Table of Contents
- Reasons to Move to Keystone, Florida
- Cost to Move to Keystone, Florida
- Keystone, Florida Social Media & News
- Cost of living in Keystone, Florida
- Is Keystone, Florida a safe place to live – Crime Rates?
- What are the demographics of Keystone, Florida?
- Keystone, Florida Population by Age and Gender
- Keystone, Florida Zip Codes
- What is the history of Keystone, Florida?
- Keystone, Florida Weather
- Average Income in Keystone, Florida
- Taxes in Keystone, Florida
- Is Keystone, Florida a Good Place to Live for Singles?
- Is Keystone, Florida Good for Families?
- How are the schools in Keystone, Florida?
- Churches in Keystone, Florida
- Conclusion: Why you should consider moving to Keystone, Florida
Reasons to Move to Keystone, Florida
Keystone, Florida, offers a unique blend of suburban comfort and access to nature that sets it apart from other Tampa Bay area communities. Nestled along the banks of the serene Lake Keystone, the area is perfect for outdoor enthusiasts who enjoy boating, fishing, and hiking in a tranquil environment. The community is known for its well-maintained homes, large lots, and peaceful atmosphere, making it an attractive choice for families and individuals looking for more space and privacy while still being within a short drive of the bustling city of Tampa. With its excellent schools, proximity to top-rated beaches, and a strong sense of community, Keystone attracts residents who value a slower pace of life without sacrificing modern conveniences.
Living in Keystone means having access to a variety of local amenities and recreational opportunities that cater to a range of interests. Whether you’re drawn to the local parks, golf courses, or the growing number of local businesses, the area offers something for everyone. The lack of heavy commercialization means that you can enjoy a more relaxed lifestyle while still benefiting from the proximity to major highways, making it easy to reach nearby urban hubs like St. Petersburg and Clearwater. As you explore the area, you’ll see that Keystone has maintained a certain charm, a balance between rural and suburban living, making it an appealing option for anyone seeking a quieter but well-connected place to call home. Curious about how life in Keystone can fit your lifestyle? Keep reading to see if this is the right place for you.
Cost to Move to Keystone, Florida
Want to know the cost to move to Keystone, Florida? Here are the best
Keystone, Florida Movers
Keystone, Florida Social Media & News
Why are corals so important? They provide habitat for fish! Staghorn coral is a keystone species in Florida, its branchy structure provides a unique 3D framework for fish to call home. pic.twitter.com/UYseCXmRw3
— Rescue a Reef (@rescueareef) March 22, 2024
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Cost of living in Keystone, Florida
Housing Costs
The median home price in Keystone, Florida, as of late 2024, is approximately $475,000. This is slightly above the average for the broader Tampa Bay area, but still significantly more affordable than nearby coastal communities. Renters can expect to pay around $2,000 per month for a 3-bedroom apartment, with prices varying based on property size and location. The market in Keystone is competitive due to its desirable suburban and semi-rural feel, making it a more premium location for families seeking space while staying within reasonable distance of urban amenities.
For a detailed breakdown of housing prices, you can refer to the latest data from Zillow.
Utilities
The average monthly cost for utilities in Keystone is about $200-$250 for a standard 1,500 square foot home. This includes electricity, heating, water, and garbage services. Utility costs tend to be slightly lower than those found in more densely populated areas due to the suburban nature of Keystone, where homes are generally spaced further apart and not subjected to the high density of urban services. However, homeowners with larger properties or those using significant air conditioning in the summer may see higher monthly bills.
For more detailed utility cost data, check out the Numbeo Cost of Living Index.
Groceries/Food
The average monthly grocery bill for a family of four in Keystone is around $700 to $800, which is slightly above the national average due to the area’s proximity to the Tampa metropolitan area. Keystone residents have access to several grocery stores, including Publix and Walmart, where they can find competitive prices. However, specialty and organic items may come at a premium depending on location and store choice. Overall, food costs in Keystone are manageable, but slightly higher than rural areas further outside of major urban centers.
For more on grocery prices in Keystone, refer to the Numbeo Cost of Living Index.
Transportation
Transportation costs in Keystone are generally lower than in larger cities due to the suburban setting. However, since Keystone is not fully integrated with public transit networks, residents typically rely on personal vehicles. The average cost of gasoline in the area is around $3.40 per gallon as of January 2025, which is in line with the national average. Additionally, the typical Keystone resident drives about 15,000 miles per year, contributing to an average annual vehicle cost of approximately $2,000 for fuel, maintenance, and insurance.
For updated transportation data, refer to the AAA Gas Prices.
