Living in and Moving to Moraga, California

Cost to Move to Moraga, California

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NEWS: Saint Mary’s guard Aidan Mahaney is entering the transfer portal, per source.

Mahaney has spent the first two seasons of his college career at Saint Mary’s . A former 3⭐️ recruit and native of Moraga, California.

He averaged 13.9PPG, 2.6RPG and 2.6APG this season. Major… pic.twitter.com/Lbf3UhRU1u

— Sam Kayser – 24/7 High School Hoops (@247HSHoops) April 17, 2024

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Cost of living in Moraga, California

Housing Costs

The median home price in Moraga, CA, as of 2023 is approximately $1.8 million. This is well above the national average, reflecting the area’s desirability and affluent nature. For those renting, the average monthly rent for a 2-bedroom apartment is about $2,700, while larger homes can easily exceed $4,500 per month. The high demand for housing in Moraga means real estate values have seen consistent increases over the past few years. For prospective homeowners, property taxes are typically 1.1% of the assessed value, plus any additional local levies. These rates contribute to the overall high cost of living in the area.

Source: Zillow – Moraga Home Prices

Utilities

Monthly utility costs for a typical 915-square-foot apartment in Moraga can average between $150 and $250. This includes electricity, heating, cooling, water, and garbage services. Internet, depending on the provider, can range from $60 to $100 per month for a standard high-speed connection. Given the temperate climate, heating and cooling costs are typically lower than in areas with extreme temperatures. However, utility costs in Moraga can vary depending on the size of the home and energy efficiency of appliances.

Source: Numbeo – Cost of Living in Moraga

Groceries/Food

The average cost of groceries in Moraga for a single adult is around $350-$450 per month. Prices can vary slightly depending on the store, with higher-end supermarkets such as Whole Foods and Safeway offering premium selections. A typical grocery list will include items like bread ($3-$4), milk ($4-$5 per gallon), eggs ($3-$5 per dozen), and fruits and vegetables averaging $3-$7 per pound. Dining out is also relatively expensive, with casual dining meals ranging from $15-$25 per person. Higher-end restaurants will push the price closer to $50 or more per person for a three-course meal.

Source: Numbeo – Cost of Living in Moraga

Transportation

The cost of transportation in Moraga primarily depends on whether you own a vehicle or rely on public transit. Gas prices are around $4.70 per gallon as of 2023, which is consistent with the Bay Area’s prices. For those who commute via public transportation, a one-way ticket on the AC Transit buses (which service Moraga) is about $2.50, and monthly passes cost around $80. If you choose to drive, parking costs are generally low in Moraga, but if you’re commuting into nearby cities like Oakland or San Francisco, the cost of parking and tolls will add to your budget. In addition, insurance premiums in Moraga tend to be higher than the national average due to its proximity to more expensive urban areas.

Source: GasBuddy – Gas Prices in Moraga

Healthcare

Healthcare costs in Moraga are generally consistent with those found across the Bay Area, with average premiums for a family of four under the Affordable Care Act (ACA) averaging between $1,200 and $1,800 per month, depending on the plan. A routine doctor’s visit can cost anywhere from $100 to $250 per visit without insurance. Prescription medications typically range from $10 to $50 for generic brands, but brand-name medications can be much higher. If you require specialized care, the costs can increase significantly, particularly in areas like mental health or physical therapy.

Source: Healthcare.gov – Healthcare Costs

Childcare and Education

Childcare costs in Moraga are significant. Full-time daycare for infants typically costs between $1,500 and $2,500 per month, depending on the facility and age of the child. Preschool programs for toddlers range from $800 to $1,500 per month. Public schools in Moraga are highly rated, with top elementary schools like Moraga Elementary, which consistently receive high marks for academic performance and student-to-teacher ratios. Private school tuition for elementary and middle school levels averages $15,000 to $25,000 annually. For higher education, the nearby California State University, East Bay, offers an affordable in-state tuition option for residents.

Source: Care.com – Childcare Costs in Moraga

Taxes

California has a progressive state income tax, with rates ranging from 1% to 13.3%, depending on your income level. In Moraga, residents are subject to both state and local taxes, which can increase the overall tax burden. The sales tax rate in Moraga is 9.25%, which includes the state base sales tax of 7.25% and a local sales tax of 2%. Property taxes are assessed at 1.1% of the property’s assessed value, with the possibility of additional local taxes. These taxes can significantly impact disposable income, particularly for high earners in Moraga.

