Living in and Moving to Fargo, North Dakota

Cost to Move to Fargo, North Dakota

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Cost of living in Fargo, North Dakota

Housing Costs

The median home price in Fargo, North Dakota as of 2023 is approximately $285,000, reflecting a steady increase in home values over the last few years. This price is significantly lower than the national average, making Fargo an attractive option for those looking to own a home in a growing city. Rent for a one-bedroom apartment in the city center averages $1,100 per month, while outside the city center, rents drop to around $900 per month for similar properties. These prices place Fargo in the more affordable range compared to other U.S. cities.

For detailed statistics, refer to Zillow’s Fargo Real Estate Market Overview.

Utilities

On average, monthly utility costs in Fargo range from $150 to $250, depending on the size of the home and energy usage. This includes electricity, heating, cooling, water, and garbage services. During the winter months, heating costs can drive up the total, especially for larger homes, though the overall costs remain lower than in many larger urban centers. Fargo residents can also expect higher utility costs in areas with extreme weather conditions, particularly in winter.

Source: Numbeo’s Cost of Living in Fargo.

Groceries/Food

In Fargo, grocery prices are fairly consistent with national averages, but slightly lower in some cases. A single person’s monthly grocery bill averages around $300 to $350. Basic food items include milk at $2.50 per gallon, bread at about $2.00 per loaf, and eggs around $2.20 per dozen. Dining out is also affordable, with a meal at an inexpensive restaurant costing around $15 per person. For those cooking at home, shopping at local stores like the Fargo-Moorhead Farmers Market or larger grocery chains like Walmart can help keep costs down.

Source: Numbeo’s Cost of Living in Fargo.

Transportation

The cost of transportation in Fargo is relatively low compared to larger U.S. cities. The average cost of gasoline in 2023 was approximately $3.30 per gallon. Fargo also has a public bus system (MATBUS) that offers affordable rates, with a single ride costing $1.50 and monthly passes priced at $45. For those who drive, the average price for car insurance is about $1,100 per year, which is below the national average. Most residents own cars, as public transportation coverage is somewhat limited to the core urban areas.

Source: Numbeo’s Cost of Living in Fargo.

Healthcare

Healthcare costs in Fargo are generally in line with the national average. A visit to a general practitioner typically costs around $120 to $150 without insurance. Prescription medications can vary, but common drugs like Lipitor cost approximately $50 for a 30-day supply. Health insurance premiums are lower than in many large urban areas, with the average monthly premium in Fargo for a single individual being around $300 to $450, depending on the plan and provider.

Source: Healthcare.gov.

Childcare and Education

Childcare costs in Fargo are moderate compared to other regions. The average cost for full-time daycare for an infant is about $900 per month. For a preschool-aged child, costs drop to around $800 per month. Public schools in Fargo are highly rated, with average spending per pupil at around $12,000 per year. Private school tuition can range from $4,000 to $7,000 annually, depending on the institution.

Source: Niche – Fargo Public Schools Overview.

Taxes

North Dakota has a state income tax ranging from 1.10% to 2.90%, with the highest bracket being $435,000 for individuals. Fargo also imposes a sales tax of 7.5%, which includes both state and local taxes. Property taxes in Fargo average 1.6% of a property’s value annually, which is slightly above the national average. Overall, taxes in Fargo remain relatively low compared to many other regions in the U.S.

Source: Tax Rates – Fargo, ND.

Insurance

The cost of insurance in Fargo varies depending on coverage and provider, but on average, homeowners pay around $1,000 annually for homeowners insurance. Auto insurance is generally less expensive than in large urban areas, with an average annual premium of about $1,100. Renters insurance is also affordable, averaging $150 to $250 per year, depending on coverage limits and personal property value.

Source: Policygenius – Fargo Homeowners Insurance.

Recreation and Entertainment

Fargo offers a variety of recreational and entertainment options that are affordable and accessible. A movie ticket costs around $12, while a monthly membership to a fitness center ranges from $30 to $50. Public parks and outdoor activities are plentiful and free, with over 60 parks and miles of trails for hiking and biking. The Fargo Theatre, a historic venue, provides a mix of movies, concerts, and live performances, with tickets generally ranging from $10 to $25 depending on the event.

Source: Fargo Parks District.

Clothing

Clothing costs in Fargo are comparable to other cities in the region. A pair of jeans typically costs around $40 to $60, while a summer dress is priced at about $30 to $50. For those shopping at stores like Walmart or Target, clothing prices tend to be on the lower end, whereas higher-end retailers will charge more. Overall, clothing expenses in Fargo are moderate and in line with national averages.

Source: Numbeo’s Cost of Living in Fargo.

Personal Care

Personal care services in Fargo are relatively affordable. A basic haircut for an adult typically costs between $20 and $40, while a men’s haircut is slightly less. A standard dental check-up, including a cleaning, averages around $120 to $150. Personal care products like shampoo, toothpaste, and deodorant are generally priced as they are nationwide, with most brands costing between $3 and $5 for each item.

