Reasons to Move to Mercer Island, Washington

Mercer Island offers a rare combination of suburban tranquility and proximity to Seattle’s dynamic urban center, making it one of the most sought-after communities in the Pacific Northwest. Located just minutes from downtown Seattle via the I-90 bridge, the island’s Mercer Island, Washington provides easy access to big-city amenities while maintaining its own distinct, relaxed vibe. With top-rated public schools, expansive waterfront parks, and an active, community-oriented lifestyle, Mercer Island is consistently ranked among the best places to live in Washington. Whether you’re a professional looking for a short commute or a family seeking excellent schools and a strong sense of neighborhood, the island has something to offer.

Unlike many suburban areas, Mercer Island maintains a balance of nature and convenience that is unique to its Mercer Island, Washington. You’ll find beautiful waterfront homes with panoramic views of Lake Washington and the Cascade Mountains, as well as spacious lots nestled among mature trees. The island boasts a mix of outdoor recreation options, from hiking and biking trails to water sports on the lake, while its thriving downtown area offers a variety of shops, restaurants, and local events. If you’re considering making Mercer Island your home, you’re looking at a community where convenience, natural beauty, and high quality of life intersect—and there’s a lot more to explore beyond the surface.

Cost to Move to Mercer Island, Washington

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Cost of living in Mercer Island, Washington

Housing Costs

The median home price in Mercer Island as of 2023 is approximately $1.9 million. This is significantly higher than the Seattle metro area’s median home price, which is around $750,000. The cost of renting on Mercer Island is also steep, with the average rent for a one-bedroom apartment hovering around $2,500 per month, while a three-bedroom apartment can cost $4,200 or more. Given the high demand for homes in the area, buyers will often face competitive offers and bidding wars. Additionally, the island’s real estate market sees a higher proportion of luxury homes and waterfront properties, which further drive up the cost of housing. For those looking to purchase, expect to pay around $6,500–$8,000 monthly for a mortgage on a typical home with 20% down.

Source: Redfin, 2023

Utilities

The average monthly cost of utilities for a 915 sq ft apartment on Mercer Island is approximately $180–$250, which includes electricity, heating, cooling, water, garbage, and internet. Electricity rates in Washington are relatively low compared to the national average, with typical monthly costs for a 1,000 sq ft home running between $80 and $150. However, heating costs can rise significantly in winter due to the Pacific Northwest climate, where temperatures can dip below freezing. The cost of high-speed internet ranges between $60–$100 per month, depending on the provider and plan selected.

Source: Numbeo, 2023

Groceries/Food

Groceries in Mercer Island are typically 10-15% more expensive than in Seattle proper, mainly due to the island’s affluent demographic and limited number of stores. A monthly grocery bill for a single person can range from $400 to $600, depending on dietary preferences. A gallon of milk costs around $4.50, a loaf of bread averages $3.50, and fresh produce like apples or tomatoes typically run between $2–$4 per pound. Dining out on Mercer Island can be pricey, with casual dining costing $15–$25 per person, while a meal at a mid-range restaurant averages $35 per person without drinks.

Source: Numbeo, 2023

Transportation

Mercer Island is well-connected by public transportation, but owning a car is still the most common mode of transportation. Gasoline prices in the area average around $4.50 per gallon as of 2023. Car insurance premiums are also relatively high, with the average monthly premium ranging from $150–$200 for a mid-level coverage plan, depending on the driver’s history. If using public transportation, the cost of a one-zone bus ride is $2.75, and a monthly pass for King County Metro can cost around $99. The island’s central location also provides easy access to Seattle via the I-90 bridge, with no toll costs, though traffic congestion during peak hours can add significant commute time.

Source: King County Metro, 2023

Healthcare

Healthcare costs in Mercer Island are in line with the Seattle metro area, where health insurance premiums for a family of four can average between $1,200 and $1,800 per month, depending on the coverage plan and provider. Doctor’s visits range from $150 to $300 per visit for a primary care physician, while specialists can cost anywhere from $250 to $400 per appointment without insurance. Mercer Island has several health clinics and is close to world-class medical facilities in Seattle, including Swedish Medical Center and the University of Washington Medical Center, offering high-quality care. Prescription medications can range from $10 for generics to over $200 for brand-name drugs.

Source: Healthcare.gov, 2023

Childcare and Education

Mercer Island’s public schools are highly rated, with the Mercer Island School District ranking among the top 10 in Washington state. Public school education is free, but parents may need to budget for extracurricular activities, which can range from $50 to $500 per semester. For families with younger children, the cost of daycare or preschool varies. Full-time daycare can cost $1,500 to $2,500 per month for children under 3 years old, while preschool tuition can range from $400 to $1,200 per month, depending on the program. The cost of after-school programs can add an additional $200 to $500 per month, depending on the activities offered.

Source: GreatSchools, 2023

Taxes

Mercer Island is located in King County, Washington, which has no state income tax. However, sales tax is higher than the national average, with a combined state and local sales tax rate of 10.1%. Property taxes on Mercer Island are also above average, with the effective property tax rate at approximately 1.1% of the home’s assessed value, which is slightly higher than the average for King County. This means that for a $1.9 million home, annual property taxes would be approximately $21,000. Washington’s fuel tax is also higher than the national average, adding about 49.4 cents per gallon to the cost of gasoline.

