Living in and Moving to Lake Elmo, Minnesota

Cost to Move to Lake Elmo, Minnesota

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Cost of living in Lake Elmo, Minnesota

Housing Costs

The median home price in Lake Elmo, Minnesota, as of 2024, is approximately $485,000, which is higher than the national median but aligns with the surrounding suburbs of the Twin Cities area. For renters, the average cost for a two-bedroom apartment is around $1,600 per month. Lake Elmo’s housing market is driven by a combination of newer suburban developments and more established homes, with prices varying based on property size and location. A significant percentage of homes are single-family, offering larger lot sizes compared to urban areas. Homeowners can expect property taxes to average around 1.2% of the home’s assessed value annually, slightly below the statewide average for Minnesota.

Zillow – Lake Elmo Home Values

Utilities

The average monthly cost for utilities (electricity, heating, water, garbage) in Lake Elmo for a 915 square foot apartment is approximately $180. This amount can vary depending on the size of the home and the time of year, with heating costs potentially spiking in the colder months. Internet services are available at an average cost of $60 to $100 per month for speeds sufficient for typical family use. Providers like Comcast and CenturyLink are prevalent in the area, offering a range of plans and speeds.

Numbeo – Cost of Living in Lake Elmo

Groceries/Food

The average cost of groceries for a family of four in Lake Elmo is approximately $800 to $1,000 per month. This includes staples like bread, milk, eggs, and meat, as well as occasional non-perishable items. Prices are in line with the national average for Minnesota, but the closer proximity to St. Paul means that residents have access to larger grocery stores and specialty shops. For instance, a gallon of milk costs around $3.50, and a loaf of bread averages $2.50. Dining out typically ranges from $12 to $25 per person at mid-range restaurants.

Minnesota Goes – Cost of Living in Minnesota

Transportation

Lake Elmo is located about 20 miles from downtown St. Paul, making commuting a significant part of transportation costs for residents. The average cost of owning a vehicle, including insurance, gas, and maintenance, is around $8,000 per year. Gas prices in the area as of 2024 hover around $3.50 per gallon. For those relying on public transportation, the METRO Transit offers bus routes that connect Lake Elmo to the broader metropolitan area, though public transit options within Lake Elmo itself are limited. A monthly METRO Transit pass costs around $85.

METRO Transit – Public Transportation Costs

Healthcare

The average healthcare cost for a family of four in the Lake Elmo area is approximately $1,200 per month, including premiums, out-of-pocket expenses, and prescription medications. This is slightly above the national average for healthcare, driven by the higher costs of insurance premiums and medical services in the Twin Cities metro area. Health insurance premiums can vary widely depending on the chosen plan, with the average monthly premium for a Silver plan on the MNsure health insurance exchange around $500 for an individual. Local hospitals like Lakeview Hospital provide various medical services, but specialized care may require travel to St. Paul or Minneapolis.

MNsure – Health Insurance Premiums

Childcare and Education

For families with young children, childcare costs in Lake Elmo can range from $800 to $1,500 per month, depending on the age of the child and the type of care. Public schools in Lake Elmo are part of the Stillwater Area School District, which is known for its strong academic performance and quality extracurricular activities. Public school funding and per-pupil spending are above the Minnesota state average. Private schooling options are available as well, with costs ranging from $5,000 to $15,000 per year. Families can expect average daycare costs in nearby suburban areas to follow similar trends.

Stillwater Area Schools – School District Info

Taxes

Minnesota has a progressive income tax system, with rates for individuals ranging from 5.35% to 9.85%. For property taxes, Lake Elmo’s average effective property tax rate is about 1.2%, slightly below the state average. Sales tax in Lake Elmo is set at 7.625%, which includes a state base rate of 6.875% and a local county tax of 0.75%. This is relatively standard for the Minneapolis-St. Paul metro area.

Minnesota Department of Revenue – Property Tax

Insurance

Homeowner’s insurance in Lake Elmo typically costs around $1,200 to $1,500 per year for a standard policy, with variations based on the size and value of the home. Auto insurance costs for a typical driver in Lake Elmo average about $1,100 to $1,300 per year. These rates are slightly above the national average but are relatively consistent with other suburban areas in the Twin Cities metro region.

ValuePenguin – Minnesota Home Insurance Rates

Recreation and Entertainment

Residents of Lake Elmo enjoy a wide range of recreational activities, with many options provided by the Lake Elmo Park Reserve. The annual membership for the park system is around $35 per year, with additional fees for certain activities like camping or horseback riding. For those interested in cultural or entertainment activities, nearby St. Paul offers a wide array of options, with movie tickets averaging $13 per person and fitness center memberships ranging from $30 to $75 per month. The cost of attending local events and festivals can range from free to $20 per person.

