Living in and Moving to Ferndale, Michigan

Cost to Move to Ferndale, Michigan

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Last nights show in Ferndale(Detroit) Michigan was fucking raging!!! Thanks for the warm welcome after 6 years of being here!! Hope to see you soon!! CHICAGO HERE WE COME!!! #Zebrahead #mfzb #braininvaders #ferndale #thelovingtouch #wearetheunion pic.twitter.com/vZIhlzG5XK

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Cost of living in Ferndale, Michigan

Housing Costs

The cost of housing in Ferndale is relatively affordable compared to nearby metropolitan areas. As of 2023, the median home price in Ferndale is approximately $305,000, according to data from Zillow. For renters, the average monthly rent for a one-bedroom apartment is about $1,300, while a two-bedroom apartment averages around $1,600 per month, based on information from Apartment Guide. This pricing reflects a growing interest in Ferndale as an attractive alternative to the higher costs of housing in Detroit.

Utilities

The average monthly utility bill in Ferndale, which includes electricity, heating, cooling, water, and garbage, is estimated to be around $200 for a standard apartment. According to Numbeo, residents can expect to pay approximately $100 per month for electricity and about $70 for heating, depending on usage and the season. Internet service costs around $60 per month for a standard plan, making it crucial to factor in these costs for overall budgeting.

Groceries/Food

For those living in Ferndale, grocery costs are competitive, with a typical monthly grocery bill for one adult averaging around $300 to $400, as reported by Numbeo. Common grocery prices include: milk at approximately $3.50 per gallon, bread for about $2.50 per loaf, and eggs costing around $2.00 per dozen. Dining out is also affordable, with a meal at a mid-range restaurant averaging around $15 to $25 per person.

Transportation

Transportation costs in Ferndale can vary based on commuting habits. For those who own a car, the average gas price in Michigan is around $3.75 per gallon as of 2023, according to GasBuddy. Public transportation options are available through the Suburban Mobility Authority for Regional Transportation (SMART), with monthly passes costing approximately $60, making public transport a viable option for many residents. For those commuting to Detroit, the average round-trip distance is about 10 miles.

Healthcare

Healthcare costs in Ferndale are slightly above the national average. A typical individual health insurance premium costs around $450 per month, while family coverage averages about $1,200, according to data from Kaiser Family Foundation. Out-of-pocket costs, including co-pays and deductibles, can add an additional $200 to $300 per month depending on the individual’s health needs and insurance plan.

Childcare and Education

Childcare in Ferndale is a significant expense for families. The average monthly cost of full-time daycare for an infant is approximately $1,200, according to Bright Horizons. Public schooling is managed by Ferndale Schools, which have a strong reputation and offer educational options, including charter schools. Families should budget for school supplies and extracurricular activities, which can range from $200 to $500 annually.

Taxes

Ferndale residents are subject to both state and local taxes. The Michigan state income tax rate is 4.25%, while the local city income tax rate is 1% for residents. Property taxes in Ferndale average about 1.46% of the home’s assessed value, as reported by City-Data. It’s essential for prospective residents to factor in these tax rates when planning their budgets.

Insurance

Homeowners insurance in Ferndale averages around $1,200 per year, which can vary based on the home’s value and location, according to ValuePenguin. Auto insurance rates in Michigan are some of the highest in the nation, with an average annual premium of approximately $2,600. Understanding these costs is crucial for newcomers looking to secure adequate coverage.

Recreation and Entertainment

Ferndale offers a variety of recreational and entertainment options, which come at various price points. Residents can expect to spend about $50 per month on activities such as gym memberships or recreational classes. Local entertainment, including movie tickets, averages around $12, according to Numbeo. Additionally, many local festivals and events are either free or have nominal fees, promoting a vibrant community lifestyle.

Clothing

Clothing costs in Ferndale are comparable to national averages. A typical budget for clothing might range from $100 to $300 per month, depending on personal style and shopping habits. Local retailers and thrift shops provide affordable options for residents, and seasonal sales are common, allowing for more significant savings throughout the year.

