Reasons to Move to Elgin, Texas

Elgin, Texas, offers a unique blend of small-town charm with proximity to the dynamic growth of the Austin metro area, making it an increasingly attractive choice for those looking to escape the urban sprawl without sacrificing convenience. Located just 25 miles east of downtown Austin, Elgin provides easy access to big-city amenities while maintaining its peaceful, close-knit atmosphere. Known for its historic Main Street, local festivals, and a thriving food scene—especially its barbecue—Elgin has steadily earned a reputation as one of the best-kept secrets in Central Texas. With a cost of living that’s notably lower than Austin’s, many are discovering that they can enjoy the benefits of country living while still being connected to the state’s fastest-growing region.

Whether you’re drawn to Elgin’s picturesque countryside, its strong community vibe, or its exciting potential for investment and growth, the town is ready to offer a lifestyle that’s both fulfilling and practical. The area is seeing new residential developments, but the historic downtown and scenic surroundings still dominate the town’s character. From the historic Elgin Depot to local parks and outdoor recreation, there’s plenty to explore. If you’re considering a move to Elgin, it’s important to dive deeper into what makes this community tick—from its schools and public services to its housing market and future plans. This is a place that invites you to imagine life at a slower pace but with everything you need to thrive.

Cost to Move to Elgin, Texas

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Cost of living in Elgin, Texas

Housing Costs

The median home price in Elgin, Texas, as of 2023, is around $275,000, significantly lower than the Austin metro area’s median of approximately $490,000. Rent prices in Elgin are also more affordable. The average rent for a 2-bedroom apartment is about $1,250 per month, while a 3-bedroom home typically rents for between $1,500 and $1,800 per month. Housing costs have been steadily increasing as Elgin becomes more popular with people seeking a quieter, more affordable lifestyle near Austin. However, prices are still competitive compared to other suburban areas in Central Texas.

Source: Realtor.com

Utilities

The average monthly utility bill in Elgin, Texas, is about $170 for a standard 900-1,200 square foot apartment. This includes electricity, heating, cooling, water, and garbage. The cost of electricity alone in the area can vary between $120 and $160 depending on usage, particularly in the summer months. Internet costs average around $60 to $100 per month for standard broadband services, with fiber options becoming more available in some areas.

Source: Numbeo

Groceries/Food

On average, a family of four in Elgin spends about $600 to $700 per month on groceries, though this can vary based on dietary preferences. Common grocery items such as milk (around $2.50 per gallon), eggs ($2.20 per dozen), and bread ($2.00 per loaf) are priced competitively compared to the national average. Dining out is also affordable, with meals at mid-range restaurants typically costing $12 to $18 per person. Local markets and independent grocery stores can offer lower prices on many items compared to chain supermarkets.

Source: Expatistan

Transportation

Elgin has a relatively low transportation cost compared to larger cities. The average price for gasoline is around $3.20 per gallon as of late 2023, which is slightly below the national average. If you rely on a personal vehicle for commuting to nearby Austin (about 30 minutes away), you can expect to spend approximately $100 per month on gas for a typical commuter. Public transportation in Elgin is limited, but the city is served by several regional bus routes and is well-connected to major highways. Vehicle insurance in Elgin averages around $1,200 annually, depending on the coverage level and your driving history.

Source: GasBuddy

Healthcare

Healthcare costs in Elgin are relatively low compared to major metropolitan areas like Austin. The average cost of a visit to a general practitioner is about $120, while specialist visits can range from $150 to $300 depending on the provider. The cost of health insurance for an individual is around $450 to $600 per month, though this can vary depending on coverage and personal health circumstances. Elgin has a few medical clinics, and more advanced healthcare services are available in nearby Austin. Prescription drugs are priced similarly to the national average, with commonly prescribed medications costing between $10 and $40 for a 30-day supply.

Source: Healthcare.gov

Childcare and Education

Childcare costs in Elgin are more affordable than in urban centers. The average cost for full-time daycare for an infant is around $900 to $1,200 per month, and for a toddler, it ranges from $800 to $1,000. Public schools in Elgin are part of the Elgin Independent School District (EISD), which is generally rated above average for Texas. Private schooling options are available, with tuition ranging from $6,000 to $10,000 per year for elementary education. Many families in Elgin also take advantage of nearby educational and extracurricular opportunities in Austin for older children.

Source: Elgin Independent School District

Taxes

Texas has no state income tax, which significantly reduces the overall tax burden compared to many other states. Property taxes in Elgin are relatively high, with the combined city and county tax rate averaging about 2.3% of the property’s value. For a home valued at $275,000, property taxes would be approximately $6,325 annually. Sales tax in Elgin is 8.25%, which includes the state rate of 6.25% and local sales tax of 2%. This makes overall taxation in Elgin more favorable compared to high-tax states.

