Reasons to Move to Cape Girardeau, Missouri

Cape Girardeau, Missouri, offers a unique blend of small-town charm and modern amenities, making it an increasingly popular choice for those looking to relocate. Nestled on the banks of the Mississippi River, this city boasts a rich history, vibrant local culture, and a growing economy that blends agriculture, education, and healthcare. With a low cost of living and a community-centered lifestyle, Cape Girardeau is an attractive option for families, young professionals, and retirees alike. The town is home to Southeast Missouri State University, providing not only educational opportunities but also a youthful energy that permeates the area, from local arts and events to the lively downtown scene.

Beyond the basics, Cape Girardeau’s location is a standout feature—offering access to both rural tranquility and city conveniences. Whether it’s enjoying the outdoors along the riverfront, exploring nearby state parks, or taking advantage of regional transportation hubs, this city is well-connected. Residents can enjoy a variety of recreational activities, from hiking and boating to a growing dining and entertainment scene that’s far more diverse than you’d expect for a town of its size. If you’re wondering whether Cape Girardeau could be the right fit for your lifestyle, the following details will offer a deeper look into the opportunities, community atmosphere, and potential challenges this area has to offer.

Cost to Move to Cape Girardeau, Missouri

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Cost of living in Cape Girardeau, Missouri

Housing Costs

Housing costs in Cape Girardeau are notably lower than the national average. As of 2023, the median home price in Cape Girardeau is approximately $173,000, which is significantly lower than the national median of around $410,000. Rent for a one-bedroom apartment typically ranges from $600 to $800 per month, with two-bedroom units going for between $800 and $1,100. This makes the city an affordable option for renters and homebuyers alike, especially compared to larger metropolitan areas.

For specific pricing, the median listing price for homes in Cape Girardeau as of early 2024 is around $180,000, with trends suggesting a slight increase in value year-over-year (around 3-4%). New construction is also available, with prices generally starting at $250,000 and going up based on location and size. Given the city’s stable economy, housing is a strong point for residents looking for an affordable, comfortable living situation.

Source: Zillow (2023)

Utilities

Utility costs in Cape Girardeau are also below the national average, contributing to the overall affordability of living here. On average, a standard 915 sq. ft. apartment’s monthly utility bill (including electricity, heating, cooling, water, and garbage) costs about $150-$200. Gas and electricity can be the highest cost, particularly in winter, when heating needs are more demanding. Internet prices typically range from $50 to $80 per month depending on the provider and plan chosen.

Source: Numbeo (2023)

Groceries/Food

Grocery prices in Cape Girardeau are generally in line with the national average. A typical monthly grocery bill for one person can range between $250 and $350, depending on diet and shopping habits. For example, a gallon of milk costs around $3.50, a loaf of bread is $2.00, and a dozen eggs is approximately $2.60. Fresh produce is also affordable, with local markets offering competitive prices on fruits and vegetables. Dining out is relatively inexpensive compared to larger cities, with an average cost of $12-20 for a meal at a mid-range restaurant.

Source: Numbeo (2023)

Transportation

Transportation costs in Cape Girardeau are low, largely due to the city’s size and accessibility. The average price of gasoline in Cape Girardeau in 2023 was around $3.25 per gallon, which is close to the national average. Public transportation is limited, but the city offers a few bus routes operated by the Cape Girardeau Transit Authority (CTA), with fares generally around $1.00 per ride. For those driving, the average cost of car insurance in Cape Girardeau is approximately $1,200 per year, which is lower than the Missouri state average of $1,400.

Source: GasBuddy (2023)

Source: Cape Girardeau Transit Authority (2023)

Healthcare

Healthcare costs in Cape Girardeau are somewhat below the national average. The average cost of a doctor’s visit is around $120, and a dental checkup costs approximately $90. For prescription medications, the cost can vary, but the average price for commonly prescribed drugs like atorvastatin (lipid-lowering) is around $35 for a 30-day supply. Health insurance premiums are also relatively affordable, with the average monthly premium for an individual in Cape Girardeau being around $400, depending on coverage and age.

Source: HealthCare.gov (2023)

Childcare and Education

Childcare costs in Cape Girardeau tend to be moderate compared to national averages. The average cost for full-time daycare for an infant is about $700 to $850 per month, while for a preschool-aged child, it drops to around $500 to $650 per month. Public education in Cape Girardeau is free and well-regarded, with Cape Girardeau Public Schools receiving strong ratings. Tuition for private schools in the area typically ranges from $4,000 to $7,000 per year. Additionally, Southeast Missouri State University offers affordable tuition, with in-state undergraduate tuition being approximately $9,000 annually for Missouri residents.

Source: Numbeo (2023)

Source: Southeast Missouri State University (2023)

Taxes

Missouri has a relatively moderate tax burden compared to many other states. The state income tax rate for Missouri in 2023 ranges from 1.5% to 5.4% depending on income, with the highest rate applying to incomes over $8,000 for individuals. Sales tax in Cape Girardeau is set at 8.23%, which includes both state and local taxes. Property taxes are relatively low, with the average effective property tax rate in Cape Girardeau being approximately 0.78% of a home’s value, well below the national average of 1.1%.

Source: Missouri Department of Revenue (2023)

Insurance

Insurance costs in Cape Girardeau are competitive with national averages, with some variation based on coverage. For homeowners, the average annual premium is about $1,100, which is slightly lower than the national average of $1,400. Car insurance premiums also tend to be lower than the national average, with the average cost being about $1,200 per year. Health insurance premiums in Cape Girardeau are also affordable, with individual plans averaging $400 per month for basic coverage.

