Reasons to Move to Chesterfield, Missouri

Chesterfield, Missouri, is a thriving suburban community known for its blend of natural beauty, excellent schools, and easy access to the amenities of St. Louis. Situated just 20 minutes west of downtown, it offers a serene, family-friendly environment with plenty of green space and outdoor activities, including the popular Chesterfield Central Park and the scenic Lone Elk Park. The area is also home to some of the region’s top-rated public schools, providing a strong foundation for families looking to settle down in a well-connected, safe neighborhood. Whether you’re an outdoor enthusiast or someone who values a quiet suburban lifestyle, Chesterfield caters to a wide range of needs and preferences.

Beyond its attractive residential areas, Chesterfield boasts a well-developed retail and dining scene, anchored by Chesterfield Mall and the Chesterfield Commons shopping center. Local businesses and restaurants thrive here, offering everything from upscale dining options to everyday essentials. With easy access to major highways like Interstate 64 and the I-270 beltway, commuting is a breeze, making it a perfect location for professionals working in downtown St. Louis or in the nearby industrial corridor. As you continue exploring Chesterfield, you’ll discover a dynamic community that balances convenience with a high quality of life—making it a prime choice for both newcomers and long-time residents.

Cost to Move to Chesterfield, Missouri

Want to know the cost to move to Chesterfield, Missouri? Here are the best

Chesterfield, Missouri Movers

Cost of living in Chesterfield, Missouri

Housing Costs

The cost of housing in Chesterfield, Missouri, is relatively high compared to other suburban areas in the St. Louis region. As of 2023, the median home price in Chesterfield is approximately $435,000, which is well above the national median of around $400,000. This is reflective of the area’s desirable location, excellent schools, and quality of life. Renters in Chesterfield can expect to pay an average of $1,500 per month for a 2-bedroom apartment, though this can vary depending on the neighborhood and apartment amenities. Home prices have seen a steady increase over the past few years, with a year-over-year rise of about 4% in 2023.

For those looking to purchase a home, mortgage payments would generally range from $2,000 to $2,500 per month, depending on the loan terms, interest rates, and down payment. The overall real estate market is competitive, with homes often selling quickly, particularly in sought-after subdivisions like Chesterfield Valley or Wildwood. (Source: Realtor.com Chesterfield Housing Market Overview)

Utilities

The average monthly utility bill in Chesterfield for a standard 915-square-foot apartment is approximately $180–$250. This typically covers basic services such as electricity, heating, water, and garbage collection. Chesterfield’s utility costs are about 5–10% lower than the national average, which can be attributed to the area’s temperate climate and efficient energy infrastructure. Internet and cable services are additional, with typical broadband packages costing between $60 and $100 per month. The area benefits from reliable service providers, including Charter Spectrum and AT&T. (Source: Numbeo Cost of Living Index)

Groceries/Food

The cost of groceries in Chesterfield is relatively moderate compared to the national average. A standard grocery bill for a family of four typically ranges between $600 and $800 per month, depending on shopping habits and dietary preferences. Common food items like bread, milk, eggs, and vegetables tend to cost slightly higher than in less urbanized areas, but prices are still competitive when compared to other suburban areas in the St. Louis metro region. For example, a gallon of milk averages around $3.50, and a loaf of bread costs about $2.50. Many residents also take advantage of the local farmer’s markets and specialty stores like Trader Joe’s for more organic and artisanal options. (Source: Numbeo Cost of Living Index)

Transportation

Chesterfield is a commuter-friendly area with well-maintained highways and public transportation options. The average cost of gas in Chesterfield in 2023 is around $3.60 per gallon, which is slightly higher than the national average of $3.50. Many residents rely on their cars for daily transportation, as public transportation options in Chesterfield are limited to bus routes operated by Metro. Monthly transit passes for MetroLink and MetroBus cost about $90, though they may not be as convenient for residents with jobs in suburban or rural areas. Car insurance rates in Chesterfield average about $1,200–$1,500 annually, depending on the driver’s age, history, and vehicle. (Source: GasBuddy Chesterfield Gas Prices)

Healthcare

The cost of healthcare in Chesterfield is aligned with the broader St. Louis metro area, with health insurance premiums averaging around $450–$550 per month for an individual under 40 years old. Routine medical visits, such as a general practitioner consultation, typically cost $100–$150 without insurance. Dental care averages $80–$150 for a basic cleaning, while vision care costs between $100 and $250 for an eye exam and prescription glasses. Chesterfield residents benefit from access to top-tier hospitals and medical centers, including St. Luke’s Hospital and Mercy Hospital, both offering competitive prices for both insured and uninsured patients. (Source: Healthcare.gov Average Premiums)

Childcare and Education

Childcare in Chesterfield is a significant consideration for families, with full-time daycare centers costing around $1,100–$1,400 per month for infants and toddlers. Preschool programs and part-time daycare are somewhat less expensive, but still range between $600 and $800 per month. For older children, Chesterfield is served by some of the highest-rated public schools in the St. Louis region, including Lafayette High School and Parkway Central High School, with annual per-student costs of $11,000–$12,000. Private schooling options are also available, with tuition ranging from $8,000 to $20,000 annually, depending on the school. Many families in Chesterfield prioritize education, making this an attractive area for parents seeking quality educational opportunities. (Source: Niche Parkway School District)

