Living in and Moving to Cottage Lake, Washington

Cost to Move to Cottage Lake, Washington

Want to know the cost to move to Cottage Lake, Washington? Here are the best

Cottage Lake, Washington Movers

Cottage Lake, Washington Social Media & News

Cottage Lake, Washington on Youtube

Cottage Lake, Washington on X.com

Seattle, Puget Sound Region
Waterfront New England stunner at Cottage Lakehttps://t.co/odnFUG2MXW
Listed by: Butler & Butler Real Estate | Compass#luxuryhomemagazine #luxury #home #architecture #design #inspiration #lifestyle #decor #realestate #luxurylife #realtor #washington pic.twitter.com/p4jGhpso91

— Luxury Home Magazine (@luxuryhomemag) June 1, 2021

Cottage Lake, Washington on Facebook

Cottage Lake, Washington on Instagram

Cottage Lake, Washington on Google News

Cottage Lake, Washington on Microsoft Bing News

Cost of living in Cottage Lake, Washington

Housing Costs

The median home price in Cottage Lake, Washington, as of 2023, is approximately $1.1 million, though prices can range widely depending on the size, location, and amenities of the property. Single-family homes in the area typically range from $700,000 to $2 million. Rental prices are also relatively high; a 2-bedroom apartment can cost anywhere from $2,200 to $2,800 per month. Home values in the Cottage Lake area have increased steadily over the past few years, reflecting the growing demand for suburban homes near Seattle. The cost of homeownership, including property taxes and insurance, can be significant but is balanced by the region’s proximity to the job markets of Redmond and Seattle. To comfortably afford a median-priced home, you would need an annual income of around $200,000, assuming typical mortgage terms and financial guidelines.
Zillow

Utilities

The average cost of utilities for a standard 1,000 square foot apartment in Cottage Lake is around $200 to $250 per month. This includes electricity, heating, cooling, water, and garbage services. The Pacific Northwest’s mild climate helps keep heating and cooling costs relatively low compared to other regions of the U.S. However, since many homes in Cottage Lake are larger or on larger plots of land, utility costs can be higher, especially if you have a private well or septic system. Internet and cable services add about $100 to $200 per month, depending on the provider and plan.
Numbeo

Groceries/Food

The cost of groceries in Cottage Lake is in line with the Seattle metropolitan area. On average, a family of four spends about $900 to $1,200 per month on groceries, depending on dietary preferences and shopping habits. Common food prices include $3 to $4 for a loaf of bread, $2.50 for a gallon of milk, and $4 to $5 per dozen eggs. Dining out at a mid-range restaurant will typically cost between $15 and $30 per person. Specialty organic foods or niche dietary items will be more expensive, with certain items seeing premium prices due to the proximity to the upscale neighborhoods of nearby cities.
Numbeo

Transportation

Transportation costs in Cottage Lake are higher than the national average due to the area’s suburban location. Gasoline prices in 2023 average around $4.60 per gallon, which is slightly above the national average. Most residents rely on personal vehicles for commuting, as public transportation options are limited outside the central Seattle area. Car ownership is a must, with the typical cost of a mid-sized vehicle’s monthly payment averaging around $400 to $500. If you’re using public transportation, commuting into Seattle from Cottage Lake would require connecting to bus services in nearby Woodinville or Redmond, which can add additional time and costs to your commute.
GasBuddy | U.S. Census Bureau

Healthcare

The cost of healthcare in Cottage Lake is similar to other areas in King County, Washington. A standard doctor’s visit costs between $150 and $250 without insurance. Health insurance premiums for an individual range from $400 to $700 per month, depending on the plan and coverage level. Prescription drug prices are also generally higher than national averages, with a typical 30-day supply of a generic medication costing $10 to $40. For families, healthcare costs, including premiums, out-of-pocket expenses, and copays, can add up to several thousand dollars annually, but these can be mitigated with employer-sponsored plans or access to Washington state health programs.
Healthcare.gov | Numbeo

Childcare and Education

Childcare costs in Cottage Lake are generally consistent with the Seattle metropolitan area. Full-time daycare for an infant can cost anywhere from $1,200 to $1,600 per month, with variations depending on the provider and level of care. For older children, preschool or after-school care costs range from $700 to $1,200 per month. Public education in Cottage Lake falls under the Northshore School District, which is well-regarded for its academic performance. For families interested in private schooling, tuition for private K-12 schools in the region can range from $10,000 to $25,000 per year.
GreatSchools | Childcare Aware

Taxes

Washington State has no income tax, which makes it attractive for many residents. However, sales tax in King County is 10.1%, one of the higher rates in the country. Property taxes in Cottage Lake are around 1.0% to 1.2% of the assessed value of the home annually, which is fairly typical for King County. This means that for a median-priced home in the area ($1.1 million), the annual property tax bill would range from $11,000 to $13,000. The state also has high excise taxes on certain goods and services, which can further increase the cost of living for certain purchases.
Washington State Department of Revenue | Tax Foundation

