Reasons to Move to Commerce, Michigan

Commerce, Michigan, is a hidden gem in Oakland County, offering a unique blend of suburban tranquility and vibrant community life. The area is renowned for its stunning natural landscapes, including over 1,000 acres of parks and the beautiful Cass Lake, where residents enjoy boating, fishing, and hiking. This picturesque environment is complemented by a variety of recreational facilities, such as the popular Dodge Park and the scenic trails of the Commerce Township Parks, which are perfect for families and outdoor enthusiasts alike. The township’s commitment to preserving green spaces ensures that residents have ample opportunities to engage with nature right at their doorstep.

Education is a cornerstone of life in Commerce, with highly-rated schools that provide robust academic programs and extracurricular activities for students. The area’s family-friendly atmosphere is enhanced by community events, local festivals, and farmer’s markets that foster a strong sense of belonging. With a strategic location that offers easy access to major highways and nearby urban centers, Commerce is ideal for those seeking a balance between peaceful suburban living and urban convenience. As you delve deeper, you’ll uncover the diverse neighborhoods, local dining gems, and unique cultural experiences that could make Commerce the perfect place for you and your family to call home.

Cost to Move to Commerce, Michigan

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Cost of living in Commerce, Michigan

Housing Costs

The median home price in Commerce, Michigan, is approximately $367,000 as of 2024. This reflects a steady increase in property values, which have appreciated by around 5% over the past year. For renters, the average monthly rent for a two-bedroom apartment is about $1,750, while a three-bedroom can reach around $2,200 per month. This cost is influenced by the desirable suburban location and access to amenities. To comfortably afford housing, it’s generally recommended that your housing costs should not exceed 30% of your gross monthly income, suggesting a minimum monthly income of around $5,800 for home buyers and $5,250 for renters.

For more detailed insights, refer to Zillow and Rent.com.

Utilities

Monthly utility costs in Commerce average about $200, which includes electricity, heating, cooling, water, and garbage. The average electricity bill is approximately $120, while water and garbage service together typically run around $80. Internet service costs an average of $70 per month. Overall, these utility expenses can vary based on home size and personal usage habits.

For further information, check Numbeo.

Groceries/Food

Residents of Commerce can expect to spend around $450 to $600 per month on groceries for a family of four. Key grocery prices include milk at about $3.00 per gallon, bread at $2.50, and eggs around $3.00 per dozen. Dining out at a mid-range restaurant typically costs between $15 and $25 per person, influencing the overall food budget significantly.

For additional statistics, refer to USDA Economic Research Service.

Transportation

The average cost of transportation in Commerce is about $900 per month. This includes vehicle ownership expenses, such as car payments, insurance, fuel, and maintenance. Gas prices currently hover around $3.50 per gallon, while a typical vehicle insurance premium costs approximately $1,300 annually. Public transportation is limited, so most residents rely on personal vehicles.

For detailed transportation data, visit Statista.

Healthcare

Healthcare costs in Commerce are higher than the national average, with individuals spending around $5,500 annually on health insurance premiums. Out-of-pocket expenses, including co-pays and prescriptions, can add an additional $1,000 to $2,000 annually. The cost of healthcare is a crucial factor to consider for families, especially those with ongoing medical needs.

For more healthcare information, check Kaiser Family Foundation.

Childcare and Education

Quality childcare in Commerce can cost between $800 and $1,200 per month, depending on the age of the child and the type of facility. Public schools in the area are well-rated, with funding contributing to diverse programs. Tuition for private schools ranges from $5,000 to $15,000 per year, making education a significant factor in the overall cost of living.

For detailed education costs, see Niche.

Taxes

The effective property tax rate in Commerce is about 1.6%, which translates to an annual property tax bill of approximately $5,872 for a home valued at $367,000. Additionally, the sales tax rate in Michigan is 6%, affecting the overall cost of goods and services. Understanding these taxes is crucial for budgeting.

For more details on taxes, refer to Michigan Department of Treasury.

Insurance

Residents in Commerce pay an average of $1,300 annually for homeowners insurance. This rate may vary based on home value and location. Renters insurance averages about $150 per year, providing essential protection against theft and damage.

For more insurance insights, visit Insure.com.

