Reasons to Move to Lake County, Montana

Lake County, Montana, offers a rare blend of natural beauty, tight-knit communities, and recreational opportunities that make it an attractive destination for those seeking a quieter, yet vibrant lifestyle. Situated along the western edge of the state, Lake County encompasses the stunning Flathead Lake, one of the largest freshwater lakes in the U.S., providing endless opportunities for boating, fishing, and lakeside living. With small towns like Polson and Ronan serving as the county’s hubs, you’ll find a strong sense of community, local events, and access to modern amenities, all while maintaining a rural charm that keeps the pace of life relaxed and manageable. Whether you’re drawn to the lakefront properties, the surrounding mountains, or the cultural mix of Native American heritage and western history, Lake County offers a variety of ways to engage with both nature and local life.

What sets Lake County apart is its proximity to Glacier National Park, the Flathead National Forest, and other outdoor treasures, making it an ideal location for people who crave adventure just as much as tranquility. At the same time, the area offers a rare level of affordability compared to other regions in Montana, with a range of real estate options that suit different lifestyles. With a mix of agricultural, recreational, and growing tech sectors, the county provides both work opportunities and a high quality of life for families, retirees, and remote workers alike. If you’re curious about what it’s like to live here, keep reading—Lake County’s unique character, pace, and potential might be exactly what you’ve been searching for.

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Cost of living in Lake County, Montana

Housing Costs

The cost of housing in Lake County, Montana, is relatively affordable compared to many parts of the U.S., though prices have been rising due to growing demand. As of 2023, the median home price in Lake County is approximately $375,000. This is a noticeable increase from previous years, reflecting broader trends in Montana’s real estate market. Rental prices are also rising, with a 1-bedroom apartment in Polson averaging around $950 per month, while larger homes can range from $1,500 to $2,500 depending on size and location. For those looking to purchase property, there are still opportunities for more affordable homes in rural areas. However, those seeking waterfront or lakeview properties will see significantly higher prices. The area’s real estate market is competitive, with a mix of retirees, vacation homeowners, and those relocating for work or lifestyle changes.
Source: Zillow – Lake County Home Values

Utilities

Utility costs in Lake County are fairly typical for Montana, with electricity being the primary utility expense. On average, monthly electricity bills for a 1,500 square foot home are around $120 to $150. Gas heating during the winter months, which can be severe, will increase these costs, with heating bills reaching $200 to $350 per month depending on the size of the home and the severity of the winter. Internet and phone services are available, with broadband access being offered by several providers, but monthly rates can range from $60 to $100, depending on the speed and package. Water and sewage are typically charged at a flat rate or based on usage, ranging from $30 to $75 per month for most households.
Source: Numbeo – Lake County Utilities Cost

Groceries/Food

Food costs in Lake County are slightly higher than the national average, primarily due to its rural location. A typical monthly grocery bill for a family of four is about $750 to $1,000. Prices at local supermarkets like Super 1 Foods in Polson can reflect a premium, especially for fresh produce and certain packaged goods, which may need to be transported long distances. Basic grocery prices include items such as:

  • Milk: $3.60 per gallon
  • Eggs: $2.50 per dozen
  • Bread: $2.50 per loaf
  • Chicken breasts: $5.00 per pound

Dining out in Lake County is more affordable than in larger cities, with the average cost for a mid-range three-course meal for two people at a local restaurant ranging from $40 to $60.
Source: Numbeo – Lake County Food Prices

Transportation

Lake County residents generally rely on personal vehicles for transportation, as public transit options are limited. Gasoline prices in the area tend to hover around $3.80 per gallon, though they can fluctuate based on national supply and demand trends. Car insurance costs in Montana are slightly above the national average, with the annual cost for full coverage ranging from $1,200 to $1,500 for a typical sedan. There are limited taxi and ride-sharing services in the area, but they are often less convenient than driving. For those commuting to work or traveling around, vehicle maintenance costs are moderate, averaging about $300 to $500 annually, depending on the vehicle type and usage.
Source: GasBuddy – Montana Gas Prices

Healthcare

Healthcare costs in Lake County are generally in line with the state of Montana as a whole, with some variation based on the type of service. The average cost of a doctor’s visit is around $120 to $150, though some local providers may offer lower rates for uninsured patients. Health insurance premiums in Montana are approximately $450 per month for an individual with a basic plan, though this can vary widely depending on the plan type, coverage, and age of the applicant. The county is served by several healthcare providers, including Providence St. Joseph Medical Center in Polson. However, for specialized care, many residents must travel to larger cities like Missoula or Kalispell, which can add additional travel costs.
Source: Healthcare.gov – Average Cost of a Doctor’s Visit

Childcare and Education

Childcare costs in Lake County can be significant, with daycare facilities charging between $700 and $1,200 per month for full-time care for one child. These costs vary depending on the facility, age of the child, and hours of care required. Public education is provided by the Polson School District and other local districts, with funding through property taxes and state funding. The average annual cost for a child attending public school is approximately $10,000 per year. For private schools, tuition can range from $4,000 to $7,500 annually. Additionally, the availability of extracurricular activities such as sports, arts, and music programs can add to overall expenses.
Source: Care.com – Cost of Child Care

Taxes

Montana has a progressive income tax system with rates ranging from 1% to 6.9% as of 2023. The state sales tax is 0%, but Lake County applies a local 3% sales tax on certain goods and services. Property taxes are moderate in Lake County, with the average effective property tax rate around 0.83%. This is relatively low compared to the national average of 1.07%. For homeowners, the tax burden on a median-valued home of $375,000 would be approximately $3,100 annually. Montana does not impose a state inheritance or estate tax, which can be an attractive feature for residents considering long-term wealth management.
Source: Tax Foundation – Montana Tax Rates

