Reasons to Move to Geneva, Illinois

Nestled along the banks of the Fox River, Geneva, Illinois, offers a unique blend of small-town charm and vibrant community life. Renowned for its picturesque downtown filled with boutique shops, art galleries, and a thriving culinary scene, Geneva attracts those seeking a higher quality of life. The historic architecture and tree-lined streets evoke a sense of nostalgia, while the annual events, like the Geneva Arts Fair and Festival of the Vine, foster a strong community spirit. With access to beautiful parks, walking trails, and riverfront activities, residents enjoy a lifestyle that balances outdoor adventure with cultural enrichment, making Geneva an attractive destination for families and individuals alike.

Educationally, Geneva is served by top-rated public and private schools, ensuring that children receive a strong foundation for their future. The community’s commitment to education is evident in its numerous programs and initiatives, supporting both academic excellence and extracurricular engagement. With a focus on family-friendly amenities, including the popular Geneva Public Library and a plethora of recreational options, the city caters to diverse interests and lifestyles. As you delve deeper into what Geneva has to offer, you’ll discover a range of opportunities for involvement, whether through local volunteer organizations or neighborhood events, painting a picture of a community that thrives on connection and collaboration.

Cost to Move to Geneva, Illinois

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Cost of living in Geneva, Illinois

Housing Costs

The median home price in Geneva, Illinois, as of 2023, is approximately $440,000, reflecting a steady increase over the past few years due to the city’s desirable location and quality of life. Renters can expect to pay around $1,700 per month for a two-bedroom apartment in the area. The housing market is competitive, with many homes receiving multiple offers. According to Zillow, home values in Geneva have appreciated by about 6% in the past year, making it essential for potential residents to budget accordingly.

Utilities

Monthly utility costs in Geneva typically average around $150-$200, including electricity, heating, cooling, water, and garbage. The cost of electricity is approximately 13 cents per kilowatt-hour, slightly above the national average. Internet services can range from $50 to $100, depending on the provider and speed. These figures can vary based on the size of the household and usage patterns, as noted by Numbeo.

Groceries/Food

The average monthly grocery bill for a family of four in Geneva is about $800. Basic food items are priced moderately higher than the national average; for instance, a gallon of milk costs around $3.50, while a loaf of bread is approximately $2.50. Dining out will also impact your budget, with a meal at a mid-range restaurant costing about $20 per person. These figures are supported by data from The Balance.

Transportation

Geneva’s public transportation options include Metra trains, with fares averaging $6 for a one-way trip to downtown Chicago. For those driving, the cost of gas is about $4.00 per gallon, which is relatively consistent with state averages. If you own a vehicle, factor in additional expenses for insurance and maintenance, which can bring the total monthly transportation costs to about $300. This information can be referenced through Numbeo.

Healthcare

Healthcare costs in Geneva tend to be higher than the national average, with an average family health insurance premium estimated at $1,200 per month. Out-of-pocket expenses for medical visits, prescriptions, and other health-related services can also add up quickly. Routine doctor visits can cost approximately $150 without insurance, and emergency room visits may range from $500 to $1,000 depending on the situation. This data is outlined in a recent report by HealthCare.gov.

Childcare and Education

For families with children, childcare costs are a significant consideration. The average monthly cost for full-time daycare in Geneva is approximately $1,200 per child. Public schools in the area are highly rated, but private school tuition can range from $7,000 to $20,000 annually, depending on the institution. This information is compiled from the Niche website.

Taxes

Geneva residents face a property tax rate of about 2.3% of the property’s assessed value, which is in line with the average for the state of Illinois. Additionally, the sales tax rate is 7.25%, which combines both state and local taxes. Income taxes are also applicable at a flat rate of 4.95%. For more detailed tax information, refer to the Tax-Rates.org.

Insurance

Homeowners insurance in Geneva typically costs around $1,200 annually, depending on the coverage level and property specifics. Auto insurance averages approximately $1,300 per year, varying by driver history and vehicle type. Life insurance premiums can also vary widely, with term policies starting as low as $20 per month. These statistics can be verified through Insurance.com.

