Reasons to Move to Clearwater, Florida

Clearwater, Florida, offers a unique blend of coastal living and community charm that sets it apart from other beach destinations. Nestled along the Gulf of Mexico, this city boasts not only world-renowned white-sand beaches like Clearwater Beach but also a thriving arts scene, award-winning restaurants, and easy access to top-rated healthcare facilities. For families and retirees alike, Clearwater offers a range of affordable housing options in walkable neighborhoods, along with top-notch schools and cultural venues such as the Capitol Theatre. The area’s proximity to Tampa and St. Petersburg adds further appeal, giving residents the convenience of urban amenities while enjoying a laid-back, seaside lifestyle.

Living in Clearwater means more than just sunny days and scenic views. The city has invested heavily in its parks and recreational areas, including the 46-mile-long Pinellas Trail, perfect for biking and walking enthusiasts. Clearwater’s vibrant downtown is undergoing a revitalization with plans to expand retail and dining options, creating an even more attractive environment for both residents and tourists. For those interested in relocation, Clearwater combines the tranquility of beach town living with all the essentials of modern city life, making it a compelling choice for people seeking a balanced and fulfilling lifestyle.

Cost to Move to Clearwater, Florida

Want to know the cost to move to Clearwater, Florida? Here are the best

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Cost of living in Clearwater, Florida

Housing Costs

In Clearwater, Florida, the cost of housing is competitive, though it varies significantly based on location and type of home. The median price for purchasing a single-family house is around $401,900, with townhomes averaging $373,625. If you’re looking for a more budget-friendly option, the median sale price for condos sits at approximately $249,000. Rental costs are also higher than the national average, with the median rent for a 926-square-foot apartment hovering around $1,749 per month, which is still more affordable than neighboring Tampa, where rents are about $85 more per month. Housing appreciation in Clearwater remains strong, making it a viable option for both buyers and investors.

Source | Source

Utilities

When budgeting for utilities in Clearwater, expect an average monthly cost of around $229 for services like electricity, water, and garbage collection. This is relatively affordable compared to many other Florida cities. Clearwater experiences warm weather throughout much of the year, which can impact energy costs, especially for air conditioning during the summer months.

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Groceries/Food

Grocery costs in Clearwater are slightly higher than the national average. For example, you can expect to pay around $6.20 for a pound of beef round, $5.22 for a pound of chicken fillets, and $3.91 for a gallon of milk. Other common items, like a dozen eggs, cost about $2.85, and a loaf of bread averages $2.45. These prices reflect typical grocery costs for the area, which can fluctuate based on factors like seasonality and specific grocery store chains.

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Transportation

Public transportation options in Clearwater are relatively limited compared to larger metropolitan areas. For bus services, provided by the Pinellas Suncoast Transit Authority, a regular cash fare is $2.25. If you drive, gasoline prices average around $4.85 per gallon, which is in line with national trends. Owning a car in Clearwater may come with additional expenses, such as an average auto insurance rate of $288 per month.

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Is Clearwater, Florida a safe place to live – Crime Rates?

Crime Rate

Clearwater’s crime rate places it in the 34th percentile for safety, meaning 66% of cities in the U.S. are considered safer. The overall crime rate in Clearwater is approximately 31.83 crimes per 1,000 residents annually. Notably, crime varies by neighborhood, with the central part of the city experiencing the highest crime rates and the southern areas generally being safer. For example, the south part of Clearwater sees a much lower crime rate of about 1 in 43 residents being victims of crime, while the central areas see 1 in 24 residents affected. These fluctuations reflect both property and violent crime trends across the city.

Source

Violent Crime Rate

Violent crime in Clearwater is moderate, with 3.56 violent crimes occurring per 1,000 residents annually. This includes crimes such as assault, robbery, rape, and murder. While these rates are slightly higher than the national average, they have been trending downward in recent years. For example, in 2019, Clearwater’s violent crime rate was 5.24% higher than the national average but is expected to decrease by 2024. Aggravated assault remains the most common violent crime, while murder rates remain low, with only two reported incidents annually in recent years.

