Reasons to Move to Fernley, Nevada

Fernley, Nevada offers an appealing mix of rural charm and modern convenience, making it an ideal choice for those seeking a quieter lifestyle while remaining well-connected to the larger metropolitan areas of Reno and Lake Tahoe. Located just 30 miles east of Reno along Interstate 80, Fernley is known for its affordable housing options, expansive open spaces, and access to outdoor recreation. The city’s proximity to major highways, along with a rapidly growing infrastructure, means you can enjoy the tranquility of small-town living without sacrificing easy access to big-city amenities. Whether you’re drawn to its family-friendly atmosphere, burgeoning job market, or outdoor adventure opportunities, Fernley provides a compelling alternative to the urban hustle.

What sets Fernley apart is its unique combination of practicality and potential. The city’s growth in recent years is a testament to its increasing appeal to both newcomers and businesses alike, with developments in housing, retail, and services offering plenty of room for expansion. Outdoor enthusiasts will appreciate Fernleyโ€™s location near the Truckee River, Pyramid Lake, and vast stretches of public land, perfect for hiking, fishing, and off-roading. With a relatively low cost of living compared to nearby cities, combined with a welcoming community feel and an expanding economy, Fernley presents a place where both individuals and families can thrive. Curious whether this is the right move for you? Read on to explore more about the lifestyle, opportunities, and hidden gems Fernley has to offer.

Cost to Move to Fernley, Nevada

Want to know the cost to move to Fernley, Nevada? Here are the best

Fernley, Nevada Movers

Cost of living in Fernley, Nevada

Housing Costs

The median home price in Fernley as of 2023 is approximately $395,000, a significant increase from previous years, though still more affordable compared to nearby Reno, where the median home price is around $545,000. Rent prices in Fernley also remain relatively low, with a one-bedroom apartment typically ranging from $1,100 to $1,400 per month. For those considering purchasing a home, it’s important to factor in property taxes, which are around 1.1% of the assessed value annually. The average mortgage payment for a median-priced home, with a 20% down payment and a 3.5% interest rate, would likely be about $1,600 per month. Homebuyers can expect to find more spacious properties compared to urban centers, making Fernley an appealing option for those looking for larger homes at lower costs.

Source: Realtor.com

Utilities

Utilities in Fernley are generally affordable. On average, monthly utility bills, including electricity, heating, cooling, water, and garbage, typically range between $150 and $200 for a standard 2-3 bedroom home. Electricity costs are provided by NV Energy, and the average monthly electric bill is about $120 for a family of four, with heating costs varying based on the winter months. Internet service averages around $50 to $70 per month, depending on the provider and speed selected. Natural gas service is also available, though not as commonly used as electricity for heating. Overall, utility costs are lower than in major cities, but can vary based on home size and personal usage habits.

Source: Numbeo

Groceries/Food

Grocery costs in Fernley are generally in line with the national average, though somewhat higher than Reno due to its smaller market size. A standard grocery bill for one person can range from $250 to $350 per month, depending on dietary habits and shopping preferences. Key items such as milk, bread, and eggs cost around $3.50, $2.50, and $2.80 respectively. Fresh produce prices fluctuate seasonally, with fruits and vegetables costing around $3 to $5 per pound on average. Restaurants in Fernley are affordable, with a meal at an inexpensive restaurant averaging about $15 per person. Fast food options are also readily available, with prices for a combo meal ranging from $7 to $10.

Source: Numbeo

Transportation

Transportation costs in Fernley are relatively low compared to urban areas. Gasoline prices tend to be slightly lower than the national average, with prices ranging from $3.60 to $4.00 per gallon as of late 2023. Given Fernley’s proximity to Reno and Interstate 80, residents often commute for work or leisure, so car ownership is essential. Average monthly transportation costs (including car payments, gas, and insurance) are approximately $300 to $500, depending on the vehicle type and frequency of use. Public transportation options in Fernley are limited, so owning a car is necessary unless you’re working remotely or within walking distance of your employer.

Source: GasBuddy

Healthcare

Healthcare costs in Fernley are generally lower than those in larger metropolitan areas, but can still be a significant expense depending on individual needs. The average cost for a routine doctorโ€™s visit is around $120, while a dentist visit typically costs between $90 and $150. Prescription medications are moderately priced, with the average cost for common medications ranging from $10 to $50, depending on the drug. Health insurance premiums vary, but on average, an individual can expect to pay between $400 and $600 per month for a silver plan under the Affordable Care Act. Fernley is served by several healthcare facilities, including the Banner Churchill Community Hospital in nearby Fallon, which offers emergency and general healthcare services.

