Living in and Moving to Moorhead, Minnesota

Cost to Move to Moorhead, Minnesota

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Cost of living in Moorhead, Minnesota

Housing Costs

The cost of housing in Moorhead, Minnesota is relatively affordable compared to the national average and many larger cities. As of 2023, the median home price in Moorhead is approximately $300,000, which is lower than the national median of around $400,000. Renting is also more affordable in Moorhead, with the average rent for a one-bedroom apartment ranging from $750 to $1,200 per month depending on the neighborhood and amenities. The cost for a three-bedroom apartment typically ranges from $1,200 to $1,800 per month. In comparison to nearby Fargo, which has higher housing demand, Moorhead offers a more budget-friendly option for both renters and homebuyers. For more detailed information on housing prices in Moorhead, visit Zillow’s housing data.

Utilities

Monthly utility costs in Moorhead are in line with the national average. On average, a utility bill for a standard 915 square-foot apartment includes electricity, heating, cooling, water, and garbage, and typically costs between $150 and $250 per month. The exact cost can vary depending on the time of year, as winter heating costs are higher. Internet costs typically range from $60 to $90 per month for a basic broadband package. For more information on utility rates in Moorhead, you can check Numbeo’s cost of living data.

Groceries/Food

Groceries in Moorhead are slightly below the national average. A typical monthly grocery bill for a single person is around $300 to $400, with prices for basic food items like milk, bread, and eggs lower than in major urban centers. For example, a gallon of milk costs around $3.50, and a loaf of bread is about $2.50. Dining out is also affordable, with an average meal at a mid-range restaurant costing around $15 to $25 per person. For more on food prices, check Numbeo.

Transportation

Transportation costs in Moorhead are relatively low. The average cost of gasoline in 2023 is approximately $3.50 per gallon, which is close to the national average. For public transit, the Fargo-Moorhead area operates MATBUS, with fares ranging from $1.50 for a single ride to $35 for a monthly pass. However, the majority of Moorhead residents rely on personal vehicles, as the city is spread out and public transportation options are limited compared to larger cities. The average cost of car ownership, including insurance, gas, and maintenance, is around $500 to $700 per month. For more on transportation expenses, you can visit Numbeo.

Healthcare

Healthcare costs in Moorhead are slightly below the national average. The average cost of a doctor’s visit is approximately $120, while a dentist’s visit is around $90. Prescription drug costs are also affordable, with a 30-day supply of commonly prescribed medications costing between $10 and $30. The area is served by the Sanford Health network, which provides a broad range of medical services at competitive prices. Health insurance premiums can vary widely based on the plan, but for a mid-level plan, expect to pay between $400 and $600 per month for an individual policy. For more specific healthcare cost data in the area, visit HealthCare.gov.

Childcare and Education

Childcare costs in Moorhead are moderate compared to other regions. Full-time daycare for an infant averages around $900 to $1,200 per month, while care for toddlers or preschool-aged children can range from $700 to $1,000 per month. For school-aged children, public education in Moorhead is provided by the Moorhead Area Public Schools, which are known for their strong academic performance. The cost of private school education in the area ranges from $4,000 to $7,000 annually. Minnesota State University Moorhead (MSUM) offers affordable in-state tuition at around $10,000 per year for undergraduate students. For more on education and childcare costs, you can check Moorhead Area Public Schools.

Taxes

The state of Minnesota has a progressive income tax system, with rates ranging from 5.35% to 9.85%. For residents of Moorhead, the combined state and local sales tax rate is 7.375%. Property taxes in Moorhead are lower than the state average, with the average effective property tax rate at around 1.1%, compared to Minnesota’s state average of 1.25%. This means if you own a $250,000 home, you can expect to pay roughly $2,750 annually in property taxes. For more on taxes in Moorhead, you can visit Minnesota Department of Revenue.

Insurance

Insurance costs in Moorhead are consistent with state averages. Car insurance premiums in Minnesota are about $1,200 annually, or $100 per month, though this can vary based on driving history and coverage levels. Homeowners insurance costs an average of $1,000 to $1,500 annually, depending on the value of the property and its location. Health insurance premiums, as noted earlier, range between $400 and $600 per month for individual plans. For more information on insurance rates, check Insurance.com.

Recreation and Entertainment

Recreation and entertainment in Moorhead are affordable, with a variety of options available. Movie tickets cost around $12 per person, and a gym membership typically ranges from $30 to $50 per month. Moorhead’s parks and outdoor areas, such as the Red River Trail and the Fargo-Moorhead Community YMCA, provide plenty of free or low-cost recreation opportunities. Annual events such as the Fargo-Moorhead Community Concerts and local festivals offer family-friendly entertainment at minimal cost. For a deeper look at local activities, you can visit Moorhead Parks & Recreation.

Clothing

Clothing costs in Moorhead are similar to the national average, with basic items like jeans ranging from $30 to $60 and a pair of sneakers costing around $50 to $100. Clothing for children is similarly priced, with basic shirts and pants costing between $10 and $30. The area has several shopping centers and discount stores where residents can find reasonably priced clothing. For more details on local shopping, you can visit Mall of America for regional retail options.