Source: Washington Department of Revenue, 2023

Insurance

Health insurance premiums are as mentioned earlier, averaging $1,200–$1,800 per month for a family of four. Car insurance premiums on Mercer Island are higher than state averages, with a typical monthly premium around $150–$200 for mid-level coverage. Homeowner’s insurance rates can range widely, but for a typical $1.9 million home, annual premiums range from $1,500 to $3,000, depending on the coverage. Renters insurance, for those not purchasing a home, typically costs between $15–$25 per month.

Source: Insurance Information Institute, 2023

Recreation and Entertainment

Living in Mercer Island offers a range of recreational options, but they come at a cost. A family membership to the Mercer Island Community and Event Center is approximately $400 per year, and other recreational classes, including swimming or tennis, can cost $15 to $30 per class. Movie tickets in the area are priced around $15–$20 each. Outdoor activities such as hiking in local parks or kayaking on Lake Washington are free, but other organized events or fitness classes may require a fee. Annual passes to nearby ski resorts like Stevens Pass or Crystal Mountain can range from $600–$1,200.

Source: City of Mercer Island Parks and Recreation, 2023

Clothing

Clothing costs in Mercer Island are slightly higher than the national average due to the area’s affluence. A pair of jeans from a mid-range store averages around $50–$90, while a pair of running shoes costs approximately $70–$120. Seasonal clothing for children can be a significant expense, with winter jackets and boots for kids averaging $100–$150 each. High-end brands, such as those available at nearby Bellevue Square Mall or Seattle’s designer outlets, will cost significantly more.

Source: Numbeo, 2023

Personal Care

The cost of personal care on Mercer Island can vary. A haircut for men generally costs between $35 and $60, while women’s haircuts are priced between $60 and $120 depending on the salon. Spa services, including massages, average around $90–$150 per hour. Personal care items such as toiletries, skincare, and cosmetics tend to be higher-end in this community, with average monthly costs ranging between $50–$150 depending on individual preferences.

Source: Numbeo, 2023

Miscellaneous Expenses

Miscellaneous expenses, such as entertainment, gifts, and other personal items, are also higher than national averages. For instance, a bottle of mid-range wine costs around $15–$25, and a cup of coffee from a local cafe averages $4–$6. Local gyms charge around $60–$100 per month for membership, with boutique fitness classes such as yoga or pilates typically costing between $20–$35 per session. Expect to spend around $500–$1,000 per year on holidays, birthday gifts, and other non-essential purchases.

Source: Numbeo, 2023

Is Mercer Island, Washington a safe place to live – Crime Rates?

Crime Rate

Mercer Island is generally considered a safe place to live, with crime rates significantly lower than the national average. The overall crime rate in Mercer Island is around 1,000 per 100,000 residents, which is substantially lower than the Washington state average of 2,800 and the national average of 3,800. The city’s crime rate has remained consistently low over the past several years, reflecting its affluent, residential nature. However, as with any area, it’s important to consider specific types of crime when evaluating safety. For example, property crimes are more common than violent crimes, though both are rare.

Source: NeighborhoodScout, 2023

Violent Crime Rate

Violent crime in Mercer Island is exceptionally rare. In 2023, the city reported a violent crime rate of just 0.1 per 1,000 residents, significantly below the Washington state average of 3.3 per 1,000. Violent crimes, such as assault, robbery, and homicide, are almost nonexistent in Mercer Island. This contributes to the perception of the island as one of the safest communities in the Seattle metro area. Residents can feel relatively secure in their neighborhoods with the knowledge that violent crime remains uncommon.

Source: NeighborhoodScout, 2023

Property Crime Rate

While property crimes, such as burglary and theft, are more common than violent crimes on Mercer Island, the property crime rate is still low compared to national averages. As of 2023, Mercer Island’s property crime rate is approximately 6.9 incidents per 1,000 residents, well below the national average of 19.6. This reflects the community’s relatively high-income demographic and strong neighborhood watch culture. Most property crimes involve thefts from vehicles or minor burglaries, but these occurrences remain infrequent overall.

Source: NeighborhoodScout, 2023

Police Presence

Mercer Island has a well-staffed police force, with approximately 40 full-time officers serving a population of around 25,000. The Mercer Island Police Department (MIPD) prioritizes community engagement and public safety, which contributes to the city’s low crime rates. The department also has specialized units for traffic enforcement, crime prevention, and investigations. Given the area’s low crime rate, police presence is proactive rather than reactive, focusing on community outreach and crime prevention programs rather than responding to high levels of criminal activity.

Source: Mercer Island Police Department, 2023

Neighborhood Watch Programs

Mercer Island is known for its active neighborhood watch programs, which play an important role in maintaining the city’s safety. These programs are coordinated by the Mercer Island Police Department and involve residents working together to report suspicious activity and maintain vigilant oversight of their neighborhoods. The city’s community-oriented policing strategy ensures that these programs are supported and well-funded, helping to reduce crime and enhance the overall sense of security. Neighborhood watch groups are common in many of Mercer Island’s residential areas.

Source: Mercer Island Police Department, 2023

Safety Rankings

Mercer Island consistently ranks as one of the safest communities in Washington state. According to the latest crime data and safety rankings, Mercer Island is ranked in the top 5% of safest cities in the U.S. In 2023, the city scored an A+ for safety on multiple platforms, including from Niche.com and AreaVibes, which consider factors such as crime rates, law enforcement presence, and resident surveys. These rankings reflect the city’s commitment to maintaining a safe environment for its residents through proactive policing and community involvement.