Washington County – Lake Elmo Park Reserve

Clothing

The average cost of clothing in Lake Elmo is in line with regional and national trends, with basic clothing items such as jeans costing between $40 and $80. Seasonal changes may lead to occasional increases in clothing expenses, especially for winter gear like jackets, boots, and snow gear, which can cost anywhere from $100 to $300 depending on the brand. Shopping in the Twin Cities metro provides access to a variety of retailers, both affordable and high-end, further expanding options for residents.

Numbeo – Cost of Clothing in Lake Elmo

Personal Care

The average cost for personal care items, such as shampoo, soap, and toothpaste, in Lake Elmo is similar to national averages. For instance, a haircut for an adult at a local salon can cost between $25 and $50, depending on the salon’s location and reputation. Other personal care services like dental check-ups range from $100 to $200, while visits to a local spa for a massage can cost $70 to $150. Personal care products like deodorants and lotions typically range from $3 to $10 per item at local grocery stores or pharmacies.

Numbeo – Personal Care Costs in Lake Elmo

Miscellaneous Expenses

Other miscellaneous expenses in Lake Elmo, such as entertainment subscriptions (e.g., Netflix, Spotify), cost around $20 to $40 per month. Pet owners can expect to pay approximately $50 to $100 per month for pet care, including food, grooming, and vet visits. Overall, the cost of living in Lake Elmo is slightly higher than the national average but comparable to other suburban communities in the Minneapolis-St. Paul metro area.

Numbeo – Miscellaneous Costs in Lake Elmo

Is Lake Elmo, Minnesota a safe place to live – Crime Rates?

Crime Rate

Lake Elmo, Minnesota, is considered a very safe community with lower-than-average crime rates. As of 2023, the overall crime rate in Lake Elmo is significantly lower than both the Minnesota state average and the national average. According to data from the Neighborhood Scout, Lake Elmo’s crime index is rated at 13 (on a scale where 100 is the safest). This indicates a much lower crime rate compared to other cities in Minnesota, making it an attractive choice for families seeking a peaceful environment. The violent crime rate is exceptionally low, and property crimes, while slightly higher than violent crimes, are still well below national averages.

Violent Crime Rate

The violent crime rate in Lake Elmo is remarkably low. As of 2023, there have been only a few reported violent crimes in the city, with an incidence rate much lower than the Minnesota state average. The violent crime rate in Lake Elmo is approximately 0.3 incidents per 1,000 residents, which is significantly below the state and national averages for cities of comparable size. The safety of residents is further emphasized by the close-knit nature of the community, where neighbors often look out for each other. This makes Lake Elmo an ideal location for individuals or families who prioritize personal safety.

Neighborhood Scout – Lake Elmo Crime Data

Property Crime Rate

Lake Elmo experiences a relatively low property crime rate, making it a desirable place to live for those seeking security. In 2023, property crime rates in Lake Elmo were recorded at about 8.5 incidents per 1,000 residents, which is much lower than both the state and national averages. This includes burglaries, larceny-thefts, and motor vehicle thefts, all of which are less frequent in Lake Elmo compared to many other suburban or urban areas. The community’s lower crime rate can be attributed to active neighborhood surveillance and community involvement, as well as the city’s relatively low population density.

Neighborhood Scout – Lake Elmo Crime Data

Police Presence

Lake Elmo benefits from a strong police presence that actively ensures the safety and security of its residents. The Lake Elmo Police Department, along with the Washington County Sheriff’s Office, works collaboratively to monitor and prevent crime. With a small town feel, the police force is very community-oriented, providing regular patrols and engaging in programs to build trust with residents. The presence of the police is reassuring for many, contributing to the city’s low crime rate. The department is well-equipped to handle the safety needs of the population, which currently stands at just under 15,000 people.

Lake Elmo Police Department – Information

Neighborhood Watch Programs

Lake Elmo has several active neighborhood watch programs that further contribute to its safety. These programs are organized by local residents and supported by the Lake Elmo Police Department. Neighborhood watch groups work closely with law enforcement to identify and prevent crime, creating a proactive approach to safety within the community. Residents in these programs are trained to observe and report suspicious activity, which has led to a decrease in crime. The city’s commitment to neighborhood safety is reflected in the continued success of these volunteer-driven initiatives.

Washington County – Neighborhood Watch Program

Safety Rankings

Lake Elmo is frequently ranked as one of the safest places to live in Minnesota. As of 2024, it ranks in the top 10 safest cities in the state according to data from SafeHome.org. The city’s low crime rate, active community involvement, and commitment to maintaining public safety all contribute to its top ranking. Lake Elmo’s safety is particularly appealing to families and retirees who are looking for a secure environment in which to live and raise children.

Trend Data

Over the past several years, crime rates in Lake Elmo have consistently decreased, reflecting the effectiveness of community policing and local safety initiatives. Data from the City-Data website shows a steady downward trend in both violent and property crime rates. This trend suggests that Lake Elmo’s crime prevention strategies are working and that the community remains a desirable and secure place to live. The city’s growth in population has not led to a rise in crime, which further reinforces the perception of safety within the city.

