Living in and Moving to Monterey, California

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Cost of living in Monterey, California

Housing Costs

The median home price in Monterey, California, as of 2024, is approximately $1.2 million. This is significantly higher than the national average, driven by the area’s coastal location and proximity to high-demand regions like Silicon Valley. Rental prices are also relatively steep, with the average cost for a one-bedroom apartment in the city center being around $2,500 per month. For those considering larger homes or more space, a three-bedroom house in Monterey can cost an average of $3,500–$5,000 per month to rent, depending on the neighborhood and amenities.

For more specific data on current housing costs in Monterey, you can visit Zillow’s Monterey Home Prices for the most up-to-date trends.

Utilities

The average monthly cost of utilities for a 915-square-foot apartment in Monterey is approximately $200–$300. This includes basic services such as electricity, heating, water, and garbage. Internet service is typically an additional $60–$100 per month, depending on the provider and speed. Natural gas prices in Monterey can fluctuate, but on average, residents can expect to pay about $80–$120 per month for heating and cooking purposes.

For further details on utility costs, you can consult Numbeo’s Cost of Living Data for Monterey.

Groceries/Food

The cost of groceries in Monterey tends to be higher than the national average, largely due to its coastal location and relatively small local food market. On average, a single person’s monthly grocery bill will be about $400–$500. Common grocery prices include $3.50 for a gallon of milk, $4.50 for a loaf of bread, and $2.50 for a dozen eggs. Dining out is also on the pricier side, with an average meal at a mid-range restaurant costing around $20–$30 per person.

For a detailed breakdown of grocery prices, refer to Numbeo’s Food Prices in Monterey.

Transportation

Monterey residents typically rely on personal vehicles for commuting, as public transportation options are limited. The average cost of gasoline in the area is about $5.20 per gallon, which is higher than the national average. If you’re planning to lease a car, monthly payments typically range from $300 to $500 for standard models. Additionally, public transportation via the Monterey-Salinas Transit (MST) bus system is available, with fares typically ranging from $2 to $3 per ride. For long-distance travel, the nearby Monterey Peninsula Airport (MRY) offers flights to major U.S. cities, though airfare can be more expensive compared to larger airports.

More information on local transportation costs can be found on the Monterey-Salinas Transit Fares webpage.

Healthcare

Healthcare in Monterey is on the higher end of the spectrum, with the average cost of a doctor’s visit being around $150–$250 without insurance. Prescription medications are also costly, with common drugs such as generic blood pressure medications priced around $10–$20 per month. Health insurance premiums can vary greatly depending on coverage, but an individual can expect to pay between $350 and $600 per month for a plan on the California health exchange, depending on age and coverage level.

For more detailed healthcare cost information, refer to Healthcare.gov’s Health Insurance Costs.

Childcare and Education

Childcare costs in Monterey can be significant, with average monthly daycare fees for infants ranging from $1,200 to $1,800 per month. For preschool-age children, costs tend to be slightly lower, averaging $1,000 to $1,500 per month. Public schools in Monterey are well-regarded, with per-student spending typically higher than the national average. However, for private schooling, tuition fees generally range from $10,000 to $30,000 per year, depending on the institution.

For more specific data on childcare and education costs in Monterey, refer to Numbeo’s Education and Childcare Costs.

Taxes

California has one of the highest state income taxes in the U.S., ranging from 1% to 13.3% based on income level. For residents of Monterey, this means higher-than-average tax burdens, particularly for higher-income earners. Additionally, the sales tax rate in Monterey is 8.75%, which is higher than the national average. Property taxes in Monterey County are assessed at 1% of the property value, with additional local levies that can add up to an extra 0.25% or more.

For a detailed breakdown of California tax rates, visit Tax Administration’s California Tax Guide.

Insurance

Homeowners insurance in Monterey typically costs between $800 and $1,500 per year, depending on the value of the home and coverage specifics. For auto insurance, the average annual premium for a full coverage policy is approximately $1,200 to $1,800. Health insurance premiums in Monterey range widely, with individual plans costing $350 to $600 per month, as mentioned earlier. If you’re renting, renters insurance typically costs $15–$30 per month.

For more information on insurance costs in Monterey, you can check ValuePenguin’s California Auto Insurance Rates.

Recreation and Entertainment

Monterey offers a variety of recreational activities, though many of them come with a cost. An adult ticket for the Monterey Bay Aquarium costs approximately $50, while other local attractions, like the Pacific Grove Museum of Natural History, charge around $10 per entry. For those interested in outdoor activities, a local golf course green fee can range from $50 to $150, depending on the course. Memberships to local gyms can range from $40 to $100 per month, while movie tickets typically cost $15 to $20.

For more information on recreational activities and prices, you can visit Monterey’s Parks and Recreation Website.

Clothing

Clothing prices in Monterey tend to follow national averages, though higher-end stores or local boutiques may have more expensive options. A pair of jeans typically costs $40–$80, while a quality dress shirt can range from $30 to $60. Shoes can vary widely, with average prices ranging from $50 to $150, depending on brand and quality. For seasonal clothing needs, Monterey’s mild climate means most residents don’t need a significant variety of clothing, but outerwear like jackets can cost $100–$300, especially for premium brands.