Source: Tax-Rates.org – California Taxes

Insurance

The cost of home insurance in Moraga varies widely based on the size of the home, its age, and location. On average, homeowners can expect to pay between $1,000 and $1,500 annually for a standard home insurance policy. Car insurance is also on the higher end, averaging about $1,500 to $2,000 per year for full coverage in Moraga. Factors such as a clean driving record or bundling policies can influence rates. Given the area’s exposure to wildfires, many residents opt for additional coverage, which can further increase premiums.

Source: ValuePenguin – Car Insurance Rates in California

Recreation and Entertainment

Recreation and entertainment costs in Moraga tend to be on the higher side due to the area’s affluence. A fitness club membership averages around $50 to $100 per month. Movie tickets cost about $15 per adult, and a night out at a mid-range restaurant could set you back $50 to $75 per person. For families, activities like bowling, mini-golf, or visiting nearby parks and nature reserves can be relatively inexpensive. However, Moraga’s proximity to the San Francisco Bay Area means residents often travel for more extensive entertainment options, such as concerts or professional sporting events, which can be more costly.

Source: Numbeo – Cost of Living in Moraga

Clothing

Clothing costs in Moraga are reflective of the area’s relatively high standard of living. For basic apparel, expect to pay $20 to $50 for a pair of jeans, and $30 to $70 for a high-quality jacket. Premium brands or items from designer stores can cost considerably more, especially in nearby shopping centers like Walnut Creek’s Broadway Plaza, where luxury brands are present. Monthly clothing expenses for an average person range from $150 to $250, depending on personal tastes and seasonal needs.

Source: Numbeo – Cost of Living in Moraga

Personal Care

Personal care costs in Moraga, including haircuts, personal grooming, and other beauty treatments, are generally higher than the national average. A men’s haircut typically costs between $30 and $50, while a women’s haircut can range from $60 to $120 depending on the salon. A basic skincare treatment or facial will often cost $50-$100 per session. Fitness-related personal care like massages or spa visits also tend to be more expensive, with a 60-minute massage averaging around $100-$150.

Source: Numbeo – Cost of Living in Moraga

Miscellaneous Expenses

Miscellaneous expenses in Moraga, including items like entertainment, electronics, and home maintenance, can also add up quickly. A basic cleaning service will cost around $100 per visit, and home improvement projects, such as painting or minor repairs, generally range from $500 to $2,000 depending on the scope of work. Additionally, many residents engage in weekend getaways to nearby Napa Valley or other destinations, which can add extra travel costs. Overall, residents should plan for a significant portion of their budget to be allocated to discretionary spending due to the higher-than-average costs in the area.

Source: Numbeo – Cost of Living in Moraga

Is Moraga, California a safe place to live – Crime Rates?

Crime Rate

Moraga is considered one of the safer communities in the Bay Area, with a significantly lower crime rate compared to larger cities. According to recent data from the CrimeReports database, Moraga’s overall crime rate is approximately 50% lower than the national average. The town consistently reports fewer incidents of violent and property crimes compared to neighboring areas like Lafayette and Orinda, making it an attractive place for families seeking a peaceful environment. The overall crime rate in Moraga is around 1.9 per 1,000 residents, which is quite low compared to other suburban areas in California.

Violent Crime Rate

Violent crime is exceptionally rare in Moraga. The violent crime rate is roughly 0.1 incidents per 1,000 residents, which is significantly lower than both state and national averages. In comparison, California’s average violent crime rate is about 4.0 per 1,000 residents. Moraga has had very few reports of violent crimes such as assault, robbery, or murder in recent years, contributing to its reputation as a safe, family-friendly town. This low violent crime rate is indicative of the strong community values and proactive local law enforcement.

Source: NeighborhoodScout – Crime in Moraga

Property Crime Rate

Property crime is also relatively rare in Moraga. The property crime rate stands at around 8.2 per 1,000 residents, which is lower than both the California average and the national average. Common property crimes in the area may include burglary, larceny-theft, and vehicle theft, but these occurrences are significantly fewer compared to other suburban or urban areas. The high rate of homeownership and the affluent nature of the community contribute to the low prevalence of property crimes.