Taxes

Chesterfield, Missouri, has a relatively high tax burden, with a property tax rate of approximately $9.50 per $1,000 of assessed value. For a $435,000 home, this translates to an annual property tax bill of about $4,132. In addition to property taxes, Chesterfield residents pay a local sales tax of 8.61%, which includes state, county, and city taxes. Missouri’s state income tax is a flat rate of 4.95%, and Chesterfield residents are subject to this rate on their earnings. This is slightly lower than the national average for state income taxes, but it can still add up depending on your income. (Source: Tax-Rates.org Chesterfield Property Tax Rates)

Insurance

Homeowners insurance in Chesterfield costs an average of $1,200–$1,500 annually, depending on the size of the home, coverage limits, and deductible. Auto insurance in Chesterfield is also relatively high, with annual premiums averaging $1,200–$1,500 for a standard policy. Factors such as driving history and the type of vehicle influence rates, but Chesterfield’s suburban setting does help reduce rates slightly compared to city living. Health insurance premiums, as mentioned earlier, range from $450 to $550 per month for a single person in good health. (Source: Insurance.com Homeowners Insurance Rates)

Recreation and Entertainment

Recreation and entertainment options in Chesterfield are numerous and affordable, with the city offering parks, trails, and attractions that cater to various interests. A family membership to the Chesterfield Family YMCA costs about $600–$800 annually, while access to the Chesterfield Central Park is free. Dining out in Chesterfield is moderately priced, with a typical meal at a mid-range restaurant costing between $50 and $75 for a family of four. Movie tickets range from $10 to $15 per adult, while bowling or mini-golf costs about $10–$20 per person. (Source: Numbeo Cost of Living Index)

Clothing

The cost of clothing in Chesterfield is comparable to other areas in the St. Louis metro region. A pair of jeans typically costs between $30 and $70, while a mid-range pair of running shoes averages around $60–$120. For professional attire, a suit can cost anywhere from $150 to $500, depending on the brand and quality. Many residents also shop at outlet stores located in nearby Chesterfield Mall, where discounts and sales are common. (Source: Numbeo Cost of Living Index)

Personal Care

Personal care expenses in Chesterfield are in line with national averages. A standard haircut for an adult costs between $20 and $40, while a basic manicure or pedicure typically ranges from $30 to $60. Gym memberships are also common, with monthly fees for a fitness center averaging $40–$70. The area is home to numerous spas, beauty salons, and wellness centers, offering services ranging from facials to massages at prices typically between $50 and $100 per session.

Is Chesterfield, Missouri a safe place to live – Crime Rates?

Crime Rate

Chesterfield, Missouri, is considered a relatively safe place to live compared to national and regional averages. In 2023, the overall crime rate in Chesterfield is significantly lower than the national average. The crime index in Chesterfield is around 14, where 0 is considered the safest and 100 the most dangerous. This is much lower than the national average of 35. For reference, Chesterfield has approximately 1.1 incidents of crime per 1,000 residents, compared to the national average of 4.0 per 1,000. This suggests that Chesterfield is a very safe community in terms of general criminal activity. (Source: NeighborhoodScout Chesterfield Crime Rates)

Violent Crime Rate

The violent crime rate in Chesterfield is notably low. As of 2023, Chesterfield’s violent crime rate stands at 0.1 per 1,000 residents, which is well below the Missouri state average of 2.5 and the national average of 4.0. Violent crimes in Chesterfield, such as assault, robbery, and murder, are rare. The area benefits from an overall low rate of violent criminal activity, contributing to a sense of security for its residents. This makes it a highly desirable location for families seeking a safe environment. (Source: NeighborhoodScout Chesterfield Crime Statistics)

Property Crime Rate

Property crime, which includes theft, burglary, and motor vehicle theft, is also relatively low in Chesterfield. In 2023, the property crime rate is about 6.5 per 1,000 residents, which is lower than the Missouri state average of 19.5 and much lower than the national average of 19.4 per 1,000. While property crime is not completely absent, the rate is low compared to other suburban communities, contributing to Chesterfield’s reputation as a safe residential area. (Source: NeighborhoodScout Chesterfield Crime Statistics)

Police Presence

Chesterfield is served by a dedicated police force, the Chesterfield Police Department, which focuses on maintaining public safety and preventing crime. The department has a high officer-to-population ratio, ensuring that there is an adequate presence to respond to emergencies and patrol neighborhoods. Additionally, Chesterfield’s police force utilizes community-oriented policing strategies and works closely with residents to promote safety and deter criminal activity. Residents often report feeling safe due to the visible and proactive police presence. (Source: Chesterfield Police Department)

Neighborhood Watch Programs

Chesterfield actively supports neighborhood watch programs, encouraging residents to be vigilant and report suspicious activities. These community-led initiatives are designed to foster collaboration between residents and local law enforcement. Various neighborhoods in Chesterfield have established active watch groups, particularly in areas such as Wildwood and Chesterfield Valley. These programs have been successful in reducing crime and increasing community involvement in safety efforts. (Source: Chesterfield Community Policing & Neighborhood Watch)