Source: Healthcare.gov

Childcare and Education

Childcare costs in Fernley can vary widely, but parents can expect to pay between $700 and $1,200 per month for daycare services for an infant, with preschool for older children costing between $400 and $800 monthly. Fernley is home to several public schools operated by the Lyon County School District, which offers free education from kindergarten through high school. The cost of after-school programs and extracurricular activities can range from $100 to $300 per month. Fernley also has a few private school options, with tuition ranging from $5,000 to $10,000 annually. For higher education, the University of Nevada, Reno is just a short drive away and offers in-state tuition rates for Nevada residents, which are among the most affordable in the country.

Source: Lyon County School District

Taxes

In Fernley, residents benefit from Nevada’s lack of a state income tax, which can result in substantial savings, especially for higher earners. Property taxes in Fernley are set at a rate of about 1.1% of the assessed value of a home. Sales tax in Fernley is 8.265%, which includes the state base rate of 6.85% along with local additions. This is slightly higher than in some other rural parts of Nevada, but lower than urban areas like Las Vegas. For residents with significant capital gains or investment income, it’s important to note that Nevada does not tax capital gains, which can be a substantial financial benefit for certain individuals.

Source: Nevada Department of Taxation

Insurance

Insurance premiums in Fernley are generally lower than in major cities, but still vary based on factors like home size, car type, and personal coverage needs. The average cost of homeowners insurance in Fernley is approximately $800 to $1,200 per year, which is lower than the national average. Auto insurance rates in Fernley average around $900 to $1,500 annually, depending on the driver’s age, driving record, and type of vehicle. Health insurance premiums, as mentioned previously, range from $400 to $600 per month for an individual with moderate coverage. These lower costs can be attractive for those looking to stretch their budget while maintaining necessary protections.

Source: The Zebra

Recreation and Entertainment

Fernley offers a variety of outdoor recreational activities that are low-cost or free. Local parks, hiking trails, and access to Pyramid Lake provide ample opportunities for residents to enjoy nature. For example, a day at Pyramid Lake (a popular spot for fishing and water sports) costs around $10 per vehicle for entry. Sports leagues for children or adults, such as baseball or soccer, typically charge around $50 to $100 for seasonal participation. For those who enjoy a more active lifestyle, memberships to local gyms range from $30 to $60 per month. While Fernley is a smaller town, its proximity to Reno also gives residents access to entertainment options such as casinos, theaters, and major events, though these activities often require a short drive.

Source: City of Fernley Recreation

Clothing

Clothing costs in Fernley are typical for a small town. A basic pair of jeans from a major retailer like Walmart or Target will cost around $25 to $40, while a mid-range dress shirt typically costs between $25 and $50. For children, you can expect to pay around $15 to $30 for basic clothing items. The cost of clothing can fluctuate depending on the season, with winter coats and outerwear generally costing more. While Fernley doesnโ€™t have many high-end shopping centers, residents can easily access retail options in nearby Reno, which offers more variety and options for higher-end fashion.

Source: Numbeo

Personal Care

Personal care costs in Fernley are relatively affordable. A basic haircut for an adult typically costs around $20 to $25, while womenโ€™s haircuts can be priced between $40 and $60, depending on the stylist. Manicures and pedicures usually range from $25 to $40, with occasional promotions or discounts available at local salons

Is Fernley, Nevada a safe place to live โ€“ Crime Rates?

Crime Rate

As of the latest available data from 2023, Fernley, Nevada, has a crime rate lower than the national average, with a total crime rate of approximately 2,500 incidents per 100,000 residents. This is notably lower than the average for Nevada as a whole, which sits around 3,300 incidents per 100,000 people. This indicates that, overall, Fernley is a relatively safe community compared to larger cities in the state and across the country. However, like many small towns, crime rates can fluctuate over time based on local issues, and itโ€™s important for prospective residents to stay informed about any local trends or changes in public safety.

Source: NeighborhoodScout

Violent Crime Rate

Fernleyโ€™s violent crime rate is relatively low compared to both the state and national averages. In 2023, the violent crime rate in Fernley was approximately 130 incidents per 100,000 residents, well below the national average of 380 incidents per 100,000. This suggests that the likelihood of violent crime, including incidents such as assault, robbery, and homicide, is far lower than the typical American city. In fact, Fernleyโ€™s violent crime rate is about half of the national average, making it an attractive option for those prioritizing personal safety.

Source: NeighborhoodScout

Property Crime Rate

The property crime rate in Fernley is also relatively low. In 2023, the city reported about 2,400 property crimes per 100,000 residents, which is slightly higher than its violent crime rate but still lower than the state and national averages. Property crimes include burglary, larceny-theft, motor vehicle theft, and arson. The national average for property crime is approximately 2,100 incidents per 100,000 people, so Fernley’s rate is somewhat higher but still considered moderate compared to many urban areas. This suggests that while property crime is a factor to consider, it remains at manageable levels for the community.

