Living in and Moving to Gallup, New Mexico

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Cost of living in Gallup, New Mexico

Housing Costs

The median home price in Gallup, New Mexico, is significantly lower than the national average, making it an attractive option for potential homebuyers. As of 2023, the median home price is approximately $150,000, compared to the national median of around $380,000. Rent prices are also affordable, with the average cost of a 1-bedroom apartment around $650 per month, and a 3-bedroom home renting for about $1,000 per month. This makes Gallup a more budget-friendly choice compared to nearby cities like Albuquerque or Flagstaff, where rental and home prices can be much higher.

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Utilities

The average monthly utility bill in Gallup, which includes electricity, heating, cooling, water, and garbage for a 915 square foot apartment, is approximately $180. Natural gas prices are slightly higher than the national average, but overall, utilities remain relatively inexpensive in the area. For those living in homes, the overall cost may increase, depending on the size and usage, but it generally remains below $250 per month for an average-sized home.

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Groceries/Food

Groceries in Gallup tend to be moderately priced, with some items being more expensive due to the town’s remote location. On average, a gallon of milk costs about $3.50, and a loaf of bread is priced around $2.00. Fresh produce prices can fluctuate, with apples costing around $1.80 per pound and potatoes averaging $1.50 per pound. Dining out is also affordable, with an average meal at an inexpensive restaurant costing about $15. For families or individuals looking to manage their grocery bills efficiently, shopping at local supermarkets or the Gallup Farmers Market can help lower costs.

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Transportation

Transportation costs in Gallup are relatively low, with gas prices hovering around $3.80 per gallon as of late 2023, which is slightly above the national average but typical for the region. Since Gallup is a smaller town, public transportation options are limited, and most residents rely on personal vehicles for commuting. If you’re considering long-distance travel, the city is strategically located along Interstate 40, offering easy access to larger cities like Albuquerque (about 2.5 hours away). For those without a car, ride-sharing services like Uber and Lyft are available, but they are not as prevalent as in larger metropolitan areas.

Gallup Transportation

Healthcare

Healthcare costs in Gallup are generally affordable, though options may be more limited compared to larger cities. The average cost of a doctor’s visit is about $120, which is close to the national average. Prescription drugs tend to cost slightly less in Gallup, with common medications like Lipitor or Advil priced around $10-$30 depending on the pharmacy. The city is served by the Rehoboth McKinley Christian Health Care Services, a hospital that provides a wide range of medical services, though for specialized care, residents may need to travel to Albuquerque.

Rehoboth McKinley Christian Health Care Services

Childcare and Education

Childcare in Gallup is relatively affordable, with average monthly daycare costs for an infant at around $400-$500. For older children, daycare costs drop to about $250-$300 per month. Gallup is served by the Gallup-McKinley County Schools district, which has a mix of public schools and charter schools. The average cost of private schooling is about $4,000 per year. Higher education options in the area include the University of New Mexico-Gallup, which offers associate degrees and certificate programs at affordable tuition rates. The average cost of in-state tuition at this university is approximately $2,000 per semester for a full-time student.

Gallup-McKinley County Schools

Taxes

Gallup residents are subject to New Mexico’s state income tax, which ranges from 1.7% to 5.9% depending on income level. The state sales tax rate is 5.125%, but Gallup also has a local option sales tax that increases this rate to 7.6875%. Property taxes are relatively low in Gallup, with the average effective property tax rate being about 0.85%, significantly below the national average of 1.07%. These tax rates make Gallup an affordable option for individuals or families looking to save on taxes compared to other states with higher property and income tax rates.

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Insurance

Auto insurance rates in Gallup are about average for the state, with the annual premium for full coverage insurance averaging $1,200 to $1,400. Homeowners insurance is more affordable, with the average annual premium being around $800, which is below the national average. Health insurance premiums vary, but for a family of four, monthly premiums tend to be in the range of $1,200 to $1,500, depending on the plan and level of coverage. It’s important to compare local providers for the best rates, as options may differ in rural areas like Gallup.

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Recreation and Entertainment

Gallup offers a range of outdoor and cultural activities that are either free or low-cost. Access to outdoor recreation, including hiking in the nearby El Malpais National Monument and exploring the desert landscape, comes at no cost. The city hosts regular community events, such as the Gallup Intertribal Indian Ceremonial, which celebrates Native American culture with parades, dances, and art displays. Movie tickets in Gallup cost about $10 each, and a membership to the Gallup Family YMCA is approximately $40 per month. Residents can also enjoy local parks, art galleries, and occasional live music at reasonable prices.

Gallup Recreation

Clothing

Clothing costs in Gallup are relatively low, with basic items such as a pair of jeans priced at around $30-$40 and a standard summer dress costing about $25. Shopping in Gallup is typically centered around local stores or chain retailers, with fewer high-end boutiques compared to larger cities. For seasonal clothing like winter coats, prices in Gallup range from $50-$100 depending on brand and quality, and shopping at outlets or discount stores can help reduce these costs. For families, clothing expenses are manageable, but those looking for designer options may need to shop online or travel to larger cities.

