Living in and Moving to Goshen, Indiana

Cost to Move to Goshen, Indiana

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Cost of living in Goshen, Indiana

Housing Costs

The average housing cost in Goshen, Indiana, is significantly lower than the national average. As of 2023, the median home price in Goshen is approximately $220,000. Rental prices also vary, with the average rent for a one-bedroom apartment being around $1,000 per month. In comparison, two-bedroom apartments typically rent for about $1,200 per month. These prices reflect the affordability of housing in the area, making it a desirable location for families and individuals alike. For detailed statistics, visit Zillow.

Utilities

The average monthly utility cost for residents in Goshen is around $180, which includes electricity, heating, cooling, water, and garbage services. Specifically, the average electric bill is about $100, while water and sewer services can cost around $50 per month. Internet services range from $50 to $70 depending on the provider. For a comprehensive breakdown, check out the report on Numbeo.

Groceries/Food

Goshen’s grocery costs are about 5% lower than the national average. A typical monthly grocery bill for a single person is approximately $300, while a family of four might spend around $800 monthly. Common prices for groceries include $3 for a dozen eggs, $2.50 for a gallon of milk, and $1 for a loaf of bread. For a detailed look at grocery prices, refer to USDA Food Price Outlook.

Transportation

Transportation costs in Goshen are relatively low compared to larger metropolitan areas. The average cost of gas as of 2023 is about $3.25 per gallon. Public transportation is limited, but for those who use it, monthly passes cost approximately $50. Owning a car, including insurance and maintenance, typically costs around $500 monthly. For transportation statistics, visit Bureau of Transportation Statistics.

Healthcare

The cost of healthcare in Goshen is also lower than the national average. The average monthly premium for an individual health insurance plan is around $400, while family plans can cost approximately $1,200. Out-of-pocket expenses for doctor visits typically range from $100 to $200 per visit, depending on the specialist. For more healthcare costs, check out Healthcare.gov.

Childcare and Education

Childcare costs in Goshen average about $1,200 per month for infants and $800 for preschool-aged children. Public schools in the area are well-regarded, and funding is primarily sourced from local property taxes. For families seeking higher education, tuition rates at local colleges can range from $4,000 to $10,000 annually for in-state students. More on this can be found at Child Care Aware.

Taxes

Indiana has a state income tax rate of 3.23%, which is relatively low compared to other states. Property taxes in Elkhart County, where Goshen is located, average about 1.2% of assessed value. Residents should expect to pay around $2,640 annually on property taxes for a home valued at $220,000. For detailed tax information, visit Indiana Department of Revenue.

Insurance

Homeowners insurance in Goshen typically costs about $1,000 annually, while renters insurance averages around $200 per year. Car insurance can vary widely, but residents can expect to pay about $1,200 annually. For a breakdown of insurance costs, see National Association of Insurance Commissioners.

Recreation and Entertainment

Residents can expect to spend about $100 to $200 monthly on entertainment, which includes dining out, movie tickets, and recreational activities. Movie tickets average around $12, and a meal at a mid-range restaurant costs about $60 for two people. For more information on local entertainment costs, check out Yelp.

Clothing

The average cost of clothing per month in Goshen is around $100. This includes seasonal clothing purchases and shoes. A typical budget for clothing might allocate around $40 for shirts, $30 for pants, and $30 for shoes. For clothing prices, refer to Bureau of Labor Statistics.

Personal Care

Personal care expenses in Goshen average about $50 per month, which includes haircuts, toiletries, and other grooming products. A standard haircut can cost around $20, and personal care products typically add up to $30 monthly. For more insights, visit Statista.

Miscellaneous Expenses

Miscellaneous expenses, such as household supplies and pet care, can add up to around $100 monthly. This includes items like cleaning supplies and pet food. For a more extensive analysis of miscellaneous costs, check out Bureau of Labor Statistics.

Is Goshen, Indiana a safe place to live – Crime Rates?