Recreation and Entertainment

For leisure activities, Geneva offers various options, including parks, theaters, and community events. The average monthly expenditure on entertainment is around $200, covering movie tickets, dining out, and other activities. Memberships to local gyms or recreational centers can add about $50 to $100 per month. More details can be found on the Numbeo site.

Clothing

Residents in Geneva can expect to spend approximately $100 to $150 monthly on clothing, depending on personal preferences and shopping habits. Seasonal clothing sales and local boutiques provide a range of options that can influence spending. These figures are based on data from Numbeo.

Personal Care

Monthly personal care expenses, including haircuts, skincare, and grooming products, generally total around $50 to $100. A typical haircut costs between $25 and $50, depending on the salon. This information is corroborated by statistics from Numbeo.

Miscellaneous Expenses

Miscellaneous expenses, such as household supplies and entertainment subscriptions (e.g., Netflix, Hulu), can add an additional $100 to $200 to the monthly budget. This category encompasses a wide range of spending habits unique to each household. For more insights, refer to the Numbeo website.

Is Geneva, Illinois a safe place to live – Crime Rates?

Crime Rate

The overall crime rate in Geneva, Illinois, is significantly lower than the national average. In 2021, the city reported a total of 105 crimes, which translates to a crime rate of approximately 3.90 per 1,000 residents. This is well below the national average of 22.7 per 1,000 residents. For more details, visit the NeighborhoodScout.

Violent Crime Rate

Geneva has a notably low violent crime rate. In 2021, the reported violent crimes amounted to just 3 incidents, giving a violent crime rate of 0.11 per 1,000 residents. This is substantially lower than the national average violent crime rate of 4.0 per 1,000 residents, indicating a very safe environment for residents. More information can be found at CrimeGrade.

Property Crime Rate

The property crime rate in Geneva is also lower than the national average. In 2021, the city reported 102 property crimes, resulting in a property crime rate of approximately 3.8 per 1,000 residents. This is in contrast to the national average property crime rate of 19.6 per 1,000 residents. For further statistics, refer to NeighborhoodScout.

Police Presence

Geneva maintains a strong police presence, with the Geneva Police Department committed to community engagement and safety. The department consists of approximately 30 sworn officers and regularly participates in community events, fostering a proactive approach to public safety. More details on their services can be accessed at the Geneva Police Department website.

Neighborhood Watch Programs

Geneva has an active Neighborhood Watch program that encourages residents to report suspicious activities and engage with law enforcement. This initiative helps to strengthen community ties and enhances safety awareness among residents. For more information about community programs, visit Geneva Neighborhood Watch.

Safety Rankings

According to recent safety rankings, Geneva is rated as one of the safest cities in Illinois. It ranks within the top 10% of all cities in the state, highlighting its strong reputation for safety and quality of life. For further details, refer to SafeHome.org.

Trend Data

Over the past several years, crime rates in Geneva have shown a downward trend, particularly in property crimes. This ongoing decline contributes to the overall perception of safety in the community. The local authorities continuously monitor these trends to ensure effective crime prevention strategies. For trend data, check out CrimeInformer.

School Safety

Geneva schools prioritize safety through various measures, including secure campus access, regular safety drills, and collaboration with local law enforcement. The Geneva Community Unit School District has implemented policies aimed at creating a safe learning environment for students. For more information on school safety, visit Geneva CUSD 304.

What are the demographics of Geneva, Illinois?

White

As of the most recent census data in 2020, the population of Geneva, Illinois, is approximately 90.2% White. This demographic represents the majority racial group within the city, reflecting a predominately Caucasian community. The demographic data can be referenced through the U.S. Census Bureau.

Black or African American

The Black or African American population in Geneva accounts for about 2.5% of the total population, according to the latest census figures. This demographic indicates a growing diversity within the community, contributing to the city’s multicultural fabric. For further details, please visit the U.S. Census Bureau.