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Personal Care

Personal care items in Gallup, such as a haircut for men, typically cost around $20-$25, while a women’s haircut averages around $30-$45. Basic toiletries like shampoo and toothpaste are similarly priced to national averages. For those interested in spa services or other beauty treatments, prices for a basic massage can range from $50 to $75 per hour, depending on the location. Overall, personal care in Gallup is affordable, with options for both budget-conscious individuals and those seeking more premium services.

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Miscellaneous Expenses

Miscellaneous expenses, including things like entertainment, dining out, and other daily costs, are generally low in Gallup. A cup of coffee from a local cafe costs about $3, and a bottle of water is typically $1.50. Movie tickets are around $10 each, while monthly subscriptions for services like Netflix or Amazon Prime are on par with the national average, costing around $15-$20 per month. Overall, Gallup offers a low-cost environment for those looking to manage their budget while still enjoying a variety of activities and services.

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Is Gallup, New Mexico a safe place to live – Crime Rates?

Crime Rate

Gallup, New Mexico, has a crime rate that is higher than the national average, particularly in terms of property crimes. According to the most recent data from the NeighborhoodScout, Gallup’s overall crime rate is 46 per 1,000 residents, which is higher than the national average of 24 per 1,000 residents. While the property crime rate (which includes burglary, theft, and motor vehicle theft) is a significant contributor to this higher rate, the violent crime rate is still lower compared to national averages. Understanding this, it’s crucial to consider local context when evaluating safety in Gallup, as crime rates may fluctuate based on a variety of factors, including community policing efforts and economic conditions.

Violent Crime Rate

Gallup experiences a notably higher rate of violent crime compared to many other areas in the United States. As of 2023, Gallup’s violent crime rate is approximately 8 per 1,000 residents, which is significantly above the national average of about 4 per 1,000 residents. This includes crimes such as assault, robbery, and homicide. However, it is important to note that Gallup’s relatively small population of around 22,000 people can make the crime rate appear more pronounced when compared to larger cities with much bigger populations. The town’s violent crime trends show some fluctuation, but police efforts and community engagement remain key to addressing these concerns. For more details, you can refer to data provided by City-Data.

Property Crime Rate

The property crime rate in Gallup is a significant concern, as it surpasses national averages. According to the NeighborhoodScout, the property crime rate in Gallup is 42.6 per 1,000 residents. This rate is higher than the national average, indicating that theft, burglary, and motor vehicle theft are common in the area. Residents are encouraged to take preventive measures to secure their properties and stay informed about local crime trends. The city’s law enforcement agencies continue to focus on reducing property crimes by enhancing patrols and engaging with the community on crime prevention strategies.

Police Presence

Gallup’s police department, the Gallup Police Department (GPD), works to maintain public safety in the area through regular patrols and community engagement. The GPD has a focused approach to addressing crime, especially in higher-risk areas. As of recent reports, Gallup has a police-to-population ratio of 2.5 officers per 1,000 residents, which is considered slightly above average for a city of its size. The department also prioritizes proactive policing and community outreach, working closely with local schools and businesses to reduce crime. For more detailed statistics, you can consult the Gallup Police Department.

Neighborhood Watch Programs

Neighborhood watch programs are an important part of Gallup’s crime prevention strategy. Several neighborhoods in the city have established watch programs, where residents collaborate with law enforcement to monitor and report suspicious activities. These programs aim to reduce crime by fostering a sense of community vigilance and accountability. While not every area of Gallup has an active neighborhood watch, community engagement is encouraged, and there is a push for expanding these programs to more neighborhoods. Information on starting a neighborhood watch can be found through local law enforcement resources like the Gallup Police Department.

Safety Rankings

Gallup’s safety ranking is relatively low compared to other cities of its size. As of the most recent data from AreaVibes, Gallup’s crime index is 9 out of 100, meaning it is considered one of the less safe cities in the United States. The town has higher-than-average crime rates, especially in the property crime category, which affects its overall safety score. This may be a concern for families and individuals considering relocating, but understanding local law enforcement efforts and crime trends can provide a clearer picture of the overall safety environment.

Trend Data

Crime trends in Gallup have shown some improvement over the years, though property crimes and violent crimes remain an ongoing concern. According to data from the City-Data, the violent crime rate has fluctuated in recent years, with some years seeing slight decreases in overall incidents. However, property crime rates have remained steady or increased slightly. Efforts to address crime trends have focused on community policing and economic development initiatives to reduce crime drivers such as poverty and unemployment. These trends are important to monitor for anyone considering Gallup as a place to live.

School Safety

School safety in Gallup is a significant priority for local educators and law enforcement. The Gallup-McKinley County Schools district has taken steps to improve security within schools by implementing safety protocols, including school resource officers and campus surveillance systems. The district works closely with local police to address any safety concerns, and it offers programs that educate students on topics like conflict resolution and anti-bullying. For detailed information on school safety measures in Gallup, you can visit the Gallup-McKinley County Schools website.

What are the demographics of Gallup, New Mexico?

White

The White population in Gallup, New Mexico, accounts for about 40.9% of the total population, according to the most recent U.S. Census data from 2020. This percentage represents a significant portion of the community, but it is worth noting that Gallup is more ethnically diverse than many other towns of its size, with Native American and Hispanic populations also contributing to the local culture and economy. For further details on racial demographics in Gallup, refer to the U.S. Census Bureau report.