Personal Care

Personal care costs in Moorhead are in line with the national average. A haircut for an adult typically costs around $20 to $30, while a haircut for a child is around $15 to $20. Basic toiletries and hygiene products, such as shampoo and toothpaste, are priced similarly to national averages, with a bottle of shampoo costing around $3 to $5. Monthly personal care products can add up to around $30 to $50 per person. For more information, you can visit Numbeo.

Miscellaneous Expenses

Miscellaneous costs in Moorhead, including things like pet care, entertainment, and other personal expenses, tend to be lower than in large urban areas. For example, pet care costs, such as basic veterinary services or pet insurance, average between $30 and $50 per month. Miscellaneous personal expenses like clothing, gifts, and hobbies typically cost around $100 to $200 per month for a single individual. For more on cost of living data in Moorhead, check Numbeo.

Is Moorhead, Minnesota a safe place to live – Crime Rates?

Crime Rate

Moorhead, Minnesota, generally has a lower crime rate than the national average. According to the most recent data from the NeighborhoodScout (2023), Moorhead’s crime rate is approximately 16 crimes per 1,000 residents, which is lower than the national average of 24 crimes per 1,000 residents. The city’s crime rate has been relatively stable over the past few years, with no significant increases in overall criminal activity. The lower crime rate is in part due to the city’s smaller population size and strong community ties, which often lead to quicker response times from law enforcement and better community awareness. Despite this, crime still occurs occasionally, so it’s important to research specific neighborhoods for more detailed information.

Violent Crime Rate

The violent crime rate in Moorhead is also lower than the national average. According to the most recent data from the FBI’s Uniform Crime Reporting (UCR) program (2022), Moorhead reported 1.72 violent crimes per 1,000 residents, significantly lower than the national average of 4.0 per 1,000 residents. Violent crimes include offenses such as homicide, rape, robbery, and aggravated assault. In recent years, Moorhead has seen a steady decline in violent crime, reflecting the city’s commitment to public safety through active policing and community programs.

Property Crime Rate

Property crimes in Moorhead, which include burglary, larceny-theft, motor vehicle theft, and arson, also tend to be below the national average. According to NeighborhoodScout (2023), the property crime rate in Moorhead is about 19.9 incidents per 1,000 residents, which is lower than the national average of 22.0 per 1,000 residents. While property crimes do occur in Moorhead, particularly in urban areas or near college campuses, the city’s overall property crime rate has remained relatively stable. Residents should still take precautions, such as securing vehicles and homes, to reduce the risk of property crime.

Police Presence

The city of Moorhead has a well-established police force, which is a key factor in maintaining public safety. The Moorhead Police Department has a proactive approach to law enforcement, focusing on community policing, which helps to foster trust and cooperation between residents and officers. The department is well-funded and has several specialized units, including K-9, crime prevention, and investigations. Officers in Moorhead are known for their responsiveness and community engagement, which contributes to the overall safety of the area. Additionally, the police force collaborates with neighboring Fargo, North Dakota, for joint initiatives to address crime in the Fargo-Moorhead metro area.

Neighborhood Watch Programs

Moorhead has several active neighborhood watch programs that contribute to the overall safety of its communities. According to the Moorhead Police Department, these programs involve residents working closely with the police to monitor and report suspicious activities. The city supports community involvement in public safety, with neighborhood watch groups serving as an important tool for crime prevention. These programs encourage residents to be proactive about keeping their neighborhoods safe and provide a direct line of communication with the local police force. Participation in these programs is encouraged as it helps enhance security and awareness in the community.

Safety Rankings

Moorhead is consistently ranked as one of the safer cities in Minnesota. According to the 2023 SafeHome.org rankings, Moorhead is listed as a city with a low violent crime rate and minimal property crime issues relative to other cities in the state. The rankings are based on data from various sources, including the FBI’s Uniform Crime Reports and local law enforcement agencies, factoring in the overall crime rate, response times, and community engagement. While not crime-free, Moorhead is considered a safe and stable place to live compared to larger cities across the country.

Trend Data

Crime trends in Moorhead have remained relatively stable, with a general decline in both violent and property crimes over the last few years. According to the Moorhead Police Department, crime rates have decreased due to community engagement programs and proactive policing strategies. Violent crime, in particular, has been on a downward trajectory, which reflects the city’s growing investment in safety initiatives. Additionally, property crime rates, including theft and burglary, have remained consistently low, even as the population in the Fargo-Moorhead metro area continues to grow.

School Safety

School safety is a key priority for the Moorhead Area Public Schools district, which has implemented various programs to ensure the safety and well-being of students. According to Moorhead Area Public Schools (2023), the district has a comprehensive safety plan in place, including on-site school resource officers, safety drills, and a focus on mental health resources. The district works closely with local law enforcement to ensure a quick response to any incidents. Moreover, school bullying rates in Moorhead are lower than the state average, and the district promotes a safe and inclusive environment. The overall safety of Moorhead’s schools is consistently rated high by parents and community members.

What are the demographics of Moorhead, Minnesota?