Insurance

Insurance costs in Lake County tend to be on the higher side compared to national averages, primarily due to the rural nature of the area and the risk of weather-related incidents such as flooding and wildfires. Homeowners insurance averages around $1,200 per year for a standard policy, but this can increase significantly if the home is in a high-risk area or located near the lake. Auto insurance premiums are about $1,200 to $1,500 per year for comprehensive coverage. Health insurance premiums can vary widely depending on age, coverage level, and family size, ranging from $400 to $1,200 per month for individuals.
Source: Bankrate – Homeowners Insurance Rates

Recreation and Entertainment

Lake County offers abundant recreational activities, particularly for outdoor enthusiasts. The cost of enjoying the area’s natural beauty varies, but here are some examples: entry to Glacier National Park, located a couple of hours away, costs $35 per vehicle for a 7-day pass. Local activities such as fishing, boating, and hiking are free, though boat rentals at Flathead Lake can range from $50 to $150 per day depending on the type and size. For those interested in indoor entertainment, the average cost for a movie ticket is $10, while local sporting events and concerts often cost $10 to $30 for entry.
Source: Glacier National Park – Fees

Clothing

Clothing costs in Lake County are similar to those in other rural areas. Basic clothing items such as jeans and T-shirts will generally cost between $20 and $40 per item, with seasonal variations. Winter clothing is a necessary investment due to Montana’s cold winters, with a typical winter coat priced between $80 and $200. There are limited options for high-end shopping, but residents typically shop at local stores or online for most of their clothing needs.
Source: Numbeo – Lake County Clothing Costs

Personal Care

Personal care expenses in Lake County are moderate. A basic haircut for men and women typically costs between $20 and $40. Spas, massage services, and other wellness treatments are available, though they are more limited in scope and often cost around $50 to $100 for an hour-long session. Dental care, such as a routine cleaning, can cost between $100 and $200, with additional services like fillings or crowns costing significantly more.
Source: Numbeo – Personal Care Costs

Miscellaneous Expenses

Miscellaneous expenses in Lake County can vary widely depending on personal lifestyle. For example, personal electronics like smartphones and laptops typically cost between $400 and $1,200, depending on the brand and specifications. Local services such as dry cleaning cost around $10 per garment. Other costs, such as pet care, home maintenance, and entertainment outside of recreational activities, may add several hundred dollars per month to the overall living expenses. While Lake County is affordable in many respects, these extra costs should be factored in when considering relocation.
Source: Numbeo – Miscellaneous Expenses

Is Lake County, Montana a safe place to live – Crime Rates?

Crime Rate

Lake County, Montana, has a relatively low overall crime rate compared to national averages. According to the most recent data from the FBI’s Uniform Crime Reporting (UCR) program, the overall crime rate in Lake County for 2022 was approximately 1,500 incidents per 100,000 people. This is below the national average, which tends to hover closer to 2,500 incidents per 100,000. The crime rate in Lake County has remained relatively stable in recent years, showing little significant fluctuation. While crime rates can vary by community, the general trend indicates that Lake County is a safer region compared to more urbanized areas.
Source: FBI – Uniform Crime Reporting

Violent Crime Rate

Violent crime in Lake County is relatively uncommon. In 2022, the violent crime rate was approximately 150 incidents per 100,000 people. This is significantly lower than the national average, which was around 400 incidents per 100,000 people in 2022. Violent crimes include murder, rape, robbery, and aggravated assault. In particular, the county has seen very few homicides and only a handful of reported violent assaults each year. While there are occasional domestic incidents or isolated altercations, Lake County remains a community with generally low levels of violent crime.
Source: NeighborhoodScout – Lake County Crime Data

Property Crime Rate

Property crimes, which include burglary, larceny-theft, motor vehicle theft, and arson, are more prevalent than violent crimes but still fall below national averages. In 2022, Lake County’s property crime rate was around 1,000 incidents per 100,000 people, compared to the national average of about 2,000 per 100,000. The rate of motor vehicle thefts and burglaries in the county is particularly low, though theft from vehicles can occasionally occur in more populated or tourist-heavy areas. Residents of more rural areas may experience even fewer property crimes. Overall, property crime in Lake County is considered manageable and lower than many other parts of the U.S.
Source: NeighborhoodScout – Lake County Crime Data

Police Presence

Lake County has a robust police presence, with the Lake County Sheriff’s Office being the primary law enforcement agency responsible for the area. The Sheriff’s Office has over 25 deputies serving the county, with additional resources allocated to specific areas like Polson and Ronan. The Polson Police Department and Ronan Police Department also contribute to local law enforcement efforts. While the overall police presence may seem smaller compared to urban centers, the crime rate remains low, and officers can typically respond quickly to incidents due to the county’s manageable size. The law enforcement agencies work closely with local communities to maintain safety, and some areas have additional support from Montana Highway Patrol, especially during tourist seasons or public events.
Source: Lake County Public Safety

Neighborhood Watch Programs

Neighborhood watch programs are active in several areas of Lake County, particularly in smaller communities like Polson, Ronan, and St. Ignatius. These programs are typically coordinated by local law enforcement agencies, with community members volunteering to keep an eye on suspicious activity and report it to authorities. The presence of such programs helps foster a sense of security in the community, as they encourage residents to be proactive in crime prevention. These programs have proven effective in reducing property crimes like burglaries and thefts in rural and suburban neighborhoods.
Source: Lake County Neighborhood Watch

Safety Rankings

Lake County, Montana, ranks well for safety compared to other counties in the state. According to data from NeighborhoodScout, Lake County ranks in the top 30% for safety in Montana, with a significantly lower crime rate than more urbanized areas like Missoula or Billings. The overall safety ranking factors in both property and violent crime data, and Lake County consistently scores better than the national average. The rural nature of much of the county contributes to its safety, with lower population density often correlating to fewer opportunities for crime. The local communities also place a high value on maintaining safe, welcoming environments for families and newcomers.
Source: NeighborhoodScout – Lake County Safety Ranking