Healthcare
Healthcare costs in Keystone are on par with the state of Florida as a whole. The average monthly cost for health insurance premiums is about $450 for an individual and $1,200 for a family of four, though this can vary greatly depending on the type of plan chosen and eligibility for subsidies. Out-of-pocket expenses for doctor’s visits and prescriptions also average about $150 per month for a family, assuming regular visits and a basic level of care. While there are several healthcare providers in and around Keystone, the proximity to Tampa gives residents access to some of the best medical facilities in the region, though this can affect costs for specialized services.
For further details, refer to Healthcare.gov.
Childcare and Education
Childcare costs in Keystone vary, but on average, families spend between $800 to $1,200 per month for daycare or early childhood education programs for one child. Public education in Keystone is served by the Hillsborough County Public Schools district, with schools like Northwest Elementary and Sickles High School offering well-regarded programs. For private schooling, tuition costs typically range from $7,000 to $15,000 per year depending on the institution. The district offers a variety of extracurricular activities that can add to costs but enhance educational opportunities.
For further information, see Hillsborough County Public Schools.
Taxes
Florida is one of the few states that does not impose a state income tax, making it a favorable location for both individuals and families looking to maximize their income. Property taxes in Keystone are generally in the range of 1.1% to 1.2% of the property’s assessed value, slightly above the state average of 1.0%. For a home valued at $475,000, this equates to an annual property tax bill of around $5,200. Sales tax in the area is 7%, which is the standard rate for Florida.
For Florida state tax information, visit the Florida Department of Revenue.
Insurance
Homeowners insurance in Keystone is a critical cost due to the area’s exposure to occasional storms and hurricanes. The average annual premium for homeowners insurance in Keystone is about $1,500, though this can vary based on property type, coverage levels, and proximity to water. Car insurance premiums are also somewhat higher than the national average, with residents typically paying between $1,100 to $1,500 per year for coverage, depending on their driving history and the type of vehicle they own.
For more information on insurance rates, visit Insurance Information Institute.
Recreation and Entertainment
Keystone offers a variety of recreational opportunities, though some of these come with a cost. Membership at a local golf course typically runs between $1,000 to $2,500 annually, depending on the course. For outdoor activities, the area has access to Lake Keystone for boating and fishing, with boat rentals averaging about $50 to $100 per day. There are also several parks and nature trails in the region, many of which are free to access, but some specialized activities or events may have entrance fees ranging from $5 to $15.
For updated local recreation information, see Visit Florida.
Clothing
Clothing expenses in Keystone are generally in line with national averages. Residents typically spend around $100 to $150 per month on clothing, with seasonal changes often requiring additional purchases. Keystone does not have large retail shopping malls, but residents have access to shopping centers in nearby Tampa, where clothing prices are consistent with other urban areas. Many residents also enjoy shopping at big-box retailers like Target and Walmart for more affordable options.
For further insight into regional clothing costs, refer to Numbeo Cost of Living Index.
Personal Care
Personal care expenses in Keystone, including haircuts, skincare, and routine beauty treatments, are relatively affordable. A standard men’s haircut typically costs around $20, while women’s haircuts can range from $30 to $60 depending on the salon. Routine dental visits and basic medical care also tend to be priced at or slightly below the national average. However, more specialized personal care services, such as spa treatments or advanced dermatological procedures, may cost more due to the area’s access to premium services in nearby urban areas.
For more details, check out Numbeo Cost of Living Index.
Miscellaneous Expenses
Miscellaneous expenses in Keystone are relatively low compared to urban centers, though they can vary depending on lifestyle choices. Average monthly costs for items like pet care, entertainment, and small household goods typically range from $200 to $400 per month. Residents who frequently dine out can expect restaurant costs to range from $10 to $20 per meal at mid-range establishments, while upscale dining can easily push the bill above $50 per person.
For further details, refer to Numbeo Cost of Living Index.
Is Keystone, Florida a safe place to live – Crime Rates?
Crime Rate
Keystone, Florida, has a relatively low crime rate compared to many urban areas in the Tampa Bay region. The overall crime rate in Keystone is significantly lower than the national average. As of 2024, the crime rate in the area is about 20% lower than the Florida state average. This makes it one of the safer suburban communities near Tampa. For a more detailed look at crime statistics in Keystone, you can visit NeighborhoodScout.
Violent Crime Rate
The violent crime rate in Keystone is very low, particularly when compared to more densely populated urban areas. According to recent data, the violent crime rate in Keystone is approximately 1.5 incidents per 1,000 residents, far below the Florida average of 3.5 incidents per 1,000 residents. This suggests that violent crimes such as aggravated assault, robbery, and homicide are rare in this community. For a more detailed analysis, you can refer to NeighborhoodScout.
Property Crime Rate
Property crimes, such as burglary, larceny, and motor vehicle theft, are also lower in Keystone than in many other parts of Florida. The property crime rate in Keystone stands at about 12 incidents per 1,000 residents, compared to the state average of 17 per 1,000. This indicates that Keystone is generally a safe area for homeowners and renters, with fewer risks related to property crime. For the most recent statistics, visit NeighborhoodScout.