Insurance

Car insurance premiums in Cottage Lake are on par with the Seattle area, with the average annual premium for a standard policy ranging between $1,200 and $1,600. Homeowners insurance premiums in the area vary based on the size and value of the property but typically range from $1,000 to $2,000 per year for a standard home. Flood insurance is also something to consider if your property is located in a flood-prone area, with premiums averaging around $500 to $1,000 annually.
ValuePenguin | PolicyGenius

Recreation and Entertainment

The cost of recreation and entertainment in Cottage Lake can vary widely depending on your interests. A membership to a local gym or fitness center typically costs between $30 and $80 per month. If you prefer outdoor recreation, many local parks and trails are free to access, though parking at popular sites may require a $5 to $10 fee. For more organized activities, such as golf, memberships at local clubs can cost between $3,000 and $6,000 per year. Cinema tickets in nearby towns are around $15 per person, and dining out at casual restaurants ranges from $15 to $30 per meal.
Numbeo | SeattleMet

Clothing

Clothing costs in Cottage Lake are generally consistent with the Seattle area, where shopping options range from budget-friendly stores to luxury retailers. For example, a pair of jeans can cost between $40 and $100, while a winter jacket may range from $100 to $300, depending on the brand and quality. A pair of running shoes generally costs between $60 and $150. These prices reflect the area’s mix of outdoor-oriented residents and proximity to more urbanized shopping districts.
Numbeo

Personal Care

Personal care services in Cottage Lake are comparable to the Seattle region. A standard haircut at a mid-range salon will typically cost between $40 and $80 for men and $50 to $120 for women, depending on the complexity of the service. A visit to a dentist for a routine cleaning typically costs $100 to $200. Skincare treatments, like a facial, range from $75 to $150 per session. Spa treatments and massages can cost anywhere from $50 to $150.
Numbeo | My Local Services

Miscellaneous Expenses

Miscellaneous expenses, such as household items, pet care, or subscriptions, are fairly standard in Cottage Lake. A basic cell phone plan costs about $50 to $80 per month, while internet service generally costs between $60 and $100 per month. Pet care, including pet insurance and routine vet visits, can cost between $500 and $1,000 annually. Other costs, such as personal items or entertainment subscriptions, average around $100 to $300 per month depending on lifestyle.
Numbeo

Is Cottage Lake, Washington a safe place to live – Crime Rates?

Crime Rate

Cottage Lake, Washington, is considered a relatively safe community when compared to both the state and national averages. According to recent data from the NeighborhoodScout, the crime rate in Cottage Lake is 10.32 per 1,000 residents, which is significantly lower than the national average of 22.7 per 1,000 residents. This indicates that, statistically, you are less likely to encounter criminal activity in Cottage Lake compared to many other places in the U.S. The overall crime rate, which includes both property and violent crimes, is lower than in larger nearby cities such as Seattle or Redmond.

Violent Crime Rate

Violent crime in Cottage Lake is rare. The violent crime rate in the area is 1.45 per 1,000 residents, far below both the state of Washington’s average and the national average. For context, the national average for violent crime is about 4.0 per 1,000 people. As reported by NeighborhoodScout, the community enjoys a very low incidence of violent offenses, including homicide, robbery, aggravated assault, and sexual assault, making it one of the safer areas in King County. This is a good indicator that the risk of violent crime is relatively low for potential residents of Cottage Lake.

Property Crime Rate

Property crime in Cottage Lake is also relatively low. The property crime rate stands at approximately 8.87 per 1,000 residents, which is lower than the national average of 19.6 per 1,000. This category includes theft, burglary, motor vehicle theft, and larceny-theft. For comparison, cities like Seattle and Tacoma have property crime rates well above the national average, which makes Cottage Lake an appealing option for those looking for a quieter, safer environment. This lower rate suggests that residents can expect fewer incidents of property-related crime.
NeighborhoodScout

Police Presence

Cottage Lake is served by the King County Sheriff’s Office, which provides law enforcement coverage for unincorporated areas of King County. While Cottage Lake itself does not have its own municipal police department, the Sheriff’s Office is highly active in maintaining public safety. The proximity to larger communities like Woodinville and Redmond also means that law enforcement response times are relatively quick, and there is a good level of coordination between local agencies. According to the King County Sheriff’s Office, the department is committed to proactive policing strategies to prevent crime in suburban communities like Cottage Lake. The presence of law enforcement and their ability to respond effectively to emergencies contributes to the area’s overall safety.

Neighborhood Watch Programs

Cottage Lake, like many suburban communities, benefits from neighborhood watch programs that help promote safety and community awareness. These volunteer-run programs are designed to reduce crime by fostering communication between residents and law enforcement. While specific details about neighborhood watch groups in Cottage Lake are limited, communities in nearby areas such as Woodinville have active watch programs, which likely extend into parts of Cottage Lake as well. These programs encourage residents to stay vigilant and report suspicious activities to authorities, contributing to an overall safer environment.
Woodinville Neighborhood Watch

Safety Rankings

Cottage Lake is ranked among the safer communities in King County and has a relatively low crime index. According to data from NeighborhoodScout, the area has a safety score of 72 out of 100, where 100 represents the safest communities in the U.S. This ranking places Cottage Lake well above average in terms of safety and highlights its appeal as a peaceful place to live. It’s important to note that safety rankings can fluctuate over time, but based on current data, the area continues to offer a secure environment for residents.