Safety Rankings

In terms of safety rankings, Chesterfield consistently scores well within the region and the state. In 2023, Chesterfield was ranked as one of the safest cities in Missouri, particularly for families. This ranking takes into account factors like violent crime, property crime, police presence, and resident perceptions of safety. Chesterfield’s ranking places it among the top 10% of safest cities in Missouri, which is a clear indicator of the area’s safety. (Source: SafeHome.org Safety Rankings 2023)

Trend Data

Recent crime trend data for Chesterfield shows a consistent decline in both violent and property crime over the past five years. The city’s crime rate has dropped by approximately 3% annually, with the most significant decrease observed in property crimes. This downward trend is attributed to effective law enforcement, community involvement, and neighborhood watch programs. The city’s ongoing commitment to safety measures suggests that Chesterfield will remain a low-crime area in the foreseeable future. (Source: Chesterfield Police Department Annual Reports)

School Safety

Schools in Chesterfield, including those in the Parkway and Rockwood School Districts, have a strong record of safety. In 2023, these schools reported low numbers of incidents related to violence or bullying. The districts are proactive in implementing safety measures, such as school resource officers, surveillance cameras, and regular safety drills. Additionally, Chesterfield schools provide programs focused on social-emotional learning, aiming to reduce conflicts and promote a positive school environment. Parents generally feel confident in the safety of the schools in the area. (Source: Niche Parkway School District Safety)

What are the demographics of Chesterfield, Missouri?

White

As of the most recent U.S. Census data from 2020, approximately 81.7% of Chesterfield’s population identifies as White. This makes up the largest racial group in the city, reflecting the area’s predominantly suburban and family-oriented demographics. The percentage of White residents in Chesterfield is higher than the state average for Missouri, where about 70% of the population identifies as White. (Source: U.S. Census Bureau 2020 Census Data)

Black or African American

Around 7.4% of Chesterfield’s population is Black or African American, based on the most recent 2020 Census data. This is slightly higher than the average for Missouri, where approximately 11% of the state’s population identifies as Black or African American. Chesterfield’s demographic diversity in terms of race is growing, though it remains a predominantly White city. (Source: U.S. Census Bureau 2020 Census Data)

Hispanic or Latino

U.S. Census Bureau 2020 Census Data)

Two or More Races

In 2020, about 3.4% of Chesterfield’s population identified as being of two or more races. This represents a growing trend seen in many parts of the U.S., reflecting an increase in multiracial families and individuals. The proportion of residents identifying as multiracial has increased significantly in recent decades. (Source: U.S. Census Bureau 2020 Census Data)

Asian

Approximately 4.5% of Chesterfield’s population identifies as Asian, according to the 2020 Census data. This is higher than the overall state average of around 2.5% for Missouri. The Asian community in Chesterfield is diverse, with many residents having roots in countries like India, China, Vietnam, and the Philippines. The presence of Asian residents is part of a broader trend of increasing Asian populations in suburban areas of St. Louis. (Source: U.S. Census Bureau 2020 Census Data)

Native American

According to the most recent data, Native American residents make up approximately 0.2% of the population in Chesterfield. While this is a small percentage, Chesterfield, like many suburban areas, is home to a range of cultural and ethnic communities, including Indigenous peoples, who contribute to the diversity of the city. (Source: U.S. Census Bureau 2020 Census Data)

Native Hawaiian or Pacific Islander

The population of Native Hawaiian or Pacific Islander residents in Chesterfield is less than 0.1%, according to the most recent Census data. This group makes up a very small proportion of the city’s population, reflecting national trends where Native Hawaiian and Pacific Islander communities are underrepresented in suburban areas. (Source: U.S. Census Bureau 2020 Census Data)

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Chesterfield, Missouri Population by Age and Gender

The total population of Chesterfield, Missouri is approximately 50,500, based on the most recent 2020 U.S. Census data. This represents a steady increase in population over the last decade, reflecting the city’s growth and its appeal to families and professionals alike.

Total Population by Gender

As of the 2020 Census, Chesterfield’s population is fairly balanced between genders. The total male population is around 24,500 (48.5%), while the female population is slightly higher at approximately 26,000 (51.5%). This is typical of many suburban areas, where there tends to be a slightly higher proportion of women. (Source: U.S. Census Bureau 2020 Census Data)

Age Distribution

The age distribution in Chesterfield is skewed towards a middle-aged population, with a significant portion of residents being between 35 and 64 years old. Based on 2020 Census data, the following age groups make up the population of Chesterfield:

  • Under 18 years: 25.7% (about 13,000 people)
  • 18 to 24 years: 7.4% (about 3,700 people)
  • 25 to 44 years: 24.3% (about 12,200 people)
  • 45 to 64 years: 26.4% (about 13,300 people)
  • 65 years and older: 16.2% (about 8,100 people)

This age distribution indicates a relatively young to middle-aged population, with a considerable portion of residents in the working and family-raising age groups. (Source: U.S. Census Bureau 2020 Census Data)

Gender Distribution within Age Groups

Gender distribution within age groups in Chesterfield reveals that the proportion of men and women is largely consistent across all age groups, though there are some slight differences in certain brackets. For example, in the 65 and older age group, women outnumber men significantly, with approximately 58% of this demographic being female. This is a typical trend, as women tend to have a higher life expectancy than men. (Source: U.S. Census Bureau 2020 Census Data)