Police Presence
The Hillsborough County Sheriff’s Office provides law enforcement services to Keystone, ensuring a relatively high level of police presence and community engagement. The sheriff’s office has dedicated patrol units for suburban and rural areas like Keystone, allowing for quicker response times and a more personalized approach to policing. Additionally, the area benefits from community policing initiatives that focus on building strong relationships between officers and residents. For more information, visit the Hillsborough County Sheriff’s Office.
Neighborhood Watch Programs
Keystone has several active neighborhood watch programs, particularly in residential areas around Lake Keystone and the more developed neighborhoods. These programs are supported by the Hillsborough County Sheriff’s Office and encourage residents to work together to monitor and report suspicious activities. While specific data on neighborhood watch participation is not readily available, the presence of such programs is indicative of a strong community commitment to safety. For more about neighborhood watch programs, visit the Hillsborough County Sheriff’s Office Neighborhood Watch.
Safety Rankings
In 2024, Keystone ranks among the safer neighborhoods in the Tampa Bay area. Based on recent crime data, it is considered safer than 75% of other cities in Florida. While crime rates can vary from year to year, the consistency of low violent and property crime rates in Keystone contributes to its reputation as a desirable and safe place to live. For more safety rankings, refer to Niche’s Safety Rankings for Florida.
Trend Data
Crime trends in Keystone have generally remained stable or have decreased slightly over the past few years. Both violent and property crime rates have shown a downward trend since 2020, reflecting improvements in community policing and a stable residential population. Keystone’s location, with a mix of residential and semi-rural areas, contributes to lower overall crime rates compared to urban centers. For detailed trend analysis, you can consult the NeighborhoodScout.
School Safety
The schools in Keystone, which are part of the Hillsborough County School District, have generally strong safety records. Incidents of school violence or serious safety concerns are relatively rare. The district implements comprehensive safety plans, including regular drills, on-site security personnel, and collaboration with local law enforcement. Keystone’s public schools, like Northwest Elementary and Sickles High School, maintain a safe environment for students. For more on school safety in the district, visit Hillsborough County Public Schools.
What are the demographics of Keystone, Florida?
White
As of the 2020 Census, approximately 88.6% of Keystone’s population identifies as White. This percentage is higher than the national average, reflecting the suburban and residential nature of the area, which tends to attract a larger proportion of White residents compared to more urban areas. The majority of these individuals are non-Hispanic White, making up around 83% of the population. This demographic is the largest group in Keystone, contributing to the area’s overall cultural and community dynamics.
For detailed demographic breakdowns, refer to the U.S. Census Bureau’s American Community Survey 2020.
Black or African American
Black or African American residents make up about 6.1% of Keystone’s population as of the most recent census. This is lower than the statewide average of approximately 16%, indicating that the community is predominantly White. While the African American population is smaller in Keystone compared to other areas in Florida, they contribute significantly to the diversity and cultural fabric of the community.
For more detailed statistics on Black or African American demographics, visit the U.S. Census Bureau’s American Community Survey 2020.
Hispanic or Latino
The Hispanic or Latino population in Keystone is approximately 10.5%, which is in line with the broader demographic trends seen in Florida. This group includes people from various countries, primarily from Puerto Rico, Cuba, and Mexico. While the Hispanic population is a minority in Keystone, it is an important part of the community, with a notable presence in local schools, businesses, and cultural activities.
For further information on the Hispanic or Latino population in Keystone, see the U.S. Census Bureau’s American Community Survey 2020.
Two or More Races
Individuals identifying as two or more races make up about 2.6% of Keystone’s population. This group has been steadily growing nationwide and in Keystone, reflecting a broader trend of mixed-race identities across the U.S. The two or more races demographic includes individuals with a diverse range of ethnic backgrounds, contributing to the area’s overall diversity.
For more on this demographic group, consult the U.S. Census Bureau’s American Community Survey 2020.
Asian
The Asian population in Keystone is relatively small, accounting for approximately 2.3% of the community. The Asian demographic includes individuals from various countries such as India, China, and the Philippines. This group contributes to the multicultural environment of Keystone, participating in local cultural and business activities, though they make up a smaller portion of the overall population.
For more data on the Asian population in Keystone, visit the U.S. Census Bureau’s American Community Survey 2020.
Native American
Native American residents account for a very small portion of the population in Keystone, representing less than 1% based on the most recent census data. This is consistent with broader demographic trends in Florida, where Native Americans make up a relatively small percentage of the population. However, Native American culture and heritage can still be seen in local events and through various community outreach programs.
For more detailed statistics, check the U.S. Census Bureau’s American Community Survey 2020.
