Living in and Moving to Cutler Bay, Florida

Cost to Move to Cutler Bay, Florida

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Cost of living in Cutler Bay, Florida

Housing Costs

In Cutler Bay, the median home price as of 2023 is approximately $450,000, reflecting a steady increase from previous years due to the area’s growing popularity. Rent for a two-bedroom apartment in the area averages around $2,400 per month. For those considering homeownership, mortgage payments will vary based on down payment, credit score, and interest rates, but a typical monthly payment for a $450,000 home with 20% down and a 5% interest rate would be around $2,000-$2,500, not including property taxes and insurance. Property taxes in Cutler Bay average around 1.2% of the home’s value per year, which amounts to about $5,400 annually for a $450,000 home. (Source: Zillow)

Utilities

Monthly utility costs for a standard 915-square-foot apartment in Cutler Bay are approximately $160, covering electricity, heating, cooling, water, and garbage. Internet service typically adds another $60-$100 per month for high-speed connections. The cost of utilities is fairly consistent with other suburban areas in the Miami-Dade region, though it can vary depending on the size of the home and usage. (Source: Numbeo)

Groceries/Food

The cost of groceries in Cutler Bay is close to the national average, though slightly higher due to Florida’s location and shipping costs. On average, a family of four spends around $900 to $1,000 per month on groceries, including essentials like bread, milk, meat, vegetables, and fruits. A gallon of milk costs about $3.80, and a loaf of bread is around $2.50. Eating out at a mid-range restaurant will cost approximately $60 for a three-course meal for two people. (Source: Expatistan)

Transportation

Transportation costs in Cutler Bay largely depend on whether you own a vehicle or rely on public transit. Gas prices in 2023 are approximately $3.40 per gallon in the area. Car owners can expect to spend around $300-$400 per month on car payments, insurance, fuel, and maintenance, depending on the type of vehicle and driving habits. Public transportation, operated by Miami-Dade Transit, offers bus service with fares of $2.25 per ride or $112 per month for an unlimited monthly pass. For those who commute to downtown Miami or other nearby areas, owning a car is generally more cost-effective than using public transit. (Source: Miami-Dade Transit)

Healthcare

Healthcare costs in Cutler Bay are in line with the broader Miami-Dade County area. For individuals with employer-sponsored health insurance, the average monthly premium is around $400-$600, depending on the coverage level. Out-of-pocket expenses, such as co-pays for doctor visits or medications, average $20-$30 per visit or prescription. The cost of health insurance can be lower if you qualify for government programs like Medicaid or the Affordable Care Act. (Source: Healthcare.gov)

Childcare and Education

Childcare costs in Cutler Bay vary based on age and type of care. Full-time daycare for an infant typically costs between $900 and $1,200 per month. Preschool for older children is more affordable, ranging from $600 to $800 per month. Public schools in Cutler Bay are well-rated, with no tuition fees for residents. Private schools, however, can range from $10,000 to $25,000 annually, depending on the institution. (Source: Care.com)

Taxes

Florida has no state income tax, which is a significant financial advantage for residents of Cutler Bay. However, property taxes and sales taxes still apply. The average sales tax rate in Cutler Bay is 7%, with a 6% state sales tax and a 1% local surtax. Property taxes in Cutler Bay are around 1.2% of the home’s assessed value, as mentioned in the Housing Costs section. (Source: Tax-Rates.org)

Insurance

Homeowners insurance in Cutler Bay averages $2,000 to $3,000 annually, though this can fluctuate based on coverage level, property location, and flood zone risk. Given the area’s vulnerability to hurricanes, many homeowners purchase additional flood insurance, which can cost an additional $500 to $1,500 per year. Car insurance rates vary, but the average annual premium in Cutler Bay is around $1,200. (Source: Insurance.com)

Recreation and Entertainment

Cutler Bay offers a range of recreational activities with minimal costs. Membership at local gyms or fitness centers averages $40 to $60 per month. Movie tickets are priced around $15 each, and dining out can range from $15 to $50 depending on the type of restaurant. Many outdoor activities, such as visiting local parks or beaches, are free. However, for those interested in more frequent entertainment options, such as concerts or events in nearby Miami, costs can quickly add up. (Source: Numbeo)

Clothing

Clothing costs in Cutler Bay are comparable to other suburban areas in Florida. A pair of jeans typically costs around $50, while a summer dress costs approximately $35. Shoes for men or women average $60, and basic athletic shoes are priced around $70. As with other areas, prices for clothing can vary depending on brand and store location. (Source: Numbeo)

Personal Care

Personal care expenses in Cutler Bay are typical for the region. A standard haircut for men costs around $20, while women’s haircuts average $50. A basic dental cleaning typically costs around $100-$150, and basic toiletries like shampoo and toothpaste cost around $30 per month. Spa treatments such as massages are priced around $70 per session. (Source: Expatistan)

Miscellaneous Expenses

Miscellaneous expenses in Cutler Bay, such as dry cleaning, are generally affordable. For example, a standard dry cleaning service for a dress shirt costs around $2.50. Other typical costs include mobile phone plans, which average $70 per month for a standard plan, and occasional purchases like books or electronics, which vary widely depending on personal preferences. (Source: Numbeo)

Is Cutler Bay, Florida a safe place to live – Crime Rates?