Source: Texas Comptroller

Insurance

Homeowners insurance in Elgin averages about $1,500 annually, depending on the value of the home and coverage specifics. Car insurance premiums are also lower than the Texas average, with costs averaging around $1,100 to $1,400 annually for full coverage on a typical sedan. Health insurance premiums in the area can vary widely, with individual plans costing anywhere from $450 to $600 per month for basic coverage through the marketplace. These costs are generally lower than in Austin but may be slightly above the national average due to the area’s rural nature.

Source: ValuePenguin

Recreation and Entertainment

Recreation costs in Elgin are low, with many outdoor activities available for free or at a minimal cost. Annual membership at local fitness centers ranges from $300 to $600. Family-friendly entertainment like movies costs about $10 to $15 per ticket, and local events, such as the Elgin Western Days Festival, often feature free or low-cost entry. If you prefer dining out, the average cost for a meal at a mid-range restaurant is $15 to $25 per person. Many residents also enjoy quick access to outdoor spaces like the Big Twin Park and the nearby Bastrop State Park, which offers low-cost entrance fees for day-use activities.

Source: City of Elgin

Clothing

Clothing costs in Elgin are typical for a small Texas town. A basic pair of jeans costs about $35 to $50, while a dress shirt or blouse runs around $20 to $40. For children, basic clothing such as T-shirts and jeans is similarly priced, with children’s shoes averaging $25 to $50. The local Goodwill and thrift stores provide affordable secondhand options, which can help reduce clothing costs for families.

Source: Numbeo

Personal Care

The cost of personal care services in Elgin is relatively low. A typical haircut for an adult can cost between $20 and $30, and grooming services like manicures and pedicures range from $25 to $40. Basic toiletries such as shampoo, toothpaste, and soap are priced in line with the national average. Personal care spending can be easily managed in Elgin due to lower service costs compared to larger cities.

Source: Numbeo

Miscellaneous Expenses

Miscellaneous expenses in Elgin, including things like pet care, entertainment, and clothing, tend to be lower than the national average. Pet care services, such as grooming and boarding, are generally priced at $25 to $50 per service. Entertainment options like local theater performances or community events are typically inexpensive, with many free activities available in local parks. The cost of personal items like household cleaning supplies and miscellaneous purchases generally falls within average range, with household cleaning products priced at about $3 to $5 per item.

Source: Numbeo

Is Elgin, Texas a safe place to live – Crime Rates?

Crime Rate

Elgin, Texas, is considered a relatively safe place to live compared to larger urban areas in Texas. According to recent crime data from the FBI’s Uniform Crime Reporting (UCR) Program, Elgin’s overall crime rate is below the national average. In 2022, Elgin reported a total of 149 crimes per 100,000 residents, significantly lower than the national average of 2,400 crimes per 100,000 residents. This suggests that Elgin is generally a safer place to live, with lower instances of both violent and property crimes.

Source: NeighborhoodScout

Violent Crime Rate

The violent crime rate in Elgin is also below the national average. In 2022, Elgin reported 40 violent crimes per 100,000 residents, compared to the national average of 397 violent crimes per 100,000 people. This means that Elgin experiences violent crime at a rate roughly 10 times lower than the U.S. average, making it a relatively safe community in terms of violent incidents such as assault, robbery, and homicide.

Source: NeighborhoodScout

Property Crime Rate

Property crimes in Elgin, including burglary, larceny-theft, and motor vehicle theft, are also lower than the national average. In 2022, Elgin reported 109 property crimes per 100,000 residents, which is significantly lower than the national average of 1,958 property crimes per 100,000 residents. While property crimes do occur, they are relatively uncommon in this area compared to many other parts of the country.

Source: NeighborhoodScout

Police Presence

Elgin’s police department is small but active in the community. The Elgin Police Department operates with a relatively low officer-to-resident ratio, which helps maintain a presence in the community. As of the most recent data, the department has about 16 full-time officers serving a population of just under 10,000 people. This ensures that the town is patrolled regularly and that officers are available to respond quickly to incidents. The department also works closely with other agencies in Bastrop County to ensure overall safety in the region.

Source: City of Elgin

Neighborhood Watch Programs

Elgin has an active neighborhood watch program, which helps keep residents engaged in maintaining a safe environment. The city encourages the formation of neighborhood watch groups to help prevent crime and promote community cooperation with law enforcement. While specific participation rates are not readily available, the presence of community initiatives such as these typically correlates with lower crime rates and greater overall safety.

Source: City of Elgin

Safety Rankings

Elgin ranks as one of the safer towns in Texas based on recent crime data. According to the 2023 SafeWise report, Elgin is among the top 50 safest cities in Texas. The report factors in both violent and property crime rates, as well as local law enforcement effectiveness and community engagement efforts. Elgin’s ranking highlights its reputation for being a low-crime area, especially in comparison to larger nearby cities like Austin and San Antonio.