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Property Crime Rate

Property crimes are more prevalent in Clearwater, with approximately 15.14 property crimes per 1,000 residents. Theft, burglary, and vehicle theft are the most common types of property crime. The city experiences a higher rate of property crime compared to the national average, though certain areas—such as the southern neighborhoods—are considered safer. For example, areas like Clearwater Beach and Sand Key report crime rates 60% lower than the city’s average.

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Trend Data

Both violent and property crime rates in Clearwater have been on a downward trend over the past 21 years. Projections for 2024 suggest continued improvement, with violent crimes expected to drop from 469 incidents in 2019 to around 330 in 2024. Property crime rates are also projected to decline from 2,810 incidents in 2019 to about 2,410 in 2024, reflecting ongoing efforts to improve safety and reduce crime across the city.

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School Safety

Clearwater also pays attention to school safety, with many educational institutions implementing comprehensive safety measures. These include school resource officers, security cameras, and well-developed emergency protocols. While detailed statistics on school-specific crime rates are limited, local schools work closely with the Clearwater Police Department to maintain a safe learning environment.

What are the demographics of Clearwater, Florida?

White

Approximately 65.6% of Clearwater’s population identifies as White. This includes both non-Hispanic and Hispanic residents. The percentage is in line with Florida’s overall demographic distribution, though slightly below the state average.

Hispanic or Latino

The Hispanic or Latino population makes up about 16.8% of the city’s total population. Many of these residents may also identify with other racial groups but are considered an ethnic category in this context.

Black or African American

Clearwater’s Black or African American population accounts for 10.8% of the total residents. This figure reflects the broader demographic trends seen across other parts of Florida.

Asian

Approximately 3.3% of Clearwater’s population is of Asian descent. The Asian community here represents a range of nationalities and ethnic groups, contributing to the city’s cultural diversity.

Two or More Races

Residents identifying as being of two or more races constitute 3.4% of the population. This reflects growing diversity and mixed heritage in the city’s demographics.

Native American

The Native American population in Clearwater is very small, making up only 0.1% of the total. Though small, this group is part of the rich cultural fabric of the area.

Native Hawaiian or Pacific Islander

The presence of Native Hawaiians or Pacific Islanders is statistically negligible, with no notable population reported.

Age Distribution

Clearwater has a median age of 43.3 years, reflecting a relatively balanced population mix. Approximately 23.5% of the population is aged 65 or older, making it a popular destination for retirees.

Educational Attainment

About 90.8% of adults in Clearwater have graduated from high school, and 31.9% have obtained a bachelor’s degree or higher, indicating a well-educated population.

Income Levels

Clearwater’s median household income is around $59,358, which is lower than the U.S. national average but typical for the region. The per capita income is $39,315.

Poverty Rate

The city has a poverty rate of approximately 16.2%, higher than both the state and national averages.

Foreign-Born Population

Clearwater has a significant foreign-born population, comprising around 17.7% of its residents. This is higher than the Tampa-St. Petersburg-Clearwater metro area but lower than Florida’s average.

Ancestry

The most common ancestries in Clearwater are German, Irish, and English, with smaller groups of Italian, Polish, and French descent. The city is home to a diverse array of communities, reflecting its history as a migration hub.

Languages Spoken

While English is the predominant language, Clearwater also has a sizable number of residents who speak Spanish and other languages at home, reflecting its diverse cultural landscape.

Veteran Status

Clearwater has a notable veteran population, with about 6.6% of the city’s residents having served in the U.S. military.

