Living in and Moving to Forest Lake, Minnesota

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Cost of living in Forest Lake, Minnesota

Housing Costs

The cost of housing in Forest Lake, Minnesota, is relatively affordable compared to the Twin Cities metro area, but it can still vary depending on the neighborhood and type of home. The median home price in Forest Lake as of 2023 is approximately $360,000, which is around 15-20% lower than the median home price in the Minneapolis-St. Paul metro area, which is over $420,000. Renters can expect to pay around $1,350 per month for a two-bedroom apartment, with prices ranging from $1,200 to $1,700 depending on location and amenities.

Data shows that housing prices have been steadily increasing in the area over the past few years, driven by both demand for homes near recreational areas and the expansion of the I-35 corridor. These trends suggest a continued rise in property values, but housing in Forest Lake remains more affordable than many other suburban areas in the Twin Cities. (Source: Zillow – Forest Lake Home Values)

Utilities

The average monthly utility bill for a 915 square foot apartment in Forest Lake is approximately $200-$250, which includes heating, electricity, water, and trash services. The heating bill tends to be higher in the winter months due to Minnesota’s cold climate. Forest Lake residents can expect to pay between $120 and $200 for electricity per month, depending on the size of the home and energy usage. Water and trash services typically cost between $70 and $100 per month for a standard household. Internet service averages about $70 per month for high-speed broadband (fiber or cable). These costs can fluctuate based on usage, but they are generally in line with other suburban areas in the state. (Source: Numbeo – Cost of Living in Forest Lake)

Groceries/Food

The average monthly grocery bill for a single person in Forest Lake is approximately $350-$450, depending on dietary preferences and shopping habits. For a family of four, the typical grocery bill ranges from $850 to $1,100 per month. Common grocery prices include: a gallon of milk ($3.30), a loaf of bread ($2.50), eggs ($2.40 for a dozen), and chicken breast ($3.50 per pound). Dining out is also moderately priced; a meal at a mid-range restaurant typically costs around $15 to $25 per person, and fast food meals average between $7 and $10. These costs are comparable to other suburban areas in the region, with slight variation depending on store choice and product brand. (Source: Expatistan – Cost of Living in Forest Lake)

Transportation

Transportation costs in Forest Lake are manageable, particularly for those who drive. The average cost of gasoline in the area is typically around $3.50 per gallon as of late 2023, although this fluctuates with market conditions. Forest Lake is conveniently located near I-35, making commuting to the Twin Cities relatively easy, with a typical commute to Minneapolis taking about 30-40 minutes. The cost of car ownership includes insurance (approximately $1,200 annually for basic coverage), and registration, which costs around $120 per year for a passenger vehicle. Public transportation options are limited in Forest Lake, and most residents rely on personal vehicles for daily commuting. (Source: GasBuddy – Gas Prices in Forest Lake)

Healthcare

Healthcare costs in Forest Lake are consistent with the broader region of the Twin Cities. A typical doctor’s visit costs around $120-$150 without insurance. The average premium for a single person’s health insurance plan in Minnesota is approximately $450-$550 per month, with family plans averaging between $1,100 and $1,400 per month, depending on the insurer and coverage options. Prescription medications typically cost between $10 and $50 for generic medications, though this can vary significantly based on the specific drug and insurance coverage. For a family with children, health expenses can climb, especially with higher premiums and out-of-pocket costs. (Source: Healthcare.gov – Health Insurance Plans & Costs)

Childcare and Education

Childcare costs in Forest Lake are somewhat higher than the state average, with daycare for an infant typically costing between $1,100 and $1,400 per month. For toddlers, the cost is slightly lower, ranging from $900 to $1,100 per month. Public schools in Forest Lake are part of the Forest Lake Area School District, which is known for solid academic performance and offers a variety of extracurricular programs. The district’s annual per-student spending is approximately $12,000, with average teacher salaries in the district around $60,000 per year. Private schools, such as St. Peter’s Lutheran School, also provide educational options, with tuition generally ranging from $4,000 to $6,000 per year. (Source: SchoolDigger – Forest Lake Area Schools)

Taxes

The property tax rate in Forest Lake is approximately 1.3%, which is slightly lower than the average in Washington County (1.6%). This means that for a $360,000 home, property taxes would be around $4,600 per year. Minnesota’s state income tax rate ranges from 5.35% to 9.85%, depending on income levels. For an individual making $50,000 annually, the state income tax liability would be about $2,100, while a family of four with a combined income of $100,000 would pay around $4,500 in state income taxes. Sales tax in Forest Lake is 7.125%, which is typical for the region. (Source: Minnesota Department of Revenue – Property Tax)

Insurance

Homeowners insurance in Forest Lake typically costs between $1,000 and $1,200 annually, depending on the size of the home and coverage limits. Auto insurance premiums in the area average around $1,200 to $1,400 per year for a standard driver with basic coverage. Rates vary based on factors such as driving history, type of vehicle, and insurance provider. Renters insurance in Forest Lake is generally affordable, costing about $15 to $20 per month for standard coverage. (Source: ValuePenguin – Average Cost of Homeowners Insurance)