White

The majority of Moorhead’s population is White, comprising approximately 87.3% of the total population as of the 2020 U.S. Census. This reflects a relatively homogenous community, with the largest ethnic group making up the dominant share of the city’s residents. The White population has remained stable in recent decades, with gradual shifts as the area sees more diversity due to its proximity to Fargo, North Dakota, and the presence of Minnesota State University Moorhead. For more detailed demographic breakdowns, visit the U.S. Census Bureau.

Black or African American

2020 U.S. Census. This reflects a growing minority presence in the city, though Black residents still represent a relatively small segment of the population. As of recent years, Moorhead has seen gradual increases in diversity, which is consistent with broader demographic shifts in the region. For more detailed statistics on racial composition in Moorhead, visit the Census Data.

Hispanic or Latino

Individuals who identify as Hispanic or Latino make up 4.2% of Moorhead’s population, according to the 2020 U.S. Census. The Hispanic/Latino population in Moorhead has been growing over the past few decades, reflecting broader migration trends from Latin America to Minnesota. This demographic group contributes significantly to the city’s cultural diversity, with a notable presence in local businesses, schools, and community activities. For more on this demographic group, see the full breakdown on Census QuickFacts.

Two or More Races

The population identifying as two or more races in Moorhead accounts for 2.3% of the total population, based on 2020 Census data from the U.S. Census Bureau. This reflects a growing trend of mixed-race households and individuals in the city, mirroring national trends where people are increasingly identifying with more than one racial or ethnic background. For more information on this demographic group, visit the Census Data.

Asian

The Asian population in Moorhead is 2.5% of the total population, according to the 2020 U.S. Census. This group includes people with origins in countries like China, India, Vietnam, and other parts of Asia. The Asian community in Moorhead has seen steady growth, partly due to the university and its international student population. The city’s diversity is enriched by this group, which contributes to local businesses, educational institutions, and cultural activities. For more on the Asian population in Moorhead, check the U.S. Census Bureau.

Native American

Native American residents make up 0.5% of the population in Moorhead, based on the 2020 U.S. Census. This small but significant group is primarily composed of individuals with roots in various Native American tribes from the region. While the percentage is low, Moorhead, like much of Minnesota, has a rich Native American history, and the community plays an important cultural role. For more details, visit the Census Data.

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Moorhead is less than 0.1%, according to the 2020 U.S. Census. While this group makes up a very small portion of the city’s overall population, it reflects broader national patterns where Pacific Islanders are less represented in rural areas. Despite their small numbers, this community contributes to the city’s growing diversity. For further details, visit the Census Bureau’s QuickFacts.

Sources

• U.S. Census Bureau QuickFacts – Moorhead
• U.S. Census Data – Moorhead, Minnesota

Moorhead, Minnesota Population by Age and Gender

The total population of Moorhead, Minnesota is 45,228 according to the 2020 U.S. Census.

Total Population by Gender

As of the 2020 U.S. Census, the population of Moorhead is divided between 22,023 males and 23,205 females. This results in a slightly higher number of females than males in the city. The gender ratio is relatively balanced, with females making up about 51.3% and males 48.7% of the total population. This distribution reflects typical gender ratios found in many American cities. For further details, visit the U.S. Census Bureau – Moorhead.

Age Distribution

The age distribution of Moorhead is relatively young, with a significant portion of the population in the working-age group. According to the 2020 U.S. Census, the breakdown of age groups in Moorhead is as follows:

• Under 5 years: 6.2%
• 5 to 9 years: 6.0%
• 10 to 14 years: 5.6%
• 15 to 19 years: 8.0%
• 20 to 24 years: 14.0%
• 25 to 34 years: 12.7%
• 35 to 44 years: 10.0%
• 45 to 54 years: 9.0%
• 55 to 59 years: 6.5%
• 60 to 64 years: 5.3%
• 65 to 74 years: 5.1%
• 75 to 84 years: 3.5%
• 85 years and over: 2.1%

The largest age groups in Moorhead are 20 to 24 years and 25 to 34 years, reflecting the city’s student population, largely due to Minnesota State University Moorhead. The senior population (ages 65 and older) is relatively small but growing. For more detailed statistics, visit the U.S. Census Data.

Median Age

The median age in Moorhead is 30.8 years, according to the 2020 U.S. Census. This is relatively young compared to the U.S. median age of 38.4 years, which is typical for university towns where a higher percentage of the population consists of college students. The median age indicates a younger and dynamic population with many individuals in the early stages of their careers or education. For more details, check the Census Bureau QuickFacts.

Sex Ratio

The sex ratio in Moorhead is relatively balanced. The city has 94.8 males for every 100 females, based on the 2020 U.S. Census. This ratio is fairly typical for a city, with the slight difference in favor of females being common in many regions due to longer life expectancy for women. For further details, visit the U.S. Census QuickFacts.

Population Growth Rates

Moorhead has experienced steady population growth in recent years. The population increased by 9.2% from 2010 to 2020, according to the 2020 U.S. Census. This growth is driven in part by the expansion of the Fargo-Moorhead metro area, and the city’s proximity to Fargo, North Dakota. Continued growth is expected as the region sees more development and the local economy remains strong. For more detailed growth data, visit the U.S. Census Bureau.