Black or African American

The Black or African American population in Gallup makes up approximately 1.3% of the total population, based on the most recent U.S. Census data from 2020. This is relatively small compared to other racial groups in Gallup, where Native American populations are much larger. This demographic is part of the broader cultural mix in the town, but African Americans represent a minority in Gallup. For more on Gallup’s racial composition, visit the U.S. Census Bureau.

Hispanic or Latino

Hispanic or Latino residents comprise around 12.8% of Gallup’s total population, according to the 2020 U.S. Census data. This group contributes to the town’s diverse cultural landscape, with many Hispanics residing in Gallup having ties to the larger Southwestern region of the United States and Northern Mexico. These residents are involved in various sectors, including agriculture, retail, and public service. For more detailed information on this demographic, visit the U.S. Census Bureau website.

Two or More Races

A significant portion of Gallup’s population, approximately 6.7%, identifies as being of two or more races. This category includes individuals who identify as mixed race, which reflects the region’s diverse cultural and ethnic backgrounds. Many in this group have Native American heritage in addition to other racial identities. This is consistent with Gallup’s history of Native American presence, as well as its integration of various other cultural influences. For more on Gallup’s multiracial population, visit the U.S. Census Bureau.

Asian

The Asian population in Gallup is quite small, making up less than 1% of the total population. According to the 2020 U.S. Census data, the Asian demographic in Gallup is a minority, as is the case in many small towns throughout New Mexico. Asians are involved in local business and community activities, but their representation in Gallup is minimal compared to other groups. For additional data, refer to the U.S. Census Bureau.

Native American

Native Americans represent a significant portion of Gallup’s population, with around 49.7% of the residents identifying as Native American or Alaska Native according to the 2020 U.S. Census data. Gallup is often considered the heart of Native American culture in the Southwestern United States due to its proximity to numerous Native American reservations, including the Navajo Nation. The Native American population greatly influences Gallup’s social, cultural, and economic landscape, with many residents actively engaged in both traditional practices and modern occupations. For further details, visit the U.S. Census Bureau report.

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Gallup is extremely small, accounting for less than 1% of the total population. This demographic is one of the least represented in Gallup, with few individuals identifying as Native Hawaiian or Pacific Islander. The overall percentage of this group is so low that it does not significantly impact Gallup’s broader cultural or demographic makeup. For more information, refer to the U.S. Census Bureau data.

Sources

• U.S. Census Bureau
• City-Data Gallup

Gallup, New Mexico Population by Age and Gender

Total Population by Gender

The total population of Gallup, New Mexico is approximately 22,497, based on the most recent U.S. Census data from 2020. Of this population, 49.1% are male and 50.9% are female. This near-equal gender distribution is consistent with many communities in the United States. For detailed breakdowns, visit the U.S. Census Bureau website.

Age Distribution

Gallup’s population is relatively young, with a median age of 33.2 years, according to the most recent U.S. Census data from 2020. The largest age groups are those between 25 and 44 years old, which make up approximately 25% of the population. The population distribution across age groups is as follows:

• Under 18 years: 27.2% of the population
• 18 to 24 years: 9.1%
• 25 to 44 years: 25.4%
• 45 to 64 years: 18.7%
• 65 years and over: 19.6%

For further breakdowns on Gallup’s age distribution, refer to the U.S. Census Bureau report.

Gender Distribution within Age Groups

The gender distribution within Gallup’s age groups is relatively even, with a slight variation. For example, the 18-24 age group consists of approximately 52% females and 48% males, while the 25-44 age group shows a more even split of 49.7% females and 50.3% males. Gender balance becomes more uneven in older age groups, particularly in the 65 and over category, where 55% are female and 45% are male, reflecting the typical life expectancy trends. Detailed data can be accessed from the U.S. Census Bureau.

Median Age

The median age of Gallup, New Mexico, is 33.2 years, according to the most recent U.S. Census data from 2020. This is relatively typical for small towns across the United States but is skewed slightly younger due to Gallup’s substantial Native American population, which tends to have a younger demographic profile. For more information, refer to the U.S. Census Bureau.

Sex Ratio

The sex ratio in Gallup, New Mexico, is approximately 98 males for every 100 females. This is a fairly typical ratio for small towns in the United States. The balance may slightly favor females in certain age groups, especially in older demographics, due to longer life expectancy among women. For more details, visit the U.S. Census Bureau page.

Population Growth Rates

The population growth rate of Gallup has remained relatively stable over the past decade, with the town experiencing slight growth. From 2010 to 2020, Gallup’s population increased by approximately 0.5%. This reflects moderate growth typical of small towns in rural New Mexico. Population trends can be monitored through the U.S. Census Bureau data.

Sources

• U.S. Census Bureau

Gallup, New Mexico Zip Codes

Zip Codes for Gallup, New Mexico

• 87301
• 87302
• 87305

This ZIP code covers the majority of the Gallup, New Mexico area.

What is the history of Gallup, New Mexico?