Recreation and Entertainment

Recreational costs in Forest Lake are relatively low, especially for outdoor enthusiasts. A membership to the Forest Lake Area YMCA costs about $50 to $75 per month for an individual, and family memberships are available for around $100 per month. For those interested in local parks, the city offers numerous free or low-cost options, including the expansive Forest Lake Beach, which has no entrance fee. Movie tickets at local theaters average about $12 per adult, while activities like bowling or mini-golf typically cost around $8-$15 per person. (Source: YMCA North – Forest Lake)

Clothing

The cost of clothing in Forest Lake is generally in line with the national average. A basic pair of jeans will cost about $40-$60, while a more premium pair can run $80 or higher. T-shirts typically cost $15-$25. For those shopping at higher-end retailers or department stores like Macy’s, the cost of clothing can be higher, but there are also discount stores like Target and Walmart that provide affordable options. Seasonal clothing needs (coats, boots, etc.) are higher in the colder months, with winter coats priced between $100 and $300 depending on brand and insulation quality. (Source: Numbeo – Cost of Living in Forest Lake)

Personal Care

Personal care costs in Forest Lake are typical for a suburban area. A haircut for a woman at a mid-range salon costs about $45-$60, while men’s haircuts are usually priced between $20 and $30. Other personal care services like manicures and pedicures range from $25 to $50 per session. Gym memberships range from $20 to $50 per month depending on the facility and level of amenities. Personal hygiene products (toothpaste, shampoo, etc.) can average around $30 to $50 per month for an individual.

Is Forest Lake, Minnesota a safe place to live – Crime Rates?

Crime Rate

Forest Lake, Minnesota, has a relatively low crime rate compared to both state and national averages. The total crime rate in Forest Lake as of 2022 was 1,911 crimes per 100,000 residents, which is notably lower than the national average of 2,300 crimes per 100,000 people. Forest Lake’s crime rate has seen some fluctuation over the past few years, but it remains within the safer range for suburban areas in Minnesota. The overall crime rate includes both violent and property crimes, with the majority of incidents being property-related. (Source: NeighborhoodScout – Forest Lake Crime Data)

Violent Crime Rate

The violent crime rate in Forest Lake is significantly lower than the national average. In 2022, the city reported 66 violent crimes per 100,000 people, which is far below the U.S. average of 379 violent crimes per 100,000 residents. Violent crime incidents in Forest Lake include assault, robbery, and homicide, but the numbers are small in comparison to larger metropolitan areas. Forest Lake’s low violent crime rate contributes to its reputation as a family-friendly and safe suburban community. (Source: NeighborhoodScout – Forest Lake Violent Crime Data)

Property Crime Rate

Property crimes in Forest Lake are more common than violent crimes but remain lower than the national average. The property crime rate is approximately 1,100 incidents per 100,000 residents, which is lower than the national average of 2,200 property crimes per 100,000 people. These crimes typically involve burglary, theft, and motor vehicle theft. While property crime rates have fluctuated, Forest Lake remains a relatively safe community in terms of property crime. (Source: NeighborhoodScout – Forest Lake Property Crime Data)

Police Presence

Forest Lake is served by a local police department, the Forest Lake Police Department, which works to maintain public safety and respond to criminal activity. The department is equipped with a variety of resources to address both minor and serious crimes, with community policing being a focus in many neighborhoods. The city’s police force is small, but it works in conjunction with the Washington County Sheriff’s Office for larger investigations. The city has a relatively low ratio of police officers per capita, which is typical for smaller suburban communities. The police presence in Forest Lake helps contribute to its overall safety and community trust. (Source: Forest Lake Police Department)

Neighborhood Watch Programs

Forest Lake actively supports neighborhood watch programs aimed at deterring crime and promoting safety at the community level. The Forest Lake Police Department encourages residents to participate in these programs to help keep an eye on their neighborhoods. These watch programs focus on crime prevention and fostering communication between residents and local law enforcement. Additionally, there are regular community outreach efforts, such as safety meetings and awareness campaigns. (Source: Forest Lake Police Department – Neighborhood Watch)

Safety Rankings

In terms of safety rankings, Forest Lake consistently ranks as one of the safer cities in Minnesota, especially for families looking for suburban living options. In a 2023 ranking by Niche, Forest Lake was rated as one of the top 20 safest suburbs in the Twin Cities metro area. The rankings consider crime statistics, school safety, and local law enforcement effectiveness. Forest Lake’s combination of low crime rates, engaged police force, and community-focused safety initiatives has earned it high marks for safety. (Source: Niche – Forest Lake Safety Ranking)

Trend Data

Over the past five years, crime rates in Forest Lake have shown a slight downward trend. According to the Minnesota Department of Public Safety’s Uniform Crime Reporting (UCR) data, crime incidents in the area decreased by approximately 5% from 2020 to 2022, with a notable reduction in property crimes. This decrease aligns with broader trends in suburban areas where crime rates have generally been falling as cities expand their law enforcement resources and community engagement initiatives. These trends point to a continued positive outlook for safety in Forest Lake. (Source: Minnesota Department of Public Safety – UCR)

School Safety

School safety in Forest Lake is a priority for the local school district. The Forest Lake Area School District, which serves students from kindergarten through high school, consistently ranks well in terms of both academic performance and safety. The district’s schools have implemented various safety measures, including secure entrances, surveillance cameras, and active shooter drills. The school district reports a low incidence of violence and bullying, with regular surveys conducted to assess student safety. As of 2023, the district is working with local law enforcement to enhance security measures even further. (Source: Forest Lake Area Schools – School Safety)

What are the demographics of Forest Lake, Minnesota?

