Reasons to Move to Bell County, Texas

Bell County, Texas, offers a unique blend of small-town charm and growing opportunities, making it an ideal place for those seeking a balance between quiet living and access to modern amenities. Located in Central Texas, the county is home to a diverse mix of urban and rural lifestyles, with the city of Killeen at its core. Killeen’s proximity to Fort Hood provides a stable economic foundation, while the surrounding areas offer expansive outdoor recreation, from hiking in the nearby Belton Lake to exploring the scenic beauty of the Texas Hill Country. Whether you’re considering Bell County for work, family, or a more relaxed lifestyle, the area offers a distinct sense of community and practical advantages like low cost of living and an emerging local economy.

The region is also known for its growing educational resources, highlighted by the Killeen Independent School District and the presence of higher education institutions like Central Texas College. As Bell County continues to develop, new retail, dining, and entertainment options are expanding, providing a dynamic atmosphere for residents. With a population that reflects a wide range of backgrounds, Bell County presents a welcoming environment for those seeking both connectivity to larger Texas cities and the freedom of rural surroundings. If you’re considering a move here, the area’s balanced mix of opportunity and tranquility makes it worth exploring further to see if it aligns with your goals.

Cost to Move to Bell County, Texas

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Cost of living in Bell County, Texas

Housing Costs

The average home price in Bell County, Texas, as of 2023, is approximately $264,000, according to Zillow. This represents a slight increase from previous years, aligning with broader trends in Central Texas real estate. Rent prices in the area vary, with the average monthly rent for a 2-bedroom apartment around $1,100, and a 3-bedroom apartment or house generally costing between $1,300 and $1,500 per month. Factors such as proximity to Killeen, the presence of Fort Hood, and the overall demand for housing in the region contribute to this variability.

For more information on housing costs, visit Zillow’s Bell County Home Prices.

Utilities

In Bell County, residents can expect to pay an average of $150 to $250 per month for utilities, which include electricity, water, heating, and garbage services. On average, electricity bills in Texas can range from $100 to $150 per month, depending on the size of the home and the season. The state’s energy market is deregulated, which can affect pricing. Water costs are relatively affordable, averaging about $50 to $100 per month for a typical household.

For further details on utility costs in Bell County, refer to Bell County Cost of Living Report.

Groceries/Food

The cost of groceries in Bell County is close to the national average, but can vary depending on where you shop. Basic grocery items like milk ($3.50 per gallon), bread ($2.50 per loaf), and eggs ($2.00 per dozen) are relatively affordable. However, specialty items and organic produce tend to be priced higher. For a family of four, the average monthly grocery bill is approximately $500 to $600, depending on shopping habits and preferences.

For more specific data on grocery prices in the area, check Numbeo’s Cost of Living Database.

Transportation

Transportation costs in Bell County are typically lower than in major metropolitan areas. The average cost for gasoline is around $3.30 per gallon as of late 2023. Most residents use personal vehicles, and the cost of owning and maintaining a car in the area is similar to the national average, with annual vehicle insurance premiums averaging between $1,100 and $1,400. Public transportation options are limited in the area, with the Killeen area having some local bus services through the Killeen-Temple Metropolitan Planning Organization, though many residents rely on private cars for commuting.

For further details on local transportation, visit Killeen City Transportation.

Healthcare

The cost of healthcare in Bell County is relatively affordable compared to larger Texas cities. For a basic doctor’s visit, patients can expect to pay around $100 to $150 out-of-pocket if they do not have insurance. Prescription drug costs vary, with commonly prescribed medications averaging $10 to $30 per month. Health insurance premiums are higher for families, with an average monthly premium of $1,200 for a family plan in the region, depending on the level of coverage chosen. The county is home to facilities like Seton Medical Center and AdventHealth Central Texas, offering access to healthcare providers and emergency services.

For more details on healthcare costs in the area, visit Healthcare.gov’s Health Insurance Costs.

Childcare and Education

Childcare costs in Bell County are also generally affordable. The average cost for full-time daycare for an infant in the Killeen area is approximately $700 to $1,000 per month. Public schools in the area, including those within the Killeen Independent School District, are well-regarded, and families can expect to pay minimal fees for educational materials and extracurricular activities. For those looking for private education, tuition for private schools typically ranges from $4,000 to $7,000 per year. Bell County also has access to higher education institutions like Central Texas College and Texas A&M University-Central Texas, offering affordable options for college-bound students.

For additional childcare data, visit Care.com Childcare Costs.

Taxes

Bell County has a relatively high property tax rate, with an average rate of 2.14% as of 2023. This is above the Texas state average of 1.80%. However, Texas has no state income tax, which offsets higher property taxes and provides some financial relief to residents. The sales tax rate in Bell County is 8.25%, which is typical for the region. Overall, the lack of a state income tax makes Texas an attractive option for those looking to keep more of their earnings, despite higher property taxes.

For more information on Texas taxes, visit Texas Comptroller Property Tax Info.

Insurance

Insurance premiums in Bell County are comparable to other areas in Texas. Homeowners insurance costs in the area average about $1,400 per year for a typical policy, though this can vary based on the value of the home and other factors. Auto insurance premiums for a single driver typically range between $1,100 and $1,500 per year. Health insurance premiums are also on the higher side, with average monthly premiums for families running about $1,200, as mentioned previously. Texas is known for higher rates in certain types of insurance due to weather risks, including flooding and severe storms.