History of Gallup, New Mexico

Gallup, New Mexico, has a rich history that stretches back centuries, with its origins rooted in Native American cultures, followed by European exploration and the rise of the American railroad system. The town was officially founded in 1881 and named after David Gallup, a railroad official who played a key role in establishing the town as a major stop on the Atlantic and Pacific Railroad line. However, long before the arrival of European settlers, the area was inhabited by various Native American tribes, including the Navajo, Zuni, and Hopi peoples, who used the land for trade, agriculture, and spiritual practices.

The Railroad Era and Founding

Gallup’s modern history began with the construction of the Atlantic and Pacific Railroad, which reached the area in 1880. As the railroad expanded westward, it needed a key junction point, and Gallup became an essential part of this plan. The town was named after David Gallup, a local railroad agent who helped facilitate the establishment of a railroad station in the area. The development of the railroad brought new settlers, businesses, and industries to the region, transforming Gallup into a hub for transportation and trade.

The Role of Gallup in the Railroad Industry

In the late 19th and early 20th centuries, Gallup grew rapidly due to its role as a key railroad town. It became known as the “Gateway to the Southwest” because of its strategic location and its role as a supply center for nearby mining operations. The town’s position as a key junction for coal and timber supplies made it a crucial hub in the development of the southwestern United States. Gallup’s railroad depot became one of the busiest in the region, and the town’s population soared, attracting a diverse mix of people, including Native Americans, Hispanics, Anglo-Americans, and immigrants from Europe.

Mining Boom and Economic Growth

Gallup’s economy thrived during the early 1900s due to the nearby coal and uranium mines. The area’s coal deposits were vital for fueling the railroad and later played a critical role in the development of the region’s energy infrastructure. The boom in coal mining also brought increased prosperity to Gallup, and the town became home to a diverse population of workers from various ethnic backgrounds. In addition to coal, Gallup was also a center for the extraction of uranium, which was especially significant during the mid-20th century due to the demand for uranium during the Cold War era.

Native American Influence and Cultural Heritage

Throughout its history, Gallup has had a deep connection with Native American cultures, particularly the Navajo Nation, which is located nearby. The town has long been a commercial center for Native American crafts, and its proximity to various tribal reservations has fostered a unique blend of indigenous traditions and Anglo-American influences. Gallup is known for its vibrant Native American art scene, particularly its jewelry, textiles, and pottery, and it continues to host the Gallup Intertribal Ceremonial, one of the longest-running Native American cultural events in the United States.

Challenges and Transformation in the 20th Century

Despite its early prosperity, Gallup faced significant challenges in the mid-20th century. The decline of the coal and uranium industries in the 1960s and 1970s led to economic stagnation, and the town’s population began to decrease as people moved away in search of work. Additionally, the town experienced struggles with poverty and the social issues that often accompany economic downturns. However, in the late 20th and early 21st centuries, Gallup began to reinvent itself as a tourism destination, drawing visitors interested in its rich Native American culture, historic landmarks, and proximity to natural wonders like the Petrified Forest National Park and Monument Valley.

Gallup Today

Today, Gallup is a small but growing city that continues to honor its diverse cultural heritage. It serves as the county seat of McKinley County and is a focal point for commerce, tourism, and regional development. The city has worked hard to preserve its history, with landmarks like the historic Gallup Cultural Center and the Gallup Historical Society Museum serving as reminders of its past. The town is also known for its vibrant arts scene, local festivals, and as a gateway to some of the most stunning landscapes in the American Southwest.

Sources

• History.com – Gallup History
• City of Gallup – History
• Gallup New Mexico – Official Website

Gallup, New Mexico Weather

Average Temperature (by Month)

Gallup, New Mexico, experiences a semi-arid climate with significant temperature variation between seasons. The average temperatures throughout the year are as follows:

• January: 30°F (-1°C) low / 50°F (10°C) high
• February: 32°F (0°C) low / 54°F (12°C) high
• March: 35°F (2°C) low / 58°F (14°C) high
• April: 42°F (6°C) low / 64°F (18°C) high
• May: 51°F (10°C) low / 73°F (23°C) high
• June: 61°F (16°C) low / 84°F (29°C) high
• July: 67°F (19°C) low / 91°F (33°C) high
• August: 64°F (18°C) low / 89°F (32°C) high
• September: 56°F (13°C) low / 78°F (26°C) high
• October: 43°F (6°C) low / 65°F (18°C) high
• November: 33°F (1°C) low / 55°F (13°C) high
• December: 28°F (-2°C) low / 49°F (9°C) high

Gallup’s average temperatures in summer months (June to August) are notably warm, but cooler than other areas in New Mexico due to its higher elevation of approximately 6,500 feet (1,981 meters). For more detailed temperature data, visit the US Climate Data website.