Source: NeighborhoodScout

Police Presence

Fernley is served by the Fernley Police Department, which works alongside the Lyon County Sheriff’s Office to ensure public safety. The city has a relatively small police force, but the department is proactive in community engagement, including regular patrols and a strong emphasis on maintaining public order. In 2023, the ratio of officers to residents is roughly 1 officer per 1,000 people, which is on par with similar-sized communities. This indicates that there is a sufficient police presence to respond to incidents and deter criminal activity.

Source: Fernley Police Department Annual Report

Neighborhood Watch Programs

Fernley actively encourages neighborhood watch programs, which are key components of community safety. These programs allow residents to stay informed about potential threats and to work with local law enforcement to reduce crime. The city has several established neighborhood watch groups that coordinate with the Fernley Police Department to help monitor suspicious activity and maintain public safety. Engaging with or starting a neighborhood watch is an effective way for residents to directly contribute to the safety and well-being of their community.

Source: City of Fernley – Neighborhood Watch

Safety Rankings

In terms of safety, Fernley ranks above average compared to similar cities in Nevada and the broader U.S. According to recent data, Fernley is ranked in the top 25% of safest cities in Nevada. This ranking is based on both the low incidence of violent crime and the relatively low rate of property crimes. Moreover, the city’s overall safety profile is bolstered by its strong community engagement and the active participation of local residents in crime prevention and public safety initiatives. These factors contribute to a strong sense of security for residents, making Fernley a desirable place for families and individuals seeking a low-crime environment.

Source: AreaVibes – Crime in Fernley

Trend Data

In recent years, crime in Fernley has generally been on a downward trend. Data from 2020 to 2023 shows a decrease in both violent and property crimes. Specifically, violent crime dropped by 10% over this period, while property crime saw a decrease of about 5%. This positive trend reflects ongoing efforts by local law enforcement and the community’s commitment to maintaining a safe environment. However, as with any community, it is essential to stay updated on trends to ensure ongoing safety.

Source: NeighborhoodScout

School Safety

Schools in Fernley are generally considered safe, with no major incidents of violence reported in recent years. The Lyon County School District, which serves Fernley, has a reputation for maintaining secure campuses through both physical security measures (e.g., security officers, surveillance cameras) and educational programs designed to foster a safe learning environment. The district also works closely with the Fernley Police Department to ensure student safety. According to recent surveys, a significant majority of students report feeling safe at school, with proactive measures in place to prevent bullying and violence.

Source: Lyon County School District

What are the demographics of Fernley, Nevada?

White

The majority of Fernley’s population is White, making up approximately 83% of the city’s total population. This reflects the broader demographic trends found throughout many rural areas in Nevada, where the White population is typically the largest group. The presence of White residents is indicative of Fernley’s historical development, as it has been a primarily agricultural community for much of its history. The city continues to attract people from various backgrounds, contributing to a growing diversity in recent years.

Source: U.S. Census Bureau (2020)

Black or African American

Black or African American residents make up around 3% of Fernley’s population. This is lower than the national average, reflecting the overall racial composition of rural Nevada communities. While the Black population in Fernley is relatively small, the area continues to develop and diversify, with increasing cultural and community events that contribute to its rich social fabric.

Source: U.S. Census Bureau (2020)

Hispanic or Latino

Hispanic or Latino individuals make up approximately 22% of Fernley’s population. This group has seen notable growth in recent years, as Fernley attracts a diverse range of people due to its proximity to major cities like Reno. The Hispanic community contributes to the area’s cultural diversity, with many families involved in local agriculture and business. Spanish-language services, events, and community centers are increasingly available to serve this growing population.

Source: U.S. Census Bureau (2020)

Two or More Races

Approximately 3% of Fernleyโ€™s residents identify as being of two or more races. This statistic reflects the increasing diversity in the city, as multiracial individuals represent a growing demographic across the United States. This groupโ€™s percentage is slightly higher than the national average, indicating a trend of mixed heritage in Fernleyโ€™s population.

Source: U.S. Census Bureau (2020)

Asian

Asian residents in Fernley make up approximately 1.5% of the population. This is lower than the national average but reflects the broader trend of lower Asian populations in rural Nevada communities. The small Asian community in Fernley is part of the overall cultural mosaic of the area, contributing to the town’s diversity with a variety of cultural traditions and cuisines.

Source: U.S. Census Bureau (2020)

Native American

Native American residents make up about 1.2% of Fernley’s population. While this is a smaller group compared to the national average, there is a historical and cultural connection between Fernley and Native American tribes in the region. The nearby Pyramid Lake, for example, is home to the Pyramid Lake Paiute Tribe, and many Native Americans from this community have ties to Fernley.