Sources:

Clearwater, Florida Population by Age and Gender

The total population of Clearwater, Florida is approximately 116,616 as of 2023. Clearwater’s population demonstrates significant diversity, with a majority of 76.6% White residents, followed by 11.9% Black or African American, 3% Asian, and about 0.4% American Indian or Alaska Native. Additionally, 17.1% of the population identifies as Hispanic or Latino. Clearwater is known for its high population density of about 4,438 people per square mile, much higher than the national average, highlighting its urban nature and accessibility to services and amenities​(

World Population Review
AreaVibes

Population by Gender

In Clearwater, the gender distribution is fairly balanced, with women slightly outnumbering men. The female population accounts for around 52%, while men make up about 48%, in line with broader trends across Florida​(

AreaVibes

Age Distribution

Clearwater has a median age of around 46 years, reflecting its popularity among retirees and older adults. About 22.8% of the population is 65 or older, while the 18-64 age group accounts for the largest portion of the population at 55%. Children and teenagers (under 18 years) make up about 15% of the population​(

World Population Review
AreaVibes

Educational Attainment by Age and Gender

Clearwater shows a relatively high level of educational attainment, with about 33.1% of residents holding a bachelor’s degree or higher. Among these, men are more likely to hold graduate degrees, while women show high representation in associate and bachelor’s degree categories​(

World Population Review

For a full demographic breakdown, you can explore the World Population Review or AreaVibes Demographics pages​ World Population Review

AreaVibes

Clearwater, Florida Zip Codes

  • 33755
  • 33756
  • 33757 (PO Box)
  • 33758 (PO Box)
  • 33759
  • 33760
  • 33761
  • 33762
  • 33763
  • 33764
  • 33765
  • 33766 (PO Box)
  • 33767

These ZIP codes encompass both residential and commercial regions, each offering a unique living experience within Clearwater.

You can explore these ZIP codes further using the following sources:

What is the history of Clearwater, Florida?

Clearwater, Florida, has a rich history that spans from its early native inhabitants to its modern development as a popular tourist and residential destination. Originally inhabited by the Tocobaga people, the area was known for its ceremonial mounds, remnants of which can still be seen today. Spanish explorers, such as Panfilo de Narvaez in 1528 and Hernando de Soto in 1539, were among the first Europeans to visit the area, drawn by the natural beauty and mineral springs used by the Tocobaga tribe.

In 1835, during the Seminole Wars, the U.S. Army established Fort Harrison in Clearwater to protect settlers and act as a military outpost. This fort played a significant role during the Second Seminole War and later became a key part of the area’s development. The town was officially incorporated in 1891, and it grew in popularity as a vacation destination after railroad magnate Henry B. Plant built the luxurious Belleview Biltmore Hotel nearby in 1897.

Clearwater’s strategic location made it a critical training base during World War II, with local hotels, including the Fort Harrison Hotel, transformed into barracks for soldiers. Today, Clearwater has evolved from its agricultural roots into a vibrant city known for its beautiful beaches and cultural heritage, continuing to attract both tourists and new residents alike.

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Clearwater, Florida Weather

Average Temperature (by Month)

The average temperature in Clearwater, Florida ranges from 58°F (14°C) in January to 82°F (28°C) in July. Here is a monthly breakdown:

  • January: 58°F
  • February: 61°F
  • March: 64°F
  • April: 69°F
  • May: 74°F
  • June: 79°F
  • July: 82°F
  • August: 82°F
  • September: 80°F
  • October: 75°F
  • November: 65°F
  • December: 59°F

Source: The Weather Channel

Precipitation (Rain) Patterns

Clearwater receives an average annual rainfall of approximately 52 inches. The wettest months typically are June through September, with July being the peak:

  • January: 2.3 inches
  • February: 2.6 inches
  • March: 2.8 inches
  • April: 2.0 inches
  • May: 4.3 inches
  • June: 7.6 inches
  • July: 7.0 inches
  • August: 6.5 inches
  • September: 6.5 inches
  • October: 3.8 inches
  • November: 2.3 inches
  • December: 2.5 inches

Source: US Climate Data

Extreme Weather Events

Clearwater, like much of Florida, is vulnerable to hurricanes, particularly during the Atlantic hurricane season, which runs from June 1 to November 30. Historically, Clearwater has experienced several tropical storms and hurricanes, with Hurricane Irma in 2017 being one of the more recent impactful storms.