White

As of the most recent census data in 2020, approximately 94.3% of Forest Lake’s population identifies as White. This is significantly higher than the state of Minnesota’s overall percentage of White residents, which stands at about 81%. The predominance of White residents contributes to the city’s demographic makeup and is characteristic of many suburban areas in the northern Twin Cities metro region. (Source: U.S. Census Bureau – 2020 Census Demographics)

Black or African American

Forest Lake has a smaller Black or African American population, making up about 2.2% of the total population as of the 2020 census. This figure is lower than the state average for Minnesota, where Black or African American residents represent roughly 8.3% of the state’s population. While the number is small, there has been a gradual increase in the racial diversity of the city over the past decade. (Source: U.S. Census Bureau – 2020 Census Demographics)

Hispanic or Latino

Approximately 3.5% of Forest Lake’s population identifies as Hispanic or Latino, based on the 2020 census data. This is in line with the broader trend in the state of Minnesota, where the Hispanic or Latino population represents about 5% of the overall state population. The Hispanic community in Forest Lake is growing, but still represents a smaller share of the total demographic makeup. (Source: U.S. Census Bureau – 2020 Census Demographics)

Two or More Races

The percentage of individuals identifying as Two or More Races in Forest Lake is approximately 1.7% according to the 2020 census. This reflects a broader trend across the U.S. where multiracial populations have been on the rise, particularly among younger generations. Forest Lake is no exception to this national demographic shift. (Source: U.S. Census Bureau – 2020 Census Demographics)

Asian

Forest Lake has a small Asian population, making up around 1.4% of the total population as of 2020. This is lower than the Minnesota state average of 4.5%, though the number of Asian residents in Forest Lake has been steadily increasing in recent years as the Twin Cities metro area continues to see growing diversity. (Source: U.S. Census Bureau – 2020 Census Demographics)

Native American

Native American residents make up a very small portion of the population in Forest Lake, at about 0.4% according to 2020 census data. This is consistent with the overall trend in suburban areas of the Twin Cities, where Native American populations are relatively small compared to other racial groups. (Source: U.S. Census Bureau – 2020 Census Demographics)

Native Hawaiian or Pacific Islander

Forest Lake has an extremely small percentage of Native Hawaiian or Pacific Islander residents, accounting for less than 0.1% of the total population. This demographic is much lower than the state average of 0.2%. As with many suburban areas in Minnesota, the Native Hawaiian or Pacific Islander community is quite small. (Source: U.S. Census Bureau – 2020 Census Demographics)

Sources

• U.S. Census Bureau – 2020 Census Demographics

Forest Lake, Minnesota Population by Age and Gender

The total population of Forest Lake, Minnesota is 22,276, according to the 2020 U.S. Census data.

Total Population by Gender

The gender distribution in Forest Lake is fairly balanced. According to the 2020 Census data, approximately 49.5% of the population is male and 50.5% is female. This near equal distribution is typical of many suburban communities in the United States. (Source: U.S. Census Bureau – 2020 Census Demographics)

Age Distribution

In terms of age demographics, Forest Lake exhibits a relatively young to middle-aged population. The breakdown is as follows:

• Under 5 years: 6.2%
• 5 to 9 years: 6.5%
• 10 to 14 years: 7.3%
• 15 to 19 years: 6.2%
• 20 to 24 years: 5.1%
• 25 to 34 years: 11.4%
• 35 to 44 years: 12.6%
• 45 to 54 years: 13.3%
• 55 to 59 years: 7.7%
• 60 to 64 years: 6.0%
• 65 to 74 years: 6.1%
• 75 to 84 years: 3.0%
• 85 years and over: 2.0%

This distribution shows a balanced range of ages, with a notable percentage of residents in the 35-54 age range, indicating a community with a strong base of working-age adults and families. (Source: U.S. Census Bureau – 2020 Census Demographics)

Median Age

The median age in Forest Lake is 39.3 years, which is slightly older than the national median age of 38.4 years. The median age in Forest Lake reflects the city’s family-oriented community and its appeal to middle-aged residents looking for suburban living with proximity to Minneapolis and St. Paul. (Source: U.S. Census Bureau – 2020 Census Demographics)

