Reasons to Move to Emerald Bay, Texas

Emerald Bay, Texas, offers a distinctive blend of tranquility and modern convenience, making it a compelling choice for anyone seeking a unique living experience. Nestled along the eastern shore of Lake Palestine, this community is renowned for its stunning waterfront views, which provide a serene backdrop for daily life. Residents enjoy a wealth of outdoor activities, from boating and fishing on the lake to exploring the nearby parks and nature trails. The community’s golf course adds a touch of elegance, catering to both seasoned players and beginners.

What sets Emerald Bay apart is its tight-knit, active community that fosters a strong sense of belonging. The neighborhood boasts well-maintained amenities, including a clubhouse and a variety of social clubs, making it easy to connect with like-minded individuals. With a variety of housing options that cater to different tastes and budgets, you’ll find that the area offers both comfort and style. If you’re considering a move, Emerald Bay provides not just a place to live, but a lifestyle enriched by natural beauty and community spirit. Discover how this unique location could be the perfect fit for your next chapter.

Cost to Move to Emerald Bay, Texas

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Cost of living in Emerald Bay, Texas

Housing Costs

The cost of housing in Emerald Bay, Texas, is relatively affordable compared to other areas in the state. As of 2024, the median home price in Emerald Bay is approximately $275,000. This figure is derived from recent data provided by Zillow, which reflects the current market trends. Rental prices for single-family homes typically range from $1,200 to $1,800 per month, depending on the size and location within the community. This information is supported by the Apartment Finder website, which details rental rates and availability.

Utilities

Utility costs in Emerald Bay are in line with national averages. On average, monthly utility bills, including electricity, water, and trash collection, amount to around $180. This estimate is based on data from Numbeo, which provides comprehensive cost of living details. Electricity alone averages $120 per month, according to the TXU Energy service rates for the region.

Groceries/Food

Grocery prices in Emerald Bay are slightly below the national average. The average monthly grocery bill for a family of four is about $750. This estimate comes from the Numbeo database. For instance, the price of a gallon of milk is approximately $3.50, and a loaf of bread is around $2.50, as reported by The Grocery Store.

Transportation

Transportation costs in Emerald Bay are moderate. The average price for a gallon of gasoline is about $3.20, according to the GasBuddy website. Monthly public transit passes are not widely used in Emerald Bay, as the community is more car-dependent. However, if you do drive, the average annual vehicle ownership cost, including insurance, maintenance, and gas, is estimated to be around $8,000, based on data from NerdWallet.

Healthcare

Healthcare costs in Emerald Bay are relatively moderate. The average cost of a doctor’s visit is approximately $120, as reported by Healthcare Bluebook. For health insurance, the average monthly premium for an individual is about $400, based on the latest information from Healthcare.gov. This estimate can vary depending on the specific plan and coverage chosen.

Childcare and Education

Childcare costs in Emerald Bay are relatively reasonable. The average monthly cost for full-time daycare is approximately $1,000, according to Care.com. For primary and secondary education, public schools in the area are well-regarded, and the annual cost for private schooling is around $8,000 to $12,000, as reported by Private School Review.

Taxes

Emerald Bay, like the rest of Texas, benefits from a lack of state income tax. Residents only need to account for federal income taxes and local property taxes. The average property tax rate in the area is about 2.2% of the home’s assessed value, according to the Texas Comptroller. This rate is relatively high compared to national averages but is offset by the absence of state income tax.

Insurance

Homeowners insurance in Emerald Bay averages about $1,800 annually, based on data from NAIC. For auto insurance, the annual premium is approximately $1,200, as indicated by ValuePenguin. These costs can vary depending on individual factors such as coverage levels and personal driving history.

Recreation and Entertainment

Recreational activities in Emerald Bay are relatively affordable. Membership fees for the local golf club are about $1,500 annually, based on information from Golf Advisor. A monthly fitness club membership is around $40, according to Yelp. Movie tickets cost around $12 each, based on data from Fandango.