School Safety

Lake Elmo’s public schools are considered safe and well-maintained, with low instances of violence or safety concerns. According to recent reports, the Stillwater Area School District, which includes Lake Elmo, has a school safety index that ranks above average in terms of bullying prevention and emergency preparedness. The district’s schools have implemented various programs to ensure the safety of students, including anti-bullying initiatives and active shooter drills. Parents can feel secure knowing that their children are being educated in an environment with a strong focus on their well-being and safety.

Stillwater Area Schools – School Safety

What are the demographics of Lake Elmo, Minnesota?

White

As of the most recent 2020 Census data, Lake Elmo has a predominantly White population, with approximately 94.4% of residents identifying as White. This reflects the general demographic trends of suburban areas in the Twin Cities region, where White residents make up the majority of the population. The high percentage of White residents contributes to the overall character of the community, which maintains a suburban feel with a focus on family-friendly living and outdoor recreational activities.

United States Census Bureau – Lake Elmo Demographics

Black or African American

The Black or African American population in Lake Elmo is relatively small, accounting for about 1.4% of the total population as of the 2020 Census. While the percentage of Black residents in Lake Elmo is lower compared to the national average, the broader Minneapolis-St. Paul metro area offers diverse cultural communities and resources for African American residents. The percentage is representative of the suburban makeup of Lake Elmo, which has seen gradual diversification in recent years.

United States Census Bureau – Lake Elmo Demographics

Hispanic or Latino

Hispanic or Latino individuals make up approximately 2.4% of the population of Lake Elmo as of 2020. This percentage reflects the growing Latino presence in the surrounding Twin Cities metro area, though the proportion in Lake Elmo remains relatively small. The area offers access to cultural resources and communities in nearby cities like St. Paul, where the Latino population is more concentrated. This demographic shift is part of a broader trend seen across the state as more diverse groups are drawn to suburban areas due to employment opportunities and housing options.

United States Census Bureau – Lake Elmo Demographics

Two or More Races

The population identifying as Two or More Races in Lake Elmo is approximately 1.2%. This demographic has been growing in suburban areas like Lake Elmo, as more residents identify with multiple racial backgrounds. The presence of multiracial individuals reflects broader national trends of increased racial diversity, where individuals increasingly identify with more than one ethnic or racial category. This trend may continue to grow as the area becomes more diverse over time.

United States Census Bureau – Lake Elmo Demographics

Asian

The Asian population in Lake Elmo is approximately 1.4% of the total population, based on the 2020 Census data. While the percentage of Asian residents is lower in Lake Elmo compared to other parts of the Minneapolis-St. Paul area, it still reflects a growing presence of Asian communities in suburban locales. The Twin Cities metro area has a larger concentration of Asian residents, and many Asian Americans living in Lake Elmo may work or engage in activities within the broader metro region.

United States Census Bureau – Lake Elmo Demographics

Native American

The Native American population in Lake Elmo is very small, with fewer than 0.1% of residents identifying as Native American as per the 2020 Census data. While Lake Elmo does not have a significant Native American population, Minnesota as a whole is home to several Native American tribes, and many residents may engage with the nearby Native communities in the larger Twin Cities region for cultural and community activities.

United States Census Bureau – Lake Elmo Demographics

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Lake Elmo is negligible, comprising less than 0.1% of the total population based on the most recent data from the 2020 Census. While the population is small, Minnesota is home to several immigrant communities, and the broader Twin Cities metro area provides cultural support and resources for Pacific Islanders. However, Lake Elmo itself does not have a significant representation of this demographic.

United States Census Bureau – Lake Elmo Demographics

Sources

• United States Census Bureau – Lake Elmo Demographics

Lake Elmo, Minnesota Population by Age and Gender

The total population of Lake Elmo, Minnesota is approximately 14,775 as of the 2020 Census. This suburban community, located in Washington County, is experiencing steady growth, driven by its proximity to the Twin Cities and its appeal as a family-friendly area. Below is a breakdown of the demographic data, focusing on the most recent figures available.

Total Population by Gender

The population of Lake Elmo is fairly evenly split between males and females. As of the 2020 Census, approximately 48.8% of residents are male, and 51.2% are female. This reflects a common gender distribution seen in many suburban areas of Minnesota. While the gender ratio is close to 1:1, there are slightly more women than men in the population, which is typical in many American communities due to differences in life expectancy and demographic patterns.

United States Census Bureau – Lake Elmo Demographics

Age Distribution

Lake Elmo’s age distribution shows a balanced mix of age groups, which makes it an appealing location for both young families and retirees. The largest group by age is those between 35 and 44 years old, making up around 16% of the population. The median age in Lake Elmo is 38.4 years, which reflects the city’s family-oriented nature and suburban characteristics. The city’s population is generally spread across all age groups, with notable populations in the 25-34 age range and 45-54 age range as well. There is a smaller portion of residents under 18 years, but they still constitute a significant portion of the community, accounting for approximately 25% of the population.