Personal Care

Personal care expenses, including haircuts, skincare products, and toiletries, generally range from $50 to $150 per month. A standard haircut costs approximately $25, while personal hygiene products can add another $25 to $50 monthly, as indicated by data from Numbeo. These costs vary based on individual preferences and the frequency of services used.

Miscellaneous Expenses

Miscellaneous expenses, which may include entertainment subscriptions, hobbies, or unexpected costs, can average around $100 to $200 per month. This category is highly variable, as it depends on individual lifestyles and preferences. Budgeting for these expenses is important for maintaining financial stability while living in Ferndale.

Is Ferndale, Michigan a safe place to live – Crime Rates?

Crime Rate

Ferndale, Michigan, has shown a notable crime rate that can inform potential residents about its safety. According to the Neighborhood Scout, the overall crime rate in Ferndale is 25 per 1,000 residents, which is lower than the national average. This statistic indicates that Ferndale is relatively safe when compared to many other cities in the United States.

Violent Crime Rate

The violent crime rate in Ferndale is 2.2 per 1,000 residents, significantly below the national average of 4.0 per 1,000 residents, as reported by Neighborhood Scout. This figure suggests that incidents of violent crime, including assault and robbery, are less common in Ferndale than in many other urban areas.

Property Crime Rate

Property crime in Ferndale stands at 22.8 per 1,000 residents, which also aligns favorably against national averages. The national average for property crime is approximately 19.6 per 1,000 residents, indicating that while property crime exists, it remains manageable compared to many other regions, according to data from Neighborhood Scout.

Police Presence

Ferndale maintains a robust police presence to ensure community safety. The Ferndale Police Department actively engages with the community and is involved in various outreach programs. As part of its commitment to safety, the department emphasizes transparency and community policing strategies. More detailed information can be found on their official site at Ferndale Police Department.

Neighborhood Watch Programs

Ferndale promotes neighborhood watch programs that encourage residents to engage with each other and local law enforcement. These programs foster community spirit and enhance safety awareness. Residents interested in participating can find more information about how to get involved through the Ferndale Police Department’s community engagement section at Neighborhood Watch Program.

Safety Rankings

Safety rankings position Ferndale as a relatively safe city within the broader context of Michigan. According to SafeWise, Ferndale ranks among the top 20 safest cities in Michigan based on crime data analysis. This ranking underscores the effectiveness of local safety measures and community involvement in crime prevention.

Trend Data

Crime trends over recent years in Ferndale indicate a slight decrease in overall crime rates. The Ferndale Police Department reported a 10% drop in total crime from 2021 to 2022, suggesting improvements in safety and effective policing strategies. For detailed statistics and reports, visit the Crime Reports page.

School Safety

School safety is a significant concern for families considering relocation. Ferndale Schools have implemented various safety protocols, including active shooter drills and mental health resources, to ensure a secure learning environment. The district’s safety policies are outlined on their website, where you can find more information about their initiatives at Ferndale Schools Safety.

What are the demographics of Ferndale, Michigan?

White

As of 2022, the White population in Ferndale, Michigan, accounts for approximately 74.2% of the total population. This demographic representation highlights the predominance of White residents in the city.

Black or African American

Black or African American individuals represent about 17.4% of Ferndale’s population as of 2022. This statistic indicates a significant African American community contributing to the cultural diversity of the city.

Hispanic or Latino

Hispanic or Latino residents make up approximately 5.7% of Ferndale’s population. This demographic reflects the growing Latino presence in the area, contributing to the community’s cultural landscape.

Two or More Races

Individuals identifying as Two or More Races comprise around 2.7% of the population in Ferndale. This category reflects the increasing diversity and mixed heritage of residents in the city.

Asian

The Asian population in Ferndale is approximately 1.6%, showcasing a smaller yet essential segment of the community. This demographic adds to the city’s cultural richness.

Native American

Data shows that Native American residents account for less than 1% of Ferndale’s population. This statistic indicates a minimal representation within the city.

Native Hawaiian or Pacific Islander

There are no recorded Native Hawaiian or Pacific Islander residents in Ferndale, indicating that this demographic group is not represented in the population data.