Native Hawaiian or Pacific Islander
The Native Hawaiian or Pacific Islander population in Keystone is very small, accounting for less than 0.1% of the total population. This group, while small in number, adds to the rich cultural diversity of the region. The Native Hawaiian or Pacific Islander population in Florida is generally lower compared to other ethnic groups.
For more information, visit the U.S. Census Bureau’s American Community Survey 2020.
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Keystone, Florida Population by Age and Gender
Total Population by Gender
The total population of Keystone, Florida, is approximately 10,000 people based on the most recent 2020 Census data. Of this population, approximately 49% are male, and 51% are female, showing a fairly balanced gender distribution. This gender split is typical for most suburban communities, where the male-to-female ratio remains relatively even. For more detailed data on the gender distribution in Keystone, refer to the U.S. Census Bureau’s American Community Survey 2020.
Age Distribution
The age distribution in Keystone, Florida, reflects a predominantly adult population with a significant portion in middle age. As of the 2020 Census, the age breakdown is as follows:
- Under 18: 22.6%
- 18 to 24: 6.3%
- 25 to 44: 23.9%
- 45 to 64: 28.7%
- 65 and older: 18.5%
This age distribution shows that Keystone has a large proportion of middle-aged residents, which suggests the area is attractive for families and older adults. For more detailed age distribution information, check the U.S. Census Bureau’s American Community Survey 2020.
Median Age
The median age of residents in Keystone is 44.7 years, which is higher than the national median age of 38.5 years. This higher median age reflects the community’s appeal to families, as well as its growing population of older adults. The median age in Keystone indicates a mature population with a good balance of retirees and working-age individuals. For more details, see the U.S. Census Bureau’s American Community Survey 2020.
Population Growth Rates
Keystone has experienced a moderate population growth rate of approximately 1.5% annually over the past decade. This growth is in line with broader trends in suburban areas surrounding major metropolitan regions like Tampa. The increase in population is primarily due to families and retirees moving to the area for its peaceful setting, relatively affordable housing, and proximity to urban amenities. For detailed population growth data, refer to the U.S. Census Bureau’s American Community Survey 2020.
Marital Status by Age and Gender
In Keystone, marital status by age shows that a significant portion of the population is married, particularly among older age groups. Among residents aged 25 to 44, around 60% are married, while 75% of those aged 45 to 64 are married. The percentage of married individuals drops in the younger age groups, with only 30% of individuals aged 18 to 24 reporting marital status as married. This data reflects the traditional patterns seen in suburban communities, where marriage rates tend to increase with age. For detailed information on marital status by age and gender, see the U.S. Census Bureau’s American Community Survey 2020.
Educational Attainment by Age and Gender
Keystone’s population shows a strong level of educational attainment, with 95% of residents aged 25 and older having graduated high school. In terms of higher education, approximately 40% of residents hold a bachelor’s degree or higher. Educational attainment is slightly higher among women, with 42% of women holding a bachelor’s degree compared to 38% of men. This reflects trends seen across many suburban communities where educational attainment tends to be higher among women in certain age groups. For more detailed educational attainment data, visit the U.S. Census Bureau’s American Community Survey 2020.
Economic Participation by Age and Gender
The economic participation in Keystone is robust, with a labor force participation rate of about 62% for individuals aged 16 and older. There is a notable difference in economic participation by gender, with 68% of men participating in the workforce compared to 55% of women. The participation rate is highest among residents aged 25 to 44, reflecting a significant portion of the population in their prime working years. For more details on economic participation, see the U.S. Census Bureau’s American Community Survey 2020.
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Keystone, Florida Zip Codes
Keystone, Florida, primarily has the following ZIP codes:
- 33556
This ZIP code covers the majority of the Keystone, Florida area.
What is the history of Keystone, Florida?
History of Keystone, Florida
Keystone, Florida, is a community with a rich history rooted in both the natural beauty of the area and its strategic location near the Tampa Bay region. The area’s history dates back to the late 1800s when it was primarily a rural area inhabited by small groups of settlers drawn by the fertile soil and proximity to the bay. However, the town as it is recognized today began to take shape in the early 1900s. The name “Keystone” is thought to have been inspired by the “keystone” role the area played in the development of the surrounding region, symbolizing its importance as a connector between the urban and rural areas of the Tampa Bay region.
The area began to attract more settlers in the early 20th century, with many moving to Keystone for its agricultural potential, particularly for citrus farming, which was a dominant industry at the time. In the 1920s, the development of the railroad allowed for greater access to the region, facilitating transportation of goods like citrus and timber. This also brought new residents and workers to Keystone, further expanding the community. However, the growth of Keystone was interrupted by the Great Depression, as the citrus industry struggled, and many local businesses were affected.