Hispanic or Latino

Approximately 6.4% of Geneva’s population identifies as Hispanic or Latino. This statistic reflects an increasing presence of Hispanic communities in the area, highlighting the city’s evolving demographic landscape. More information is available on the U.S. Census Bureau website.

Two or More Races

Individuals identifying as Two or More Races make up around 2.3% of Geneva’s population. This figure emphasizes the increasing recognition and representation of multiracial identities within the community. For additional details, refer to the U.S. Census Bureau.

Asian

The Asian population in Geneva constitutes about 2.6% of the total population. This demographic includes individuals from various Asian ethnic backgrounds, reflecting the city’s growing diversity. For further insights, please consult the U.S. Census Bureau.

Native American

Data regarding the Native American population in Geneva is not available as the percentage falls below the threshold for reporting in census data. Therefore, specific figures cannot be provided.

Native Hawaiian or Pacific Islander

Similar to the Native American demographic, the Native Hawaiian or Pacific Islander population in Geneva is not reported in the census data due to very low numbers. Thus, specific statistics are not available.

Sources

Geneva, Illinois Population by Age and Gender

The total population of Geneva, Illinois is approximately 21,512 as of the 2020 Census.

Population by Gender

The gender distribution in Geneva shows that there are approximately 10,676 males and 10,836 females, resulting in a slightly higher female population. This gives a gender ratio of about 98.5 males for every 100 females. These statistics are sourced from the U.S. Census Bureau.

Age Distribution

The age distribution in Geneva is as follows: 26.1% are under the age of 18, 10.4% are between 18 and 24, 33.6% are between 25 and 44, 20.9% are between 45 and 64, and 9% are 65 years and older. This demographic breakdown indicates a relatively young population, with a significant portion of individuals in the prime working-age categories. The data can be referenced through the U.S. Census Bureau.

Median Age

The median age of residents in Geneva is approximately 39.5 years. This statistic highlights the city’s balance between younger families and more established individuals. For more details, visit the U.S. Census Bureau.

Dependency Ratios

The dependency ratio in Geneva, which compares the working-age population to the non-working-age population (those under 18 and over 65), is approximately 51.1%. This suggests that for every 100 working-age individuals, there are about 51 dependents. More information can be found in the U.S. Census Bureau data.

Sex Ratio

The sex ratio in Geneva, reflecting the total population, indicates there are about 98.5 males for every 100 females. This balance points to a stable demographic profile. Further details can be checked at the U.S. Census Bureau.

Educational Attainment by Age and Gender

Approximately 95.1% of residents aged 25 and older have graduated from high school, while 50.7% have attained a bachelor’s degree or higher. This indicates a well-educated population. For more specific insights into educational attainment, refer to the U.S. Census Bureau.

Sources

Geneva, Illinois Zip Codes

Geneva, Illinois, primarily has the following ZIP codes:

  • 60134

This ZIP code covers the majority of the Geneva, Illinois area.

What is the history of Geneva, Illinois?

Early History and Inception

Geneva, Illinois, was first settled in 1835 when the area was part of a vast wilderness inhabited by Native American tribes, primarily the Potawatomi. The city was officially laid out in 1837 by two brothers, John and William McCarty, who were among the early settlers. They were drawn to the area due to the fertile land and the presence of the Fox River, which provided vital resources and transportation routes. The name “Geneva” is believed to have been inspired by Geneva, New York, reflecting the origins of many early settlers from the eastern United States.

Development in the 19th Century

As the town began to grow, Geneva was officially incorporated in 1845. The establishment of the Illinois and Michigan Canal in the 1840s significantly influenced the development of Geneva and surrounding areas by facilitating transportation and trade. By the 1850s, Geneva became a center for agriculture, manufacturing, and trade, with several businesses and mills springing up along the Fox River. The arrival of the railroad in the 1850s further propelled its growth, connecting Geneva to Chicago and other major cities.

Civil War Era and Beyond

During the Civil War, Geneva contributed to the war effort by sending troops and resources. After the war, the city continued to expand, attracting more settlers and businesses. The late 19th century saw the establishment of various institutions, including churches, schools, and social organizations, which played vital roles in community life. Geneva also gained a reputation for its beautiful homes and landscapes, with many historic buildings still standing today.