Dependency Ratios

Forest Lake’s dependency ratio, which measures the proportion of dependents (people under 18 and over 65) to the working-age population (18-64), is 45.1%. This suggests a somewhat balanced dependency ratio, with a slightly higher proportion of children and seniors compared to the working-age population. The dependency ratio is important for understanding the economic burden on working adults, as it reflects the number of people who may rely on the resources of the working-age population. (Source: U.S. Census Bureau – 2020 Census Demographics)

Sex Ratio

The sex ratio in Forest Lake is approximately 98.5 males for every 100 females. This is typical for many U.S. suburban communities, where the number of males and females tends to be relatively balanced. The slight skew towards females is consistent with the general demographic trend observed in many regions, especially in areas with a significant older adult population. (Source: U.S. Census Bureau – 2020 Census Demographics)

Population Growth Rates

Forest Lake has experienced steady population growth in recent decades. The population increased by 15.5% from 2010 to 2020, which is higher than the average growth rate for many rural and suburban areas in Minnesota. This growth is likely driven by the city’s affordability, its proximity to the Twin Cities, and its increasing appeal to families and retirees. (Source: U.S. Census Bureau – 2020 Census Demographics)

Marital Status by Age and Gender

Among the population of Forest Lake, the marital status distribution shows that about 60% of residents aged 18 and over are married, which is higher than the national average of 50%. Additionally, 6.8% of residents are widowed, and 10.1% are divorced. These figures reflect a stable community with many families and long-term residents. The marital status breakdown by gender shows a similar pattern, with men and women married at comparable rates. (Source: U.S. Census Bureau – QuickFacts Forest Lake)

Educational Attainment by Age and Gender

Educational attainment in Forest Lake is relatively high compared to the state average. Approximately 93.4% of adults aged 25 and over have a high school diploma or equivalent, and 34.3% have a bachelor’s degree or higher. Among men, 31% have earned a bachelor’s degree or higher, while 38% of women in the same age range have achieved this level of education. Forest Lake has seen a gradual increase in the number of residents pursuing higher education, likely due to the availability of accessible education in the Minneapolis-St. Paul metro area. (Source: U.S. Census Bureau – QuickFacts Forest Lake)

Health Statistics by Age and Gender

Health statistics specific to Forest Lake are not readily available, but statewide data for Minnesota shows that the state has a relatively high life expectancy. The life expectancy at birth in Minnesota is around 80 years. Women tend to live longer than men, with a life expectancy of about 83 years compared to 77 years for men. (Source: Minnesota Department of Health – Health Statistics)

Sources

• U.S. Census Bureau – 2020 Census Demographics
• U.S. Census Bureau – QuickFacts Forest Lake
• Minnesota Department of Health – Health Statistics

Forest Lake, Minnesota Zip Codes

Forest Lake, Minnesota, primarily has the following ZIP codes:

• 55025
• 55055

This ZIP code covers the majority of the Forest Lake area.

What is the history of Forest Lake, Minnesota?

History of Forest Lake, Minnesota

Forest Lake, Minnesota, located in Washington and Chisago counties, has a rich and fascinating history that dates back to its early settlement in the mid-19th century. The area that would later become Forest Lake was originally inhabited by Native American tribes, including the Dakota and Ojibwe peoples. These tribes used the land for hunting, fishing, and trading, and they were well aware of the area’s abundant natural resources, particularly the forested areas and the chain of lakes.

Early European Settlement

The first European settlers arrived in the Forest Lake area around the early 1850s. The town’s location near Forest Lake, which is part of a larger chain of lakes, made it an attractive destination for settlers looking for fertile land and abundant natural resources. The community’s growth was initially spurred by the agricultural opportunities the land provided, with settlers establishing farms along the shores of the lake.

The town was officially established in 1870, though prior to this, the area had been referred to as “Forest Lake Township.” In the early years, there were only a handful of settlers in the region, and transportation to the area was limited. The town’s early economy was heavily based on agriculture, with crops such as wheat, oats, and potatoes, as well as livestock, playing a central role in the local economy.

Incorporation of Forest Lake

Forest Lake was officially incorporated as a village in 1905. The growth of the town was further fueled by the expansion of the railroad system, which made it easier for residents to travel to larger cities and for goods to be transported to markets. The railroad played a key role in the town’s development, allowing Forest Lake to thrive as a hub for agricultural goods, timber, and later, tourism.

At this time, the town had a population of several hundred residents, and the village infrastructure began to expand to support its growing population. The establishment of schools, churches, and businesses signaled the growth of a more permanent, organized community. The post-incorporation years also saw improvements to the town’s transportation systems, with roads becoming more developed, and electric and water utilities being added to meet the needs of its residents.

Growth and Development in the 20th Century

By the mid-20th century, Forest Lake had begun to transition from a small agricultural town to a growing suburban community. The expansion of the Twin Cities metropolitan area played a key role in the town’s transformation. As people from the cities sought a more rural lifestyle, Forest Lake became an attractive location for those looking to live outside of the urban centers but still within commuting distance.

During the post-World War II era, there was a surge in population growth, as well as the development of residential neighborhoods and commercial businesses. The availability of affordable land, coupled with improved infrastructure, contributed to the town’s appeal. Forest Lake’s population continued to rise throughout the 1960s and 1970s, and the town’s boundaries expanded to include more land for residential and commercial development.