Precipitation (Rain) Patterns

Gallup receives an average of 13.3 inches (338 mm) of precipitation annually, which is lower than the national average of 38 inches (965 mm). The majority of precipitation occurs in the summer months, from June to August, when thunderstorms are most common. Here is a breakdown of Gallup’s monthly rainfall averages:

• January: 0.6 inches (15 mm)
• February: 0.5 inches (13 mm)
• March: 0.6 inches (15 mm)
• April: 0.5 inches (13 mm)
• May: 0.5 inches (13 mm)
• June: 1.1 inches (28 mm)
• July: 2.1 inches (53 mm)
• August: 2.0 inches (51 mm)
• September: 1.4 inches (36 mm)
• October: 1.0 inches (25 mm)
• November: 0.7 inches (18 mm)
• December: 0.7 inches (18 mm)

Gallup’s precipitation patterns are heavily influenced by the monsoon season from late June through August, when much of the town’s annual rainfall occurs. The town receives far less rainfall than the state average of 14.7 inches (373 mm) per year, and significantly less than the national average. For more precipitation details, refer to the US Climate Data page.

Extreme Weather Events

Gallup is not known for extreme weather events such as hurricanes or tornadoes. However, the region does experience severe thunderstorms during the summer monsoon season. These storms can bring heavy rain, strong winds, hail, and occasional flash flooding. Gallup’s location in the southwestern United States means it is susceptible to occasional droughts as well. The risk of extreme winter weather is low, but snowstorms do occur, particularly in December and January, with the potential for several inches of snow. Gallup’s high elevation and desert climate contribute to its overall low frequency of extreme weather. For more details, see the Weather.com page.

Humidity Levels

Gallup has relatively low humidity, typical of semi-arid climates. Average humidity levels range from 30% to 50% throughout the year, with the highest humidity in the early morning and late evening during the warmer months. The lack of significant rainfall, except during the monsoon season, also contributes to lower humidity. This is notably lower than the national average humidity level of 60%. For more detailed data on Gallup’s humidity, visit the US Climate Data.

Sunlight

Gallup enjoys a high number of sunny days per year, typical of its semi-arid climate. The town experiences an average of 290 sunny days annually, which is significantly higher than the national average of about 205 sunny days. The sunny, dry weather makes Gallup an ideal place for outdoor activities, including hiking, sightseeing, and cultural events. For more information on Gallup’s sunlight statistics, check the US Climate Data page.

Wind Patterns

Gallup experiences moderate winds throughout the year, with average wind speeds ranging from 5 to 15 mph (8 to 24 km/h). Wind gusts can occasionally reach higher speeds, especially during storms or weather fronts moving through the area. The windiest months tend to be in the spring, particularly in April and May, when winds can exceed 20 mph (32 km/h). Gallup’s winds are typically mild compared to other areas in New Mexico. For additional wind statistics, visit the Weather.com page.

Comparison to New Mexico State Average

Gallup’s climate is cooler and receives less precipitation compared to much of the state of New Mexico. New Mexico as a whole has an average annual temperature of 49.9°F (9.94°C), with an average precipitation of 14.7 inches (373 mm). Gallup, with its higher elevation and semi-arid climate, sees slightly cooler temperatures and significantly lower rainfall than the state average.

Comparison to National Average

Compared to the United States as a whole, Gallup’s climate is drier and experiences more temperature extremes. The U.S. average annual temperature is around 52°F (11°C), and the average national precipitation is about 38 inches (965 mm). Gallup’s average annual temperature is cooler, and its annual precipitation is much lower, highlighting its more arid, southwestern climate.

Sources

• US Climate Data – Gallup, New Mexico
• Weather.com – Gallup, New Mexico

Average Income in Gallup, New Mexico

Average Annual Salary

The average annual salary in Gallup, New Mexico, is approximately $37,000. This is lower than the national average, reflecting the area’s economy, which is largely influenced by the service, retail, and tourism sectors. The median household income in Gallup is about $40,000, which is also below the national median of $70,784. These figures indicate that Gallup’s economy may offer lower wages compared to more urbanized regions in the United States. For more detailed salary data, refer to the Best Places – Gallup, NM page.

Median Salary Range

The median salary in Gallup, New Mexico, is around $40,000 per year. The disparity in income levels in Gallup can be attributed to a combination of factors including the size of the local economy, job availability, and cost of living. The range of salaries in the area can vary widely, with lower-income households earning less than $30,000 annually, while higher earners in specialized fields (such as healthcare or management) can earn above $70,000 per year. For more details, visit the Best Places – Gallup, NM website.

Most Popular Jobs/Careers

Gallup’s most common occupations include positions in the retail trade, service industry, and government. Jobs such as retail salespeople, customer service representatives, and office clerks are some of the largest sectors of employment in the city. Other popular roles are in healthcare (nurses, physicians, and medical technicians), education (teachers and school administrators), and construction. Additionally, many workers are employed in the hospitality industry due to Gallup’s tourism appeal and proximity to Navajo Nation and nearby natural attractions. To see further insights into career opportunities in Gallup, check the Zippia – Gallup, NM Job Market page.

Compare Income to New Mexico State Average

The average income in Gallup is lower than the state average of New Mexico. As of the most recent data, the median household income for New Mexico is around $52,000, which is approximately $12,000 higher than Gallup’s median. New Mexico’s economy is more diversified, with industries like oil and gas extraction, tech, and film production contributing to higher wages in urban centers such as Albuquerque. Gallup’s median income falls behind, due to its rural location and focus on industries such as retail and service. For state-level income data, visit the Bureau of Labor Statistics – New Mexico.