Crime Rate

The crime rate in Goshen, Indiana, is approximately 30.43 crimes per 1,000 residents, which is notably higher than the national average. While this number indicates that Goshen is not among the most dangerous communities, it does show a trend where crime rates are elevated compared to many areas across the country. In 2022, Goshen recorded a total of 1,046 crimes, comprising 87 violent crimes and 959 property crimes​:contentReference[oaicite:0]{index=0}​:contentReference[oaicite:1]{index=1}.

Violent Crime Rate

Goshen’s violent crime rate is about 2.53 per 1,000 residents, which translates to a 1 in 395 chance of being a victim of violent crime. This rate is lower than the national average, indicating that violent crime is relatively less common in Goshen compared to other cities​:contentReference[oaicite:2]{index=2}​:contentReference[oaicite:3]{index=3}. The violent crimes include assault, robbery, rape, and murder, with the most frequently reported being aggravated assault​:contentReference[oaicite:4]{index=4}​:contentReference[oaicite:5]{index=5}.

Property Crime Rate

The property crime rate in Goshen is significantly higher, estimated at 27.90 per 1,000 residents. This means individuals have a 1 in 36 chance of becoming a victim of property crime, which includes burglary, theft, and vehicle theft​:contentReference[oaicite:6]{index=6}​:contentReference[oaicite:7]{index=7}. The concentration of these crimes suggests that while violent crime is less of a concern, property crime may impact residents more frequently.

Police Presence

Goshen has a consistent police presence that contributes to maintaining safety in the community. While specific statistics on the number of officers are not readily available, local police efforts include community outreach and crime prevention initiatives, which are crucial in promoting public safety​:contentReference[oaicite:8]{index=8}​:contentReference[oaicite:9]{index=9}.

Neighborhood Watch Programs

Goshen benefits from several neighborhood watch programs that encourage community involvement in crime prevention. These programs help foster a sense of security among residents and facilitate communication between law enforcement and the community​:contentReference[oaicite:10]{index=10}​:contentReference[oaicite:11]{index=11}.

Safety Rankings

According to various safety rankings, Goshen is considered to be safer than about 33% of U.S. cities. While the overall crime rate is higher than the national average, it ranks better in terms of violent crime compared to property crime​:contentReference[oaicite:12]{index=12}​:contentReference[oaicite:13]{index=13}. This mixed rating reflects the need for potential residents to carefully evaluate specific neighborhoods within Goshen.

Trend Data

Recent trends indicate that crime rates in Goshen have fluctuated, with property crimes seeing more significant increases. In 2023, the overall crime rate rose by approximately 11% compared to previous years, prompting local authorities to enhance crime prevention strategies​:contentReference[oaicite:14]{index=14}​:contentReference[oaicite:15]{index=15}.

School Safety

Schools in Goshen have implemented various safety protocols to ensure the well-being of students. These include regular drills, collaborations with local law enforcement, and educational programs focused on safety awareness​:contentReference[oaicite:16]{index=16}​:contentReference[oaicite:17]{index=17}.

What are the demographics of Goshen, Indiana?

White

The White population in Goshen is approximately 19,013, representing about 54.9% of the total population. This demographic has shown a decrease from previous years, reflecting changes in immigration patterns and population dynamics.

Black or African American

The Black or African American population stands at about 2,430, which is around 7% of the total population. This group has seen growth in recent years as the city has become more diverse.

Hispanic or Latino

The Hispanic or Latino population is approximately 8,935, making up about 25.8% of the total demographic. This significant percentage highlights the increasing influence of the Latino community in the region.

Two or More Races

Around 1,620 residents identify as Two or More Races, representing about 4.6% of the population. This statistic indicates a growing trend towards multiracial identities in Goshen.

Asian

The Asian population in Goshen consists of about 190 individuals, accounting for 0.5% of the total population. This group remains relatively small but contributes to the city’s diversity.

Native American

There are about 98 Native American residents in Goshen, which is less than 0.3% of the population. This number reflects the historical context of the area.

Native Hawaiian or Pacific Islander

Goshen has a very small population of Native Hawaiian or Pacific Islander individuals, numbering about 41, which is approximately 0.1% of the population.

Goshen, Indiana Population by Age and Gender

Population by Gender

The gender distribution in Goshen is approximately 49.5% male and 50.5% female.