20th Century Growth

The early 20th century brought about significant changes as Geneva transitioned into a suburban community. The development of the automobile allowed for greater mobility, leading to residential growth in the area. In the 1950s and 1960s, the population surged as families moved from Chicago to seek a more peaceful, rural lifestyle while maintaining easy access to urban amenities.

Modern Era

In recent decades, Geneva has continued to thrive, with a focus on preserving its rich history while embracing modern developments. The city has invested in revitalizing its downtown area, promoting local businesses, and enhancing community amenities. Today, Geneva is known for its vibrant cultural scene, annual events, and historic architecture, making it a desirable place to live and visit.

Sources

Geneva, Illinois Weather

Average Temperature (by Month)

Geneva, Illinois experiences a temperate climate with four distinct seasons. The average monthly temperatures are as follows:

  • January: 26°F (-3°C)
  • February: 29°F (-2°C)
  • March: 40°F (4°C)
  • April: 54°F (12°C)
  • May: 66°F (19°C)
  • June: 75°F (24°C)
  • July: 80°F (27°C)
  • August: 78°F (26°C)
  • September: 70°F (21°C)
  • October: 57°F (14°C)
  • November: 43°F (6°C)
  • December: 30°F (-1°C)

These statistics indicate that summers can be warm and humid, while winters are cold with significant snowfall. For detailed temperature data, visit National Weather Service.

Precipitation Patterns

Geneva receives an average annual precipitation of about 38 inches (965 mm), with rainfall distributed throughout the year. The wettest months are typically May and June, with averages of 4.5 inches (114 mm) and 4.3 inches (109 mm) respectively. Snowfall averages around 30 inches (76 cm) per year, predominantly occurring from December to March. For more detailed precipitation statistics, refer to National Weather Service Climate Data.

Extreme Weather Events

Geneva is susceptible to various extreme weather events, including thunderstorms, tornadoes, and winter storms. Tornadoes can occur during the spring months, while severe thunderstorms may bring heavy rainfall, strong winds, and hail. Winter storms are common, leading to significant snow accumulation and hazardous travel conditions. The city has experienced several tornado warnings in its history, emphasizing the need for preparedness. For historical weather events, check National Weather Service – Tornadoes in Illinois.

Humidity Levels

The average humidity in Geneva ranges from 60% in the summer months to around 75% in the winter. Higher humidity levels are typically experienced during July and August, contributing to the muggy conditions. This humidity can make summer temperatures feel warmer than they actually are. For further insights into humidity trends, you can visit National Weather Service.

Wind Patterns

Geneva experiences average wind speeds of about 10-15 mph throughout the year, with slightly higher speeds observed during the spring and fall. The prevailing winds come from the west and southwest, impacting the local climate and temperature. Detailed wind statistics can be found at National Weather Service.

Comparison with State and National Averages

Compared to the state of Illinois, Geneva’s weather patterns are similar, with average temperatures and precipitation levels closely mirroring the state’s climate. Illinois also experiences hot, humid summers and cold, snowy winters. However, Geneva generally sees slightly less snowfall than other parts of northern Illinois. Nationally, Geneva’s climate is characterized as continental, with more pronounced seasonal changes than many coastal regions. The average temperature in the United States is around 54°F (12°C), indicating that Geneva tends to have colder winters and hotter summers than the national average. For more climate comparisons, refer to NOAA National Centers for Environmental Information.

Sources

Average Income in Geneva, Illinois

Average Annual Salary

The average annual salary in Geneva, Illinois, is approximately $88,000, which reflects the income levels typical for a suburban area with a well-educated workforce. This figure can fluctuate based on the specific industry and job market conditions in the region. For more detailed salary information, visit Salary.com.

Average Hourly Wage

The average hourly wage in Geneva is around $42.50. This wage aligns with the higher-than-average living costs in the area, catering to a workforce that is predominantly engaged in skilled and professional occupations. More details can be found at Salary.com.