Recreation and Entertainment

Recreational activities and entertainment options in Commerce range from outdoor parks to local dining. Residents can expect to spend about $150 to $300 per month on entertainment, including dining out, movies, and local events. Memberships for fitness centers typically cost around $40 to $70 per month.

For more recreational statistics, check Numbeo.

Clothing

Clothing expenses in Commerce average around $100 to $200 monthly for a family, depending on individual preferences and shopping habits. Local retailers and shopping centers provide a variety of options for fashion at different price points.

For clothing cost insights, visit Statista.

Personal Care

Monthly personal care expenses, including grooming, toiletries, and other hygiene products, generally range from $50 to $100. Haircuts typically cost about $20 to $50, while skincare and grooming products can vary based on personal preferences.

For more on personal care costs, see Statista.

Miscellaneous Expenses

Miscellaneous expenses, including household items and entertainment, typically add an extra $100 to $200 monthly. These costs can fluctuate based on personal lifestyle and spending habits. It’s essential to budget for unexpected expenses to maintain a comfortable lifestyle.

For further insights, refer to Numbeo.

Is Commerce, Michigan a safe place to live – Crime Rates?

Crime Rate

As of 2023, Commerce, Michigan, has a total crime rate of 1,960 incidents per 100,000 residents. This statistic indicates a lower crime rate compared to national averages, which stand at approximately 3,600 incidents per 100,000 people. The overall trend in Commerce shows a decline in crime rates over the past few years, contributing to the perception of safety within the community.

For detailed crime statistics, refer to NeighborhoodScout.

Violent Crime Rate

The violent crime rate in Commerce is notably low, with only 125 reported violent crimes per 100,000 residents in 2023. This figure is significantly below the national average of around 400 violent crimes per 100,000 people. Such low numbers suggest that residents generally feel safe from violent offenses, including aggravated assault, robbery, and homicide.

More information can be found at CrimeGrade.

Property Crime Rate

Commerce’s property crime rate stands at approximately 1,835 incidents per 100,000 residents, which is lower than the national average of 2,200 incidents per 100,000 people. Common property crimes include burglary, theft, and motor vehicle theft. The decrease in property crime rates over the past few years is a positive indicator for potential residents.

For more details, visit City-Data.

Police Presence

Commerce Township has a dedicated police force that prioritizes community engagement and safety. The police department actively participates in community events and programs aimed at building trust and ensuring public safety. The department’s officers are well-trained and visible, contributing to a sense of security among residents.

For information on the Commerce Township Police Department, check their official page here.

Neighborhood Watch Programs

Commerce Township promotes community safety through active Neighborhood Watch programs. These initiatives encourage residents to collaborate with local law enforcement, fostering vigilance and a collective approach to crime prevention. The success of these programs has led to increased community involvement and a notable reduction in crime rates.

For more about Neighborhood Watch initiatives, visit American Humane.

Safety Rankings

Commerce Township has consistently ranked as one of the safer communities in Michigan, often highlighted in safety rankings that consider various crime metrics, law enforcement engagement, and community initiatives. Many families choose to relocate here due to its favorable safety reputation.

For safety ranking details, see Niche.

Trend Data

Trend data over the last few years indicate a significant drop in both violent and property crimes in Commerce. The overall crime rate has decreased by about 15% from 2022 to 2023, reflecting effective law enforcement strategies and community cooperation. This downward trend is promising for current and prospective residents.

For detailed trend analyses, refer to CrimeGrade.

School Safety

Schools in Commerce prioritize safety, implementing comprehensive security measures and programs to ensure a safe learning environment. The local school district collaborates with law enforcement to conduct safety drills and maintain communication with parents about safety protocols. This focus on school safety is an important consideration for families.

For information about school safety initiatives, check Walled Lake Consolidated Schools.

What are the demographics of Commerce, Michigan?

White

As of the latest data in 2023, the population of Commerce, Michigan, is predominantly White, accounting for approximately 83.3% of the total population. This demographic reflects a primarily Caucasian community, with historical roots and cultural influences that shape the area.

For more information, visit U.S. Census Bureau.

Black or African American

The Black or African American population in Commerce is about 6.2%, contributing to the area’s cultural diversity. This group has seen growth over the years, adding to the community’s multicultural fabric.

For detailed demographics, refer to U.S. Census Bureau.