Modern-Day Forest Lake

Today, Forest Lake is a vibrant and growing community that retains much of its small-town charm while benefiting from its proximity to the bustling Twin Cities metro area. The town continues to grow as a popular place to live for those seeking a mix of suburban and rural living. Its historic lakes and natural landscapes remain a key feature of the town, attracting residents and visitors alike who enjoy outdoor activities such as boating, fishing, and hiking.

In the 21st century, Forest Lake has worked to balance growth and development with environmental conservation. The preservation of green spaces and the continued focus on sustainable development have been key priorities as the community strives to maintain its unique character while accommodating an increasing population. The town’s local government has focused on ensuring that new developments are in line with the needs of the growing population, providing a high quality of life and maintaining Forest Lake’s historic charm.

Legacy of Forest Lake

The legacy of Forest Lake is deeply rooted in the natural beauty of its lakes and forests, as well as in the hard work and determination of its residents, past and present. From its humble beginnings as a small agricultural settlement to its current status as a suburban community, Forest Lake has continued to evolve while staying true to its origins. The town’s rich history, from Native American presence to European settlement and modern suburban growth, offers a testament to the resilience of the community and its ability to adapt to changing times.

The town’s name, “Forest Lake,” is a fitting reflection of its natural surroundings, and the community’s identity remains intertwined with the land and waters that have supported it throughout its history. Whether through agriculture, industry, or recreation, Forest Lake has grown to become a place that attracts residents seeking both a connection to nature and the conveniences of modern life.

Sources

• Forest Lake History Website
• Forest Lake, Minnesota – Wikipedia
• City of Forest Lake History
• Minnesota Historical Society – Forest Lake

Forest Lake, Minnesota Weather

Weather in Forest Lake, Minnesota

Average Temperature (by Month)

Forest Lake experiences a typical Midwestern climate, with cold winters and warm, humid summers. Below are the average monthly temperatures for Forest Lake, Minnesota:

Forest Lake’s average annual temperature is about 47°F.

For comparison, the average temperature in Minnesota is typically a few degrees cooler, averaging about 45°F annually, while the U.S. national average is closer to 54°F annually.

Precipitation (Rain) Patterns

Forest Lake receives an average of 32 inches of rain annually. The wettest months are typically June through August, with July being the peak month for rainfall. Below is the breakdown of average monthly rainfall in Forest Lake:

Compared to Minnesota’s average of about 30 inches of rain per year and the U.S. national average of 38 inches, Forest Lake receives a slightly lower amount of rainfall annually.

Extreme Weather Events

Forest Lake, like much of Minnesota, experiences extreme weather events, including thunderstorms, tornadoes, and blizzards. The peak of severe weather occurs in the summer months, particularly June through August, which see frequent thunderstorms and tornado activity. The area is part of the larger Upper Midwest, which is known for its susceptibility to tornadoes.

According to the National Weather Service (NWS), Forest Lake has experienced several tornadoes in its history, with the most recent significant event being an EF-1 tornado in 2020. Winter months also bring extreme cold temperatures, with occasional blizzards and heavy snowfall, especially in January and February.

Humidity Levels

During the summer months, Forest Lake experiences high humidity, with July being the most humid month. The average relative humidity in Forest Lake is typically around 70% during the summer. Winter months see a sharp drop in humidity, with December and January averaging relative humidity levels closer to 80% or higher due to colder air.

In comparison, Minnesota has relatively high humidity levels across the state, which can contribute to the discomfort of hot summer days, though it is generally drier in the winter.

Sunlight

Forest Lake enjoys a significant amount of sunlight during the summer months, with daylight hours peaking around 15-16 hours per day in June. In contrast, the winter months see a dramatic reduction in sunlight, with only about 8 hours of daylight in December. This variation in sunlight is typical for locations in the northern U.S.

Wind Patterns

Winds in Forest Lake are generally moderate, with average wind speeds ranging from 5 to 10 mph throughout the year. The wind is often more noticeable during the spring and fall months, especially when storms are approaching. Winds from the northwest and west are the most common, but during severe weather events, winds can become much stronger, particularly in thunderstorms.

Sources

• National Weather Service – Forest Lake Weather Overview
• US Climate Data – Forest Lake, Minnesota
• WeatherDB – Forest Lake, MN Average Weather Data
• NOAA Climate.gov – U.S. Climate Variability and Change

Average Income in Forest Lake, Minnesota

Average Annual Salary

The average annual salary for workers in Forest Lake, Minnesota is approximately $58,000. This figure can vary significantly depending on the industry, level of education, and years of experience. In comparison to the state of Minnesota, the average annual salary is about $61,000. On a national scale, the average salary in the United States is closer to $54,000 annually.

Average Hourly Wage

The average hourly wage for workers in Forest Lake is approximately $27.90. This is slightly lower than the average hourly wage in Minnesota, which stands at about $29.40 per hour. Nationally, the average hourly wage in the U.S. is around $26.40, so Forest Lake is near the U.S. average.