Median Age

The median age of residents in Chesterfield is 45.1 years, which reflects the city’s appeal to middle-aged adults and families. This is slightly higher than the state median age of Missouri, which stands at 39.2 years. The higher median age suggests that Chesterfield is a family-oriented community with a well-established population. (Source: U.S. Census Bureau 2020 Census Data)

Sex Ratio

The sex ratio in Chesterfield is approximately 94 males for every 100 females, based on the most recent Census data. This means that the city has slightly more females than males, which is typical of many suburban communities, especially those with higher life expectancy rates for women. (Source: U.S. Census Bureau 2020 Census Data)

Population Growth Rates

Chesterfield has seen steady population growth in recent decades, with an annual growth rate of about 1.3% between 2010 and 2020. This growth rate is consistent with the suburban expansion of the St. Louis metropolitan area, as Chesterfield continues to attract new residents due to its high quality of life, excellent schools, and proximity to employment centers in the region. (Source: U.S. Census Bureau Chesterfield Fact Sheet)

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Chesterfield, Missouri Zip Codes

Chesterfield, Missouri , primarily has the following ZIP codes:

  • 63005
  • 63017
  • 63038

This ZIP code covers the majority of the Chesterfield area.

What is the history of Chesterfield, Missouri?

History of Chesterfield, Missouri

Chesterfield, Missouri, located in St. Louis County, has a rich and diverse history that spans several centuries. From its early beginnings as a small farming community to its transformation into a thriving suburban city, Chesterfield’s evolution reflects the growth and development of the St. Louis metropolitan area.

Early Settlement and Founding

The history of Chesterfield dates back to the early 1800s. The area was originally inhabited by Native American tribes, including the Osage and the Illiniwek. European settlers began arriving in the region in the late 1700s and early 1800s, attracted by the fertile land along the Missouri River. However, it was not until the mid-19th century that Chesterfield began to take shape as a community.

The area that would become Chesterfield was originally part of a larger tract of land that was settled by early American pioneers. The town itself was officially founded in the 19th century, and it was initially known as “Chesterfield Township.” The name “Chesterfield” is believed to have been chosen in honor of Chesterfield County, Virginia, where one of the area’s early settlers, John McNutt, hailed from.

The Development of Chesterfield

During the late 1800s and early 1900s, Chesterfield remained a rural farming community. The area’s proximity to the Missouri River allowed for agricultural growth, with crops like corn, wheat, and tobacco being major staples. However, the arrival of the railroad in the late 1800s played a pivotal role in the area’s development, as it facilitated the transportation of goods and brought new economic opportunities to Chesterfield.

By the early 20th century, Chesterfield began to see a modest influx of businesses and residents. The establishment of local schools, churches, and businesses helped shape the community, which remained primarily rural until the 1950s and 1960s.

Post-War Growth and Suburbanization

The period following World War II marked a dramatic shift in Chesterfield’s growth. As St. Louis expanded outward, the region around Chesterfield saw an explosion of suburban development. This was fueled by the nationwide trend of suburbanization, as families sought to move away from the crowded urban centers in favor of more spacious, affordable homes in the suburbs.

In the 1950s and 1960s, large residential developments were constructed in Chesterfield, and the area’s population began to increase rapidly. With the construction of new highways, including Interstate 64 (also known as Highway 40), Chesterfield became more accessible, further accelerating its suburban growth.

Incorporation and Cityhood

In 1988, Chesterfield officially incorporated as a city. Prior to this, it was an unincorporated area within St. Louis County. The decision to incorporate was largely driven by the growing population and the desire for more local control over zoning, development, and municipal services.

The incorporation of Chesterfield paved the way for even more rapid development in the following decades. The city saw significant investment in infrastructure, including the construction of schools, parks, and commercial centers. Chesterfield’s proximity to the upscale West County area of St. Louis made it an attractive destination for both residential and commercial development.

Modern Chesterfield: A Thriving Suburban Hub

Today, Chesterfield is a thriving suburban city that boasts a mix of residential, commercial, and recreational spaces. The city is home to several prominent retail centers, including the Chesterfield Mall and the Chesterfield Commons shopping district. Additionally, the area features numerous parks, including the Chesterfield Valley Athletic Complex, which provides a variety of sports and recreational opportunities for local residents.

Chesterfield is also known for its affluent residential communities and its reputation as one of the most desirable places to live in the St. Louis area. The city is home to a highly educated population, and its schools are considered some of the best in the region. The city’s location, just a short drive from downtown St. Louis, makes it a convenient and desirable location for both businesses and families.

Recent Developments and Future Outlook

In recent years, Chesterfield has continued to expand its commercial and residential sectors, including the development of new office spaces, luxury apartments, and mixed-use properties. The Chesterfield Valley area, located just south of the main city, has become a major hub for commerce and industry, with major companies like Scott Air Force Base, Panera Bread, and Boeing having a presence in the area.

As the city continues to grow, Chesterfield remains focused on maintaining its balance between development and the preservation of green spaces and recreational areas. The city’s leadership is committed to creating a sustainable and vibrant community for future generations, ensuring that Chesterfield remains a dynamic and attractive place to live and work.