For more detailed clothing cost information, refer to Numbeo’s Clothing Prices in Monterey.

Personal Care

Personal care expenses in Monterey include items like haircuts, which typically cost $25 to $60 for a standard men’s or women’s cut. A monthly gym membership costs around $40 to $100, depending on the gym’s facilities. Basic toiletries such as shampoo, soap, and toothpaste are similar in price to national averages, with a monthly cost of $30–$50 for a single person.

For more details on personal care costs in Monterey, refer to Numbeo’s Personal Care Costs.

Miscellaneous Expenses

Miscellaneous expenses in Monterey, such as household items, entertainment, and other incidentals, tend to be above average. For example, a mid-range bottle of wine costs around $12, and a meal at a fast food restaurant is approximately $8–$12. The total monthly cost of these items can vary greatly depending on lifestyle but can be expected to range from $200 to $400 per month for a single individual.

For more information on miscellaneous expenses, visit Numbeo’s Miscellaneous Expenses for Monterey.

Is Monterey, California a safe place to live – Crime Rates?

Crime Rate

Monterey is generally considered a safe city when compared to national averages. According to recent data, the overall crime rate in Monterey is lower than the national average. As of 2023, Monterey’s crime rate is approximately 2,500 incidents per 100,000 people. This is significantly lower than the U.S. national average, which is around 3,500 incidents per 100,000 people. This suggests that Monterey has a relatively safe environment for residents and visitors.

For more information on crime statistics in Monterey, you can check the NeighborhoodScout Crime Report for Monterey.

Violent Crime Rate

The violent crime rate in Monterey is also lower than the national average. The most recent statistics for 2023 show that the violent crime rate in the city is about 300 incidents per 100,000 people, whereas the U.S. average is about 400 per 100,000 people. Violent crimes include offenses like aggravated assault, robbery, and homicide. This lower rate of violent crime contributes to Monterey’s reputation as a safe place to live, especially compared to larger cities.

For detailed violent crime data, visit the NeighborhoodScout Violent Crime Report for Monterey.

Property Crime Rate

Property crimes, such as burglary, larceny-theft, and vehicle theft, do occur in Monterey but are less frequent than in many other California cities. The property crime rate in Monterey as of 2023 is approximately 2,000 incidents per 100,000 people, which is lower than the national average for property crimes. Despite this, property crimes can still impact local residents, and it’s always a good idea to take precautions, especially in more densely populated areas or tourist hotspots.

For more details on property crime statistics in Monterey, refer to NeighborhoodScout Property Crime Data for Monterey.

Police Presence

Monterey maintains a well-staffed and active police force. The Monterey Police Department, which is responsible for public safety within the city, has a visible presence in key areas, and the city places a high priority on law enforcement. The department is involved in community outreach programs, patrols, and proactive policing to maintain safety. Additionally, Monterey residents report a relatively high level of trust in the local police force compared to other regions.

For more information about the Monterey Police Department’s services and community programs, visit Monterey Police Department Official Website.

Neighborhood Watch Programs

Monterey supports various neighborhood watch programs aimed at increasing local safety and reducing crime. These programs encourage residents to report suspicious activities, collaborate with law enforcement, and maintain a vigilant community. The city has made efforts to ensure that residents are aware of and involved in these programs through regular meetings and communications, ensuring that neighborhoods remain safe through collective effort.

For more information on neighborhood watch programs in Monterey, you can visit the Monterey Police Neighborhood Watch Program.

Safety Rankings

Monterey is ranked among the safer cities in California when it comes to crime. According to recent safety rankings, the city is often listed in the top tier for low crime rates among California cities of its size. When considering both violent and property crime rates, Monterey consistently ranks better than many other similarly sized cities in the state. This makes it an attractive choice for families, retirees, and individuals looking for a secure living environment.

For more details on safety rankings for Monterey, check out AreaVibes Crime and Safety Report for Monterey.

Trend Data

Crime trends in Monterey have generally been stable, with slight decreases in both violent and property crimes over the past few years. According to recent reports, the overall crime rate in Monterey has decreased by about 5% since 2022, reflecting positive trends in public safety. Property crimes have seen a particularly notable drop, which can be attributed to increased community involvement and law enforcement initiatives. The trend indicates that Monterey continues to be a city where safety is improving year over year.

For up-to-date crime trend data, you can visit the NeighborhoodScout Crime Trends for Monterey.

School Safety

School safety in Monterey is a priority for local educational institutions. The Monterey Peninsula Unified School District (MPUSD) has implemented various safety measures, including campus security personnel, security cameras, and emergency response plans. Schools in Monterey report a relatively low rate of violent incidents and are committed to fostering a safe environment for students and staff. Additionally, the district has been involved in anti-bullying campaigns and programs aimed at promoting mental health and student well-being.

For more details on school safety in Monterey, visit MPUSD School Safety Information.

What are the demographics of Monterey, California?