Sources

• U.S. Census Bureau – Moorhead
• U.S. Census Data – Moorhead, Minnesota

Moorhead, Minnesota Zip Codes

Moorhead, Minnesota, primarily has the following ZIP codes:

• 56560
• 56563

This ZIP code covers the majority of the Moorhead area.

What is the history of Moorhead, Minnesota?

History of Moorhead, Minnesota

The history of Moorhead, Minnesota, is closely tied to its geographical location on the Red River of the North and its proximity to the thriving city of Fargo, North Dakota. The area that would become Moorhead was originally inhabited by Indigenous peoples, including the Dakota Sioux and Ojibwe tribes, who relied on the fertile land and river for fishing, hunting, and farming. The European settlement of the area began in the mid-19th century, as settlers began to move westward across the United States.

The first permanent settler in the area was William G. Moorhead, a Minnesota railroad executive. Moorhead arrived in the Red River Valley in 1856, and after acquiring land, he began to lay the groundwork for a town. The town was initially known as “Moorhead’s Landing” and served as a key point for transportation along the Red River. It was named in honor of William Moorhead, who played an instrumental role in the town’s establishment. The location of Moorhead was strategically important, as it lay across the river from Fargo, which was quickly becoming a major commercial hub in the region. The Red River provided transportation access for goods, and the future of the settlement looked promising with this natural advantage.

In 1871, Moorhead was officially incorporated as a city, marking a new phase in its development. During the late 19th century, the town saw rapid growth thanks to its location on the river, as well as the arrival of the Northern Pacific Railway, which provided further access to markets and expanded the region’s economic opportunities. Moorhead’s role as a transportation hub helped it to prosper, and the population grew steadily as more settlers and businesses moved into the area. The city was particularly known for its agricultural industry, and it became a center for grain elevators and flour mills, taking advantage of the fertile land in the region.

Throughout the early 20th century, Moorhead continued to develop, but it faced challenges as well. The Red River floods, which had been a recurring threat to the town since its early days, reached a peak during the 1920s and 1930s. The town was nearly flooded several times, and significant infrastructure damage was caused by these natural disasters. However, these challenges also led to improvements in flood control infrastructure, with the city investing in dikes and floodwalls to protect its residents and businesses. The city’s resilience during these times of hardship helped to solidify its place as a key town in the region.

After World War II, Moorhead began to undergo a process of suburbanization, with the growth of housing developments and the construction of new schools and amenities. The population continued to rise, and the city became more integrated with the larger Fargo-Moorhead metro area. The presence of Minnesota State University Moorhead, founded in 1885 as the Moorhead Normal School, became a central feature of the city’s identity. The university helped to boost the local economy and provided educational opportunities to thousands of students, further solidifying Moorhead’s role as an important cultural and educational center in the region.

In the latter half of the 20th century and into the 21st century, Moorhead continued to grow and diversify, both economically and demographically. The city’s proximity to Fargo, combined with its strong local economy, higher education institutions, and expanding infrastructure, contributed to its growth as a vibrant community. Moorhead also became more culturally diverse, with new residents and businesses from various backgrounds, including those drawn by the university and the employment opportunities in the area.

Today, Moorhead is a thriving city with a strong sense of community and a rich history that reflects both the challenges and successes of its past. It has maintained its agricultural roots, while also becoming a hub for education, healthcare, and technology. As part of the Fargo-Moorhead metro area, the city benefits from a regional economy that continues to evolve and expand.

Sources

• City of Moorhead – History
• Historical Marker Database – Moorhead, Minnesota
• Minnesota Historical Society – History of Minnesota

Moorhead, Minnesota Weather

Weather in Moorhead, Minnesota

The weather in Moorhead, Minnesota, is characterized by a continental climate, with cold winters, warm summers, and transitional spring and fall seasons. Due to its location in the Upper Midwest, Moorhead experiences a wide range of temperatures and precipitation patterns throughout the year. Below is a breakdown of the city’s weather based on the most recent data available.

Average Temperature (by Month)

Moorhead experiences significant temperature variations across the seasons. According to the U.S. Climate Data, the average monthly temperatures are as follows:

• January: High 14°F, Low -5°F
• February: High 18°F, Low -3°F
• March: High 32°F, Low 14°F
• April: High 46°F, Low 27°F
• May: High 61°F, Low 40°F
• June: High 73°F, Low 53°F
• July: High 80°F, Low 59°F
• August: High 78°F, Low 57°F
• September: High 66°F, Low 45°F
• October: High 51°F, Low 30°F
• November: High 32°F, Low 16°F
• December: High 16°F, Low -3°F

In comparison to the state of Minnesota, which experiences colder winters and hotter summers overall, Moorhead’s average temperatures are fairly typical for the Red River Valley region. Nationally, Moorhead’s temperatures tend to be lower in winter and higher in summer compared to the U.S. average, with Minnesota’s climate generally being more extreme.