Age Distribution

The median age in Goshen is 38 years. The age distribution is as follows:

• Under 15 years: 21.2%
• 15 to 29 years: 21.1%
• 30 to 64 years: 39.6%
• 65 years and older: 14.8%

Gender Distribution within Age Groups

The gender breakdown within age groups is generally balanced, with slight variances in older age categories.

Median Age

The median age of the population is 38 years, which is consistent with the national median of 38.8 years.

Dependency Ratios

Goshen has a dependency ratio of 46.6%, indicating the proportion of dependents (people younger than 15 and older than 64) to the working-age population (ages 15-64).

Sex Ratio

The sex ratio in Goshen is approximately 98 males for every 100 females, reflecting a slight female majority.

Marital Status by Age and Gender

Approximately 47.7% of the adult population is married. The highest marriage rates are observed in males over 65 and females aged 35-44.

Educational Attainment by Age and Gender

About 83.5% of adults over the age of 25 have graduated high school, while 24.4% hold a bachelor’s degree or higher. Educational attainment by race reveals:

• High School Graduates: 83.5%
• Bachelor’s Degree Holders: 24.4%

Economic Participation by Age and Gender

The median household income in Goshen is $52,233, with a poverty rate of 15.6%. Employment rates vary significantly by age and gender, with notable differences in income based on educational attainment.

Health Statistics by Age and Gender

Life expectancy data specific to Goshen is not available, but general health statistics suggest a focus on improving healthcare accessibility in diverse age groups.

Racial Demographics & Ethnicity

The racial composition of Goshen is 84.3% White, 3.7% Black or African American, 1.4% Asian, and 25.8% Hispanic or Latino.

Goshen, Indiana Zip Codes

Goshen, Indiana, primarily has the following ZIP codes:

• 46526
• 46527
• 46528
• 46529

This ZIP code covers the majority of the Goshen, Indiana area.

What is the history of Goshen, Indiana?

History of Goshen, Indiana

Goshen, Indiana, is a city rich in history, founded in the early 19th century. Its inception can be traced back to 1831 when it was laid out by Isaac P. Pomeroy and John B. Baughman. The name “”Goshen”” is derived from the biblical land of Goshen, known for its fertile soil, which aptly reflected the area’s agricultural potential.

Early Settlement

Initially, the region was home to Native American tribes, including the Potawatomi and Miami peoples. As settlers moved in, the town began to grow, attracting farmers and craftsmen due to its prime location along the Elkhart River and proximity to the Michigan Road, a major thoroughfare for trade.

Incorporation and Growth

Goshen was officially incorporated as a town in 1854. The arrival of the railroad in the 1860s marked a significant turning point in Goshen’s development. The Lake Shore and Michigan Southern Railway connected the town to larger markets, promoting economic growth and attracting new residents.

Economic Development

The late 19th and early 20th centuries saw Goshen flourish as a manufacturing hub. Numerous industries, including the production of buggies, furniture, and later, recreational vehicles, established roots in the city. This industrial boom created jobs and increased the town’s population, further enhancing its economic standing.

Cultural and Social Developments

Goshen’s growth was not only economic; it was also a cultural melting pot. The town welcomed immigrants from various backgrounds, leading to a diverse community. This diversity is reflected in the city’s rich cultural heritage, including festivals, arts, and music that continue to thrive today.

Modern Era

Today, Goshen is known for its vibrant arts scene, thriving agricultural community, and commitment to sustainability. The city has embraced its historical roots while adapting to modern needs, making it a desirable place to live and work. With a population of around 33,000, it stands as a testament to the vision of its early founders.

Conclusion

Goshen, Indiana, has evolved significantly since its inception in 1831. From a small settlement to a bustling city, it has retained its historical charm while embracing growth and modernization. The legacy of its founders continues to influence the community today, ensuring that Goshen remains a vibrant place for future generations.

For further reading, you can explore the following sources:

• City of Goshen Official Website
• Goshen, Indiana – Wikipedia
• Elkhart County Tourism – Explore Goshen
• History.com – Goshen, Indiana

Goshen, Indiana Weather

Total Population by Gender

Goshen, Indiana has a diverse population that includes a range of genders. For the most accurate and recent population statistics, visit the U.S. Census Bureau.