For more details on Texas insurance costs, visit Texas Insurance Rates.

Recreation and Entertainment

Recreation and entertainment in Bell County can be very affordable. Movie tickets typically cost between $8 to $12 each, and annual memberships to local gyms range from $300 to $600. There are numerous outdoor activities available at places like Belton Lake, where fishing, boating, and camping are popular pastimes. Entrance fees to state parks are usually around $5 to $10 per vehicle. Local festivals and community events often have low or no entry fees, making it an attractive option for families looking to stay entertained without breaking the bank.

For more information on entertainment in Bell County, visit Explore Belton.

Clothing

Clothing costs in Bell County are in line with national averages, although they can vary depending on shopping preferences. A pair of jeans typically costs between $30 and $50, and basic T-shirts can range from $10 to $20. For families, the average annual clothing expenses are typically between $1,000 and $1,500. Shopping at local retail centers or discount stores like Walmart and Target can help keep costs lower, but specialty stores will see higher price points for fashion-forward items.

For more details on clothing costs, visit Numbeo’s Clothing Costs.

Personal Care

Personal care services, including haircuts and grooming, are affordable in Bell County. The average cost of a men’s haircut is about $15 to $20, while a women’s haircut can range from $25 to $50. Basic skincare and grooming products such as shampoo, deodorant, and toothpaste typically cost between $10 and $20 per month. A gym membership costs between $25 and $50 per month, depending on the level of service provided by the fitness center.

For more information on personal care expenses, visit Numbeo’s Personal Care Costs.

Miscellaneous Expenses

Miscellaneous expenses, such as dining out, entertainment, and household items, are also quite reasonable in Bell County. A meal at a mid-range restaurant for two people typically costs between $30 and $50, while fast food options average around $6 to $10 per person. Monthly expenses for cable TV and internet services can range from $60 to $120, depending on the package and provider. With overall affordable living costs, Bell County offers an attractive option for those seeking to manage their spending efficiently.

For further details on miscellaneous expenses, visit

Is Bell County, Texas a safe place to live – Crime Rates?

Crime Rate

The overall crime rate in Bell County, Texas, is slightly above the national average. According to the 2023 data from the NeighborhoodScout, Bell County has a crime rate of 30.86 per 1,000 residents, which is higher than the national average of 24.9 per 1,000 residents. However, it’s important to note that crime rates vary significantly within different cities and neighborhoods within the county. Killeen, being the largest city in the county, reports higher crime rates, while smaller towns and rural areas generally see lower rates of crime.

Violent Crime Rate

The violent crime rate in Bell County stands at about 4.7 incidents per 1,000 residents, which is higher than the national average of 4.0 per 1,000 people. The most common types of violent crime in the area include aggravated assault and robbery. Killeen, which has a significant population and a high military presence due to Fort Hood, experiences a higher violent crime rate compared to other areas in the county. According to the NeighborhoodScout’s crime statistics for Killeen, the violent crime rate there is approximately 7.1 per 1,000 residents. Other parts of Bell County, such as Temple and Belton, report much lower violent crime rates.

Property Crime Rate

Property crimes in Bell County, including burglary, larceny-theft, motor vehicle theft, and arson, are more prevalent than violent crimes. The property crime rate in the county is approximately 26.16 per 1,000 residents, as per the NeighborhoodScout. This is higher than the national average of 19.4 per 1,000 residents. As with violent crimes, the property crime rate tends to be higher in larger urban areas like Killeen and lower in rural or suburban communities.

Police Presence

Bell County is served by several law enforcement agencies, with the largest being the Killeen Police Department and the Bell County Sheriff’s Office. Killeen, as the most populous city, has a police force of over 200 officers, and the county sheriff’s department provides additional support to rural areas. The local police and sheriff’s departments collaborate on efforts to reduce crime and enhance community safety. According to the Killeen Police Department website, they have dedicated patrol units, specialized teams such as SWAT, and community-oriented policing initiatives. The presence of Fort Hood also contributes to law enforcement resources in the area.

Neighborhood Watch Programs

Many neighborhoods within Bell County, particularly in Killeen and Belton, have active Neighborhood Watch programs aimed at preventing crime and promoting community safety. These programs are designed to foster collaboration between residents and law enforcement. The Bell County Sheriff’s Office actively supports such initiatives by providing resources and training to local communities interested in starting or maintaining neighborhood watch groups. These programs help to create a strong network of vigilance and can contribute to the overall reduction in crime.

Safety Rankings

Bell County’s safety rankings vary by city, but overall, the county tends to rank lower for safety compared to the state average. According to the AreaVibes Crime Report for Killeen, Killeen has a crime index of 1 out of 100, where 100 represents the safest. This score indicates that Killeen is considered to have a higher crime rate than 99% of other cities in the state. On the other hand, Belton and Temple rank much higher in terms of safety, with Belton’s crime index at 27, which reflects a much safer community. It’s crucial for potential residents to evaluate specific neighborhoods before deciding on a place to live.

Trend Data

Crime trends in Bell County show a slight decrease in property crime in recent years, although violent crime rates have remained relatively stable. According to the Bell County Sheriff’s Office crime data reports, there has been a notable decline in burglary and larceny-theft, suggesting that law enforcement and community efforts may be having a positive impact. However, violent crime rates, especially in Killeen, have fluctuated over the past five years, largely influenced by population growth and the area’s military presence.