Source: ValuePenguin (2023)

Recreation and Entertainment

Recreation and entertainment in Cape Girardeau are relatively affordable compared to larger cities. The average cost for a movie ticket is about $10, while a fitness center membership typically costs $30-$50 per month. Outdoor activities such as hiking, boating, and fishing are free or low-cost, thanks to the abundance of parks and the proximity to the Mississippi River. The cost for annual passes to local attractions like the Cape Splash Family Aquatic Center is around $75 for residents, making it an affordable option for families.

Source: Cape Girardeau Parks and Recreation (2023)

Clothing

Clothing prices in Cape Girardeau are similar to those found across the Midwest. A pair of jeans from a mid-range retailer costs between $30 and $50, while a standard summer dress is typically priced around $25 to $45. Local shopping options include a variety of stores, including Walmart, Target, and the West Park Mall. For higher-end clothing, you may need to visit larger cities, but Cape Girardeau offers sufficient options for most residents’ clothing needs at affordable prices.

Source: Numbeo (2023)

Personal Care

Personal care expenses in Cape Girardeau are also moderate. A standard haircut for men costs around $20, while women’s haircuts are typically between $30 and $50 depending on the stylist and complexity. Monthly costs for personal care products like shampoo and soap are generally between $10 and $20, with variations depending on brand preferences. Spa treatments like a massage average around $60 to $80 per session.

Source: Numbeo (2023)

Miscellaneous Expenses

Miscellaneous expenses, such as entertainment, gifts, and other non-essential items, are generally low in Cape Girardeau. For example, a typical restaurant meal for two people costs around $30-$50, while

Is Cape Girardeau, Missouri a safe place to live – Crime Rates?

Crime Rate

Cape Girardeau, Missouri has a moderate crime rate compared to other cities in the U.S. According to the most recent data from the NeighborhoodScout (2023), Cape Girardeau’s overall crime rate is 29% lower than the national average. Specifically, the city has a crime index of 13 (out of 100), where 100 is the safest, making it safer than approximately 13% of U.S. cities. This is a positive indicator for potential residents concerned about crime levels.

Violent Crime Rate

In terms of violent crime, Cape Girardeau’s violent crime rate is also below the national average. According to NeighborhoodScout (2023), the city has 2.78 violent crimes per 1,000 residents, significantly lower than the U.S. average of 4.0. Violent crime in Cape Girardeau includes offenses like homicide, rape, robbery, and aggravated assault, but these are less frequent here than in many other cities of similar size.

Property Crime Rate

Property crime in Cape Girardeau is also lower than the national average. According to the latest data from NeighborhoodScout (2023), the city experiences 18.27 property crimes per 1,000 residents, which is below the national average of 24.0 per 1,000. Common property crimes in the area include burglary, larceny-theft, and vehicle theft, but the overall occurrence of these crimes remains lower than in many comparable cities.

Police Presence

The Cape Girardeau Police Department plays an active role in maintaining safety in the community. According to the City of Cape Girardeau Police Department (2023), the department employs more than 50 officers and operates various community-oriented policing programs aimed at preventing crime and building trust between the police and residents. The police presence is visible throughout the city, contributing to an overall sense of security among residents.

Neighborhood Watch Programs

Cape Girardeau benefits from several active Neighborhood Watch programs throughout the city, which serve as a proactive measure for crime prevention. These programs allow residents to work directly with the police to monitor and report suspicious activities, fostering a strong sense of community. Participation in these programs has been shown to reduce crime and increase overall safety in neighborhoods. The Cape Girardeau Police Department provides resources and support to help establish and maintain these programs, which are widely regarded as an effective tool for crime prevention.

Safety Rankings

In terms of safety rankings, Cape Girardeau is generally considered to be a safer city. According to AreaVibes (2023), the city has an overall livability score of 72/100, with safety being one of the contributing factors. The crime rate is significantly lower than in other cities of similar size, making it an appealing option for individuals and families looking for a secure environment. The city also has a good reputation for its public safety services, further enhancing its safety ranking.

Trend Data

Recent trend data indicates that crime rates in Cape Girardeau have been relatively stable, with slight decreases in property crimes over the past few years. The Cape Girardeau Police Department (2023) reports an ongoing effort to reduce crime through community engagement and crime prevention programs. The city has seen positive trends in reducing certain types of crime, including vehicle theft and burglaries, in part due to these initiatives. As such, Cape Girardeau is trending positively in terms of public safety, making it a secure place to live overall.

School Safety

School safety in Cape Girardeau is a priority for both the local government and school district. The Cape Girardeau Public Schools district has implemented numerous safety measures to protect students, including secure school entrances, surveillance cameras, and a school resource officer program. The district also participates in emergency preparedness drills and maintains strong communication between schools and local law enforcement. The overall safety of the district’s schools is reflected in parent and teacher feedback, with many highlighting the proactive approach taken to ensure students are safe while attending school.

What are the demographics of Cape Girardeau, Missouri?

White

As of the 2020 United States Census, approximately 82.6% of Cape Girardeau’s population identifies as White. This makes it the largest racial group in the city, reflective of the area’s overall demographic composition. Cape Girardeau is part of a largely rural and suburban region of southeastern Missouri, where White Americans historically have made up a significant majority of the population.

Source: U.S. Census Bureau (2020)

Black or African American

The Black or African American population in Cape Girardeau is approximately 10.2%, according to the 2020 Census. This group represents the second-largest racial demographic in the city. The Black population in Cape Girardeau has a significant presence, with various community organizations and cultural initiatives supporting this demographic.