Trend Data

Crime trends in Cottage Lake have remained stable over the past several years. According to the NeighborhoodScout, crime rates have not shown significant upward or downward fluctuations, which suggests a consistent level of safety. Additionally, the long-term crime trends in King County have generally been in decline in many suburban areas, including Cottage Lake, which is consistent with broader regional efforts to reduce crime through community outreach and law enforcement collaboration.

School Safety

Schools in the Cottage Lake area are part of the Northshore School District, which includes several schools rated for both academic quality and student safety. The district places a strong emphasis on maintaining a safe learning environment. According to data from GreatSchools, local schools like Cottage Lake Elementary have relatively low instances of bullying and disciplinary issues. The school district also has a comprehensive safety program that includes anti-bullying policies, active school resource officers, and crisis response plans. This makes the area a good choice for families with school-age children who prioritize educational safety.

What are the demographics of Cottage Lake, Washington?

White

As of the most recent U.S. Census data (2020), the population of Cottage Lake, Washington, is predominantly White, making up approximately 80.5% of the total population. This is consistent with the overall demographic makeup of King County, where White residents also represent the largest racial group. The high percentage of White residents is reflective of the area’s suburban character and relatively low diversity compared to larger urban areas in the region.
U.S. Census Bureau – Cottage Lake, WA Demographics

Black or African American

The Black or African American population in Cottage Lake is small, making up about 1.5% of the total population. This figure is below the state average for Washington, where Black residents account for approximately 4.3% of the population. The percentage of Black residents in Cottage Lake is consistent with many suburban areas in the Seattle metropolitan region, which tend to have lower concentrations of Black populations compared to the city itself.
U.S. Census Bureau – Cottage Lake, WA Demographics

Hispanic or Latino

Hispanic or Latino individuals make up about 4.2% of the population in Cottage Lake, according to the 2020 Census. This is lower than the state of Washington’s Hispanic or Latino population, which is around 13.2%. The Hispanic or Latino community in Cottage Lake is relatively small but growing, reflective of broader trends in suburban areas across the state.
U.S. Census Bureau – Cottage Lake, WA Demographics

Two or More Races

The population of individuals identifying as Two or More Races in Cottage Lake is around 2.3%, based on the most recent 2020 Census data. This is somewhat in line with broader national trends, as individuals identifying as multiracial make up an increasing share of the U.S. population. In Cottage Lake, this group represents a small but notable part of the community.
U.S. Census Bureau – Cottage Lake, WA Demographics

Asian

The Asian population in Cottage Lake is approximately 6.5%, according to 2020 Census data. This is slightly higher than the Washington state average, where Asians make up about 8.5% of the population. The Asian community in Cottage Lake is diverse, including individuals with origins from various countries in East and South Asia. This group has seen growth in suburban communities across the Seattle metropolitan area in recent years.
U.S. Census Bureau – Cottage Lake, WA Demographics

Native American

The Native American population in Cottage Lake is less than 1%, making up approximately 0.3% of the total population. This is consistent with the overall small Native American population in King County and reflects the general demographic trends seen in suburban communities in the region.
U.S. Census Bureau – Cottage Lake, WA Demographics

Native Hawaiian or Pacific Islander

The population of Native Hawaiian or Pacific Islander residents in Cottage Lake is very small, comprising less than 1% of the total population, specifically 0.2%. This group represents a minimal portion of the community, consistent with regional demographics where the Pacific Islander population is concentrated in more urbanized areas like Seattle.
U.S. Census Bureau – Cottage Lake, WA Demographics

Sources

• U.S. Census Bureau – Cottage Lake, WA Demographics

Cottage Lake, Washington Population by Age and Gender

Total Population by Gender

The total population of Cottage Lake, Washington is approximately 25,268, based on the most recent 2020 U.S. Census data. In terms of gender distribution, the population is fairly balanced, with slightly more females than males. According to the Census, females make up around 50.7% of the population, while males account for 49.3%. This is a common trend in many suburban communities, where the gender distribution is typically close to parity.
U.S. Census Bureau – Cottage Lake, WA Demographics

Age Distribution

The age distribution in Cottage Lake, Washington, shows a healthy mix of both younger and older residents. According to the 2020 Census data, the largest age group in Cottage Lake is between 35 and 44 years old, which accounts for about 16.7% of the population. The community also has a significant percentage of residents between 45 and 54 years old (14.5%). Children and young adults make up approximately 20% of the population, with people under 18 years old representing about 21.2% of the total population. The median age in Cottage Lake is 42.3 years, which is slightly higher than the state’s median age of 38.7 years.
U.S. Census Bureau – Cottage Lake, WA Demographics

Median Age

The median age in Cottage Lake is 42.3 years, according to the 2020 Census. This is slightly older than the median age of 38.7 years for the state of Washington and indicates a more mature population. The higher median age suggests that the area may appeal to families and individuals who are in their middle years or older, likely due to its suburban, residential nature, and proximity to larger cities like Redmond and Woodinville.
U.S. Census Bureau – Cottage Lake, WA Demographics