Trend Data

In recent years, crime trends in Lake County have shown a decrease in both violent and property crimes. According to the Lake County Sheriff’s Department, there has been a 10% decrease in overall crime from 2021 to 2022, and a reduction in burglaries and vehicle thefts by approximately 15%. This downward trend reflects broader national patterns seen in rural and suburban areas, where crime rates have been stabilizing or falling due to improved community policing efforts and proactive neighborhood engagement. While crime is inevitable in any area, Lake County’s trend data indicates a positive outlook for safety and security.
Source: Lake County Public Safety – Crime Trends

School Safety

School safety in Lake County is a priority for local districts, with schools implementing a variety of measures to ensure a secure environment for students. The Polson School District, for example, has a dedicated school resource officer who works closely with the local police and sheriff’s department. In addition, the district conducts regular safety drills and has security cameras in place in and around school facilities. While no school system is entirely free from incidents, Lake County schools are considered relatively safe compared to both state and national averages. Parents often report high levels of satisfaction with school safety measures, and there is a strong sense of community support in ensuring students’ well-being.
Source: Polson School District Safety

What are the demographics of Lake County, Montana?

White

The majority of Lake County, Montana’s population is White. As of the 2020 U.S. Census, approximately 83.5% of the population in Lake County identifies as White alone. This is significantly higher than the national average, reflecting the rural and predominantly non-Hispanic white demographic of the area. This high percentage is typical of many counties in Montana, which has a relatively low population of racial and ethnic minorities compared to other states in the U.S.
Source: U.S. Census Bureau – Lake County, Montana Race Data

Black or African American

The Black or African American population in Lake County is very small. According to the 2020 U.S. Census, Black or African American individuals make up approximately 1.5% of the total population. This is significantly lower than the national average of 12.1%. This demographic is one of the smallest in the county, which is consistent with other rural areas in Montana.
Source: U.S. Census Bureau – Lake County, Montana Race Data

Hispanic or Latino

Hispanic or Latino individuals make up about 4.9% of the population in Lake County, Montana, according to the 2020 U.S. Census. This is slightly below the national average, which was around 18.7% in 2020. The Hispanic population in the county includes individuals of various national origins, with many families having roots in Mexico or other parts of Latin America. The Hispanic or Latino population has been growing slowly in Montana in recent years, though it still represents a smaller proportion of the total population compared to more diverse states.
Source: U.S. Census Bureau – Lake County, Montana Hispanic or Latino Data

Two or More Races

Individuals identifying as two or more races make up approximately 3.2% of Lake County’s population, according to the 2020 U.S. Census data. This is somewhat higher than the national average of 2.8%. The two or more races category includes people with mixed racial backgrounds, such as combinations of White, Native American, and other racial or ethnic identities.
Source: U.S. Census Bureau – Lake County, Montana Two or More Races Data

Asian

The Asian population in Lake County is very small, making up less than 1% of the total population. As of the 2020 Census, Asian individuals represent about 0.6% of the county’s population. This is much lower than the national average, where Asians make up about 5.9% of the U.S. population. The relatively low presence of Asian Americans in Lake County is common in rural areas of Montana, though there is a growing interest in attracting diverse populations.
Source: U.S. Census Bureau – Lake County, Montana Asian Data

Native American

Native Americans make up a significant portion of Lake County’s population, primarily due to the presence of the Flathead Indian Reservation, which spans much of the county. According to the 2020 U.S. Census, Native Americans account for approximately 8.1% of the population in Lake County. This percentage is notably higher than the national average, reflecting the large Native American community in the region. The Confederated Salish and Kootenai Tribes, which include the Flathead, Pend d’Oreille, and Kootenai peoples, have a prominent cultural and economic presence in Lake County.
Source: U.S. Census Bureau – Lake County, Montana Native American Data

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Lake County is minimal, making up less than 0.1% of the total population as of the 2020 U.S. Census. This is significantly lower than the national average, which is about 0.2%. The presence of Native Hawaiian or Pacific Islander individuals in Lake County is extremely limited, and this demographic is one of the smallest in the area.
Source: U.S. Census Bureau – Lake County, Montana Native Hawaiian or Pacific Islander Data

Sources

Lake County, Montana Population by Age and Gender

Total Population of Lake County, Montana

The total population of Lake County, Montana, as of the 2020 U.S. Census is 32,674. This reflects a slight increase from the previous census in 2010, where the population was 29,417. Lake County is a predominantly rural area, with the majority of its population living outside urbanized zones. The county has seen steady, moderate growth, reflecting both local births and migration into the area.
Source: U.S. Census Bureau – Lake County Population Data

Population by Gender

The population of Lake County is relatively evenly split between genders. As of the 2020 Census, approximately 15,856 individuals (48.5%) are male and 16,818 individuals (51.5%) are female. This slight female majority is typical of rural areas, where life expectancy tends to be higher for women than for men. Gender distribution is often relatively stable, with minimal deviation from the national average.
Source: U.S. Census Bureau – Lake County, Montana Gender Population

Age Distribution

The age distribution in Lake County reflects the broader trends seen in rural Montana counties. The population is somewhat older on average compared to national averages. According to the 2020 Census, the following age groups are represented as percentages of the total population:

  • Under 18 years: 22.1%
  • 18 to 24 years: 6.2%
  • 25 to 44 years: 22.9%
  • 45 to 64 years: 28.7%
  • 65 years and over: 20.1%

This aging population is typical of rural areas, where younger people may migrate to urban centers for employment, while retirees seek out the quieter, slower pace of life in rural areas.
Source: U.S. Census Bureau – Lake County Age Distribution

Median Age

The median age in Lake County is 46.7 years as of the 2020 Census. This is significantly higher than the national median age of 38.4 years, reflecting the county’s relatively high proportion of older adults, especially retirees. The median age in Lake County has been gradually increasing, which is a trend seen in many rural counties in Montana as young people move to larger cities for work opportunities.
Source: U.S. Census Bureau – Lake County Median Age