Source: U.S. Census Bureau (2020)

Hispanic or Latino

The Hispanic or Latino population in Cape Girardeau is estimated at about 2.4% of the total population, based on the most recent data from the U.S. Census Bureau. While this group makes up a smaller percentage of the city’s demographic, it has been growing steadily in recent years as more Hispanic families have moved to the area for employment and educational opportunities.

Source: U.S. Census Bureau (2020)

Two or More Races

The population of people identifying as two or more races in Cape Girardeau is around 2.0%, according to the 2020 Census. This reflects the growing trend of multiracial families in the United States, including in smaller urban centers like Cape Girardeau, where there has been a slight increase in multiracial identification over the past decade.

Source: U.S. Census Bureau (2020)

Asian

As of the 2020 Census, approximately 1.4% of the population in Cape Girardeau identifies as Asian. This includes individuals of Chinese, Indian, Vietnamese, and other Asian heritages. While the Asian community is a smaller part of the population, it contributes to the city’s diversity, particularly through academic and healthcare professionals who are drawn to the area by institutions like Southeast Missouri State University.

Source: U.S. Census Bureau (2020)

Native American

The Native American population in Cape Girardeau is small, with about 0.2% of the population identifying as such according to the 2020 Census. While the number is low, the city’s proximity to various Native American communities in Missouri provides opportunities for cultural exchange and recognition of Native American history in the region.

Source: U.S. Census Bureau (2020)

Native Hawaiian or Pacific Islander

Native Hawaiian or Pacific Islander residents make up a very small percentage of Cape Girardeau’s population, less than 0.1% according to the 2020 Census. This group is generally underrepresented in smaller, more rural communities in Missouri, but the city remains open to people from all backgrounds.

Source: U.S. Census Bureau (2020)

Sources

Cape Girardeau, Missouri Population by Age and Gender

Total Population of Cape Girardeau, Missouri

The total population of Cape Girardeau, Missouri, as of the 2020 U.S. Census, is 40,073. This makes it the largest city in Southeast Missouri, and a regional hub for commerce, education, and healthcare in the area. The population size is relatively stable, showing moderate growth over the last decade.

Source: U.S. Census Bureau (2020)

Population by Gender

As of 2020, Cape Girardeau has a gender distribution of 48.6% male and 51.4% female. This shows a slight female majority, which is consistent with many urban populations in the United States.

Source: U.S. Census Bureau (2020)

Age Distribution

The age distribution in Cape Girardeau is as follows based on the 2020 Census data:

  • Under 5 years: 5.8%
  • 5 to 9 years: 5.9%
  • 10 to 14 years: 6.3%
  • 15 to 19 years: 6.2%
  • 20 to 24 years: 6.6%
  • 25 to 34 years: 12.1%
  • 35 to 44 years: 10.2%
  • 45 to 54 years: 10.2%
  • 55 to 59 years: 6.5%
  • 60 to 64 years: 5.6%
  • 65 to 74 years: 7.2%
  • 75 to 84 years: 5.0%
  • 85 years and over: 2.0%

This breakdown reflects a balanced distribution across various age groups, with a noticeable concentration in the 20-34 age range, which is typical for a city with a university (Southeast Missouri State University) in the area.

Source: U.S. Census Bureau (2020)

Median Age

The median age of Cape Girardeau residents is 31.7 years, indicating a relatively young population compared to many other rural or suburban cities. This is largely due to the presence of Southeast Missouri State University, which attracts younger individuals, especially in the 18-24 age range.

Source: U.S. Census Bureau (2020)

Dependency Ratio

The dependency ratio for Cape Girardeau, which measures the ratio of the population that is dependent (under 18 or over 64 years) to the working-age population (18-64 years), is approximately 50.2%. This indicates that for every two working-age adults, there is one dependent person in the city. This is a fairly typical dependency ratio for U.S. cities of its size.

Source: U.S. Census Bureau (2020)

Sex Ratio

The sex ratio in Cape Girardeau is approximately 95 males for every 100 females, which is slightly below the national average. This is fairly typical for most American cities, where females generally outnumber males, especially in older age groups.

Source: U.S. Census Bureau (2020)

Population Growth Rates

Cape Girardeau’s population has shown a slow but steady growth over the past decade. From 2010 to 2020, the city’s population grew by 3.3%. This growth is attributed to factors like the expanding regional economy, the presence of Southeast Missouri State University, and a generally stable local job market.

Source: U.S. Census Bureau (2020)

Fertility Rates

Fertility rates in Cape Girardeau are consistent with broader state trends, with an average of 1.8 children born per woman. This is just slightly below the replacement rate of 2.1 children per woman, which is typical for many rural and suburban areas in the U.S.

Source: U.S. Census Bureau (2020)

Marital Status by Age and Gender

Marital status distribution for Cape Girardeau shows that:

  • 52.1% of females are married
  • 47.9% of males are married
  • Approximately 32.0% of the population aged 25-44 is married, with a higher rate of marriage in females.

The majority of married individuals in Cape Girardeau are in the 25-54 age range, reflecting a stable pattern of family formation in the city.

Source: U.S. Census Bureau (2020)

Educational Attainment by Age and Gender

In terms of educational attainment, approximately 37% of Cape Girardeau residents hold a bachelor’s degree or higher. Educational attainment rates are slightly higher among females (38.5%) than males (35.2%). The percentage of residents with a high school diploma or equivalent is 93%, which is above the national average. The presence of Southeast Missouri State University plays a significant role in the high levels of educational attainment in the area.