Total Population

According to the most recent census data, Ferndale has a total population of approximately 19,900 residents. This total reflects a diverse and vibrant community.

Sources

U.S. Census Bureau – Ferndale, Michigan Profile
U.S. Census QuickFacts – Ferndale

Ferndale, Michigan Population by Age and Gender

The total population of Ferndale, Michigan is approximately 19,900 residents.

Population by Gender

In Ferndale, the gender distribution shows that there are about 48.2% male residents and 51.8% female residents, indicating a slightly higher female population. This data reflects a balanced gender ratio within the community.

Age Distribution

The age distribution in Ferndale is as follows:

• Under 5 years: 5.5%
• 5 to 14 years: 12.2%
• 15 to 24 years: 15.7%
• 25 to 34 years: 20.1%
• 35 to 44 years: 15.0%
• 45 to 54 years: 12.4%
• 55 to 64 years: 10.3%
• 65 years and over: 8.7%

This distribution indicates a relatively young population, particularly within the 25 to 34 age group.

Median Age

The median age of residents in Ferndale is 36.4 years. This figure suggests a youthful demographic, with a significant portion of the population falling within the working-age group.

Dependency Ratios

Ferndale’s dependency ratio is approximately 54.2%, indicating a healthy balance between the working-age population and dependents (children and elderly). This ratio is essential for understanding economic support dynamics within the community.

Marital Status by Age and Gender

Approximately 45.5% of Ferndale’s population aged 15 and older is married, while 9.8% are divorced, and 36.7% have never been married. The data reflects a diverse range of marital statuses among different age groups, contributing to the community’s social fabric.

Educational Attainment by Age and Gender

About 91.3% of residents aged 25 and older have graduated high school, with 38.7% holding a bachelor’s degree or higher. This statistic illustrates the community’s emphasis on education and the availability of skilled workers.

Sources

U.S. Census Bureau – Ferndale, Michigan Profile
U.S. Census QuickFacts – Ferndale
City-Data – Ferndale Demographics

Ferndale, Michigan Zip Codes

• 48220
• 48221

What is the history of  Ferndale, Michigan?

History of Ferndale, Michigan

Ferndale, Michigan, was officially founded in 1918, although its roots trace back to the mid-19th century. Originally part of the larger Royal Oak Township, the area began to attract settlers in the 1840s, thanks to its fertile land and proximity to Detroit. The name “Ferndale” is said to be inspired by the lush ferns that populated the area, reflecting the natural beauty that characterized the region.

In the late 1800s, the establishment of the Detroit and Milwaukee Railroad further spurred development in Ferndale. The railroad made the area more accessible and provided a vital link to the larger markets of Detroit. By the turn of the 20th century, Ferndale had transformed from a rural farming community into a more suburban environment as more families moved into the area seeking affordable housing and a peaceful lifestyle close to the city.

Ferndale officially became a village in 1920 and was incorporated as a city in 1927. This period marked significant growth as the population swelled, driven by the booming automotive industry in nearby Detroit. Many residents found work in the factories that sprang up during this time, leading to a diverse and dynamic community. The city continued to grow throughout the 1930s and 1940s, with the construction of new homes, schools, and businesses catering to the expanding population.

By the 1950s and 1960s, Ferndale had established itself as a vibrant community, characterized by its tree-lined streets and a mix of architectural styles. The post-World War II economic boom saw an influx of families, contributing to the city’s growth. However, like many urban areas, Ferndale faced challenges in the latter half of the 20th century, including economic shifts and population declines as families moved to suburban areas.

In the 1990s, the city began to revitalize, focusing on enhancing its downtown area and promoting local businesses. Efforts to improve public services, parks, and community engagement led to a resurgence of interest in Ferndale as a desirable place to live. Today, Ferndale is recognized for its diverse community, vibrant arts scene, and progressive values, making it a unique and welcoming place in Southeast Michigan.