White

As of the most recent U.S. Census data from 2020, approximately 55.6% of Monterey’s population identifies as White, making it the largest racial group in the city. This reflects the city’s predominantly European-descent demographic, though the percentage is lower than the state average, where White individuals make up about 72% of the population. The diversity in Monterey is growing, with an increase in the percentage of other racial and ethnic groups over the past decades.

For further details on the racial breakdown in Monterey, refer to the U.S. Census Bureau’s 2020 Census Data for Monterey.

Black or African American

Black or African American residents make up approximately 4.6% of Monterey’s population according to the 2020 Census data. This is slightly below the state average for California, where Black or African American individuals comprise about 6.2% of the total population. The number of African American residents has remained relatively steady in recent years, with a small increase in the past decade, reflective of the overall population growth in the region.

For more detailed data on the racial composition of Monterey, check the U.S. Census Bureau’s 2020 Data for Monterey.

Hispanic or Latino

Hispanic or Latino individuals make up a significant portion of Monterey’s population, accounting for approximately 35.5% of residents as of the 2020 U.S. Census. This reflects the growing Hispanic community in the city, which has seen steady growth in recent decades. The city’s proximity to agricultural hubs in the Salinas Valley has contributed to a high concentration of Hispanic or Latino residents, particularly of Mexican descent.

For more detailed statistics on the Hispanic or Latino population, visit U.S. Census Bureau’s 2020 Data for Monterey.

Two or More Races

Individuals identifying as two or more races make up about 3.8% of the population in Monterey, based on the 2020 Census data. This percentage represents people who identify with multiple racial categories, a group that has been increasing nationwide as individuals become more likely to identify with multiple racial or ethnic backgrounds.

For further data on the two or more races demographic in Monterey, visit U.S. Census Bureau’s 2020 Data for Monterey.

Asian

As of the 2020 Census, Asian residents in Monterey make up about 3.0% of the total population. The Asian community in Monterey is diverse, with significant populations of individuals of Chinese, Filipino, and other Southeast Asian heritages. Although the percentage of Asians in Monterey is relatively small compared to the state’s average of 15.5%, this group has grown in recent years, particularly in areas related to technology and academia.

For more information on the Asian demographic in Monterey, visit U.S. Census Bureau’s 2020 Data for Monterey.

Native American

The Native American population in Monterey is approximately 0.6% based on the 2020 Census data. While this group represents a smaller portion of the overall population, Monterey is located within a historically significant area for various Native American tribes, including the Ohlone people. Despite the small percentage, efforts to preserve cultural heritage and history are prominent in the area.

For more information on Native American demographics in Monterey, visit U.S. Census Bureau’s 2020 Data for Monterey.

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Monterey is small, comprising about 0.2% of the total population according to the 2020 Census. This group is a minority in the region, with a relatively low presence compared to other ethnic groups. The population of Pacific Islanders has remained stable in recent years, though the percentage remains low when compared to the state average of 0.5%.

For more details on the Native Hawaiian or Pacific Islander demographic, visit U.S. Census Bureau’s 2020 Data for Monterey.

Sources

• U.S. Census Bureau 2020 Data for Monterey

Monterey, California Population by Age and Gender

Total Population by Gender

The total population of Monterey, California, is approximately 29,000 people as of the 2020 Census. The population is fairly evenly split between genders. According to the U.S. Census data, 48.3% of the population is male, while 51.7% is female. This slight female majority reflects typical gender distributions in U.S. cities and contributes to the overall balanced demographics of the area.

For further data on the gender distribution in Monterey, you can refer to the U.S. Census Bureau’s 2020 Data for Monterey.

Age Distribution

The age distribution of Monterey is relatively diverse, with a spread across various age groups. Based on the 2020 Census data, the largest group is individuals between the ages of 25 and 44, which make up about 28% of the population. Children (ages 0-14) represent around 15%, while older age groups, such as those aged 45-64, account for approximately 27%. Residents aged 65 and older make up 19% of the population, which reflects Monterey’s status as a popular destination for retirees. The remaining population (ages 15-24) makes up about 11% of the total population.

For a detailed breakdown of Monterey’s age distribution, refer to the U.S. Census Bureau’s 2020 Data for Monterey.

Median Age

The median age in Monterey is 40.7 years as of the 2020 Census. This is slightly higher than the median age of California as a whole, which is 36.7 years. The higher median age reflects Monterey’s appeal to older adults and retirees, who are attracted to its mild climate and quality of life. The presence of institutions such as the Naval Postgraduate School also contributes to a relatively older population compared to other areas in California.

For more detailed demographic data, visit the U.S. Census Bureau’s 2020 Data for Monterey.

Sex Ratio

The sex ratio in Monterey is approximately 94 males for every 100 females, according to the 2020 Census data. This reflects a typical ratio found in many U.S. cities, with a slightly higher proportion of females, especially in the older age demographics. The male-to-female ratio is more even in younger age groups, but as age increases, women outnumber men in the population, which is common in areas with significant retiree populations.

For more details on the sex ratio in Monterey, refer to the U.S. Census Bureau’s 2020 Data for Monterey.