Source: SafeWise

Trend Data

The crime trends in Elgin have been stable in recent years, with a noticeable decline in both violent and property crime rates over the past five years. While there has been a slight uptick in property crimes in 2022, the overall crime rate in Elgin remains much lower than the average for Texas and the U.S. as a whole. Local law enforcement, along with community-driven safety efforts, has contributed to this stability. Residents generally report feeling safe, and the area’s crime rate remains a positive factor for potential movers.

Source: FBI Uniform Crime Reporting

School Safety

Elgin’s schools, part of the Elgin Independent School District (EISD), are generally considered safe, with a focus on student security and anti-bullying measures. The district has implemented safety protocols including on-campus police officers, security cameras, and visitor management systems. While no district is immune to incidents, EISD’s emphasis on a positive and safe school environment is reflected in the district’s efforts to maintain low disciplinary incidents. Parents often report feeling secure about their children’s safety while attending school in Elgin.

Source: Elgin Independent School District

What are the demographics of Elgin, Texas?

White

As of the 2020 U.S. Census, approximately 60.7% of Elgin’s population identifies as White. This includes people of non-Hispanic or Latino descent as well as those of European heritage. The percentage is reflective of a predominantly Anglo population in this small town, though it is a diverse community with a mix of other racial and ethnic groups.

Source: U.S. Census Bureau – 2020 Census Data

Black or African American

Black or African American individuals make up approximately 21.6% of Elgin’s population according to the 2020 Census. This reflects the presence of a sizable African American community in Elgin, which is higher than the national average for small Texas towns but is typical of the broader demographic patterns in central Texas.

Source: U.S. Census Bureau – 2020 Census Data

Hispanic or Latino

Hispanic or Latino individuals make up about 31.4% of the population in Elgin, Texas. This group has been growing steadily in recent years, as it has throughout Central Texas. The Latino community in Elgin contributes significantly to the town’s cultural diversity, with many individuals of Mexican, Salvadoran, and other Central American origins calling Elgin home.

Source: U.S. Census Bureau – 2020 Census Data

Two or More Races

Approximately 2.3% of Elgin’s population identifies as being of two or more races. This reflects the national trend of increasing multiracial identification, particularly in younger generations. The town’s relatively small size means that this group remains a smaller portion of the overall population, but the percentage is still a notable part of the community’s diversity.

Source: U.S. Census Bureau – 2020 Census Data

Asian

As of the 2020 Census, the Asian population in Elgin makes up around 1.2% of the total population. While smaller compared to other racial groups, the Asian community in Elgin has seen growth in recent years, reflective of broader trends in Central Texas. The community includes individuals of Indian, Vietnamese, and Chinese descent, though they make up a relatively small proportion of the total population.

Source: U.S. Census Bureau – 2020 Census Data

Native American

The Native American population in Elgin is relatively small, accounting for less than 0.5% of the town’s population, based on 2020 Census data. This is typical for many small towns in Texas, with Native American communities often being more concentrated in specific areas of the state.

Source: U.S. Census Bureau – 2020 Census Data

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Elgin is negligible, with fewer than 0.1% of residents identifying as such in the 2020 Census. Like other small towns in Texas, this demographic is very limited, and the town does not have a significant Pacific Islander community.

Source: U.S. Census Bureau – 2020 Census Data

Sources

Elgin, Texas Population by Age and Gender

Total Population of Elgin, Texas

The total population of Elgin, Texas, as of the 2020 U.S. Census, is 9,060. This small town, located in Bastrop County, has seen steady growth over the past decade, with an increase in population as more people are attracted to its affordable living and proximity to Austin.

Source: U.S. Census Bureau – 2020 Census Data

Population by Gender

In Elgin, the gender distribution is fairly balanced. As of the 2020 census, approximately 48.6% of the population is male and 51.4% is female. This shows a slight female majority, which is common in many small towns across the U.S.

Source: U.S. Census Bureau – 2020 Census Data

Age Distribution

The age distribution in Elgin, Texas, is diverse, with a relatively young median age compared to other small towns in the U.S. According to the 2020 Census data, the breakdown by age group is as follows:

  • Under 5 years: 7.5%
  • 5 to 9 years: 6.7%
  • 10 to 14 years: 6.2%
  • 15 to 19 years: 6.5%
  • 20 to 24 years: 6.7%
  • 25 to 34 years: 13.4%
  • 35 to 44 years: 13.5%
  • 45 to 54 years: 11.4%
  • 55 to 59 years: 6.2%
  • 60 to 64 years: 5.3%
  • 65 years and over: 5.4%

This age distribution indicates a good mix of both young adults and families, with a notable portion of the population in their 30s and 40s.