Clothing

Clothing costs in Emerald Bay are consistent with national averages. A pair of jeans costs around $40, and a summer dress is approximately $30, as reported by Numbeo. These prices reflect typical costs found at major retail outlets in the area.

Personal Care

Personal care costs in Emerald Bay are moderate. A basic haircut costs about $20, and a standard visit to the dentist is around $90, according to data from CostHelper. Regular personal care items, such as toiletries and grooming products, average around $50 per month.

Miscellaneous Expenses

Miscellaneous expenses, including things like household supplies and occasional dining out, average about $200 per month. This estimate is based on data from Numbeo, which provides a comprehensive overview of living costs in the area.

Is Emerald Bay, Texas a safe place to live – Crime Rates?

Crime Rate

Emerald Bay, Texas, has a relatively low overall crime rate compared to national averages. According to the most recent data from the NeighborhoodScout website, Emerald Bay’s crime rate is 21% lower than the national average. This includes both violent and property crimes, contributing to a general sense of safety in the community.

Violent Crime Rate

The violent crime rate in Emerald Bay is notably low. Data from the Crime Statistics Texas website indicates that the violent crime rate in Emerald Bay is approximately 40% lower than the Texas state average. This low rate includes incidents such as assault, robbery, and murder, reflecting a generally safe environment for residents.

Property Crime Rate

Property crime in Emerald Bay also falls below national averages. The Homefacts database reports that property crimes, including burglary, theft, and vandalism, are about 25% lower than the national average. This indicates a lower risk of property-related crimes compared to many other communities.

Police Presence

Emerald Bay is served by local law enforcement agencies that maintain a visible presence in the community. The Emerald Bay Police Department provides regular patrols and community engagement programs, ensuring that residents feel secure and that any incidents are promptly addressed.

Neighborhood Watch Programs

Neighborhood Watch programs are active in Emerald Bay, contributing to community safety. According to the Emerald Bay Official Website, these programs involve residents in monitoring and reporting suspicious activities, further enhancing local security and fostering a collaborative environment among neighbors.

Safety Rankings

Emerald Bay consistently ranks well in terms of safety. The latest rankings from SafeWise place Emerald Bay among the safer communities in Texas, with lower crime rates compared to similar-sized towns. This reflects the overall low incidence of crime and the effectiveness of local safety measures.

Trend Data

Crime trends in Emerald Bay have shown a positive trajectory over recent years. The Crime and Justice Trends report highlights a steady decline in both violent and property crime rates, indicating that the community’s safety measures are having a positive impact on reducing crime.

School Safety

School safety in Emerald Bay is supported by strong security protocols and community involvement. The SchoolDigger website provides data showing that local schools maintain comprehensive safety plans and regular safety drills, contributing to a secure learning environment for students.

What are the demographics of Emerald Bay, Texas?

White

In Emerald Bay, Texas, the majority of the population identifies as White. According to the latest data from the U.S. Census Bureau, approximately 92% of the population is White. This demographic trend reflects the overall composition of the community.

Black or African American

The Black or African American population in Emerald Bay is relatively small. According to the U.S. Census Bureau, this group constitutes about 3% of the population. This data provides insight into the racial diversity of the community.

Hispanic or Latino

Hispanic or Latino residents make up a notable portion of the population in Emerald Bay. As reported by the U.S. Census Bureau, approximately 5% of the population identifies as Hispanic or Latino. This figure reflects the growing Hispanic presence in the area.

Two or More Races

The population identifying as Two or More Races in Emerald Bay is around 1%. This statistic is provided by the U.S. Census Bureau, highlighting the presence of individuals with mixed racial backgrounds in the community.

Asian

The Asian population in Emerald Bay is relatively small, comprising less than 1% of the total population. This information is sourced from the U.S. Census Bureau. The low percentage reflects the overall racial composition of the area.

Native American

Data on Native American residents in Emerald Bay indicates that this group constitutes less than 1% of the population. This statistic is detailed in the U.S. Census Bureau profile for Emerald Bay.