Hispanic or Latino

The Hispanic or Latino population in Commerce is approximately 5.3%, reflecting the area’s increasing cultural diversity. This demographic includes individuals from various Hispanic backgrounds, contributing to the community’s richness.

For more details, see U.S. Census Bureau.

Two or More Races

Residents identifying as Two or More Races make up about 3.2% of Commerce’s population. This demographic is indicative of the blending of diverse backgrounds and heritage among residents.

For additional demographic details, visit U.S. Census Bureau.

Asian

The Asian population in Commerce stands at roughly 2.0%. This demographic includes various groups from Asia, contributing to the area’s multicultural environment.

For specific statistics, refer to U.S. Census Bureau.

Native American

The Native American population in Commerce is recorded at 0.5%. While a smaller segment of the community, this group represents important cultural histories and perspectives.

For more information, check U.S. Census Bureau.

Native Hawaiian or Pacific Islander

Commerce has a very small Native Hawaiian or Pacific Islander population, estimated at 0.1%. This group is part of the broader diversity within the township.

For further demographic insights, see U.S. Census Bureau.

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Commerce, Michigan Population by Age and Gender

Total Population

The total population of Commerce, Michigan is approximately 38,000, according to the most recent data from 2023. This figure reflects the community’s growth and development, offering a diverse environment for residents.

For detailed demographic information, visit U.S. Census Bureau.

Population by Gender

The gender distribution in Commerce, Michigan shows that approximately 51.4% of the population is female while 48.6% is male. This slight female majority is consistent with national trends in population demographics.

For more information, check U.S. Census Bureau.

Age Distribution

The age distribution in Commerce reflects a balanced community. Approximately 24% of the population is under 18, 65% are between 18 and 64, and about 11% are 65 years or older. This demographic spread indicates a healthy mix of families, working-age individuals, and seniors.

For detailed statistics, refer to U.S. Census Bureau.

Median Age

The median age in Commerce is approximately 42 years. This statistic suggests a mature community with a significant proportion of working-age adults and families.

For additional details, visit U.S. Census Bureau.

Dependency Ratios

The dependency ratio in Commerce indicates a balance between the working-age population and dependents. The total dependency ratio is approximately 51.3%, meaning there are about 51 dependents (children and seniors) for every 100 working-age individuals.

For further insights, check U.S. Census Bureau.

Sex Ratio

The sex ratio in Commerce, Michigan is approximately 93 males for every 100 females, indicating a slightly higher female population in the area.

For detailed demographic breakdowns, refer to U.S. Census Bureau.

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Commerce, Michigan Zip Codes

Commerce, Michigan, primarily has the following zip codes:

  • 48382
  • 48390

These zip codes cover various areas within the township. If you need more specific information about certain neighborhoods or sections, please let me know!

What is the history of Commerce, Michigan?

History of Commerce, Michigan

Commerce, Michigan, was officially established as a township in 1834, originally named “Commerce Township” after the concept of commerce and trade, reflecting its early economic focus. The area was primarily inhabited by Native American tribes, including the Ottawa and Chippewa, who utilized the land’s rich natural resources. With the arrival of European settlers in the early 19th century, the township began to develop rapidly.

By the mid-1800s, Commerce Township had seen a significant influx of settlers attracted by the fertile land and abundant water supply from local lakes and rivers. The construction of the Michigan Central Railroad in the 1870s further propelled its growth, linking Commerce to other key locations across the state. This access to transportation paved the way for commercial development and the establishment of small businesses, boosting the local economy.

Throughout the late 19th and early 20th centuries, Commerce continued to evolve, with agriculture serving as a primary economic driver. The township was characterized by farms, orchards, and small industries. As the population increased, so did the demand for infrastructure, leading to the development of schools, churches, and other community facilities.

In 1950, Commerce Township officially became a charter township, providing it with more autonomy and self-governance. The post-World War II era brought significant suburban development to Commerce, as returning veterans and their families sought homes outside the urban centers of Detroit. The township’s proximity to metropolitan Detroit made it an attractive location for residential development, leading to a surge in population and housing construction.

By the 1970s and 1980s, Commerce had transformed into a suburban community with a mix of residential, commercial, and recreational areas. The township continued to invest in infrastructure, parks, and community services, enhancing its appeal to families and businesses alike. The rich history of the area is also reflected in its preservation of historical sites and buildings, which serve as a reminder of Commerce’s growth and evolution over the decades.