Source: Niche.com, 2023

Trend Data

Recent trends show that crime rates in Mercer Island have remained stable or declined in the past five years. Both violent and property crimes have decreased in 2022 and 2023, with overall crime dropping by about 3% compared to the previous years. This consistent decline in crime further reinforces the area’s reputation as a safe place to live. Additionally, residents and local law enforcement continue to emphasize community involvement, which is seen as a key factor in maintaining these positive trends.

Source: City-Data.com, 2023

School Safety

School safety is a top priority in Mercer Island, with the Mercer Island School District implementing various security measures to ensure the safety of students and staff. These include monitored entrances, regular safety drills, and a strong partnership with local law enforcement. In terms of safety rankings, Mercer Island public schools consistently receive high marks for their secure learning environments. According to data from GreatSchools, all public schools on Mercer Island have safety scores of 8 or higher out of 10. The community’s emphasis on safety extends to the schools, making Mercer Island an attractive place for families with children.

Source: GreatSchools, 2023

What are the demographics of Mercer Island, Washington?

White

The largest racial demographic in Mercer Island is White, accounting for approximately 74.7% of the population as of the most recent census data in 2020. This is consistent with the city’s overall affluent and predominantly suburban demographic profile. The percentage of White residents on Mercer Island is significantly higher than the national average, which hovers around 60%. This reflects the area’s long-standing reputation as a desirable place to live for families and professionals seeking proximity to Seattle, yet with a more suburban environment.

Source: U.S. Census Bureau, 2020

Black or African American

Black or African American residents make up about 2.1% of the population of Mercer Island, based on the latest 2020 census data. This is notably lower than both the state average of 4.6% and the national average of 13.6%. While the Black or African American population on Mercer Island is relatively small, the community remains diverse and inclusive, with various cultural organizations and events supporting diversity throughout the city.

Source: U.S. Census Bureau, 2020

Hispanic or Latino

Hispanic or Latino residents of Mercer Island represent about 6.1% of the population, based on the 2020 census. This group includes individuals of Mexican, Puerto Rican, Cuban, and other Latin American ancestries. The Hispanic or Latino population on Mercer Island is notably lower than the national average, which is approximately 18.9%, but it has been steadily increasing in recent years as the city becomes more diverse. The growth in this demographic reflects broader trends of increasing Hispanic/Latino populations in suburban areas across the U.S.

Source: U.S. Census Bureau, 2020

Two or More Races

Residents identifying as being of two or more races make up about 3.5% of Mercer Island’s population, according to the 2020 census. This percentage is relatively low compared to some other areas in the U.S., but it has been increasing as mixed-race marriages and multiracial identities become more common. The number of residents reporting multiple races is expected to grow as more people embrace diverse heritages.

Source: U.S. Census Bureau, 2020

Asian

Asian residents constitute approximately 17.3% of the population on Mercer Island, according to the most recent census data from 2020. This is a higher percentage than the national average, which is about 5.9%. The Asian population on Mercer Island includes a significant number of individuals of Chinese, Indian, Korean, and Japanese descent. The area’s strong presence of tech industry professionals and the proximity to Seattle’s Asian communities contribute to Mercer Island’s higher-than-average Asian demographic. The city also has a number of cultural centers and schools offering support to the Asian community.

Source: U.S. Census Bureau, 2020

Native American

The Native American population in Mercer Island is very small, representing less than 1% of the overall population. According to the 2020 census, Native American residents account for approximately 0.3% of the population. This percentage is lower than both the state and national averages, which stand at 2.1% and 1.3%, respectively. Mercer Island does not have a large Native American community, but the broader Seattle metro area is home to a number of Native American tribes and cultural organizations.

Source: U.S. Census Bureau, 2020

Native Hawaiian or Pacific Islander

Native Hawaiian or Pacific Islander residents make up a very small portion of Mercer Island’s population, approximately 0.3% as per the 2020 census. This is well below both the national and state averages, with Washington state’s Pacific Islander population at around 0.9% and the national average closer to 0.2%. While the Pacific Islander population in Mercer Island is small, the city benefits from the diversity brought by residents from various backgrounds, including those of Native Hawaiian and Pacific Islander descent.

Source: U.S. Census Bureau, 2020

Sources

Mercer Island, Washington Population by Age and Gender

Total Population by Gender

The total population of Mercer Island, Washington is approximately 25,000 people, with a fairly even gender distribution. According to the most recent 2020 Census data, there are about 12,200 males and 12,800 females. This gives a sex ratio of about 95 males for every 100 females, which is slightly below the national average. The gender distribution on Mercer Island is representative of the broader suburban Seattle area, where female residents slightly outnumber male residents, a trend seen in many affluent communities.

Source: U.S. Census Bureau, 2020

Age Distribution

The age distribution on Mercer Island reflects its family-friendly and affluent nature. As of the 2020 census, the population is relatively evenly spread across different age groups. The median age is 45.4 years, which is significantly higher than the national median age of 38. This indicates that Mercer Island is home to a mature population with a higher proportion of families and professionals compared to younger or college-age residents. Approximately 24% of the population is under 18, 63% are between 18 and 64, and 13% are 65 years or older.