By the mid-20th century, Keystone began to evolve into a more suburban community as more people moved from the growing city of Tampa in search of a quieter, more rural lifestyle. The 1950s and 1960s saw an influx of families looking to build homes on larger lots, attracted by the area’s natural beauty and its proximity to urban amenities. In the decades that followed, Keystone remained a relatively small community, its character shaped by a mix of agriculture, residential development, and natural areas.
Today, Keystone is recognized as one of the quieter suburban communities near Tampa, with a population that values both its historic roots and its proximity to the amenities and opportunities of a major metropolitan area. While it has grown significantly since its early days, Keystone has managed to maintain its rural charm, offering a balance between urban convenience and a slower, more relaxed pace of life. The community continues to celebrate its history and maintain a strong sense of local identity, as evidenced by its active neighborhood associations and public events that highlight the town’s heritage.
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Keystone, Florida Weather
Average Temperature (by Month)
Keystone, Florida experiences a warm, subtropical climate with mild winters and hot, humid summers. The average monthly temperatures for Keystone are as follows:
- January: 60°F (15°C)
- February: 62°F (16°C)
- March: 68°F (20°C)
- April: 74°F (23°C)
- May: 80°F (27°C)
- June: 85°F (29°C)
- July: 88°F (31°C)
- August: 88°F (31°C)
- September: 85°F (29°C)
- October: 75°F (24°C)
- November: 67°F (19°C)
- December: 62°F (16°C)
In comparison, Florida’s average yearly temperature is about 70°F (21°C), with Keystone being slightly warmer than the state’s average due to its inland location. The national average annual temperature in the U.S. is around 55°F (13°C), so Keystone tends to be significantly warmer than the national norm.
For more information on average temperatures, visit The Weather Channel.
Precipitation (Rain) Patterns
Keystone, Florida experiences a substantial amount of rainfall, particularly in the summer months. The average annual rainfall in the area is around 50 inches. The wettest months are from June to September, with July being the peak month, receiving around 8 inches of rain on average. During these summer months, thunderstorms and heavy downpours are common, though they tend to be brief.
In comparison, Florida’s average annual rainfall is approximately 54 inches, which is relatively similar to Keystone’s rainfall patterns. The national average for annual precipitation in the U.S. is around 38 inches, so Keystone is wetter than much of the country. For detailed precipitation data, visit The Weather Channel.
Extreme Weather Events
Keystone, like much of Florida, is susceptible to extreme weather events, particularly hurricanes and tropical storms during the Atlantic hurricane season from June to November. The area has experienced significant hurricanes in the past, including Hurricane Irma in 2017, which caused widespread flooding and damage across the state. However, Keystone is somewhat inland and not as vulnerable to direct coastal impacts as other areas closer to the Gulf of Mexico.
While hurricanes are the most significant extreme weather threat, severe thunderstorms and flooding can also occur, especially during the summer months when the region experiences daily thunderstorms. For more information on hurricane activity and weather warnings, visit National Hurricane Center.
Humidity Levels
Keystone, Florida has a high level of humidity throughout the year, with summer months being particularly humid. Average humidity levels are around 74% year-round, with the highest levels occurring in the summer. During the hottest months (June through September), humidity can make the temperature feel much warmer than it actually is, often reaching heat index values above 100°F (38°C). The region’s humidity levels are comparable to other areas in Florida, but slightly higher than the national average, which tends to be around 60%.
For more information on humidity levels, refer to The Weather Channel.
Sunlight
Keystone enjoys abundant sunshine year-round, with an average of 234 sunny days per year. This is above the national average of about 205 sunny days annually. The sunniest months are typically April through June, with daily sunshine durations averaging between 8 and 9 hours per day. The area receives a moderate amount of sunshine even in the winter, making it a desirable location for those who enjoy a bright, sunny climate.
For more detailed sunlight data, see Sunshine State Weather.
Wind Patterns
Wind speeds in Keystone tend to be moderate throughout the year, with an average wind speed of 8 to 12 mph. The winds are generally higher during the spring and fall months and are influenced by nearby storm systems, including hurricanes. However, Keystone is less affected by coastal winds compared to cities on the coast, and typically experiences lower wind speeds than those near the Gulf of Mexico. In general, the region does not experience extreme wind conditions outside of major weather events such as hurricanes or tropical storms.
For more information on wind patterns in Keystone, visit The Weather Channel.
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Average Income in Keystone, Florida
Average Annual Salary
The average annual salary for residents in Keystone, Florida, is approximately $58,000 based on the latest available data from 2023. This figure reflects a diverse workforce, with a significant portion of the population employed in professional, management, and technical fields. The median household income in Keystone is about $75,000, which is slightly above the state average for Florida but still lower than the national median income of $70,784. This indicates that while Keystone residents earn above-average incomes in comparison to other parts of Florida, their income tends to be in the mid-to-high range relative to national averages.
For more detailed income information, refer to the U.S. Census Bureau’s American Community Survey 2020.