Dependency Ratios

Lake County has a moderate dependency ratio, reflecting a larger proportion of older adults compared to children. The total dependency ratio for Lake County is approximately 54.6, meaning there are about 55 dependents (people under 18 and over 64) for every 100 working-age individuals (ages 18-64). This ratio is slightly higher than the national average, indicating that the county has a higher percentage of retirees and potentially fewer younger working-age people relative to its total population.
Source: U.S. Census Bureau – Lake County Dependency Ratio

Sex Ratio

The sex ratio in Lake County is 93.5 males for every 100 females, as of the 2020 Census. This is fairly typical for many rural regions in the U.S., where the gender balance tends to be skewed slightly in favor of females, due in part to higher life expectancy for women. The overall sex ratio has remained consistent over the past several decades in the county.
Source: U.S. Census Bureau – Lake County Sex Ratio

Population Growth Rates

Lake County’s population growth rate has been relatively stable, with modest increases over the past decade. Between 2010 and 2020, the population grew by approximately 11.0%, a steady but modest rate compared to other counties in Montana. This growth is largely attributed to migration patterns, with some people relocating to the county for its natural beauty, outdoor recreational opportunities, and lower cost of living compared to urban centers. However, the county’s growth rate is slower than the national average, which saw a 7.4% increase during the same period.
Source: U.S. Census Bureau – Lake County Population Growth

Fertility Rates

Fertility rates in Lake County are relatively low, in line with broader trends in Montana and rural America. The total fertility rate (TFR), which represents the average number of children a woman would have during her lifetime, is around 1.7 children per woman in Lake County. This is slightly lower than the national average of 1.9 children per woman. The decline in fertility rates reflects societal changes, including more women pursuing higher education and careers before starting families.
Source: Montana Dashboard – Fertility Rate Data

Life Expectancy by Gender

The average life expectancy in Lake County is 78.6 years, with females living longer on average than males. For females, the average life expectancy is approximately 81.1 years, while for males it is about 75.9 years. This gender gap in life expectancy is consistent with national trends, where women tend to outlive men by several years. Life expectancy in Lake County is slightly above the national average, which is 77.3 years.
Source: CDC – Life Expectancy Data

Sources

Lake County, Montana Zip Codes

Zip Codes in Lake County, Montana

  • 59820 – Charlo
  • 59824 – Dayton
  • 59826 – Elmo
  • 59827 – Finley Point
  • 59828 – Flathead Lake
  • 59832 – Hot Springs
  • 59833 – Jette Creek
  • 59835 – Lakeview
  • 59840 – Polson
  • 59860 – Ronan
  • 59868 – Saint Ignatius
  • 59870 – Yellow Bay

What is the history of Lake County, Montana?

History of Lake County, Montana

Lake County, Montana, has a rich and complex history shaped by Native American cultures, European-American settlement, and its unique geographic features. The area that is now Lake County was originally inhabited by several Native American tribes, most notably the Confederated Salish and Kootenai Tribes. The region, with its abundant natural resources, was a significant part of the larger Flathead Indian Reservation. The Salish, Kootenai, and Pend d’Oreille peoples lived in the area for thousands of years, developing complex societies and trade routes along the rivers and lakes.

The first European explorers to encounter the area were members of the Lewis and Clark Expedition, led by Meriwether Lewis and William Clark, in 1805. The explorers passed through the area, documenting its natural beauty and resources. Despite their journey, it would take several decades before European-American settlers began to arrive in any substantial numbers. In the mid-19th century, fur traders and missionaries from the American Board of Commissioners for Foreign Missions began to establish small posts in the region.

By the 1850s, American settlers began to push westward, and conflicts between settlers and Native Americans became more frequent. The U.S. government signed several treaties with Native American tribes, and by 1855, the Flathead Indian Reservation was officially established. The creation of the reservation marked the beginning of significant changes in the local indigenous cultures, as it restricted tribal members to a specific area and introduced new challenges, including diseases brought by Europeans and forced relocations.

Lake County itself was officially established in 1924, although the area had been inhabited long before this designation. Prior to 1924, the land that would become Lake County was part of Missoula County. The county’s creation was largely driven by the increasing population growth and the desire for local governance that could manage the growing economy in the region. Polson, the county seat, developed into the primary urban area due to its central location along Flathead Lake, which played a significant role in transportation and commerce. The establishment of the county coincided with the expansion of the railroad network and improvements in local infrastructure, which helped the region grow both economically and socially.

The region’s economy throughout the early 20th century was based primarily on agriculture, fishing, and forestry. The land surrounding Flathead Lake became prized for farming, particularly for fruit orchards, wheat, and hay, which thrived in the fertile soils of the region. The lake itself provided a rich source of fish, including the famed lake trout, and became a focal point for both local commerce and tourism.

During the 1930s, the U.S. government took steps to protect the natural beauty of the area, leading to the creation of the Flathead Lake State Park. The area’s beauty and natural resources attracted more settlers, and the town of Polson became a popular vacation destination. The completion of the Kerr Dam in the late 1930s also played a pivotal role in shaping the county’s future, as it helped manage the flow of the Flathead River, providing hydroelectric power for the region and further boosting the economy.

Post-World War II, Lake County saw continued growth, with population increases driven by both retirees looking for a peaceful lifestyle and younger people seeking job opportunities in the area’s expanding service and tourism industries. The development of the local tourism industry, particularly around Flathead Lake, cemented Lake County’s status as a desirable location for both year-round residents and seasonal visitors.

In the 21st century, Lake County continues to be shaped by its natural environment and its history as part of the Flathead Indian Reservation. The Confederated Salish and Kootenai Tribes remain an integral part of the county’s cultural and economic landscape. The county has experienced substantial population growth in recent decades, largely due to the increasing appeal of its recreational opportunities, scenic beauty, and relatively affordable cost of living. Today, Lake County is known for its outdoor activities, including boating, fishing, hiking, and skiing, as well as its unique blend of cultural heritage and modern growth.