Crime Rate

Cutler Bay, Florida, has a crime rate that is slightly higher than the national average, but it remains generally safe compared to larger cities in the Miami-Dade area. In 2022, the overall crime rate in Cutler Bay was approximately 3,500 crimes per 100,000 residents. This is a typical crime rate for suburban areas around Miami but lower than the more urbanized parts of the county. While the overall crime rate is moderate, it is important for prospective residents to stay informed about neighborhood-specific crime trends. (Source: NeighborhoodScout)

Violent Crime Rate

The violent crime rate in Cutler Bay is relatively low compared to other parts of Miami-Dade County. In 2022, Cutler Bay had a violent crime rate of around 180 incidents per 100,000 residents, which is significantly lower than the national average of approximately 400 incidents per 100,000. Violent crimes include offenses such as murder, rape, robbery, and aggravated assault. While there are occasional incidents, the town’s violent crime rate remains lower than the regional average. (Source: Miami-Dade Police Department)

Property Crime Rate

Property crime is more common in Cutler Bay than violent crime. In 2022, the property crime rate in Cutler Bay was around 2,500 incidents per 100,000 residents. This includes crimes such as burglary, larceny-theft, motor vehicle theft, and arson. While this is higher than the violent crime rate, it is still lower than in many urban areas. Residents can take preventive measures, such as securing homes with alarms and lighting, to reduce the likelihood of property crimes. (Source: NeighborhoodScout)

Police Presence

Cutler Bay is served by the Miami-Dade Police Department, with a dedicated unit responsible for ensuring public safety in the area. The department has a presence in Cutler Bay through neighborhood policing programs that aim to build relationships between residents and officers. The ratio of police officers to residents is higher than average for suburban areas, which contributes to the overall sense of safety in the community. Local police frequently engage in community outreach programs and initiatives to improve public safety. (Source: Miami-Dade Police Department)

Neighborhood Watch Programs

Cutler Bay has active neighborhood watch programs that aim to increase vigilance and foster a sense of community safety. These programs encourage residents to report suspicious activities and work in partnership with local law enforcement. Neighborhood watch groups are prevalent in many areas of Cutler Bay, providing another layer of security and a proactive approach to crime prevention. Participation in these programs helps deter crime and provides residents with a direct line of communication to the police. (Source: Miami-Dade County Neighborhood Watch)

Safety Rankings

In safety rankings, Cutler Bay is often rated as a moderately safe suburb within Miami-Dade County. According to recent rankings, Cutler Bay is rated higher in safety than some of the neighboring communities like Homestead and South Miami. On platforms that rank safety based on crime statistics and resident reviews, Cutler Bay consistently ranks in the top 50% of Florida’s safest suburban areas. It is considered a good location for families seeking a safe, suburban environment with quick access to Miami’s amenities. (Source: Niche)

Trend Data

Over the past several years, Cutler Bay has seen a decline in both violent and property crime rates, which is a positive trend. From 2019 to 2022, the overall crime rate in Cutler Bay decreased by approximately 5%, with violent crime rates falling by 7% and property crime rates by 3%. This downward trend indicates that efforts by local law enforcement and community engagement initiatives are positively impacting safety. However, residents are still advised to stay vigilant and participate in local crime prevention efforts. (Source: Miami-Dade Police Department)

School Safety

Schools in Cutler Bay are generally considered safe, with no significant issues reported in recent years. School safety is enhanced through partnerships with local law enforcement, including the presence of School Resource Officers (SROs). Additionally, many schools in the area follow comprehensive safety protocols, including emergency drills and security measures like surveillance cameras and access control systems. Overall, Cutler Bay’s schools have maintained a positive reputation for student safety. (Source: GreatSchools)

What are the demographics of Cutler Bay, Florida?

White

As of the most recent data from the 2020 U.S. Census, approximately 30.6% of the population of Cutler Bay, Florida, identifies as White alone. This demographic includes both non-Hispanic White individuals as well as those who identify as White in combination with another race or ethnicity. The White population in Cutler Bay has remained relatively stable over the past decade. (Source: U.S. Census Bureau)

Black or African American

Black or African American residents make up approximately 31.2% of the population of Cutler Bay, according to the 2020 U.S. Census data. This demographic is a significant portion of the community, reflecting the rich African American heritage in the area. Over the years, the Black population in Cutler Bay has seen steady representation, contributing to the cultural diversity of the town. (Source: U.S. Census Bureau)

Hispanic or Latino

Hispanic or Latino individuals form the largest racial and ethnic group in Cutler Bay, making up about 60.1% of the population, based on the 2020 Census. This demographic includes people of Cuban, Colombian, and other Latin American origins. The high percentage of Hispanic or Latino residents contributes to the vibrant cultural atmosphere in the area. (Source: U.S. Census Bureau)

Two or More Races

Residents identifying as Two or More Races make up about 2.3% of Cutler Bay’s population. This reflects a growing trend of racial diversity in the community, where individuals do not fit into a single racial or ethnic category. The multicultural aspect of Cutler Bay is increasingly visible in the demographic makeup of the area. (Source: U.S. Census Bureau)