Average Hourly Wage
The average hourly wage for workers in Keystone, Florida, is estimated to be around $27 per hour. This is based on data from local wage surveys and is slightly higher than the Florida state average of $25.12 per hour. The higher wages reflect the community’s relatively higher concentration of skilled laborers, professionals, and those working in management positions. Keystone’s proximity to Tampa, a growing urban area, also impacts wage levels, as residents often commute for jobs with higher pay scales in the city.
For more detailed data on hourly wages, visit the U.S. Bureau of Labor Statistics.
Most Popular Jobs/Careers
The most popular jobs in Keystone, Florida, reflect the area’s suburban and semi-rural characteristics. Common occupations in the region include professionals in management, healthcare, education, and sales. Some of the most common career fields are:
- Healthcare (nurses, physicians, medical technicians)
- Management (construction, business operations)
- Education (teachers, administrative staff)
- Sales (real estate agents, retail management)
In addition to these fields, Keystone also has a strong presence of self-employed individuals and small business owners, many of whom work in trades such as carpentry, landscaping, and construction. These jobs are important contributors to the local economy.
For more information on job statistics, visit U.S. Bureau of Labor Statistics.
Highest Paid Jobs Popular to the Area
The highest paid jobs in Keystone are typically in management, healthcare, and technical fields. Based on regional data, the top-paying careers in Keystone include:
- Physicians and Surgeons
- Pharmacists
- IT Managers
- Construction Managers
- Lawyers
These professions earn significantly more than the average salary, with top earners in these fields making upwards of $100,000 annually. The healthcare and technical sectors, in particular, offer high-paying roles due to the demand for specialized skills and expertise. For a detailed breakdown of the highest paying occupations in Florida, see the U.S. Bureau of Labor Statistics.
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Taxes in Keystone, Florida
Property Taxes
Property taxes in Keystone, Florida are managed by Hillsborough County. The average property tax rate in Keystone is approximately 1.1% of the assessed value of the property, which is slightly above the state average of 1.0%. For example, if a home is valued at $475,000, the property tax would be around $5,225 annually. This rate is determined based on the property’s market value, and the amount can vary depending on exemptions, such as the homestead exemption, which can reduce the taxable value of a primary residence.
For detailed information about property taxes and assessments, you can visit Hillsborough County Property Appraiser.
Sales Taxes
The sales tax rate in Keystone, Florida, is 7%, which is the standard sales tax rate for the state. This includes the state sales tax rate of 6% along with an additional 1% local surtax that applies to most goods and services. The sales tax is applied to retail purchases, including general consumer goods and services, with certain exemptions like groceries, prescription drugs, and some medical devices.
For more information about Florida’s sales tax rates, visit the Florida Department of Revenue.
Income Taxes
Florida does not have a state income tax, which is a significant benefit for residents of Keystone. This means that individuals in Keystone only pay federal income taxes, and there are no state taxes on wages, salaries, or retirement income. This makes Keystone an attractive location for retirees and others who seek to reduce their overall tax burden compared to states with higher income taxes.
For more details about Florida’s tax structure, refer to the Florida Department of Revenue.
Utility Taxes
In Keystone, utility taxes are applied to residential services such as electricity, water, and gas. The local utility tax rate for electricity is 10%, which is added to the standard cost of your utility bill. For water, the utility tax is 7.5%. These taxes are imposed by the Hillsborough County Board of Commissioners to fund various local government services.
For additional information on utility taxes, visit the Hillsborough County Utility Taxes.
Hotel Occupancy Tax
Keystone, as part of Hillsborough County, applies a 5% hotel occupancy tax on short-term rentals (less than six months) in addition to the state’s 6% tourism tax. This is typically applied to hotels, motels, vacation rentals, and other forms of transient lodging. The revenue from this tax is used to support local tourism marketing and services.
For more details on the hotel occupancy tax, see Visit Tampa Bay: Tourism Tax.
Entertainment Taxes
In Keystone, there is no specific local entertainment tax applied to activities such as concerts, movies, or sporting events. However, general sales tax applies to the purchase of tickets for these activities. The state’s sales tax rate of 6% is typically levied on ticket sales for events such as theater performances, movies, and amusement parks in the area.
For further details on how sales tax is applied to entertainment, refer to the Florida Department of Revenue.
Tax Payment Schedule
Property taxes in Hillsborough County, which includes Keystone, are typically due on November 1st each year. Taxpayers have until March 31st of the following year to pay their taxes without penalty. Early payments receive discounts, with a 4% discount available in November, which decreases by 1% each month until February. Late payments incur a penalty of 1.5% per month starting in April, in addition to interest charges.
For more information on the tax payment schedule, visit Hillsborough County Tax Collector.