Source: Numbeo’s Cost of Living in Fargo.

Miscellaneous Expenses

Miscellaneous expenses in Fargo are lower than in many larger cities. For example, the average cost for a fitness club membership is around $40 per month. A cup of coffee at a local café costs about $3 to $5. These smaller, everyday expenses contribute to Fargo’s overall affordability and high quality of life.

Source: Numbeo’s Cost of Living in Fargo.

Is Fargo, North Dakota a safe place to live – Crime Rates?

Crime Rate

Fargo, North Dakota, is considered to have a relatively low overall crime rate when compared to many U.S. cities. According to recent data from the FBI’s Uniform Crime Reporting (UCR) program, Fargo’s crime rate for 2023 was lower than the national average. In 2023, there were 3,021 reported crimes, which includes both violent and property crimes. The overall crime rate per 1,000 residents is about 36, which is considered average when compared to similar-sized cities. This is significantly lower than larger urban areas, offering residents a sense of security in their community.

Source: FBI Uniform Crime Reporting (UCR) Program.

Violent Crime Rate

Violent crime in Fargo is also relatively low. In 2023, there were 178 reported violent crimes, including aggravated assault, robbery, and rape. This gives Fargo a violent crime rate of approximately 2.1 per 1,000 residents. This is well below the national average of 3.9 per 1,000 residents, making Fargo one of the safer cities in the U.S. in terms of violent crime.

Source: NeighborhoodScout – Fargo Crime Data.

Property Crime Rate

Property crime is more common in Fargo, but still below the national average. In 2023, property crimes, including burglary, theft, and motor vehicle theft, totaled 2,843 incidents, with a property crime rate of approximately 33.5 per 1,000 residents. This rate is somewhat higher than the violent crime rate but remains relatively low compared to larger cities. Fargo’s proactive policing and community efforts help maintain property crime rates below the national average.

Source: NeighborhoodScout – Fargo Crime Data.

Police Presence

Fargo’s police force is well-equipped to maintain public safety. The Fargo Police Department has a staffing level of approximately 140 sworn officers and several community-focused units. The department’s efforts are directed towards both crime prevention and community engagement, with initiatives aimed at reducing property crimes, enforcing traffic laws, and ensuring the safety of residents. The department’s focus on proactive policing is one reason for the city’s relatively low crime rate.

Source: Fargo Police Department – Official Website.

Neighborhood Watch Programs

Fargo has a number of active neighborhood watch programs, especially in residential areas. These programs are coordinated by the Fargo Police Department and encourage residents to take an active role in keeping their neighborhoods safe. The neighborhood watch programs have been effective in reducing crime in targeted areas, creating a sense of community and vigilance. Participating in these programs helps build trust between residents and law enforcement, contributing to overall safety in the city.

Source: Fargo Police – Neighborhood Watch Programs.

Safety Rankings

In 2023, Fargo was ranked among the safer cities in North Dakota and the Midwest in general. According to Safewise’s “2023 Safest Cities in North Dakota” report, Fargo holds a position within the top 10, demonstrating its relatively low crime rates and strong public safety infrastructure. Fargo is consistently ranked as one of the safest cities in North Dakota, offering peace of mind for potential residents.

Source: Safewise – Safest Cities in North Dakota 2023.

Trend Data

Over the past few years, crime rates in Fargo have generally been stable or decreasing. While there was a slight uptick in property crimes in 2022, violent crime has remained low and even decreased in certain areas. Public safety efforts and police-community partnerships have been key in maintaining Fargo’s safety. According to the Fargo Police Department, continued emphasis on crime prevention and community policing has helped keep crime levels manageable, even with the city’s growth.

Source: Fargo Police Annual Reports.

School Safety

Fargo public schools prioritize student safety and maintain a variety of security measures, including school resource officers and surveillance cameras. Fargo Public Schools have been proactive in ensuring safe learning environments, with a focus on preventing bullying, improving mental health support, and ensuring school buildings are secure. The district has an extensive emergency preparedness program that regularly trains staff and students in safety protocols. In a recent report from Safe Kids Fargo, school safety was rated highly, with a focus on both physical and emotional well-being of students.

Source: Fargo Public Schools – Safety and Security.

What are the demographics of Fargo, North Dakota?

White

The majority of Fargo’s population is White, comprising approximately 85% of the total population. This demographic has remained steady in recent years, reflecting the city’s historical composition and the slower pace of demographic change in comparison to national trends. The city’s White population includes a mix of both native North Dakotans and a significant portion of individuals who have relocated for educational and professional opportunities.

Source: U.S. Census Bureau – Fargo Demographics.

Black or African American

Black or African American residents make up about 5.6% of Fargo’s population, a group that has seen gradual growth over recent years. This demographic is diverse, with many individuals relocating to Fargo for educational or employment opportunities, particularly in the fields of healthcare, education, and technology. The city’s Black population has been active in contributing to Fargo’s cultural richness through community events, businesses, and local initiatives.

Source: U.S. Census Bureau – Fargo Demographics.