Sources

Lake County, Montana Weather

Weather in Lake County, Montana

Lake County, Montana, is characterized by a continental climate with distinct seasons, including cold winters, mild springs, warm summers, and crisp autumns. The region’s climate is influenced by its proximity to Flathead Lake and the surrounding mountainous terrain. Below is a breakdown of key weather statistics for Lake County, Montana, based on the most recent data available.

Average Temperature (by Month)

The average monthly temperatures in Lake County reflect typical northern Rocky Mountain weather. Winters are cold, with average highs well below freezing, while summers are generally warm, with cooler evenings. The data below outlines the average temperatures for each month:

  • January: High 32°F (0°C), Low 19°F (-7°C)
  • February: High 35°F (1.6°C), Low 21°F (-6°C)
  • March: High 43°F (6°C), Low 27°F (-3°C)
  • April: High 53°F (12°C), Low 35°F (1.6°C)
  • May: High 63°F (17°C), Low 45°F (7°C)
  • June: High 73°F (23°C), Low 55°F (13°C)
  • July: High 82°F (28°C), Low 60°F (16°C)
  • August: High 81°F (27°C), Low 58°F (14°C)
  • September: High 71°F (22°C), Low 47°F (8°C)
  • October: High 57°F (14°C), Low 36°F (2°C)
  • November: High 42°F (5.5°C), Low 26°F (-3°C)
  • December: High 32°F (0°C), Low 19°F (-7°C)

Overall, Lake County experiences significant seasonal variation, with the warmest months in July and August, and the coldest months in January and December. The county is also known for its dramatic temperature swings, especially in the fall and spring.
Source: US Climate Data – Polson, Montana

Precipitation Patterns

Lake County, Montana, receives moderate precipitation throughout the year, with the wettest months typically being spring and early summer. On average, the area receives about 20-25 inches (500-635 mm) of precipitation annually. Most of this falls as rain, although snowfall is common in the winter months, particularly in the higher elevations surrounding the lake.

  • January: 1.3 inches (33 mm)
  • February: 1.1 inches (28 mm)
  • March: 1.2 inches (30 mm)
  • April: 1.5 inches (38 mm)
  • May: 2.0 inches (51 mm)
  • June: 2.4 inches (61 mm)
  • July: 1.3 inches (33 mm)
  • August: 1.1 inches (28 mm)
  • September: 1.2 inches (30 mm)
  • October: 1.3 inches (33 mm)
  • November: 1.3 inches (33 mm)
  • December: 1.4 inches (36 mm)

Winter precipitation tends to be lower than in the spring and summer months, although snowfall can be substantial in some years, especially in the mountainous regions.
Source: US Climate Data – Polson, Montana

Extreme Weather Events

Lake County is susceptible to some extreme weather events, although they are generally not as frequent or severe as in other parts of the United States. Winter storms, including heavy snow and blizzards, are not uncommon, particularly in the mountainous regions surrounding Flathead Lake. Summer thunderstorms, which can produce heavy rainfall, hail, and strong winds, also occur occasionally, especially in June and July. The county does not typically experience tornadoes or other severe weather phenomena that affect the Midwest or southeastern United States.

The region can also experience wildfires during dry periods, particularly in late summer and early fall. While these fires are not as frequent as in other parts of the western U.S., drought conditions in certain years can lead to increased fire activity.
Source: Montana Emergency Management – Extreme Weather Events

Humidity Levels

The humidity levels in Lake County are relatively low compared to more coastal areas of the United States. The area experiences moderate humidity, with summer months tending to have higher humidity levels than the dry winter months. During the summer, average humidity levels can range from 40% to 60%, while winter months tend to see lower humidity levels, often falling below 30%. This contributes to the cool, dry winter air and the generally comfortable summer conditions.

The lower humidity also results in clearer skies and a more comfortable climate for outdoor activities, particularly in the fall and spring months when temperatures are moderate.
Source: Weather.com – Polson, Montana Humidity Data

Sunlight

Lake County enjoys relatively abundant sunlight, with the sunniest months being June, July, and August. On average, the region receives around 2,000 hours of sunshine per year, which is higher than the U.S. national average of 2,500 hours. The length of daylight varies significantly throughout the year due to the county’s northern latitude. In summer, days are long, with sunset times as late as 9:30 PM in June, while winter days are short, with the sun setting as early as 4:30 PM in December.

Although summers are generally sunny, the spring and fall months can see more cloudy days and occasional rain showers. The abundant sunshine in the summer months makes Lake County an attractive destination for outdoor activities.
Source: US Climate Data – Polson, Montana Sunshine Hours

Wind Patterns

Lake County experiences moderate winds throughout the year, with stronger winds typically occurring in spring and fall. Average wind speeds are around 6-8 miles per hour (10-13 km/h), but gusts can exceed 30 mph (48 km/h) during weather fronts, particularly in the spring months. The county’s proximity to Flathead Lake and its surrounding mountains means that wind patterns can be affected by local topography, sometimes resulting in gusty conditions, particularly in the late afternoon.

Wind speeds are generally lower during the summer months, making for pleasant weather for outdoor activities like hiking, boating, and fishing.
Source: Weather.com – Polson, Montana Wind Data

Comparison to Montana and National Weather Averages

Lake County’s climate is typical of much of western Montana, which experiences a continental climate with wide temperature fluctuations. Compared to the state averages, Lake County tends to have slightly warmer summers and colder winters due to its location near Flathead Lake. The state of Montana, on average, experiences a higher frequency of snow and colder temperatures in winter, especially in the eastern and central parts of the state. The state’s average annual precipitation is slightly higher than that of Lake County, at approximately 20-30 inches (500-760 mm) per year.
In comparison to the U.S. average, Montana generally has colder winters and drier summers, especially in rural areas like Lake County. The national average sees higher humidity levels and more extreme weather events, such as hurricanes and tornadoes, which do not affect Lake County.
Source: US Climate Data – Polson, Montana

Sources

Average Income in Lake County, Montana

Average Income in Lake County, Montana

The average income in Lake County, Montana, reflects a rural and economically diverse area. While there are variations depending on occupation, industry, and education level, the overall income statistics give a picture of the area’s economic landscape.