Penalties for Late Payment
Late payments for property taxes in Hillsborough County, including those in Keystone, are subject to penalties. A 1.5% penalty is applied each month after April, which increases over time. If taxes remain unpaid after a period, the property may be subject to a tax lien sale, where the county can auction off the delinquent property to recover unpaid taxes.
For more details on late payment penalties, refer to Hillsborough County Tax Collector.
Where to Pay
Property taxes in Keystone can be paid online through the Hillsborough County Tax Collector’s website. Additionally, payments can be made in person at the Hillsborough County Tax Collector’s office or by mail. The Tax Collector’s office also accepts payments via credit card, debit card, and electronic check for online transactions.
For more details on where to pay your taxes, visit Hillsborough County Tax Collector.
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Is Keystone, Florida a Good Place to Live for Singles?
Events and Activities
Keystone, Florida, while more residential and suburban in nature, offers a variety of local events and activities that are ideal for singles looking for a close-knit community. There are local festivals, farmer’s markets, and community events hosted throughout the year, especially in nearby areas like Oldsmar and Tampa. Keystone’s quieter, more nature-oriented lifestyle is ideal for those who enjoy outdoor activities such as hiking, boating on Lake Keystone, and local parks. However, for more active socializing and entertainment, nearby cities like Tampa offer nightlife, restaurants, and concerts.
For a list of local events, visit Hillsborough County Events.
Gyms
For singles who prioritize fitness, Keystone itself offers limited gym options due to its suburban nature. However, nearby cities such as Tampa and Oldsmar have numerous gyms and fitness centers to choose from, making it easy to find a local workout space. You’ll find national chain gyms as well as smaller, boutique fitness studios that cater to a variety of workout styles, including yoga, CrossFit, and personal training. If you’re looking for gyms close to Keystone, search for options through Yahoo search for gyms in Keystone, FL.
Housing
Keystone’s housing market is a mix of suburban homes, larger properties, and rentals. For singles, there are rental options ranging from apartments to smaller homes. Rental prices tend to be slightly higher than the average for the region, with rent for a 1-bedroom apartment in Keystone averaging around $1,400 to $1,600 per month. While the area is more residential, it’s still relatively quiet and offers more space compared to urban living, making it a comfortable place to live for singles who prefer more space and a slower pace of life. However, for those seeking more apartment-style living, nearby urban centers like Tampa are a better option. To explore rental listings in Keystone, visit Rent.com Keystone Listings.
Percentage of Single Residents
According to the most recent data, approximately 28.6% of Keystone, Florida’s population is unmarried. This includes those who are never married, divorced, or widowed. This figure is slightly lower than the state average of 30%, which is indicative of the more family-oriented and suburban nature of Keystone. Compared to the national average of 33%, Keystone has a somewhat lower proportion of single residents. This may be due to the area’s appeal to families and older adults seeking a quieter lifestyle. For more detailed statistics, refer to U.S. Census Bureau’s Marital Status 2020.
Is Keystone, Florida Good for Families?
Keystone, Florida, offers an attractive living environment for families with its low crime rates, good weather, affordable housing options, and proximity to employment opportunities in the greater Tampa area. The area enjoys a relatively low crime rate, with a peaceful suburban atmosphere that’s appealing to those raising children. Housing in Keystone is spacious and generally more affordable than in nearby urban areas, making it an ideal choice for families seeking a quieter lifestyle with access to nature. The region’s warm climate allows for year-round outdoor activities, and while the job market may be centered in the Tampa Bay area, Keystone residents can easily access employment opportunities. Overall, it is a great place for families seeking a peaceful, family-friendly environment with access to modern amenities.
Parks and Family Activities
Keystone, Florida is home to several parks and family-friendly outdoor activities that make it an excellent place for families to spend time together. The nearby Lake Keystone offers opportunities for boating, fishing, and picnicking. There are also numerous trails and recreational areas where families can hike, bike, and enjoy the local wildlife. For more organized family events and activities, residents can participate in local community events, such as farmer’s markets and seasonal festivals. For information on upcoming events and local parks, check out Hillsborough County Parks & Recreation.
Restaurants
Keystone, while a more residential area, offers some nearby dining options ideal for family outings. For Italian cuisine, try the many local options available in nearby areas. You can search for Italian Restaurants near Keystone, FL for a great family meal. If you’re in the mood for Mexican food, explore nearby choices by searching for Mexican Restaurants near Keystone, FL. For BBQ lovers, there are a variety of spots to choose from, available through a search for BBQ Restaurants near Keystone, FL. Additionally, for more traditional American fare, you can find a variety of family-friendly options by searching for American Restaurants near Keystone, FL.
Housing
Keystone offers a variety of family-friendly housing options, including single-family homes on larger lots that provide plenty of space for families to grow. The median home price in Keystone is approximately $475,000, which is reasonable considering the area’s suburban nature and the size of the properties. Homes here often feature large yards, making it a great place for families with children or pets. Families looking to purchase in the area can explore available listings on Zillow – Keystone, FL Homes for Sale.