Source: U.S. Census Bureau (2020)

Native Hawaiian or Pacific Islander

Native Hawaiian or Pacific Islander residents make up a very small percentage of Fernleyโ€™s population, around 0.3%. This group is significantly underrepresented compared to both state and national averages. The small size of this demographic in Fernley reflects broader population trends in rural areas of Nevada, where Pacific Islander communities are less prevalent.

Source: U.S. Census Bureau (2020)

Sources

U.S. Census Bureau (2020)

Fernley, Nevada Population by Age and Gender

Total Population by Gender

The total population of Fernley, Nevada is approximately 22,000 people, based on the most recent U.S. Census estimates from 2020. Of this, approximately 48.5% are male, and 51.5% are female. This reflects a typical gender distribution, with a slight skew toward females, which is consistent with many rural communities in the United States. The relatively even distribution between the genders suggests a balanced community in terms of gender representation.

Source: U.S. Census Bureau (2020)

Age Distribution

The age distribution in Fernley is fairly typical of a mid-sized rural town. Approximately 22% of the population is under the age of 18, while 15% is aged 65 or older. The median age in Fernley is 40.1 years, slightly higher than the national median age of 38. This indicates that Fernley is home to a mix of younger families as well as retirees. The working-age population (ages 18 to 64) constitutes roughly 63% of the total population, supporting the area’s workforce and economic activity.

Source: U.S. Census Bureau (2020)

Median Age

The median age of Fernley residents is 40.1 years, which is slightly above the national average of 38 years. This suggests that Fernley has a significant proportion of middle-aged and older adults, but also a healthy portion of younger individuals and families. The age composition provides a balanced community where both the workforce and retirees are well-represented.

Source: U.S. Census Bureau (2020)

Dependency Ratios

The dependency ratio in Fernley is approximately 48, meaning that for every 100 working-age residents (ages 18-64), there are 48 individuals who are either under 18 or over 64 years of age. This indicates that Fernley has a moderate level of dependence, with both younger and older populations relying on the working-age community for economic support. The ratio is slightly higher than the national average, reflecting a significant portion of retirees and families with children in the community.

Source: U.S. Census Bureau (2020)

Sex Ratio

The sex ratio in Fernley is approximately 94.5 males for every 100 females. This is slightly skewed toward females, which is common in rural areas, where females often outnumber males in certain age groups, particularly in retirement communities. This reflects the general demographic trend observed in Nevada and many other rural areas across the U.S., where life expectancy tends to be higher for women.

Source: U.S. Census Bureau (2020)

Population Growth Rates

Fernley has experienced a steady population growth rate over the last decade, with an annual growth rate of approximately 2.5%. This is consistent with the growth of other rural and suburban areas in Nevada, driven by increasing migration from urban centers like Reno and Sparks. The overall population of Fernley has nearly doubled in the last 20 years, reflecting its growing appeal due to lower housing costs and its proximity to larger metropolitan areas.

Source: U.S. Census Bureau (2020)

Fertility Rates

Fertility rates in Fernley are slightly above the national average, with the average number of children born to women aged 15 to 44 being approximately 2.2. This fertility rate indicates a relatively stable population, with families in Fernley continuing to have children at rates comparable to the U.S. national average. The area’s moderate fertility rate suggests that Fernley is an appealing location for families looking to settle down and raise children in a more rural setting.

Source: U.S. Census Bureau (2020)

Sources

U.S. Census Bureau (2020)

Fernley, Nevada Zip Codes

Fernley, Nevada, primarily has the following ZIP codes:

  • 89408
  • 89410

This ZIP code covers the majority of the Fernley area.

What is the history of Fernley, Nevada?

History of Fernley, Nevada

Fernley, Nevada, is a small city in Lyon County, located in the western part of the state, within the region of the Great Basin. While Fernley is known today for its strategic location along the Interstate 80 corridor and its proximity to Reno, its history dates back to the late 19th century, when it was established as a vital stop along the Southern Pacific Railroad.

Early Settlement and Railroad Influence

The land where Fernley now sits was originally inhabited by the indigenous Northern Paiute people, who lived in the area for thousands of years before the arrival of European settlers. The first significant European-American exploration of the region came during the mid-19th century, driven largely by the westward expansion and the Gold Rush.

In the 1860s, the Southern Pacific Railroad constructed a line connecting various cities across Nevada. Fernleyโ€™s location became significant when the railroad reached the area, as it provided an essential stop for transportation and trade. Initially, the settlement was nothing more than a small rail stop, but this would soon change.