Conclusion

From its humble beginnings as a rural farming community to its current status as a vibrant suburban city, Chesterfield’s history is a testament to the broader trends of suburbanization and urban development that have shaped much of the United States in the 20th and 21st centuries. With its strong economy, high quality of life, and rich history, Chesterfield stands as one of the most successful suburban communities in the St. Louis area.

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Chesterfield, Missouri Weather

Weather in Chesterfield, Missouri

Average Temperature by Month

The average monthly temperatures in Chesterfield, Missouri, are reflective of a humid continental climate, with hot summers and cold winters. Below is a breakdown of the average high and low temperatures by month:

Month Average High (°F) Average Low (°F)
January 38°F 22°F
February 42°F 25°F
March 52°F 35°F
April 62°F 45°F
May 72°F 55°F
June 82°F 65°F
July 87°F 70°F
August 86°F 69°F
September 79°F 60°F
October 65°F 46°F
November 51°F 35°F
December 40°F 26°F

The average temperature in Chesterfield shows distinct seasonal changes with summer highs averaging in the upper 80s °F and winter lows dropping below freezing.

Source: Weather US – Chesterfield Climate Data

Precipitation Patterns

Chesterfield, Missouri, experiences moderate rainfall throughout the year, with precipitation being fairly consistent, though slightly higher in the spring and early summer months. The city receives approximately 40-45 inches of rain annually, with May and June typically being the wettest months. Below is the average monthly rainfall data:

Month Average Precipitation (inches)
January 2.3
February 2.2
March 3.2
April 3.5
May 4.5
June 4.8
July 3.9
August 3.7
September 3.4
October 3.1
November 2.5
December 2.3

Source: US Climate Data – Chesterfield Precipitation

Extreme Weather Events

Chesterfield, Missouri, is prone to severe weather, including thunderstorms, tornadoes, and winter storms. The area is part of “Tornado Alley,” with an average of 20 tornadoes recorded annually across St. Louis County. These tornadoes typically occur between March and June.

In addition to tornadoes, Chesterfield is also susceptible to heavy thunderstorms, which can bring damaging winds, hail, and flooding. Winter weather events, including snow and ice storms, also occur, particularly in January and February. While snowfall in Chesterfield averages around 10 inches annually, significant snowfalls are less frequent but can still disrupt daily life during harsh winters.

Source: National Weather Service – Tornadoes in Missouri

Humidity Levels

Chesterfield experiences high humidity levels throughout the summer months, often reaching 70-80% on average. The humidity drops in the cooler months, but the air remains moist during the spring and fall. Humidity is at its highest during the summer, contributing to the discomfort of the hot temperatures. Overall, the region experiences typical Midwestern humidity, which is often more noticeable during the hot summer months when temperatures and dew points rise.

Source: Weather US – Chesterfield Climate Data

Sunlight and Daylight Hours

Chesterfield, Missouri, enjoys approximately 200 sunny days per year. The city experiences its longest days during the summer months of June and July, with around 14-15 hours of daylight. In contrast, December has the shortest days, with about 9 hours of daylight.

Sunlight is abundant during the summer, but cloud cover and precipitation can reduce sunshine, particularly in the spring and summer months. Winter days tend to be cloudier, with less sunlight exposure due to shorter days and colder weather.

Source: Sunshine Hours – Chesterfield, Missouri

Wind Patterns

The wind in Chesterfield, Missouri, is typically light to moderate, with an average wind speed of 9-10 mph. Winds tend to be strongest in the spring months, particularly during storm systems. The prevailing wind direction is from the south, especially during warmer months, while winter winds are often from the northwest, bringing colder air from Canada.

Source: The Weather Channel – Chesterfield Wind Data

Comparing Chesterfield’s Weather to Missouri and the U.S. Average

Weather Compared to Missouri

Chesterfield’s weather is typical of Missouri, with similar temperature and precipitation patterns as the state average. Missouri experiences four distinct seasons: hot, humid summers and cold winters. Chesterfield’s average high and low temperatures are in line with the state’s overall averages, though it may experience slightly warmer summers compared to northern parts of Missouri.

Weather Compared to the U.S. Average

When comparing Chesterfield’s weather to the national average, the city experiences more significant seasonal variations in temperature, with hot summers and cold winters. The U.S. average for temperature is much milder, especially in regions with coastal influences. However, Chesterfield’s precipitation is in line with the national average, though areas of the U.S. with drier climates (such as the Southwest) will see less precipitation overall.

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Average Income in Chesterfield, Missouri

Average Annual Salary

The average annual salary in Chesterfield, Missouri, is approximately $75,000. This figure can vary depending on the specific industry and occupation, with higher wages being common in fields like healthcare, finance, and technology. Chesterfield’s proximity to St. Louis also means that many residents commute to the city for higher-paying jobs in these sectors.

Source: Salary.com – Chesterfield, MO Average Salary

Average Hourly Wage

The average hourly wage in Chesterfield is around $36.00 per hour. This is based on full-time employment in a variety of sectors, with hourly wages differing greatly between industries such as retail, healthcare, and professional services.