School Safety

School safety in Bell County is a priority, with schools taking proactive steps to ensure student security. The Killeen Independent School District (KISD), the largest school district in the county, has implemented various safety protocols, including armed school resource officers, surveillance cameras, and emergency drills. According to KISD’s Safety and Security Information, all schools are equipped with emergency communication systems and have strong partnerships with local law enforcement agencies. While the overall school safety in the area is considered good, parents may want to review specific school safety ratings and local reports to understand the level of safety at particular institutions.

What are the demographics of Bell County, Texas?

White

As of the 2020 Census, approximately 50.7% of Bell County’s population identifies as White, making this the largest racial group in the county. This percentage includes both non-Hispanic White individuals and White people of Hispanic origin. The population is distributed across both urban and rural areas, with Killeen and Temple having the largest concentrations of White residents. The diversity of Bell County continues to grow as the area experiences demographic changes due to its military presence and expanding economy.

For more information, visit U.S. Census Bureau – Bell County Demographics.

Black or African American

The Black or African American population in Bell County is approximately 30.3%, based on the 2020 Census. This group is a significant part of the county’s diverse demographic, with higher concentrations in urban centers such as Killeen, which has a large African American community. The military presence, particularly Fort Hood, influences the demographic makeup, with many African American families residing in the area due to military ties.

For more details, refer to U.S. Census Bureau – Bell County Demographics.

Hispanic or Latino

Hispanic or Latino individuals make up about 24.2% of the population in Bell County, Texas, according to the 2020 Census. This group includes both people of full Hispanic/Latino descent as well as those who identify with multiple races. The Hispanic population in Bell County has grown rapidly over the past several decades, especially in cities like Killeen and Temple, where there is a significant presence of both Mexican American and other Latin American communities.

For more information, visit U.S. Census Bureau – Bell County Demographics.

Two or More Races

The population identifying as Two or More Races in Bell County is about 2.6%, according to the 2020 Census. This demographic includes individuals who identify with two or more racial or ethnic backgrounds. This category reflects the growing diversity and the blending of cultures in the county, which is also influenced by the military base and various migration patterns in the area.

For more information, refer to U.S. Census Bureau – Bell County Demographics.

Asian

The Asian population in Bell County is about 2.5%, based on the 2020 Census. This includes people of Chinese, Indian, Filipino, Vietnamese, Korean, and other Asian ancestries. The Asian community is a smaller but growing group within the county, with significant concentrations in more urbanized areas like Killeen and Temple. Many Asian families in the county are involved in various business and service sectors.

For more details, visit U.S. Census Bureau – Bell County Demographics.

Native American

Native American individuals make up around 0.6% of Bell County’s population as per the 2020 Census. This group includes people who identify with one of the many Native American tribes and nations across the U.S., though the population is relatively small in Bell County. There are community and cultural organizations that serve Native American families in the county, but they are fewer in number compared to other racial groups.

For more details, visit U.S. Census Bureau – Bell County Demographics.

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Bell County is very small, making up less than 0.1% of the total population based on the 2020 Census data. This group includes individuals of Hawaiian, Samoan, Tongan, or other Pacific Islander descent. Although the number is small, this demographic is part of the growing diversity in the area.

For further demographic details, visit U.S. Census Bureau – Bell County Demographics.

Sources

Bell County, Texas Population by Age and Gender

Total Population by Gender

The total population of Bell County, Texas is 412,345 as of the 2020 U.S. Census. Of this total, 202,736 are male (49.1%) and 209,609 are female (50.9%). The gender distribution in Bell County reflects a fairly even split, with slightly more females than males. This balance is typical of many U.S. counties, though slight variations can occur based on local demographic factors.

For more information on gender demographics in Bell County, visit U.S. Census Bureau – Bell County Demographics.

Age Distribution

In terms of age distribution, Bell County has a diverse population. According to the 2020 Census, the county’s population is spread across the following age groups:

  • Under 18 years: 26.5% of the population
  • 18 to 24 years: 10.8% of the population
  • 25 to 44 years: 25.4% of the population
  • 45 to 64 years: 21.5% of the population
  • 65 years and older: 15.8% of the population

This shows that Bell County has a relatively young population, with a significant portion of residents in the 25 to 44 years range, reflecting the area’s appeal to families and working-age individuals.

For further details on the age distribution, visit U.S. Census Bureau – Bell County Demographics.

Median Age

The median age in Bell County is 33.5 years, based on the 2020 Census. This is slightly younger than the national median age, which is 38.5 years. The relatively youthful median age can be attributed to the presence of Fort Hood, which brings in many younger military personnel and their families. This also contributes to the county’s higher percentage of residents in the 18-44 age range.

For more information on median age in Bell County, refer to U.S. Census Bureau – Bell County Demographics.

Sex Ratio

The sex ratio in Bell County, Texas is 97.9 males for every 100 females, according to the 2020 Census. This ratio is typical for most regions in the U.S., where females generally outnumber males, particularly in older age groups due to higher life expectancy for women.

For further details on the sex ratio in Bell County, visit U.S. Census Bureau – Bell County Demographics.

Population Growth Rates

Bell County has experienced significant population growth in recent years. From 2010 to 2020, the population grew by 18.6%, which is higher than the national average growth rate of 7.4% over the same period. This growth is driven by a combination of factors, including the expansion of Fort Hood, which attracts both military personnel and civilian contractors, as well as the overall economic development in the region.