Compare Income to U.S. National Average

Gallup’s income levels are notably lower than the U.S. national average. The national median household income in the United States is $70,784, far higher than Gallup’s median of $40,000. This highlights the economic challenges faced by rural areas such as Gallup, where job opportunities and wages are more limited compared to metropolitan areas. However, Gallup’s cost of living is also lower than the national average, which partially offsets the income disparity. For more information about U.S. national income averages, visit the U.S. Census Bureau – Income and Poverty in the United States.

Sources

• Best Places – Gallup, NM
• Zippia – Gallup, NM Job Market
• Bureau of Labor Statistics – New Mexico
• U.S. Census Bureau – Income and Poverty in the United States

Taxes in Gallup, New Mexico

Property Taxes

In Gallup, New Mexico, property taxes are administered at the county level, through McKinley County. The effective property tax rate in McKinley County is approximately 1.42%, which is above the national average of around 1.07%. For example, if a property is valued at $100,000, the annual property tax would be about $1,420. Property taxes in New Mexico are based on the value of the property and the local mill levy, which varies by location within the state. McKinley County has relatively high property tax rates compared to other counties in New Mexico, but the rates remain competitive within the region. For more information on McKinley County’s property taxes, visit the McKinley County Treasurer’s Office website.

Sales Taxes

The combined state and local sales tax rate in Gallup is 8.4375%. This includes the New Mexico state sales tax of 5.125%, plus a local sales tax of 3.3125%. This rate is higher than the average sales tax rate in the United States, which typically ranges between 6% and 7%. New Mexico is one of the few states that does not impose a state-level sales tax on services, but goods like clothing, electronics, and food are subject to taxation. For more details on Gallup’s sales tax rates, check the New Mexico Taxation and Revenue Department website.

Income Taxes

New Mexico has a progressive income tax system with rates ranging from 1.7% to 5.9% depending on income levels. Gallup residents pay state income tax as follows:

• 1.7% on income up to $8,000 (single) or $16,000 (married filing jointly)
• 3.2% on income between $8,001 and $16,000 (single) or $16,001 and $32,000 (married filing jointly)
• 4.7% on income between $16,001 and $24,000 (single) or $32,001 and $48,000 (married filing jointly)
• 5.9% on income over $24,000 (single) or $48,000 (married filing jointly)

This state income tax rate is relatively low compared to other states in the U.S., but New Mexico does also have high property and sales taxes, which can offset the lower income tax burden. For more detailed information on income taxes in New Mexico, refer to the New Mexico Taxation and Revenue Department website.

Utility Taxes

In Gallup, utility taxes are applied to services such as electricity, natural gas, and water. New Mexico has a state-level gross receipts tax (GRT) that applies to utility services. The tax rate for utilities can vary depending on the type of service, but generally, it is included as part of the GRT, which is typically around 5.125%. Some local jurisdictions may add additional taxes, which can increase the overall tax burden on utilities. For more information, visit the New Mexico Taxation and Revenue Department – Utility Taxes page.

Hotel Occupancy Tax

Gallup has a hotel occupancy tax rate of 5%, which is imposed on the rental of rooms in hotels, motels, and other similar establishments. This rate is consistent with other cities in New Mexico and is used to support local tourism and infrastructure projects. For more information on hotel occupancy taxes in Gallup, check the City of Gallup Official Website.

Entertainment Taxes

New Mexico does not impose a specific entertainment tax, but entertainment services (e.g., ticket sales, movie theaters) may be subject to the state’s gross receipts tax (GRT), which is 5.125% at the state level. This applies to entertainment services that are not already exempt under state law. Additionally, local jurisdictions like Gallup may add additional gross receipts taxes for specific businesses or services. For further details, refer to the New Mexico Taxation and Revenue Department website.

Tax Payment Schedule

In Gallup, property taxes are typically due in two installments: the first on November 10 and the second on April 10 of the following year. Residents are encouraged to pay their taxes on time to avoid penalties and interest charges. Property owners can pay their taxes in person, online, or by mail. For more details, check the McKinley County Treasurer’s Office website.

Penalties for Late Payment

If property taxes in Gallup are not paid by the due date, a penalty of 1% per month is assessed on the outstanding balance, plus interest. After a year of non-payment, the property may be subject to foreclosure. For more information about late payment penalties, visit the McKinley County Treasurer’s Office.

Where to Pay

Gallup residents can pay their taxes at the McKinley County Treasurer’s Office, either in person, by mail, or online. The office is located at 207 W. Hill Ave, Gallup, NM 87301. Online payments can be made at the McKinley County Treasurer’s Website.

Contact Information

If you have any questions or concerns about taxes in Gallup, you can contact the McKinley County Treasurer’s Office at:

• Phone: +1 (505) 722-4460
• Email: treasurer@mckinleycounty.nm.gov

Compare Taxes to New Mexico State Average

The tax rates in Gallup are typical for New Mexico, which generally has higher property taxes and gross receipts taxes than many other states. New Mexico does not have a state income tax, and its overall tax burden is relatively low compared to many other U.S. states. The property tax rate in McKinley County is slightly higher than the state average of 1.04%. For more information on New Mexico’s tax rates, refer to the New Mexico Taxation and Revenue Department.