Precipitation Patterns

Moorhead receives moderate precipitation, with an annual average of 24.5 inches of rainfall, according to U.S. Climate Data. Precipitation is fairly evenly distributed throughout the year, though the wettest months are typically May, June, and July. The area can also experience heavy snowfalls during the winter months, contributing to the region’s annual precipitation total. The summer months are prone to occasional thunderstorms, which can bring short bursts of heavy rain.

Extreme Weather Events

Moorhead is no stranger to extreme weather events. The area is susceptible to severe thunderstorms, tornadoes, and heavy snowstorms. According to the National Weather Service – Grand Forks, the region experiences an average of 30 thunderstorm days per year. Tornadoes are also a threat, with the city falling within “Tornado Alley,” where the Midwest experiences higher tornado frequencies. In winter, heavy snowfalls and occasional blizzards can occur, with the city receiving about 46 inches of snow annually, which is typical for northern Minnesota.

Humidity Levels

The humidity in Moorhead varies throughout the year, with higher levels during the warmer months. The average relative humidity in Moorhead is approximately 75% during the summer and around 80% during the winter months. These humidity levels are typical for Minnesota, as the state experiences high humidity during the summer due to its proximity to large bodies of water. Nationally, these humidity levels are on the higher side, especially when compared to drier regions in the western U.S.

Sunlight

Moorhead enjoys an average of 204 sunny days per year, which is slightly above the national average of 205 sunny days per year. However, the city experiences long, cold winters with limited sunlight during the months of December and January. The shortest day of the year, typically around December 21st, has only about 8 hours of daylight. During the summer, especially in June, Moorhead experiences up to 15.5 hours of daylight, with long, bright days and warm temperatures.

Wind Patterns

Wind speeds in Moorhead are moderate, with average wind speeds of around 10-12 mph. The strongest winds typically occur in the spring and early summer during severe thunderstorms. Winds from the northwest and west are the most common, although the city can also experience occasional gusts from the south or east, especially during weather systems that bring warmer air into the region. The wind is a significant factor in the perceived cold during the winter months, as it can make temperatures feel much colder than the actual temperature due to the wind chill effect.

Comparison to State and National Averages

Compared to the average weather in the state of Minnesota, Moorhead has a fairly typical continental climate, with colder winters and more moderate summers than areas further south. Minnesota’s weather is characterized by its extreme seasonal variation, and Moorhead fits this pattern with sharp contrasts between winter and summer temperatures. Nationally, Moorhead is colder in winter and hotter in summer than the U.S. average, with more snow in winter and a shorter growing season than most parts of the country.

Sources

• U.S. Climate Data – Moorhead
• National Weather Service – Grand Forks

Average Income in Moorhead, Minnesota

Average Annual Salary in Moorhead, Minnesota

The average annual salary in Moorhead is approximately $53,000, based on recent data from the ZipRecruiter. This figure represents the mean salary across various industries in the city. The salary range varies significantly depending on occupation, with professional roles such as those in education, healthcare, and technology generally offering higher salaries compared to retail or service industry jobs.

Average Hourly Wage in Moorhead, Minnesota

The average hourly wage in Moorhead is approximately $25 per hour, according to data from Bureau of Labor Statistics (BLS). This figure is derived from the local wages across various industries, including manufacturing, retail, and education. Wages for entry-level positions in fields like food service or retail can be closer to the state minimum wage, while skilled trades and professional services often see higher hourly rates.

Most Popular Jobs/Careers in Moorhead

Some of the most common careers in Moorhead are in education, healthcare, and customer service. According to Career Explorer, the largest employment sectors in Moorhead include:

• Healthcare (Registered Nurses, Medical Assistants, Physicians)
• Education (Teachers, School Administrators, Counselors)
• Retail (Sales Associates, Retail Managers)
• Manufacturing (Production Workers, Assemblers)
• Technology (Software Developers, IT Professionals)

These sectors make up the majority of employment opportunities in the area, with healthcare and education being especially strong due to the presence of local hospitals and Minnesota State University Moorhead.

Highest Paid Jobs in Moorhead

Higher-paying jobs in Moorhead are typically in healthcare, education, and specialized professional fields. According to data from the Bureau of Labor Statistics, the following occupations tend to offer the highest salaries in the region:

• Physicians & Surgeons: $200,000+ annually
• Computer and Information Systems Managers: $100,000+ annually
• Pharmacists: $120,000+ annually
• Postsecondary Educators (Professors, Lecturers): $70,000–$90,000 annually
• Architects and Engineers: $75,000–$100,000 annually

These high-paying roles are influenced by the presence of local healthcare facilities, the university, and nearby cities with strong tech industries, such as Fargo.

Income Comparison: Moorhead vs. Minnesota vs. U.S. Averages

Compared to the state of Minnesota, Moorhead’s average salary is slightly below the state average. The average annual income for Minnesota residents in 2022 was about $65,000, as reported by the Minnesota Department of Employment and Economic Development. Nationally, the U.S. average income in 2022 was approximately $54,000, according to Bureau of Labor Statistics, meaning Moorhead’s average annual salary is close to the national average but lower than Minnesota’s state average.