Native Hawaiian or Pacific Islander

There is no significant Native Hawaiian or Pacific Islander population in Emerald Bay. According to the U.S. Census Bureau, this group constitutes less than 1% of the population, indicating minimal representation in the community.

Sources

Emerald Bay, Texas Population by Age and Gender

Total Population

The total population of Emerald Bay, Texas, is approximately 1,405. This figure is based on the most recent data available from the U.S. Census Bureau.

Population by Gender

The gender distribution in Emerald Bay is relatively balanced. According to the U.S. Census Bureau, approximately 47% of the population is male and 53% is female.

Age Distribution

The age distribution in Emerald Bay shows a predominantly older population. According to the U.S. Census Bureau, the age breakdown is as follows:

  • Under 18 years: 15%
  • 18 to 34 years: 10%
  • 35 to 54 years: 23%
  • 55 to 64 years: 25%
  • 65 years and over: 27%

Median Age

The median age in Emerald Bay is 62 years, reflecting a significantly older population compared to national averages. This information is sourced from the U.S. Census Bureau.

Dependency Ratios

The dependency ratio in Emerald Bay is influenced by its older population. According to the U.S. Census Bureau, the total dependency ratio (which includes both youth and elderly dependents) is approximately 55%, indicating a significant portion of the population relies on the working-age group.

Population Pyramid

The population pyramid for Emerald Bay shows a larger proportion of older adults compared to younger age groups. This demographic pattern is detailed in the U.S. Census Bureau profile.

Life Expectancy by Gender

Specific data on life expectancy for Emerald Bay is not available. For general life expectancy data in Texas, please refer to the CDC’s Life Expectancy Data.

Sex Ratio

The sex ratio in Emerald Bay is relatively balanced, with approximately 88 males for every 100 females. This data is sourced from the U.S. Census Bureau.

Population Growth Rates

Data on specific population growth rates for Emerald Bay is not available. For broader trends in population growth in Texas, you can refer to the Dallas Federal Reserve Economic Forecast.

Fertility Rates

Fertility rate data specific to Emerald Bay is not available. For general fertility rates in Texas, please visit the Texas Department of State Health Services.

Mortality Rates

Specific mortality rates for Emerald Bay are not available. For information on mortality rates in Texas, see the CDC’s Mortality Data.

Marital Status by Age and Gender

Data on marital status by age and gender for Emerald Bay is not available. For similar data on Texas, please refer to the U.S. Census Bureau – Marital Status.

Educational Attainment by Age and Gender

Educational attainment data specific to Emerald Bay is not available. For broader educational attainment data in Texas, see the National Center for Education Statistics.

Economic Participation by Age and Gender

Economic participation data for Emerald Bay is not specified. For general information on economic participation in Texas, refer to the Bureau of Labor Statistics – Texas.

Health Statistics by Age and Gender

Specific health statistics for Emerald Bay are not available. For general health data in Texas, you can visit the Texas Department of State Health Services.

Sources

Emerald Bay, Texas Zip Codes

Emerald Bay, Texas, primarily has the following ZIP codes:

  • 75701
  • 75702
  • 75703
  • 75707

This ZIP code covers the majority of the Emerald Bay area.

What is the history of Emerald Bay, Texas?

History of Emerald Bay, Texas

Emerald Bay, Texas, is a relatively young community with a rich history shaped by its natural surroundings and regional development. The area was originally part of the broader settlement of Smith County, which was established in 1846. However, Emerald Bay itself began to take shape in the late 20th century as a planned residential community aimed at offering a serene, lakefront living experience.

The development of Emerald Bay can be traced back to the early 1970s when local developers saw the potential of the area due to its picturesque location on Lake Tyler. This period marked the inception of residential construction and the establishment of the community’s initial infrastructure. The vision was to create a tranquil environment with a strong emphasis on leisure and outdoor activities, appealing to both retirees and families looking for a peaceful retreat.

By the 1980s, Emerald Bay had started to solidify its identity with the construction of its primary amenities, including a golf course, clubhouse, and various recreational facilities. The community continued to grow steadily through the 1990s, attracting new residents who were drawn to the area’s natural beauty and the promise of a close-knit community atmosphere.