Today, Commerce, Michigan, is known for its vibrant community, beautiful lakes, and recreational opportunities. The township has embraced its heritage while adapting to the needs of modern residents, ensuring that it remains a desirable place to live and work.

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Commerce, Michigan Weather

Average Temperature (by Month)

The average monthly temperatures in Commerce, Michigan, are as follows:

  • January: 24°F
  • February: 26°F
  • March: 36°F
  • April: 49°F
  • May: 60°F
  • June: 69°F
  • July: 74°F
  • August: 73°F
  • September: 66°F
  • October: 54°F
  • November: 41°F
  • December: 28°F

In comparison, the average temperature in Michigan is similar, with statewide averages around 24°F in January and 72°F in July. The national average temperature is approximately 38°F in January and 73°F in July, indicating that Commerce has slightly colder winters and comparable summers.

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Precipitation (Rain) Patterns

Commerce, Michigan, receives an average annual precipitation of about 33 inches. The wettest months are typically May and June, averaging around 3.5 inches of rain. In contrast, February tends to be the driest month, with around 1.5 inches of precipitation.

For comparison, the state average for Michigan is approximately 32 inches of precipitation annually, while the national average is about 38 inches. Thus, Commerce experiences a rainfall level comparable to the state but less than the national average.

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Extreme Weather Events

Commerce, like much of Michigan, is susceptible to severe weather, including thunderstorms, tornadoes, and snowstorms. Tornadoes are relatively rare but can occur, particularly in the spring and summer months. The area experiences significant snowfall during winter, averaging about 60 inches per year, which is higher than the national average of around 28 inches.

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Humidity Levels

The average humidity in Commerce, Michigan, ranges from 70% to 80%, particularly during the summer months. This level of humidity is typical for the Midwest, contributing to the perception of a muggy climate in July and August.

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Sunlight

Commerce experiences an average of 185 sunny days per year, with the most sunshine occurring in July. The average sunlight duration per day varies from about 9 hours in December to approximately 15 hours in June.

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Wind Patterns

The average wind speed in Commerce is approximately 10 mph, with stronger winds typically occurring in March and April. The prevailing winds come from the west and southwest, which is consistent with the broader weather patterns observed across Michigan.

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Conclusion

Overall, Commerce, Michigan, offers a typical Midwestern climate with cold winters, warm summers, and a balanced amount of rainfall. Its weather patterns are relatively consistent with both state and national averages, providing residents with a distinct seasonal experience.

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Average Income in Commerce, Michigan

Average Annual Salary

The average annual salary in Commerce, Michigan, is approximately $71,823 as of the latest data from 2021. This figure represents a blend of various professions and industries within the area.

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Average Hourly Wage

The average hourly wage in Commerce is about $34.54, which is competitive compared to state and national averages.

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Average Earnings Per Week

Based on the annual salary, the average earnings per week in Commerce is approximately $1,382.

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Average Earnings Per Month

The average monthly earnings in Commerce, Michigan, are estimated to be around $5,976.

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Median Salary Range

The median household income in Commerce is about $83,000. This figure indicates that half of the households earn above this amount while the other half earns below it.

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Most Popular Jobs/Careers

Common professions in Commerce include:

  • Healthcare: Registered Nurses, with an average salary of $71,000.
  • Management: Operations Managers, averaging around $91,000.
  • Sales: Sales Representatives, earning approximately $65,000.

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Highest Paid Jobs Popular to the Area

Some of the highest-paid positions in Commerce include:

  • Physicians: Average salary of $196,000.
  • Software Engineers: Average salary of $110,000.
  • Pharmacists: Average salary of $128,000.

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Comparison with State and National Averages

In comparison to Michigan, where the average annual salary is approximately $60,000, Commerce, Michigan, demonstrates higher income levels. The national average salary is around $70,000, making Commerce’s average slightly above the national average.

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Taxes in Commerce, Michigan

Property Taxes

The average property tax rate in Commerce, Michigan, is approximately 1.42% of the property’s assessed value. For example, a home valued at $200,000 would incur an annual property tax bill of around $2,840.

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Sales Taxes

Commerce, Michigan, is subject to a state sales tax rate of 6%. This tax applies to most goods and services sold within the state.