Sources

City of Ferndale – History
Michigan Department of History – Ferndale
Historic Ferndale – A Brief History

Ferndale, Michigan Weather

Average Temperature (by Month)

The average monthly temperatures in Ferndale, Michigan, are as follows:

• January: 22°F (-6°C)
• February: 25°F (-4°C)
• March: 36°F (2°C)
• April: 50°F (10°C)
• May: 61°F (16°C)
• June: 70°F (21°C)
• July: 75°F (24°C)
• August: 73°F (23°C)
• September: 65°F (18°C)
• October: 52°F (11°C)
• November: 40°F (4°C)
• December: 27°F (-3°C)

These temperatures indicate that Ferndale experiences cold winters and warm summers, typical of the Great Lakes region.

Precipitation (Rain) Patterns

Ferndale receives an average annual precipitation of about 32 inches. The distribution of rainfall is fairly even throughout the year, with May and June typically seeing the highest levels of precipitation, averaging around 3.5 inches each month.

Extreme Weather Events

Like much of Michigan, Ferndale is prone to occasional extreme weather events, including snowstorms during winter months and thunderstorms in the summer. The area can experience severe weather conditions, including heavy rainfall, tornadoes, and snow accumulations that exceed 30 inches in some years.

Humidity Levels

The average humidity in Ferndale varies seasonally, ranging from about 75% in the summer to around 65% in the winter. This level of humidity can contribute to a comfortable summer experience, although it may feel muggy at times.

Sunlight

Ferndale enjoys an average of 190 sunny days per year. July is typically the sunniest month, while December sees the least amount of sunshine, contributing to the cold and dark winter months.

Wind Patterns

The average wind speed in Ferndale is around 10 mph, with prevailing winds coming from the west and southwest. Wind gusts can be higher during storms, affecting the overall weather experience.

Comparison with State and National Averages

Compared to Michigan’s state averages, Ferndale has a slightly lower annual precipitation (Michigan averages around 32 inches) and similar temperature ranges. Nationally, Ferndale’s climate is colder than the U.S. average, which has an annual average temperature of around 54°F (12°C) and lower humidity levels.

Sources

National Weather Service – Detroit Climate Information
US Climate Data – Ferndale, MI
Current Results – Ferndale Weather Averages
Climate to Travel – Ferndale Climate

Average Income in Ferndale, Michigan

Average Annual Salary

The average annual salary in Ferndale, Michigan, is approximately $61,000. This figure can vary based on industry, occupation, and experience levels.

Average Hourly Wage

The average hourly wage for workers in Ferndale is around $29.30. This average reflects a diverse range of job sectors, including healthcare, education, and service industries.

Median Salary Range

The median household income in Ferndale is approximately $54,000. This figure indicates that half of the households earn more and half earn less, showcasing the economic diversity within the community.

Most Popular Jobs/Careers

Some of the most common occupations in Ferndale include roles in education, healthcare, and retail. Jobs in the healthcare sector, particularly nursing and administrative roles, are prevalent due to the proximity of medical facilities.

Highest Paid Jobs Popular to the Area

In Ferndale, some of the highest-paying jobs include those in management, healthcare practitioners, and specialized technical roles. Positions such as software developers, healthcare managers, and engineers often command higher salaries due to their specialized skill sets.

Comparison with State and National Averages

When compared to the Michigan state average, which is about $56,000 for household income, Ferndale’s average household income is slightly higher. Nationally, the average household income is approximately $70,000, indicating that while Ferndale is competitive within Michigan, it falls short of the national average.

Sources

Salary.com – Average Salary in Ferndale, MI
Bureau of Labor Statistics – Michigan Occupational Employment and Wage Statistics
U.S. Census Bureau – QuickFacts: Ferndale city, Michigan
Zillow – Ferndale Home Values and Income Data

Taxes in Ferndale, Michigan

Property Taxes

The average effective property tax rate in Ferndale, Michigan, is approximately 41.54 mills, which translates to about 4.154% of a property’s assessed value. For example, on a home valued at $200,000, the annual property tax would be around $8,308.

Sales Taxes

Ferndale operates under Michigan’s state sales tax rate of 6%. This tax applies to most goods and services, with certain exceptions, such as food and prescription drugs, which are typically exempt.