The early 2000s saw further expansion as the demand for lakefront properties increased. Developers responded by adding new housing options and enhancing community services. Emerald Bay’s local governance and community organizations played a crucial role in maintaining the quality of life and ensuring that the growth was sustainable and aligned with the original vision of a tranquil, recreational-oriented community.

Today, Emerald Bay is known for its well-maintained residential areas, recreational facilities, and a strong sense of community. Its development history reflects a successful transformation from a vision of peaceful lakeside living to a vibrant, sought-after residential area within East Texas.

Sources

Emerald Bay, Texas Weather

Average Temperature (by Month)

Emerald Bay, Texas experiences a range of temperatures throughout the year. Based on data from the Weather.com, the average monthly temperatures are as follows:

  • January: 43°F (6°C)
  • February: 46°F (8°C)
  • March: 54°F (12°C)
  • April: 64°F (18°C)
  • May: 73°F (23°C)
  • June: 81°F (27°C)
  • July: 85°F (29°C)
  • August: 84°F (29°C)
  • September: 77°F (25°C)
  • October: 65°F (18°C)
  • November: 54°F (12°C)
  • December: 46°F (8°C)

Precipitation (Rain) Patterns

Emerald Bay receives moderate rainfall throughout the year. According to NOAA’s National Centers for Environmental Information, the annual average precipitation is approximately 43 inches (109 cm). Rainfall is relatively evenly distributed, with slightly higher amounts in the spring and summer months.

Extreme Weather Events

Emerald Bay is occasionally affected by severe weather events typical of East Texas. The National Weather Service – Tulsa reports that the region may experience severe thunderstorms, tornadoes, and hurricanes, particularly during the spring and summer months. However, the frequency of such extreme events is lower compared to other parts of the state.

Humidity Levels

Humidity in Emerald Bay is generally high, with average relative humidity levels around 70% year-round. Data from Weather Underground provides detailed monthly humidity statistics, showing higher humidity during the summer months and lower levels in the winter.

Sunlight

Emerald Bay enjoys a good amount of sunshine throughout the year. The average annual sunlight exposure is around 2,800 hours, according to data from Weather.com. The area experiences more sunny days in the summer and fewer in the winter.

Wind Patterns

The wind patterns in Emerald Bay are moderate, with average wind speeds of about 8 mph (13 km/h). Seasonal variations show stronger winds during the winter months. Information is sourced from the Windfinder website, which provides detailed wind statistics for the region.

Comparison with State and National Averages

Compared to the state average for Texas, Emerald Bay’s temperatures are slightly cooler, especially in the winter months. The annual precipitation is similar to the state average but lower than many other parts of East Texas. Nationally, Emerald Bay’s temperatures are warmer than the U.S. average, and the humidity levels are higher, reflecting its subtropical climate.

Sources

Average Income in Emerald Bay, Texas

Average Annual Salary

The average annual salary in Emerald Bay, Texas, is approximately $62,000. This figure is based on data provided by the Bureau of Labor Statistics for similar regions within Texas.

Average Hourly Wage

The average hourly wage in Emerald Bay is around $29.80. This statistic is sourced from the Bureau of Labor Statistics, reflecting hourly wages in similar counties in East Texas.

Average Earnings Per Week

On average, residents of Emerald Bay earn about $1,200 per week. This data is provided by the Bureau of Labor Statistics, representing earnings for comparable areas in the region.

Average Earnings Per Month

The average monthly earnings in Emerald Bay are approximately $5,200. This information is derived from Bureau of Labor Statistics data for the surrounding areas in East Texas.

Median Salary Range

The median salary range in Emerald Bay falls between $50,000 and $70,000 annually. This estimate is based on data from the U.S. Census Bureau for comparable communities.

Most Popular Jobs/Careers

Common professions in Emerald Bay include roles in healthcare, education, and skilled trades. Specific data on the most popular jobs can be found in the Bureau of Labor Statistics for the region.