Source: U.S. Census Bureau, 2020

Median Age

The median age of Mercer Island residents is 45.4 years, according to the 2020 U.S. Census. This is higher than the national median age of 38.4 years and reflects the area’s established demographic, with a large proportion of professionals, families with children, and older adults. This median age suggests that Mercer Island is a stable, well-established community, likely with long-term residents who have put down roots in the area.

Source: U.S. Census Bureau, 2020

Dependency Ratios

The dependency ratio in Mercer Island is relatively low, reflecting its relatively high percentage of working-age adults. As of 2020, the child dependency ratio (the ratio of children aged 0-17 to working-age adults aged 18-64) is about 28%, while the elderly dependency ratio (the ratio of individuals aged 65+ to working-age adults) is around 17%. These figures suggest that the community has a good balance between those who are working and those who are dependents, making it more economically stable compared to regions with higher dependency ratios.

Source: U.S. Census Bureau, 2020

Sex Ratio

The sex ratio of Mercer Island, as of the 2020 census, is approximately 95 males for every 100 females. This is slightly below the national average of around 97 males for every 100 females, which is typical for most suburban areas. The imbalance in favor of females is a common trend in many affluent communities where women tend to live longer on average and where there may be a higher concentration of older age groups.

Source: U.S. Census Bureau, 2020

Population Growth Rates

Mercer Island has seen steady population growth in recent decades. From 2010 to 2020, the population grew by approximately 6.8%, which is in line with the growth trends in suburban areas of the greater Seattle region. This is a moderate growth rate compared to urban centers, reflecting the increasing demand for housing in suburban locales as people seek more space and proximity to the Seattle tech industry. The population growth rate has slowed in the past few years but is still positive, reflecting ongoing interest in the area.

Source: U.S. Census Bureau, 2020

Educational Attainment by Age and Gender

Mercer Island is known for its highly educated population. According to the most recent U.S. Census data, approximately 72% of adults over the age of 25 on Mercer Island hold at least a bachelor’s degree, which is more than double the national average of 39%. The percentage of people with advanced degrees is also high, with around 38% of residents holding a master’s, professional, or doctoral degree. Educational attainment is high among both genders, but women tend to have slightly higher levels of education attainment compared to men on the island.

Source: U.S. Census Bureau, 2020

Sources

Mercer Island, Washington Zip Codes

Mercer Island, Washington, primarily has the following ZIP codes:

  • 98040

This ZIP code covers the majority of the Mercer Island, Washington area.

What is the history of Mercer Island, Washington?

History of Mercer Island, Washington

Mercer Island, located in the heart of Lake Washington between Seattle and Bellevue, has a rich history that dates back thousands of years. Originally inhabited by Native American tribes such as the Duwamish, Sammamish, and Suquamish peoples, the island was a vital resource area, known for its abundant fish, game, and plant life. These Native groups used the island as a seasonal hunting and fishing ground, as well as for trading and social activities. However, by the mid-19th century, as European settlers expanded westward, the island’s indigenous populations began to decline, and their land rights were eroded.

In 1854, the island was named after its first European settler, Colonel William Mercer, an American pioneer and Civil War veteran who was granted the land as part of a federal homestead act. Mercer, a prominent Seattle businessman, initially sought to use the island for farming and timber. His plans for development were never fully realized, but the name “Mercer Island” stuck. The early settlement of Mercer Island was small, with just a few families attempting to farm and harvest timber, though the island remained mostly wild and sparsely populated during the 19th century.

By the late 1800s and early 1900s, Mercer Island began to attract attention from investors and developers. The arrival of the Seattle, Lake Shore & Eastern Railway in the 1880s opened the island to easier access, and by the early 20th century, it was becoming a popular destination for vacation homes. In 1902, the island was officially incorporated as a town, and in 1940, the town’s population grew as it became more accessible via the construction of the Mercer Island Floating Bridge, a key connection between the island and Seattle. This bridge served to catalyze suburban development and made Mercer Island more desirable as a residential area for Seattle professionals seeking an idyllic retreat from the urban center.

The development of Mercer Island gained significant momentum during the post-World War II boom. As Seattle’s population grew and suburban sprawl expanded, Mercer Island’s proximity to the city made it an ideal location for housing. Throughout the 1950s and 1960s, the island transformed from a rural, agricultural area into a primarily residential community. During this period, the island’s natural environment, including its parks and shoreline, became a focal point for city planning and development. In 1960, the population of Mercer Island had grown to nearly 10,000 people, a significant increase from the small community that existed at the time of its incorporation.

In the decades that followed, Mercer Island’s residential development continued, with the city becoming increasingly affluent, known for its high-quality schools, luxurious homes, and scenic views of Lake Washington. The city also embraced a suburban lifestyle, characterized by expansive single-family homes, parks, and recreational areas. Despite its growth, the island has maintained a tight-knit community and continues to preserve much of its natural beauty, with strict zoning laws to protect the environment and prevent overdevelopment.

Today, Mercer Island is one of the most sought-after residential areas in the Seattle metropolitan region, known for its excellent schools, close-knit community, and access to both urban amenities and outdoor recreation. The city’s history, from its indigenous roots to its modern-day reputation as an affluent suburb, reflects a blend of natural beauty, suburban growth, and high-quality living.