Average Earnings Per Week

Residents of Geneva can expect average earnings of about $1,692 per week, which is indicative of the city’s economic environment and job opportunities. This average reflects the combination of various professions available in the area. For additional information, check PayScale.

Median Salary Range

The median household income in Geneva is approximately $108,000, significantly higher than the national median. This statistic highlights the city’s affluence and strong economic conditions. For further details on income statistics, visit U.S. Census Bureau.

Most Popular Jobs/Careers

Common occupations in Geneva include roles in healthcare, education, and professional services. The most popular jobs include registered nurses, teachers, and management positions, reflecting the community’s focus on education and health services. For more information about job statistics in Geneva, refer to CareerExplorer.

Comparison with State and National Averages

In comparison to the state of Illinois, where the average annual salary is approximately $70,000, Geneva’s income levels are notably higher, indicating a strong local economy. Nationally, the average annual salary is around $58,000, further illustrating Geneva’s economic advantages. For statewide income data, check Bureau of Labor Statistics.

Sources

Taxes in Geneva, Illinois

Property Taxes

In Geneva, Illinois, the average property tax rate is approximately 2.3% of the assessed value of the property. This is slightly above the national average, which is around 1.1%. The tax revenue collected primarily funds local schools, public safety, and infrastructure. More detailed information can be found on the Cook County Assessor’s Office.

Sales Taxes

The current sales tax rate in Geneva is 7.25%, which includes a state tax of 6.25% and a local tax of 1%. This rate is consistent with many areas in Illinois. The sales tax applies to most goods and services purchased within the city. For more information, visit the Illinois Department of Revenue.

Income Taxes

Illinois has a flat income tax rate of 4.95% for individuals and corporations. This means all income is taxed at the same rate regardless of the amount earned. This rate is applicable to residents of Geneva and reflects the state’s approach to income taxation. Further details can be found at the Illinois Department of Revenue.

Utility Taxes

Utility taxes in Geneva include charges for electricity, gas, and telecommunications. The electricity tax is approximately 5% of the total bill, while the natural gas tax is around 5%. Additionally, telecommunications are taxed at a rate of 6%. For more specifics on utility taxation, check the City of Geneva’s Utility Tax page.

Hotel Occupancy Tax

Geneva imposes a hotel occupancy tax of 6% on transient guests

Is Geneva, Illinois a Good Place to Live for Singles?

Events and Activities

Geneva, Illinois, offers a vibrant array of events and activities that appeal to singles looking to socialize and connect. The city’s downtown area frequently hosts cultural events, such as the Geneva Arts Fair, which showcases local artists and craftsmen. Additionally, the Geneva Chamber of Commerce organizes various networking events and community festivals throughout the year, providing excellent opportunities for singles to meet new people.

Gyms

For fitness enthusiasts, Geneva boasts several gyms and fitness centers, including YMCA of Geneva, which offers a wide range of classes and facilities, and Life Time Fitness, known for its extensive fitness options and social events. A quick search for additional gyms in Geneva can be conducted through Yahoo Local.

Housing

The rental market in Geneva is competitive but offers a variety of options suitable for singles. The average rent for a one-bedroom apartment is approximately $1,400 per month, reflecting the city’s desirable living conditions. The market is characterized by well-maintained properties and access to amenities. For more detailed information on available rentals, check out Apartment Finder.

Percentage of Single Residents

Approximately 35% of Geneva’s population is unmarried, indicating a healthy community of singles. This statistic suggests that there are plenty of opportunities for socializing and meeting new people in the area. For more demographic information, visit the U.S. Census Bureau.

Comparison with State and National Averages

In comparison to Illinois, where about 33% of the population is single, Geneva offers a slightly higher percentage of unmarried residents. Nationally, the percentage of singles is around 50%, indicating that while Geneva has a vibrant single community, there is a slightly smaller proportion of singles compared to the national average.

Is Geneva, Illinois Good for Families?