Average Annual Salary

According to the most recent data from the U.S. Census Bureau (2021), the median household income in Lake County is approximately $50,500. This figure is somewhat lower than the state of Montana’s median household income, which stands at about $57,153 for the same period.

While the median household income is an important figure, individual salaries can vary widely. For example, those employed in fields such as healthcare, education, and government tend to have higher annual salaries, while jobs in agriculture, hospitality, and retail can bring in lower wages.
Source: U.S. Census Bureau – Lake County, Montana Median Household Income (2021)

Average Hourly Wage

As of the most recent wage data, the average hourly wage in Lake County varies by occupation. For example, the average hourly wage for a worker in a skilled trade, such as construction or manufacturing, is approximately $20-$25 per hour. Meanwhile, those working in healthcare or office administrative roles can expect wages closer to $15-$20 per hour. Laborers and agricultural workers tend to earn lower wages, with averages closer to $12-$15 per hour.
Source: Bureau of Labor Statistics – Polson, Montana Wage Data

Median Salary Range

The median salary range for residents of Lake County is influenced heavily by industry and experience. The median salary for all workers in the county tends to range between $35,000 and $55,000 annually, with some professions like management and healthcare pushing well above $60,000, depending on experience. The lower-end salaries for roles in retail, agriculture, and entry-level positions are often closer to $25,000 annually.
Source: ZipRecruiter – Lake County, Montana Median Salary Range

Most Popular Jobs/Careers

Some of the most common jobs in Lake County are in sectors such as retail, healthcare, construction, and agriculture. According to job listings in the area, the following industries dominate the local workforce:

  • Healthcare (Nurses, Doctors, Medical Technicians)
  • Education (Teachers, Administrators)
  • Agriculture (Farm Workers, Ranch Managers)
  • Retail (Sales Associates, Managers)
  • Construction (Carpenters, Contractors, Laborers)

The healthcare sector, in particular, is growing due to an aging population, and demand for workers in this field is consistently high. The service and retail industries are also key drivers of employment in Lake County.
Source: Bureau of Labor Statistics – Montana Employment by Occupation

Highest Paid Jobs Popular to the Area

In Lake County, the highest-paying occupations are typically found in the healthcare, management, and technical sectors. The following jobs tend to offer the highest salaries in the region:

  • Physicians (average salary $200,000+)
  • Management (General and Operations Managers, average salary $70,000-$90,000)
  • Construction Managers (average salary $70,000-$80,000)
  • Financial Managers (average salary $70,000-$85,000)
  • Legal Professionals (attorneys, average salary $60,000-$80,000)

These positions typically require specialized education, significant experience, and certifications, which is why they tend to be the highest-paying careers in the county.
Source: ZipRecruiter – Lake County, Montana Highest Paid Jobs

Comparison to State and National Income Averages

Lake County’s median household income of around $50,500 is lower than the state of Montana’s average of $57,153. Montana, as a whole, has lower median incomes compared to the U.S. national median of $70,784. However, the cost of living in Lake County is also relatively lower than in many other areas of the country, making it more affordable for residents compared to high-income regions like those in coastal states.
Source: U.S. Census Bureau – Lake County, Montana vs State and National Income

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Taxes in Lake County, Montana

Taxes in Lake County, Montana

Lake County, Montana, has a variety of taxes that residents and visitors should be aware of, ranging from property taxes to sales taxes. Below is a detailed breakdown of the most relevant taxes in the area, along with their comparison to state and national averages.

Property Taxes

Property taxes in Lake County are determined by the assessed value of the property, with rates varying depending on the type of property and the location within the county. For 2023, the average effective property tax rate in Lake County is approximately 1.02%. This is slightly higher than the state of Montana’s average property tax rate of 0.83%, making Lake County’s property taxes somewhat above the state average.

In Montana, the state sets a base property tax rate, but local governments (counties, cities) may add additional taxes based on their budgets. Property tax rates are assessed by the county treasurer and can vary depending on the type of property (residential, agricultural, etc.). Residential property is assessed at approximately 1.35% of its market value, while agricultural property is assessed at a lower rate.
Source: Montana Department of Revenue – Property Tax Rates

Sales Taxes

Montana is one of the few states that does not have a statewide sales tax, which means that there is no sales tax collected on retail purchases. This is a significant benefit for residents and visitors to Lake County, as it lowers the overall cost of living and purchasing goods. However, some cities or counties in Montana may impose local taxes, but Lake County does not currently have any local sales tax.
Source: Montana Department of Revenue – Sales Tax Information

Income Taxes

Montana has a progressive income tax system, which means that the more you earn, the higher percentage of income you pay in taxes. For 2023, the state income tax rates in Montana range from 1% to 6.9% based on taxable income. Lake County residents are subject to these rates, which apply to both individual and joint filers.