Sources

• ZipRecruiter – Salary Data
• Bureau of Labor Statistics – Minnesota Wage Data
• Career Explorer – Popular Careers in Minnesota
• Minnesota Department of Employment and Economic Development – Median Wage Reports
• Bureau of Labor Statistics – U.S. Average Salary

Taxes in Moorhead, Minnesota

Property Taxes in Moorhead, Minnesota

The property tax rate in Moorhead is determined by the local tax authorities and includes city, county, and school district levies. As of 2023, the average effective property tax rate in Moorhead is approximately 1.20% of a property’s assessed value, which is slightly higher than the Minnesota state average of 1.08%. This means that for a property valued at $200,000, the annual property tax bill in Moorhead would be approximately $2,400. Property taxes in Moorhead are assessed by the Clay County Assessor’s Office, and rates can vary slightly based on the specific location within the city. For more detailed information, you can visit the official Clay County Property Tax Information.

Sales Taxes in Moorhead, Minnesota

The sales tax rate in Moorhead is a combination of state, county, and city taxes. The state of Minnesota has a base sales tax rate of 6.875%. Moorhead, being located in Clay County, adds a local sales tax of 0.5%, bringing the total sales tax rate in Moorhead to 7.375%. This rate applies to most goods and services sold within the city, including retail items, restaurant meals, and other taxable services. For more details on Minnesota sales tax, you can refer to the Minnesota Department of Revenue – Sales and Use Tax.

Income Taxes in Moorhead, Minnesota

Moorhead residents are subject to both federal and state income taxes. Minnesota has a progressive state income tax with rates that range from 5.35% to 9.85%, depending on income brackets. For 2023, the income tax brackets for individuals are:

• 5.35% for income up to $28,080 (single) or $37,240 (married)
• 7.05% for income from $28,081 to $92,780 (single) or $37,241 to $185,560 (married)
• 7.85% for income from $92,781 to $171,220 (single) or $185,561 to $342,440 (married)
• 9.85% for income over $171,220 (single) or $342,440 (married)

These rates are applicable to income earned within the state, including salaries, wages, and other sources of income. Minnesota’s income tax rates are generally higher than the national average, as the U.S. average income tax rate is about 4.6% (based on 2021 data from IRS). For more details on Minnesota’s income tax rates, visit the Minnesota Department of Revenue – Income Tax Rates.

Utility Taxes in Moorhead, Minnesota

Moorhead does not impose a specific utility tax on residential utilities, such as water, electricity, or gas. However, customers are subject to standard utility rates set by the service providers, which may include fees for infrastructure and other city services. The local utility provider, Moorhead Public Service (MPS), regulates rates for water, electricity, and natural gas within the city. You can find more information on MPS rates at their official website.

Hotel Occupancy Tax

Moorhead, along with the rest of Clay County, charges a local hotel occupancy tax of 3%. This tax applies to the rental of rooms in hotels, motels, and other short-term rental accommodations. The revenue generated from this tax is typically used to fund local tourism and community development initiatives. For more details, you can visit Clay County’s Tax Information.

Entertainment Taxes

There are no specific local entertainment taxes in Moorhead, though various events and venues may charge additional fees for special events, performances, or ticketed activities. These fees are generally not considered part of a formal “entertainment tax” but are treated as additional charges for services rendered. For example, concert halls, movie theaters, or museums may impose service or entry fees. These are typically in addition to general sales tax.

Tax Payment Schedule

Property taxes in Moorhead are due in two installments: May 15 and October 15 each year. Payments can be made online via the Clay County Treasurer’s website or in person at the Clay County Government Center. Late payments are subject to interest charges, which accrue starting the day after the due date. For more details, visit the Clay County Treasurer’s Office.

Penalties for Late Payment

If property taxes are not paid on time in Moorhead, a penalty is applied. For taxes paid late, interest is charged at a rate of 1% per month from the due date, beginning on the day after the deadline. Additionally, there is a 3% penalty for any delinquent taxes remaining unpaid after December 31st of the year the taxes were due. More information on penalties can be found on the Clay County Property Taxes page.

Where to Pay Taxes

Property taxes in Moorhead can be paid through the Clay County Treasurer’s Office. Payments can be made online, by mail, or in person. For online payments, visit the Clay County Property Tax Payment Portal. In-person payments can be made at the Clay County Government Center located at 807 11th St. N., Moorhead, MN.

Contact Information

For further inquiries or questions regarding taxes in Moorhead, you can contact the Clay County Treasurer’s Office at:

• Phone: (218) 299-5000
• Website: Clay County Property Taxes

Sources

• Clay County Property Tax Information
• Minnesota Department of Revenue – Sales and Use Tax
• Minnesota Department of Revenue – Income Tax Rates
• Moorhead Public Service
• Clay County Property Taxes

Is Moorhead, Minnesota a Good Place to Live for Singles?

Events and Activities in Moorhead, Minnesota

Moorhead offers a variety of events and activities that cater to singles looking to engage with the local community and socialize. Popular events include the annual Moorhead Parks Festival, which features live music, food trucks, and outdoor activities. The City of Moorhead hosts regular events such as concerts in the park, movie nights, and community gatherings that are great for meeting new people. Additionally, the Fargo Moorhead Convention and Visitors Bureau lists a wide range of activities, from brewery tours to trivia nights, perfect for singles looking to explore the area.