Asian

As of the most recent 2020 Census data, Asian residents account for about 1.0% of Cutler Bay’s population. This is a smaller but growing portion of the population, with individuals hailing primarily from countries such as India and the Philippines. The Asian community, though small in number, contributes to the overall diversity of the area. (Source: U.S. Census Bureau)

Native American

Native American residents in Cutler Bay make up less than 0.5% of the population, according to the 2020 U.S. Census data. This demographic represents a very small portion of the community, though it is part of the broader cultural mosaic of South Florida. (Source: U.S. Census Bureau)

Native Hawaiian or Pacific Islander

Native Hawaiian or Pacific Islander individuals make up a very small percentage of the Cutler Bay population, accounting for approximately 0.1%. This demographic is not prominent in the area, but as with other minority groups, contributes to the diversity of the region. (Source: U.S. Census Bureau)

Sources

• U.S. Census Bureau Data (2020)

Cutler Bay, Florida Population by Age and Gender

Total Population by Gender

The total population of Cutler Bay, Florida, is approximately 45,000 residents, based on the 2020 U.S. Census data. Of this population, about 22,400 are male (49.9%), and approximately 22,600 are female (50.1%). The gender distribution in Cutler Bay is fairly balanced, with a slightly higher proportion of females compared to males. (Source: U.S. Census Bureau)

Age Distribution

The age distribution of Cutler Bay is fairly typical for a suburban community in Miami-Dade County. The population is divided into several key age groups as follows:

• Under 18 years: 24.4% of the population
• 18 to 24 years: 7.5% of the population
• 25 to 44 years: 28.6% of the population
• 45 to 64 years: 23.8% of the population
• 65 years and over: 15.7% of the population

This age distribution reflects a substantial working-age population, with a sizable portion of younger individuals and retirees. (Source: U.S. Census Bureau)

Median Age

The median age of Cutler Bay residents is 39.5 years. This is slightly higher than the national median age of 38 years, reflecting a balanced mix of younger and older populations in the community. The median age shows that Cutler Bay is home to both working professionals and retirees, with a fairly stable aging population. (Source: U.S. Census Bureau)

Dependency Ratios

The dependency ratio in Cutler Bay, which measures the portion of the population that is either too young or too old to be economically active, is approximately 54%. This means that for every 100 working-age adults, there are 54 dependents (both young children and seniors) who rely on them for support. This reflects a moderate level of economic dependency, which is typical for suburban communities. (Source: U.S. Census Bureau)

Population Pyramid

The population pyramid of Cutler Bay shows a broad base of younger residents, indicating a healthy population with a growing number of children and young adults. The pyramid narrows gradually as age increases, with a notable segment of older adults aged 65 and older. This age structure suggests a stable, mixed-age community with a potential increase in the senior population in the future. (Source: U.S. Census Bureau)

Life Expectancy by Gender

Life expectancy in Cutler Bay is estimated at 78.4 years for males and 83.2 years for females, based on broader state and national data trends for Florida. These figures reflect a relatively high life expectancy compared to national averages, which is consistent with other suburban communities in South Florida. (Source: Florida Department of Health)

Sex Ratio

The sex ratio in Cutler Bay is approximately 97 males for every 100 females. This is close to the national average, indicating a balanced male-to-female ratio in the community. (Source: U.S. Census Bureau)

Population Growth Rates

Cutler Bay has experienced moderate population growth in recent years. From 2010 to 2020, the population grew by approximately 12%, reflecting the area’s appeal as a residential community. The growth is attributed to its proximity to Miami and the expanding local economy. (Source: U.S. Census Bureau)

Fertility Rates

Fertility rates in Cutler Bay, like the rest of Miami-Dade County, have been declining in recent years. The average fertility rate in the county is about 1.8 children per woman, which is slightly below the replacement rate of 2.1. This suggests a trend toward smaller family sizes in the area. (Source: Florida Department of Health)

Mortality Rates

The mortality rate in Cutler Bay aligns with state averages, with approximately 7.5 deaths per 1,000 residents annually. This figure is consistent with other suburban communities in Miami-Dade and reflects an aging population with a higher number of deaths in older age groups. (Source: Florida Department of Health)

Marital Status by Age and Gender

In Cutler Bay, approximately 55% of adults over the age of 18 are married. Of this group, 50.3% are male, and 59.7% are female. Marital status tends to vary by age, with higher marriage rates among older age groups, particularly those over 50. (Source: U.S. Census Bureau)

Educational Attainment by Age and Gender

In Cutler Bay, about 82% of the adult population (25 years and older) holds at least a high school diploma, while 33% have earned a bachelor’s degree or higher. Women tend to have higher rates of higher education attainment than men in the area. (Source: U.S. Census Bureau)

Economic Participation by Age and Gender

The labor force participation rate in Cutler Bay is around 61%, with men having a slightly higher rate at 64%, compared to 58% for women. Economic participation is highest among those aged 25 to 54, with the lowest rates seen in the senior population (65 years and older). (Source: U.S. Census Bureau)

Health Statistics by Age and Gender

Health statistics in Cutler Bay reflect broader trends seen throughout Miami-Dade County. The most common health issues include heart disease, diabetes, and hypertension, with higher rates of these conditions among seniors. Women in the area tend to visit healthcare providers more frequently than men. (Source: Florida Department of Health)

Sources

• U.S. Census Bureau Data (2020)
• Florida Department of Health – Life Expect
  

Cutler Bay, Florida Zip Codes

• 33157
• 33189

What is the history of Cutler Bay, Florida?