Source: U.S. Census Bureau (2020)

Economic Participation by Age and Gender

The workforce participation rate for Cape Girardeau is relatively high, with a large number of adults aged 25-54 engaged in employment. The participation rate is about 65% overall, with women at 63% and men at 67%. This reflects the steady local economy, bolstered by industries such as healthcare, education, and retail. Younger adults (ages 20-24) have a lower participation rate, likely due to the high student population at Southeast Missouri State University.

Source: U.S. Census Bureau (2020)

Sources

Cape Girardeau, Missouri Zip Codes

Cape Girardeau, Missouri , primarily has the following ZIP codes:

  • 63701 (covers the central and southern areas of Cape Girardeau)
  • 63703 (covers the western part of Cape Girardeau, including some suburban areas)
  • 63755 (covers the northeastern part of Cape Girardeau, including rural areas)

This ZIP code covers the majority of the Cape Girardeau area.

What is the history of Cape Girardeau, Missouri?

History of Cape Girardeau, Missouri

Cape Girardeau, Missouri, has a rich and diverse history that stretches back centuries, beginning long before European settlers arrived in the area. From its earliest days as a native settlement to its rise as a prominent river town, the city’s development reflects the changing tides of American history.

Pre-Colonial and Early Settlement

The area around Cape Girardeau was originally inhabited by Native American tribes, including the Osage and Mississippian cultures. The fertile lands along the Mississippi River provided a strategic location for both trade and settlement. Archaeological evidence, such as the Cape Girardeau Mound, indicates that the area was a site of indigenous burial and ceremonial practices. The mound is still visible today and is a key historical feature of the city.

European exploration of the region began in the late 17th century. The French were the first Europeans to explore the Mississippi River Valley. In 1733, French explorer Jean-Baptiste Girardot, from New Orleans, is often credited with founding the settlement that would eventually bear his name. Legend has it that Girardot was a fur trader who saw the strategic potential of the area, which led to the establishment of a small post or trading post along the river. This post eventually grew into a permanent settlement known as “Cape Girardeau,” named after Girardot, though the exact spelling of his name would evolve over time.

French Influence and the Colonial Era

During the 18th century, the region around Cape Girardeau was part of French Louisiana, which was under French control until the Louisiana Territory was ceded to Spain in 1763 after the French and Indian War. The area became part of Spanish Upper Louisiana but was still heavily influenced by French culture, language, and trade practices. Cape Girardeau became a small, yet important, settlement for French colonists involved in fur trade and agriculture.

In the early 1800s, following the Louisiana Purchase in 1803, Cape Girardeau and its surroundings became part of the United States. This transition marked a significant shift in governance, culture, and economic prospects for the region. The town continued to grow and prosper, benefiting from its prime location along the Mississippi River, which was a major route for both trade and transportation.

The 19th Century: Growth and Development

In the 1800s, Cape Girardeau began to grow into a bustling river town. The establishment of steamboat routes along the Mississippi River helped facilitate trade, and the city became a key port for goods such as cotton, tobacco, and grain. By the mid-19th century, Cape Girardeau was home to a thriving community with a mixture of French, German, and American settlers.

During the American Civil War, Cape Girardeau was a strategic location due to its proximity to the river. The Union Army, which had established a presence in the region, used the town as a base of operations. In 1863, the Battle of Cape Girardeau occurred, a skirmish in which Union forces successfully repelled Confederate troops, maintaining control over the town. This victory was a key moment in the war for the Union, as it helped solidify their control over the vital river route.

Post-Civil War and 20th Century Growth

After the Civil War, Cape Girardeau continued to grow as a regional center for commerce and industry. The construction of the railroad in the late 19th century further accelerated the city’s development, making it easier to transport goods and connect with other regions. The city expanded its infrastructure, including the construction of schools, churches, and businesses. As a result, Cape Girardeau attracted new residents, many of whom were European immigrants seeking a better life in America.

The 20th century brought new challenges and opportunities to the city. During the early 1900s, Cape Girardeau became known for its vibrant educational institutions, including Southeast Missouri State University, which was established in 1873. The city’s educational and cultural landscape began to flourish during this time.

Modern Era and Economic Development

The second half of the 20th century saw Cape Girardeau transition into a modern city with a diversified economy. The city became a regional hub for healthcare, education, retail, and manufacturing. The construction of new highways and infrastructure connected Cape Girardeau more directly to other cities, particularly St. Louis, which further fueled its growth. Major employers in the region included healthcare institutions, educational facilities, and regional businesses that contributed to the local economy.

Today, Cape Girardeau is a thriving city that honors its history while embracing modernity. The city’s historical landmarks, including the Cape Girardeau Mound, the Old Lorimier Cemetery, and several historic buildings along Main Street, serve as reminders of its rich past. The city continues to evolve, with a focus on community development, education, and economic growth while preserving the unique historical elements that make Cape Girardeau a distinctive place in Missouri’s history.

Sources:

Cape Girardeau, Missouri Weather

Weather in Cape Girardeau, Missouri

Cape Girardeau, Missouri, has a climate that reflects its location in the southeastern part of the state. The weather is characterized by hot, humid summers and cold winters with a moderate amount of precipitation. Below is a detailed breakdown of the weather patterns and statistics for the area, based on the most recent available data.