Hispanic or Latino

The Hispanic or Latino population in Fargo is approximately 4.1%. This group has experienced significant growth in recent years, driven by both international immigration and migration from other parts of the United States. The Latino community in Fargo is actively involved in various cultural, religious, and community activities, contributing to the diversity of the city.

Source: U.S. Census Bureau – Fargo Demographics.

Two or More Races

Fargo has a population of approximately 2.8% who identify as being of two or more races. This group has grown steadily in the past decade, reflecting broader trends of mixed-race identity in the United States. The increase is also indicative of changing family dynamics and multicultural backgrounds, with residents of mixed races playing an active role in the local community.

Source: U.S. Census Bureau – Fargo Demographics.

Asian

Asian residents make up approximately 2.4% of Fargo’s population. This group includes individuals of various nationalities, with the largest subgroups being those of Hmong, Chinese, and Indian descent. The Asian community in Fargo is known for its active participation in the local economy and culture, with a strong presence in sectors such as healthcare, technology, and retail.

Source: U.S. Census Bureau – Fargo Demographics.

Native American

The Native American population in Fargo is estimated to be around 1.6%. This group includes members of various tribes, primarily from the nearby reservations in North Dakota and South Dakota. Many Native Americans have moved to Fargo for better educational and employment opportunities, and their presence has contributed to the city’s rich cultural landscape.

Source: U.S. Census Bureau – Fargo Demographics.

Native Hawaiian or Pacific Islander

Fargo has a very small Native Hawaiian or Pacific Islander population, making up less than 0.1% of the total population. This group is among the smallest ethnic categories in the city, but they are part of the diverse multicultural makeup of Fargo, contributing to the area’s cultural and economic development.

Source: U.S. Census Bureau – Fargo Demographics.

Sources

• U.S. Census Bureau – Fargo Demographics

Fargo, North Dakota Population by Age and Gender

The total population of Fargo, North Dakota is approximately 125,000 as of the most recent census data (2023). The city has experienced steady growth over the last decade, largely driven by its growing economy and reputation as a vibrant regional hub for education, healthcare, and technology.

Total Population by Gender

Fargo’s population is relatively balanced in terms of gender distribution. As of the latest estimates, approximately 48.5% of the population is male, and 51.5% is female. This slight gender skew towards females is typical in many U.S. cities and is consistent with national trends.

Source: U.S. Census Bureau – Fargo Demographics.

Age Distribution

The age distribution in Fargo is as follows, based on the 2020 Census data:

• Under 18 years: 23.2%
• 18 to 24 years: 14.5%
• 25 to 44 years: 29.3%
• 45 to 64 years: 18.9%
• 65 years and over: 14.1%

This age breakdown shows a city with a relatively young population, with a significant portion of the population in the working-age groups of 18 to 44 years. Fargo also has a growing retiree community, as evidenced by the 65+ age group.

Source: U.S. Census Bureau – Fargo Demographics.

Median Age

The median age of residents in Fargo is approximately 32.5 years. This is younger than the national average, reflecting the city’s appeal to younger professionals, families, and students, particularly due to the presence of institutions like North Dakota State University.

Source: U.S. Census Bureau – Fargo Demographics.

Dependency Ratios

Fargo’s dependency ratio, which is the number of dependents (children and elderly) compared to the working-age population, is approximately 50%. This is relatively low, which indicates a larger proportion of working-age individuals relative to those who are dependent on them, such as children under 18 and seniors aged 65 and older.

Source: U.S. Census Bureau – Fargo Demographics.

Sex Ratio

The sex ratio in Fargo is roughly 95 males for every 100 females, indicating a slightly higher number of females in the population. This ratio is consistent with typical demographic trends in many cities across the United States.

Source: U.S. Census Bureau – Fargo Demographics.

Population Growth Rates

Fargo has seen consistent population growth over the past decade. The city’s population increased by approximately 9.3% from 2010 to 2020. This growth is attributed to an influx of people moving to Fargo for economic opportunities, affordable living, and a strong quality of life.

Source: U.S. Census Bureau – Fargo Demographics.

Marital Status by Age and Gender

In Fargo, the marital status distribution varies by age and gender. Among adults aged 25 and over:

• 50.4% of males are married
• 44.5% of females are married
• 15.1% of males are divorced
• 16.3% of females are divorced
• 14.2% of males are never married
• 21.2% of females are never married

The differences in marital status reflect broader national trends, with a larger percentage of females never married compared to males in Fargo. Fargo also has a sizable portion of individuals who are divorced, especially among women.

Source: U.S. Census Bureau – Fargo Demographics.

Educational Attainment by Age and Gender

In Fargo, educational attainment varies significantly by age and gender:

• Approximately 92.5% of individuals aged 25 and over have at least a high school diploma.
• Approximately 41.2% of individuals aged 25 and over hold a bachelor’s degree or higher.
• Among females aged 25 and over, 43.5% hold a bachelor’s degree or higher, compared to 38.7% of males in the same age group.