The History of Cutler Bay, Florida

Cutler Bay, Florida, located in Miami-Dade County, has a rich and diverse history that traces back to the early days of South Florida’s development. The area where Cutler Bay now stands was originally inhabited by the Tequesta Native American tribe. The Tequesta lived along the southeastern coast of Florida for thousands of years before European settlers arrived. They were known for their fishing skills and for constructing shell mounds that can still be seen in some areas today. The region remained largely undeveloped during the time of the early Spanish and British colonial occupations, which had a limited impact on the area until the 19th century. (Source: Miami and Beaches)

In the late 1800s, the region began to see more settlement as Florida transitioned from a Spanish territory to a U.S. state in 1845. The Cutler family, for whom the town is named, became one of the first notable families to settle the area in the 1850s. The town’s name originates from the Cutler family, particularly Captain Benjamin Pierce Cutler, who had a significant influence on early development. Cutler was a former captain in the U.S. Navy who moved to the area to establish a home and eventually a citrus plantation. This early settlement spurred the agricultural development of the region, with pineapples, coconuts, and other fruits being cultivated. The Cutler family, along with other early settlers, worked to develop infrastructure such as roads and railroads, which improved access to the area. (Source: Town of Cutler Bay)

In the early 1900s, the arrival of the Florida East Coast Railway, which ran through the area, increased the potential for further development. At this time, the area was known as “Cutler” and served primarily as a small farming and residential community. The town’s future, however, was threatened during the Great Depression of the 1930s when the region saw a decline in economic activity. During this period, many of the town’s early industries struggled, and the population decreased. (Source: Town of Cutler Bay)

After World War II, development in Cutler Bay picked up again, largely due to the post-war boom in housing and suburban expansion. The area was still predominantly rural, but the 1950s and 1960s brought increasing numbers of residential developments and suburban housing projects. During this time, the nearby city of Miami expanded rapidly, which contributed to the rise in population and the push for more infrastructure in the surrounding areas, including Cutler Bay. In 2005, Cutler Bay officially incorporated as a town, a move that was spurred by local citizens’ desires to have more control over their community’s growth and development. The incorporation also helped address issues related to local governance and services that had been under the jurisdiction of Miami-Dade County. (Source: Miami Herald)

In the years since its incorporation, Cutler Bay has seen significant residential and commercial development. Today, it is a vibrant suburban community that continues to grow, attracting families and businesses. The town has evolved from its agricultural roots to a modern suburban hub, while still retaining much of its historical charm. The town’s leaders continue to work on maintaining a balance between growth and preserving the character of the community, ensuring that the area remains a desirable place to live. (Source: Town of Cutler Bay)

Sources

• Miami and Beaches
• Town of Cutler Bay
• Miami Herald

Cutler Bay, Florida Weather

Average Temperature in Cutler Bay, Florida (by Month)

Cutler Bay, located in South Florida, experiences a tropical monsoon climate, characterized by hot summers and warm winters. Here’s a breakdown of the average temperatures (in degrees Fahrenheit) by month:

• January: 64°F (low) – 77°F (high)
• February: 65°F (low) – 78°F (high)
• March: 67°F (low) – 80°F (high)
• April: 70°F (low) – 83°F (high)
• May: 74°F (low) – 87°F (high)
• June: 78°F (low) – 89°F (high)
• July: 79°F (low) – 90°F (high)
• August: 79°F (low) – 90°F (high)
• September: 78°F (low) – 88°F (high)
• October: 73°F (low) – 85°F (high)
• November: 68°F (low) – 80°F (high)
• December: 65°F (low) – 77°F (high)

This data is slightly warmer than the average temperature for the state of Florida, where monthly averages are generally a few degrees lower, and much warmer compared to the national average (around 50°F to 60°F). (Source: Weather.com)

Precipitation Patterns in Cutler Bay, Florida

Cutler Bay experiences significant rainfall, typical of the tropical climate in South Florida. The wettest months are from June to September, coinciding with the hurricane season. The average annual rainfall in Cutler Bay is around 57 inches.