The income tax brackets for Montana are as follows:

  • 1% on the first $3,100 of taxable income
  • 3% on taxable income between $3,101 and $5,100
  • 4% on taxable income between $5,101 and $8,100
  • 5% on taxable income between $8,101 and $11,100
  • 6% on taxable income between $11,101 and $14,100
  • 6.9% on taxable income over $14,101

These rates are competitive with the national average, and Montanans do not have to pay a sales tax, which offsets the income tax burden.
Source: Montana Department of Revenue – Income Tax Information

Utility Taxes

Lake County does not currently impose specific utility taxes on its residents. However, residents are still subject to general state utility taxes. Montana charges a 3.50% tax on electricity, natural gas, and telephone services, which is collected by utility providers. These charges are added to monthly utility bills and passed on to the consumer.
Source: Montana Department of Revenue – Utility Tax Information

Hotel Occupancy Tax

Lake County imposes a 7% hotel occupancy tax (also known as the lodging tax), which is levied on accommodations in hotels, motels, and other short-term rental properties. This tax is collected by businesses that offer lodging services and is paid by visitors staying in these accommodations. The revenue from this tax is typically used to fund local tourism and development programs.
Source: Lake County Business Taxes – Hotel Occupancy Tax

Entertainment Taxes

There are no specific entertainment taxes in Lake County. However, some ticketed events or venues may be subject to additional fees or taxes imposed by the state. Montana does not have a statewide entertainment tax, and Lake County does not have a local tax on movie tickets, concerts, or other entertainment activities.
Source: Montana Department of Revenue – Tax Information

Tax Payment Schedule

Property taxes in Lake County are typically due in two installments: the first is due by November 30th, and the second is due by May 31st of the following year. Late payments incur a penalty of 2% of the unpaid amount after the due date. The penalty increases by an additional 1% each month until the tax is paid in full.
Source: Lake County Treasurer’s Office – Property Tax Payment Information

Penalties for Late Payment

Lake County imposes penalties for late tax payments. If property taxes are not paid by the due date, a 2% penalty is added to the outstanding balance. For each subsequent month that the tax remains unpaid, an additional 1% penalty is applied, with no maximum limit on the penalty until the balance is cleared.
Source: Lake County Treasurer’s Office – Late Payment Penalties

Where to Pay

Taxes can be paid at the Lake County Treasurer’s Office, either in person or by mail. Payments can also be made online through the county’s official website, which offers a secure payment portal for property tax, vehicle registration, and other local taxes.
Source: Lake County Treasurer’s Office – Payment Locations

Comparison to State and National Taxes

Montana has relatively lower income taxes compared to the national average. However, Montana’s state sales tax is non-existent, which sets it apart from many other states. The state property tax rate is slightly lower than the national average, though local taxes in Lake County may result in higher effective rates. When considering the overall tax burden, Montana is on the lower end compared to other U.S. states, particularly those with high sales taxes or income taxes.
Source: Tax Foundation – State Income Tax Rates (2023)

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Is Lake County, Montana a Good Place to Live for Singles?

Is Lake County, Montana a Good Place to Live for Singles?

Lake County, Montana offers a range of opportunities for singles seeking a balanced lifestyle between outdoor adventure and community connection. The county, with its beautiful lakes, rural charm, and access to national parks, is an appealing destination for those who enjoy outdoor activities and a slower pace of life. However, the area is also known for its small-town atmosphere, which may not offer the same density of nightlife or large social scenes as urban areas. Below are key factors that singles might consider when evaluating Lake County as a place to live.

Events and Activities

Lake County is home to various outdoor and community activities, making it an appealing location for singles who enjoy nature and smaller, close-knit events. Key events include the Polson Chamber of Commerce events, which feature community festivals, farmers’ markets, and local arts exhibitions. Additionally, activities like hiking, boating on Flathead Lake, and attending live music events at the Lake County Theater provide ample opportunities to meet like-minded individuals. However, compared to larger cities, nightlife and social events may be less frequent, which can be both a positive or a negative depending on one’s preferences.

Gyms

Staying fit is important to many singles, and Lake County offers several options for fitness centers. You can find gyms such as Polson’s Fitness Center or the Flathead Lake Fitness, both of which provide a variety of workout options, from traditional weight lifting to group fitness classes. These venues cater to residents looking for fitness opportunities and a chance to meet others interested in staying active.

Housing

The housing market in Lake County is relatively affordable compared to urban areas, but single renters may find fewer rental properties than in more populous regions. According to Zillow, the average rent for a one-bedroom apartment in the county is around $850 to $1,200 per month, depending on location and amenities. While rental options may be more limited than in metropolitan areas, the affordability and scenic beauty make it an appealing choice for those looking to enjoy a more tranquil lifestyle while still having easy access to outdoor activities. However, if you seek proximity to a wider range of rental options and urban amenities, you might need to expand your search to nearby towns in the region.

Percentage of Single Residents

In Lake County, Montana, approximately 29% of the population is unmarried, according to the most recent data from the U.S. Census Bureau. This figure is slightly below the national average of 31% of the U.S. population being unmarried, but it reflects a community where a significant portion of residents may be single or live alone. Lake County is not known for being a particularly high-density area for singles, but with the proportion of unmarried residents being relatively close to national trends, it could be a good fit for those who prefer a more rural, tight-knit environment.

Comparison of Single Statistics

Comparing Lake County’s statistics to state and national averages reveals some key insights. In Montana, the percentage of single residents is approximately 30%, slightly higher than Lake County’s percentage of 29%. Nationally, about 31% of people are unmarried. Therefore, Lake County’s single resident percentage is relatively consistent with the state and country averages, offering a balanced environment for singles who seek more quiet and nature-focused living while still having access to opportunities for socializing and recreation.

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Is Lake County, Montana Good for Families?

Is Lake County, Montana Good for Families?

Lake County, Montana, offers an appealing environment for families, with its beautiful natural surroundings, relatively low crime rates, and affordable housing options. The area is known for its excellent outdoor recreational activities, such as hiking, fishing, and boating, making it perfect for families that enjoy an active lifestyle. The crime rate in the region is lower than many urban areas, and the cost of housing is generally more affordable compared to other parts of Montana and the U.S. While employment opportunities may be somewhat limited, the area’s proximity to larger cities like Missoula provides access to additional job markets. Below, we will explore specific factors that families consider when moving to Lake County, including local activities, dining options, housing, and community demographics.

Parks and Family Activities

Lake County is home to a variety of parks and family-friendly activities that make it a great place for kids and parents alike. The Flathead Lake State Park is a top destination for families, offering stunning views of the lake, picnic areas, and opportunities for boating, fishing, and hiking. Additionally, the Lake County Parks website offers information on various local parks where families can enjoy outdoor activities such as walking trails, playgrounds, and summer events. The area also offers family events such as local festivals, farmers’ markets, and community gatherings hosted by organizations like the Polson Chamber of Commerce.