Fargo boasts a highly educated population, reflecting its reputation as a center for education with institutions like North Dakota State University. The higher percentage of females with college degrees is a trend that has been seen nationally as well.

Source: U.S. Census Bureau – Fargo Demographics.

Sources

• U.S. Census Bureau – Fargo Demographics

Fargo, North Dakota Zip Codes

Fargo, North Dakota, primarily has the following ZIP codes:

• 58102
• 58103
• 58104
• 58105
• 58106
• 58107

This ZIP code covers the majority of the Fargo, North Dakota area.

What is the history of Fargo, North Dakota?

History of Fargo, North Dakota

Fargo, North Dakota, has a rich history that dates back to the mid-1800s. The area that would eventually become Fargo was originally inhabited by Native American tribes, primarily the Dakota and Ojibwe. These indigenous peoples lived along the Red River, utilizing the fertile land for farming and hunting. The region was a key area for trade, with the Red River serving as an important transportation route for goods and people.

The city’s modern history began in the early 1870s. In 1871, the Northern Pacific Railway, seeking a route to the Pacific Northwest, chose the Red River Valley as part of its path. This decision was pivotal to the establishment of Fargo, as the railway was essential for connecting the town to other parts of the country. The land that would become Fargo was purchased from the federal government, and the town was platted in 1871, named after William Fargo, a prominent businessman and the president of the Northern Pacific Railway.

The Birth of Fargo

Fargo’s official founding occurred in 1871, and it quickly became a thriving railroad town. The completion of the Northern Pacific Railway’s track to the area in 1872 significantly boosted the town’s growth. In the early years, Fargo served as a hub for transportation, business, and agriculture. The construction of a railroad depot and various businesses allowed the town to prosper, and its population grew rapidly. Fargo was officially incorporated as a city in 1875, and it quickly became a center for commerce, particularly in grain milling and agricultural products, which were shipped across the country via the railroad.

Early Growth and Challenges

In its early years, Fargo faced numerous challenges, including harsh winters, flooding, and economic downturns. One of the most significant events in the city’s early history was the devastating flood of 1897, which caused extensive damage to the city and surrounding areas. Despite these challenges, the town continued to grow, driven by its strategic location and the expansion of the railroad and agricultural industries. By the turn of the century, Fargo was well-established as a key economic center in the Red River Valley.

Development in the Early 20th Century

During the early 1900s, Fargo experienced rapid growth in both population and infrastructure. The city became home to a number of educational institutions, including the founding of North Dakota State University in 1890. The establishment of these institutions helped diversify the economy and fostered a growing intellectual and cultural environment. The city also saw the construction of important buildings, including the Fargo Theatre, which opened in 1926, and the Cass County Courthouse, completed in 1931.

The Great Depression hit Fargo hard, as it did many other American cities, but the city’s agricultural roots and resilient community helped it recover more quickly than other regions. By the end of the 1930s, Fargo had emerged from the depression stronger and more connected than ever, with new industries and a revitalized downtown.

Mid-20th Century Growth

Following World War II, Fargo entered a period of significant growth and transformation. The post-war era brought economic expansion and suburban development, with new residential neighborhoods and businesses popping up on the outskirts of the city. The city also saw increased industrialization, including the establishment of manufacturing plants and warehouses. As the population continued to grow, Fargo became more culturally diverse, attracting residents from various parts of the United States and beyond, including a significant number of immigrants from Scandinavia and Europe.

Modern Fargo

In the late 20th and early 21st centuries, Fargo experienced a shift from an economy largely based on agriculture and manufacturing to a more diversified economy, with a strong emphasis on technology, healthcare, and higher education. North Dakota State University, one of the city’s largest employers, continued to grow, and the city’s downtown area underwent significant revitalization. The creation of a more vibrant arts and cultural scene, along with an expanding tech industry, contributed to Fargo’s growth into the 21st century.

Today, Fargo is known for its robust economy, strong education system, and vibrant community life. The city is home to a diverse population, and its economy continues to grow, supported by industries ranging from agriculture to technology and healthcare. Fargo has developed into a modern city that retains its historic charm while embracing the opportunities of the future.

Sources

• Fargo History
• U.S. Census Bureau – Fargo Demographics

Fargo, North Dakota Weather

Average Temperature (by Month)

The climate in Fargo, North Dakota, is classified as continental, characterized by cold winters and warm summers. Below are the average monthly temperatures for Fargo, based on the most recent available data for 2023:

• January: -5°F (-21°C)
• February: -3°F (-19°C)
• March: 13°F (-11°C)
• April: 32°F (0°C)
• May: 53°F (12°C)
• June: 68°F (20°C)
• July: 75°F (24°C)
• August: 73°F (23°C)
• September: 58°F (14°C)
• October: 40°F (4°C)
• November: 17°F (-8°C)
• December: -3°F (-19°C)

Fargo experiences significant seasonal temperature variation, with January and December being the coldest months and July typically being the warmest.

Source: US Climate Data – Fargo Weather.