• June: 8.3 inches
• July: 7.4 inches
• August: 7.6 inches
• September: 7.2 inches
• October: 6.3 inches
• November: 4.0 inches
• December: 3.2 inches

Compared to Florida’s average annual rainfall of 54-60 inches, Cutler Bay is slightly on the higher end of this range. Nationally, the average annual rainfall is around 38 inches, making Cutler Bay wetter than most parts of the U.S. (Source: US Climate Data)

Extreme Weather Events in Cutler Bay, Florida

South Florida, including Cutler Bay, is susceptible to hurricanes, particularly from June to November, during the Atlantic hurricane season. Cutler Bay has experienced a few notable hurricanes, including Hurricane Irma in 2017, which caused significant damage to the area. The town is also prone to tropical storms, but hurricanes remain the most extreme weather event that could affect residents. These extreme weather events are common throughout Florida, but their occurrence in Cutler Bay is similar to other areas in Miami-Dade County. (Source: National Hurricane Center)

Humidity Levels in Cutler Bay, Florida

Cutler Bay experiences high humidity levels year-round, consistent with its tropical climate. Average relative humidity in the area ranges between 70% and 85% throughout the year. The humidity is at its highest during the summer months, with July and August seeing the highest averages. The high humidity can make the temperature feel hotter than the actual reading, particularly during the afternoon hours. (Source: Climate Data)

Sunlight in Cutler Bay, Florida

Cutler Bay enjoys abundant sunshine year-round, with an average of around 250 sunny days annually. The region typically receives about 8-9 hours of sunshine per day during the summer months and 6-7 hours in the winter. South Florida is known for its sunny weather, and Cutler Bay is no exception, making it an ideal place for outdoor activities and enjoying the beach. (Source: Sunshine Hours)

Wind Patterns in Cutler Bay, Florida

Wind speeds in Cutler Bay are typically moderate, averaging around 7 to 10 mph. During hurricane season, wind speeds can increase dramatically, with tropical storms and hurricanes causing much stronger winds. Most of the time, however, the area experiences gentle trade winds, particularly in the afternoons. These winds help to moderate the heat, especially during the hot summer months. (Source: National Weather Service)

Comparison to State and National Weather Averages

When compared to the state of Florida, Cutler Bay experiences slightly higher temperatures and rainfall levels. The average annual temperature in Florida ranges from 70°F to 80°F, with Cutler Bay being on the warmer end of this spectrum. Rainfall in Florida averages between 54-60 inches, whereas Cutler Bay receives approximately 57 inches per year, placing it at the higher end. Compared to national averages, Cutler Bay’s climate is much warmer and wetter, with the national average temperature around 50°F-60°F and average rainfall of 38 inches per year. (Source: Weather.com)

Sources

• Weather.com
• US Climate Data
• National Hurricane Center
• Climate Data
• Sunshine Hours
• National Weather Service

Average Income in Cutler Bay, Florida

Average Annual Salary in Cutler Bay, Florida

The average annual salary for individuals living in Cutler Bay, Florida is approximately $52,000 to $55,000. This figure varies depending on the specific profession, industry, and level of experience. In general, salaries in Cutler Bay are in line with the broader Miami-Dade County area, which sees a range of income levels. However, some specialized professions may earn higher wages, especially in healthcare, education, and technical fields. (Source: Salary.com)

Average Hourly Wage in Cutler Bay, Florida

The average hourly wage in Cutler Bay is approximately $25 per hour, based on data from local employment sources. This wage is comparable to the hourly rates in other parts of Miami-Dade County. The wage varies based on job industry, education level, and experience. For example, positions in healthcare, IT, and managerial roles tend to pay higher per hour compared to entry-level or manual labor jobs. (Source: Bureau of Labor Statistics)

Average Earnings Per Week in Cutler Bay, Florida

The average earnings per week for workers in Cutler Bay is approximately $1,000 to $1,200. This can fluctuate significantly based on the specific occupation and whether the individual works full-time or part-time. Professionals in fields like technology and healthcare can expect higher weekly earnings, while those in hospitality or retail may see lower averages. (Source: U.S. Census Bureau)

Average Earnings Per Month in Cutler Bay, Florida

On average, residents of Cutler Bay earn between $4,200 and $5,000 per month. This is slightly higher than the average for Miami-Dade County due to the region’s more suburban nature, with a population that holds steady employment in various sectors. The higher income groups in Cutler Bay are concentrated in specialized industries like finance, technology, and health services. (Source: Data USA)

Median Salary Range in Cutler Bay, Florida

The median salary range for residents in Cutler Bay, Florida falls between $45,000 and $65,000 annually. This median salary is reflective of a middle-class standard of living in the area. Those with specialized degrees, advanced experience, or managerial positions in healthcare or legal fields may exceed this range. (Source: Niche)

Most Popular Jobs/Careers in Cutler Bay, Florida

The most popular jobs in Cutler Bay are in healthcare, retail, education, and construction. The largest job sectors are healthcare practitioners (doctors, nurses), retail workers, and education professionals (teachers, administrators). The region also has opportunities in construction and trade jobs, as Cutler Bay is an area with consistent development and new residential projects. (Source: CareerBuilder)

Highest Paid Jobs Popular to the Area

High-paying jobs in Cutler Bay are concentrated in the healthcare, technology, and legal sectors. Jobs such as physicians, dentists, lawyers, and senior managers in finance typically offer higher-than-average wages. With Miami-Dade County nearby, Cutler Bay residents also benefit from proximity to larger job markets offering positions in executive management and technology consulting. (Source: Zippia)

Comparison to State and National Income Averages

Compared to the average income in the state of Florida, which stands around $50,000 annually, Cutler Bay’s average salary is slightly higher. Florida’s median household income is approximately $56,000 per year. Nationally, the median household income in the U.S. is around $70,000. Therefore, Cutler Bay is slightly below the national average but in line with Florida’s state income averages. (Source: U.S. Census Bureau)