Percentage of Family Residents
In Keystone, approximately 70% of the households are family households, which is higher than the national average of 60%. This indicates that Keystone is a desirable place for families, with a large portion of the population being married couples and families with children. The percentage of married residents in Keystone is also higher than the Florida state average of 53%, which reflects the area’s family-oriented atmosphere. For detailed statistics on family households and marital status, visit the U.S. Census Bureau’s Marital Status 2020.
How are the schools in Keystone, Florida?
Keystone, Florida, is served by the Hillsborough County Public Schools system, which provides a range of educational options from Pre-K to high school. The schools in Keystone are known for their strong community involvement and decent academic performance. Funding for public schools in the area comes from local taxes, state funding, and federal grants, with Keystone’s schools generally receiving average funding compared to other schools in Florida. In terms of performance, Keystone’s schools consistently meet or exceed the state averages in key academic areas, though some schools have room for improvement in certain subjects. For families with children, the area’s schools offer a good mix of resources and extracurricular activities, along with access to the larger resources available in the Tampa area for higher education and specialized programs.
Pre-K Schools
There are several Pre-K programs available in and around Keystone, primarily through private centers or as part of early learning programs within Hillsborough County. These programs focus on early childhood education, preparing young children for kindergarten through activities that promote social, cognitive, and emotional development. The Hillsborough County School District offers Voluntary Prekindergarten (VPK) programs, which are funded by the state of Florida and offer free education for children aged 4 to 5 years old. For more information on VPK programs in Keystone, visit Hillsborough County VPK Program.
Kindergarten Schools
Keystone residents have access to a variety of kindergarten programs in nearby schools. The public schools in the area, such as Northwest Elementary School, provide high-quality kindergarten education as part of the Hillsborough County Public Schools system. Northwest Elementary is a well-rated school that offers a comprehensive kindergarten curriculum focusing on reading, writing, and early mathematics. The school also emphasizes social skills development to ensure that children are ready for the next stage of their education.
Elementary Schools
Keystone is served by several elementary schools, with a focus on building strong academic foundations for students. Notable elementary schools in the area include Northwest Elementary School, which serves grades K-5. The school consistently performs well on state standardized tests, particularly in English Language Arts and Mathematics. Another option is Woodbridge Elementary School, which also provides a strong academic program, with a focus on developing foundational skills in a supportive environment. Both schools are part of the Hillsborough County Public Schools district, which boasts strong academic performance across its elementary schools.
Middle Schools
For middle school education, students in Keystone typically attend Sickles High School (which includes a middle school program), or they may attend other middle schools in the surrounding areas of Tampa. Sickles Middle School is part of a larger high school campus, and it has received positive reviews for its STEM programs and extracurricular opportunities, such as music and sports. Another nearby option is Fern Ridge Middle School, known for its supportive learning environment and strong focus on preparing students for high school academic challenges.
High Schools
Keystone’s high school options include Sickles High School, which is one of the top-rated schools in the area. Sickles High is known for its rigorous academic programs, including Advanced Placement (AP) courses and a variety of extracurricular activities. The school also offers strong athletic programs and has a good reputation for its college preparation resources. Sickles High School provides a well-rounded education and has received high ratings in both academics and student satisfaction. For more information on Sickles High School, visit the Sickles High School Website.
Colleges & Universities
For higher education, students in Keystone have access to a variety of colleges and universities within the greater Tampa area. Notable institutions include the University of South Florida (USF), which offers a wide range of undergraduate and graduate programs. USF is a large research university that provides a wealth of resources for students pursuing degrees in fields such as engineering, business, healthcare, and more. Additionally, students can explore options at USF St. Petersburg for more specialized programs. The Hillsborough Community College (HCC) also serves the area, offering affordable, high-quality education and career programs for students seeking an associate’s degree or certification.
Churches in Keystone, Florida
Conclusion: Why you should consider moving to Keystone, Florida
Keystone, Florida, offers the perfect blend of serene suburban living with access to the best that the Tampa Bay area has to offer. With its low crime rate, excellent schools, and family-friendly atmosphere, it’s a place where you can raise your family comfortably while enjoying the peace and beauty of nature. The affordable housing options, combined with a strong sense of community, make it an ideal location for those looking for a quieter, more relaxed lifestyle without sacrificing access to modern amenities. Whether you enjoy spending time on the water at Lake Keystone, exploring local parks, or taking a short drive to enjoy the cultural and entertainment offerings in Tampa, Keystone provides a balance that many other locations can’t match. It’s a place that offers not just a home, but a lifestyle. If you’re looking for a welcoming community with a high quality of life, Keystone is the perfect place to call home.