The Inception of Fernley

In 1904, Fernleyโ€™s establishment as a town became more formalized, following the creation of the Fernley Irrigation District. The development of irrigation systems provided water to the area, and this sparked agricultural growth, particularly with the cultivation of alfalfa and other crops. The irrigation infrastructure, along with the presence of the railroad, contributed to the town’s growing economy. As a result, Fernley began to transition from a railroad stop into a farming community.

20th Century Development

Throughout the 20th century, Fernley saw gradual growth and development. As agriculture remained a primary industry, the city continued to rely on the irrigation systems that supported farming in the area. However, the townโ€™s location along the rail line and later the construction of major highways made it a prime spot for travelers and businesses.

In the 1950s, Fernley began to see changes in its population as more people moved to the area in search of affordable land and space for agriculture and farming. The city also started to attract residents who sought to live outside of the larger, more expensive cities like Reno and Sparks, while still benefiting from proximity to these urban centers.

Modern Era

In the late 1990s and early 2000s, Fernley underwent significant transformation as the city began experiencing a population boom. The rapid growth was fueled by the expanding economy, particularly as the area became more attractive to people seeking affordable housing and a quieter, rural lifestyle. Fernleyโ€™s proximity to Reno and Sparks made it an appealing location for those working in the metropolitan area but seeking a less congested environment.

As Fernleyโ€™s population increased, so did its infrastructure, with the construction of new housing developments, schools, and public services. The city officially became incorporated in 2001, formalizing its status as a city rather than a small town. As of the 2020 census, Fernleyโ€™s population stood at approximately 21,000, with expectations for continued growth in the coming decades.

Economic and Cultural Development

In addition to the growth in population, Fernley also experienced growth in its economic sectors. While agriculture remains important, the city has also diversified its economy, with sectors such as retail, logistics, and construction gaining prominence. Fernleyโ€™s location along Interstate 80 has made it an attractive destination for distribution centers and businesses looking to take advantage of transportation routes across the western United States.

Fernleyโ€™s growth has also led to more cultural development, with public events, recreational activities, and a growing sense of community becoming central to life in the city. The townโ€™s historical roots as a railroad hub and agricultural center remain important aspects of its identity, and the city continues to honor its past through local museums, parks, and festivals.

Conclusion

From its humble beginnings as a railroad stop to its current status as a growing city, Fernley has undergone significant changes over the years. With a combination of agricultural history, transportation infrastructure, and modern development, Fernley stands as a testament to the resilience and adaptability of small towns in the American West.

Sources:

Fernley, Nevada Weather

Weather in Fernley, Nevada

Fernley, Nevada, is located in the western United States, in the high desert region of the Great Basin. The city experiences a semi-arid climate, characterized by hot summers and cold winters. Below is a detailed breakdown of the weather in Fernley based on the most recent available data.

Average Temperature (by Month)

The average monthly temperatures in Fernley vary significantly throughout the year, reflecting its desert climate. The data below shows the average high and low temperatures for each month:

Month Average High (ยฐF) Average Low (ยฐF)
January 43ยฐF 22ยฐF
February 48ยฐF 26ยฐF
March 55ยฐF 33ยฐF
April 63ยฐF 39ยฐF
May 72ยฐF 47ยฐF
June 84ยฐF 55ยฐF
July 95ยฐF 64ยฐF
August 94ยฐF 62ยฐF
September 84ยฐF 53ยฐF
October 69ยฐF 40ยฐF
November 54ยฐF 31ยฐF
December 44ยฐF 22ยฐF

These temperatures reflect the typical seasonal variations experienced in Fernley, with summers reaching into the mid-90s ยฐF and winters dipping to freezing at night.

Precipitation Patterns

Fernley has a relatively low amount of precipitation, typical for a semi-arid climate. The city receives an average annual rainfall of about 8.5 inches. Precipitation is most common in the winter and spring months, with the driest period occurring during the summer months. Below is a breakdown of the monthly rainfall averages:

Month Average Precipitation (inches)
January 0.7″
February 0.7″
March 0.6″
April 0.4″
May 0.3″
June 0.1″
July 0.1″
August 0.1″
September 0.3″
October 0.5″
November 0.6″
December 0.6″

As seen, the summer months receive very little rainfall, while the winter and spring months see more precipitation, albeit still relatively sparse.

Wind Patterns

Fernley experiences frequent winds throughout the year, which is typical for high desert climates. The winds can be particularly strong during the spring months. The average wind speed in Fernley is approximately 9 mph, but gusts can reach 30 to 40 mph during storms, especially in the spring.

Humidity Levels

The average relative humidity in Fernley tends to be low, as expected in a desert climate. Humidity ranges from 30% in the summer months to around 50% in the winter. The dry air can make the temperatures feel even more extreme, particularly during hot summer days.