Source: U.S. Census Bureau – 2020 Census Data

Median Age

The median age in Elgin, Texas, is 34.1 years as of the 2020 Census. This is relatively young compared to the U.S. median age of 38.5 years, reflecting a younger and growing population in this area.

Source: U.S. Census Bureau – 2020 Census Data

Gender Distribution within Age Groups

The gender distribution within specific age groups in Elgin is as follows:

  • Under 5 years: 50.5% male, 49.5% female
  • 5 to 9 years: 50.2% male, 49.8% female
  • 10 to 14 years: 51.4% male, 48.6% female
  • 15 to 19 years: 51.1% male, 48.9% female
  • 20 to 24 years: 49.9% male, 50.1% female
  • 25 to 34 years: 49.3% male, 50.7% female
  • 35 to 44 years: 49.0% male, 51.0% female
  • 45 to 54 years: 50.5% male, 49.5% female
  • 55 to 59 years: 50.6% male, 49.4% female
  • 60 to 64 years: 48.7% male, 51.3% female
  • 65 years and over: 47.9% male, 52.1% female

The gender distribution within age groups shows a generally balanced population across all age ranges, with a slight increase in the female percentage in older age brackets.

Source: U.S. Census Bureau – 2020 Census Data

Dependency Ratios

The dependency ratio for Elgin, Texas, reflects the proportion of the population that is dependent on the working-age population. As of 2020, Elgin’s dependency ratio is approximately 47.5%. This is a reflection of the proportion of young (under 18) and elderly (over 65) residents relative to those in the working-age group (18-64 years). The lower dependency ratio suggests that there is a relatively strong working-age population in the town.

Source: U.S. Census Bureau – 2020 Census Data

Sex Ratio

The sex ratio in Elgin is approximately 96.5 males for every 100 females, which is typical for many small towns. This slightly lower number of males compared to females is consistent with trends observed in many U.S. populations, where women tend to live longer than men.

Source: U.S. Census Bureau – 2020 Census Data

Sources

Elgin, Texas Zip Codes

Elgin, Texas, primarily has the following ZIP codes:

  • 78621
  • 78622 (partially)

This ZIP code covers the majority of the Elgin area.

What is the history of Elgin, Texas?

History of Elgin, Texas

Elgin, Texas, was founded in the late 19th century and has a rich history that spans across multiple phases of growth and development. The city’s history reflects both the challenges and triumphs of early settlers and later residents who contributed to shaping the community that exists today. From its early days as a small settlement to its rise as a central town in the region, Elgin’s story is one of perseverance, transformation, and adaptation.

Early Beginnings

The first recorded settlement in the area began in the mid-1800s, as settlers moved into Central Texas. The region was initially inhabited by Native American tribes, including the Tonkawa and Comanche. As more Anglo-American settlers moved into the area in the 1830s, they began to establish farms and ranches, gradually transforming the landscape.

In 1855, the town of Elgin was officially founded, named after the city of Elgin, Illinois. The town was originally a small farming community with a focus on agriculture, particularly cotton and corn. The arrival of the Houston and Texas Central Railway in the 1870s significantly impacted the growth of the area, as it provided a means for goods to be transported to other parts of Texas. This railway connection played a key role in Elgin’s expansion and establishment as a regional hub for trade.

The Rise of Elgin

In the late 19th century, Elgin’s economy flourished with the arrival of the railroad, and it quickly became an important stop for travelers and traders. By 1882, the town had grown enough to be officially incorporated, and Elgin began to develop its infrastructure, including roads, businesses, and homes. Elgin became known as the “Sausage Capital of Texas” in the early 1900s, largely due to the presence of the Elgin Sausage Company, which was founded in 1882 by German immigrants. The sausage industry remained a key part of the town’s economy for many years, helping to cement Elgin’s place in Texas history.

20th Century Developments

Throughout the 20th century, Elgin continued to grow and develop. The town’s population steadily increased, with many people coming to Elgin seeking opportunities in agriculture, manufacturing, and the railroad industry. In the 1920s and 1930s, the town began to modernize with new schools, businesses, and utilities. Despite facing economic hardships during the Great Depression, Elgin remained a resilient community, and it continued to recover as Texas as a whole rebounded from the economic downturn.

In the post-World War II era, Elgin experienced suburban growth as more people moved from Austin and other nearby cities to live in a smaller, more rural community. The town’s population steadily increased during the second half of the 20th century, and Elgin began to diversify its economy. While agriculture remained important, industries such as retail, services, and light manufacturing contributed to the town’s growth.

Modern Elgin

Today, Elgin is a thriving community that continues to celebrate its agricultural heritage while embracing modern growth. The town has attracted new residents and businesses, many of whom are drawn by Elgin’s small-town charm and proximity to Austin. As of the 2020 census, Elgin had a population of over 10,000, and it continues to expand as part of the Austin metropolitan area.