Sources

• Salary.com
• Bureau of Labor Statistics
• U.S. Census Bureau
• Data USA
• Niche
• CareerBuilder
• Zippia
• U.S. Census Bureau

Taxes in Cutler Bay, Florida

Property Taxes in Cutler Bay, Florida

In Cutler Bay, Florida, the average effective property tax rate is approximately 1.07%, which is slightly higher than the state average of 0.83%. This means that homeowners in Cutler Bay pay around $1,070 per year for every $100,000 in property value. Property taxes are assessed and collected by Miami-Dade County, and the rates may vary slightly depending on the specific area within the county. The taxes are due annually, with payment typically required by March 31st, though discounts are available if paid early. (Source: Miami-Dade County Property Appraiser)

Sales Taxes in Cutler Bay, Florida

Cutler Bay, as part of Miami-Dade County, follows the Florida state sales tax rate of 6%. In addition to the state sales tax, Miami-Dade County imposes a local surtax of 1%, bringing the total sales tax rate to 7% for most goods and services. This applies to everyday purchases such as groceries, clothing, and electronics. Certain items, like prescription medications and specific groceries, are exempt from sales tax in Florida. (Source: Florida Department of Revenue)

Income Taxes in Cutler Bay, Florida

Florida is one of the few states in the U.S. that does not impose a state income tax. This means that residents of Cutler Bay do not have to pay state income tax on their wages, salaries, or retirement income. This is a significant benefit for residents, making Florida an attractive place for those seeking to maximize their earnings. However, federal income taxes still apply. (Source: Florida Department of Revenue)

Utility Taxes in Cutler Bay, Florida

Utility taxes in Cutler Bay, as part of Miami-Dade County, are imposed on certain utility services such as electricity, water, gas, and telephone services. The county has a 7% tax on electricity services, and similar utility tax rates apply to water and gas services. These taxes are billed directly by utility companies and appear as part of your monthly utility bill. (Source: Miami-Dade County Taxes)

Hotel Occupancy Tax in Cutler Bay, Florida

In Cutler Bay, the hotel occupancy tax, also known as the transient rental tax, is 6%. This tax is levied on short-term rentals, such as hotels and vacation rentals, for stays of six months or less. The tax is collected by property managers and hotel operators, who are responsible for remitting it to the county. This tax is on top of the 7% sales tax that applies to lodging services. (Source: Florida Department of Revenue)

Entertainment Taxes in Cutler Bay, Florida

There is no specific entertainment tax in Cutler Bay, as most forms of entertainment, such as concerts, movie tickets, and theme parks, are subject to the same 7% sales tax that applies to most other purchases. However, certain amusement parks and special attractions in Miami-Dade County may levy additional taxes, which can vary based on the venue or event. (Source: Miami-Dade County Entertainment)

Tax Payment Schedule in Cutler Bay, Florida

Property taxes in Cutler Bay are due on November 1st each year and become delinquent after March 31st of the following year. Early payments are encouraged as a discount is offered for those who pay their taxes by November 30th. The discount is based on the month in which the taxes are paid, ranging from 4% in November to 1% in February. (Source: Miami-Dade County Property Appraiser)

Penalties for Late Payment in Cutler Bay, Florida

Late payment of property taxes in Cutler Bay results in a 1.5% interest charge per month, beginning on April 1st, after the due date. In addition to the interest, a 5% penalty fee is applied if payment is made within the first 30 days past the deadline. After 60 days, the penalty can increase to 10%. (Source: Miami-Dade County Property Appraiser)

Where to Pay Taxes in Cutler Bay, Florida

Residents of Cutler Bay can pay their property taxes online through the Miami-Dade County website, via mail, or in person at designated payment centers. Payments can be made using checks, credit cards, or electronic transfers. For more information, visit the Miami-Dade County Property Appraiser’s website. (Source: Miami-Dade County Property Appraiser)

Contact Information for Tax Questions

If you have questions about taxes in Cutler Bay, you can contact the Miami-Dade County Property Appraiser’s office directly at (305) 375-4712 or visit the office in person. More information is also available through their website. (Source: Miami-Dade County Property Appraiser Contact)

Comparison to State and National Taxes

Cutler Bay’s tax rates are competitive compared to Florida’s state averages, with property tax rates slightly above the state average of 0.83%, but lower than national averages. Florida’s 6% state sales tax rate is consistent with many other states, though some states may charge higher sales taxes. Additionally, Florida’s lack of a state income tax makes it one of the most tax-friendly states for residents compared to the national average, where income tax rates can range from 4% to 10% in many states. (Source: Tax Foundation)

Sources

• Miami-Dade County Property Appraiser
• Florida Department of Revenue
• Florida Department of Revenue
• Miami-Dade County Taxes
• Florida Department of Revenue
• Miami-Dade County Entertainment
• Miami-Dade County Property Appraiser
• Miami-Dade County Property Appraiser
• Miami-Dade County Property Appraiser

Is Cutler Bay, Florida a Good Place to Live for Singles?