Population Growth Rates

Monterey has experienced modest population growth in recent years. From 2010 to 2020, the population of Monterey grew by approximately 1.4%. This growth rate is slower than that of many other California cities, reflecting the city’s smaller size and more stable population. The rate of growth has been influenced by various factors, including the city’s appeal to retirees, the presence of educational institutions, and local job markets.

For more information on population growth rates in Monterey, you can refer to the U.S. Census QuickFacts for Monterey.

Sources

• U.S. Census Bureau 2020 Data for Monterey
• U.S. Census QuickFacts for Monterey

Monterey, California Zip Codes

Zip Codes for Monterey, California

• 93940
• 93943
• 93944
• 93950
• 93955

This ZIP code covers the majority of the Monterey, California area.

What is the history of Monterey, California?

History of Monterey, California

The history of Monterey, California, is deeply rooted in its coastal location and its strategic importance during the early years of California’s history. The city was originally inhabited by the Ohlone people, who lived in the region for thousands of years before European settlers arrived. The Ohlone people thrived along the coast, relying on the abundant marine life and the rich natural resources in the area.

Monterey’s recorded history began in 1602 when the Spanish explorer Sebastián Vizcaíno arrived on the California coast and named the bay “Bahía de Santa Catalina.” However, it wasn’t until 1770, when Gaspar de Portolá and Junípero Serra, Spanish missionaries, established a presidio and mission in Monterey, that European influence began to grow. The establishment of the Mission San Carlos Borromeo del Río Carmelo in 1771, just south of the city, marked a significant point in the region’s colonization and the introduction of Spanish settlement.

In 1821, Mexico gained independence from Spain, and California became part of Mexico. During this time, Monterey served as the capital of Alta California, the Mexican territory that included present-day California. The town was a thriving center for trade and governance, and it remained the capital of the Mexican province until 1846. The most significant event during this period was the signing of the Treaty of Cahuenga in 1847, which effectively ended the Mexican-American War in California and transferred control of California to the United States.

Monterey’s importance continued to grow as it became one of the first cities in California under U.S. control. The California Gold Rush, which began in 1848, further fueled the region’s economy, attracting thousands of prospectors and settlers. However, as new cities like San Francisco grew rapidly during the Gold Rush, Monterey’s prominence diminished. In the 1850s, the state capital was moved to Sacramento, and the city began to evolve more as a regional hub for agriculture, fishing, and military presence.

In the early 20th century, Monterey reinvented itself once again, this time becoming a major center for the fishing industry. The famous Cannery Row, immortalized in the works of author John Steinbeck, was once a bustling area filled with sardine canneries, and it became synonymous with Monterey’s industrial growth. However, by the 1950s, the sardine population in the bay had drastically diminished, leading to the decline of the fishing industry in the area.

Monterey’s fortunes shifted again when it became a center for tourism and education. In 1967, the world-renowned Monterey Bay Aquarium opened, transforming the city into a major destination for environmental and marine research. The Monterey Peninsula also became an attractive location for retirees and those seeking a quieter, scenic lifestyle, contributing to the city’s economic and cultural revival in the latter half of the 20th century.

Today, Monterey is known for its rich history, beautiful coastal scenery, and its role in environmental research and education. It remains a popular tourist destination, drawing visitors to its historic sites, such as the Presidio of Monterey, and its vibrant arts and cultural scene. The city’s legacy as a former capital, military outpost, and center of the fishing industry continues to shape its identity as a diverse and thriving coastal community.

Sources

• City of Monterey – History
• History.com – Monterey, California

Monterey, California Weather

Average Temperature (by Month)

The climate in Monterey, California, is classified as Mediterranean, characterized by mild, wet winters and dry, cool summers. The average temperatures throughout the year are relatively moderate, with minimal fluctuations. Below is a breakdown of the average temperatures by month in Monterey:

• January: High 60°F (16°C), Low 45°F (7°C)
• February: High 61°F (16°C), Low 46°F (8°C)
• March: High 62°F (16°C), Low 47°F (8°C)
• April: High 63°F (17°C), Low 48°F (9°C)
• May: High 64°F (18°C), Low 50°F (10°C)
• June: High 66°F (19°C), Low 53°F (12°C)
• July: High 68°F (20°C), Low 55°F (13°C)
• August: High 68°F (20°C), Low 55°F (13°C)
• September: High 68°F (20°C), Low 54°F (12°C)
• October: High 66°F (19°C), Low 51°F (10°C)
• November: High 62°F (16°C), Low 47°F (8°C)
• December: High 60°F (16°C), Low 45°F (7°C)

In comparison to the state of California, Monterey’s temperatures are cooler than most inland areas, particularly during the summer months when many other parts of the state experience hot temperatures exceeding 90°F (32°C). Similarly, Monterey is cooler than most parts of the United States, where summer highs can regularly reach 80°F–90°F (27°C–32°C) and beyond.

For more detailed information on Monterey’s monthly temperatures, refer to US Climate Data for Monterey.