United States Census Bureau – Lake Elmo Demographics

Median Age

The median age in Lake Elmo is 38.4 years, which is slightly older than the national median age of 38. This figure suggests that the city has a population of well-established families, with a mix of parents raising children and an increasing number of middle-aged residents. The median age in suburban communities like Lake Elmo typically reflects the presence of family homes, mature communities, and long-term residents.

United States Census Bureau – Lake Elmo Demographics

Sex Ratio

The sex ratio in Lake Elmo is relatively balanced. For every 100 females, there are approximately 95.2 males, which is common in most communities. This ratio is typical of the broader demographic trends across Minnesota, where women generally have a slightly higher life expectancy and tend to outnumber men in older age groups.

United States Census Bureau – Lake Elmo Demographics

Marital Status by Age and Gender

In Lake Elmo, marital status data shows that the majority of adults over the age of 25 are married. Approximately 68% of residents in this age group are married, with a smaller portion either never married, divorced, or widowed. The majority of married couples are in the 35-44 and 45-54 age ranges. For those aged 25-34, around 15% of people are married, while 55% are single. This age group is also the most likely to be in the early stages of family building.

United States Census Bureau – Lake Elmo Demographics

Sources

• United States Census Bureau – Lake Elmo Demographics

Lake Elmo, Minnesota Zip Codes

Lake Elmo, Minnesota, primarily has the following ZIP codes:

• 55042

This ZIP code covers the majority of the Lake Elmo, Minnesota area.

What is the history of Lake Elmo, Minnesota?

Lake Elmo, Minnesota, has a rich history that dates back to the mid-19th century. Originally inhabited by Native American tribes, the land that would eventually become Lake Elmo was part of the traditional territory of the Dakota people. After European settlers began arriving in the region, the land was gradually developed for agriculture, and the area saw increased settlement. The land that would become Lake Elmo was primarily known for its fertile soil, and it became home to a mix of European immigrants who established farms and small homesteads.

The official settlement of Lake Elmo began in 1859, when it was formally recognized as a township in Washington County. The name “Lake Elmo” was chosen in part because of the prominent body of water in the area, Elmo Lake, which was central to the community’s development and was initially a key part of its economic and recreational life. In the late 19th and early 20th centuries, the area continued to grow slowly, with farming being the dominant industry. By the early 1900s, the township had established a small, tight-knit community focused around agriculture and rural life.

In the 1950s and 1960s, Lake Elmo began to experience significant growth, driven in part by its proximity to the expanding Twin Cities metropolitan area. The development of transportation infrastructure, including better roads and highways, allowed people to commute to St. Paul and Minneapolis, leading to a residential boom in the area. Many people moved to Lake Elmo looking for a more rural lifestyle while still having easy access to urban amenities. By the 1970s, the township had grown substantially, and with that growth came the development of schools, churches, and local businesses that would form the foundation of the modern city.

Lake Elmo was officially incorporated as a city in 2000, following years of population growth and expansion. The decision to incorporate allowed the city to better manage its development, infrastructure, and services as the population continued to increase. Over the last two decades, Lake Elmo has become a popular suburban community known for its family-friendly environment, excellent parks, and recreational opportunities. While the city has grown, it has worked to maintain its rural character and connection to the natural surroundings that attracted early settlers to the area.

Today, Lake Elmo is a vibrant, growing city that still retains much of its historical charm. The city has worked hard to preserve its natural areas, such as the Lake Elmo Park Reserve, while continuing to develop and grow as a suburban community. Lake Elmo’s history, from its early days as a Native American territory to its current status as a modern suburban city, reflects the broader changes that have shaped the Twin Cities metro area over the past century and a half.

Sources

• Lake Elmo City History
• Washington County Historical Overview

Lake Elmo, Minnesota Weather

Average Temperature (by Month)

The average temperature in Lake Elmo, Minnesota varies significantly throughout the year, with distinct seasonal changes. Here are the monthly average temperatures:

• January: High 22°F, Low 5°F
• February: High 25°F, Low 7°F
• March: High 36°F, Low 18°F
• April: High 50°F, Low 31°F
• May: High 63°F, Low 43°F
• June: High 74°F, Low 54°F
• July: High 79°F, Low 60°F
• August: High 77°F, Low 58°F
• September: High 67°F, Low 48°F
• October: High 54°F, Low 34°F
• November: High 36°F, Low 21°F
• December: High 24°F, Low 8°F

These temperatures are typical of the Upper Midwest, where Lake Elmo experiences cold winters and warm summers, with temperatures reaching over 80°F during the peak summer months.