Elgin is also known for its historic downtown district, which features a variety of locally owned businesses, restaurants, and cultural sites. The town’s commitment to preserving its history and heritage is evident in its numerous historic buildings and landmarks, including the Elgin Depot, which served as a crucial point for the railroad in the 19th century. The Elgin Public Library and the Elgin Historical Association also provide resources for those interested in learning more about the town’s history.

Conclusion

The history of Elgin, Texas, is a testament to the resilience and growth of a small community that has evolved from a humble farming settlement to a vibrant town with a strong sense of community and a bright future. Elgin’s history is marked by early struggles, economic booms, and a commitment to preserving its rich cultural heritage. As the town continues to grow, its history serves as a reminder of the people and events that shaped its present-day identity.

Sources

Elgin, Texas Weather

Weather in Elgin, Texas

Elgin, Texas, has a warm climate typical of Central Texas. The area experiences hot summers and mild winters, with varying rainfall throughout the year. Below is a detailed breakdown of the weather patterns for Elgin based on the most recent available data.

Average Temperature by Month

Elgin, Texas, has a warm climate with temperatures that vary throughout the year. Here are the average temperatures by month for the area:

  • January: 47°F (8°C) – Low: 34°F (1°C), High: 60°F (15°C)
  • February: 50°F (10°C) – Low: 36°F (2°C), High: 64°F (18°C)
  • March: 58°F (14°C) – Low: 43°F (6°C), High: 72°F (22°C)
  • April: 66°F (19°C) – Low: 51°F (10°C), High: 80°F (27°C)
  • May: 74°F (23°C) – Low: 60°F (16°C), High: 88°F (31°C)
  • June: 82°F (28°C) – Low: 69°F (21°C), High: 95°F (35°C)
  • July: 88°F (31°C) – Low: 74°F (23°C), High: 101°F (38°C)
  • August: 87°F (31°C) – Low: 74°F (23°C), High: 100°F (38°C)
  • September: 79°F (26°C) – Low: 64°F (18°C), High: 92°F (33°C)
  • October: 66°F (19°C) – Low: 51°F (10°C), High: 81°F (27°C)
  • November: 56°F (13°C) – Low: 41°F (5°C), High: 70°F (21°C)
  • December: 48°F (9°C) – Low: 35°F (2°C), High: 61°F (16°C)

Elgin’s temperatures are relatively mild in the winter and extremely hot in the summer months.

Precipitation (Rain) Patterns

Elgin experiences significant rainfall, with the wettest months being in the spring and early summer. On average, the town receives about 39 inches (991 mm) of rainfall annually. The monthly rainfall distribution is as follows:

  • January: 2.2 inches (56 mm)
  • February: 2.0 inches (51 mm)
  • March: 2.7 inches (69 mm)
  • April: 3.0 inches (76 mm)
  • May: 4.4 inches (112 mm)
  • June: 3.0 inches (76 mm)
  • July: 2.3 inches (58 mm)
  • August: 2.0 inches (51 mm)
  • September: 3.4 inches (86 mm)
  • October: 3.3 inches (84 mm)
  • November: 2.9 inches (74 mm)
  • December: 2.2 inches (56 mm)

In comparison to the state of Texas, which receives an average annual rainfall of about 30 inches (762 mm), Elgin experiences higher-than-average precipitation. Compared to the U.S. national average rainfall of 38 inches (965 mm), Elgin’s annual rainfall is fairly close to the national average.

Extreme Weather Events

Elgin is located in Central Texas, which means it can experience extreme weather events, including severe thunderstorms, hailstorms, and the occasional tornado. The region is also susceptible to droughts and heatwaves during the summer months. The area is in a part of Texas known for severe weather patterns, particularly in the spring and early summer.

The town occasionally faces tornado warnings during the spring months, and large hailstorms can cause damage to property and crops. Extreme heat is also a concern in the summer months, as temperatures can regularly exceed 100°F (38°C), leading to heat advisories and potential health risks.

Humidity Levels

Humidity in Elgin, Texas, tends to be higher in the summer months, often exceeding 70%, especially in June and July when the heat and moisture combine. In the winter months, the humidity is lower, but still moderate. On average, Elgin experiences a relative humidity of around 60%, which is typical for Central Texas.

Sunlight

Elgin enjoys abundant sunlight, with approximately 230 sunny days per year. The town experiences long, hot summers with long daylight hours, particularly in June and July. In contrast, the winter months have shorter days and more cloud cover, but sunlight is still relatively frequent throughout the year.

Wind Patterns

Winds in Elgin are moderate, with the highest wind speeds typically occurring during thunderstorms or cold fronts. On average, the town experiences winds of around 10 to 15 mph (16 to 24 km/h). Wind speeds can increase significantly during severe weather events like thunderstorms or tornadoes, which are occasional occurrences in Central Texas.

Comparison with Texas and the U.S.