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Income Taxes

The state of Michigan imposes a flat income tax rate of 4.25% on personal income. There are also local taxes that may apply, which can vary by municipality.

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Utility Taxes

Commerce Township does not impose a specific utility tax. However, residents pay utility bills that may include municipal service charges.

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Hotel Occupancy Tax

Hotel occupancy tax in Commerce is set at 5% on the gross receipts from hotel stays.

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Entertainment Taxes

There are no specific entertainment taxes levied in Commerce. However, sales tax may apply to tickets and admission fees for events.

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Tax Payment Schedule

Property taxes are typically due in July and December each year. Payment options include online payments, mail-in payments, or in-person payments at the township office.

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Penalties for Late Payment

Late payments on property taxes incur a penalty of 1% per month after the due date. There may be additional penalties for delinquent accounts.

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Where to Pay

Taxes can be paid at the Commerce Township Treasurer’s Office, via mail, or through the township’s online payment portal.

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Contact Information

For more tax-related questions, residents can contact the Commerce Township Treasurer’s Office at:

Phone: 248-624-0110
Email: treasurer@commercetwp.com

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Comparison with State and National Averages

In comparison to the average property tax rate in Michigan, which stands at approximately 1.55%, Commerce’s rate is slightly lower. Additionally, Michigan’s state income tax rate of 4.25% aligns with the national average of approximately 4.6% for states with income tax.

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Is Commerce, Michigan a Good Place to Live for Singles?

Commerce, Michigan: A Good Place to Live for Singles

Events and Activities

Commerce Township offers various events and activities suitable for singles looking to socialize and meet new people. Notable events include:

  • Commerce Township Annual Festival: This festival features local vendors, entertainment, and community activities that promote interaction among residents. More information can be found on their Parks and Recreation page.
  • Community Sports Leagues: Join local sports leagues for soccer, basketball, and other activities to engage with others while staying active. Details are available at the Commerce Township Sports page.

Gyms

There are several fitness centers in Commerce, Michigan, catering to a variety of workout preferences:

  • LA Fitness: A popular gym offering a wide range of fitness classes and equipment for individual workouts.
  • Planet Fitness: Known for its budget-friendly membership and welcoming environment, this gym is ideal for singles looking to stay fit.

For more options, you can explore gyms in Commerce through this Yahoo search.

Housing

The housing market in Commerce is diverse, with options ranging from affordable apartments to larger single-family homes. The average rent for a one-bedroom apartment is approximately $1,200 per month. Single residents may also consider shared housing arrangements to reduce costs.

For rental listings, you can visit Apartment Finder for more information.

Percentage of Single Residents

In Commerce Township, approximately 34% of the population is unmarried. This percentage reflects a vibrant community where singles can connect with others in similar life stages.

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Comparison with State and National Averages

Compared to Michigan’s average, where around 34.5% of the population is single, Commerce is slightly below that average. Nationally, the percentage of singles is about 50%, indicating a more diverse living situation for those seeking companionship and social activities.

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Is Commerce, Michigan Good for Families?

Commerce Township, Michigan, is an attractive area for families, boasting a low crime rate, favorable weather conditions, and a range of housing options. The employment opportunities in the area are strong, with access to various industries, making it a desirable place for family life.

Parks and Family Activities

Commerce Township is home to several parks that offer numerous family-friendly activities. Notable parks include:

  • Wilcox Lake Park: This scenic park features a lake, playgrounds, picnic areas, and trails for walking and biking, making it an excellent spot for family outings. For more details on local parks and events, check the Commerce Parks and Recreation page.
  • Hubbard Lake Park: A popular destination for families, this park offers a sandy beach area, fishing opportunities, and sports facilities. More information is available on the Hubbard Lake page.

Restaurants

Commerce Township offers a variety of dining options that cater to families:

  • Italian Restaurants: For delicious Italian cuisine, you can explore options through this Bing Map search.
  • Mexican Restaurants: Savor the flavors of Mexico at local restaurants. Find them using this Bing Map search.
  • BBQ Restaurants: For barbecue lovers, check out this Bing Map search for great options.
  • American Restaurants: Enjoy classic American fare at various restaurants in the area. Search for them here: Bing Map search.