Average Temperature (by Month)

For more details, you can check the source here.

Precipitation (Rain) Patterns

Goshen receives an average annual precipitation of 28.03 inches, distributed across approximately 164.1 rainy days. The wettest months are April and May, with each averaging about 3.35 inches of rainfall.

For further details, visit this link.

Extreme Weather Events

In 2023, Goshen experienced notable extreme weather, including a record low of 2°F on February 1. The year also included various severe weather events across Indiana, such as tornadoes and damaging winds during spring and summer.

For detailed reports on extreme weather in Indiana, check this summary.

Humidity Levels

The average relative humidity in Goshen varies throughout the year, with January being the most humid month at an average of 86%. The least humid months are typically March, April, and October, averaging 77%.

For additional information, refer to this source.

Sunlight

Goshen experiences an average of 3 hours of sunshine per day in January, increasing to 10 hours in July. June has the longest daylight, averaging 15 hours and 6 minutes.

For more insights, visit here.

Wind Patterns

The prevailing wind patterns in Goshen are primarily from the west and southwest, with an average wind speed ranging from 8 to 12 mph throughout the year. Wind speeds can be higher during severe weather events.

For more details on wind patterns, you can refer to this link.

Comparison with Indiana and the U.S.

Compared to the state average, Goshen experiences similar temperature ranges but has slightly higher rainfall. The average annual temperature for Indiana is around 55°F, which aligns closely with Goshen’s averages.

On a national scale, the average temperature in the U.S. is approximately 52°F, making Goshen slightly warmer than the national average.

Average Income in Goshen, Indiana

Average Annual Salary

The average annual salary in Goshen, Indiana is approximately $44,324 as of early 2024. This translates to about $21.31 per hour.

Source

Average Hourly Wage

The average hourly wage in the Elkhart-Goshen area is $26.27, significantly lower than the national average of $31.48.

Source

Median Salary Range

The median household income in Goshen is approximately $52,233, which is below the state median of $67,173 and the national median of $77,719.

Source

Most Popular Jobs/Careers

In Goshen, the largest employment sector is production, accounting for 34.7% of jobs in the area, with an average wage of $23.23 per hour.

Source

Highest Paid Jobs Popular to the Area

Management positions have the highest wages in the Elkhart-Goshen area, averaging $60.09 per hour.

Source

Comparison to State and National Averages

Compared to Indiana, where the median household income is $67,173, Goshen’s median is lower. Nationally, the median is even higher at $77,719.

Source

Taxes in Goshen, Indiana

Property Taxes

In Goshen, Indiana, property taxes are primarily assessed based on the net assessed value of properties. For 2024, homestead properties in Indiana, including those in Goshen, are expected to see modest increases in their property tax bills due to a 20% reduction in the property tax growth factor, which has decreased from 5% to 4%. In 2023, homesteads saw a significant 17% increase in property tax bills statewide, with another estimated rise of nearly 7% in 2024. However, the growth in net assessed values for homesteads was only about 3.6%, which is an improvement compared to the previous years’ spikes​:contentReference[oaicite:0]{index=0}​:contentReference[oaicite:1]{index=1}.

Sales Taxes

Indiana has a statewide sales tax rate of 7%. This tax applies to most goods and services, including those purchased in Goshen. Certain exemptions exist, such as for specific groceries, prescription medications, and some medical devices​:contentReference[oaicite:2]{index=2}.

Income Taxes

Indiana has a flat state income tax rate of 3.23% as of 2024. Additionally, Goshen residents may face local income taxes that vary by municipality. For Elkhart County, where Goshen is located, the local income tax rate is approximately 1.5%, which brings the total effective income tax rate for Goshen residents to about 4.73%​:contentReference[oaicite:3]{index=3}.

Utility Taxes

Utility taxes vary in Indiana, depending on the utility provider and the type of service. For residents in Goshen, utility services (like electricity, water, and sewage) are subject to local taxes, which typically range from 1% to 3%​:contentReference[oaicite:4]{index=4}.