Source: NeighborhoodScout – Crime in Moraga

Police Presence

Moraga is served by the Moraga Police Department, a well-regarded small department focused on community safety. According to the Moraga Police Department’s official page, the department maintains a relatively high police-to-resident ratio, ensuring quick response times and an active presence in the community. Officers are known for their proactive approach to crime prevention, and the department works closely with neighboring police agencies to maintain public safety. In addition, the department offers various programs such as neighborhood patrols and community outreach initiatives to foster strong relationships with residents.

Neighborhood Watch Programs

Moraga has a strong history of community involvement in safety, with several active Neighborhood Watch programs throughout the town. These programs are designed to foster cooperation between residents and local law enforcement to keep crime low. Through these programs, residents work together to monitor their neighborhoods and report suspicious activities, making it easier to prevent crime before it happens. The Moraga Police Department supports these efforts by providing resources and training for participants. The sense of community engagement in crime prevention is one of the reasons why Moraga has maintained its reputation as a safe place to live.

Source: Moraga Police – Neighborhood Watch

Safety Rankings

Moraga consistently ranks as one of the safest cities in the Bay Area. According to the SafeHome safety rankings, Moraga has been listed in the top 10 safest towns in Contra Costa County. The ranking takes into account factors like crime rates, police presence, and community engagement. Additionally, Moraga often ranks highly in broader safety indices that consider environmental factors, healthcare access, and traffic safety. These factors combine to make Moraga one of the most desirable and safe locations in the region.

Trend Data

Recent trends indicate a downward trajectory in both violent and property crime rates in Moraga. Over the past five years, crime in Moraga has steadily declined, with fewer burglaries, vehicle thefts, and violent incidents reported annually. According to data from the FBI Uniform Crime Reporting Program, Moraga has seen a 10% reduction in overall crime since 2018. This trend aligns with the broader crime reduction efforts across Contra Costa County, but Moraga’s small-town atmosphere and active community policing have allowed it to remain particularly safe.

School Safety

Moraga’s public schools, including Campolindo High School, are known for their academic excellence as well as their commitment to student safety. The Moraga School District prioritizes safety through various measures such as campus security personnel, security cameras, and strict access control. Additionally, the district conducts regular drills to prepare students and staff for emergencies. According to the GreatSchools safety rankings, Moraga schools consistently score high for safety and student wellbeing. The focus on creating a safe and supportive learning environment contributes to the overall sense of security within the town.

What are the demographics of Moraga, California?

White

White residents make up a significant portion of the population in Moraga. As of the 2020 U.S. Census, approximately 70.7% of Moraga’s population identifies as White. This is notably higher than the national average for White residents, reflecting the predominantly suburban, affluent nature of the community.

Source: U.S. Census Bureau – Moraga Population Data

Black or African American

Black or African American residents account for approximately 3.3% of Moraga’s population as of the 2020 U.S. Census. This is a small portion compared to the overall population but represents a part of the town’s diverse community.

Source: U.S. Census Bureau – Moraga Population Data

Hispanic or Latino

Hispanic or Latino residents make up 12.3% of the population in Moraga, according to the 2020 U.S. Census. While still a smaller proportion of the town’s total population, this group represents a growing part of Moraga’s demographic makeup, contributing to the town’s cultural diversity.

Source: U.S. Census Bureau – Moraga Population Data

Two or More Races

The population identifying as two or more races in Moraga is approximately 3.4%, based on the 2020 Census data. This category includes individuals who identify with more than one racial or ethnic group, reflecting the town’s growing multicultural presence.

Source: U.S. Census Bureau – Moraga Population Data

Asian

Asian residents in Moraga make up approximately 16.7% of the population as of the 2020 Census. This is a significant portion of the town’s demographic and includes individuals of Chinese, Indian, Filipino, and other Asian descents, reflecting the growing Asian population in the Bay Area.

Source: U.S. Census Bureau – Moraga Population Data

Native American

Native American residents make up a very small percentage of Moraga’s population, accounting for approximately 0.3%. This is lower than the state and national averages but still part of the diverse demographic makeup of the town.

Source: U.S. Census Bureau – Moraga Population Data

Native Hawaiian or Pacific Islander

The population of Native Hawaiian or Pacific Islander residents in Moraga is very small, with less than 0.1% of the population identifying as such. This group represents a minimal portion of the town’s demographic landscape.