The Weather Channel – Lake Elmo Monthly Averages

Precipitation (Rain) Patterns

Lake Elmo experiences a moderate amount of precipitation, with an annual average of approximately 31 inches of rain. The wettest months tend to be in late spring and summer. Here’s the breakdown by month for rainfall averages:

• April: 2.3 inches
• May: 3.4 inches
• June: 4.3 inches
• July: 4.5 inches
• August: 3.5 inches
• September: 3.0 inches

Winter months generally have lower precipitation levels, with January and February averaging around 0.5 inches each. Snowfall is significant in winter, with an average annual snowfall of about 45 inches, reflecting typical conditions for Minnesota’s colder months.

US Climate Data – Lake Elmo Precipitation

Extreme Weather Events

Lake Elmo, like much of Minnesota, occasionally experiences extreme weather, particularly during the summer and winter months. Severe thunderstorms are common during the summer, bringing heavy rainfall, high winds, and the possibility of hail. The area is also susceptible to tornadoes, with the peak of tornado season occurring between April and June. Winter months bring extreme cold, with temperatures often dipping well below freezing. The region also faces occasional blizzards and snowstorms, which can significantly impact travel and outdoor activities.

National Weather Service – Minnesota Severe Weather

Humidity Levels

Lake Elmo experiences moderate humidity throughout the year. Summer months tend to have higher humidity, especially in July and August, when it can feel warmer than the actual temperature due to the higher moisture content in the air. Humidity levels are usually between 60% and 70% in the summer, but can drop significantly during the winter months, when the air tends to be much drier, averaging around 40%. This seasonal variation in humidity is typical of Minnesota’s continental climate.

US Climate Data – Lake Elmo Humidity

Sunlight

Lake Elmo, located in the northern part of the United States, has a significant variation in daylight hours throughout the year. During summer, particularly in June, the city experiences long days with up to 15.5 hours of daylight. In contrast, during the winter months, especially in December, daylight hours are much shorter, with only about 8.5 hours of sunlight per day. This seasonal variation is typical for northern latitudes, where summer days are long and winter days are short.

Time and Date – Lake Elmo Sunrise and Sunset Times

Wind Patterns

Lake Elmo experiences moderate wind speeds throughout the year, with an average wind speed of about 10-12 mph. Wind speeds tend to increase during the transitional seasons of spring and fall. Summer months see lighter winds, which can make the warm temperatures feel more comfortable. In the winter, winds can exacerbate the cold, leading to wind chills that make it feel even colder than the actual temperature. The wind is generally from the northwest during the winter months and from the south or southeast during the summer months.

National Weather Service – Wind Patterns

Comparison to State and National Averages

When comparing Lake Elmo’s weather to Minnesota’s averages, it is representative of the state’s climate. Minnesota is known for its cold winters, with Lake Elmo receiving an average of 45 inches of snow annually, which is typical for the state. The state also experiences a higher number of extreme weather events such as thunderstorms and tornadoes compared to other regions in the U.S. However, Lake Elmo’s annual rainfall of 31 inches is slightly below the national average of 38 inches of rainfall per year.

US Climate Data – Minnesota Climate

Sources

• The Weather Channel – Lake Elmo Monthly Averages
• US Climate Data – Lake Elmo Precipitation
• National Weather Service – Minnesota Severe Weather
• Time and Date – Lake Elmo Sunrise and Sunset Times
• National Weather Service – Wind Patterns
• US Climate Data – Minnesota Climate

Average Income in Lake Elmo, Minnesota

Average Annual Salary

The average annual salary in Lake Elmo, Minnesota, as of the most recent available data, is approximately $80,000. This figure reflects the general income levels for suburban areas within the Twin Cities metro, where many residents work in professional, technical, and administrative occupations. The higher income can also be attributed to the area’s suburban nature, with many residents commuting to larger urban centers for work while enjoying the benefits of lower living costs and more spacious housing.

ZipRecruiter – Salary Data

Median Salary Range

The median salary range for residents in Lake Elmo is approximately $70,000 to $90,000 annually, based on data from the U.S. Census Bureau. This range reflects a middle-income status for households in the area, with a variety of professional jobs available. The income range can vary depending on the number of household earners and the specific industry in which the residents are employed.

United States Census Bureau – Lake Elmo Income Data

Most Popular Jobs/Careers

Common jobs in Lake Elmo, as seen in surrounding suburbs of the Minneapolis-St. Paul metro area, include roles in education, healthcare, professional services, and retail. Many of the popular careers include teachers, nurses, retail managers, engineers, and office administrators. Given Lake Elmo’s proximity to the Twin Cities, some residents commute to higher-paying jobs in sectors such as technology, law, and finance.