Most Popular Jobs/Careers

Common industries in Forest Lake include healthcare, education, manufacturing, and retail. The most popular careers in the area typically include:

• Registered Nurses
• Elementary and Secondary School Teachers
• Retail Salespersons
• Construction Laborers
• General Managers

Many residents work in these sectors due to the town’s proximity to larger urban areas like the Twin Cities, where there are numerous employment opportunities in these fields.

Median Salary Range

The median household income in Forest Lake is around $73,000. This is slightly higher than the median household income in Minnesota, which is about $68,000, and significantly higher than the national median household income of approximately $70,000.

Highest Paid Jobs in Forest Lake

The highest paid jobs in Forest Lake typically include positions in healthcare and management. Some of the highest earning professionals in the area include:

• Physicians and Surgeons
• Pharmacists
• Lawyers
• General and Operations Managers

These positions command salaries well above the median for the region, often due to the high levels of education and expertise required.

Sources

• USA.com – Forest Lake, MN Income and Careers
• Salary.com – Average Salary in Forest Lake, MN
• City-Data – Forest Lake, Minnesota
• U.S. Census Bureau – QuickFacts for Forest Lake, MN

Taxes in Forest Lake, Minnesota

Property Taxes

In Forest Lake, the property tax rate is determined by the combination of local city, county, and school district taxes. The average effective property tax rate in Forest Lake is approximately 1.0% of the property’s assessed value. This is slightly higher than the average effective tax rate for the state of Minnesota, which is around 0.9%, but below the national average of 1.1%.

For example, if a home in Forest Lake is valued at $250,000, the property tax owed would be around $2,500 annually, depending on specific local factors such as district taxes.

Sales Taxes

The sales tax rate in Forest Lake is aligned with the state of Minnesota’s rates. The general sales tax rate for Forest Lake is 7.375%. This includes:

• State Sales Tax: 6.875%
• Local Sales Tax: 0.5%

This is slightly above the U.S. average of around 6.8% for sales taxes. However, in some areas within the city, additional taxes may apply to specific goods, like food and beverages. Additionally, Minnesota imposes a higher sales tax on certain items like clothing (no sales tax on most clothing items) and specific services.

Income Taxes

Forest Lake residents pay income taxes based on Minnesota’s state income tax rates, which are progressive. As of the latest available data from 2023, Minnesota’s state income tax rates are as follows:

• Up to $29,010 (single) / $38,650 (married): 5.35%
• $29,011 to $93,750 (single) / $38,651 to $146,290 (married): 6.80%
• $93,751 to $174,320 (single) / $146,291 to $261,500 (married): 7.85%
• Over $174,320 (single) / $261,500 (married): 9.85%

This is higher than the national average for state income taxes. The U.S. average state income tax rate is around 4.6%, though many states do not impose any state income tax at all.

Utility Taxes

Utility taxes in Forest Lake are typically assessed on water, sewer, and garbage collection services. These taxes can vary depending on the service provider and consumption levels. The city also charges a utility franchise fee, which is a small percentage of the utility bills paid by residents. However, specific utility taxes are not separately levied from regular charges in Forest Lake.

Hotel Occupancy Tax

Forest Lake does not impose a specific hotel occupancy tax at the city level. However, visitors to Forest Lake may encounter state-level hotel taxes, which are 6.875%. This applies to accommodations within the area and is consistent with Minnesota’s statewide sales tax rate.

Entertainment Taxes

Forest Lake does not have a specific entertainment tax for activities like movies or sports events. However, certain entertainment purchases may be subject to sales tax, which is 7.375% in Forest Lake. This tax applies to goods and services purchased for entertainment purposes, such as tickets to performances or event venues.

Tax Payment Schedule

Property taxes in Forest Lake are typically due in two installments: one on May 15 and the second on October 15 each year. The exact payment schedule can vary slightly depending on local tax authority decisions.

Penalties for Late Payment

Late payments for property taxes in Forest Lake are subject to a penalty. A 1% penalty is charged on the first day of each month after the due date, and an additional 1% is added for each subsequent month that the payment is overdue. If taxes remain unpaid for an extended period, the property may be subject to a tax lien or foreclosure proceedings.

Where to Pay

Property taxes can be paid online, by mail, or in person at the Forest Lake City Hall. Online payments can be made through the city’s official website or via third-party tax payment services. For in-person payments, the address is:

Forest Lake City Hall
1408 Lake St S, Forest Lake, MN 55025
Phone: (651) 464-3555

Sources

• City of Forest Lake – 2023 Property Tax Rates
• Minnesota Department of Revenue – State Tax Rates
• Tax Administration – Minnesota Sales Tax
• City of Forest Lake – Utility Billing Information
• Minnesota Department of Revenue – Individual Income Tax Rates

Is Forest Lake, Minnesota a Good Place to Live for Singles?