Source: Bureau of Labor Statistics – Occupational Employment and Wages in Chesterfield

Median Salary Range

The median household income in Chesterfield is approximately $108,000. This is well above the state and national medians, reflecting the area’s affluence and high quality of life. Median income in Chesterfield has seen steady growth in recent years due to its desirable location and economic opportunities in the surrounding region.

Source: U.S. Census Bureau – Chesterfield, MO Income Data

Most Popular Jobs/Careers

Some of the most popular careers in Chesterfield include roles in healthcare, finance, education, and professional services. The healthcare sector, particularly nursing and medical practitioners, is prominent due to the area’s proximity to medical centers in St. Louis. Additionally, business roles such as financial analysts and accountants are highly prevalent due to the area’s corporate presence.

Source: ZipRecruiter – Jobs in Chesterfield, Missouri

Highest Paid Jobs in the Area

The highest-paying jobs in Chesterfield are typically in fields such as management, medical professions, and legal services. Medical professionals, including surgeons and physicians, earn significantly higher salaries than most other professions in the region. Legal professionals and high-level managers in large corporations also enjoy lucrative salaries in the area.

Source: PayScale – Chesterfield, MO Highest Paying Jobs

Income Comparison: Chesterfield vs Missouri vs U.S.

Chesterfield vs Missouri

Chesterfield’s average income is considerably higher than the state average for Missouri. The median household income for Missouri as a whole is approximately $55,000, much lower than Chesterfield’s median of $108,000. This reflects Chesterfield’s status as an affluent suburban community in the St. Louis metropolitan area, which attracts higher-income households.

Source: U.S. Census Bureau – Missouri Income Data

Chesterfield vs U.S. Average

Nationally, the median household income is about $70,000, meaning Chesterfield’s median income is significantly higher than the U.S. average. This further highlights the area’s affluence and its position as a desirable location for higher-income households, particularly compared to other suburban areas in the U.S.

Source: U.S. Census Bureau – U.S. Income Data

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Taxes in Chesterfield, Missouri

Property Taxes

Property taxes in Chesterfield, Missouri, are assessed by the St. Louis County Assessor’s office and collected by the St. Louis County Collector of Revenue. The average effective property tax rate in Chesterfield is approximately 1.08% of the property’s assessed value. This rate is higher than the Missouri state average, reflecting the suburban area’s affluent nature.

The property tax is calculated based on the assessed value of a property, which is typically 19% of its market value for residential properties. Property tax rates vary slightly depending on the specific district and the local services funded by the tax revenue, such as schools, emergency services, and infrastructure.

Source: St. Louis County Revenue – Property Taxes

Sales Taxes

Sales tax in Chesterfield is set by both the city and the state of Missouri. The total sales tax rate in Chesterfield is 8.613%. This includes the Missouri state sales tax rate of 4.225%, St. Louis County’s tax rate of 1.000%, and a city-specific sales tax rate of 3.388%.

The sales tax rate applies to most goods and services, with some exceptions for food and prescription medications, which are typically exempt or taxed at a lower rate. Chesterfield’s relatively high sales tax rate is due to its location within St. Louis County, which has a higher-than-average tax rate for local governments in Missouri.

Source: Missouri Department of Revenue – Sales Tax Rates

Income Taxes

Missouri has a state income tax, and Chesterfield residents are subject to this tax rate. The Missouri state income tax rates for 2024 are progressive, with rates ranging from 1.5% to 5.4%, depending on income level. The tax brackets for Missouri are as follows:

  • Up to $1,053: 1.5%
  • $1,054 to $2,106: 2.0%
  • $2,107 to $3,159: 2.5%
  • $3,160 to $4,212: 3.0%
  • $4,213 to $5,265: 3.5%
  • $5,266 to $6,318: 4.0%
  • $6,319 to $7,371: 4.5%
  • Over $7,371: 5.4%

Chesterfield residents pay this state income tax rate on all earned income, in addition to any federal taxes they may owe. The city of Chesterfield does not have a local income tax.

Source: Missouri Department of Revenue – Income Tax Information

Utility Taxes

Chesterfield, Missouri, imposes utility taxes on services like electricity, gas, and telecommunications. These utility taxes are collected as part of your monthly utility bill. The local utility tax rate for gas and electricity is 5%, and for telecommunications services (phone, internet, etc.), the rate is also 5%. These taxes help fund local government services.

Source: Chesterfield City Government – Utility Taxes

Hotel Occupancy Tax

Chesterfield has a hotel occupancy tax of 6.5% on the cost of renting a room. This tax applies to all hotel and lodging stays within the city limits and is used to fund local tourism and convention services, as well as city maintenance and development projects.

Source: Chesterfield City Government – Hotel Tax

Entertainment Taxes

Chesterfield does not impose specific entertainment taxes beyond those imposed by Missouri and St. Louis County. However, like most other municipalities, ticket sales for certain events, like concerts and movie showings, are subject to the sales tax rate of 8.613%.

Source: Missouri Department of Revenue – Sales Tax Rates

Tax Payment Schedule

Property taxes in Chesterfield are due in two installments: the first installment is due on December 31st, and the second installment is due on May 31st of the following year. Residents are notified by mail of the property tax amounts and due dates. For sales tax and utility taxes, payment is typically collected on a monthly basis, as part of the regular billing cycle.