U.S. Bureau of Labor Statistics – Minnesota Employment and Wages

Income Comparison: Lake Elmo vs. Minnesota vs. National Average

When comparing Lake Elmo’s income levels to the rest of Minnesota, the area has a relatively higher average income. The average household income in Minnesota is around $75,000, so Lake Elmo’s average annual salary is above this state figure. On a national level, the U.S. median household income is approximately $70,000, which means Lake Elmo residents tend to earn more than the national average as well. This higher income level is consistent with Lake Elmo’s suburban setting and its appeal to professionals working in the larger metropolitan area.

United States Census Bureau – Minnesota Income Statistics

Sources

• ZipRecruiter – Salary Data
• United States Census Bureau – Lake Elmo Income Data
• U.S. Bureau of Labor Statistics – Minnesota Employment and Wages
• United States Census Bureau – Minnesota Income Statistics

Taxes in Lake Elmo, Minnesota

Property Taxes

Property taxes in Lake Elmo are assessed based on the estimated value of the property, with the city’s average effective property tax rate standing at 1.2%. This is slightly below the Minnesota state average, which is around 1.1%, making Lake Elmo’s property tax rate relatively reasonable compared to the rest of the state. The property tax rate can vary depending on the property’s location and value, as well as the specific district in which the property resides. Property owners in Lake Elmo can expect to receive their property tax bills in the spring and fall, with the taxes due in two installments each year.

Washington County Property Tax Information

Sales Taxes

Lake Elmo follows the Minnesota state sales tax rate of 6.875%. Additionally, there is a 0.75% local sales tax imposed by Washington County, bringing the total sales tax rate in Lake Elmo to 7.625%. This is in line with the sales tax rates in many other suburban communities in the Twin Cities metro area. The sales tax applies to most goods and services, with some exceptions like food and prescription medications, which are exempt from state sales tax but may still be subject to local taxes.

Minnesota Department of Revenue – Sales Tax

Income Taxes

Lake Elmo residents are subject to Minnesota’s state income tax rates, which are progressive and range from 5.35% to 9.85% based on income levels. The rate starts at 5.35% for individuals earning up to $27,230 per year (for single filers), and increases progressively based on income. For residents earning more than $166,040 (single filers), the rate reaches the top tax bracket of 9.85%. In addition to state income tax, residents are also subject to federal income tax, with rates ranging from 10% to 37%, depending on their income level.

Minnesota Department of Revenue – Income Tax Rates

Utility Taxes

Utility taxes in Lake Elmo are generally consistent with those of other suburban communities in Minnesota. While there is no specific “utility tax,” residents pay for services such as water, sewer, and garbage collection, which are billed through the city or private companies. These utility fees are separate from property taxes and vary depending on the amount of service used. Residents can expect these charges to be added to their monthly utility bills, which can be paid directly to the service providers.

Lake Elmo Utility Information

Hotel Occupancy Tax

Lake Elmo does not impose a hotel occupancy tax, as the area does not have a large number of hotels. However, for travelers staying in nearby areas like St. Paul or Minneapolis, the state of Minnesota does impose a lodging tax of 6.875%. This tax is applicable to most hotels, motels, and similar accommodations.

Minnesota Department of Revenue – Occupancy Tax

Comparison of Taxes: Lake Elmo vs. Minnesota vs. National Averages

When compared to Minnesota’s state averages, Lake Elmo’s taxes are quite typical for the region. The state income tax rate is higher than the national average, where many states have no income tax or lower rates. Similarly, Minnesota’s sales tax rate (including local taxes) of 7.625% is slightly above the national average of 6.0%. Property tax rates in Lake Elmo are also in line with the national average, though slightly lower than the state average, making it an attractive option for homeowners seeking a balance of taxes and suburban living.

Minnesota Department of Revenue – Property Tax

Sources

• Washington County Property Tax Information
• Minnesota Department of Revenue – Sales Tax
• Minnesota Department of Revenue – Income Tax Rates
• Lake Elmo Utility Information
• Minnesota Department of Revenue – Occupancy Tax

Is Lake Elmo, Minnesota a Good Place to Live for Singles?

Events and Activities

Lake Elmo, Minnesota, offers a range of community events and activities that are perfect for singles looking to engage and meet others. Key local events include outdoor concerts at the Lake Elmo Park Reserve, farmers’ markets, and seasonal festivals. In addition, the city hosts social gatherings like the Lake Elmo Run, 5k runs, and annual town celebrations, which are often popular among singles. The nearby St. Paul and Minneapolis metro areas provide even more options for concerts, theater performances, and nightlife, making it easy for singles to enjoy a range of activities nearby.

Lake Elmo City Events

Gyms

For singles who prioritize fitness, Lake Elmo offers several gym and fitness center options. The nearby area has multiple gyms, ranging from family-friendly options to more intense fitness-focused facilities. Some local spots include the Anytime Fitness Lake Elmo, which offers flexible hours and a variety of workout equipment, as well as fitness classes and personal training. Whether you’re into casual gym visits or more intense fitness regimens, Lake Elmo provides multiple venues to stay active.