Compare Taxes to U.S. National Average

Gallup’s tax rates are generally in line with U.S. national averages, though some areas (like property taxes) are slightly above the national median. The average U.S. property tax rate is about 1.07%, so McKinley County’s rate of 1.42% is somewhat higher. Similarly, Gallup’s sales tax rate of 8.4375% is higher than the U.S. average of 7.12%. However, New Mexico’s lack of a state-level income tax can be an attractive factor for some residents compared to other states with high income tax rates. For a national comparison of tax rates, visit the Tax Foundation – U.S. Tax Rates.

Sources

• McKinley County Treasurer’s Office
• New Mexico Taxation and Revenue Department – Gross Receipts Tax
• New Mexico Taxation and Revenue Department – Personal Income Tax
• City of Gallup Hotel Occupancy Tax
• Tax Foundation – U.S. Tax Rates

Is Gallup, New Mexico a Good Place to Live for Singles?

Events and Activities

Gallup, New Mexico, offers a variety of activities and events that can appeal to singles looking to connect with others or enjoy their free time. One popular event is the Festival of Trees, held annually in December, where the community gathers to enjoy local art, holiday festivities, and family-friendly entertainment. For more year-round activities, the City of Gallup’s Events Calendar provides a schedule of local festivals, arts and crafts fairs, live music, and community gatherings. Gallup is also home to a variety of art galleries, such as the Gallup Arts Council, which hosts frequent exhibits and performances.

Gyms

Gallup provides a range of fitness options for singles looking to stay active or meet new people at local gyms. Popular facilities include the Gallup Fitness Center, which offers various fitness classes, weights, and cardio equipment. Another option is the Gallup Sportsplex, with a gymnasium, walking track, and group exercise programs. For a wider selection, you can search more options with a simple Yahoo search to find other nearby gyms that fit your preferences.

Housing

The housing market in Gallup is generally affordable compared to larger cities in New Mexico and the U.S. Rental options are varied, with a range of apartments, single-family homes, and townhouses. The median rent for a one-bedroom apartment in Gallup is around $700 per month. For those interested in rentals, websites like Zillow Gallup Rentals provide up-to-date listings for available apartments and houses. Housing affordability in Gallup is one of the key draws for singles looking to live in the area, as the cost of living is relatively low compared to national averages.

Percentage of Single Residents

As of the most recent census data, approximately 42.4% of Gallup’s population is single or unmarried, which is fairly typical for smaller cities in New Mexico. This percentage is slightly higher than the state average, where around 39% of the population is unmarried. To dive deeper into Gallup’s demographics, you can check out the U.S. Census Bureau – Gallup, NM Quick Facts page for detailed statistics.

Compare Single Statistics

Gallup’s percentage of single residents is comparable to the state of New Mexico, where roughly 39% of the population is unmarried. When compared to the national average, which stands at about 43%, Gallup falls just below. However, Gallup’s affordable housing and active community events make it a desirable option for singles who prefer a more relaxed pace of life in a close-knit community. For national comparisons, visit the U.S. Census Bureau – Unmarried Statistics.

Is Gallup, New Mexico Good for Families?

Gallup, New Mexico, offers a good quality of life for families, with affordable housing, a variety of parks and recreational options, and a low cost of living. The crime rate in Gallup, while higher than some areas, has shown improvement in recent years. With moderate weather, including mild winters and warm summers, it offers a favorable climate for outdoor activities. Housing is relatively inexpensive, making it easier for families to own homes. Employment opportunities in Gallup are somewhat limited, but the area does provide access to jobs in retail, education, and healthcare, as well as government-related positions. While Gallup is a smaller town, it offers a welcoming community and a slower pace of life ideal for raising children.

Parks and Family Activities

Families in Gallup can enjoy a range of outdoor activities, with several parks and family-friendly venues around the area. The City of Gallup Parks and Recreation department manages multiple public parks that are perfect for picnics, sports, and outdoor play, including the popular Red Rock Park and the Chaco Canyon. These parks offer a variety of activities, including hiking, wildlife watching, and camping, making them ideal for families who enjoy spending time outdoors. Additionally, local schools often host family events and sports leagues. For local events and festivals, the City Events Calendar offers updates on upcoming family-friendly festivals, arts fairs, and seasonal celebrations.

Restaurants

Gallup offers a range of dining options that cater to families with diverse tastes. If you’re looking for Italian cuisine, check out the options available on this Bing Map search for Italian restaurants in Gallup. For a more traditional experience, you can find a variety of delicious Mexican dishes in the area, including at the local favorites featured in this Bing Map search for Mexican restaurants in Gallup. If you’re craving BBQ, the Bing Map search for BBQ restaurants in Gallup will give you plenty of options to choose from. Families who prefer American-style comfort food can explore the choices available on this Bing Map search for American restaurants in Gallup.

Housing

For families looking to purchase a home, Gallup offers affordable housing options compared to other areas in New Mexico. The median home price in Gallup is much lower than the state and national averages, making it a viable option for families wanting more space at a reasonable price. Homes in Gallup typically include single-family homes, townhouses, and larger properties with ample yards, ideal for raising children. For more details on homes for sale in Gallup, visit this Zillow page for homes in Gallup.