Precipitation (Rain) Patterns

Fargo experiences moderate precipitation throughout the year, with annual rainfall totaling approximately 23 inches (584 mm). The wettest months are typically May and June, with average rainfall around 3 inches (76 mm) per month. July and August see less rain, averaging around 2 inches (51 mm). Winter months receive much less precipitation, but Fargo is prone to snow, with an annual snowfall average of 45 inches (114 cm).

Source: US Climate Data – Fargo Weather.

Extreme Weather Events

Fargo is susceptible to extreme weather events, particularly severe winter storms and the occasional tornado. The winter months can bring blizzards with heavy snow and strong winds, leading to dangerous driving conditions and occasional power outages. Summer months are prone to thunderstorms, some of which may bring tornadoes, though the incidence of tornadoes in Fargo is lower than in the southern plains. The city has developed robust preparedness systems to deal with extreme winter weather and flooding, though these events are not as frequent as other parts of the country.

Source: National Weather Service – Fargo.

Humidity Levels

Fargo experiences moderate humidity levels throughout the year. In the summer, the humidity tends to increase, with average relative humidity around 70% in June and July. The winter months are much drier, with humidity levels dropping to 60% or lower. Humidity can make the winter cold feel even more intense, while the summer humidity, though not extreme, can occasionally make the warmer months feel uncomfortable.

Source: US Climate Data – Fargo Weather.

Sunlight

Fargo experiences significant variations in daylight hours throughout the year. In the summer months, Fargo enjoys long days, with up to 16 hours of daylight in June. In contrast, during the winter months, daylight can be as short as 8 hours per day in December. The city averages about 200 sunny days per year, with the months of June through September typically receiving the most sunshine.

Source: US Climate Data – Fargo Weather.

Wind Patterns

Fargo is known for its wind, which is a prominent feature of its weather. The city experiences average wind speeds of 12 mph (19 km/h), with higher wind speeds during the winter and spring months. Fargo is often affected by winds coming from the north or northwest, particularly in the winter, which can create wind chills that make the air feel much colder than the actual temperature. Springtime winds are often stronger and are associated with severe thunderstorms.

Source: National Weather Service – Fargo.

Comparison with North Dakota and National Averages

When compared to the state average, Fargo experiences somewhat colder winters and more extreme temperature fluctuations due to its location in the Red River Valley. North Dakota as a whole has a continental climate, but Fargo’s proximity to the Red River and its flat plains often lead to slightly harsher winters. Compared to the national average, Fargo has much colder winters and significantly more snow. Nationally, average winter temperatures are higher, and snowfall is much less frequent, with Fargo receiving more than double the U.S. national average of 28 inches of annual snow.

Source: National Weather Service – Fargo.

Sources

• US Climate Data – Fargo Weather
• National Weather Service – Fargo

Average Income in Fargo, North Dakota

Average Annual Salary

The average annual salary for residents of Fargo, North Dakota, is approximately $55,000. This figure represents the median salary for all full-time workers across various industries in the city. Fargo’s economy is driven by sectors such as healthcare, education, technology, and manufacturing, which influence the average income levels. This salary is slightly lower than the national average, but it is balanced by Fargo’s relatively low cost of living.

Source: Zippia – Average Salary in Fargo, ND.

Average Hourly Wage

The average hourly wage for workers in Fargo is around $26.40, based on the most recent data available. This wage is typical across a wide range of jobs in the area, from retail and manufacturing positions to healthcare and tech jobs. The city’s workforce reflects a mix of low-skill and high-skill jobs, which influences the variation in hourly pay rates. With a lower-than-average cost of living, Fargo’s hourly wages stretch further compared to cities with similar income levels.

Source: ZipRecruiter – Average Salary for All Jobs in Fargo, ND.

Most Popular Jobs/Careers

The most common jobs in Fargo reflect the city’s economic structure, with significant demand in healthcare, education, and technology. Some of the most popular careers include positions such as registered nurses, software developers, and teachers. Healthcare professionals, including physical therapists and medical assistants, make up a significant portion of the workforce, owing to the presence of medical centers like Sanford Health and Essentia Health. Additionally, education roles are prevalent, particularly due to the presence of North Dakota State University, which drives demand for faculty and administrative positions.

Source: Bureau of Labor Statistics – North Dakota Employment.

Highest Paid Jobs Popular to the Area

Some of the highest-paid professions in Fargo are in the fields of healthcare, technology, and business management. The highest-paying roles include positions such as physicians, surgeons, and anesthesiologists, who can earn over $200,000 annually. In addition, management roles, including IT managers, general managers, and business executives, typically earn salaries ranging from $80,000 to $150,000 per year. Fargo’s growing tech scene, led by local companies and startups, has also created high-paying opportunities in fields like software development and cybersecurity.

Source: Salary.com – Fargo Salary Data.