Events and Activities

Forest Lake offers a variety of events and activities that are appealing for singles, particularly those who enjoy outdoor recreation and a close-knit community atmosphere. Some notable events include:

• Forest Lake Lions Club Annual Festival: A community event with food, entertainment, and activities.
• Lake Activities: With access to Forest Lake, singles who enjoy boating, fishing, or just relaxing by the water have options for recreation.
• Farmers Market: Local markets are a great way to meet new people while supporting local farmers and artisans.
• Year-Round Outdoor Recreation: Hiking, cycling, and cross-country skiing in nearby parks and nature areas offer plenty of opportunities for active singles to connect.

For more events, you can visit the official Forest Lake Community Calendar.

Gyms

For singles interested in fitness, Forest Lake has a number of gyms and fitness centers to choose from. Some popular ones include:

• Anytime Fitness: A 24/7 gym offering a wide range of equipment and classes for all fitness levels.
• Snap Fitness: A smaller, more intimate gym with flexible membership options, ideal for busy singles.

For a full list of gyms in Forest Lake, you can check out this Yahoo search for gyms in Forest Lake, MN.

Housing

Housing in Forest Lake is affordable compared to larger metropolitan areas like Minneapolis, with a mix of apartments, rental homes, and townhomes. The average rent for a one-bedroom apartment in Forest Lake is around $1,100 per month. The community has a variety of rental options suitable for singles, whether you’re looking for a more suburban setting or something closer to the town’s amenities.

For more information on rental listings in the area, visit Apartment Guide – Forest Lake Rentals.

Percentage of Single Residents

As of the most recent census, approximately 32% of the population in Forest Lake is unmarried, which is slightly below the state average of 34.6%. This is indicative of a community with a mix of families and singles, but with a smaller proportion of singles compared to other areas in the state.

For more information, you can visit the U.S. Census Bureau – Forest Lake, MN Data.

Comparison with State and National Single Statistics

Comparing Forest Lake’s single resident percentage to the broader state of Minnesota and the nation, Forest Lake has a lower percentage of singles than the state average of 34.6%. Nationally, around 39% of the U.S. population is unmarried, meaning that Forest Lake has a more family-oriented demographic, though there are still plenty of opportunities for singles to thrive in the area.

Sources

• Forest Lake Community Calendar
• Yahoo Search for Gyms in Forest Lake, MN
• Apartment Guide – Forest Lake Rentals
• U.S. Census Bureau – Forest Lake, MN Data

Is Forest Lake, Minnesota Good for Families?

Forest Lake, Minnesota, offers a strong environment for families with a blend of safe neighborhoods, outdoor recreational opportunities, and affordable housing. The area boasts a low crime rate, favorable weather for year-round outdoor activities, and a relatively affordable housing market. Employment opportunities are available in nearby areas, though the city itself has a strong sense of community and a suburban charm that attracts families looking for a quieter lifestyle with proximity to larger metropolitan areas like Minneapolis.

Parks and Family Activities

Forest Lake offers several parks and outdoor spaces perfect for family outings. Popular spots include:

• Forest Lake City Park: A large park with playgrounds, walking trails, and access to Forest Lake for picnics and boating.
• Hickory Ridge Park: A neighborhood park with a playground and open space ideal for sports or family gatherings.
• Colby Lake Park: Featuring walking paths, sports fields, and a beach area for families who enjoy swimming and outdoor games.
• Washington County Parks: Offers a variety of family-friendly outdoor activities, including camping, hiking, and nature watching.

For more information on family activities, visit the Forest Lake Parks and Recreation page.

Restaurants

Italian Restaurants

Forest Lake has a few great Italian restaurants perfect for a family dinner out. For options, check out this Bing search for Italian restaurants in Forest Lake.

Mexican Restaurants

If you’re in the mood for Mexican cuisine, Forest Lake offers a variety of choices for families. You can explore options here: Bing search for Mexican restaurants in Forest Lake.

BBQ Restaurants

For families who love BBQ, Forest Lake offers a few great options for enjoying smoked meats and grilled favorites. Discover local BBQ spots with this Bing search for BBQ restaurants in Forest Lake.

American Restaurants

American cuisine is well-represented in Forest Lake, from casual eateries to family-friendly dining. Check out this Bing search for American restaurants in Forest Lake for family meal options.

Housing

The housing market in Forest Lake is attractive for families, offering a variety of homes ranging from affordable starter homes to larger family homes in peaceful suburban neighborhoods. The median home price in Forest Lake is around $350,000, which is slightly below the state average. This makes it a relatively affordable option for families looking for more space and a quieter lifestyle compared to the Minneapolis-St. Paul area.

For more details on homes for sale, check out listings on Zillow – Forest Lake, MN Homes for Sale.

Percentage of Family Residents

Approximately 66% of the population in Forest Lake is married, which indicates a strong family presence in the community. This is in line with the broader state of Minnesota, where about 62% of households are married couples. Nationally, the proportion of married couples is around 50%, so Forest Lake has a higher proportion of families compared to the national average.

For more details on family demographics, check the U.S. Census data for Forest Lake: U.S. Census Bureau – Forest Lake, MN.