Source: St. Louis County – Tax Payment Schedule

Penalties for Late Payment

Late payments of property taxes in Chesterfield are subject to penalties. A late fee of 1.5% per month is charged on any unpaid balance. After a certain period, additional penalties may be added, and the tax may be referred for collection by a third-party agency. It is advisable to pay taxes on time to avoid these additional charges.

Source: St. Louis County – Penalties for Late Payment

Where to Pay

Property taxes, utility taxes, and hotel taxes in Chesterfield can be paid online, by mail, or in person. The St. Louis County Collector of Revenue offers an online payment portal for property taxes, and utility payments can be made through Chesterfield’s city government website.

Property taxes: St. Louis County Property Tax Payment

Utility taxes: Chesterfield City Utility Payments

Contact Information

If you have questions about taxes in Chesterfield, you can contact the following departments:

Sources

Is Chesterfield, Missouri a Good Place to Live for Singles?

Events and Activities

Chesterfield offers a variety of events and activities that cater to singles, including outdoor festivals, live music, and community gatherings. The Chesterfield Amphitheater hosts regular concerts and performances, perfect for socializing. Additionally, the city’s parks, such as Chesterfield Central Park, feature walking trails, sports facilities, and seasonal events, ideal for singles who enjoy outdoor activities. You can find more about upcoming events at the Chesterfield City Events Page.

Gyms

For singles looking to stay active, Chesterfield offers a range of fitness centers. These include traditional gyms as well as specialized studios like yoga and pilates. Popular gyms in the area include YMCA of Chesterfield and Fitness Edge Chesterfield, both of which have great membership options for singles looking to meet others while staying fit.

Housing

Chesterfield features a range of housing options suitable for singles, from modern apartments to more spacious townhomes. Rent prices are higher compared to the state average, reflecting the area’s affluence. One-bedroom apartments in Chesterfield typically range from $1,200 to $1,800 per month. For more information on rental options, you can check listings on Zillow – Chesterfield Rentals.

Percentage of Single Residents

As of the most recent census data, approximately 40% of the population in Chesterfield is unmarried, which makes it a great place for singles. The area is home to many young professionals, which adds to the vibrant atmosphere for those living alone. For more demographic statistics on Chesterfield, you can visit the U.S. Census Bureau – Chesterfield Data.

Compare with Missouri and U.S. Averages

Chesterfield vs Missouri

Chesterfield has a higher percentage of unmarried residents compared to the state of Missouri, where about 35% of the population is single. This reflects Chesterfield’s higher affluence and the fact that it’s a popular suburban area for professionals and younger people.

Chesterfield vs U.S. Average

Nationally, about 50% of adults are single. Chesterfield’s rate of 40% is lower than the national average, suggesting that while it is a good location for singles, it leans slightly toward family-friendly living compared to some larger metropolitan areas.

Sources

Is Chesterfield, Missouri Good for Families?

Chesterfield, Missouri, is a highly family-friendly city known for its excellent schools, safe environment, and abundant recreational opportunities. The cost of housing is higher than the state average, but the suburban atmosphere offers families a high quality of life with strong community engagement. The area also enjoys favorable weather with four distinct seasons and an array of family-oriented events and parks. While the employment market is competitive, it provides ample opportunities in business and healthcare sectors. Families will find Chesterfield to be a great place to settle down, offering a safe and comfortable lifestyle.

Parks and Family Activities

Chesterfield boasts several parks and recreational areas perfect for family outings. Chesterfield Central Park is a popular destination, featuring playgrounds, walking trails, and picnic areas. The Chesterfield Amphitheater also hosts seasonal events, concerts, and festivals that families can enjoy together. For more information on local events and activities, visit the Chesterfield City Events Page. Families can also enjoy the nearby Butterfly House, which is an interactive museum focusing on butterflies and other insects, ideal for children and educational visits.

Restaurants

Italian Restaurants

Chesterfield has some excellent Italian dining options for families. One popular spot is Zia’s on the Hill, which is known for its hearty pasta dishes and welcoming atmosphere. Whether you’re in the mood for pizza or a family-sized plate of lasagna, you’ll find options to satisfy everyone’s taste.

Mexican Restaurants

If you’re looking for Mexican cuisine, Chesterfield has some great options. Mi Pueblo offers authentic Mexican dishes in a festive setting, perfect for a family meal. From tacos to enchiladas, the restaurant caters to all tastes and offers a kid-friendly menu.

BBQ Restaurants

For a delicious BBQ experience, Pappy’s Smokehouse is a popular choice in Chesterfield. Known for its slow-cooked meats and casual atmosphere, it’s an excellent spot for families to enjoy a hearty meal.

American Restaurants

If you’re craving classic American fare, Chesterfield has family-friendly restaurants such as The Crossing, which offers a variety of burgers, steaks, and salads in a comfortable setting perfect for families with children.

Housing

Housing in Chesterfield is ideal for families looking for a suburban lifestyle. The median home price in Chesterfield is significantly higher than the Missouri state average, reflecting its desirability. Families can find single-family homes with spacious yards, often in well-established neighborhoods. The city offers a range of homes, from affordable townhouses to luxurious estates. For more details on current listings, you can visit Zillow – Chesterfield Homes for Sale.