For more information on Bell County’s population growth rates, visit U.S. Census Bureau – Bell County Demographics.

Marital Status by Age and Gender

According to the 2020 Census, the marital status of Bell County residents is broken down as follows:

  • Married: 55.3% of the adult population
  • Never married: 28.7% of the adult population
  • Divorced: 13.5% of the adult population
  • Widowed: 2.5% of the adult population

In terms of age-specific marital status, younger adults (ages 18-24) have higher rates of never being married, while those in the 25-44 range show a significant proportion of married individuals. Marital status can influence various aspects of demographic and economic trends in the county.

For more information on marital status in Bell County, visit U.S. Census Bureau – Bell County Demographics.

Educational Attainment by Age and Gender

Educational attainment in Bell County is as follows, based on the 2020 Census:

  • High school graduate or higher: 88.3% of the adult population
  • Bachelor’s degree or higher: 24.2% of the adult population

Educational attainment varies by age group, with younger adults (ages 25-34) showing higher percentages of bachelor’s degree holders compared to older generations. The county also benefits from the presence of higher education institutions like Central Texas College and Texas A&M University-Central Texas.

For more details on educational attainment in Bell County, visit U.S. Census Bureau – Bell County Demographics.

Economic Participation by Age and Gender

Economic participation in Bell County is closely tied to age and gender, with a high level of participation from working-age individuals (ages 18-64). According to the U.S. Census Bureau data, the labor force participation rate is approximately 62.3% for the total population aged 16 and over. For males, the participation rate is higher at 74.5%, while for females, it stands at 50.3%. Younger adults (ages 25-34) and adults with higher educational attainment have higher participation rates in the labor force.

For more details on economic participation, visit U.S. Census Bureau – Bell County Demographics.

Sources

Bell County, Texas Zip Codes

List of Zip Codes for Bell County, Texas

  • 76501 – Belton
  • 76502 – Belton
  • 76504 – Killeen
  • 76505 – Killeen
  • 76507 – Killeen
  • 76513 – Copperas Cove
  • 76522 – Harker Heights
  • 76528 – Little River-Academy
  • 76537 – Nolanville
  • 76542 – Temple
  • 76543 – Temple
  • 76544 – Temple
  • 76548 – Troy
  • 76549 – Salado
  • 76559 – Bartlett

This ZIP code covers the majority of the Bell County area.

What is the history of Bell County, Texas?

History of Bell County, Texas

Bell County, Texas, has a rich history that dates back to its formation in the early 19th century. The county was officially established on January 22, 1850, by the Texas legislature. It was named after Peter Hansborough Bell, a prominent political figure and the third Governor of Texas, serving from 1849 to 1853. Before its establishment as a county, the area was inhabited by Native American tribes, including the Tonkawa and Comanche, who lived in the region for centuries. European settlers, primarily from the southern United States, began to arrive in the 1830s and 1840s, attracted by the fertile land and access to key water sources like the Lampasas and Leon Rivers.

In the early years, Bell County’s economy was largely agricultural, with cotton, corn, and livestock forming the backbone of local production. The construction of the railroad in the 1870s brought significant growth to the area. This not only facilitated the transportation of goods but also encouraged the settlement of more people, including a wave of German, Irish, and other European immigrants. The town of Belton, the county seat, grew rapidly during this period. As a result, by the late 19th century, Bell County had transitioned from a rural outpost to a bustling community with a thriving economy centered around agriculture, trade, and transportation.

During the early 20th century, Bell County’s growth continued to accelerate, especially after the establishment of Fort Hood during World War II. The military base, located near the town of Killeen, became a major influence on the county’s development. Fort Hood is one of the largest military bases in the world and brought thousands of soldiers and their families to the region, leading to rapid population growth. This influx of military personnel also contributed to the diversification of the local economy, which expanded into industries like retail, healthcare, and education.

The post-war period saw the county develop a more urbanized character, particularly in cities like Killeen, which became one of the largest and most important cities in Bell County. The population grew steadily throughout the latter half of the 20th century, and today, Bell County is home to over 400,000 people. The county has continued to embrace its military ties with Fort Hood, while also fostering a diverse and thriving community. Bell County’s history reflects the larger trends of Texas’ expansion, from its roots in agriculture and frontier life to its current status as a dynamic hub with a mixture of urban, suburban, and rural landscapes.

Sources

Bell County, Texas Weather

Average Temperature (by Month)

Bell County, Texas, experiences a warm climate typical of Central Texas. Here are the average temperatures for each month, based on data from the National Weather Service for the most recent year:

  • January: 45°F (7°C) – low, 60°F (15°C) – high
  • February: 47°F (8°C) – low, 64°F (18°C) – high
  • March: 53°F (12°C) – low, 71°F (22°C) – high
  • April: 59°F (15°C) – low, 77°F (25°C) – high
  • May: 67°F (19°C) – low, 85°F (29°C) – high
  • June: 73°F (23°C) – low, 92°F (33°C) – high
  • July: 75°F (24°C) – low, 95°F (35°C) – high
  • August: 74°F (23°C) – low, 94°F (34°C) – high
  • September: 68°F (20°C) – low, 87°F (31°C) – high
  • October: 57°F (14°C) – low, 76°F (24°C) – high
  • November: 48°F (9°C) – low, 64°F (18°C) – high
  • December: 45°F (7°C) – low, 59°F (15°C) – high

This shows that Bell County has hot summers and mild winters, with the warmest months being June, July, and August, where temperatures can exceed 90°F (32°C). Winters are relatively mild compared to the rest of the country, with average highs ranging from 60°F to 65°F.