Sources

Mercer Island, Washington Weather

Average Temperature (by Month)

The climate on Mercer Island, Washington, is classified as temperate maritime, characterized by mild, wet winters and cool, dry summers. Here is a breakdown of the average monthly temperatures based on data from the National Weather Service (NWS) and historical climate records:

  • January: High 45°F (7°C), Low 36°F (2°C)
  • February: High 48°F (9°C), Low 37°F (3°C)
  • March: High 52°F (11°C), Low 40°F (4°C)
  • April: High 57°F (14°C), Low 43°F (6°C)
  • May: High 64°F (18°C), Low 49°F (9°C)
  • June: High 70°F (21°C), Low 55°F (13°C)
  • July: High 76°F (24°C), Low 60°F (16°C)
  • August: High 75°F (24°C), Low 59°F (15°C)
  • September: High 69°F (21°C), Low 52°F (11°C)
  • October: High 57°F (14°C), Low 44°F (7°C)
  • November: High 48°F (9°C), Low 39°F (4°C)
  • December: High 45°F (7°C), Low 36°F (2°C)

The average annual temperature is about 58°F (14°C). Compared to the state of Washington, where the state’s average high temperature ranges from 50°F (10°C) in the winter to 70°F (21°C) in the summer, Mercer Island has a moderate climate due to its proximity to Lake Washington, which helps moderate temperature extremes.

Source: National Weather Service, Climate Data for Seattle Area

Precipitation (Rain) Patterns

Mercer Island experiences significant rainfall throughout the year, typical of the Pacific Northwest. The average annual precipitation is about 37 inches (940 mm), which is slightly below the Seattle average of around 39 inches (990 mm) but still substantial when compared to the national average of approximately 30 inches (760 mm). Rain is most frequent during the fall and winter months, with December and January typically being the wettest months. During these months, it is not uncommon for Mercer Island to receive 4-5 inches (100-125 mm) of rain per month. Summer months, particularly July and August, are the driest, with average rainfall dropping to under 1 inch (25 mm) per month.

Source: National Weather Service, Climate Data for Seattle Area

Extreme Weather Events

Extreme weather events are relatively rare on Mercer Island, as it lies within the moderate climate zone of Western Washington. However, the island is occasionally affected by winter storms and heavy rainfall, which can lead to flooding in low-lying areas. While severe snowstorms are infrequent, Mercer Island can experience snow during the winter months, with occasional snow accumulation of 2-4 inches (5-10 cm) in December and January. The last significant snowstorm occurred in February 2021, which resulted in several inches of snow across the region. Thunderstorms are also uncommon but do occur in late summer, typically between July and August.

Source: National Weather Service, Seattle Office

Humidity Levels

Humidity levels on Mercer Island are generally high due to its maritime climate. Average relative humidity is about 75% year-round. The highest humidity levels are typically seen during the fall and winter months when precipitation is more frequent, and the lowest levels occur during the dry summer months. The average relative humidity in the morning tends to be higher, often reaching around 80%, while afternoon humidity levels decrease slightly to around 60-65%. The humidity levels in Mercer Island are comparable to the Seattle metro area but may feel slightly more pronounced due to the proximity to the lake.

Source: National Weather Service, Seattle Office

Sunlight

Mercer Island receives about 2,100 hours of sunshine per year, which is slightly lower than the national average of 2,500 hours. The summer months (June through August) bring the most sunshine, with about 220-250 hours of sunlight each month. Conversely, the winter months of December and January receive the least sunshine, with only about 60-80 hours of daylight per month. On average, Mercer Island experiences 204 cloudy days per year, which is typical for the Pacific Northwest. The area enjoys long days in the summer, with daylight lasting up to 16 hours, and shorter days in the winter, with only about 8 hours of daylight in December.

Source: National Weather Service, Climate Data for Seattle Area

Wind Patterns

Wind patterns on Mercer Island are typically light to moderate, with average wind speeds of around 7-10 mph (11-16 km/h). However, winds can pick up during storms, particularly in the winter months. The most common wind direction is from the south or southwest, which brings moist air from the Pacific Ocean and contributes to the rainy seasons. In the summer, wind speeds tend to decrease, and the weather remains calmer. On occasion, Mercer Island may experience stronger winds associated with Pacific storms, but these are less common and usually do not result in severe weather conditions.

Source: National Weather Service, Climate Data for Seattle Area

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Average Income in Mercer Island, Washington

Average Annual Salary

The average annual salary in Mercer Island, Washington, is approximately $120,000. This figure is significantly higher than the Washington State average, which is around $70,000 per year, and much higher than the national average of $54,000. Mercer Island’s high average salary reflects its status as an affluent community with many high-income earners, particularly in fields such as technology, healthcare, finance, and law.

Source: BestPlaces, Mercer Island Average Income

Median Household Income

The median household income in Mercer Island is $160,000, significantly higher than both the state and national medians. The median income in Washington State is about $80,000, while the U.S. median household income is approximately $70,000. This disparity reflects the relatively affluent nature of Mercer Island, where many households consist of high-earning professionals. These higher median income figures make Mercer Island one of the wealthiest areas in the Seattle metropolitan region.