Dependency Ratio

The dependency ratio in Cottage Lake is approximately 44.8%, based on the most recent 2020 Census data. This ratio is calculated by dividing the population under 18 years old (children) and over 65 years old (elderly) by the working-age population (18 to 64 years old). A ratio of 44.8% suggests that Cottage Lake has a relatively balanced working-age population compared to dependents. This is a healthy ratio, indicating that there are sufficient working-age residents to support children and elderly individuals.
U.S. Census Bureau – Cottage Lake, WA Demographics

Sex Ratio

The sex ratio in Cottage Lake is fairly balanced, with approximately 97 males for every 100 females. This ratio is close to the natural sex ratio seen in many U.S. communities, where women tend to outnumber men, especially in suburban areas with larger older populations. This balance further supports the idea that Cottage Lake is a residential area with a generally equal distribution of men and women across various age groups.
U.S. Census Bureau – Cottage Lake, WA Demographics

Sources

• U.S. Census Bureau – Cottage Lake, WA Demographics

Cottage Lake, Washington Zip Codes

Zip Codes for Cottage Lake, Washington

Cottage Lake, Washington, is primarily served by the following zip codes:

• 98072
• 98077

This ZIP code covers the majority of the Cottage Lake, Washington area.

What is the history of Cottage Lake, Washington?

History of Cottage Lake, Washington

The history of Cottage Lake, Washington, is deeply tied to the broader development of King County and the Seattle metropolitan area. The community’s origins can be traced back to the mid-1800s when settlers began to move into the region, attracted by its abundant natural resources, including dense forests, rivers, and lakes. Cottage Lake itself, a small, scenic body of water, was a focal point for early settlement in the area.

In the early years, the area was part of a larger unincorporated area of King County, with settlers primarily engaged in farming, timber, and resource extraction. The lake, which gave the area its name, was a popular spot for fishing, hunting, and later recreation. However, it wasn’t until the late 19th and early 20th centuries that more structured development began to take place. Cottage Lake and the surrounding area were largely rural and sparsely populated well into the mid-20th century. It was a quiet retreat, favored by families seeking a more relaxed, countryside lifestyle away from the rapidly growing urban centers of Seattle and Redmond.

In the 1950s and 1960s, the growth of nearby cities, combined with the expansion of the region’s transportation infrastructure (including the construction of highways like Interstate 405), began to influence Cottage Lake’s development. The area saw gradual suburbanization as more people moved out of Seattle, attracted by affordable housing, larger plots of land, and proximity to both nature and city amenities. Cottage Lake’s rural charm, characterized by its lake and the surrounding forested areas, continued to draw residents, especially as the Seattle metropolitan area began to boom in the post-war years.

One of the most significant milestones in the area’s development was its role in the formation of nearby cities. While Cottage Lake itself never incorporated as a city, the region was heavily influenced by the development of neighboring Woodinville. Woodinville officially incorporated as a city in 1993, and over the years, it absorbed more of the surrounding suburban areas, including parts of Cottage Lake. Cottage Lake remains an unincorporated community, but its proximity to Woodinville and Redmond means that it is often included in their regional planning and development discussions.

Throughout the late 20th and early 21st centuries, Cottage Lake continued to grow, transitioning from a quiet rural area to a desirable suburban enclave. Today, it is part of the greater Seattle metropolitan area and benefits from the cultural, economic, and recreational opportunities of the region, while still maintaining much of its rural and suburban character. The lake itself remains a key feature of the area, with recreational activities like kayaking, fishing, and wildlife viewing continuing to be a major draw for both residents and visitors.

Sources

• Woodinville Chamber of Commerce
• King County, Washington

Cottage Lake, Washington Weather

Average Temperature (by Month)

The average temperature in Cottage Lake, Washington, is typical for the Pacific Northwest climate, with mild, wet winters and cool, dry summers. The average high temperature ranges from 40°F (4°C) in January to 76°F (24°C) in July. The average low temperature varies from 30°F (-1°C) in January to 55°F (13°C) in July. Compared to the state of Washington, Cottage Lake tends to be slightly warmer in the summer months, as the climate is influenced by its proximity to the Seattle metro area. For comparison, the average high temperature in Seattle for July is about 75°F (24°C). The national average high temperature in July is about 85°F (29°C), so Cottage Lake enjoys a slightly cooler summer compared to much of the U.S.

Weather-Us – Cottage Lake, WA Climate

Precipitation (Rain) Patterns

Cottage Lake experiences significant rainfall throughout the year, characteristic of the Pacific Northwest region. The average annual precipitation is around 38 inches (970 mm), with the wettest months typically occurring from November through January. The rainfall in this area is higher than the national average of 38 inches, but lower than other parts of the state, such as the Olympic Peninsula, which can receive over 100 inches (2540 mm) of rain per year. Despite this, Cottage Lake is still considered a relatively rainy area compared to much of the United States, which has an average annual precipitation of about 30 inches (760 mm). The wettest month is December, with an average of 5.5 inches (140 mm) of rain.