Source: U.S. Census Bureau – Moraga Population Data

Sources

1. U.S. Census Bureau – Moraga Population Data: https://data.census.gov/table?q=Moraga+town&g=1600000US0649312&tid=DECENNIALPL2020.P1

Moraga, California Population by Age and Gender

The total population of Moraga, California is 16,180 as of the 2020 U.S. Census. This small suburban town in Contra Costa County is known for its family-friendly atmosphere, highly rated schools, and scenic surroundings.

Total Population by Gender

The gender distribution in Moraga is relatively balanced. According to the 2020 U.S. Census, 48.7% of the population is male, while 51.3% is female. This reflects a slight female majority, which is consistent with broader trends in suburban areas across the U.S.

Source: U.S. Census Bureau – Moraga Population Data

Age Distribution

Moraga has a relatively older population, with a median age of 47.1 years as of 2020. The age distribution is as follows:

• Under 5 years: 4.6%
• 5-9 years: 5.7%
• 10-14 years: 6.0%
• 15-19 years: 5.6%
• 20-24 years: 4.4%
• 25-34 years: 8.2%
• 35-44 years: 13.7%
• 45-54 years: 15.0%
• 55-64 years: 15.3%
• 65-74 years: 11.3%
• 75+ years: 9.8%

The town has a significant proportion of residents aged 45-64 years, with seniors (65+) making up a substantial portion of the population, indicating a mature demographic.

Source: U.S. Census Bureau – Moraga Population Data

Gender Distribution within Age Groups

In terms of gender breakdown by age, there are slightly more females than males in most age groups in Moraga. For example, among children aged 0-14 years, females represent 52.2% of the population, while males represent 47.8%. The gender gap widens in older age groups, especially in the 65+ age bracket, where females make up about 60% of the population. This reflects typical life expectancy patterns where women tend to live longer than men.

Source: U.S. Census Bureau – Moraga Population Data

Median Age

The median age in Moraga is 47.1 years, according to the most recent U.S. Census data from 2020. This is significantly higher than the U.S. median age of around 38 years, indicating that Moraga is a predominantly mature, family-oriented community, with a considerable proportion of older residents. The town is likely to continue to appeal to middle-aged and older individuals due to its suburban feel and excellent local amenities.

Source: U.S. Census Bureau – Moraga Population Data

Population Growth Rates

Moraga has experienced steady population growth over the last few decades. From 2010 to 2020, the population grew by 7.5%, a modest increase compared to other parts of California but consistent with suburban trends. The town’s growth rate is expected to slow in the coming years as the area reaches a stable, mature population. With its desirable living conditions, growth is likely to remain steady but without dramatic increases.

Source: U.S. Census Bureau – Population Estimates

Fertility Rates

Fertility rates in Moraga are consistent with trends observed in other affluent suburban areas of California. As of the latest available data, the fertility rate (the number of children born per woman) is 1.7, which is below the replacement rate of 2.1. This suggests that while Moraga remains a family-friendly community, like many suburban areas in California, it has experienced a trend towards smaller family sizes over recent years.

Source: CDC National Vital Statistics Reports

Life Expectancy by Gender

Life expectancy in Moraga is relatively high compared to national averages, particularly for females. As of the most recent data, the average life expectancy for women in Moraga is approximately 84.2 years, while for men it is 79.5 years. This aligns with the trends of higher life expectancy seen in more affluent and suburban areas.

Source: CDC National Vital Statistics Reports

Marital Status by Age and Gender

In Moraga, the majority of adults are married. As of 2020, approximately 64% of adults aged 25-64 are married, with a slightly higher percentage of women (66%) married compared to men (62%). The town has a relatively low percentage of single individuals, particularly in the 45+ age group, reflecting the family-oriented nature of the community.

Source: U.S. Census Bureau – Marital Status Data

Sources

1. U.S. Census Bureau – Moraga Population Data: https://data.census.gov/table?q=Moraga+town&g=1600000US0649312&tid=DECENNIALPL2020.P1

2. U.S. Census Bureau – Population Estimates: https://www.census.gov/programs-surveys/popest.html

3. CDC National Vital Statistics Reports: https://www.cdc.gov/nchs/data/nvsr/nvsr70/nvsr70-03-508.pdf

Moraga, California Zip Codes

Moraga, California, primarily has the following ZIP codes:

• 94556

This ZIP code covers the majority of the Moraga, California area.

What is the history of Moraga, California?