Average Monthly Temperatures

The average temperature in Cape Girardeau varies significantly throughout the year, with warm summers and cold winters. Below is a breakdown of the average monthly temperatures in Cape Girardeau:

Month Average High (°F) Average Low (°F)
January 39 21
February 43 24
March 53 33
April 64 44
May 74 54
June 84 64
July 89 69
August 87 68
September 80 59
October 68 47
November 54 35
December 42 25

As seen in the table, Cape Girardeau experiences the hottest temperatures in July, with an average high of 89°F, and the coldest temperatures in January, with an average low of 21°F. The overall climate is typical of a humid subtropical region.

Precipitation Patterns

Cape Girardeau experiences a moderate amount of precipitation throughout the year, with rainfall peaking in the spring and early summer. The average annual precipitation for the area is approximately 47 inches. Here’s a breakdown of the average monthly precipitation:

Month Average Precipitation (inches)
January 3.3
February 3.0
March 4.0
April 4.3
May 4.8
June 4.7
July 4.2
August 3.9
September 3.6
October 3.0
November 3.3
December 3.4

Spring months such as March, April, and May tend to be wetter, with rainfall often resulting from thunderstorms. Summers are slightly drier, with July and August seeing moderate rainfall.

Extreme Weather Events

Cape Girardeau is prone to severe weather events, including thunderstorms, tornadoes, and occasional winter storms. The region falls within “Tornado Alley,” meaning it can experience tornadoes, particularly during the spring and early summer months.

In 2023, Cape Girardeau experienced a few severe thunderstorms with significant rainfall and strong winds. However, the city typically experiences only one or two tornadoes per year. Winter months can also bring snow and ice storms, but Cape Girardeau generally sees less snow compared to northern Missouri. The average snowfall in the city is around 6 inches per year.

Humidity Levels

The humidity in Cape Girardeau can be quite high, particularly during the summer months. The city has a humid subtropical climate, which means that summers are often hot and muggy. The average relative humidity is about 74% throughout the year, with the highest levels occurring in the morning and during the summer months. Humidity levels tend to drop during the cooler months, but it remains relatively humid throughout the year.

Wind Patterns

The wind in Cape Girardeau is generally mild to moderate. The average annual wind speed is about 9 miles per hour, with the highest wind speeds typically occurring during storms. Winter months may experience stronger winds, particularly during cold fronts moving through the region. In summer, winds are often lighter, although occasional thunderstorms can bring gusty conditions.

Comparison to State and National Averages

When comparing the weather in Cape Girardeau to the average weather for Missouri, we see that the city is quite typical of the state’s humid subtropical climate. Missouri experiences hot summers and cold winters, with the average temperature in the state ranging from 24°F in January to 87°F in July.

Nationally, Cape Girardeau’s climate is warmer and more humid than many other parts of the United States, particularly the northern regions. The average annual precipitation in the U.S. is approximately 38 inches, while Cape Girardeau receives about 47 inches annually, which is above the national average.

Sources:

Average Income in Cape Girardeau, Missouri

Average Annual Salary in Cape Girardeau, Missouri

The average annual salary in Cape Girardeau, Missouri, varies depending on the industry and job type. According to the latest available data from the U.S. Census Bureau and other local sources, the median household income in Cape Girardeau is approximately $45,000 per year. However, this figure can fluctuate based on specific employment sectors and educational backgrounds.

Median Salary Range in Cape Girardeau, Missouri

The median salary for full-time workers in Cape Girardeau is around $45,000 per year. This figure reflects a variety of occupations across different industries, including healthcare, education, retail, and manufacturing. More specifically, median salaries for popular occupations in the area can range as follows:

  • Healthcare workers (nurses, medical technicians): $45,000 – $60,000
  • Teachers (primary and secondary): $38,000 – $50,000
  • Retail managers: $40,000 – $55,000
  • Manufacturing workers: $35,000 – $50,000

Most Popular Jobs/Careers in Cape Girardeau

In Cape Girardeau, the most common industries include healthcare, education, and retail. The region is home to Southeast Missouri State University, a major employer in the area, contributing to a strong education and service-based job market. Other significant sectors in the area include:

  • Healthcare (Doctors, Nurses, Medical Technicians)
  • Education (Teachers, Professors, Educational Administrators)
  • Retail and Customer Service (Sales Associates, Managers)
  • Manufacturing and Production (Plant Workers, Supervisors)

The job market in Cape Girardeau is diverse, with many residents employed in mid-level positions that do not necessarily require a bachelor’s degree but still offer stable earnings.

Highest Paid Jobs in Cape Girardeau

The highest-paying jobs in Cape Girardeau typically fall within the healthcare and educational sectors. Physicians, surgeons, and healthcare specialists can earn significantly higher salaries compared to other professions. Additionally, higher-level positions at Southeast Missouri State University, such as professors and administrators, also command higher wages.

  • Physicians and Surgeons: $150,000 – $250,000+
  • College and University Professors: $60,000 – $120,000+
  • Managers and Executives in Healthcare and Education: $80,000 – $120,000+

Comparison to State and National Averages

The median household income in Missouri is approximately $57,000 per year, which is higher than the $45,000 median in Cape Girardeau. However, Cape Girardeau’s income levels are closer to the state average than to those in urban centers like St. Louis or Kansas City, where median incomes are often higher due to greater demand for specialized skills and industries.

Nationally, the median household income in the United States is around $70,000 per year, which is higher than both Cape Girardeau’s and Missouri’s averages. This reflects the broader economic disparity between rural and urban areas, as well as differences in cost of living.