Weather-Us – Cottage Lake, WA Climate

Extreme Weather Events

Extreme weather events in Cottage Lake are relatively rare, though the area does experience occasional winter storms and heavy rainfall, which can cause localized flooding. Snowfall is also possible in winter, but it is typically not as severe as in more inland areas of Washington. In fact, Cottage Lake receives about 5 inches (127 mm) of snow annually, significantly lower than areas further east in the state. The region can occasionally experience strong winds, especially during storms, but extreme weather events like tornadoes, hurricanes, or blizzards are not typical for Cottage Lake or the surrounding King County area. Compared to the national average, where extreme weather such as tornadoes and hurricanes occur more frequently, Cottage Lake enjoys a relatively mild weather pattern.
The Weather Channel – Cottage Lake, WA Weather

Humidity Levels

Humidity levels in Cottage Lake are generally moderate, with averages ranging from 70% in the winter to around 60% during the summer months. This is relatively typical for the Pacific Northwest, where moisture-laden air from the Pacific Ocean influences the local climate. In contrast, much of the U.S. experiences higher humidity, particularly in the Midwest and Southeast. The overall humidity in Cottage Lake is lower than in tropical or subtropical climates but higher than more arid regions such as the Southwestern U.S.

The Weather Channel – Cottage Lake, WA Weather

Sunlight

Cottage Lake, Washington, experiences significant variation in sunlight throughout the year. In the summer, residents enjoy long daylight hours, with the sun setting as late as 9:00 PM in June, offering about 16 hours of daylight. However, in the winter, the days are much shorter, with only about 8 hours of daylight in December. The region receives an average of about 200 days of sunshine per year, which is slightly lower than the national average of about 205 days. Compared to other parts of Washington state, Cottage Lake receives more sunlight than areas along the coast, where clouds and rain are more frequent.

Weather-Us – Cottage Lake, WA Climate

Wind Patterns

Wind patterns in Cottage Lake are moderate, with an average wind speed of around 5-7 mph (8-11 km/h). The area is not particularly known for high winds or storm activity, but occasional gusts can occur, especially during winter storms. Compared to the national average wind speed of 12 mph (19 km/h), Cottage Lake is calmer. The region experiences most of its winds during the winter months, with occasional gusts from the south or southwest. These winds are typically not strong enough to cause significant damage but can contribute to cold wind chills during the winter.

Weather-Us – Cottage Lake, WA Climate

Sources

• Weather-Us – Cottage Lake, WA Climate
• The Weather Channel – Cottage Lake, WA Weather

Average Income in Cottage Lake, Washington

Average Annual Salary

The average annual salary for workers in Cottage Lake, Washington, is approximately $80,000. This figure is based on the most recent data available for the King County region, which includes Cottage Lake, as it is an unincorporated area within the county. The average salary in this area tends to be higher than the national average due to the proximity to the high-tech and professional industries in nearby cities like Redmond and Seattle. The income range in this area is reflective of the higher cost of living compared to other regions of the U.S.

Salary.com – Average Salary in Washington

Average Hourly Wage

The average hourly wage in Cottage Lake, Washington, is approximately $38.50, based on regional wage data for King County. This is higher than the national average hourly wage of around $22.00. The higher wage reflects the professional, skilled workforce that is common in the area, especially given the proximity to tech hubs like Microsoft and Amazon in nearby Redmond and Seattle. Many Cottage Lake residents commute to these areas, contributing to the higher wage levels compared to the rest of the country.

Bureau of Labor Statistics – Washington State Wage Data

Median Salary Range

The median household income in Cottage Lake, Washington, is approximately $125,000 per year, based on U.S. Census data for the surrounding area of King County. This figure is significantly higher than the median household income for the state of Washington, which is around $81,000, and much higher than the U.S. median household income of approximately $70,000. This higher income range is reflective of the suburban, affluent nature of the Cottage Lake community, which has a high percentage of college-educated professionals in fields such as technology, healthcare, and business.

U.S. Census Bureau – Household Income Data

Most Popular Jobs/Careers

The most common occupations in Cottage Lake are in professional, technical, and management roles, with many residents working in sectors such as technology, healthcare, education, and business services. Some of the most common jobs include software engineers, project managers, teachers, and healthcare professionals. Many residents also work in managerial roles in various sectors, including technology companies in nearby Redmond and Seattle, as well as in real estate, finance, and consulting. Given the area’s high-income profile, positions in these sectors tend to pay well above the national average.

Bureau of Labor Statistics – Washington State Occupational Employment and Wage Data

Highest Paid Jobs Popular in the Area

The highest-paid jobs in the Cottage Lake area tend to be in the tech industry, particularly in software development, engineering, and project management roles. Other high-paying careers in the area include executives and managers in business, finance, and healthcare sectors. Due to the proximity of Cottage Lake to major tech hubs like Redmond and Seattle, many residents have access to high-paying positions in the tech industry, including roles at major companies like Microsoft and Amazon. Additionally, many Cottage Lake residents hold senior positions in business, finance, and healthcare, contributing to the area’s relatively high median household income.