Comparison with North Dakota and National Averages

When compared to the state of North Dakota, Fargo’s average annual salary of $55,000 is slightly higher than the state’s average, which is approximately $50,000. North Dakota’s lower average income can be attributed to the state’s greater reliance on industries like agriculture and energy, where wages tend to be lower than those in the healthcare and tech industries. Nationally, the average annual salary is about $54,000, meaning Fargo’s average salary is comparable to the national figure, but its cost of living remains significantly lower, making it an attractive place for residents seeking a balanced lifestyle.

Source: Bureau of Labor Statistics – National Wage Data.

Sources

• Zippia – Average Salary in Fargo, ND
• ZipRecruiter – Average Salary for All Jobs in Fargo, ND
• Bureau of Labor Statistics – North Dakota Employment
• Salary.com – Fargo Salary Data
• Bureau of Labor Statistics – National Wage Data

Taxes in Fargo, North Dakota

Property Taxes

In Fargo, North Dakota, property taxes are assessed by the county and vary depending on the location and value of the property. The average effective property tax rate in Fargo is approximately 1.6%, which is slightly above the national average of 1.1%. Property tax rates in Fargo are lower than those in larger cities, making it an attractive location for homeowners. The taxable value of property is assessed annually by the Cass County Assessor’s Office.

Source: Tax Rates – Fargo, ND Property Tax.

Sales Taxes

Fargo imposes a combined sales tax rate of 7.5%, which includes both the state of North Dakota’s sales tax and local sales taxes. The state sales tax rate is 5%, while Fargo’s local sales tax rate is 2.5%. This rate applies to most goods and services sold within the city, including food, clothing, and electronics. North Dakota is one of the few states that does not have a sales tax on clothing or food, but Fargo’s local rate applies to most other goods.

Source: Tax Rates – Fargo, ND Sales Tax.

Income Taxes

North Dakota has a state income tax with brackets ranging from 1.1% to 2.9%, depending on income level. Fargo residents are subject to both state and federal income taxes. The state tax brackets for individual income in North Dakota are as follows:

• 1.1% for income up to $42,150
• 2.0% for income between $42,151 and $85,300
• 2.9% for income over $85,300

The state’s income tax rates are lower than the national average, which may be advantageous for individuals and families living in Fargo.

Source: Tax Rates – North Dakota Income Tax.

Utility Taxes

Fargo imposes utility taxes on services like water, electricity, natural gas, and telecommunications. The local utility tax rate is generally 3% on these services, though rates can vary based on the type of utility and usage. This tax helps fund city infrastructure and public services, including street maintenance and public safety. The utility tax is applied to monthly utility bills and is automatically calculated by utility providers.

Source: City of Fargo – Utility Billing.

Hotel Occupancy Tax

Fargo has a hotel occupancy tax rate of 7%, which applies to the cost of staying in any hotel or motel in the city. This tax is used to fund the Fargo Convention and Visitors Bureau and to promote tourism in the city. The hotel occupancy tax is added to the cost of the room and is collected at the time of booking or check-in.

Source: Fargo Convention and Visitors Bureau – Tourism Tax.

Entertainment Taxes

Fargo does not have specific entertainment taxes, but general sales taxes apply to entertainment-related purchases such as movie tickets, concert tickets, and sporting events. This means that the standard 7.5% sales tax applies to most entertainment services and goods in the city.

Source: Tax Rates – Fargo Sales Tax.

Tax Payment Schedule

Property taxes in Fargo are due annually, with the first installment typically due in mid-December and the second installment due in May of the following year. Property tax payments can be made online, by mail, or in person at the Cass County Treasurer’s Office.

Source: Cass County Treasurer – Property Tax Payment.

Penalties for Late Payment

If property taxes are not paid by the due date, interest and penalties are applied to the outstanding balance. The penalty for late payment is generally 1% per month, with a maximum penalty of 12%. Additional collection fees may apply if taxes remain unpaid for an extended period.

Source: Cass County Treasurer – Property Tax Payment.

Where to Pay

Taxes in Fargo, including property taxes, utility taxes, and sales taxes, can be paid online, by mail, or in person. Payments can be made through the City of Fargo’s website for utility bills or the Cass County Treasurer’s website for property taxes. The City of Fargo also has various in-person payment locations for convenience.

Source: City of Fargo – Tax Payment.

Comparison with North Dakota and National Averages

Fargo’s tax rates are comparable to the state averages for North Dakota, with the state’s property tax rates and income tax brackets being slightly lower than those in many other states. On a national level, Fargo’s combined sales tax of 7.5% is in the mid-range compared to other U.S. cities, though it is higher than many states without local sales taxes. Fargo’s overall tax burden is relatively low, especially in terms of property taxes, making it an attractive city for residents and businesses.

Source: Tax Rates – Fargo Property Tax.

Sources

• Tax Rates – Fargo, ND Property Tax
• Tax Rates – Fargo, ND Sales Tax
• Tax Rates – North Dakota Income Tax
• City of Fargo – Utility Billing
• Fargo Convention and Visitors Bureau – Tourism Tax
• Cass County Treasurer – Property Tax Payment
• City of Fargo – Tax Payment

Is Fargo, North Dakota a Good Place to Live for Singles?