For more detailed temperature data, visit National Weather Service – Central Texas.

Precipitation (Rain) Patterns

Bell County experiences a moderate amount of rainfall throughout the year. The average annual precipitation is about 33 inches (838 mm), which is close to the national average. However, the distribution of rainfall can vary significantly throughout the year:

  • January: 2.4 inches (61 mm)
  • February: 2.5 inches (64 mm)
  • March: 3.1 inches (79 mm)
  • April: 3.5 inches (89 mm)
  • May: 4.4 inches (112 mm)
  • June: 3.0 inches (76 mm)
  • July: 2.2 inches (56 mm)
  • August: 2.2 inches (56 mm)
  • September: 3.3 inches (84 mm)
  • October: 3.3 inches (84 mm)
  • November: 3.0 inches (76 mm)
  • December: 2.6 inches (66 mm)

The wettest months tend to be in the spring, with May seeing the highest rainfall. The summer months are typically drier, but occasional thunderstorms do occur. Overall, Bell County experiences a fairly balanced distribution of rain, which supports its agricultural economy.

For detailed precipitation data, visit NOAA’s National Centers for Environmental Information.

Extreme Weather Events

Bell County is susceptible to severe weather, particularly during the spring and summer months. Thunderstorms, high winds, and tornadoes are common, as the region lies within “Tornado Alley.” Severe thunderstorms can bring heavy rain, hail, and strong winds, sometimes reaching 60-70 mph (96-113 km/h). The county experiences an average of 2-3 tornadoes per year, with the most intense tornadoes occurring in March, April, and May.

Additionally, Bell County is occasionally affected by flash floods due to its periodic heavy rainfall, especially in low-lying areas near rivers and creeks. The region can also experience extreme heat during the summer, with heat indexes exceeding 100°F (38°C) in July and August.

For more information on extreme weather patterns, visit National Weather Service – Central Texas.

Humidity Levels

Humidity levels in Bell County can be quite high, particularly during the summer months. The average relative humidity ranges from 60% to 80%, with the highest levels typically occurring in the morning and tapering off in the afternoon. Humidity tends to be higher in the warmer months due to the proximity to the Gulf of Mexico, which influences the weather patterns of Central Texas.

For more details on humidity and climate conditions, visit National Weather Service – Central Texas.

Sunlight

Bell County enjoys a high amount of sunshine throughout the year. On average, the area receives about 230 sunny days per year. Summers are particularly sunny, while winters, though mild, can have more cloud cover. The area also experiences a relatively low amount of snowfall, averaging less than 1 inch annually, which is uncommon for most regions of the U.S. outside the northern states.

For more information on sunlight and average hours of sunshine, visit National Weather Service – Central Texas.

Wind Patterns

Wind speeds in Bell County are generally moderate, with average wind speeds around 10-15 mph (16-24 km/h) throughout the year. The windiest months are typically March and April, as the region experiences storm fronts moving through, bringing stronger winds with them. While winds can be gusty during severe weather events, they do not generally reach the extreme levels seen in coastal or mountainous areas.

For more details on wind patterns and local climate, visit National Weather Service – Central Texas.

Comparison with State and National Averages

When compared to the average climate for the state of Texas, Bell County’s weather is fairly typical. The average temperature in Texas is slightly higher than in Bell County, especially during the summer months, where average high temperatures can reach over 95°F (35°C) in many parts of the state. Bell County’s precipitation levels are also close to the state average, although it sees slightly more rainfall in the spring than other regions of Texas.

When compared to the U.S. as a whole, Bell County’s climate is warmer and sunnier. The national average for annual rainfall is around 38 inches (965 mm), which is slightly higher than Bell County’s 33 inches. Additionally, Bell County’s summer temperatures are much higher than the national average, which is generally more moderate across the country.

For more climate comparison data, visit NOAA’s National Centers for Environmental Information.

Sources

Average Income in Bell County, Texas

Average Annual Salary

The average annual salary in Bell County, Texas, as of the most recent data available from the U.S. Census Bureau (2020), is approximately $44,500. This figure represents the average income across all industries and occupations in the county. The median household income, a more accurate measure of typical earnings, is around $55,000 per year, which reflects the combined income of all individuals in a household, including wages from multiple earners.

For further details on income statistics, visit U.S. Census Bureau – Bell County Income Data.

Average Hourly Wage

The average hourly wage in Bell County is about $21.40, based on data from the U.S. Bureau of Labor Statistics (BLS) in 2022. This rate reflects all workers across various industries, including part-time and full-time workers. While the wage can vary depending on the industry, Bell County’s workforce is primarily engaged in manufacturing, military services (due to Fort Hood), healthcare, and retail sectors, where wages are typically around the state and national averages.

For more information on hourly wage data, visit Bureau of Labor Statistics – Wage Data.

Median Salary Range

The median salary range in Bell County is typically between $40,000 and $60,000 per year, depending on the occupation and industry. This range includes a variety of professions, from entry-level positions to more experienced roles in sectors like education, healthcare, and administrative services. The presence of Fort Hood and related defense industry jobs impacts the local salary structure, with higher wages often found in military and healthcare occupations.