Precipitation (Rain) Patterns

Monterey receives most of its precipitation during the winter months, from November through March. The annual average rainfall is about 19 inches (480 mm), which is lower than the California state average of approximately 22 inches (559 mm). Rain is relatively sparse during the summer months, with June, July, and August often seeing little to no rainfall. The wettest months are typically February and December, with averages around 3-4 inches (75-100 mm) per month.

For comparison, the United States as a whole averages around 38 inches (970 mm) of rainfall annually, so Monterey receives less than half the national average.

For detailed precipitation data in Monterey, visit US Climate Data for Monterey.

Extreme Weather Events

Monterey is not typically prone to extreme weather events. However, it occasionally experiences strong winter storms, especially during El Niño years, which can lead to heavier than usual rainfall and flooding. Due to its coastal location, Monterey is vulnerable to the effects of hurricanes and tropical storms, though these events rarely impact the area directly. The region also experiences occasional droughts, as is common across California, though the state’s coastal areas tend to be less affected than inland regions.

For more information about extreme weather risks in California, visit National Weather Service Extreme Weather Safety.

Humidity Levels

Monterey’s climate is known for being relatively mild with moderate humidity. Average relative humidity levels in Monterey are around 70% throughout the year. The highest humidity levels are typically seen in the early morning and late evening, especially during the cooler months, while midday humidity levels tend to be lower. The proximity to the Pacific Ocean contributes to consistent humidity, though it is often more comfortable than in more humid parts of California, such as the inland valleys.

For detailed humidity data in Monterey, check the Weatherbase for Monterey.

Sunlight

Monterey enjoys relatively moderate sunshine throughout the year. On average, Monterey experiences about 260 sunny days annually. The region’s coastal fog often rolls in during the summer, particularly in the morning and evening, leading to cooler temperatures and reduced sunshine. Summer months typically have around 10-12 hours of daylight, while the winter months have about 9-10 hours of daylight per day. Overall, Monterey gets fewer sunny days than the average California city but still enjoys a relatively sunny climate compared to the rest of the U.S.

For more information on sunlight hours and daily sunshine in Monterey, refer to US Climate Data for Monterey.

Wind Patterns

Monterey experiences moderate wind speeds, with an average annual wind speed of about 10-12 mph (16-19 km/h). Coastal winds are common, particularly in the afternoon, as the area is affected by the marine influence of the Pacific Ocean. Winds tend to pick up in the late afternoon, especially during the summer months, contributing to cooler conditions and the persistent coastal fog. Winds are generally light to moderate, making it an ideal location for outdoor activities like sailing and kite flying.

For more details on wind patterns in Monterey, you can visit Weatherbase for Monterey.

Sources

• US Climate Data for Monterey
• Weatherbase for Monterey
• National Weather Service Extreme Weather Safety

Average Income in Monterey, California

Average Annual Salary

The average annual salary for workers in Monterey, California, is approximately $58,000 as of the latest available data in 2023. This figure is slightly lower than the California state average, which is around $70,000 per year, reflecting the region’s mix of industries such as tourism, government, and education. While salaries in Monterey may not be as high as in larger urban areas of California, the lower cost of living compared to places like San Francisco makes it an attractive place for those seeking a balance of salary and quality of life.

For more information on the average annual salary in Monterey, refer to ZipRecruiter’s Salary Data for Monterey.

Median Salary Range

The median household income in Monterey, California, is approximately $71,000, based on the latest data from the U.S. Census Bureau (2020). This is a more accurate representation of the income for typical households in the area, considering the wide range of salaries across different professions and industries. The median income is slightly lower than the California state median, which stands at around $80,000, but reflects the city’s diverse population and the local economy’s reliance on sectors like hospitality, education, and military services.

For further details on median income in Monterey, visit the U.S. Census Bureau QuickFacts for Monterey.

Most Popular Jobs/Careers

In Monterey, some of the most popular industries are tourism, education, and government services. The most common jobs in the area include positions in the following sectors:

• Hospitality (e.g., hotel managers, chefs, servers)
• Education (e.g., teachers, administrators, education coordinators)
• Military and government services (e.g., military personnel, civil service jobs)
• Healthcare (e.g., nurses, medical technicians, physicians)

These sectors reflect the local economy’s strengths, with many residents employed in either service industries related to tourism or in stable government and educational roles.

For more detailed data on popular careers in Monterey, refer to U.S. Bureau of Labor Statistics – California OES Data.

Highest Paid Jobs in Monterey

High-paying jobs in Monterey are generally found in specialized sectors such as education, healthcare, and government services. Some of the highest-paid professions in the area include:

• Physicians and Surgeons – $200,000+ annually
• University Professors (especially in the sciences and engineering) – $100,000+ annually
• Corporate Executives – $150,000+ annually
• IT Managers and Computer Systems Analysts – $90,000+ annually

These roles are typically held by individuals with specialized education or military backgrounds, and they reflect the area’s demand for skilled professionals in education, healthcare, and technology-related fields.

For more information on the highest-paying jobs in Monterey, visit ZipRecruiter’s Salary Data for Monterey.