Yahoo Search for Gyms in Lake Elmo, MN

Housing

Lake Elmo offers a variety of housing options for singles, with a range of rental properties available. Renters can find apartments, townhomes, and single-family homes in a peaceful suburban setting. The average cost for a two-bedroom rental in Lake Elmo is around $1,600 per month. For those looking to live alone, one-bedroom apartments are available at competitive rates, and some newer developments cater to young professionals and singles looking for modern amenities. Many properties offer easy access to the Twin Cities metro, which provides further options for employment and socializing.

Zillow – Lake Elmo Rentals

Percentage of Single Residents

Approximately 32% of Lake Elmo’s population is single, based on recent data from the U.S. Census Bureau. This percentage reflects a significant portion of the population that includes young professionals, divorced individuals, and those who have never been married. The city’s blend of suburban tranquility and proximity to St. Paul and Minneapolis provides singles with a variety of social, recreational, and professional opportunities. This rate is somewhat consistent with the state average of about 33% for singles but lower than the national average of around 50% of single residents.

United States Census Bureau – Lake Elmo Demographics

Comparison of Single Residents: Lake Elmo vs. Minnesota vs. National Averages

Lake Elmo’s percentage of single residents is slightly lower than the national average of 50%, which is common in suburban areas where family-oriented living often dominates. In comparison, Minnesota as a whole has about 33% of its population living single, which is close to Lake Elmo’s figure. The percentage of single individuals in the city indicates that while there are opportunities for singles to meet and socialize, the community also retains a significant number of families and married couples, providing a balanced environment for those looking to live in a suburban area with access to urban activities.

United States Census Bureau – Minnesota Demographics

Is Lake Elmo, Minnesota Good for Families?

Lake Elmo, Minnesota, is an excellent place for families, offering a mix of suburban tranquility and easy access to the vibrant Twin Cities area. The city boasts low crime rates, making it a safe choice for raising children. With cold winters and warm, pleasant summers, the weather is typical for the Upper Midwest, providing ample opportunities for outdoor activities. Housing costs in Lake Elmo are relatively moderate for a suburban community, with an average home price of around $485,000. Employment opportunities are robust, particularly for professionals in nearby cities like St. Paul and Minneapolis. The area’s excellent schools, parks, and family-oriented atmosphere make it an ideal location for families to settle down.

Parks and Family Activities

Lake Elmo is home to the Lake Elmo Park Reserve, a massive outdoor space that spans over 2,000 acres and offers a variety of activities for families. Residents enjoy hiking, biking, and picnicking, along with opportunities for fishing and horseback riding. The park also features camping sites and a large swimming pond. For those interested in more structured activities, the park hosts seasonal events and recreational programs that appeal to families. Additionally, there are smaller parks within the city that offer playgrounds and open spaces for children to play. Families can easily find a blend of outdoor recreation and community events to engage in.

Lake Elmo Park Reserve – Community Activities

Restaurants

Lake Elmo has several dining options that cater to families looking for a variety of cuisines. For Italian food, families can enjoy local Italian restaurants like those found via this Bing Map Search for Italian Restaurants. Mexican restaurants are also popular in the area, offering hearty meals perfect for family dining. Check out this Bing Map Search for Mexican Restaurants. For BBQ enthusiasts, there are a few spots in Lake Elmo offering savory and tender dishes, such as those found through this Bing Map Search for BBQ Restaurants. Additionally, for classic American meals, families can enjoy casual and family-friendly dining at places found via this Bing Map Search for American Restaurants.

Housing

The housing market in Lake Elmo is welcoming for families looking to purchase a home. With a variety of options, from newer homes in family-oriented neighborhoods to larger properties with more space for children to play, Lake Elmo is an attractive place for homeowners. The average home price is about $485,000, with both single-family homes and townhouses available. The community features suburban-style homes with larger yards, making it a comfortable place for families. You can find listings for homes available in Lake Elmo through this Zillow – Lake Elmo Homes for Sale.

Percentage of Family Residents

Lake Elmo is home to a significant portion of family residents, with roughly 68% of households consisting of married couples or families with children. This high percentage highlights the family-friendly nature of the community. The presence of quality schools, parks, and recreational opportunities supports this demographic. This percentage is above the Minnesota state average, where approximately 61% of households are family-based, but slightly higher than the national average of around 50%. Families in Lake Elmo benefit from a suburban environment with proximity to metropolitan amenities, making it an ideal setting for raising children.

United States Census Bureau – Lake Elmo Demographics

Comparison of Married Residents: Lake Elmo vs. Minnesota vs. National Averages

Lake Elmo’s percentage of married residents is above both the state and national averages. In Minnesota, about 61% of households are family-based, while the national average is around 50%. In Lake Elmo, the figure stands at 68%, indicating a strong preference for family-oriented living in this suburban community. The city’s amenities, including parks and good schools, make it a particularly appealing choice for married couples and families. This trend aligns with the overall suburban appeal of Lake Elmo, offering a comfortable and supportive environment for raising children.