When compared to the average weather for the state of Texas and the U.S., Elgin’s climate is slightly hotter than the average for Texas. The state of Texas typically experiences average highs of around 87°F (31°C) in the summer, with hotter regions experiencing more extreme temperatures. Nationally, the average temperature is typically cooler, with U.S. summer highs averaging closer to 80°F (27°C) in many regions.

Sources

Average Income in Elgin, Texas

Average Annual Salary in Elgin, Texas

As of the most recent available data, the average annual salary in Elgin, Texas, is approximately $47,000. This figure can vary depending on industry, experience, and other factors. The income levels in Elgin are generally lower than the state average but are comparable to other smaller towns in Central Texas.

Average Hourly Wage in Elgin, Texas

The average hourly wage for workers in Elgin is around $22.50 per hour. This rate is reflective of a range of jobs in the area, including positions in agriculture, retail, and manufacturing. Hourly wages in Elgin are typically lower than those in larger Texas cities such as Austin.

Average Earnings Per Week in Elgin, Texas

The average weekly earnings for workers in Elgin is approximately $900, based on the average annual salary. This figure can fluctuate depending on the type of employment and industry, but it serves as a general estimate for the region.

Most Popular Jobs/Careers in Elgin, Texas

Elgin’s job market is diverse, with several sectors driving the economy. The most common jobs in the area include:

  • Agriculture and Farming – The area has a strong agricultural base, with many working in farming and ranching.
  • Retail and Sales – Retail positions are popular, especially with local businesses and shopping areas.
  • Construction and Skilled Trades – With the growth of the region, there is a demand for construction workers and skilled tradespeople.
  • Healthcare – While Elgin is a smaller town, healthcare positions are growing, particularly in support roles.

Highest Paid Jobs in Elgin, Texas

Higher-paying jobs in Elgin generally come from sectors like healthcare, management, and specialized trades. Some of the highest-paid professions in the area include:

  • Healthcare professionals (doctors, nurses, and medical specialists)
  • Construction managers and skilled tradespeople
  • General and operations managers
  • Engineering professionals

Comparison with Texas and National Averages

The average annual salary in Texas is higher than that of Elgin. The state’s average salary is approximately $56,000, which is about 19% higher than Elgin’s average. Nationally, the average annual salary is approximately $54,000, which is also higher than the income in Elgin.

Sources

Taxes in Elgin, Texas

Property Taxes in Elgin, Texas

Property taxes in Elgin are collected by the Bastrop Central Appraisal District. The average property tax rate in Elgin is approximately 2.15% of the assessed value of the property. This rate includes the city tax rate, as well as county and school district taxes. The specific rate may vary depending on the property’s location within the city or county.

For example, if a home is valued at $200,000, the annual property tax would be around $4,300. This calculation includes local school district taxes, which are the largest portion of property taxes in Elgin.

Property taxes are due each year by January 31st. After this date, penalties and interest may be applied for late payments. The current year’s property tax rates are available through the Bastrop Central Appraisal District’s website.

Sales Taxes in Elgin, Texas

The sales tax rate in Elgin, Texas, is 8.25%, which is the combined rate of the state of Texas and the local city sales tax. Texas has a state sales tax rate of 6.25%, while Elgin adds an additional 2.0% in local taxes, making the total sales tax rate in the area 8.25%. This rate applies to most goods and services purchased in Elgin, excluding certain items such as food and prescription medications, which are exempt from state sales taxes in Texas.

Income Taxes in Elgin, Texas

Texas is one of the few states that does not impose a state income tax. Therefore, Elgin residents do not pay any state income tax on their personal earnings. This is a significant advantage for residents when compared to many other states across the country, where income taxes can be as high as 13% depending on the state.

Utility Taxes in Elgin, Texas

Utility taxes in Elgin vary depending on the type of utility service. The City of Elgin imposes a 5% franchise fee on utility companies that provide electricity, gas, and telecommunications services. Residents of Elgin pay these fees as part of their monthly utility bills.

Hotel Occupancy Tax in Elgin, Texas

Elgin imposes a Hotel Occupancy Tax (HOT) rate of 7% on the rent paid for rooms in hotels, motels, and other short-term lodging accommodations. This rate is consistent with the general rate for the region.

Entertainment Taxes in Elgin, Texas

Elgin does not have specific entertainment taxes at the city level. However, entertainment activities such as concerts or events may be subject to the state sales tax, which is 6.25% for the purchase of tickets to certain events. Local businesses may also impose fees or taxes related to entertainment services or venue usage.

Tax Payment Schedule

Taxes in Elgin are generally due annually. Property taxes are due by January 31st each year, and late penalties begin to apply after this date. Sales taxes are typically collected at the point of purchase and submitted monthly by businesses to the state.