Percentage of Family Residents

Gallup has a fairly high percentage of families living in the area, with approximately 41% of households being married couples with children. This makes Gallup a family-friendly place with a strong community of parents raising kids. This percentage is higher than the state average, where about 37% of households are married with children. You can explore more detailed statistics on Gallup’s population from the U.S. Census Bureau – Gallup, NM Quick Facts page.

Compare Married Statistics

The proportion of married families in Gallup is higher than the state average of New Mexico, which stands at approximately 37% of households being married with children. Nationally, the rate of married couples with children is about 40%, so Gallup is fairly aligned with both state and national averages in terms of family households. For comparison with national data, you can check out the U.S. Census Bureau – Married Couples Statistics page.

How are the schools in Gallup, New Mexico?

The schools in Gallup, New Mexico, are part of the Gallup-McKinley County Schools district, which serves the city and surrounding areas. The district faces funding challenges typical of rural schools but has access to state and federal funds aimed at supporting educational improvements. Schools in the area are working hard to provide a quality education despite financial limitations, and Gallup High School has a relatively good reputation in academics and athletics. The district has an average student-to-teacher ratio of 18:1, which is fairly typical for New Mexico. School scores and performance vary, with some schools ranking above state averages, especially in science and math. However, the district has room for improvement, and school funding continues to be a focus of local government and advocacy groups. The most recent data shows Gallup’s schools have improved in graduation rates over the past few years but still face challenges with student achievement, particularly in reading and writing.

Pre-K Schools

In Gallup, Pre-K programs are primarily offered through local elementary schools and the Gallup-McKinley County Schools Pre-K Program. These programs focus on early childhood education and prepare children for kindergarten with foundational skills in math, literacy, and social development. The district has seen positive outcomes in Pre-K readiness scores and works with parents to engage them in their children’s early learning experiences. Funding for Pre-K programs is supported through federal and state initiatives, as well as local contributions. For a more in-depth look at the local Pre-K offerings, visit the Gallup-McKinley County Schools website.

Kindergarten Schools

Gallup-McKinley County Schools provides comprehensive Kindergarten education across multiple elementary schools. Most kindergartens in the district emphasize a combination of play-based learning and academic skills development, especially in reading and mathematics. Schools such as Tibbetts Middle School offer strong early childhood programs with a focus on literacy, science, and social studies. Kindergarten enrollment is open to all children in the area, and the district strives to create an inclusive environment for children of all backgrounds.

Elementary Schools

Gallup offers a variety of elementary schools, ranging from those with a focus on core academics to those emphasizing arts and technology. Notable schools include Poverty Hill Elementary, which is recognized for its high involvement of local families and community events. Another important school is J. P. Jones Elementary, known for its emphasis on STEM education. The Gallup-McKinley district provides a variety of extracurricular activities and after-school programs aimed at enhancing learning outside of the classroom. The district also works closely with the local Native American tribes to incorporate culturally relevant curricula.

Middle Schools

Gallup’s middle schools, such as Wingate Middle School, serve grades 6 through 8 and provide a solid academic foundation. The district offers a range of programs for middle school students, including sports teams, music programs, and a variety of after-school clubs. Middle school students are prepared for high school through coursework in English, math, social studies, and science. Additionally, the district has made significant investments in special education programs, helping students with learning disabilities succeed.

High Schools

High schools in Gallup, such as Gallup High School and Torreon High School, offer a wide variety of programs, from Advanced Placement (AP) courses to vocational training. Gallup High School has gained recognition for its successful athletics programs, particularly in football and basketball. It also offers a variety of extracurricular activities, including a thriving arts program and debate team. Additionally, the district has programs that focus on Native American culture and history, making it an appealing choice for families seeking a well-rounded education. Gallup High’s graduation rate has steadily improved in recent years, reflecting the district’s investment in academic support systems.

Colleges & Universities

Gallup is also home to the San Juan College – Gallup Campus, which offers associate degrees and certificate programs in a variety of fields, including healthcare, technology, and business. The Gallup campus is a popular choice for students seeking a local option for higher education without the need to leave the area. The college also offers adult education and continuing education programs, making it an important resource for both high school graduates and adult learners in the Gallup area. It is an integral part of the community, offering opportunities for skill-building and career development.

Churches in Gallup, New Mexico

• First Presbyterian Church of Gallup
• St. Francis of Assisi Church
• First United Methodist Church of Gallup
• Holy Family Catholic Church
• Cornerstone Church

Conclusion: Why you should consider moving to Gallup, New Mexico

Gallup, New Mexico, offers a unique blend of culture, community, and opportunity that makes it an appealing choice for those considering a move. With a rich history and strong ties to Native American heritage, the town provides a deep sense of identity and pride. The affordable cost of living, combined with the wide array of outdoor recreational activities, makes it a great location for families, singles, and retirees alike. Whether you’re drawn to the stunning desert landscapes, the strong local schools, or the welcoming atmosphere of a smaller town, Gallup offers a quality of life that’s hard to beat. Employment opportunities, especially in healthcare, education, and retail, are growing, and the city’s commitment to improving infrastructure and public services shows its forward-thinking approach. From vibrant local events to beautiful surroundings, Gallup is a place where you can truly feel at home.