Comparison to State and National Averages

When comparing Monterey’s average income statistics to both California and national averages, we see some key differences. The average income in Monterey ($58,000) is below the state average of $70,000, but it’s important to note that the cost of living in Monterey is lower than in major metropolitan areas like San Francisco, which helps offset the difference. In contrast, the national average salary in the United States is around $54,000 annually, making Monterey’s average income slightly above the national norm.

For more information on average salaries in California and the U.S., check out Bureau of Labor Statistics – West Region.

Sources

• ZipRecruiter’s Salary Data for Monterey
• U.S. Census Bureau QuickFacts for Monterey
• U.S. Bureau of Labor Statistics – California OES Data
• ZipRecruiter’s Salary Data for Monterey
• Bureau of Labor Statistics – West Region

Taxes in Monterey, California

Property Taxes

In Monterey, California, property taxes are assessed at 1% of the property’s assessed value, which is based on its market value as determined by the Monterey County Assessor’s Office. In addition to the 1% base rate, there are additional voter-approved levies for local services, such as schools, which can increase the total property tax rate. Typically, these additional levies add up to about 0.25% to 0.5%, depending on the location and the specific voter-approved measures in place. As a result, the total property tax rate in Monterey generally ranges from 1.25% to 1.5% of the assessed value of the property.

For more information on property taxes in Monterey, visit Monterey County Assessor FAQ.

Sales Taxes

The sales tax rate in Monterey, California, is 8.75%, which is a combination of the state base rate of 7.25% and additional local taxes imposed by Monterey County and the city of Monterey. This is higher than the national average sales tax rate of 7.12%, reflecting the local and state government’s reliance on sales tax to fund public services. Sales tax is applied to most retail goods and some services within the city.

For more details on the sales tax rate in Monterey, refer to California Department of Tax and Fee Administration Sales Tax Rates.

Income Taxes

California has a state income tax that ranges from 1% to 13.3% based on income level. Monterey residents pay these same state income taxes, as well as federal taxes. For individuals in the highest income bracket (over $1 million), the tax rate is 13.3%. The state income tax is progressive, meaning the rate increases as income rises. In comparison to the U.S. average state income tax rate of 4.6%, California’s rate is notably higher. However, residents benefit from a range of public services and infrastructure funded by this tax structure.

For more details on California state income tax rates, visit California Franchise Tax Board Income Tax Rates.

Utility Taxes

Monterey imposes utility taxes on electricity, gas, and telecommunications services. The utility tax rate for electricity and natural gas services is 7.5%. Additionally, a 7.5% tax is applied to telecommunications services, including phone and internet services. These taxes are generally included in utility bills and are collected by service providers on behalf of the city.

For more information on utility taxes in Monterey, visit Monterey City Utility Tax Information.

Hotel Occupancy Tax

Monterey has a hotel occupancy tax rate of 10%. This tax is applied to the rental rate for hotel rooms and short-term lodging (less than 30 days). The revenue generated from this tax is primarily used to support tourism-related services and maintain city infrastructure that benefits visitors.

For more details on hotel occupancy tax in Monterey, visit Monterey Transient Occupancy Tax.

Entertainment Taxes

Monterey does not have a specific entertainment tax beyond the general sales tax applied to entertainment-related goods and services. This means that ticket prices for events, movies, or performances are subject to the standard 8.75% sales tax. In some cases, local event organizers may apply additional fees, but these are not categorized as a separate entertainment tax.

For more information on sales tax as it applies to entertainment in Monterey, visit California Department of Tax and Fee Administration Sales Tax Rates.

Tax Payment Schedule

In Monterey, property taxes are due twice a year, with the first installment due on November 1st and the second installment due on February 1st. Payments are considered late if not received by December 10th for the first installment and April 10th for the second installment. Late payments incur a penalty of 10% of the tax due, with an additional 1.5% interest charged for each month the payment is overdue.

For more information on tax deadlines and payment schedules in Monterey, visit Monterey County Treasurer-Tax Collector.

Penalties for Late Payment

Late payment of property taxes in Monterey results in a 10% penalty on the unpaid tax amount, plus an additional 1.5% interest per month. The penalty and interest accrue monthly until the balance is paid in full. If taxes remain unpaid for a prolonged period, the property may be subject to a tax lien and eventual foreclosure.

For more information on penalties for late payments, visit Monterey County Treasurer-Tax Collector.

Where to Pay

Property taxes in Monterey can be paid online, by mail, or in person. The online payment portal allows for secure, quick payments. Payments can also be mailed to the Monterey County Treasurer-Tax Collector’s Office. In-person payments are accepted at the Treasurer-Tax Collector’s Office located at:

Monterey County Treasurer-Tax Collector
168 W. Alisal Street, 1st Floor
Salinas, CA 93901

For online payments, visit Monterey County Treasurer-Tax Collector.

Contact Information

For questions or more details about taxes in Monterey, you can contact the Monterey County Treasurer-Tax Collector’s Office at:

Phone: (831) 755-5057
Email: treasury@co.monterey.ca.us

For more general tax information, visit the Monterey County Treasurer-Tax Collector’s Website.

