTaxHandbook – Ray County Sales Tax)

Income Taxes

Missouri has a state income tax that ranges from 1.5% to 5.4%, depending on income. Ray County residents are subject to Missouri’s state income tax, and there is no local income tax in Ray County. The state income tax brackets are as follows:

  • 1.5% on income up to $1,054
  • 2.0% on income between $1,055 and $2,108
  • 2.5% on income between $2,109 and $3,162
  • 3.0% on income between $3,163 and $4,216
  • 3.5% on income between $4,217 and $5,270
  • 4.0% on income between $5,271 and $6,324
  • 4.5% on income between $6,325 and $7,378
  • 5.0% on income between $7,379 and $8,432
  • 5.4% on income above $8,433

This income tax structure is slightly above the national average, but overall income taxes in Missouri are relatively moderate compared to other states.
(Source: Missouri Department of Revenue – Income Tax Rates)

Utility Taxes

Ray County does not impose a specific local tax on utilities, but utility services, such as electricity, water, and natural gas, are subject to the state’s sales tax. Missouri applies a 4.225% sales tax to utility bills, which is included in the overall sales tax rate in the state.
(Source: Missouri Department of Revenue – Sales Tax Guide)

Tax Payment Schedule

Property taxes in Ray County are typically due by December 31st each year, with a penalty applied for late payments. The penalties for late payment are as follows:

  • 1% penalty for each month the payment is late, beginning January 1st.
  • After June 1st, a 6% penalty is added to the total amount due.

It is important for residents to pay property taxes on time to avoid additional penalties. Payments can be made online, by mail, or in person at the Ray County Treasurer’s Office.
(Source: Ray County Treasurer – Tax Payment Information)

Where to Pay

Property taxes and other local taxes in Ray County can be paid at the Ray County Treasurer’s Office, either online, by mail, or in person. Online payments can be made through the county’s official website, and in-person payments are accepted at the Treasurer’s Office in Richmond, Missouri.
(Source: Ray County Treasurer – Pay Property Taxes)

Sources

Is Ray County, Missouri a Good Place to Live for Singles?

Events and Activities

Ray County, Missouri offers a variety of activities that can appeal to singles looking to connect with others or enjoy recreational activities. The county hosts local events such as the Ray County Fair, which includes carnival rides, music, and local vendors, providing an opportunity for socializing and entertainment. Additionally, Excelsior Springs, a nearby town, has a rich history of cultural and social events, including the popular Springfest Festival, where residents gather for live music, food, and games.
(Source: Excelsior Springs Alumni – Events)

Gyms

For fitness enthusiasts, Ray County has several gyms and fitness centers where singles can work out and possibly meet new people. The area includes a variety of fitness options, including local gyms and more specialized centers such as wellness studios. Some of the more well-known gyms in the county include the Richmond Fitness Center and Anytime Fitness.
For a broader selection of gyms in the area, you can explore gyms via this Yahoo Search for Gyms in Ray County.

Housing

Ray County offers affordable housing options, which can be appealing for singles who are either looking to rent or buy. The average rent for a one-bedroom apartment in Ray County is approximately $750 per month, and for a two-bedroom apartment, it is around $1,000 per month. These prices are below the state and national averages, making Ray County an affordable location for singles looking to live independently. Housing availability varies across the county, but places like Richmond and Excelsior Springs have more rental options.
(Source: Zillow – Ray County Rental Listings)

Percentage of Single Residents

In Ray County, approximately 26.6% of the population is single, which includes individuals who are never married, divorced, or widowed. This statistic is relatively average compared to both the state and national figures, with Missouri having about 29% of its population as single and the national average at around 30%. This indicates a reasonable portion of the population in Ray County is unmarried, making it a suitable place for singles looking for a community where they may have common experiences with others.
(Source: U.S. Census Bureau – Ray County QuickFacts)

Comparison of Single Statistics

Compared to Missouri’s average, Ray County’s percentage of single residents is slightly below the state average of 29%. The national average for single residents is around 30%, so Ray County’s rate is somewhat typical of rural areas, where the population tends to be more family-oriented. Overall, the percentage of single residents in Ray County provides a balanced environment for those seeking to meet others or live independently.

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Is Ray County, Missouri Good for Families?

Ray County, Missouri is an attractive place for families due to its low crime rate, affordable housing, and strong community atmosphere. With a median home price of around $230,000, the cost of living is lower than the state and national averages, making it an affordable place to raise children. The area is also known for its mild weather and moderate annual precipitation, which supports a variety of outdoor activities. The local job market is mainly focused on agriculture, retail, and healthcare, providing a solid foundation for family employment. However, families looking for diverse career opportunities may need to explore neighboring urban centers for more options.

Parks and Family Activities

Ray County offers several parks and recreational areas where families can enjoy outdoor activities. Watkins Mill State Park, located just outside of Lawson, is a popular spot for hiking, fishing, and picnicking. It also offers camping facilities, making it a great destination for family outings. The Ray County Fairgrounds in Richmond hosts events throughout the year, including local festivals, 4-H activities, and community gatherings. These activities help create a close-knit environment for families to bond and socialize.
(Source: Watkins Mill State Park – Missouri State Parks)

Restaurants

Ray County offers a variety of family-friendly dining options, including different cuisines that cater to various tastes. Whether you’re looking for a casual meal or something special, there are several places to try:

These options offer a great variety for family dining, whether you’re in the mood for a classic Italian dish, savory BBQ, or a traditional American meal.