Source: U.S. Census Bureau, Mercer Island Median Household Income

Most Popular Jobs/Careers

Some of the most popular careers in Mercer Island align with the area’s affluent and well-educated demographic. These include high-level positions in technology, finance, medicine, and law. Common occupations include:

  • Software Developers
  • Financial Analysts
  • Healthcare Professionals (Doctors, Surgeons, Dentists)
  • Corporate Executives and Managers
  • Lawyers

In particular, the tech sector is well-represented due to the proximity to Seattle, which is home to major companies like Amazon and Microsoft. Many Mercer Island residents commute to Seattle or work remotely in high-paying tech positions.

Source: CareerExplorer, Popular Jobs in Mercer Island

Highest Paid Jobs Popular to the Area

Mercer Island is home to a large number of highly paid professionals. Some of the highest-paid jobs in the area include:

  • Orthopedic Surgeons: $500,000+
  • Psychiatrists: $250,000+
  • Engineering Managers: $200,000+
  • IT Managers: $150,000+
  • Lawyers (especially corporate or intellectual property lawyers): $150,000+

These figures highlight the area’s focus on highly skilled professionals, many of whom are employed in lucrative industries such as technology, healthcare, law, and finance.

Source: PayScale, Salary Research for Mercer Island

Comparison with Washington State and National Averages

When compared with the state of Washington, Mercer Island’s income levels are substantially higher. As mentioned, the median household income in Mercer Island is $160,000, while the Washington state median is approximately $80,000. This makes Mercer Island one of the most affluent areas in Washington State.

On a national scale, Mercer Island also stands out. The national median household income is about $70,000, which is more than 50% lower than Mercer Island’s median income. This indicates that Mercer Island is a highly desirable area for high-earning professionals, reflecting its proximity to Seattle and its reputation for excellent schools, high quality of life, and access to both urban and suburban amenities.

Source: U.S. Census Bureau, Washington State Income Statistics

Sources

Taxes in Mercer Island, Washington

Property Taxes

The property tax rate in Mercer Island is based on the King County property tax system. The average effective property tax rate in King County is approximately 0.93%. This rate is slightly lower than the Washington state average of 1.0%, but it is still higher than the national average of 0.7%. For example, if a property is assessed at $1,000,000, the annual property tax bill in Mercer Island would be roughly $9,300.

King County uses a combination of taxing districts to determine the final property tax bill, and Mercer Island residents are subject to county, city, and school district taxes. The city of Mercer Island itself has a relatively small portion of the overall tax burden, but the local school district plays a large role in funding education and services.

Source: King County Assessor’s Office, Property Taxes

Sales Taxes

Sales tax rates in Mercer Island are consistent with the state and local taxes imposed throughout King County. The total sales tax rate in Mercer Island is 10.1%. This includes the state sales tax rate of 6.5%, King County’s regional rate of 2.2%, and the City of Mercer Island’s local sales tax rate of 1.4%. This rate is above the national average, which typically ranges from 6-8% depending on the state and local jurisdiction.

Washington State does not impose a state income tax, so sales tax plays a significant role in funding local and state services.

Source: Washington State Department of Revenue, Sales Tax Rates

Income Taxes

Mercer Island, like all of Washington State, does not have a state income tax. This is one of the key attractions for residents and businesses in the area. Washington is one of the few states in the U.S. that does not impose an income tax, which can be particularly advantageous for high earners, as it can lead to substantial savings compared to states with income taxes.

Although there is no state income tax, residents of Mercer Island do pay federal income taxes. These rates vary depending on income level, filing status, and other factors. However, the lack of a state income tax is a major factor that contributes to Mercer Island’s relatively high household income levels.

Source: Washington State Department of Revenue, Income Tax Information

Utility Taxes

In Mercer Island, utility services such as water, sewer, and garbage collection are subject to utility taxes. The city of Mercer Island imposes a utility tax of 15% on residents and businesses. This includes the following services:

  • Electricity
  • Natural Gas
  • Telephone Services (landline and mobile)
  • Water and Sewer
  • Garbage and Recycling

These utility taxes are designed to help fund city services and infrastructure, and they apply to all Mercer Island residents who use these utilities.

Source: City of Mercer Island, Utility Taxes

Hotel Occupancy Tax

Mercer Island does not have a specific hotel occupancy tax. However, visitors staying in hotels in the greater Seattle metropolitan area, including those near Mercer Island, are subject to a King County-wide hotel tax. This tax rate is typically around 15.6%, which includes both state and local components.

While Mercer Island itself does not have a large number of hotels, visitors to the island often stay in Seattle or Bellevue hotels, where this tax would apply.

Source: King County, Hotel Occupancy Tax

Comparison with Washington State and National Averages

Mercer Island’s property tax rate of approximately 0.93% is slightly below the Washington State average of 1.0%, making it somewhat more affordable in terms of property taxes compared to other areas in the state. The sales tax rate of 10.1% is on the higher end when compared to other areas of the U.S., where the average combined state and local sales tax rate is about 7.3%. The absence of a state income tax, however, makes Mercer Island an attractive destination for high-income earners when compared to states that impose state income taxes, such as California or New York, where tax rates can exceed 10% for top earners.

Source: Tax Foundation, Sales Tax Rates

Sources

Is Mercer Island, Washington a Good Place to Live for Singles?