Salary.com – Highest Paid Jobs in Washington

Sources

• Salary.com – Average Salary in Washington
• Bureau of Labor Statistics – Washington State Wage Data
• U.S. Census Bureau – Household Income Data
• Bureau of Labor Statistics – Washington State Occupational Employment and Wage Data
• Salary.com – Highest Paid Jobs in Washington

Taxes in Cottage Lake, Washington

Property Taxes

Property taxes in Cottage Lake, Washington, are determined by King County, as Cottage Lake is an unincorporated community within the county. The average effective property tax rate in King County is approximately 1.1%, which is slightly higher than the national average of 1.07%. For example, if you own a home valued at $500,000, your annual property tax would be around $5,500. Property taxes in the county fund local services, including schools, police, fire protection, and infrastructure. King County also has specific property tax exemptions for seniors and disabled persons under certain income thresholds.

King County Assessor’s Office – Property Tax Information

Sales Taxes

The sales tax rate in Cottage Lake, Washington, is the same as the rate for King County, which is 10.1%. This includes a 6.5% state sales tax and a 3.6% local sales tax rate. This is relatively high compared to the national average of 7.12%. The sales tax applies to most goods and services purchased in the area, including retail items, dining, and entertainment. However, certain goods like groceries and prescription medications are exempt from the state sales tax. The sales tax rate in Cottage Lake is slightly higher than the Washington state average, as King County has a higher local tax rate due to the density and urbanization of the Seattle metro area.

Washington Department of Revenue – Sales Tax Rates

Income Taxes

Washington State does not have a state income tax, which is a significant advantage for residents of Cottage Lake. This makes Washington one of the few states in the U.S. without an income tax. Instead, the state relies heavily on sales taxes and other forms of taxation. As a result, residents of Cottage Lake benefit from the absence of state income taxes, which is different from most other states in the U.S. that levy state income taxes. However, Washington State does have a business and occupation (B&O) tax that applies to businesses, which can indirectly affect residents through higher costs of goods and services.

Washington State Department of Revenue – No Income Tax

Utility Taxes

Cottage Lake residents are subject to utility taxes levied by King County. These taxes apply to various utilities, including water, sewer, and electricity. The utility tax rate varies by the type of utility and the provider. For example, electricity is taxed at a rate of 6%, while water and sewer services are generally taxed at rates of 6-9%. These taxes are in addition to the cost of the utility service and are typically included in monthly bills. The utility tax is a key source of revenue for local governments to maintain infrastructure and support essential services.

King County – Utility Tax Information

Hotel Occupancy Tax

Although Cottage Lake is a suburban residential area, nearby cities like Woodinville and Redmond, which cater to more tourist and business travelers, levy a hotel occupancy tax. This tax is typically around 2-4% of the room rate and applies to hotels, motels, and other short-term rentals. The revenue generated from this tax is used to fund tourism promotion and other local services. While Cottage Lake itself doesn’t have a major hotel district, visitors to the area will encounter this tax in neighboring cities.

Visit Seattle – Hotel Occupancy Tax

Entertainment Taxes

King County, which includes Cottage Lake, does not have a separate entertainment tax specifically for movies, concerts, or other entertainment activities. However, entertainment-related services like movie tickets and event venues are subject to the general sales tax of 10.1%. This rate includes both the state and local portion of the sales tax. As a result, entertainment in Cottage Lake and surrounding areas is taxed at the same rate as retail goods and services. This is in line with the state’s general approach of applying the sales tax to most consumer activities.

Washington Department of Revenue – Sales Tax Rates

Tax Payment Schedule

Property tax payments in Cottage Lake follow the standard King County payment schedule. Property taxes are due in two installments, typically on April 30 and October 31 each year. Payments can be made online, by mail, or in person at the King County Treasury. It’s important to make payments on time to avoid penalties and interest. Late payments can incur a penalty of 1% of the overdue amount per month, in addition to interest charges.

King County Treasury – Property Tax Payment Schedule

Penalties for Late Payment

Late property tax payments in Cottage Lake, Washington, are subject to a penalty of 1% of the overdue amount for each month that the payment is late. In addition, interest is charged at a rate of 12% per year. The penalty and interest are added to the outstanding tax balance, and continued non-payment can result in the property being placed into tax foreclosure. The same penalty structure applies to utility taxes if not paid on time.

King County Treasury – Late Payment Penalties

Where to Pay

Tax payments for property taxes in Cottage Lake can be made online through the King County Treasury’s website. Payments can also be made by mail to the King County Treasury Office, or in person at their office in Seattle. For utility taxes, payments are typically handled by the respective utility service providers. For sales taxes, payments are handled by businesses at the point of sale.

King County Treasury – Property Tax Payment Options

Contact Information

For more information about taxes in Cottage Lake, Washington, residents can contact the King County Treasury Office at:

• Phone: 206-263-2890
• Email: propertytax@kingcounty.gov
• Website: King County Treasury

Sources

• King County Assessor’s Office – Property Tax Information
• Washington Department of Revenue – Sales Tax Rates
• Washington State Department of Revenue – No Income Tax
• King County – Utility Tax Information
• Visit Seattle – Hotel Occupancy Tax
• Washington Department of Revenue – Sales Tax Rates
• King County Treasury – Property Tax Payment Schedule

Is Cottage Lake, Washington a Good Place to Live for Singles?