Restaurants

Lake County has a variety of family-friendly dining options for residents and visitors. For those craving Italian cuisine, the area offers several local Italian restaurants. Use this Bing Maps search to explore nearby Italian restaurants in the Polson area. For Mexican food lovers, the Bing Maps search for Mexican restaurants offers some great local options. If BBQ is what you’re after, this link will show you popular BBQ spots in the area. For classic American fare, you can explore this map search for American restaurants in Polson, including family diners and more upscale options.

Housing

The housing market in Lake County offers a range of affordable homes for families. The median home price in the area is generally lower than the state and national averages, making it a relatively affordable place to purchase a home. Families looking to buy can find a range of homes from charming cottages to larger family homes, often with scenic views of Flathead Lake or the surrounding mountains. For more detailed listings, explore the Zillow real estate listings for Lake County, MT, which include both homes for sale and other useful market data.

Percentage of Family Residents

Lake County has a significant proportion of married couples and families, with approximately 55% of households being married couples, according to the latest U.S. Census data available on Census.gov. This is in line with Montana’s state average of 56%, indicating that Lake County has a relatively family-oriented population compared to other areas. The area’s tight-knit, rural communities foster strong family connections, and many local organizations and businesses cater to families with children. Families will also find support in the local school system, which is part of what makes the county a good choice for raising children.

Comparison of Family Statistics

When comparing the percentage of family residents in Lake County with the state and national averages, the area’s family-oriented makeup is similar to that of Montana. Nationally, about 58% of households consist of married couples, which is slightly higher than the 55% in Lake County. However, the proportion of married couples in Lake County is consistent with Montana’s average, indicating that the county is a solid option for families looking for a stable, rural environment to raise children.

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How are the schools in Lake County, Montana?

Schools in Lake County, Montana

Lake County, Montana offers a range of educational institutions catering to students from Pre-K through high school. The area includes a mix of public and private schools, with funding primarily provided through property taxes and state allocations. The local schools typically perform at or near the state averages in terms of standardized test scores, and school funding is adequate, although like many rural areas, funding per student can be lower than in urban districts. Below is an overview of the key schools across various grade levels within Lake County, including both elementary and secondary education.

Pre-K Schools

Lake County is home to several Pre-K programs designed to prepare young children for kindergarten. These programs focus on early childhood development, with an emphasis on social, emotional, and cognitive skills. One of the most prominent is the Polson School District Preschool, which offers early childhood education and prepares students for elementary school. Other local schools may also have their own early childhood education programs, though Pre-K options are limited compared to more urban areas.

Kindergarten Schools

In Lake County, children typically start kindergarten at age 5. The Polson School District provides full-day kindergarten classes, and similar offerings can be found in other districts across the county. The school district has an overall solid reputation for kindergarten education, focusing on foundational literacy and numeracy skills. Kindergarten teachers are highly trained, and the schools offer a nurturing environment for young learners.

Elementary Schools

Lake County has several elementary schools that serve grades K-5, including both public and private options. Among the notable public schools is Polson Elementary School, which serves a large portion of the population in Polson. The school has received positive reviews for its educational programs, with a strong focus on both academics and student development. Another key elementary school in the area is Charlo Elementary School, located in Charlo, which also offers a supportive learning environment. Both schools emphasize creating a safe and engaging learning space for younger students.

Middle Schools

For middle school education (grades 6-8), Lake County offers several good options. The Polson Middle School is one of the largest middle schools in the county, serving the Polson area. It offers a variety of academic and extracurricular activities to support students’ academic growth and personal development. In addition, Charlo Middle School provides a smaller, more intimate setting for middle school students, focusing on preparing students for high school while encouraging hands-on learning opportunities.

High Schools

Lake County is served by a few high schools, each offering unique programs and opportunities for students. The Polson High School is the largest in the county, serving grades 9-12 and providing a variety of college-preparatory and career-oriented programs. The school has an excellent reputation for its extracurricular programs, including athletics, arts, and advanced academic offerings. The Charlo High School is a smaller school that also focuses on providing a well-rounded education, with strong ties to the local community. Both schools offer a range of Advanced Placement (AP) courses, as well as technical education opportunities for students interested in vocational paths.

Colleges & Universities

While Lake County itself doesn’t have its own university, the nearby city of Missoula, about an hour’s drive away, is home to the University of Montana, one of the state’s largest universities, offering a wide range of undergraduate and graduate programs. Many Lake County residents choose to attend the University of Montana due to its proximity and strong academic reputation. There are also community colleges in nearby towns, such as Missoula College, which provides a variety of associate degrees and vocational training programs.

Churches in Lake County, Montana

Churches in Lake County, Montana

Conclusion: Why you should consider moving to Lake County, Montana

Conclusion: Why Move to Lake County, Montana?

Lake County, Montana, offers a unique blend of natural beauty, a welcoming community, and a high quality of life that makes it an ideal destination for those seeking a change of pace. Whether you’re drawn to the stunning landscapes around Flathead Lake, the close-knit communities, or the peaceful, slower way of life, Lake County provides a refreshing escape from the hustle and bustle of urban living.

From affordable housing options to excellent outdoor recreational opportunities, Lake County is perfect for those who value both comfort and adventure. With low crime rates, good schools, and a variety of activities for families, retirees, and singles alike, this is a place where you can truly enjoy life at your own pace. The area’s strong sense of community, along with access to essential amenities and services, makes it a great choice for anyone looking to put down roots in Montana.

If you’re ready to embrace a slower, more fulfilling lifestyle while still being within reach of modern conveniences and incredible nature, Lake County is waiting for you. It’s a place where you can feel at home—no matter where you are in life—and create the future you’ve always wanted.