Sunlight

Fernley enjoys abundant sunshine, with clear skies and sunny weather being the norm. On average, Fernley receives around 300 sunny days per year, contributing to its hot summers and mild winters. The long days in summer can lead to high temperatures in excess of 90ยฐF.

Comparing Weather to State and National Averages

When compared to Nevada’s overall climate, Fernley tends to be drier and slightly cooler than other parts of the state. Northern Nevada, where Fernley is located, experiences colder winters and hotter summers compared to the southern parts of the state, such as Las Vegas, which typically sees more consistent and higher temperatures.

Nationally, Fernley has a much drier climate than the majority of the United States. The national average annual precipitation is around 38 inches, far more than Fernley’s 8.5 inches. The average temperatures in Fernley are also cooler than the national average, especially in winter, when Fernley experiences temperatures below freezing.

Sources

Average Income in Fernley, Nevada

Income in Fernley, Nevada

Fernley, Nevada, is a growing city with an economy largely based on agriculture, transportation, and logistics. While the cost of living is relatively affordable, the income levels in Fernley may differ from those in larger cities across Nevada. Below is an overview of the average income statistics in Fernley based on the most recent data.

Average Annual Salary

The average annual salary in Fernley is approximately $47,000. This figure reflects income levels in the region, which is generally lower than that of larger urban centers like Reno and Las Vegas, but comparable to other small towns and rural areas in northern Nevada.

Average Hourly Wage

The average hourly wage in Fernley is about $22.60. This is based on the most common occupations in the area, such as retail, agriculture, logistics, and construction. Hourly wages can vary depending on the specific industry and skill set required.

Most Popular Jobs/Careers

In Fernley, some of the most common careers are in the following industries:

  • Agriculture (Farm Workers, Irrigation Specialists)
  • Retail (Cashiers, Sales Associates)
  • Transportation and Logistics (Truck Drivers, Warehouse Workers)
  • Construction (Laborers, Skilled Trades)

Highest Paid Jobs Popular to the Area

While Fernley is primarily home to lower-wage occupations, there are a few high-paying job sectors as well. Some of the highest paid jobs in Fernley include:

  • Truck Drivers (particularly long-haul or specialty drivers) – Up to $70,000 annually
  • Construction Supervisors and Project Managers – Around $60,000-$70,000 annually
  • Medical and Healthcare Professionals (Nurses, Technicians) – Around $50,000 annually

Income Comparison: Fernley vs. Nevada vs. National Average

When compared to the state of Nevada, Fernley has a lower average salary. The statewide average income in Nevada is about $58,000 annually, which is higher than Fernleyโ€™s average of $47,000. The state’s larger cities, such as Las Vegas and Reno, contribute to this higher state-wide average due to their diverse economies and higher living costs.

On a national scale, the average household income in the United States is around $74,580. This is higher than Fernleyโ€™s average, reflecting the higher wages generally seen in urban areas across the country compared to small towns and rural regions.

Sources

Taxes in Fernley, Nevada

Taxes in Fernley, Nevada

Fernley, Nevada, is subject to various local and state taxes. These taxes help fund the local infrastructure, services, and education in the area. Below is an overview of the tax structure in Fernley, including property taxes, sales taxes, and income taxes, based on the most recent available data.

Property Taxes

The property tax rate in Fernley, Nevada, is determined by the Lyon County Assessorโ€™s Office. Property taxes are assessed on the taxable value of real property, including land and improvements. The average property tax rate for Fernley residents is approximately $3.30 per $100 of assessed value. The assessed value of property is typically 35% of its market value.

The property tax due date is typically the 1st of August, and payments are due by the 1st of December to avoid penalties. Late payments accrue interest at a rate of 1.5% per month after the due date.

Sales Taxes

Fernley is located in Lyon County, which has a combined sales tax rate of 7.725%. This includes:

  • State Sales Tax: 6.85%
  • Lyon County Sales Tax: 0.75%
  • Fernley Local Sales Tax: 0.125%

This rate applies to most goods and services sold within the city, including retail, food, and certain services. Some essential goods, such as prescription medications, are exempt from sales tax.

Income Taxes

Nevada is one of the few states in the U.S. that does not have a state income tax. As a result, residents of Fernley do not pay state income taxes on their wages or business income. However, federal income tax still applies, and residents must comply with the federal tax regulations.

Utility Taxes

Utility taxes are generally not imposed by the city of Fernley, but Lyon County charges a utility tax on the gross revenue of utility companies that provide electric, gas, and water services. These utility taxes are passed on to consumers in the form of higher utility rates, but they vary by provider and the type of service used.

Hotel Occupancy Tax

Fernley applies a 13% hotel occupancy tax on the rental of any hotel or lodging accommodations within the city. This tax is paid by guests who stay overnight and is typically included in the final bill at the hotel or motel.