History of Moraga, California

Moraga, California, located in the East Bay region of the San Francisco Bay Area, has a rich and storied history that spans centuries. The town’s history begins long before European settlers arrived in the area. The land that would become Moraga was originally inhabited by the Ohlone people, a Native American group who lived in the region for thousands of years. The Ohlone were hunter-gatherers, utilizing the area’s abundant natural resources, including the streams, wildlife, and acorns, for sustenance. They also engaged in trade with neighboring tribes, contributing to the complex social fabric of the Bay Area’s indigenous population.

The first European contact with the region occurred in the late 18th century. Spanish explorers, including Juan Bautista de Anza, made their way through the Bay Area, claiming the land for Spain. In 1776, the Spanish established the Mission San Francisco de Asís (also known as Mission Dolores) and later the Presidio of San Francisco as part of their colonization efforts. The area that would become Moraga was part of the larger land grants distributed by the Spanish crown in the early 1800s. In 1820, a portion of land in what is now Moraga was granted to José Joaquín Moraga, a prominent Spanish soldier and settler. Moraga’s legacy is tied directly to this early grant, and the town itself is named in his honor.

In the 19th century, after Mexico gained independence from Spain, the region continued to be shaped by European influence, and the land grants were further solidified under Mexican rule. By 1848, following the Mexican-American War, California became part of the United States, and the economy began shifting toward agriculture. During the Gold Rush era, settlers began flooding into the Bay Area, and the surrounding areas like Moraga were used for farming and ranching.

The land that eventually became the town of Moraga was primarily used for farming throughout much of the 19th and early 20th centuries. In 1880, the Moraga family sold a large portion of their land to investors, and over the next several decades, the area grew from farmland to a small residential community. In the 1920s, the town’s development was spurred by the construction of roads that connected it to other nearby communities such as Lafayette and Oakland. This access encouraged more people to move to the area, attracted by the natural beauty, wide-open spaces, and proximity to San Francisco.

Moraga’s modern development was a gradual process, with key milestones shaping the town’s growth. In the 1940s and 1950s, the town began seeing a population increase as suburbanization spread throughout the Bay Area. With the rise of the automobile and better road infrastructure, Moraga became more accessible, attracting families seeking a quieter, rural atmosphere with good schools and strong community values.

In 1974, Moraga officially incorporated as a town, a key moment in its development. The town’s incorporation allowed local governance to take hold and paved the way for a more structured approach to development, zoning, and community planning. Over the next few decades, Moraga continued to develop as a primarily residential community with a small-town feel, while also maintaining a reputation for its high quality of life and its strong ties to the natural landscape, especially the nearby Las Trampas Regional Wilderness and Saint Mary’s College of California, which became a cultural and educational hub for the area.

Throughout its history, Moraga has maintained a blend of rural charm and suburban development, with a strong emphasis on preserving green spaces and fostering a safe, family-oriented environment. Today, Moraga is known for its exceptional schools, attractive parks, and a tight-knit community that retains its historical roots while adapting to modern needs.

Sources

1. Moraga Historical Society: https://www.moragahistory.org

2. Moraga Town Website – History: https://www.moraga.ca.us/184/History

Moraga, California Weather

Weather in Moraga, California

Moraga, California, enjoys a Mediterranean climate, characterized by mild, wet winters and hot, dry summers. Its proximity to the San Francisco Bay and the hills of the East Bay gives it a unique microclimate that offers a comfortable living environment throughout the year. Here’s a breakdown of the weather patterns you can expect:

Average Temperature (by Month)

The average temperature in Moraga is moderate, with warm summers and cool winters. The average monthly temperatures are as follows:

• January: High 56°F (13°C), Low 40°F (4°C)
• February: High 60°F (15°C), Low 42°F (6°C)
• March: High 63°F (17°C), Low 45°F (7°C)
• April: High 67°F (19°C), Low 48°F (9°C)
• May: High 73°F (23°C), Low 53°F (12°C)
• June: High 79°F (26°C), Low 58°F (14°C)
• July: High 86°F (30°C), Low 62°F (17°C)
• August: High 86°F (30°C), Low 62°F (17°C)
• September: High 82°F (28°C), Low 58°F (14°C)
• October: High 71°F (22°C), Low 50°F (10°C)
• November: High 60°F (16°C), Low 45°F (7°C)
• December: High 56°F (13°C), Low 40°F (4°C)

Compared to California’s average, Moraga tends to have slightly cooler winter lows, particularly at night. California’s average state temperature varies greatly, but typical coastal areas have more temperate climates. Across the U.S., Moraga’s average temperatures are much milder than those found in more extreme regions like the Northeast or the Midwest.