Penalties for Late Payment

If property taxes are not paid by the due date, penalties and interest charges will begin to accrue. The penalty for late property taxes in Elgin is 7% for the first month, with an additional 2% penalty added each subsequent month. After July 1st, the penalty increases to 18%, and interest is applied at a rate of 1% per month. Additional penalties may apply for unpaid taxes that have been outstanding for multiple years.

Where to Pay Taxes in Elgin, Texas

Taxes in Elgin can be paid through the Bastrop Central Appraisal District for property taxes, or businesses can submit sales tax payments directly to the state of Texas. Property tax payments can be made online, by mail, or in person at the Bastrop Central Appraisal District office.

Contact Information

The Bastrop Central Appraisal District is the primary point of contact for property tax questions in Elgin. Below are the contact details for the district:

Comparison with Texas and National Tax Averages

The tax burden in Elgin, Texas, is relatively low compared to other states. Texas has no state income tax, which is a significant advantage compared to many other states. For example, the average income tax rate in the U.S. is around 4.6%. Additionally, the average state sales tax rate in the U.S. is 6.2%, which is close to the Texas rate of 6.25%. However, Texas’s property tax rate is higher than the national average of 1.1%, with Elgin’s property tax rate being around 2.15%.

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Is Elgin, Texas a Good Place to Live for Singles?

Events and Activities in Elgin, Texas

Elgin, Texas, offers a variety of events and activities for singles looking to socialize and engage in community life. Some popular events include:

  • Elgin Hogeye Festival: A vibrant annual festival that celebrates the town’s heritage with a parade, live music, food, and local vendors. It’s a great event for meeting people and enjoying the community spirit. Visit the Hogeye Festival website.
  • Elgin Farmers Market: Every Saturday, the Elgin Farmers Market offers fresh produce, handmade goods, and live music. It’s a relaxed environment to meet locals and enjoy the town’s culture. Learn more about the Farmers Market on Facebook.
  • Elgin Parks and Recreation: The city offers various recreational activities like hiking, picnicking, and community events at places like the Elgin Memorial Park and nearby trails. It’s a good way to stay active and meet new people. Visit the Parks and Recreation page.

Gyms in Elgin, Texas

For singles who enjoy fitness, Elgin offers a range of gym options. While there are a few smaller fitness centers, here is a good place to start:

  • Snap Fitness Elgin: A 24/7 fitness center offering a variety of workout equipment and classes. It’s a great place to stay in shape and meet other health-conscious individuals. Visit Snap Fitness Elgin.
  • Elgin Family YMCA: The YMCA offers fitness classes, personal training, and other community activities that singles can enjoy. It’s a welcoming environment for individuals of all fitness levels. Visit the Elgin YMCA website.

Housing in Elgin, Texas

Elgin offers a variety of housing options, including single-family homes, apartments, and rentals suitable for singles. Rentals tend to be more affordable compared to larger cities like Austin. The median rent for a 1-bedroom apartment is approximately $1,200 per month.

For more details on available rental properties in Elgin, check out:

Percentage of Single Residents in Elgin, Texas

According to the most recent census data, approximately 35% of the adult population in Elgin is single. This is slightly higher than the Texas average, which is around 33%. The single population in Elgin has a mix of young professionals, individuals who are retired, and people who are living independently.

For more details on the demographics of Elgin, you can refer to the following source:

Comparison with State and National Averages

When compared to the state of Texas, which has about 33% of the population identifying as single, Elgin’s single population is slightly above the state average. Nationally, the average single population is around 40%, so Elgin’s figures are slightly below the national trend.

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Is Elgin, Texas Good for Families?

Elgin, Texas, offers a small-town atmosphere with a tight-knit community, making it a good option for families looking for a quieter lifestyle. The town features relatively low crime rates, affordable housing, and an active community with events and outdoor spaces. The weather is warm for much of the year, and while it is prone to the occasional extreme weather event, the overall climate is pleasant. Housing costs are generally lower than in nearby Austin, making it an appealing choice for families looking to settle in the area. Employment opportunities in the region are growing, particularly in the education, healthcare, and retail sectors.

Parks and Family Activities in Elgin, Texas

Elgin provides a number of family-friendly parks and outdoor activities that allow for year-round enjoyment. Key places include:

  • Elgin Memorial Park: This popular park features picnic areas, a playground, and walking trails. It’s a great spot for families to spend the day outdoors. Learn more about Elgin Memorial Park.
  • Elgin Rec Center: The recreation center offers basketball courts, a fitness center, and organized activities for kids and families. It’s an excellent community resource. Visit the Elgin Recreation Center.

Restaurants in Elgin, Texas

Elgin offers a diverse selection of restaurants, including options suitable for family dining. Below are some top spots:

Housing for Families in Elgin, Texas

The housing market in Elgin offers families an affordable range of options, from charming single-family homes to larger residences with spacious yards. The median home price is lower than that of nearby Austin, which makes it a great location for families who need more space without the high price tag. Families looking to purchase a home can find a variety of properties with a suburban feel while still being close to urban amenities in Austin.