For more information on median salary details, visit U.S. Census Bureau – Bell County Income Data.

Most Popular Jobs/Careers

Some of the most popular jobs in Bell County include positions in healthcare, retail, and the military. The presence of Fort Hood drives a large number of employment opportunities, particularly in administrative, logistics, and technical support roles for defense contractors. Healthcare professionals, including nurses, medical technicians, and physicians, are in high demand, with the nearby Baylor Scott & White Medical Center being a significant employer. Retail jobs are also common, as the county has seen growth in consumer-oriented businesses and shopping centers.

For detailed data on employment types, visit Bureau of Labor Statistics – Employment Data.

Highest Paid Jobs Popular to the Area

The highest-paid jobs in Bell County are largely in the healthcare and defense industries. Some of the highest-paying careers include physicians, surgeons, and advanced practice nurses, such as nurse practitioners. Medical and healthcare management roles also offer high salaries, typically ranging from $90,000 to $130,000 annually. In the defense sector, roles in systems engineering, information technology, and military management can also command high salaries, with some positions exceeding $100,000 annually due to the proximity of Fort Hood.

For more information on high-paying jobs in the area, visit Bureau of Labor Statistics – High Paying Occupations.

Income Comparison with the State and National Averages

When compared to the state of Texas, the average income in Bell County is slightly lower. The average annual salary in Texas is about $52,000, which is higher than the Bell County average of $44,500. This difference can be attributed to the urban concentration of higher-paying jobs in larger Texas cities like Austin, Dallas, and Houston, which offer more opportunities in technology, finance, and other high-paying sectors. On a national level, the average annual income in the United States is around $54,000, also higher than Bell County’s average income.

For a comprehensive comparison of Texas and national income data, visit U.S. Census Bureau – Texas Income Statistics.

Sources

Taxes in Bell County, Texas

Property Taxes

In Bell County, the average property tax rate for 2023 is approximately 2.14%, which is higher than the Texas state average of 1.80%. This rate can vary depending on the city or municipality within the county, as local taxing entities (such as cities, school districts, and special districts) also levy their own taxes. For example, the city of Killeen has a slightly different rate than Belton or Temple due to their local tax rates.

The county collects property taxes for the county itself, as well as for local school districts and cities. Property taxes are generally due on January 31st each year, and any unpaid taxes begin accruing penalties and interest after February 1st.

For more details on property tax rates in Bell County, visit Bell County Property Taxes.

Sales Taxes

The sales tax rate in Bell County is 8.25%. This rate includes a state sales tax of 6.25% and a local sales tax of 2.00%. The local portion of the sales tax helps fund various county and municipal services, including infrastructure, public safety, and education. The 8.25% rate is standard for much of Central Texas and reflects the combined state and local rate.

For more information on the sales tax rates and details, visit Texas Comptroller – Sales Tax.

Income Taxes

Texas, including Bell County, does not have a state income tax. This means that residents of Bell County do not pay state taxes on wages, salaries, or other personal income. This lack of a state income tax is one of the main financial advantages for individuals and families living in Texas, as it can result in significant savings compared to states that impose high income tax rates.

For further details on Texas tax policies, visit Texas Comptroller – Income Tax Information.

Utility Taxes

Utility taxes in Bell County vary depending on the type of utility and the municipality. The state of Texas does not impose a state-level utility tax, but local governments can levy their own charges. In cities like Killeen and Temple, residents are typically charged for water, sewer, and waste management services, with rates varying based on usage and local regulations. These utility rates are generally designed to cover the cost of infrastructure maintenance and service delivery.

For more information on utility taxes in Bell County, visit Killeen Utility Billing.

Hotel Occupancy Tax

Bell County, like many counties in Texas, levies a hotel occupancy tax (HOT) on short-term stays in hotels, motels, and other lodging facilities. The county’s hotel occupancy tax rate is 7%, in addition to the 6% state hotel occupancy tax. This revenue is often used to promote tourism and local attractions, as well as to support local conventions and events.

For more details about the hotel occupancy tax, visit Bell County Hotel Occupancy Tax.

Entertainment Taxes

There are no specific “entertainment taxes” imposed in Bell County. However, various local venues may charge additional fees for events, performances, or attractions, which could be considered as a form of indirect entertainment tax. For example, entertainment venues in Bell County, such as theaters or sports arenas, might add service charges to ticket prices to cover administrative costs or enhance the venue’s offerings. These fees are usually part of the overall cost of attending an event.

For more information on entertainment-related fees, check with local entertainment venues in Bell County.

Tax Payment Schedule

Property taxes in Bell County are due annually on January 31st, with a grace period extending through the end of February. Any unpaid taxes after February 1st are subject to penalties and interest. Payment can be made online, by mail, or in person at the Bell County Tax Assessor-Collector’s office. Most property owners will receive a notice in October with their bill for the following year.

For more details on the tax payment schedule, visit Bell County Tax Assessor-Collector.

Penalties for Late Payment

Penalties for late property tax payments in Bell County start accruing on February 1st. The penalty begins at 7% of the unpaid tax amount, and increases by 2% each month thereafter, reaching a maximum penalty of 18% in July. Additionally, interest charges will apply at a rate of 1% per month on the outstanding balance. These penalties can add up quickly, so it’s important to pay property taxes on time to avoid extra charges.