Income Taxes

Ferndale has a city income tax rate of 1.0% for residents and 0.5% for non-residents who work in the city. This income tax applies to wages, salaries, and other forms of compensation.

Utility Taxes

Ferndale imposes utility taxes on residents. The tax rates are as follows: 5% on natural gas and electric services and 2% on telecommunications services.

Tax Payment Schedule

Property taxes in Ferndale are typically due twice a year, with the first installment due on July 1 and the second on December 1. Tax bills are sent out in July and are payable to the City Treasurer’s Office.

Penalties for Late Payment

If property taxes are not paid by the due date, a penalty of 1% is applied for each month the payment is overdue, up to a maximum of 3%. After that, unpaid taxes may be subject to additional interest and penalties.

Where to Pay

Taxes can be paid at the Ferndale City Hall or online through the city’s official website. Additionally, payments can be mailed to the City Treasurer’s Office.

Contact Information

For further inquiries regarding taxes, residents can contact the Ferndale City Treasurer’s Office at treasurer@ferndalemichigan.gov or call (248) 546-2525.

Comparison with State and National Averages

Ferndale’s income tax rate is relatively lower than the Michigan state average of 4.25% for city income taxes. When compared to the national average, which varies widely by state, Ferndale’s rates remain competitive, particularly in urban areas.

Sources

Michigan Department of Treasury – Taxes
City of Ferndale – Taxes
U.S. Census Bureau – QuickFacts: Ferndale city, Michigan
City-Data.com – Ferndale, Michigan

Is Ferndale, Michigan a Good Place to Live for Singles?

Events and Activities

Ferndale is known for its vibrant community and cultural events that appeal to singles. Throughout the year, you can participate in activities like the Ferndale Pride Festival, which celebrates LGBTQ+ culture, and the DIY Street Fair, showcasing local artisans and musicians. For a comprehensive calendar of events, visit Ferndale Events.

Gyms

For fitness enthusiasts, Ferndale offers several gym options that cater to diverse interests, from traditional gyms to specialized studios. You can find various facilities by checking a Yahoo search for Gyms in Ferndale.

Housing

Ferndale has a mix of housing options suitable for singles, including apartments, townhomes, and shared living spaces. The rental market is competitive, with average monthly rent for a one-bedroom apartment ranging from $1,100 to $1,400. For listings and more information on rentals, visit Apartment Finder – Ferndale Rentals.

Percentage of Single Residents

Approximately 50% of Ferndale’s adult population is single, which creates a dynamic social scene for those looking to meet new people. This figure indicates a thriving community of singles compared to the Michigan state average, where about 45% of adults are single. For detailed demographic statistics, check out the U.S. Census Bureau.

Comparison with State and National Averages

When comparing the percentage of single residents in Ferndale to the state of Michigan, Ferndale’s proportion is slightly higher. Nationally, about 50% of adults are unmarried, placing Ferndale in line with broader trends across the country.

Sources

Ferndale Events
Gyms in Ferndale
Apartment Finder – Ferndale Rentals
U.S. Census Bureau

Is Ferndale, Michigan Good for Families?

Ferndale, Michigan, is a great place for families, offering a blend of community, safety, and activities that cater to all ages. The city boasts a relatively low crime rate, with property crime rates lower than the national average. The weather provides a four-season experience, with warm summers and cold winters, making outdoor family activities enjoyable year-round. Housing costs are reasonable, with median home prices around $235,000, providing families with options to purchase their homes. Additionally, Ferndale has strong employment opportunities due to its proximity to Detroit and various local businesses.

Parks and Family Activities

Ferndale is home to several parks and recreational facilities that cater to families. For instance, Wilson Park offers playgrounds, sports fields, and picnic areas, making it a perfect spot for family gatherings. Another great location is Huntington Woods, which provides trails and open spaces for outdoor activities.

Restaurants

Ferndale features a variety of dining options that are family-friendly, including:

• Italian Restaurants: For a taste of Italy, check out Italian Restaurants in Ferndale.
• Mexican Restaurants: Enjoy authentic Mexican cuisine at Mexican Restaurants in Ferndale.
• BBQ Restaurants: For barbecue lovers, check out BBQ Restaurants in Ferndale.
• American Restaurants: Ferndale has a range of American dining options available at American Restaurants in Ferndale.