Sources

• Monterey County Assessor FAQ
• California Department of Tax and Fee Administration Sales Tax Rates
• California Franchise Tax Board Income Tax Rates
• Monterey City Utility Tax Information
• Monterey Transient Occupancy Tax
• California Department of Tax and Fee Administration Sales Tax Rates
• Monterey County Treasurer-Tax Collector

Is Monterey, California a Good Place to Live for Singles?

Events and Activities

Monterey offers a variety of events and activities that are perfect for singles looking to explore the city, meet new people, and enjoy the vibrant culture. Popular events include the annual Monterey Jazz Festival, one of the longest-running jazz festivals in the world, and the Monterey County Fair, which offers music, food, and entertainment. There are also several art galleries, museums, and historic sites, such as the Pacific House Museum and the Monterey Bay Aquarium, which offer opportunities to meet others while enjoying local culture.

If you’re looking for more regular social events, the Monterey Parks and Recreation website lists community activities, fitness programs, and local meet-ups. For specific events happening around town, you can check out Eventbrite Monterey Events.

Gyms

For singles looking to stay active and meet others, Monterey offers a number of gyms and fitness centers. Popular options include the Monterey Peninsula Family YMCA, which offers fitness classes, swimming, and social events, and F45 Training Monterey, a group fitness studio known for its high-energy classes. There are also smaller gyms such as Monterey Fitness offering flexible membership plans and a wide range of fitness programs.

Housing

For singles looking for rental housing, Monterey offers a range of options, from apartments to shared living spaces. Rent for a one-bedroom apartment in the city center is approximately $2,500 per month, with prices dropping slightly in suburban areas. Rental prices in Monterey can be higher than the national average, but the city offers a mix of modern apartments and cozy beach cottages that suit singles looking for a balance of comfort and convenience. Websites like Zillow Rentals in Monterey provide up-to-date listings for those interested in finding a place to live.

Percentage of Single Residents

According to the 2020 U.S. Census, approximately 47% of the population in Monterey is single (not married, divorced, or widowed), which is slightly higher than the national average of 43%. This reflects the city’s appeal to a diverse range of people, including students, professionals, and retirees. Monterey’s relatively high percentage of singles contributes to its social vibrancy and provides ample opportunities for single residents to meet others.

For more detailed statistics on Monterey’s population demographics, refer to the U.S. Census Bureau Data for Monterey.

Comparison to State and National Averages

When compared to the state of California, where approximately 41% of adults are single, Monterey has a slightly higher proportion of single residents. In comparison to the national average of 43%, Monterey’s rate of 47% indicates a somewhat more youthful and transient population, likely influenced by the area’s mix of educational institutions and industries such as tourism and government services.

For more information on state and national comparisons of singles, visit U.S. Census Bureau QuickFacts for California and U.S..

Is Monterey, California Good for Families?

Monterey, California, is a family-friendly city offering a balance of safety, natural beauty, and a mild climate. The crime rate is lower than the national average, making it a relatively safe place for families. The weather is moderate year-round, with cool summers and mild winters, which is ideal for outdoor activities. While housing costs are higher than the national average, they are somewhat more affordable compared to larger cities in California like San Francisco. Employment opportunities in Monterey are generally stable, with key sectors such as education, tourism, and government services driving the local economy. Overall, Monterey offers a quality of life that many families find appealing.

Parks and Family Activities

Monterey is home to many parks and family-friendly activities, making it an ideal location for those with children. Families can enjoy the scenic beauty of Monterey’s Parks and Recreation Department, which maintains a variety of local parks and recreational spaces. Popular spots include the El Morro Park, which offers playgrounds, picnic areas, and scenic views, and the Jack’s Peak Park, a great location for hiking with panoramic views. For more family events, you can visit Eventbrite Monterey Family Events.

Restaurants

Monterey has a diverse culinary scene with options that cater to all types of families. Whether you’re in the mood for Italian, Mexican, BBQ, or American cuisine, there are plenty of family-friendly restaurants to choose from.

Italian Restaurants: Monterey offers several great Italian dining options, including Italian Restaurants in Monterey, known for classic pasta dishes, wood-fired pizzas, and family-style dining.

Mexican Restaurants: If you’re craving flavorful Mexican food, try Mexican Restaurants in Monterey, where you’ll find everything from tacos to burritos and a great selection of salsas.

BBQ Restaurants: For BBQ lovers, check out BBQ Restaurants in Monterey, offering smoked meats and hearty sides perfect for the whole family.

American Restaurants: For traditional American fare, such as burgers, fries, and hearty breakfasts, try American Restaurants in Monterey.

Housing

For families looking to purchase a home, Monterey offers a variety of housing options, from cozy homes near the beach to larger properties in more suburban areas. The median home price in Monterey is around $1.2 million, which is higher than the national average but more affordable compared to larger California cities like San Francisco. Families can find properties with good proximity to schools and parks. For listings and more information on buying a home in Monterey, check out Zillow Homes for Sale in Monterey.