For more information on penalties, visit Bell County Property Tax Information.

Where to Pay

Taxes in Bell County can be paid at the Bell County Tax Assessor-Collector’s office in person, by mail, or online. The office accepts payments for property taxes, vehicle registration, and other related services. For online payments, the county provides a convenient portal that allows residents to pay securely with a credit or debit card.

For payment details, visit Bell County Tax Assessor-Collector Payment Portal.

Contact Information

For any questions regarding taxes in Bell County, residents can contact the Bell County Tax Assessor-Collector’s office directly. The office can assist with property tax inquiries, payment options, and general tax-related questions.

Contact details are as follows:

For more information, visit Bell County Tax Assessor-Collector.

Sources

Is Bell County, Texas a Good Place to Live for Singles?

Events and Activities

Bell County, Texas offers a variety of activities for singles, including cultural, social, and outdoor events. In cities like Killeen, Belton, and Temple, you’ll find a robust community calendar filled with events ranging from live music to food festivals and holiday parades. Killeen hosts events like the “Killeen Arts and Crafts Fair” and outdoor activities such as hiking at the nearby Belton Lake Outdoor Recreation Area. Temple is known for hosting concerts and a weekly Farmers Market, which offers an excellent spot for singles to socialize while enjoying local produce.

For a complete list of upcoming events and activities in Bell County, visit Visit Belton – Events and Killeen Chamber of Commerce – Events.

Gyms

For singles who prioritize fitness, Bell County offers a variety of gyms and fitness centers. In Killeen, you’ll find several options such as the “Killeen Family YMCA” and “Gold’s Gym,” both offering gym memberships and a variety of fitness classes. Additionally, the “Temple Athletic Club” provides a full-service gym with yoga, cycling, and personal training services. These gyms are great places for singles to meet new people while working on their fitness goals.

For more options on gyms in Bell County, check out a local search on Yahoo Local – Gyms in Bell County.

Housing

The rental housing market in Bell County is relatively affordable, with a wide range of apartments and rental homes available for singles. The average cost of renting a one-bedroom apartment in cities like Killeen and Temple ranges from $800 to $1,100 per month. Many apartment complexes offer amenities such as pools, gyms, and community spaces, which can be appealing to singles looking for both comfort and social opportunities. The area’s rental prices are lower than the Texas state average, making it an affordable place to live.

For more information on available rental properties in Bell County, visit Zillow – Bell County Rentals.

Percentage of Single Residents

As of the 2020 Census, approximately 39.1% of the population in Bell County is unmarried, which includes both single, never married individuals, and those who are divorced or widowed. This percentage is slightly lower than the Texas state average of 42.2% and the national average of 44.7%. The area’s population is relatively diverse, and the presence of military personnel at Fort Hood adds a dynamic social environment, contributing to a significant portion of single residents.

For detailed demographic statistics on the single population in Bell County, visit U.S. Census Bureau – Bell County Demographics.

Comparison with State and National Averages

When compared to the state of Texas, Bell County has a lower percentage of single residents. In Texas, approximately 42.2% of adults are unmarried, while in Bell County, the figure stands at 39.1%. On a national level, 44.7% of adults are unmarried, which is higher than both Bell County and the state of Texas. This suggests that Bell County is somewhat more family-oriented compared to other regions in the U.S., though it still has a substantial number of singles, particularly in urban areas like Killeen and Temple.

For more comparison data, visit U.S. Census Bureau – Texas Demographics.

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Is Bell County, Texas Good for Families?

Bell County, Texas, offers a family-friendly environment with affordable housing, good schools, and access to various recreational opportunities. The crime rate is moderate but manageable, with much lower violent crime rates outside of Killeen, a city that is influenced by its proximity to Fort Hood. The weather is pleasant, with mild winters and warm summers, which is ideal for families who enjoy outdoor activities. Housing costs are relatively low compared to the state and national averages, making it an attractive option for families looking to buy homes. The county also offers good employment opportunities, particularly in the healthcare, defense, and retail sectors, making it a well-rounded place for families to live and thrive.

Parks and Family Activities

Bell County provides many opportunities for family-friendly activities. For outdoor enthusiasts, places like the Belton Lake Outdoor Recreation Area offer hiking, boating, and camping. The city of Temple has a variety of parks, including Miller Park, which features playgrounds and sports facilities. Families can also enjoy the cultural attractions like the Railroad and Heritage Museum in Temple. Additionally, the county regularly hosts family-focused events like the annual Killeen Christmas Parade and the Temple Railroad Days festival. There are also multiple youth sports leagues, providing excellent ways for children to stay active and engaged.

For upcoming events and activities in Bell County, visit Visit Belton – Events and Killeen Chamber of Commerce – Events.

Restaurants

Bell County has a variety of dining options perfect for family outings. Here are some popular restaurant categories:

Housing

For families looking to buy a home in Bell County, the housing market is affordable compared to many other parts of Texas. The median home price in Bell County is about $264,000, which is lower than the state and national averages. The county offers a variety of options, from single-family homes in suburban areas to larger properties with more land in rural areas. Neighborhoods like those in Temple and Killeen provide good schools and family-friendly amenities, making them popular choices for families. Many homes also have larger yards and are close to parks, making them great for children and outdoor activities.

For more information on homes for sale in Bell County, visit Zillow – Bell County Homes for Sale.