Events and Activities

Cottage Lake, Washington, while a primarily residential and suburban area, offers some nearby activities and events for singles, especially given its proximity to Woodinville, Redmond, and Seattle. Nearby Woodinville hosts a variety of events throughout the year, including wine tastings, outdoor festivals, and concerts. Additionally, Seattle, located approximately 30 minutes away, offers a vibrant cultural scene with events ranging from live music and theater performances to food festivals and art exhibits. The Cottage Lake community also has access to several parks and nature reserves for outdoor recreation, perfect for meeting others in a laid-back setting. For more about local events, you can check out the [Woodinville Events Calendar](https://www.woodinvillechamber.org/) for upcoming events.

Gyms

For singles interested in fitness, Cottage Lake offers several options for gyms and fitness centers nearby. The closest gyms include popular chains like 24 Hour Fitness and local gyms like Redmond Athletic Club, which are easily accessible from Cottage Lake. These gyms provide a variety of fitness classes, equipment, and social opportunities for meeting new people. To find more options, you can explore a local [Yahoo search for gyms in Cottage Lake](https://local.yahoo.com/results?stx=gyms&csz=Cottage+Lake%2C+WA).

Housing

The housing market in Cottage Lake primarily consists of single-family homes and some rental properties. The average rental price for a one-bedroom apartment in the area is around $1,600 to $2,200 per month, with more expensive properties offering larger homes and luxury amenities. The area is known for its family-friendly atmosphere, but there are also opportunities for single professionals to find suitable housing. Many homes and apartments cater to individuals looking for a quiet, suburban lifestyle while being within easy reach of Seattle and its job opportunities. You can explore available rental listings for Cottage Lake on sites like [Zillow Cottage Lake Rentals](https://www.zillow.com/cottage-lake-wa/rentals/).

Percentage of Single Residents

Approximately 30% of the adult population in the Cottage Lake area is unmarried or single. This statistic is slightly higher than the Washington state average of 29% but lower than the national average, which hovers around 33%. This proportion reflects the suburban nature of Cottage Lake, where families dominate the residential landscape, though there are still plenty of opportunities for singles to engage in social activities within the surrounding cities of Woodinville, Redmond, and Seattle. For more detailed information about the demographics of Cottage Lake, you can visit the [U.S. Census Bureau’s American Community Survey for King County](https://www.census.gov/acs/www/data/data-tables-and-tools/).

Is Cottage Lake, Washington Good for Families?

Cottage Lake, Washington, offers an attractive setting for families looking for a peaceful, suburban lifestyle while still having access to larger city amenities. The area boasts low crime rates, making it a safe place to raise children. The weather in Cottage Lake is temperate with four distinct seasons, providing plenty of outdoor recreational opportunities for families year-round. Housing costs are moderate compared to nearby Seattle and Woodinville, with a variety of single-family homes available in the area. Families will also appreciate the proximity to excellent schools and employment opportunities, especially in nearby technology and business hubs like Redmond. Overall, Cottage Lake combines safety, good weather, reasonable housing costs, and access to nearby work opportunities, making it a desirable place for family life.

Parks and Family Activities

Cottage Lake offers several family-friendly parks and outdoor activities. The most notable is Cottage Lake Park, a scenic spot with a lake, walking trails, sports fields, and picnic areas. It’s a popular location for family outings and gatherings. For more outdoor adventure, nearby areas like the Sammamish River Trail and the Tolt River Park provide additional space for hiking, biking, and exploring nature. These parks and trails make Cottage Lake a great choice for families who love spending time outdoors. For more about local family events and outdoor activities, you can check out the [Woodinville Parks and Recreation Page](https://www.ci.woodinville.wa.us/268/Parks-Recreation).

Restaurants

Cottage Lake has a variety of restaurants perfect for family dining. Whether you’re looking for a casual meal or a special treat, you’ll find options nearby. Below are some family-friendly restaurant categories in the area:

• Italian Restaurants: For a taste of Italy, check out local favorites by searching for [Italian Restaurants in Cottage Lake on Bing Maps](https://www.bing.com/maps?q=Italian+Restaurants+in+Cottage+Lake%2C+WA).
• Mexican Restaurants: For a casual family dinner, try exploring [Mexican Restaurants in Cottage Lake on Bing Maps](https://www.bing.com/maps?q=Mexican+Restaurants+in+Cottage+Lake%2C+WA).
• BBQ Restaurants: Enjoy some great grilled options by checking out [BBQ Restaurants in Cottage Lake on Bing Maps](https://www.bing.com/maps?q=BBQ+Restaurants+in+Cottage+Lake%2C+WA).
• American Restaurants: For a classic American meal, look up [American Restaurants in Cottage Lake on Bing Maps](https://www.bing.com/maps?q=American+Restaurants+in+Cottage+Lake%2C+WA).

Housing

The housing market in Cottage Lake primarily consists of single-family homes, many of which are located on large, wooded lots that offer privacy and outdoor space. This makes the area appealing for families looking to purchase their own home in a quiet, suburban setting. The average home price in Cottage Lake is higher than the state average due to its desirable location, but the cost is still more affordable than nearby urban areas. For more details on available homes for sale in the area, you can visit listings at [Zillow Cottage Lake Homes for Sale](https://www.zillow.com/cottage-lake-wa/).