Source: National Hurricane Center

Humidity Levels

The average humidity in Clearwater is around 74%, with higher levels experienced during the summer months, contributing to the heat index. Summer months may see humidity levels exceeding 80%.

Source: US Climate Data

Sunlight

Clearwater enjoys an average of 261 sunny days per year, making it an attractive location for outdoor activities. The sunniest months are typically from April through September.

Source: Weather Atlas

Wind Patterns

The average wind speed in Clearwater is around 9 mph, with breezier conditions common in the spring and summer months. Wind gusts can occasionally exceed 20 mph during storms.

Source: Current Results

Comparison with State and National Averages

Compared to the state average, Clearwater experiences slightly higher humidity and rainfall. The average temperature aligns closely with Florida’s coastal areas, typically warmer than the national average, which hovers around 54°F.

Source: Climate-Data.org

Average Income in Clearwater, Florida

Average Annual Salary

The average annual salary in Clearwater, Florida, is approximately $52,000. This figure can vary significantly based on the industry and specific job roles.

Source: ZipRecruiter

Average Hourly Wage

The average hourly wage in Clearwater is about $25 per hour, with variations across different professions and industries.

Source: PayScale

Median Salary Range

The median salary for residents in Clearwater is around $47,000, indicating that half of the population earns above this amount while the other half earns below it.

Source: Salary.com

Most Popular Jobs/Careers

Common job titles in Clearwater include Customer Service Representatives, Registered Nurses, and Sales Representatives, with varying average salaries:

  • Customer Service Representative: ~$34,000
  • Registered Nurse: ~$65,000
  • Sales Representative: ~$50,000

Source: Bureau of Labor Statistics

Income Comparison with State and National Averages

In comparison to the state average income of Florida, which is around $57,000, Clearwater’s average income is slightly lower. Nationally, the average income is approximately $70,000, making Clearwater’s income figures below the national average.

Source: Statista

Taxes in Clearwater, Florida

Property Taxes

The average property tax rate in Clearwater is approximately 1.02% of the assessed value. This is slightly below the national average of 1.07% and aligns closely with the Florida state average.

Source: Tax-Rates.org

Sales Taxes

Clearwater has a combined sales tax rate of 7% as of 2023. This includes the Florida state sales tax rate of 6% and a local surtax of 1%.

Source: Sales Tax Handbook

Income Taxes

Florida does not impose a state income tax, which makes it attractive for residents. Therefore, Clearwater residents only pay federal income taxes.

Source: Florida Senate

Utility Taxes

Clearwater imposes a utility tax of 10% on residential electric services and a 5% tax on water and sewer services.

Source: City of Clearwater

Hotel Occupancy Tax

The hotel occupancy tax in Clearwater is 5%. This tax applies to short-term rentals and hotel stays.

Source: Pasco County

Entertainment Taxes

Clearwater does not impose specific entertainment taxes. However, general sales tax applies to entertainment venues and events.

Source: Palm Beach Post

Comparison with State and National Averages

Clearwater’s property tax rate is competitive within Florida, where the average is around 0.89%. The absence of a state income tax is a significant benefit compared to many states nationwide, where income tax rates can exceed 10%.

Source: Statista

Is Clearwater, Florida a Good Place to Live for Singles?

Events and Activities

Clearwater offers a vibrant social scene with numerous events tailored for singles. The Clearwater Jazz Holiday and the Clearwater Beach Chalk Art Festival are popular local events that draw crowds and foster social interaction. For a more ongoing experience, you can check local community boards or forums like Meetup for various activities and gatherings that cater to singles.

Gyms

Staying active is crucial for a healthy lifestyle, and Clearwater has several gyms and fitness centers. A convenient way to find a gym near you is to search for gyms in Clearwater, FL.