Percentage of Family Residents

As of the most recent U.S. Census data, approximately 55.3% of households in Bell County are married-couple families. This is slightly higher than the Texas state average of 53.3% and the national average of 48.6%. The higher percentage of families in the county, combined with the area’s affordable housing and family-friendly activities, makes Bell County an ideal place for families to settle down.

For more detailed demographic data on family residents in Bell County, visit U.S. Census Bureau – Bell County Demographics.

Comparison with State and National Averages

When comparing the percentage of married couples in Bell County to the state and national averages, Bell County slightly exceeds both. Texas, with 53.3% of households consisting of married couples, is on par with Bell County. However, the national average is slightly lower at 48.6%. This suggests that Bell County has a strong family-oriented community, with a significant number of married couples raising children in the area.

For comparison statistics, visit U.S. Census Bureau – Texas Demographics and U.S. Census Bureau – National Demographics.

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How are the schools in Bell County, Texas?

Bell County, Texas offers a variety of educational options ranging from early childhood education to higher education institutions. The local school districts, such as Killeen ISD, Temple ISD, and Belton ISD, are well-funded and provide a broad range of programs, with per-student spending varying depending on the district. Academic performance is generally strong, with many schools in Bell County achieving high ratings on the Texas Education Agency’s (TEA) report card. The overall quality of schools in the area is supported by both public funding and a commitment to improvement, including various academic, arts, and athletic programs. Additionally, the presence of Fort Hood brings military families into the mix, adding to the cultural diversity and resources of the schools. Below is a breakdown of schools by type, starting with the youngest grades and progressing to higher education institutions.

Pre-K Schools

Bell County has a variety of options for Pre-K education, primarily offered by school districts such as Killeen ISD and Temple ISD. These districts have Pre-K programs that focus on early childhood development, preparing children for kindergarten through both academic and social learning. Killeen ISD, for example, provides Pre-K programs that are free for children who meet certain eligibility criteria, such as income level, language barriers, or disability status. Temple ISD also offers a strong Pre-K program focused on early literacy and numeracy skills. For more information, visit Killeen ISD Pre-K Program.

Kindergarten Schools

Kindergarten education in Bell County is offered within the public school systems of Killeen ISD, Belton ISD, and Temple ISD. These programs focus on developing fundamental skills such as reading, writing, and social interactions. In Killeen ISD, all elementary schools offer full-day kindergarten programs, which is the standard for most of Bell County. Belton ISD also provides a strong kindergarten curriculum, with a focus on STEM education from a young age. You can explore more about Temple ISD’s kindergarten offerings on Temple ISD Website.

Elementary Schools

Bell County has several high-performing elementary schools. In Killeen ISD, schools such as Trimmier Elementary and Peebles Elementary are known for their dedicated teaching staff and strong academic performance, with reading and math proficiency rates above state averages. Belton ISD’s elementary schools, like Sparta Elementary, focus on both academic success and character development. Temple ISD also boasts strong elementary schools such as Western Hills Elementary, with a focus on providing a balanced education that includes arts, sports, and music programs. For detailed performance reports, visit Killeen ISD.

Middle Schools

In middle schools, students in Bell County transition to more specialized subjects while continuing to develop foundational skills. Killeen ISD has several middle schools, including Charles Patterson Middle School, which has consistently ranked well in student achievement, particularly in math and science. In Temple ISD, Bonham Middle School and Lamar Middle School provide excellent academic programs, with extracurricular activities ranging from band to sports teams. Belton ISD’s South Belton Middle School is also highly rated, with a strong emphasis on preparing students for high school success. For more on Bell County middle schools, visit Belton ISD Website.

High Schools

High schools in Bell County are well-regarded for their academic rigor and extracurricular opportunities. Killeen High School and Ellison High School are two of the largest schools in Killeen ISD, both offering a wide range of Advanced Placement (AP) courses, as well as athletic programs and clubs. Belton High School is also known for its strong academic programs, particularly in the areas of STEM and fine arts. Temple High School is highly ranked in academic achievement and offers an excellent sports program, including football and basketball teams that have a significant community following. To see performance data, visit Temple ISD.

Colleges & Universities

Bell County is home to Central Texas College (CTC), a community college located in Killeen, which offers associate degrees, certificates, and workforce development programs. CTC is especially popular among military families due to its flexible class schedules and strong transfer programs to four-year universities. Additionally, Texas A&M University-Central Texas, located in Killeen, offers a range of undergraduate and graduate programs, particularly in fields such as business, education, and nursing. For more information on Central Texas College, visit Central Texas College, and for Texas A&M University-Central Texas, visit Texas A&M University-Central Texas.

Churches in Bell County, Texas

Conclusion: Why you should consider moving to Bell County, Texas

Bell County, Texas offers a vibrant and welcoming community that is perfect for anyone looking to enjoy a high quality of life at an affordable price. With its low cost of living, strong local economy, and excellent schools, it’s an ideal place to settle down whether you’re starting a family, looking for new career opportunities, or seeking a peaceful environment to retire. The area boasts a rich blend of urban and rural living, with easy access to big-city amenities in nearby Austin, while still offering the tranquility and charm of small-town life. The strong sense of community, diverse recreational options, and welcoming atmosphere make Bell County not just a place to live, but a place to thrive. With no state income tax and a growing economy, it’s a great time to make Bell County your home and enjoy all the benefits this great area has to offer.