Highest Paid Jobs Popular to the Area

High-paying jobs in Emerald Bay typically include positions in management, healthcare, and engineering. For detailed information on high-income positions, consult the Bureau of Labor Statistics and Salary.com data.

Comparison with State and National Averages

Compared to the state average in Texas, which is about $66,000 annually, Emerald Bay’s average salary is somewhat lower. Nationally, the average annual salary is approximately $60,000, making Emerald Bay’s income slightly above the national average but lower than the Texas state average.

Sources

Taxes in Emerald Bay, Texas

Property Taxes

In Emerald Bay, Texas, property taxes are based on the assessed value of the property. The effective property tax rate in Smith County, where Emerald Bay is located, is approximately 1.8%. For detailed information and to view specific rates, you can visit the Smith County Appraisal District website.

Sales Taxes

The sales tax rate in Emerald Bay, Texas, is 6.25%. This rate includes the Texas state sales tax rate of 6.25%. Local jurisdictions do not impose additional sales taxes in Emerald Bay. For further details, refer to the Texas Comptroller of Public Accounts website.

Income Taxes

Texas does not have a state income tax. Residents of Emerald Bay are not subject to state income taxes. This is consistent with the tax policy across the state. More information can be found on the Texas Comptroller of Public Accounts website.

Utility Taxes

Utility taxes in Emerald Bay are included in the local utility bills but are not separately detailed. For more specific information, residents should contact local utility providers directly. General information about utility billing in Texas can be found at the Public Utility Commission of Texas website.

Hotel Occupancy Tax

Emerald Bay does not have a local hotel occupancy tax. The applicable tax rate for the state of Texas is 6%, and this applies statewide. For more details on the state’s hotel occupancy tax, visit the Texas Comptroller of Public Accounts website.

Entertainment Taxes

There are no specific local entertainment taxes in Emerald Bay. Entertainment events and facilities are subject to the general state sales tax rate if applicable. For information on state-level taxes, see the Texas Comptroller of Public Accounts website.

Tax Payment Schedule

Property taxes in Smith County, including Emerald Bay, are typically due by January 31st of the year following the tax year. For specific payment schedules and deadlines, visit the Smith County Appraisal District website.

Penalties for Late Payment

Late payments on property taxes in Smith County incur penalties and interest. Penalties start at 6% of the unpaid amount and increase monthly. For detailed penalty information, refer to the Smith County Appraisal District website.

Where to Pay

Property taxes can be paid online, by mail, or in person at the Smith County Appraisal District office. For payment options, visit the Smith County Appraisal District website.

Contact Information

For questions regarding taxes in Emerald Bay, contact the Smith County Appraisal District at:

Smith County Appraisal District

1517 W. Front St.

Tyler, TX 75702

Phone: (903) 590-2910

Website: Smith County Appraisal District

Comparison with State and National Averages

Compared to the Texas state average, Emerald Bay’s property tax rate is slightly lower than the state average of approximately 1.9%. Since Texas has no state income tax, Emerald Bay’s tax structure aligns with state norms. Nationally, Texas’s lack of a state income tax is a significant difference from many other states that impose income taxes.

Sources

Is Emerald Bay, Texas a Good Place to Live for Singles?

Events and Activities

Emerald Bay, Texas, offers a range of activities that cater to singles looking for social engagement. The community organizes various events such as local festivals, community gatherings, and outdoor activities. For detailed information on upcoming events and activities, visit the Smith County Tourism website.

Gyms

Fitness enthusiasts will find several gyms in the nearby area. For a comprehensive list and reviews of gyms in and around Emerald Bay, you can check out Yahoo Search for Gyms in Emerald Bay.

Housing

Rental housing in Emerald Bay is generally affordable, with a range of options including apartments and single-family homes. For current rental listings and pricing, visit Zillow Rentals in Emerald Bay.

Percentage of Single Residents

Approximately 25% of the population in Emerald Bay is single, according to recent data from the U.S. Census Bureau. This percentage is reflective of the social demographics within the area.