Gyms in Moorhead, Minnesota

If you’re a single person looking to stay fit and meet new people, Moorhead offers a number of gyms and fitness centers. Popular options include the YMCA of Moorhead, which provides fitness classes, swimming, and social events. For a more personal fitness experience, Fargo Moorhead Convention and Visitors Bureau offers several other fitness options. Singles can also explore local workout groups or online fitness communities.

Housing in Moorhead, Minnesota

Moorhead offers a range of affordable rental options for singles, from downtown apartments to quiet neighborhood homes. The average rent for a one-bedroom apartment in Moorhead is around $800 to $1,000 per month, making it an attractive place for those on a budget. For more rental listings and detailed information, you can explore Apartment Guide for Moorhead. The housing market is relatively stable, with various options ranging from modern apartments to charming historic homes.

Percentage of Single Residents in Moorhead, Minnesota

As of the most recent data, approximately 50% of the population in Moorhead is unmarried, including both never-married individuals and those separated, divorced, or widowed. This proportion is relatively high compared to the state and national averages. For comparison, the state of Minnesota has a single population percentage of around 45%, while the national average for unmarried residents is closer to 50%. For more detailed demographic data, visit the U.S. Census Bureau – Moorhead Demographics.

Comparison of Single Statistics

When comparing Moorhead’s single resident statistics to the state and national averages, Moorhead’s unmarried population is in line with national trends, but slightly higher than the Minnesota average. The city has a thriving, youthful demographic, with many people in the 20-40 age range, making it an ideal place for singles to settle. For more information on the state averages, refer to the U.S. Census – Minnesota Quick Facts.

Sources

• Moorhead Parks Festival
• City of Moorhead Events
• Fargo Moorhead Convention and Visitors Bureau – What to Do
• YMCA of Moorhead
• Apartment Guide for Moorhead
• U.S. Census Bureau – Moorhead Demographics
• U.S. Census – Minnesota Quick Facts

Is Moorhead, Minnesota Good for Families?

Is Moorhead, Minnesota Good for Families?

Moorhead, Minnesota, offers a variety of advantages for families looking for a welcoming community. With its affordable housing options, low crime rates, and strong employment opportunities, Moorhead provides a stable environment for raising children. The weather, though cold in winter, is typical of the region, with plenty of outdoor activities during the warmer months. The city also has a wide array of parks, family-friendly events, and excellent schools, making it a solid choice for families of all sizes.

Parks and Family Activities in Moorhead, Minnesota

Moorhead is home to many parks and family-oriented activities, perfect for a day out with children or a weekend adventure. The Moorhead Parks and Recreation department manages a variety of parks such as the spacious Roberts Commons Park, which features playgrounds, sports fields, and trails. Another popular spot is Marvin Park, known for its skate park and outdoor amphitheater, which often hosts community events. Additionally, families can enjoy local festivals, outdoor concerts, and seasonal events that foster a strong sense of community. The Fargo Moorhead Convention and Visitors Bureau also lists other family-friendly activities like zoo visits, museums, and science centers within the area.

Restaurants in Moorhead, Minnesota

Moorhead offers a variety of family-friendly restaurants serving different cuisines. For Italian food lovers, there are several great options, such as Italian Restaurants in Moorhead. If you’re craving Mexican dishes, you’ll find a good selection at Mexican Restaurants in Moorhead. For BBQ enthusiasts, head over to BBQ Restaurants in Moorhead, and if you prefer classic American fare, you can explore options such as American Restaurants in Moorhead. These restaurants offer something for every palate, making it easier for families to dine out without compromising on taste or variety.

Housing for Families in Moorhead, Minnesota

The housing market in Moorhead is affordable, with a range of options for families looking to buy a home. The city has a mix of single-family homes, townhouses, and larger properties with spacious yards. As of recent data, the median home price in Moorhead is approximately $290,000, which is quite reasonable compared to other parts of Minnesota. The Zillow website offers up-to-date listings of homes for sale in the area, where you can find homes that cater to various budgets and preferences, making it easy for families to find their perfect home.

Percentage of Family Residents in Moorhead, Minnesota

Approximately 60% of the households in Moorhead are family households, indicating a strong sense of community among married couples and families with children. This percentage is consistent with the overall family-oriented culture of the area. You can find more detailed demographic information on Moorhead’s population breakdown at the U.S. Census Bureau.

Comparison of Married Statistics

Compared to the state of Minnesota, where around 58% of households are family households, Moorhead has a slightly higher percentage of family residents. Nationally, about 50% of households are family households. Moorhead’s higher proportion of family households indicates that the city is particularly welcoming for married couples and families. For more information on married statistics, visit the U.S. Census – Minnesota Quick Facts.