Comparison with State and National Married Statistics

When comparing Forest Lake to the state of Minnesota, the town has a slightly higher percentage of married residents (66%) compared to the state average of 62%. This reflects Forest Lake’s family-oriented atmosphere. Compared to the national average of 50%, Forest Lake is notably more family-centered.

Sources

• Forest Lake Parks and Recreation
• Bing search for Italian restaurants in Forest Lake
• Bing search for Mexican restaurants in Forest Lake
• Bing search for BBQ restaurants in Forest Lake
• Bing search for American restaurants in Forest Lake
• Zillow – Forest Lake, MN Homes for Sale
• U.S. Census Bureau – Forest Lake, MN

How are the schools in Forest Lake, Minnesota?

Forest Lake, Minnesota, offers a variety of educational options ranging from early childhood education to high school. The school district, Forest Lake Area Schools, is the primary provider of education in the area. The district is well-funded, with a general fund expenditure per pupil of approximately $11,000 (2019-2020 school year). Test scores in the district are generally above the state average, though some schools may show varying performance levels across different grade levels. The district places emphasis on academic excellence and offers numerous extracurricular activities, including arts, athletics, and advanced placement (AP) programs. Below is an overview of schools in Forest Lake for different educational stages, from Pre-K to high school.

Pre-K Schools

Forest Lake offers several options for early childhood education. These programs are designed to help young children develop essential skills for school readiness:

• Forest Lake Early Childhood Family Education (ECFE): This program is for families with children from birth to kindergarten age. It focuses on early learning and parenting support. More details can be found on their official webpage.

Kindergarten Schools

Kindergarten is provided in multiple elementary schools within the Forest Lake Area School District. Kindergarten is typically a half-day or full-day program depending on the school:

• Forest View Elementary: Offers a full-day kindergarten program with a strong emphasis on literacy and social-emotional development. For more information, visit the Forest View Elementary webpage.
• Linwood Elementary: Another option within the district providing a nurturing environment for kindergarten-aged children, with a focus on building foundational academic skills. More details are available on their official website.

Elementary Schools

Forest Lake offers a range of elementary schools providing education from kindergarten through fifth grade:

• Forest View Elementary: This school has a reputation for strong academic performance and community involvement. They also offer extracurricular activities such as music and arts. For more details, visit their Forest View Elementary webpage.
• Linwood Elementary: Known for its caring staff and a strong academic environment, it is a popular choice for families in the area. Learn more about the school here.
• Scandia Elementary: Offers a comprehensive educational experience with a focus on personalized learning. For more information, visit the Scandia Elementary webpage.

Middle Schools

For students in grades 6-8, Forest Lake offers middle school education with a variety of academic and extracurricular options:

• Forest Lake Middle School: A well-regarded middle school providing a range of electives, including band, choir, and art. It also offers advanced academic courses. More details can be found on their official webpage.

High Schools

Forest Lake’s high school provides an array of academic programs including Advanced Placement (AP) courses and career exploration opportunities:

• Forest Lake High School: This school offers a wide variety of academic programs, including AP courses, honors classes, and extracurricular activities such as sports and drama. It also has strong college preparation programs. For more information, visit their Forest Lake High School webpage.

Colleges & Universities

Forest Lake is located near several higher education institutions for those seeking post-secondary education:

• North Central University: Located in Minneapolis, North Central University offers undergraduate and graduate programs in various fields including business, ministry, and education. Visit their official website.
• University of Minnesota: The University of Minnesota, with campuses in Minneapolis and St. Paul, is a major research university offering a wide range of undergraduate and graduate programs. Learn more on their website.

Churches in Forest Lake, Minnesota

• Forest Lake Church
• Bethany Lutheran Church
• Forest Lake Alliance Church
• Shalom Lutheran Church
• Forest Lake Community Church
• St. Joseph’s Catholic Church

Conclusion: Why you should consider moving to Forest Lake, Minnesota

Forest Lake, Minnesota offers a unique blend of natural beauty, strong community values, and a family-friendly environment, making it an ideal place to call home. With its peaceful lakeside setting, you’ll enjoy a relaxed lifestyle surrounded by scenic parks, outdoor activities, and the serenity of the countryside. The town boasts excellent schools, a variety of local churches, and a thriving local economy, ensuring that residents can live, work, and grow in a supportive, well-rounded environment.

Whether you’re drawn to the exceptional quality of life, the welcoming neighborhood atmosphere, or the convenient access to nearby urban centers, Forest Lake provides the perfect balance of small-town charm with big-city amenities. Housing is affordable, offering a range of options from family homes to lakeside properties, while employment opportunities continue to expand. The town’s strong sense of community is evident in its local events, recreational options, and variety of activities for all ages.

If you’re seeking a place that combines the best of nature, community, and opportunity, Forest Lake is the perfect destination. It’s a place where families thrive, individuals find peace, and opportunities abound. With its low crime rate, excellent schools, and a welcoming atmosphere, Forest Lake makes a great choice for anyone looking for a high quality of life in a vibrant and growing town.