Sources:

Taxes in Cape Girardeau, Missouri

Property Taxes in Cape Girardeau, Missouri

In Cape Girardeau, the property tax rate is set by the local government and applies to both residential and commercial properties. The effective property tax rate in Cape Girardeau is approximately $6.28 per $100 of assessed value. Property taxes are determined based on the assessed value of the property, which is typically 19% of the market value for residential properties and 32% for commercial properties.

For example, if a home in Cape Girardeau has a market value of $150,000, the assessed value would be around $28,500 (19% of $150,000). At the effective tax rate of $6.28 per $100 of assessed value, the annual property tax bill would be approximately $1,786.

Sales Taxes in Cape Girardeau, Missouri

The sales tax rate in Cape Girardeau is composed of both state and local taxes. The state of Missouri has a base sales tax rate of 4.225%. Additionally, Cape Girardeau adds a local sales tax of 2.5%, bringing the total sales tax rate in the city to 6.725% for most goods and services.

For certain items like food for home consumption, the sales tax rate may be lower. Missouri has a reduced sales tax rate of 1.225% for food items purchased for home consumption. However, prepared food sold at restaurants is subject to the full 6.725% sales tax rate.

Income Taxes in Cape Girardeau, Missouri

Missouri levies a state income tax on its residents, and the rate applies to all income earned within the state, including income earned in Cape Girardeau. The state income tax in Missouri is progressive, with rates ranging from 1.5% to 5.4%, depending on income brackets. For individuals earning over $9,000 annually, the top rate of 5.4% applies.

Residents of Cape Girardeau will file their state income tax returns with the Missouri Department of Revenue. Additionally, there are no local income taxes in Cape Girardeau, so residents are only responsible for state income taxes.

Utility Taxes in Cape Girardeau, Missouri

Utility taxes are applied to services such as electricity, water, and gas. In Cape Girardeau, the city imposes a 5% utility tax on electric and gas services provided to residents. This tax helps fund the city’s general revenue, and the tax is added to your utility bills each month. The city does not impose a utility tax on water services provided to residents.

Hotel Occupancy Tax in Cape Girardeau, Missouri

For visitors staying in hotels within Cape Girardeau, there is a local hotel occupancy tax. The city imposes a 5% tax on hotel room rates. This tax is typically added to the cost of a room and is collected by the hotel at the time of check-out. The revenue generated from this tax is used to promote tourism and local attractions.

Entertainment Taxes in Cape Girardeau, Missouri

Cape Girardeau does not have a specific entertainment tax. However, certain events or venues may charge additional fees or taxes for special events or activities, depending on the location and nature of the event. These are typically determined on a case-by-case basis and are subject to local regulations.

Tax Payment Schedule

Property taxes in Cape Girardeau are typically due in two installments. The first installment is due by December 31st, with the second installment due by May 31st. For sales taxes, income taxes, and utility taxes, payments are generally made on a monthly or quarterly basis, depending on the specific tax type and the taxpayer’s situation.

Penalties for Late Payment

Late payment of property taxes in Cape Girardeau incurs a penalty of 1% per month, beginning in January. After June 30th, unpaid taxes become delinquent, and additional penalties and interest may apply. For sales and utility taxes, penalties and interest may also apply if payments are not received on time.

Where to Pay Taxes in Cape Girardeau

Property taxes can be paid online through the Cape Girardeau County Collector’s office, by mail, or in person. Sales and utility taxes are typically paid directly to the respective service providers. Income taxes are filed and paid through the Missouri Department of Revenue.

For detailed information, residents can visit the Cape Girardeau County Collector’s Office or the Missouri Department of Revenue.

Comparison to State and National Tax Averages

When compared to other regions in Missouri, Cape Girardeau’s property tax rate is relatively average. Missouri’s state income tax rate also ranges from 1.5% to 5.4%, which is similar to other states in the Midwest region. Nationally, Missouri’s combined sales tax rate of 6.725% is lower than the national average of about 7.12% in 2023.

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Is Cape Girardeau, Missouri a Good Place to Live for Singles?

Events and Activities in Cape Girardeau, Missouri

Cape Girardeau offers a range of events and activities that are appealing to singles, from cultural happenings to outdoor recreation. The town has a vibrant community life, with something to offer everyone, including music festivals, art exhibits, and more. Some notable annual events include:

  • Cape Girardeau Parks and Recreation Special Events – This site features a variety of events such as outdoor concerts, art shows, and community festivals that are perfect for meeting new people.
  • Visit Cape Girardeau – A great resource for tourists and locals alike, listing events like the Riverfront Concert Series, holiday parades, and festivals that cater to a broad range of interests.
  • Cape Girardeau Arts Council – This council hosts regular gallery openings, art walks, and performances at the Arts Center, providing an opportunity to enjoy and connect with the local arts scene.

These events provide singles with opportunities to meet others in a fun, relaxed setting while enjoying the arts, food, and local culture.

Gyms in Cape Girardeau, Missouri

For singles looking to stay fit and meet others, Cape Girardeau has a variety of gyms and fitness centers. Here are some popular spots:

  • Search for Gyms in Cape Girardeau – This will show the variety of gyms, from large fitness centers to smaller, more niche workout spots like yoga studios or CrossFit gyms.
  • Cape Girardeau YMCA – Offers fitness programs, group exercise classes, and social events, making it a great place to meet other fitness enthusiasts.
  • Snap Fitness Cape Girardeau – A 24-hour gym that caters to a variety of fitness levels and offers a community-like atmosphere.