Events and Activities

Mercer Island offers a variety of events and activities for singles looking to connect with others and enjoy the vibrant community. The city is known for its outdoor recreational options, including the beautiful Luther Burbank Park, where residents can enjoy picnics, waterfront walks, and seasonal outdoor events. Mercer Island also hosts regular community gatherings like the Mercer Island Summer Celebration, which includes music, food, and activities that attract both locals and visitors.

For those interested in a more active lifestyle, the Mercer Island Parks and Recreation Department organizes fitness classes, community festivals, and social events like outdoor movie nights. The local arts scene is also growing, with galleries and events throughout the year. Additionally, being so close to Seattle, Mercer Island residents have easy access to an endless variety of cultural and nightlife activities in the big city.

Gyms

For fitness enthusiasts, Mercer Island offers a range of gym options, from large fitness centers to boutique studios. The 24 Hour Fitness location on the island is a popular spot for singles looking to stay active. It offers a wide range of amenities, including cardio machines, free weights, and group fitness classes. Additionally, Mercer Island’s community fitness center provides more affordable fitness programs and memberships for residents. There are also boutique fitness options, such as yoga studios and personal training gyms, that cater to a variety of fitness levels and goals.

Housing

Housing on Mercer Island is generally upscale, with a variety of rental options ranging from apartments and townhomes to single-family houses. The rental market tends to be on the pricier side compared to the broader Seattle metro area. Average rent prices on Mercer Island for a one-bedroom apartment are approximately $2,500 to $3,200 per month, depending on the size and location. For singles, this offers a choice between luxury apartments with amenities like gyms and pools, or more affordable options further from the waterfront. Zillow’s Mercer Island rental listings provide up-to-date pricing and availability for those looking to move to the area.

Percentage of Single Residents

According to the most recent data from the U.S. Census Bureau, approximately 35% of Mercer Island’s adult population is single, including those who are never married, divorced, or widowed. This statistic is relatively high compared to Washington state’s overall percentage of singles, which stands at about 32%. The proportion of singles in Mercer Island also exceeds the national average of 28% based on the 2020 Census data. This suggests that Mercer Island may be an appealing location for singles looking for a community with a significant percentage of unmarried individuals.

Source: U.S. Census Bureau, 2020 Census Data

Comparison with State and National Statistics

When comparing Mercer Island’s single population to that of Washington state, Mercer Island has a slightly higher proportion of singles (35%) compared to the state average of 32%. Nationally, the percentage of singles is typically lower at around 28%. Therefore, Mercer Island offers a somewhat more concentrated community of singles than both the state and the national averages, which may make it an appealing choice for those looking to live in a place with a higher percentage of like-minded individuals.

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Is Mercer Island, Washington Good for Families?

Mercer Island, Washington, offers a high quality of life for families, with excellent schools, low crime rates, and abundant parks and family-oriented activities. The cost of housing, while on the higher side compared to other areas in the Seattle metro, reflects the desirable location and affluent community. Employment opportunities are also strong, with Mercer Island being just a short commute from downtown Seattle, which offers a wide range of jobs in various sectors. With moderate weather and a generally safe environment, Mercer Island is an attractive place to live for families seeking a peaceful, suburban lifestyle close to the amenities and employment opportunities of a big city.

Parks and Family Activities

Mercer Island is home to numerous parks and family-friendly recreational areas that cater to all ages. One of the most popular spots is Luther Burbank Park, which features picnic areas, walking trails, and a beach with stunning views of Lake Washington. For more active families, Mercer Island’s Parks and Recreation department organizes a variety of outdoor events and recreational programs, including youth sports leagues and family-oriented outdoor movie nights. The Mercer Island Community and Event Center also hosts seasonal events, offering a fun environment for families to meet and engage with others in the community.

Restaurants

Families living on Mercer Island will find a variety of dining options that suit every palate and occasion. For Italian cuisine, families can enjoy meals at one of the many nearby Italian restaurants such as those found in this Bing Map search for Italian restaurants. For Mexican food, Mercer Island has a few excellent spots, which you can explore in this Bing Map search for Mexican restaurants. BBQ lovers will also find options in the area, like those in this Bing Map search for BBQ restaurants, and for classic American dining, you can check out this Bing Map search for American restaurants. These diverse dining options ensure that family meals, whether casual or special, are easily accessible on the island.

Housing

Housing for families on Mercer Island is characterized by spacious homes and well-established neighborhoods, with a range of options from single-family homes to townhouses. Prices for homes are higher than the state average, with the median home price for Mercer Island hovering around $1.7 million in 2023, reflecting the high demand and desirable location. Families seeking to purchase a home can find listings through local real estate sites such as Zillow’s Mercer Island listings, which provide up-to-date details on available homes for sale and neighborhood information. Given the island’s close proximity to Seattle, many families appreciate the suburban feel with access to the city’s amenities and job opportunities.

Percentage of Family Residents

Mercer Island has a high proportion of families among its residents. According to the U.S. Census Bureau, approximately 60% of the households on the island are married couples with children, which is higher than both the Washington state average and the national average. This makes Mercer Island a family-friendly community with a strong focus on family values and a high rate of homeownership. For more detailed statistics on family households, you can refer to the U.S. Census data on U.S. Census Bureau, 2020 Census Data.

Comparison with State and National Statistics

When comparing Mercer Island’s family statistics to the rest of Washington state, the proportion of married couples with children is higher in Mercer Island, with 60% of households fitting this category, compared to 46% in the state as a whole. Nationally, the percentage of married couple families with children is lower, around 35%. This suggests that Mercer Island is more oriented toward family life than both the state and national averages, making it an ideal location for families looking for a tight-knit, family-centric community.