Percentage of Family Residents

In Cottage Lake, around 60% of the population is married, with a significant number of families with children. This is higher than the state average of 50% and the national average of 48%. The community is largely family-oriented, with many long-term residents who value the area for its good schools and safe, suburban environment. For more demographic details, you can visit the [U.S. Census Bureau’s American Community Survey for King County](https://www.census.gov/acs/www/data/data-tables-and-tools/).

How are the schools in Cottage Lake, Washington?

Cottage Lake, Washington, is served by several highly rated public schools, with a strong commitment to education and academic achievement. The schools in the area are part of the Northshore School District, which is known for its solid performance across various academic indicators. The district’s funding comes from a mix of local property taxes, state funding, and federal grants, providing sufficient resources for the schools. Academic scores are generally above state and national averages, and the district has a reputation for fostering student growth through well-rounded programs, including arts, athletics, and advanced placement courses. Families can expect a supportive environment for their children from early education through high school, with a range of extracurricular and enrichment opportunities.

Pre-K Schools

While there are no dedicated Pre-K schools within Cottage Lake itself, the Northshore School District offers pre-kindergarten programs at local elementary schools and early learning centers. For instance, the district’s Early Childhood Education program provides services for children with disabilities and those who are at risk. More information on pre-kindergarten programs can be found on the [Northshore School District Early Childhood Education Page](https://www.nsd.org/programs/early-childhood-education).

Kindergarten Schools

Cottage Lake Elementary School is a popular school for families with young children. It offers a strong Kindergarten program as part of its curriculum, focusing on foundational skills such as literacy, numeracy, and social-emotional development. The school has high ratings for academic performance and a supportive learning environment. The [Washington State Report Card for Cottage Lake Elementary](https://reportcard.ospi.k12.wa.us/) provides detailed performance data for this school, highlighting its academic achievement and progress.

Elementary Schools

Aside from Cottage Lake Elementary, other top elementary schools in the area include Woodinville Elementary School and Hollywood Hill Elementary. These schools are part of the Northshore School District, and they provide excellent educational opportunities for children. Woodinville Elementary is particularly noted for its high academic achievement, with a focus on both STEM (Science, Technology, Engineering, and Mathematics) education and the arts. You can explore more about these schools’ academic records via the [Northshore School District website](https://www.nsd.org/schools/elementary-schools).

Middle Schools

For middle school, students in Cottage Lake typically attend Timbercrest Middle School, located in nearby Woodinville. Timbercrest Middle has a reputation for strong academic programs and extracurricular offerings, including a variety of clubs, music programs, and sports. The school also focuses on preparing students for high school with advanced coursework and leadership opportunities. Performance data on Timbercrest Middle School can be reviewed on the [Washington State Report Card for Timbercrest Middle](https://reportcard.ospi.k12.wa.us/summary.aspx?schoolId=121). Other nearby middle schools in the district, like Leota Middle School, also offer similar academic rigor and support.

High Schools

High school students from Cottage Lake are served by Woodinville High School, located just a short drive away. Woodinville High is highly regarded for its academic excellence, college readiness programs, and extracurricular activities. The school offers a variety of Advanced Placement (AP) courses, career and technical education (CTE) programs, and a wide range of sports teams and clubs. The high school consistently scores above the state average in both standardized testing and college acceptance rates. You can explore detailed performance data on Woodinville High School at the [Washington State Report Card for Woodinville High](https://reportcard.ospi.k12.wa.us/summary.aspx?schoolId=504). Other nearby high schools, such as Bothell High School, also offer strong educational programs.

Colleges & Universities

For higher education, students in the Cottage Lake area have access to a range of colleges and universities in the greater Seattle metropolitan area. The University of Washington, located about 30 minutes away in Seattle, is a world-renowned research university. Additionally, nearby colleges like Cascadia College in Bothell and Shoreline Community College offer accessible programs for those seeking a more localized or affordable college experience. Detailed information about these institutions can be found on their respective [University of Washington website](https://www.washington.edu/) and [Cascadia College website](https://www.cascadia.edu/).

Churches in Cottage Lake, Washington

Churches in Cottage Lake, Washington

• Cottage Lake Community Church
• Woodinville Alliance Church
• Wilson Creek Community Church

Conclusion: Why you should consider moving to Cottage Lake, Washington

Cottage Lake, Washington, offers a unique blend of natural beauty, community, and convenience that makes it an ideal place to call home. With its picturesque setting near serene lakes, lush forests, and easy access to the vibrant city of Seattle, Cottage Lake provides residents with the perfect balance of peace and accessibility. Whether you’re enjoying outdoor activities, exploring local parks, or participating in a thriving community atmosphere, you’ll find that life here feels both refreshing and fulfilling.

The area’s excellent schools, low crime rate, and friendly neighborhoods make it particularly attractive for families, while its proximity to employment hubs in Seattle and the Eastside offers professional opportunities without the urban hassle. Housing costs are relatively affordable compared to many other parts of the region, giving you more value for your money. For those who appreciate the outdoors, Cottage Lake is a hidden gem that offers both a relaxed lifestyle and the excitement of nearby city life. If you’re looking for a place that combines a high quality of life, strong community, and natural beauty, Cottage Lake should be at the top of your list.