Gyms in Cape Girardeau also host fitness challenges, group activities, and classes that provide ample opportunities for social interaction, making it an ideal setting for singles to meet others with similar interests.

Housing for Singles in Cape Girardeau, Missouri

The housing market in Cape Girardeau is affordable compared to larger cities, making it an attractive option for singles looking for a place to live. Rental prices vary depending on the neighborhood and size of the property, but the overall cost of living is reasonable. Singles can find a range of options, from apartments to smaller homes, with rents typically ranging from $600 to $1,200 for one-bedroom apartments.

For those interested in renting in Cape Girardeau, Rent.com provides a listing of available apartments and rental homes in the area.

Percentage of Single Residents in Cape Girardeau, Missouri

According to the U.S. Census Bureau, approximately 40% of the population in Cape Girardeau is unmarried, which includes those who are single, divorced, or never married. This is relatively high compared to the average for Missouri, where about 35% of residents are unmarried. Nationally, the percentage of single adults is closer to 45%, which reflects a growing trend in many parts of the country toward people living alone or delaying marriage.

You can explore more about the demographic breakdown of Cape Girardeau at the U.S. Census Bureau: Cape Girardeau Demographic Data.

Comparison to State and National Averages for Singles

When comparing the single population of Cape Girardeau to the state of Missouri, the percentage of unmarried individuals in Cape Girardeau is slightly higher than the state average of about 35%. Nationally, the percentage of unmarried individuals has been rising and is now closer to 45%. The higher percentage of single residents in Cape Girardeau may reflect the younger age demographic, as the city is home to Southeast Missouri State University, attracting a large student population.

In terms of activities, housing, and overall affordability, Cape Girardeau offers a balanced environment for singles looking for both a relaxed lifestyle and the opportunities to meet new people.

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Is Cape Girardeau, Missouri Good for Families?

Cape Girardeau, Missouri is considered a good place for families due to its relatively low crime rate, affordable housing, and strong community-oriented atmosphere. The weather in Cape Girardeau features all four seasons, with warm summers and cool winters, making it ideal for those who enjoy a variety of outdoor activities. Housing costs are reasonable compared to larger cities, and there are plenty of employment opportunities in the healthcare, education, and retail sectors. While the city offers a slower pace of life, it’s equipped with many family-friendly amenities, parks, and a good selection of schools.

Parks and Family Activities in Cape Girardeau, Missouri

Cape Girardeau is home to several parks and family-oriented recreational areas, providing numerous opportunities for families to spend time outdoors. Some of the popular spots include:

  • Cape Girardeau Parks and Recreation – This site features local parks like Capaha Park, known for its playgrounds, picnic areas, and walking trails, as well as the Cape Splash Family Aquatic Center for summer fun.
  • Visit Cape Girardeau – A good resource for exploring events and family activities, including the annual Riverfest, which includes live music, fireworks, and family-friendly entertainment.
  • Cape Girardeau State Park – This state park offers hiking trails, picnicking, and a visitor center. It’s a great spot for families to connect with nature and enjoy the outdoors.

These parks and activities are ideal for families looking to enjoy the natural beauty of the area while spending quality time together.

Restaurants in Cape Girardeau, Missouri

Cape Girardeau has a variety of family-friendly restaurants catering to different tastes. Here are some popular restaurant categories:

  • Italian Restaurants in Cape Girardeau – Local favorites for Italian cuisine include places like “Luigi’s Italian Restaurant,” known for its classic Italian dishes, and “Portabella,” which offers fine dining in an inviting atmosphere.
  • Mexican Restaurants in Cape Girardeau – For those craving Mexican cuisine, you can explore spots like “La Pachanga” and “El Torero,” which serve up flavorful Mexican dishes in family-friendly settings.
  • BBQ Restaurants in Cape Girardeau – Cape Girardeau has several BBQ joints, including “The 573 BBQ,” which offers a variety of smoked meats and a laid-back atmosphere perfect for families.
  • American Restaurants in Cape Girardeau – “Steak ‘n Shake” and “Pappy’s Place” are excellent options for classic American meals, from burgers to steaks, in casual, family-friendly environments.

These restaurant choices provide ample options for families with various tastes, whether you are looking for a quick bite or a sit-down meal.

Housing for Families in Cape Girardeau, Missouri

The housing market in Cape Girardeau is relatively affordable, with homes suitable for families available at reasonable prices. The median home price in Cape Girardeau is around $150,000, which is much lower than the national average, making it an attractive location for families looking to settle down. The area has a mix of older homes and newly developed properties, with neighborhoods offering good schools and proximity to parks and recreational facilities.

For families interested in purchasing a home, Zillow Cape Girardeau Real Estate provides listings for homes for sale in the area.

Percentage of Family Residents in Cape Girardeau, Missouri

According to the U.S. Census Bureau, approximately 50% of households in Cape Girardeau are married couples, which is above the Missouri state average of 47%. This suggests that Cape Girardeau is a family-friendly city with a strong emphasis on family values. The city offers good schools, safe neighborhoods, and a welcoming community, making it an attractive place for families to settle down.

For more details on Cape Girardeau’s demographic breakdown, visit the U.S. Census Bureau Cape Girardeau Data.

Comparison to State and National Averages for Families

Compared to the state of Missouri, Cape Girardeau has a slightly higher percentage of married households. In Missouri, around 47% of households are married, which is just slightly lower than Cape Girardeau’s 50%. Nationally, the percentage of married couples in households is 50%, so Cape Girardeau is right on par with the national average. The higher proportion of married families and family-friendly amenities make Cape Girardeau an attractive destination for families looking to settle down in a supportive community.