Housing

The housing market in Ferndale is suitable for families looking to purchase homes. The median home price is around $235,000, making it accessible compared to other nearby areas. Families can explore listings for homes for sale at Realtor – Ferndale Homes for Sale.

Percentage of Family Residents

In Ferndale, approximately 50% of the households are married couples, indicating a strong family presence. This statistic is higher than the Michigan state average of 47% and aligns closely with the national average of around 48%. For detailed demographic statistics, check out the U.S. Census Bureau.

Comparison with State and National Averages

When comparing Ferndale to state and national averages, the city shows a robust community of families, making it an appealing choice for those seeking a family-friendly environment.

How are the schools in Ferndale, Michigan?

Ferndale, Michigan, has a diverse educational landscape that includes several options for families. The Ferndale School District, which oversees the public schools, has made significant strides in recent years, with a per-pupil funding of approximately $10,000. The district’s schools generally perform well academically, with a graduation rate of around 87%. Standardized test scores show that students often exceed state averages, particularly in English language arts and mathematics. The district’s commitment to quality education, along with a variety of extracurricular activities, makes it a compelling choice for families.

Pre-K Schools

One notable Pre-K option in Ferndale is the Ferndale Early Childhood Center. This center provides early learning experiences for children ages 3 to 5, focusing on social skills and foundational academic concepts. The center emphasizes play-based learning to prepare children for kindergarten.

Kindergarten Schools

In addition to the Early Childhood Center, kindergarten is offered in various elementary schools within the Ferndale School District. Wilson Elementary School serves as a significant choice, featuring programs that promote academic readiness and social development for young learners.

Elementary Schools

Ferndale has several elementary schools, including Ferndale Elementary School and Woodward Elementary School. Ferndale Elementary has received accolades for its focus on STEM education and community involvement. Woodward Elementary is known for its dedicated staff and strong emphasis on literacy and math skills.

Middle Schools

For middle school education, Ferndale Middle School is a key institution. It offers a range of programs including advanced placement classes and various clubs and sports teams, fostering both academic and personal growth among students.

High Schools

Ferndale High School is the primary high school in the area and offers a comprehensive education with various AP courses, extracurricular activities, and strong athletic programs. The school has a graduation rate of around 87% and focuses on preparing students for both college and career paths. For more details, visit the Ferndale High School website.

Colleges & Universities

While Ferndale does not have its own colleges, it is in proximity to several higher education institutions. Wayne State University is located in nearby Detroit and offers a variety of undergraduate and graduate programs. Additionally, Oakland Community College is also nearby, providing affordable education options and various vocational training programs.

Churches in Ferndale, Michigan

• First Congregational Church
• First United Methodist Church
• St. Michael Catholic Church
• Christ Lutheran Church
• Ferndale First United Methodist Church
• Wellspring Church
• Unity of Detroit – Ferndale Community

Conclusion: Why you should consider moving to Ferndale, Michigan

Ferndale, Michigan, is an exceptional place to call home, offering a vibrant community, rich culture, and a welcoming atmosphere that makes it ideal for families, singles, and everyone in between. With its charming neighborhoods, diverse dining options, and an array of local events, you’ll find plenty of opportunities to connect and thrive. The city’s commitment to education, coupled with its excellent schools, ensures that families can provide their children with a quality upbringing.

The blend of urban conveniences and small-town charm creates a unique environment where residents can enjoy local shops, parks, and recreational activities. Ferndale’s convenient location near Detroit means you have easy access to big-city amenities while still enjoying a close-knit community feel.

With affordable housing options and a thriving local economy, Ferndale stands out as an attractive choice for those seeking a fresh start. Its friendly residents and inclusive vibe make it easy to feel at home right away. So, whether you’re looking for a place to raise a family or a vibrant city to explore, Ferndale promises a fulfilling lifestyle full of possibilities. Embrace the warmth of this community and take the next step towards making Ferndale your new home!