Housing

Ray County offers a variety of family-friendly housing options, from charming suburban homes to larger rural properties with ample yard space. The average price for homes in Ray County is around $230,000, making it an affordable option for families looking to buy. Many homes in the area feature spacious lots and access to outdoor recreational opportunities, making it ideal for families with children.
For more details on homes for sale in the area, you can explore the listings on Zillow – Ray County Homes for Sale.

Percentage of Family Residents

In Ray County, approximately 60% of households are married couples, which is a solid indicator of the family-oriented nature of the community. This percentage is slightly higher than the Missouri state average of 58% and aligns closely with the national average, where around 60% of households are married. This makes Ray County a suitable place for families looking for a stable and family-friendly environment.
(Source: U.S. Census Bureau – Ray County QuickFacts)

Comparison of Married Statistics

Ray County’s percentage of married residents is slightly above the state average of 58%, and matches the national average of 60%. This reflects a stable family environment where marriage is still a common structure. In comparison to urban areas, where the percentage of married residents is often lower, Ray County provides a more traditional family setting.
(Source: U.S. Census Bureau – Ray County QuickFacts)

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How are the schools in Ray County, Missouri?

Ray County, Missouri, offers a range of educational options for families, with schools serving students from preschool to high school. The local schools are funded through a combination of state funding, local taxes, and federal support. The county’s public schools have received mixed reviews in terms of academic performance, with some schools performing well in standardized testing, while others show room for improvement. Ray County’s schools generally have a lower-than-average student-to-teacher ratio, allowing for more individualized attention. However, like many rural areas, funding can be tight, and some schools face challenges related to facilities and resources. Despite these challenges, Ray County is home to several well-regarded schools, particularly at the elementary and middle school levels.

Pre-K Schools

For young children, Ray County offers preschool options primarily through public schools. Some school districts, like Richmond R-XVI, offer Pre-K programs that focus on early childhood education, preparing students for kindergarten. These programs typically have limited space and are often funded by a combination of local taxes and state funding. The availability of preschool programs is an important part of the community, as they help children get a strong educational start.
(Source: Richmond R-XVI School District – Pre-K Programs)

Kindergarten Schools

Kindergarten education in Ray County is widely available through local school districts such as the Richmond R-XVI School District and the Lawson R-XIV School District. These schools provide a strong foundation for early learning, focusing on social skills, literacy, and numeracy. Kindergarten programs are generally full-day, and enrollment is open to all children in the district. These programs are a critical part of the county’s public education system and are supported by state funding.
(Source: Richmond R-XVI School District – Kindergarten)

Elementary Schools

Ray County is served by several elementary schools that focus on grades K-5. Some of the top elementary schools include Richmond Elementary School and Lawson Elementary School. Both schools have a strong academic track record, with Richmond Elementary receiving praise for its performance in math and reading assessments. Elementary schools in Ray County generally offer a variety of extracurricular activities, including music programs, physical education, and arts and crafts, helping students develop a broad range of skills.
(Source: Richmond Elementary School – School Information)

Middle Schools

Middle schools in Ray County, including Richmond Middle School and Lawson Middle School, serve grades 6-8. These schools focus on preparing students for high school by offering a variety of subjects such as science, mathematics, history, and language arts, along with electives like art and technology. The middle schools in Ray County emphasize both academic success and personal development, helping students transition from elementary school to high school.
(Source: Richmond Middle School – School Information)

High Schools

The high schools in Ray County are Richmond High School and Lawson High School. Both schools offer a wide range of courses, from core subjects to vocational programs. Richmond High School is known for its strong performance in standardized testing, particularly in English and mathematics. The high schools in Ray County also offer extracurricular activities such as sports, music programs, and clubs, which help students explore their interests outside of academics.
(Source: Richmond High School – School Information)

Colleges & Universities

For higher education, Ray County is located near several institutions of higher learning, including the University of Missouri in Columbia and William Jewell College in Liberty. These universities provide opportunities for students who graduate from local high schools to pursue advanced degrees. While Ray County itself does not have a college or university within its boundaries, the proximity to larger cities offers students access to quality higher education options.
(Source: University of Missouri)

Churches in Ray County, Missouri

Conclusion: Why you should consider moving to Ray County, Missouri

Ray County, Missouri offers a unique blend of rural charm and modern conveniences that make it an excellent choice for those looking for a peaceful, family-friendly environment. With affordable housing, a low cost of living, and a welcoming community, it’s the perfect place for individuals and families to thrive. The local schools are dedicated to providing quality education, and the abundance of parks and recreational activities ensures there’s always something to do, whether it’s enjoying the great outdoors or participating in community events. The low crime rate and strong sense of community make it a safe place to raise children, while the proximity to larger cities like Kansas City offers access to more job opportunities and amenities when needed. Ray County combines the best of both worlds—small-town living with big-city convenience—making it a wonderful place to call home. If you’re seeking a fresh start in a peaceful and supportive environment, Ray County is waiting for you. It’s not just a place to live; it’s a place to grow, connect, and enjoy life to its fullest.