Entertainment Taxes

Currently, Fernley does not have a specific entertainment tax. However, general sales tax may apply to tickets for events and certain types of entertainment, depending on the nature of the business or service.

Tax Payment Schedule

For property taxes, the payment schedule is as follows:

  • 1st Installment: Due on August 1st
  • 2nd Installment: Due on December 1st

Late payments will incur interest at a rate of 1.5% per month after the due date.

Penalties for Late Payment

If property taxes are not paid by the due date, penalties and interest will accrue at a rate of 1.5% per month until the balance is paid in full. After the first year, additional penalties may apply, including property lien or foreclosure actions.

Where to Pay

Property tax payments can be made in person at the Lyon County Treasurer’s Office, online, or via mail. The office is located at:

Lyon County Treasurer
27 S. Main Street, Yerington, NV 89447

Online payments can be made through the Lyon County Treasurerโ€™s website. For further details, refer to the Lyon County Treasurer’s Page.

Contact Information

For inquiries regarding taxes, including property tax, sales tax, or utility tax, contact the following departments:

Sources

Is Fernley, Nevada a Good Place to Live for Singles?

Fernley, Nevada, is a small but growing town located in Lyon County. It offers a quieter lifestyle than larger cities, making it appealing to some singles looking for a more relaxed environment. However, Fernley also provides access to the amenities and opportunities that may be attractive to single individuals. Here’s a breakdown of what it’s like to live in Fernley as a single person.

Events and Activities

While Fernley is not known for a bustling nightlife scene, there are still plenty of events and activities to enjoy for singles. The town hosts community events such as fairs, farmers’ markets, and holiday festivals. Additionally, Fernley is close to outdoor recreation opportunities, including hiking, biking, and fishing, which are ideal for solo adventurers.

For more details on local events, check out the City of Fernley official website.

Gyms

For fitness enthusiasts, Fernley offers a number of gyms and fitness centers. While the options are more limited than in larger cities, there are still places to work out and meet others. You can explore gyms and fitness centers in Fernley via a Yahoo search for gyms in Fernley.

Housing

Housing in Fernley is relatively affordable compared to larger cities in Nevada. Rent prices tend to be lower, making it easier for singles to find a place to live without breaking the bank. You can explore current rental listings and get a better sense of the housing market in Fernley on Rent.com.

Percentage of Single Residents

According to the U.S. Census Bureau, the percentage of single residents in Fernley is approximately 35%, which is somewhat consistent with other small towns in Nevada. This percentage is slightly lower than the state and national averages, but it reflects the more family-oriented nature of the town.

For more information on the demographic breakdown of Fernley, refer to the U.S. Census Bureau – Fernley Statistics.

Comparison to State and National Averages

When comparing Fernley to the state of Nevada, the percentage of single residents in Fernley is slightly lower. Nevada overall has a higher percentage of singles, particularly in urban areas like Las Vegas and Reno, where there are more social opportunities and activities for single people.

Nationally, the average percentage of single residents is approximately 50%, which is significantly higher than in Fernley. Fernleyโ€™s lower single population may be due to its rural nature and the more family-centric environment.

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Is Fernley, Nevada Good for Families?

Fernley, Nevada, is considered a good place to live for families due to its affordable housing market, low crime rates, and access to outdoor activities. The weather is generally favorable, with sunny days and mild winters. Housing costs are lower compared to larger urban centers in the state, and employment opportunities in retail, agriculture, and services provide options for families. However, Fernleyโ€™s relatively small size and rural character may not appeal to everyone, as it lacks some of the amenities and activities found in larger cities.

Parks and Family Activities

Fernley offers several parks and outdoor activities perfect for families. Fernley City Park is one of the main attractions, featuring playgrounds, walking paths, and open spaces for picnics and sports. Additionally, the Truckee River Regional Park is nearby, offering fishing, hiking, and camping opportunities. Families can also enjoy nearby outdoor recreation like hiking in the surrounding foothills and biking along the Fernley Railroad Path.

For more details on local events and activities for families, visit the City of Fernley Official Website.

Restaurants

Fernley has a selection of family-friendly dining options, including a variety of cuisine choices.

Italian Restaurants

If you’re craving Italian, check out the options available through a Bing search for Italian restaurants in Fernley.

Mexican Restaurants

For Mexican cuisine, there are a few local spots where families can enjoy traditional dishes. You can explore options with a Bing search for Mexican restaurants in Fernley.

BBQ Restaurants

BBQ lovers can find great options in Fernley as well. Explore BBQ dining locations by checking out a Bing search for BBQ restaurants in Fernley.

American Restaurants

For a variety of American-style meals, there are several family-friendly American restaurants in Fernley. Check out a Bing search for American restaurants in Fernley.