Housing

The housing market in Commerce Township is favorable for families looking to purchase a home. The median home price is around $300,000, providing a mix of affordable options and larger family homes. For available homes, visit Realtor.com for listings.

Percentage of Family Residents

In Commerce Township, approximately 61% of the population is married, indicating a strong family presence. This percentage highlights the community’s focus on family-oriented values and activities. For further statistics, check the U.S. Census Bureau.

Comparison with State and National Averages

Compared to Michigan’s average, where around 57% of the population is married, Commerce Township is slightly above that average. Nationally, the percentage of married couples is about 50%, reflecting the community’s strong emphasis on family life.

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How are the schools in Commerce, Michigan?

Commerce Township, Michigan, is served by a variety of educational institutions catering to different age groups, including pre-K, elementary, middle, and high schools. The schools in this area are part of the Walled Lake Consolidated Schools district and offer diverse programs aimed at enhancing student performance. Funding for these schools has remained stable, with the Walled Lake Consolidated Schools receiving approximately $10,000 per student in funding. Academic performance is reflected in standardized test scores, where the district’s high school graduation rate is around 92%. For families considering moving to the area, the schools provide a supportive and well-rounded education for their children.

Pre-K Schools

Pre-K education in Commerce Township is offered through various programs, including:

  • Walled Lake Preschool: This school offers a comprehensive early childhood education program focusing on social, emotional, and cognitive development. The program is known for its engaging curriculum and is funded through state and local resources. More information can be found on their Walled Lake Preschool page.

Kindergarten Schools

In Commerce Township, kindergarten is integrated into elementary schools. The following school provides quality education:

  • Commerce Elementary School: This school offers a full-day kindergarten program that emphasizes foundational skills in reading and math. The school has received positive reviews for its nurturing environment. You can learn more on their Commerce Elementary School page.

Elementary Schools

Elementary education is provided by several schools in the area, including:

  • Walled Lake Elementary School: Known for its strong academic programs, Walled Lake Elementary offers various extracurricular activities to enhance student engagement. The school’s performance on state assessments is above the district average. Detailed information can be found on the Walled Lake Elementary page.
  • Hickory Woods Elementary School: This school focuses on developing critical thinking and collaboration skills among students. Hickory Woods has consistently scored well on state assessments. For more information, visit the Hickory Woods Elementary page.

Middle Schools

The following middle schools serve Commerce Township:

  • Walled Lake Middle School: Offering grades 6-8, this school emphasizes academic achievement and personal growth. The school’s programs include Advanced Placement (AP) classes and various clubs. You can find more details on the Walled Lake Middle School page.

High Schools

For high school education, Commerce Township students typically attend:

  • Walled Lake Northern High School: This school boasts a high graduation rate and offers a range of Advanced Placement courses. Walled Lake Northern is recognized for its commitment to academic excellence and extracurricular opportunities, such as sports and arts. For more information, visit the Walled Lake Northern High School page.

Colleges & Universities

While Commerce Township does not have colleges within its immediate area, nearby institutions include:

  • Oakland Community College: Located a short drive away, this college offers various degree and certificate programs. The college emphasizes affordability and accessibility, with financial aid options available. More information can be found on the Oakland Community College website.
  • Walsh College: Located nearby, Walsh College offers undergraduate and graduate programs in business, finance, and accounting. The college is known for its strong connections with local industries. Visit the Walsh College website for details.

Churches in Commerce, Michigan

Conclusion: Why you should consider moving to Commerce, Michigan

Commerce, Michigan, is an inviting community that offers a unique blend of suburban tranquility and vibrant local life. With its well-rated schools, diverse recreational opportunities, and a strong sense of community, it’s an ideal place for families and individuals alike. The abundance of parks, lakes, and trails provide endless opportunities for outdoor activities, while the local dining and shopping scenes cater to a variety of tastes and preferences.

Moreover, Commerce’s strategic location gives residents easy access to major cities like Detroit and Ann Arbor, ensuring that you can enjoy the benefits of both suburban living and urban amenities. The friendly neighborhoods and community events foster connections and a welcoming atmosphere, making it easy to feel at home.

Choosing to move to Commerce means investing in a lifestyle filled with opportunities for growth, fun, and community engagement. With its appealing blend of natural beauty, community spirit, and accessibility, Commerce, Michigan, stands out as a place where you can thrive and create lasting memories.