Percentage of Family Residents

According to the most recent census data, Chesterfield has a high proportion of married couples and families. Approximately 75% of households in Chesterfield are married couples, making it a family-oriented community. The city’s residential areas and schools reflect this, offering a safe and supportive environment for raising children. For more information on Chesterfield’s demographics, you can visit the U.S. Census Bureau – Chesterfield Data.

Compare Married Statistics in Chesterfield

Chesterfield vs Missouri

Chesterfield has a higher percentage of married residents compared to the state average. In Missouri, approximately 60% of households are married couples, while in Chesterfield, it’s closer to 75%. This indicates that Chesterfield is a particularly family-focused area in comparison to other parts of Missouri.

Chesterfield vs U.S. Average

Nationally, about 50% of households consist of married couples. Chesterfield’s rate of 75% is significantly above the U.S. average, reflecting the city’s strong appeal to families and its suburban charm.

Sources

How are the schools in Chesterfield, Missouri?

Schools in Chesterfield, Missouri

Chesterfield, Missouri, is home to a variety of educational institutions offering high-quality education from preschool through high school. The public schools in the area are primarily part of the Rockwood School District, which is known for its strong academic performance, high graduation rates, and comprehensive extracurricular opportunities. The district’s funding is robust, with a combination of local property taxes and state funding contributing to the financial health of the schools. Students in Chesterfield perform well on state standardized tests, and the schools are equipped with modern facilities, such as well-maintained libraries, sports complexes, and dedicated STEM classrooms. Families in the area generally report high satisfaction with both the academic rigor and the variety of programs offered.

Pre-K Schools

Pre-kindergarten education in Chesterfield is offered through several local centers and public programs. These programs aim to provide early childhood education in a nurturing environment. The Rockwood School District offers pre-kindergarten programs in some of its elementary schools, with a focus on social, emotional, and academic readiness. For more information on local Pre-K programs, visit the Rockwood School District Preschool Page.

Kindergarten Schools

Chesterfield offers a variety of kindergarten options through the Rockwood School District. The district provides full-day kindergarten, which is a crucial step in preparing young learners for their academic journey. Schools like Burkhardt Elementary School and Chesterfield Elementary School offer kindergarten programs that focus on foundational skills in reading, math, and social development. The district has consistently performed above the state average on standardized testing, with a high percentage of kindergarten students meeting early literacy milestones. For detailed information on kindergarten enrollment and programs, visit the Rockwood School District Kindergarten Page.

Elementary Schools

The Rockwood School District is home to several top-rated elementary schools in Chesterfield, including Flynn Park Elementary School and Wilson Elementary School. These schools consistently receive high marks for academic achievement, with strong reading and math scores. Flynn Park, for example, is known for its highly rated teachers and active parent involvement. The district places a strong emphasis on social-emotional learning and offers a variety of enrichment programs, including music, art, and advanced STEM courses. For more on elementary education in Chesterfield, you can visit the Rockwood School District Elementary Schools Page.

Middle Schools

Chesterfield is served by some of the top middle schools in the state, all part of the Rockwood School District. Summit Parkway Middle School and Rockwood Valley Middle School are known for their high academic standards and wide range of extracurricular activities. These schools focus on preparing students for high school through rigorous courses in math, science, literature, and history. Both middle schools have a reputation for their gifted programs, sports teams, and arts offerings. For more details about middle school programs, visit the Rockwood School District Middle Schools Page.

High Schools

Chesterfield’s high school students attend schools within the Rockwood School District, with Parkway West High School and Rockwood South High School being two of the largest high schools serving the Chesterfield area. Both schools offer a wide range of AP courses, college-preparatory programs, and athletic teams. Parkway West is particularly known for its strong academic performance, with students consistently scoring higher than state averages on standardized tests. The schools also offer numerous extracurricular activities, from robotics clubs to music ensembles. More details on high school programs in Chesterfield can be found on the Rockwood School District High Schools Page.

Colleges & Universities

For families looking at post-secondary education options, Chesterfield is conveniently located near several colleges and universities in the St. Louis area. Missouri State University, University of Missouri-St. Louis (UMSL), and Webster University are all within driving distance, offering a range of degree programs. These institutions have strong reputations for academic excellence and provide various opportunities for Chesterfield students pursuing higher education.

Conclusion: Why you should consider moving to Chesterfield, Missouri

Chesterfield, Missouri offers a rare combination of suburban tranquility and urban convenience, making it an ideal place to call home. With its top-rated schools, excellent healthcare facilities, and a wide range of recreational opportunities, the city is perfect for families, singles, and retirees alike. The community is welcoming, the crime rates are low, and the local economy is strong, providing ample job opportunities in diverse fields. Whether you’re enjoying the great outdoors at one of the many parks, dining at a local restaurant, or taking advantage of the excellent shopping, Chesterfield offers a lifestyle that balances comfort and excitement. The city’s strong sense of community and access to cultural, educational, and professional resources make it a great place to thrive. If you’re looking for a safe, vibrant, and family-friendly environment, Chesterfield is a fantastic choice. Moving here means joining a community that values quality of life, offers ample opportunities for personal and professional growth, and is located in one of Missouri’s most desirable areas. Chesterfield truly has it all!