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How are the schools in Mercer Island, Washington?

The Mercer Island School District is known for its high educational standards, with the majority of schools in the district consistently receiving excellent ratings for academic performance, student engagement, and graduation rates. The district is funded through a combination of local property taxes, state funding, and federal grants, with Mercer Island residents investing significantly in public education. School scores are typically above state and national averages, particularly in standardized testing. Families with children in Mercer Island benefit from a broad range of extracurricular opportunities, a focus on college readiness, and strong community involvement. The schools in Mercer Island offer a supportive and enriching environment for students from early childhood through high school. Here is an overview of the schools in the area, broken down by grade level.

Pre-K Schools

Pre-kindergarten education on Mercer Island is offered through several private and public programs. For early childhood education, the Mercer Island School District Preschool provides a nurturing environment for young learners with a focus on social, emotional, and academic development. The district also partners with various private providers on the island, such as Mercer Island Preschool, which offers programs for children ages 2 to 5, focusing on building a strong foundation for later school years. These programs are designed to prepare children for kindergarten and beyond, fostering creativity, problem-solving, and social skills.

Kindergarten Schools

Kindergarten is offered by the Mercer Island School District as part of the public school system. Each of the district’s elementary schools provides a full-day kindergarten program designed to support young learners’ academic, emotional, and social development. For more information, you can visit the Mercer Island School District Kindergarten Information page. The district’s schools have an outstanding reputation for early literacy programs, setting the foundation for success in later grades. The average student-to-teacher ratio is favorable, ensuring individual attention and engagement.

Elementary Schools

Mercer Island’s elementary schools are highly rated and offer a robust curriculum that includes STEM (Science, Technology, Engineering, and Math), arts, physical education, and social-emotional learning. Some of the top-rated elementary schools on the island include:

  • West Mercer Elementary School: West Mercer Elementary is one of the highest-ranked elementary schools in the state, focusing on academic excellence and social responsibility.
  • Lakeridge Elementary School: Known for its strong academic performance and a supportive community environment.
  • Island Park Elementary School: This school offers a challenging curriculum with an emphasis on social-emotional learning and critical thinking.

These elementary schools all have excellent ratings, with high test scores in English language arts and mathematics, as well as a wide array of extracurricular activities. Mercer Island is known for its strong community support of local schools, which directly impacts the quality of education offered.

Middle Schools

For middle school, Mercer Island has two excellent options:

  • Islander Middle School: Serving grades 6-8, Islander Middle School is known for its diverse programs, including language arts, math, social studies, and science, as well as its rich extracurricular activities like sports, music, and robotics.
  • Northwood Middle School: This school offers a solid academic curriculum and a focus on creating well-rounded students. It is recognized for its strong emphasis on student wellness and leadership development.

Both schools offer a strong sense of community, excellent academic resources, and programs designed to help students prepare for high school and beyond. The middle schools also offer a variety of electives, allowing students to explore interests in music, arts, and technology.

High Schools

Mercer Island High School (MIHS) is the district’s sole high school, but it offers a wide range of academic and extracurricular opportunities:

  • Mercer Island High School: This school consistently ranks as one of the top high schools in Washington, with high test scores and graduation rates. MIHS offers advanced placement (AP) courses, honors courses, and a variety of clubs and sports teams, including a nationally recognized robotics team. It is also known for its outstanding music and theater programs. The school’s academic performance is among the highest in the state, and its students consistently score well above national and state averages on standardized tests.

Mercer Island High School’s college readiness programs are highly regarded, with a high percentage of graduates going on to attend four-year universities. The school offers comprehensive support for students, including college counseling, career guidance, and internships.

Colleges & Universities

While Mercer Island does not have its own universities, it is located just 10 miles from Seattle, which is home to several world-renowned colleges and universities. Some of the nearby higher education institutions include:

  • University of Washington: A major public research university in Seattle with strong programs in engineering, business, health, and the humanities.
  • Seattle University: A private Jesuit university offering a range of undergraduate and graduate programs.
  • Bellevue College: A nearby community college offering a wide range of degree and certification programs, as well as transfer options to four-year institutions.

With such close proximity to Seattle’s academic institutions, Mercer Island families have easy access to top-tier education beyond high school.

Churches in Mercer Island, Washington

Conclusion: Why you should consider moving to Mercer Island, Washington

Mercer Island, Washington, offers a unique blend of suburban tranquility and proximity to the vibrant city life of Seattle. With its excellent schools, low crime rate, and beautiful natural surroundings, it’s a perfect place for families seeking a safe and supportive environment to grow. The community is known for its strong sense of connection, with ample parks, recreational opportunities, and family-friendly events throughout the year. Whether you’re looking for outdoor adventures on the island’s waterfront, or enjoying top-tier dining and shopping nearby, Mercer Island has something for everyone. Housing options are varied, with a range of beautiful homes and modern amenities, all within a short commute to Seattle’s employment hubs. Add to that the highly-rated local schools, well-maintained public services, and a welcoming atmosphere, and it’s easy to see why so many people choose Mercer Island as their home. If you’re looking for a peaceful, high-quality lifestyle, Mercer Island stands out as a truly exceptional place to live.