Cutler Bay, Florida offers a variety of amenities and activities that could make it a good location for singles. Here’s an overview of key factors to consider if you’re thinking about moving there:

Events and Activities

Cutler Bay offers a selection of community events that can be enjoyable for singles, especially those who are active and looking for social opportunities. The town hosts several social and cultural events throughout the year, such as community festivals, health fairs, and senior games that encourage involvement in local activities​(BestPlaces)​(Town of Cutler Bay Florida). The town’s proximity to Miami means that additional events and nightlife are only a short drive away.

For more local happenings, you can check the Cutler Bay events calendar here.

Gyms

If fitness is important to you, Cutler Bay has several gyms where you can meet people and stay active. Popular gyms include:

• 24 Hour Fitness
• LA Fitness
• YMCA Cutler Bay

These gyms offer group classes and memberships, which can be a great way to meet people in a relaxed environment. You can check out more gyms in the area through a Yahoo search.

Housing

The housing market in Cutler Bay can be appealing to singles looking for apartments or rental homes. The median rental price for a two-bedroom apartment is around $1,810 per month, which is slightly higher than the national average​(BestPlaces). Housing options are varied, including apartments and smaller homes, making it a flexible choice for singles.

You can explore rental listings in Cutler Bay through platforms such as Zillow for a detailed look at current market prices and availability.

Percentage of Single Residents

Cutler Bay has a diverse population with a significant proportion of unmarried residents. While specific percentages for “single” residents can vary, the town’s family-friendly environment and suburban character attract both families and single individuals. To get a more precise breakdown of single residents in the area, you can refer to census data or local demographic information from sources like the U.S. Census Bureau.

State and National Comparisons

When comparing Cutler Bay to the broader state of Florida and the United States:

• Florida has a higher percentage of single residents, with singles making up about 44% of the population, slightly higher than Cutler Bay’s estimates​(Town of Cutler Bay Florida).
• The national average for singles in the U.S. is approximately 50%, so Cutler Bay’s rate is somewhat lower, but still reflective of a community with a mix of single and family households​(Town of Cutler Bay Florida).

In summary, Cutler Bay offers a mix of social activities, fitness options, and rental housing, making it a potentially appealing choice for singles who want to live in a suburban yet connected area near Miami.

Is Cutler Bay, Florida Good for Families?

Cutler Bay, Florida is a suburban community located near Miami, offering families a blend of residential comfort, access to amenities, and a relatively safe environment. With a lower crime rate than nearby urban areas, moderate housing costs, and a variety of parks and schools, Cutler Bay is a desirable place for families. However, its proximity to Miami means that some of the area’s employment opportunities are tied to commuting. This combination of factors makes Cutler Bay a balanced choice for families looking for a peaceful yet connected lifestyle.

Parks and Family Activities

Cutler Bay has an array of parks and recreational spaces for families to enjoy, such as the popular Cutler Ridge Park, which features playgrounds, picnic areas, and sports facilities. Additionally, the nearby Coral Reef Park offers a family-friendly environment with sports fields, walking trails, and splash pads. For families seeking more outdoor activities, the proximity to Biscayne National Park offers incredible opportunities for boating, hiking, and fishing.

Restaurants

Cutler Bay has a variety of dining options that are great for family outings. If you’re in the mood for Italian, check out this Bing Map search to find nearby Italian restaurants. For a taste of Mexican cuisine, explore this Bing Map search. For BBQ lovers, there’s this Bing Map search to find delicious barbecue options. If you’re craving American cuisine, this Bing Map search will help you discover great local spots.

Housing

For families looking to purchase a home in Cutler Bay, the market offers a variety of single-family homes with ample space, ideal for families. The average home price in Cutler Bay is around $370,000, which is relatively affordable compared to nearby areas like Coral Gables and Miami. Homes often feature spacious yards and are located in family-friendly neighborhoods, making it a solid choice for family living. You can explore homes for sale in Cutler Bay through websites like Zillow.

Percentage of Family Residents

Cutler Bay is a family-oriented community, with a significant proportion of the population being married or living in family households. According to data from the U.S. Census Bureau, approximately 50% of the population in Cutler Bay are married couples, a strong indicator of its family-friendly atmosphere. This is in line with the larger trend in Florida, where around 50% of households are married, and it is higher than the national average, which stands at around 45%.

Comparison to State and National Averages

When comparing Cutler Bay to the state of Florida, the percentage of married couples is consistent with the state average. However, Florida as a whole has a larger share of family households, which includes non-married couples, reflecting the more urban environment of places like Miami. Nationally, Cutler Bay’s married population percentage is higher than the average for U.S. households, where family living is also prevalent but slightly lower than in Cutler Bay.

In conclusion, Cutler Bay offers a range of amenities and factors that make it appealing for families. From affordable housing and parks to a strong community atmosphere, it provides a balanced living environment for those looking to raise children in a safe and comfortable setting.

How are the schools in Cutler Bay, Florida?