Events and Activities

Fargo offers a range of activities and events that are appealing to singles, from concerts and festivals to local gatherings and outdoor adventures. A few popular options include:

• Fargo-Moorhead Events Calendar – A comprehensive listing of local events, including festivals, concerts, and other entertainment throughout the year.
• Fargo Parks and Recreation – Enjoy outdoor activities like hiking, biking, and outdoor concerts, especially in the summer months at local parks like Lindenwood and Island Park.
• Fargo Theatre – A historic venue offering indie films, live music performances, and special events like trivia nights, making it a great spot for singles to mingle.

Gyms

Staying active in Fargo is easy, with a variety of gyms and fitness centers catering to all types of workout routines. Here are some options:

• Fargo Gym Listings on Yellow Pages – A list of gyms in Fargo, offering everything from yoga to weightlifting and group fitness classes.
• YMCA of Cass and Clay Counties – A great place for fitness enthusiasts, with a wide variety of group exercise classes, swimming pools, and fitness equipment.
• Fargo Fitness – A popular fitness center in the city, offering personal training, group fitness classes, and open gym hours.

Housing

The rental market in Fargo is affordable compared to other cities of similar size, making it a great option for singles. As of 2023, the average rent for a one-bedroom apartment in the city center is around $1,100 per month, and slightly lower in other areas. Fargo has many options for singles looking for apartments, including both modern complexes and charming older buildings. Websites like Apartment Guide provide listings and information on available rentals in the area.

Percentage of Single Residents

Approximately 40% of the adult population in Fargo is unmarried, which is in line with national averages. This includes both single individuals and those who are divorced or separated. The percentage of singles is reflective of Fargo’s younger population, with many in their 20s and 30s seeking career opportunities or continuing education at local institutions like North Dakota State University.

Source: U.S. Census Bureau – Fargo Demographics.

Comparison with North Dakota and National Averages

Fargo’s proportion of single residents is slightly higher than the state average of North Dakota, which is around 37% unmarried. When compared to national averages, Fargo’s percentage of singles is similar to the U.S. rate, which is approximately 40% of the adult population. Fargo’s affordable living, robust job market, and vibrant local scene make it an appealing place for singles to live, work, and socialize.

Source: U.S. Census Bureau – Fargo Demographics.

Is Fargo, North Dakota Good for Families?

Fargo, North Dakota is considered a great place for families, offering a combination of affordable housing, low crime rates, and a high quality of life. The city provides a wide range of parks and family activities, a relatively low cost of living, and employment opportunities in sectors such as healthcare, education, and technology. Additionally, the weather can be harsh in winter, but the city is well-equipped to handle extreme cold with its strong community focus and robust infrastructure. Whether you’re looking for a safe neighborhood to raise kids, opportunities for family-friendly recreation, or a thriving job market, Fargo offers all of this and more for families.

Parks and Family Activities

Fargo has an excellent selection of parks and family-friendly activities that cater to all ages. Key attractions include:

• Fargo Park District – With over 200 parks, the Fargo Park District offers playgrounds, sports facilities, and walking trails that are perfect for family outings. Popular parks like Lindenwood Park and Island Park feature picnic areas, outdoor events, and scenic views of the Red River.
• Fargo-Moorhead Tourism – A collection of local attractions and events for families, including outdoor festivals, seasonal events, and kid-friendly museums like the Heritage Hall.

Restaurants

Fargo offers a variety of family-friendly dining options, including diverse cuisines. Here are some of the top types of restaurants in the city:

• Italian Restaurants in Fargo – A variety of Italian eateries offer family-friendly atmospheres with classic pasta dishes and pizza.
• Mexican Restaurants in Fargo – Enjoy delicious Mexican food with options like tacos, enchiladas, and quesadillas at local favorites.
• BBQ Restaurants in Fargo – Indulge in smoked meats and savory sides at popular BBQ spots perfect for families.
• American Restaurants in Fargo – A variety of options from casual diners to upscale American cuisine suitable for family dining.

Housing

Housing in Fargo is very affordable compared to many other cities. The median home price is around $285,000, which is quite low for a city of its size. There are many neighborhoods suitable for families, with both new developments and established areas offering spacious homes. Families can find homes ranging from small single-family houses to large properties with yards. For more information on homes for sale in Fargo, check out Realtor – Homes for Sale in Fargo.

Percentage of Family Residents

Approximately 50% of households in Fargo are families, with a strong proportion of married couples and children. This makes Fargo a great city for family-oriented activities, and its family-friendly atmosphere is enhanced by its affordable housing and low crime rates. The proportion of married residents is slightly above the state average, reflecting Fargo’s status as a welcoming community for families.

Source: U.S. Census Bureau – Fargo Demographics.

Comparison with North Dakota and National Averages

When compared to the rest of North Dakota, Fargo has a higher percentage of family households. The statewide percentage of family households in North Dakota is about 47%, so Fargo’s 50% reflects its position as a regional hub with better access to amenities and employment. Nationally, about 58% of U.S. households are families, so Fargo’s rate is a bit lower than the national average, but still favorable compared to many other cities of its size.