Housing

Renting in Clearwater is relatively affordable, with the average rent for a one-bedroom apartment hovering around $1,500 per month. Websites like Apartment Finder provide a comprehensive look at rental options available in the area.

Percentage of Single Residents

Approximately 40% of Clearwater’s population is unmarried, offering a significant social pool for singles. This percentage is fairly typical compared to the Florida average of 38% and the national average of around 33%.

Source: U.S. Census Bureau

Comparison with State and National Averages

Clearwater’s single statistics align closely with Florida’s overall demographics, making it a favorable location for singles seeking connections. The lack of a state income tax in Florida can also provide financial relief, allowing singles to enjoy their lifestyle more freely.

Is Clearwater, Florida Good for Families?

Clearwater, Florida, offers a family-friendly environment characterized by a relatively low crime rate, a mild climate, affordable housing options, and promising employment opportunities. With its beautiful beaches, numerous parks, and recreational activities, Clearwater stands out as an attractive destination for families looking to settle down.

Parks and Family Activities

Clearwater boasts several parks and recreational facilities perfect for families. Popular spots include Coachman Park and Mandalay Park, offering playgrounds, picnic areas, and walking trails.

Restaurants

Families can enjoy diverse dining options in Clearwater:

Housing

The housing market in Clearwater is suitable for families, with a median home price around $350,000. Families looking to purchase a home can explore listings on Realtor.com for available properties.

Percentage of Family Residents

Approximately 48% of Clearwater’s population consists of families, indicating a strong community of married couples and families. This percentage aligns with Florida’s average of 46% and is higher than the national average of about 36%.

Source: U.S. Census Bureau

Comparison with State and National Averages

Clearwater’s family statistics reflect Florida’s demographic trends, making it an appealing option for families seeking community and stability. The absence of a state income tax further enhances the financial benefits for families.

How are the schools in Clearwater, Florida?

Clearwater, Florida, offers a range of educational institutions from Pre-K to high schools, focusing on providing quality education with significant funding and resources. The Clearwater schools are funded primarily through state and local taxes, contributing to a solid infrastructure and various programs. Most schools achieve satisfactory ratings, with several recognized for their excellence in academics and extracurricular activities.

Pre-K Schools

Clearwater has various Pre-K programs that provide early childhood education. Notable options include Pinellas County Schools Early Learning, which offers a curriculum focused on social, emotional, and cognitive development.

Kindergarten Schools

Many elementary schools in Clearwater offer kindergarten programs. The Countryside Elementary School is known for its engaging kindergarten curriculum and supportive learning environment, emphasizing foundational skills.

Elementary Schools

Elementary education in Clearwater includes several highly rated schools. Fourth Street Elementary School focuses on a balanced curriculum that promotes academic achievement and character development. Its recent ratings reflect positive performance on state assessments.

Middle Schools

For middle school education, Dundee Elementary School stands out, offering various programs aimed at academic and personal growth, supported by well-trained staff and resources.

High Schools

Clearwater High School is a prominent high school in the area, recognized for its strong academic programs and extracurricular activities. The school’s performance has been consistent, with an average graduation rate of 88% over the last few years. More details can be found on the Clearwater High School website.

Colleges & Universities

Clearwater is home to several higher education institutions, including Palm Beach State College – Clearwater Campus. The college offers a variety of degree programs and is known for its supportive academic environment.

Churches in Clearwater, Florida

Conclusion: Why you should consider moving to Clearwater, Florida

Clearwater, Florida, offers a vibrant lifestyle filled with sunny beaches, a friendly community, and numerous recreational activities. With excellent schools, diverse dining options, and a low crime rate, it’s perfect for families, singles, and retirees alike. The year-round pleasant weather invites outdoor adventures, while the cultural scene thrives with art, music, and festivals. Embrace a relaxed coastal lifestyle, where nature meets community spirit, making Clearwater an ideal destination to call home. Discover the joy of living in a place where every day feels like a vacation!