United States Census Bureau – Minnesota Demographics

How are the schools in Lake Elmo, Minnesota?

Lake Elmo, Minnesota, is served by the Stillwater Area School District, which provides a strong educational foundation for children from preschool through high school. The district is well-funded and offers a wide range of academic programs, extracurricular activities, and support services. With an average student-to-teacher ratio of around 16:1, class sizes are relatively small, allowing for more personalized attention. The district’s funding primarily comes from local property taxes and state funding, and it consistently ranks above the state average in terms of academic performance. Test scores for students in the district are competitive, and the district places a significant emphasis on college preparation. The schools also maintain a strong reputation for offering high-quality sports programs and arts education, making it a well-rounded choice for families in the area.

Pre-K Schools

Lake Elmo has several options for Pre-K education, with programs offered by the Stillwater Area School District as well as private institutions. The district’s Early Childhood Family Education (ECFE) program provides a variety of classes and activities designed to prepare young children for kindergarten. These programs are designed to foster social, emotional, and cognitive development through structured play and learning experiences. The district’s pre-K offerings are well-regarded and include opportunities for both full-time and part-time attendance.

Stillwater Area Schools – Early Childhood Programs

Kindergarten Schools

Kindergarten education in Lake Elmo is provided primarily through the Stillwater Area School District. The district offers full-day kindergarten at several elementary schools, including Oak-Land Junior High and Lake Elmo Elementary. These schools provide a curriculum that balances academic learning with social development, preparing children for their academic journey. The district offers a mix of academic instruction, physical education, and arts programs, giving children a broad base of skills in their early years. Kindergarten classes benefit from a relatively low student-to-teacher ratio, making for an interactive and supportive environment for young learners.

Stillwater Area Schools – Kindergarten Information

Elementary Schools

Lake Elmo Elementary School serves as the primary elementary school in the city. The school offers a strong academic curriculum, with emphasis placed on literacy, math, science, and social studies, in addition to art, music, and physical education. The school also has a gifted and talented program for students who excel beyond the typical grade level. Lake Elmo Elementary is well-funded, with an active Parent Teacher Organization (PTO) that helps support classroom activities and school-wide initiatives. The district’s overall academic performance consistently ranks above state averages, providing a solid foundation for students in their early years.

Lake Elmo Elementary School

Middle Schools

Middle school students in Lake Elmo typically attend Oak-Land Junior High, which serves grades 6 through 8. The school provides a challenging academic program that includes advanced classes in math, language arts, and science, as well as a variety of extracurricular activities. Oak-Land Junior High offers opportunities for students to engage in clubs, sports, and the arts, allowing for a well-rounded education. The school focuses on preparing students for the transition to high school, with an emphasis on building responsibility and independence in a supportive environment.

Oak-Land Junior High School

High Schools

High school students in Lake Elmo attend Stillwater Area High School, located in nearby Stillwater, which serves grades 9 through 12. The school offers a comprehensive academic program, with Advanced Placement (AP) courses, honors classes, and a variety of electives in subjects such as art, music, and business. The school also boasts strong athletic programs, a wide range of clubs, and a focus on college and career readiness. The high school has a high graduation rate and is known for its strong community involvement and preparation for higher education.

Stillwater Area High School

Colleges & Universities

While Lake Elmo itself does not have its own colleges or universities, the proximity to the Twin Cities provides residents with easy access to a wide range of higher education institutions. The University of Minnesota, located in Minneapolis, is the state’s flagship university and offers a broad array of programs for undergraduate and graduate students. Additionally, there are several other colleges in the area, including Hamline University and St. Thomas University, both in St. Paul. These institutions provide excellent opportunities for Lake Elmo students to pursue higher education without needing to travel far from home.

University of Minnesota

Churches in Lake Elmo, Minnesota

• Lake Elmo Presbyterian Church
• St. Michael’s Catholic Church
• Celebration Church

Conclusion: Why you should consider moving to Lake Elmo, Minnesota

Lake Elmo, Minnesota, offers an exceptional quality of life for individuals and families alike. With its blend of suburban charm, strong community spirit, and proximity to the vibrant Twin Cities, it’s an ideal place to put down roots. The city boasts excellent schools, a low crime rate, and ample recreational opportunities, making it a safe and enriching environment for children to grow up in. Whether you’re drawn to the natural beauty of Lake Elmo Park Reserve or the convenience of nearby urban amenities, this location offers the best of both worlds. The housing market is accessible, and with plenty of local events, dining, and activities, Lake Elmo provides an inviting atmosphere for those looking for a peaceful yet connected lifestyle. If you’re seeking a place that combines tranquility with opportunity, Lake Elmo is the perfect destination to call home.