Housing

The housing market in Fernley is affordable compared to Nevadaโ€™s urban centers, making it an attractive option for families. Homes are generally more affordable, with a variety of options including single-family homes, townhouses, and larger properties with more acreage. Whether you’re looking for a home near the city center or a more secluded property, Fernley offers a range of options for families. For a closer look at homes for sale, you can explore listings on Realtor.com – Fernley Homes for Sale.

Percentage of Family Residents

Fernley has a significant portion of its population consisting of families. According to the U.S. Census Bureau, approximately 50% of households in Fernley are married couples or families with children. This indicates a relatively family-oriented community, with a lower proportion of singles compared to larger urban areas. For more detailed demographic information, check out the U.S. Census Bureau – Fernley Statistics.

Comparison to State and National Averages

When compared to the state of Nevada, Fernley has a slightly higher percentage of married residents and families, as urban areas like Las Vegas tend to have more single residents. Statewide, Nevada has a slightly lower proportion of families, especially in more metropolitan areas. Nationally, the percentage of married couples and families is similar, but Fernley stands out as a more family-focused community compared to large cities.

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How are the schools in Fernley, Nevada?

Schools in Fernley, Nevada

Fernley, Nevada offers a variety of public schools within the Lyon County School District, ranging from Pre-K to high school. The district is generally well-regarded for providing solid educational options with a focus on developing students academically and socially. The public schools in Fernley have varying levels of funding, and while some schools struggle with resource allocation, there are efforts to improve educational outcomes and scores. The district has made investments in facilities and teacher development to improve overall student performance. For a small town, Fernley offers several educational opportunities, though some families may seek alternatives in nearby cities for more specialized programs or higher levels of academic competition.

Pre-K Schools

In Fernley, early childhood education is primarily provided by a few local providers and programs aimed at preparing children for kindergarten. Some private and public pre-kindergarten options are available, though they are fewer compared to larger cities.

For more information on early education, you can visit the Lyon County School District’s official website.

Kindergarten Schools

Kindergarten programs are available at elementary schools throughout Fernley. These programs are provided as part of the public education system and focus on building foundational skills in language, literacy, math, and social development. There is a strong community effort to ensure that students are ready for their early academic years.

For more information on the district’s kindergarten programs, visit the Lyon County School District.

Elementary Schools

Fernley has several elementary schools offering education from grades K-5. Notable schools include:

  • Fernley Elementary School – This is the main elementary school in the area with a strong reputation for nurturing early academic and social skills. It offers a solid foundation in literacy and numeracy.
  • Silverland Middle School – While it is technically a middle school, it provides important early education resources and extracurricular activities for younger students as well.

For more details about elementary schools, you can visit Lyon County School District’s Elementary Education Page.

Middle Schools

Fernley has a few middle schools that cater to students in grades 6-8, offering a more specialized curriculum as students move from elementary school into high school preparation.

  • Silverland Middle School – This school is known for its involvement in local sports and arts programs, helping to engage students in extracurricular activities. The school provides academic programs that prepare students for high school education.

For more details on middle schools in Fernley, visit Lyon County School District’s Middle School Page.

High Schools

Fernley is home to one main high school that provides a range of academic and extracurricular programs.

  • Fernley High School – This high school is central to the townโ€™s education system and offers a variety of academic programs including Advanced Placement (AP) courses, athletics, and extracurricular opportunities like theater and music. The school works towards ensuring students are college-ready or prepared for entering the workforce.

For more information about high school education in Fernley, visit Lyon County School District’s High School Page.

Colleges & Universities

While Fernley itself doesn’t have a major college or university, there are several higher education options within reasonable driving distance in Reno, Nevada. These include:

  • University of Nevada, Reno (UNR) – A major public university offering undergraduate and graduate programs in a wide range of fields.
  • Truckee Meadows Community College (TMCC) – A community college in Reno providing affordable programs and associate degrees in various subjects.

For more information on higher education options, you can visit University of Nevada, Reno and Truckee Meadows Community College.

Conclusion: Why you should consider moving to Fernley, Nevada

Fernley, Nevada offers a perfect blend of small-town charm with easy access to larger metropolitan areas. Whether you’re seeking affordable housing, a close-knit community, or outdoor adventure, Fernley has it all. With a low cost of living, a peaceful atmosphere, and a range of recreational activities, it’s an ideal place for families, singles, and retirees alike. The schools provide solid educational opportunities, and the growing job market continues to offer new career possibilities. If you’re looking for a place where you can enjoy a high quality of life, with stunning landscapes and a welcoming environment, Fernley is a great choice. Moving to Fernley means becoming part of a community that values both tradition and progress, making it a fantastic place to call home. Don’t miss out on the chance to experience all that this hidden gem in Northern Nevada has to offer!