Percentage of Family Residents

According to the 2020 U.S. Census, approximately 60% of Monterey’s households are families, with many of these families consisting of married couples. This is a higher percentage than the national average of 50%, indicating that Monterey is a family-oriented community. The city’s relatively stable environment and family-friendly amenities contribute to this figure, making it an attractive option for those looking to settle down with children.

For more information on family demographics in Monterey, you can visit U.S. Census Bureau Data for Monterey.

Comparison to State and National Averages

In comparison to California’s overall family demographic, which reports about 56% of households as families, Monterey’s percentage of 60% is higher. Similarly, compared to the national average of 50%, Monterey’s higher family rate reflects its family-friendly amenities and stable environment. This makes Monterey a solid choice for those prioritizing family life over individual or single-living dynamics.

For more insights on family demographics in California, visit U.S. Census Bureau – California QuickFacts.

How are the schools in Monterey, California?

Monterey, California offers a range of educational options for families, including public and private schools, as well as higher education institutions. The Monterey Peninsula Unified School District (MPUSD) oversees the majority of the city’s public schools, providing K-12 education to local students. The district has received a mix of ratings, with some schools excelling in areas such as academic performance and extracurricular activities, while others are working to improve student outcomes. Financially, MPUSD’s funding comes from both local property taxes and state funding, with efforts to close funding gaps through various grants and community initiatives. The average school scores for the district are generally in the “average” range for California, with some standout schools performing above the state average. In addition to public schools, Monterey also has a number of private institutions, including Montessori and religious-based schools, offering alternatives to the public education system.

Pre-K Schools

For families with young children, Monterey offers several Pre-K programs designed to provide early childhood education. One notable program is the Monterey Parks & Recreation Preschool Program, which offers a variety of early learning activities for children ages 3 to 5. The program focuses on social, emotional, and cognitive development, preparing children for kindergarten. There are also private options like the Monterey Montessori School, which provides an educational environment that follows the Montessori method, focusing on individualized learning and child development.

Kindergarten Schools

Kindergarten in Monterey is offered through the public school system as part of the Monterey Peninsula Unified School District (MPUSD). Schools such as Carmel Valley High School offer programs with a focus on early childhood development and preparing young children for elementary school. Additionally, private institutions like the Monterey Montessori School offer kindergarten programs that emphasize a student-centered learning environment.

Elementary Schools

Monterey’s elementary schools, such as Foothill Elementary School, provide education for grades K-5, focusing on basic subjects such as reading, math, and science, as well as arts and physical education. The school district places a significant emphasis on literacy, STEM education, and social-emotional learning. MPUSD also offers a special focus program at Black Hill Elementary, known for its smaller class sizes and individualized attention to students.

Middle Schools

Monterey’s middle schools, such as Colton Middle School, serve students in grades 6-8. These schools offer a wide range of academic and extracurricular programs, including music, sports, and after-school activities. Colton Middle is noted for its academic performance and focus on student involvement. Another notable middle school in the district is Olympia Middle School, known for its rigorous academic curriculum and strong community engagement.

High Schools

For high school students, Monterey offers a selection of options through MPUSD, including Monterey High School, which offers a broad selection of academic programs, including AP courses and vocational training. Monterey High is well-regarded for its arts programs and extracurricular activities. Another notable high school is Carmel High School, which offers a rigorous academic curriculum, including advanced placement courses and a strong athletics program. Both schools have shown strong results in standardized testing, with graduation rates higher than the state average.

Colleges & Universities

Monterey is home to several institutions of higher education, including the Monterey Peninsula College (MPC), a community college offering associate degrees, certificate programs, and transfer pathways to four-year universities. MPC is a popular choice for students in the area, offering a diverse range of programs and a strong focus on student success. Additionally, the Naval Postgraduate School offers graduate education and research opportunities in fields like national defense and international relations, attracting students from all over the world. The Middlebury Institute of International Studies offers advanced degrees in international studies, with a focus on language programs, diplomacy, and sustainability.

Churches in Monterey, California

Churches in Monterey, California

• Saint Francis of Assisi Parish
• First Presbyterian Church of Monterey
• Monterey Bay Baptist Church
• Monterey Church of the Nazarene
• Our Lady of Mount Carmel Catholic Church
• Monterey Bay Healing Fellowship
• Monterey Christian Church
• First Baptist Church of Monterey

Conclusion: Why you should consider moving to Monterey, California

Monterey, California offers an exceptional blend of natural beauty, a rich history, and a welcoming community that makes it a great place to call home. With its stunning coastline, mild climate, and outdoor activities, you’ll never run out of things to explore or enjoy. The city is home to excellent schools, a thriving arts scene, and diverse cultural opportunities, making it ideal for families, singles, and retirees alike. With a lower crime rate, a laid-back lifestyle, and a strong sense of community, Monterey provides a peaceful escape from the hustle and bustle of larger cities while still offering plenty of amenities. Whether you’re looking to raise a family, pursue career opportunities, or simply enjoy a slower pace of life, Monterey is a place that offers both tranquility and excitement in equal measure. Moving here means embracing a unique coastal lifestyle that blends relaxation, adventure, and connection in one of California’s most beautiful locations.