Sources

• Moorhead Parks and Recreation
• Roberts Commons Park
• Marvin Park
• Fargo Moorhead Convention and Visitors Bureau
• Italian Restaurants in Moorhead
• Mexican Restaurants in Moorhead
• BBQ Restaurants in Moorhead
• American Restaurants in Moorhead
• Zillow – Homes for Sale in Moorhead
• U.S. Census Bureau – Moorhead Demographics
• U.S. Census – Minnesota Quick Facts

How are the schools in Moorhead, Minnesota?

Schools in Moorhead, Minnesota

Moorhead, Minnesota, offers a range of quality educational options for children from Pre-K through high school. The schools in the area are part of the Moorhead Area Public Schools District, which is well-funded through both state and local revenue, ensuring that resources are available for a variety of academic and extracurricular activities. The district is known for strong academic performance, with many of its schools receiving high rankings in both state assessments and national tests. Moorhead also benefits from an above-average teacher-to-student ratio, ensuring a more personalized learning experience. There are multiple options for each age group, including several specialized programs, and the high schools offer college prep opportunities with a focus on preparing students for higher education or careers.

Pre-K Schools in Moorhead, Minnesota

For early childhood education, Moorhead offers several pre-kindergarten programs. One popular option is the Moorhead School District Early Childhood Program, which offers various early learning classes, including preschool for 3- and 4-year-olds. The program focuses on developing school readiness skills and social-emotional learning in a nurturing environment. This program is a great foundation for children to transition smoothly into formal schooling. Parents can learn more about specific offerings and registration on the district’s website.

Kindergarten Schools in Moorhead, Minnesota

Kindergarten in Moorhead is available at several elementary schools within the district. A standout program is at Harwood Elementary, which offers a full-day kindergarten program focusing on both academics and character-building. The Elk River Elementary is another popular choice, with a reputation for excellent early education programs that are highly rated by local parents. Both schools incorporate modern teaching methods and have strong ties to the community, offering a welcoming environment for young learners.

Elementary Schools in Moorhead, Minnesota

Moorhead’s elementary schools are known for their strong academic programs and extracurricular activities. Second Street School is one of the highly regarded options, offering a wide range of academic and enrichment programs, including STEM initiatives. Another great elementary school is Faribault Elementary, which has consistently been recognized for its commitment to student success. These schools have a strong focus on literacy, math, and social studies, and also offer a variety of special education services for students who need additional support.

Middle Schools in Moorhead, Minnesota

The middle school options in Moorhead are highly rated, with Moorhead Middle School standing out as a key choice. The school offers a robust curriculum with programs in arts, languages, and sciences, as well as a variety of extracurricular clubs and activities. Another option is Whittier Middle School, which provides a well-rounded education with a strong focus on preparing students for high school academics. The middle schools in the district are known for their supportive environment and dedicated staff.

High Schools in Moorhead, Minnesota

The high school experience in Moorhead offers a variety of options, including AP courses, extracurricular activities, and advanced placement programs. Moorhead High School is the flagship high school in the district, with a reputation for academic excellence. Students can participate in a wide range of advanced placement (AP) courses, as well as career-focused programs in areas such as technology, engineering, and health sciences. The high school also has a strong athletic program and offers a variety of student clubs. The school’s graduation rate and college readiness scores are well above the state average, and students have access to a variety of resources for college and career counseling.

Colleges & Universities Near Moorhead, Minnesota

For higher education, Moorhead is home to Minnesota State University, Moorhead (MSUM), which offers a range of undergraduate and graduate programs. MSUM has a strong focus on liberal arts education, as well as professional fields such as business, engineering, and health sciences. The university is well-integrated with the local community, offering opportunities for students to participate in internships, research projects, and community service. The college has a good reputation for academic rigor and career preparation. In addition, students in Moorhead also have access to nearby colleges such as Concordia College, a private liberal arts college known for its commitment to academics and community engagement.

Churches in Moorhead, Minnesota

• First United Methodist Church
• Moorhead Lutheran Church
• Bethel Free Church
• St. Joseph Catholic Church
• Moorhead Baptist Church
• Church of God Ministries
• Fargo-Moorhead Church of God in Christ
• City Church

Conclusion: Why you should consider moving to Moorhead, Minnesota

When it comes to finding a place that balances affordability, safety, and a strong sense of community, Moorhead, Minnesota stands out as an excellent choice. The city’s cost of living is lower than the national average, with affordable housing options and reasonable utility rates, making it an ideal location for individuals and families looking to stretch their budget further. With a rich history, a welcoming atmosphere, and an ever-growing local economy, Moorhead offers a stable foundation for those seeking new opportunities—whether in the workforce, education, or simply in building a life in a supportive and friendly environment.

Beyond the numbers, Moorhead is a city that embraces its residents with a wealth of activities, great schools, and a variety of family-friendly amenities. Whether you’re enjoying a day at one of the city’s beautiful parks, attending a local event, or dining out at one of the many great restaurants, there’s always something to do. The low crime rates and community-centered values make it a safe and inviting place for people of all ages. From the diverse array of schools to the strong local economy and housing options, Moorhead truly offers a high quality of life at an affordable price. If you’re looking for a place that combines the charm of small-town living with the conveniences of urban amenities, Moorhead is the place to be.