Source: U.S. Census Bureau – Fargo Demographics.

How are the schools in Fargo, North Dakota?

Fargo, North Dakota, offers a solid selection of public and private schools, making it a great place for families with school-aged children. The Fargo Public Schools district is the largest in the area, offering a wide variety of educational opportunities, from early childhood education through high school. With a budget of over $200 million in recent years, Fargo’s schools are well-funded, and the district has shown strong performance in state assessments. The schools in Fargo have high graduation rates, with the public high schools ranking above the state average in academic achievement. The city is home to several public schools with above-average ratings, as well as private options for families looking for alternatives. The local district also emphasizes a broad range of extracurricular activities, including athletics, arts, and technology education.

Pre-K Schools

Fargo has several options for Pre-K education, catering to younger children with programs that focus on early childhood development, socialization, and preparing children for kindergarten. Some notable Pre-K programs include:

• Fargo Public Schools Early Childhood Education – Offering both half-day and full-day programs for 3- to 5-year-olds, the program focuses on preparing children for school through play-based learning and social skill development.
• North Dakota Head Start – Provides free early education programs for low-income children and families, focusing on social, cognitive, and emotional development.

Kindergarten Schools

Kindergarten in Fargo is part of the public education system, with schools offering full-day kindergarten programs. Fargo Public Schools provides a structured environment with a focus on reading, writing, and math, along with arts and physical education. Some top-rated elementary schools in the area for kindergarten education include:

• Clark Elementary School – Known for its strong academic focus and an excellent support system for students, including those with special needs.
• Horace Mann Elementary – Provides a well-rounded kindergarten program with a focus on STEM education, helping students develop foundational skills in science, technology, and math.

Elementary Schools

Fargo’s elementary schools have a reputation for academic excellence, with a strong focus on building literacy, numeracy, and social skills. The district’s elementary schools consistently perform above the state average in academic assessments. Top elementary schools include:

• Washington Elementary – A highly rated school known for its strong emphasis on early literacy and its supportive learning environment.
• Century Elementary School – Offers an excellent curriculum with a focus on math and reading comprehension, as well as special programs in the arts.

Middle Schools

Fargo’s middle schools offer a rigorous curriculum with advanced coursework options in subjects like math, science, and language arts. Many middle schools in Fargo also offer extracurricular opportunities in sports, the arts, and leadership programs. Some of the standout middle schools include:

• Teem Middle School – Known for its diverse offerings in extracurricular activities and strong academic programs.
• Valley Middle School – Offers a comprehensive educational experience, with a focus on preparing students for high school-level coursework.

High Schools

The high schools in Fargo are highly regarded for their academic rigor, extracurricular programs, and commitment to preparing students for post-secondary education or the workforce. Fargo North High School and Fargo South High School are both known for their strong academic performance, high graduation rates, and extensive range of extracurricular activities. Notable high schools include:

• Fargo North High School – Offers a wide range of AP and honors courses, as well as extracurricular activities including robotics and a nationally recognized debate team.
• Fargo South High School – Known for its sports programs, arts offerings, and strong college-prep curriculum, along with an impressive graduation rate.

Colleges & Universities

Fargo is home to several higher education institutions, providing strong academic options for students looking to continue their education beyond high school. The largest and most well-known institution is North Dakota State University (NDSU), which offers a wide variety of undergraduate, graduate, and professional programs. NDSU is particularly known for its engineering, business, and agricultural programs.

• North Dakota State University – One of the largest universities in the state, offering over 100 undergraduate programs and a wide range of graduate and professional degrees.
• Concordia College – A private liberal arts college in Fargo offering a range of degree programs with a strong focus on community engagement and experiential learning.

Churches in Fargo, North Dakota

• St. John’s Lutheran Church
• Hope Lutheran Church
• Evangelical Covenant Church
• First Lutheran Church
• Fargo Bible Church
• Zion Lutheran Church
• Bethany Lutheran Church
• Cornerstone Church
• St. Mary’s Cathedral
• The Church of Jesus Christ of Latter-day Saints – Fargo

Conclusion: Why you should consider moving to Fargo, North Dakota

Fargo, North Dakota, offers a unique blend of opportunity, affordability, and community that makes it an ideal place to call home. With a low cost of living, affordable housing, and strong job prospects, particularly in sectors like healthcare, education, and technology, Fargo provides a high quality of life without the hustle and bustle of larger cities. The area’s excellent schools, safe neighborhoods, and family-friendly atmosphere create a welcoming environment for those looking to settle down and raise a family. Additionally, Fargo’s vibrant arts scene, diverse dining options, and outdoor recreational activities make it a great place for individuals and families alike to enjoy their free time. Whether you’re looking for a supportive community, career growth, or a beautiful place to live, Fargo offers it all—making it a fantastic choice for anyone ready to start the next chapter of their life.