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How are the schools in Cape Girardeau, Missouri?

The schools in Cape Girardeau, Missouri, are part of the Cape Girardeau Public School District, which provides a range of educational opportunities for students from Pre-K through to high school. The district is well-funded and offers a variety of programs aimed at helping students succeed academically. The school district receives a considerable portion of funding from local property taxes and state aid. According to recent data, Cape Girardeau schools have shown strong academic performance, particularly in reading and math proficiency. The district’s average graduation rate is above the state average, and there is a strong emphasis on extracurricular activities, including sports, arts, and music programs. Below is a breakdown of the schools available in the area, starting with the youngest students and moving toward higher education institutions.

Pre-K Schools in Cape Girardeau, Missouri

Cape Girardeau offers several options for Pre-K education, including both public and private institutions. These programs typically focus on early childhood development, preparing young learners for kindergarten with a mix of play, social interaction, and foundational academic skills.

  • Cape Girardeau Public Schools Early Childhood Program – This district-run program serves children ages 3-5, offering a curriculum designed to foster academic growth and social skills in a nurturing environment.
  • Head Start Program – A federally funded program providing early childhood education to low-income families, with a focus on academic and social development.

Kindergarten Schools in Cape Girardeau, Missouri

Kindergarten education is available at multiple public elementary schools in Cape Girardeau. Kindergarten is the first formal step in the public school system, focusing on foundational learning in reading, writing, and math.

  • Alma Schrader Elementary School – Known for its strong academic programs and commitment to early childhood development, Alma Schrader offers an excellent kindergarten experience as part of the Cape Girardeau School District.
  • Blanchard Elementary School – Blanchard provides a nurturing environment for young children to begin their formal education.

Elementary Schools in Cape Girardeau, Missouri

Elementary schools in Cape Girardeau focus on academic development in subjects like reading, math, science, and social studies, while also emphasizing social and emotional growth. The schools in the district are equipped with modern facilities and offer a variety of extracurricular opportunities.

  • Franklin Elementary School – Franklin Elementary provides an engaging curriculum focused on hands-on learning and individualized attention.
  • Parker’s Chapel Elementary School – A smaller, community-oriented school offering a tight-knit, personalized learning experience for elementary-aged children.

Middle Schools in Cape Girardeau, Missouri

Middle school students in Cape Girardeau are typically enrolled in one of the two middle schools within the Cape Girardeau Public School District. These schools bridge the gap between elementary education and high school, focusing on developing skills in academic subjects while preparing students for high school challenges.

  • Central Junior High School – Offering a wide variety of programs and extracurricular activities, Central Junior High is known for its strong emphasis on academics and character development.
  • Southeast Missouri Academy – Known for its focus on individualized learning, Southeast Missouri Academy serves students who need additional academic support or advanced enrichment programs.

High Schools in Cape Girardeau, Missouri

Cape Girardeau has a high school that provides a comprehensive high school experience, with a strong academic program, sports, and extracurricular activities. The district also offers programs for students to get involved in college preparatory activities and technical education.

  • Cape Girardeau Central High School – Central High is known for its academic rigor and strong athletic programs. The school offers AP courses, a variety of clubs, and leadership opportunities to help students prepare for college and beyond.

Colleges & Universities in Cape Girardeau, Missouri

For higher education, Cape Girardeau is home to one major university, which provides opportunities for students to continue their education after high school.

  • Southeast Missouri State University – A public university offering a wide range of undergraduate and graduate programs. SEMO is an integral part of the community, with students contributing to local life through internships, research, and service projects.

Churches in Cape Girardeau, Missouri

  • Cape First Church – A non-denominational church that offers contemporary worship services and community outreach programs.
  • Bethel Baptist Church – A Southern Baptist congregation that provides a range of services, including Bible study, youth programs, and mission work.
  • St. Vincent de Paul Catholic Church – A Roman Catholic church offering traditional worship services, a school, and various community outreach programs.
  • Bethel Church – A family-oriented church that offers services focused on spiritual growth and community service.
  • The Crossing Church – A multi-campus church in Cape Girardeau with a strong emphasis on contemporary worship, Bible teaching, and outreach programs.
  • First Presbyterian Church – A Presbyterian church that offers worship, Bible study, and community service opportunities, emphasizing inclusivity and social justice.
  • Trinity Lutheran Church – A Lutheran congregation offering traditional worship, a school, and community service programs.
  • Fellowship Church – A non-denominational church with contemporary worship and a focus on community-building and outreach.
  • Cape Church of Christ – A church offering Bible-based teaching and a variety of ministry opportunities.

Conclusion: Why you should consider moving to Cape Girardeau, Missouri

Considering a move to Cape Girardeau, Missouri, is a decision that offers a wonderful balance of small-town charm and modern convenience. With its affordable cost of living, excellent schools, and friendly community, it’s an ideal place to raise a family, start a career, or simply enjoy life at a comfortable pace. The city’s rich history, coupled with an abundance of parks, local events, and outdoor activities, means there’s always something to do for people of all ages. Whether you’re drawn to the peaceful residential neighborhoods, the vibrant arts and culture scene, or the strong local economy, Cape Girardeau provides an inviting and thriving environment for newcomers. With its blend of Southern hospitality, modern amenities, and a great quality of life, Cape Girardeau is more than just a place to live—it’s a place to thrive. If you’re seeking a community that values connection, growth, and opportunity, Cape Girardeau is the perfect place to call home.