Hotel Occupancy Tax

Goshen imposes a hotel occupancy tax of 5% on the rental of rooms in hotels and motels. This tax is collected in addition to the state sales tax, making the total tax rate on hotel stays 12%​:contentReference[oaicite:5]{index=5}.

Tax Payment Schedule

Property taxes in Goshen are typically due in two installments: the first half is due May 10, and the second half is due November 10 each year. Residents can pay their taxes online, by mail, or in person at the county treasurer’s office​:contentReference[oaicite:6]{index=6}.

Penalties for Late Payment

Late payments of property taxes in Goshen incur a penalty of 10% of the unpaid amount if the payment is made after the due date. Additional interest charges may also apply​:contentReference[oaicite:7]{index=7}.

Where to Pay

Residents can pay property taxes at the Elkhart County Treasurer’s office located in Goshen, or they can opt for online payment options provided by the county​:contentReference[oaicite:8]{index=8}.

Contact Information

For any inquiries, residents can contact the Elkhart County Treasurer’s Office at (574) 535-6700 or visit their official website for more information on tax-related queries.

Comparison of Tax Statistics

When compared to state averages, Indiana’s property tax rates are among the lowest in the country, which is a significant advantage for residents in Goshen. Indiana’s average property tax bill is lower than that of neighboring states. Additionally, Goshen’s overall effective income tax rate (approximately 4.73%) is competitive when compared to national averages, which typically hover around 5.0% for similar income brackets​:contentReference[oaicite:9]{index=9}​:contentReference[oaicite:10]{index=10}.

Sources

• Indiana Capital Chronicle
• WFYI News

Is Goshen, Indiana a Good Place to Live for Singles?

Events and Activities

Goshen, Indiana, offers a vibrant array of events, especially the First Fridays, held on the first Friday of every month. These events feature live music, local food, art exhibitions, and themed celebrations that attract both residents and visitors. Some highlights include the Picklefest, the Great Goshen Car Show, and various seasonal festivals that foster community spirit and engagement.

In addition, the city hosts various performances at the historic Goshen Theater and concerts at Ignition Music Garage, making it a hub for arts and entertainment.

Gyms

For fitness enthusiasts, you can find a range of gyms and fitness centers in Goshen by visiting this Yahoo search for Gyms in Goshen.

Housing

The rental market in Goshen is diverse, with options ranging from apartments to single-family homes. The average rent varies depending on the type and location of the property. For more information on rental listings, you can check out Apartment Finder.

Percentage of Single Residents

As of recent data, approximately 32% of the population in Goshen are single, providing a vibrant community for those looking to connect with other singles. This percentage is relatively close to the Indiana state average of around 30% and the national average of about 31% for singles.

Is Goshen, Indiana Good for Families?

How are the schools in Goshen, Indiana?

Churches in Goshen, Indiana

• Grace Community Church
• The Vine Church
• Crossroads Community Church
• Maple City Chapel
• River Oaks Church
• College Mennonite Church
• Goshen First Church
• Greene Road Church
• First Baptist Church
• Maple City Baptist Church
• Jefferson Community Church
• Harvest Community Church
• LifeSpring Church
• LifePoint Church
• St. John’s Catholic Church
• Faith Lutheran Church
• First Assembly of God

Conclusion: Why you should consider moving to Goshen, Indiana

In conclusion, moving to Goshen, Indiana, is an opportunity to embrace a vibrant community that combines small-town charm with modern amenities. With its rich cultural heritage, thriving arts scene, and numerous outdoor recreational options, Goshen offers a unique quality of life that caters to both families and individuals. The town’s commitment to sustainability and local agriculture fosters a strong sense of community and promotes a healthy lifestyle. Moreover, its strategic location near major cities provides easy access to urban conveniences while maintaining the tranquility of rural living. With friendly neighbors, excellent schools, and a welcoming atmosphere, Goshen is not just a place to live—it’s a place to thrive. Consider making the move to Goshen and discover all the wonderful experiences that await you in this delightful Indiana town!