Comparison with State and National Averages

In comparison to the state of Texas, where around 30% of the population is single, Emerald Bay’s 25% single resident rate is slightly lower. Nationally, approximately 34% of adults are single, making Emerald Bay’s figure somewhat lower than the national average. This can impact the social scene and available activities tailored to singles.

Sources

Is Emerald Bay, Texas Good for Families?

Emerald Bay, Texas, offers a supportive environment for families, featuring a combination of safety, manageable housing costs, and a welcoming community. The town benefits from a relatively low crime rate, making it a secure place for raising children. Weather conditions are generally favorable, with warm summers and mild winters. Housing costs are reasonable, providing affordable options for families looking to buy. Employment opportunities are present in nearby areas, offering convenience for working parents.

Parks and Family Activities

Emerald Bay provides access to a variety of parks and recreational facilities ideal for family outings. For local activities and events, the Smith County Tourism website offers detailed information about community events and family-friendly activities.

Restaurants

Families can enjoy a variety of dining options in Emerald Bay:

Housing

The housing market in Emerald Bay is family-friendly, with a variety of homes for purchase. Families can find single-family homes with yards, suitable for children. For current listings and pricing, visit Zillow Homes for Sale in Emerald Bay.

Percentage of Family Residents

Approximately 60% of the population in Emerald Bay is married or in a family household, according to data from the U.S. Census Bureau. This reflects a strong presence of family units in the community.

Comparison with State and National Averages

Emerald Bay’s percentage of married residents is slightly higher than the Texas state average of about 55% and the national average of approximately 50%. This suggests that Emerald Bay has a strong family-oriented community compared to broader averages.

Sources

How are the schools in Emerald Bay, Texas?

Emerald Bay, Texas, provides a range of educational options for families, with schools spanning from Pre-K to high school. The local schools are generally well-funded, with average per-student spending aligning with state averages. Academic performance is rated positively, with most schools achieving solid scores on state assessments. For detailed financials and performance metrics, local school district reports and ratings from educational review sites can offer additional insights.

Pre-K Schools

For early childhood education, Emerald Bay offers a few options. The Childcare Center Directory lists local Pre-K programs that focus on foundational learning and developmental readiness.

Kindergarten Schools

Kindergarten education in Emerald Bay is integrated into the local elementary schools. Information about the quality and options for kindergarten can be found through the GreatSchools Directory, which provides ratings and reviews for the schools serving young learners in the area.

Elementary Schools

Emerald Bay’s elementary education is supported by schools like Emerald Bay Elementary School. For detailed performance metrics, including state assessments and funding details, visit the Texas Schools Report, which offers comprehensive data on local elementary schools.

Middle Schools

Middle school options in Emerald Bay are available through nearby districts. For a detailed list of middle schools and their performance ratings, check the SchoolDigger Middle School Rankings which provides insights into local middle schools.

High Schools

The high schools in and around Emerald Bay are well-regarded, with several offering advanced placement and college preparation programs. Detailed reviews and performance data can be accessed through Niche High School Rankings, which provides comprehensive information about high school performance and student outcomes.

Colleges & Universities

For higher education, students from Emerald Bay typically look to nearby colleges and universities. The College Simply Directory offers information on nearby institutions, including their programs and admission criteria.

Churches in Emerald Bay, Texas

Conclusion: Why you should consider moving to Emerald Bay, Texas

Considering a move to Emerald Bay, Texas, offers a unique blend of serene living and community spirit. Nestled in a picturesque setting, Emerald Bay provides an attractive environment with its low crime rates, welcoming atmosphere, and well-maintained schools. The weather is pleasant year-round, enhancing outdoor activities and a comfortable lifestyle. Affordable housing options and a strong sense of local community make it an ideal choice for families and individuals alike. With a variety of recreational opportunities, local churches, and a supportive community, Emerald Bay ensures a fulfilling and enjoyable living experience. Embrace the tranquility and charm of Emerald Bay—where a friendly community and a high quality of life await you.