Geneva, Illinois, is considered a great place for families, thanks to its low crime rates, excellent school systems, and abundant parks and recreational opportunities. The city offers a family-friendly environment with a variety of housing options, including single-family homes that are reasonably priced compared to many suburban areas. Employment opportunities are strong, with a diverse job market that caters to various skill levels and professions, ensuring that families have access to the resources they need to thrive.

Parks and Family Activities

Geneva boasts numerous parks and recreational facilities that cater to families. The Geneva Park District manages over 600 acres of parkland, offering playgrounds, sports fields, and picnic areas. The Geneva Park District Events page provides information on local events, including seasonal festivals and family-oriented activities, ensuring there’s always something for families to enjoy.

Restaurants

Geneva offers a wide variety of dining options that cater to families, including:

Housing

The housing market in Geneva is appealing for families looking to purchase homes. The median home price is around $440,000, offering a range of options from historic houses to new constructions. The area is known for its family-friendly neighborhoods and proximity to quality schools. For more information on available homes, visit Realtor.com.

Percentage of Family Residents

Approximately 66% of the population in Geneva is married, indicating a strong family presence within the community. This statistic reflects the city’s appeal to families looking for a stable environment. For more demographic details, check the U.S. Census Bureau.

Comparison with State and National Averages

In comparison to Illinois, where about 58% of the population is married, Geneva showcases a higher percentage of married residents, demonstrating its attractiveness for families. Nationally, the average is around 50%, indicating that Geneva is a desirable community for families seeking a supportive and engaged environment.

How are the schools in Geneva, Illinois?

Geneva, Illinois, is served by a strong educational system primarily managed by the Geneva Community Unit School District 304. The district is known for its commitment to academic excellence, with an average spending of around $13,000 per student. Schools within the district consistently perform above state averages on standardized tests, reflecting a high level of educational quality. The district emphasizes a well-rounded education, offering numerous extracurricular activities and advanced placement courses to prepare students for higher education and future careers.

Pre-K Schools

In Geneva, the main pre-kindergarten program is:

  • Geneva Early Childhood Program – This program serves children ages 3 to 5 and focuses on early learning and development, preparing them for kindergarten.

Kindergarten Schools

For kindergarten, students typically attend:

  • Heartland Elementary School – Known for its dedicated staff and strong community involvement, Heartland offers a nurturing environment for young learners.
  • Mill Creek Elementary School – This school provides a supportive learning environment and emphasizes both academic and social development.

Elementary Schools

Geneva features several elementary schools, including:

Middle Schools

The main middle schools in Geneva are:

  • Geneva Middle School North – This school focuses on academic excellence and personal growth, preparing students for high school.
  • Geneva Middle School South – Known for its diverse extracurricular options and supportive staff, this school fosters a positive learning environment.

High Schools

Geneva Community High School serves grades 9-12 and has a strong academic reputation, with a graduation rate of about 96%. The school offers a range of Advanced Placement (AP) courses and extracurricular activities. More information can be found on their website: Geneva Community High School.

Colleges & Universities

While Geneva does not host colleges or universities within the city, it is conveniently located near several higher education institutions, including:

  • Northern Illinois University – Located about 35 miles away, this university offers a range of undergraduate and graduate programs.
  • Elgin Community College – Just a short drive from Geneva, providing community college courses and vocational training.

Churches in Geneva, Illinois

Conclusion: Why you should consider moving to Geneva, Illinois

Geneva, Illinois, presents an exceptional opportunity for anyone considering a move. With its rich history, vibrant community, and outstanding schools, it’s a place where families thrive and individuals can enjoy a high quality of life. The low crime rates and welcoming neighborhoods create a safe environment, while the abundance of parks, recreational activities, and community events foster a strong sense of belonging. Additionally, the city’s charming downtown area is filled with unique shops and delicious dining options, offering both convenience and local flavor. Geneva’s proximity to Chicago provides easy access to urban amenities while allowing residents to retreat to the tranquility of suburban life. With a diverse housing market and a supportive community, Geneva stands out as a place where you can put down roots and truly feel at home. Consider making Geneva your next destination and experience all the benefits this wonderful city has to offer!