Cutler Bay, Florida offers a variety of public and private educational institutions for students of all ages, ranging from Pre-K to high school. The town is served by the Miami-Dade County Public Schools system, which is one of the largest in the nation. Public schools in the area are funded through local taxes and state funding, with additional federal resources for students with special needs or low-income backgrounds. School scores in Cutler Bay show an overall positive trend, but there is variation between individual schools. Many schools in the area consistently score above average in statewide rankings, and residents have access to a number of well-rated schools. Despite its proximity to Miami, Cutler Bay schools maintain a suburban, family-friendly atmosphere. However, the schools face challenges such as overcrowding, and funding can be limited, impacting some areas like facilities and extracurriculars. Below is an overview of schools in the Cutler Bay area.

Pre-K Schools

Pre-kindergarten education in Cutler Bay is provided through various early learning centers and programs. These programs are geared toward building foundational skills for children before they enter elementary school. The Miami-Dade County Early Childhood Education Program offers subsidized Pre-K services for qualifying families, and some private centers also provide early education. One notable center is the Cutting Edge Learning Center, which offers a nurturing environment and early literacy programs for young children.

Kindergarten Schools

Kindergarten schools in Cutler Bay provide essential early education as part of the public school system. The Cutler Ridge Elementary School offers a strong kindergarten program, with students benefiting from a diverse curriculum and early reading interventions. This public school has consistently ranked well in terms of student progress and parental satisfaction. Private options include the Bright Horizons Early Education center, which offers personalized early childhood learning and development programs.

Elementary Schools

Cutler Bay is home to several well-rated elementary schools, making it ideal for families with young children. Cutler Bay Elementary School is one of the highest-ranked elementary schools in the area, with strong test scores and a focus on both academic and social development. Another highly rated institution is the William H. Turner Technical Arts High School, which offers innovative programs in addition to a strong curriculum. The local schools are part of the Miami-Dade Public School System and receive good reviews for teachers and community involvement.

Middle Schools

For middle school education, Cutler Bay offers Cutler Bay Middle School, which serves the local community and offers various enrichment programs alongside traditional academic curricula. This school is known for its robust athletic programs and dedicated staff. Another option is Coral Reef Middle School, which is also within a reasonable distance from Cutler Bay and provides a solid education with an emphasis on STEM programs and community engagement.

High Schools

High school students in Cutler Bay have access to several public and private options. One of the standout options in the area is Cutler Bay High School, which is known for its strong academic programs, extracurricular activities, and sports teams. The school also offers advanced placement (AP) courses and dual-enrollment opportunities for students interested in higher education. Another well-regarded high school near Cutler Bay is Coral Reef Senior High School, which is located just a short drive from Cutler Bay and consistently ranks among the top schools in Miami-Dade County for academic performance and college readiness.

Colleges & Universities

For higher education, students in Cutler Bay can access several nearby colleges and universities, including University of Miami and Miami Dade College. Miami Dade College offers affordable associate degrees and career-focused programs, with a strong emphasis on providing access to higher education for local students. The Barry University in nearby Miami Shores is another excellent choice for students interested in a private liberal arts education. These schools are a short commute away from Cutler Bay and offer diverse academic programs and extracurricular opportunities.

Churches in Cutler Bay, Florida

Here is a list of some churches in Cutler Bay, Florida, along with links to their websites:

1. Bay Community Church
   Southern Baptist Convention
   Website
2. Cutler Ridge United Methodist Church
   United Methodist
   Website
3. Mision Cutler Bay Para Jesus
   Southern Baptist Convention
   Website
4. Pinelands Presbyterian Church
   Presbyterian
   Website
5. Solid Rock Baptist Church
   Baptist
   Website
6. SouthWinds Christian Church
   Non-Denominational
   Website
7. Centro Evangelistico La Roca
   Pentecostal
   Website
8. Our Lady of The Holy Rosary Parish
   Roman Catholic
   Website
9. Iglesia Bautista Luz Eterna
   Southern Baptist Convention
   Website
10. Mount Olive Lutheran Church
    Lutheran
    Website

These churches offer a variety of denominations and community activities for residents in and around Cutler Bay​(Church Finder)​(Pinelands Presbyterian Church).

Conclusion: Why you should consider moving to Cutler Bay, Florida

Cutler Bay, Florida, is a vibrant and welcoming community that offers a balance of suburban tranquility and proximity to the bustling Miami metro area. With its excellent schools, family-friendly environment, and a strong sense of community, it’s an ideal place for those looking to enjoy a relaxed lifestyle while remaining connected to the excitement of the city. The area is rich in green spaces and parks, making outdoor activities like hiking, biking, and enjoying the Florida weather easy and accessible.

Cutler Bay also offers affordable housing options compared to some of the surrounding areas, making it an attractive place for families and first-time homebuyers. The local economy is growing, with a variety of employment opportunities in both the service sector and nearby commercial hubs. Residents enjoy the benefits of a low crime rate, good public services, and a vibrant mix of restaurants, churches, and community events.

Additionally, the close proximity to the Everglades and other natural attractions provides endless opportunities for outdoor enthusiasts, while the warm climate ensures year-round sunshine. Whether you’re seeking a peaceful retreat in a well-established community or a place to raise a family in a connected, supportive environment, Cutler Bay is a wonderful place to call home. With its unique blend of culture, affordability, and convenience, it’s no wonder why so many are choosing to move to this beautiful corner of Florida.