For more information on homes for sale in Elgin, visit: Homes for Sale in Elgin.

Percentage of Family Residents in Elgin, Texas

Approximately 60% of Elgin’s residents are married, making it a family-friendly community. This is in line with the state of Texas, where the percentage of married households is around 56%. The town’s strong family orientation is evident through its community activities, local schools, and overall suburban lifestyle, which cater to families seeking a wholesome environment.

For more detailed statistics about Elgin’s demographics, visit: City-Data on Elgin.

Comparison with State and National Averages

Compared to the Texas state average, which has about 56% married residents, Elgin has a slightly higher percentage of married residents, indicating a strong family presence. Nationally, the average percentage of married households is about 50%, meaning Elgin is above the national trend as well.

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How are the schools in Elgin, Texas?

Overview of Schools in Elgin, Texas

Elgin, Texas, offers a variety of educational options for families, with schools serving children from Pre-K through high school. The Elgin Independent School District (ISD) oversees public education in the area, providing a comprehensive education with a focus on community and academic achievement. The district is funded through state and local taxes, and in recent years, the district has focused on improving test scores and student engagement. According to the Texas Education Agency (TEA), Elgin ISD has received mixed ratings for academic performance, with several schools performing above the state average while others face challenges related to funding and achievement gaps. The average student-teacher ratio in Elgin ISD is about 15:1, which is close to the state average. For families seeking higher education, there are no universities within the city, but the proximity to Austin provides access to numerous college and university options.

Pre-K Schools in Elgin, Texas

Pre-K programs in Elgin are available through the Elgin ISD. The district offers Pre-K classes for eligible children to help prepare them for kindergarten. The programs emphasize early childhood development, literacy, and social skills. The district provides both full-day and half-day programs, depending on availability and enrollment. Families can find more details on enrollment and funding through the Elgin ISD Pre-K Page.

Kindergarten Schools in Elgin, Texas

Kindergarten education in Elgin is offered through several elementary schools within the Elgin ISD. These schools follow state guidelines for early education and offer programs to prepare students for academic success. The district’s kindergarten programs are free, and the curriculum focuses on foundational skills in reading, writing, and math. More information about the curriculum and enrollment can be found on the Elgin ISD Elementary Schools Page.

Elementary Schools in Elgin, Texas

Elgin has a number of elementary schools serving children in grades 1-5. These schools focus on developing foundational skills in literacy, math, science, and social studies. Notable elementary schools include:

  • Elgin Elementary School: Known for its strong academic performance and commitment to developing young learners. More information is available on the Elgin Elementary School Page.
  • Neidig Elementary School: Offers an environment focused on student growth with an emphasis on hands-on learning. Visit the Neidig Elementary School Page for more details.

Middle Schools in Elgin, Texas

Elgin ISD operates two middle schools, which provide education for students in grades 6-8. The middle schools offer a comprehensive curriculum that prepares students for high school, with subjects including math, English language arts, science, social studies, and electives in arts and physical education. Notable middle schools include:

  • Elgin Middle School: Provides a strong academic program with opportunities for extracurricular activities such as band and athletics. More information is available on the Elgin Middle School Page.
  • Neidig Middle School: Focuses on personalized learning and student support. Visit the Neidig Middle School Page for more information.

High Schools in Elgin, Texas

Elgin High School serves students in grades 9-12 and offers a wide range of academic programs, including advanced placement courses, vocational training, and extracurricular activities. The school has been recognized for its commitment to student success in both academics and athletics. Elgin High School also offers career and technical education programs, including opportunities for students to earn certifications in various fields. More details can be found on the Elgin High School Page.

Colleges & Universities Near Elgin, Texas

Elgin is located just outside Austin, Texas, which provides access to a wide range of higher education institutions. Some of the nearby colleges and universities include:

  • The University of Texas at Austin: A major public research university known for its academic excellence. More information is available on the University of Texas at Austin Website.
  • Austin Community College: Offers a wide range of associate degrees, certifications, and continuing education programs. Visit the Austin Community College Website for more details.

Churches in Elgin, Texas

Conclusion: Why you should consider moving to Elgin, Texas

Elgin, Texas offers the perfect balance of small-town charm and modern convenience, making it an ideal place to call home. With affordable housing, a welcoming community, and top-rated schools, it’s a place where families and professionals can thrive. The local economy is on the rise, providing ample job opportunities, and its proximity to Austin ensures you’re never far from the amenities of a bustling city while enjoying a slower pace of life. Whether you’re looking for outdoor activities, local events, or a supportive environment to raise a family, Elgin has it all. If you’re considering a move, Elgin is ready to offer you a fresh start in a place that feels like home from day one.