Source: Weather US – Moraga Climate

Precipitation (Rain) Patterns

Moraga receives an average annual rainfall of approximately 25 inches (635 mm). The wettest months are from November through March, with December being the peak month for precipitation, averaging 4.2 inches (107 mm). The dry season lasts from May to October, with little to no rainfall during the summer months. This seasonal variation is typical of the Mediterranean climate found in California.

Source: Current Results – Moraga Rainfall Data

Extreme Weather Events

Moraga is not typically prone to extreme weather events. However, like many areas in California, it can occasionally experience heatwaves, especially during the summer months. Temperatures can occasionally rise above 100°F (38°C), although these events are rare. Additionally, Moraga can be affected by wildfires during particularly dry years, especially in surrounding areas of Contra Costa County. The town is located on a hilly terrain, making it susceptible to dry conditions and wildfire risks during drought years.

Source: National Weather Service – Extreme Weather Data

Humidity Levels

The average humidity in Moraga is fairly moderate. During summer, the average relative humidity hovers around 60%, which is relatively low compared to coastal California towns. Winter humidity levels can be slightly higher, averaging around 70%, especially during rainy periods. However, Moraga is known for being less humid than areas closer to the coast, making it more comfortable for residents.

Source: US Climate Data – Moraga Humidity

Sunlight

Moraga experiences abundant sunlight, especially during the summer months. On average, the town gets about 260 sunny days per year, which is higher than the national average of 205 sunny days. The town has long, sunny days in the summer, with daylight lasting up to 14 hours, while winter days are shorter, with only about 9 hours of sunlight. These sunny conditions make Moraga a desirable location for outdoor activities year-round.

Source: Sunshine Hours – Moraga Sunshine Data

Wind Patterns

Moraga typically experiences mild winds, with the average annual wind speed around 6 mph (10 km/h). The town is somewhat shielded by surrounding hills, which helps to moderate strong wind events. Wind speeds tend to be higher in the winter months due to seasonal weather changes, although extreme winds are infrequent. Occasionally, strong winds associated with winter storms or dry winds from the east can occur, but these are generally brief and not overly disruptive.

Source: Weather US – Moraga Wind Data

Comparison with California and National Averages

When compared to the state of California, Moraga’s climate is slightly cooler and less humid, especially during the summer months. California, as a whole, experiences a broader range of climates, from coastal to desert to mountainous regions, making Moraga’s Mediterranean climate relatively temperate. Nationally, Moraga’s climate is also milder than much of the U.S., particularly compared to areas in the Midwest, Northeast, or Southeast, where winters are colder and summers are more humid.

Sources

1. Weather US – Moraga Climate: https://www.weather-us.com/en/california-usa/moraga-climate

2. Current Results – Moraga Rainfall Data: https://www.currentresults.com/Weather/California/Places/moraga-annual-rainfall.php

3. National Weather Service – Extreme Weather Data: https://www.weather.gov/

4. US Climate Data – Moraga Humidity: https://www.usclimatedata.com/climate/moraga/california/united-states/usca0891

5. Sunshine Hours – Moraga Sunshine Data: https://www.sunshinehours.com/moraga-ca-sunshine-hours

6. Weather US – Moraga Wind Data: https://www.weather-us.com/en/california-usa/moraga-wind

Average Income in Moraga, California

Average Income in Moraga, California

Moraga, California, is known for its affluence, as it is one of the more affluent communities in the East Bay. The average income in the area is significantly higher than both state and national averages, reflecting its status as a suburban enclave for well-to-do professionals and families.

Average Annual Salary

The average annual salary in Moraga is approximately $120,000. This figure is based on data from the most recent census estimates and local economic reports. The median household income is around $155,000, which is notably higher than both the California average and the national median income.

Source: United States Census Bureau – Moraga Income Data

Average Hourly Wage

The average hourly wage in Moraga is approximately $58.00, based on estimates from local labor statistics. This rate is reflective of the area’s professional workforce, which includes high-paying industries such as technology, education, and healthcare.

Source: Bureau of Labor Statistics – Hourly Wage Estimates for California

Average Earnings Per Week

On average, residents of Moraga earn around $2,300 per week, based on the estimated average annual salary divided by 52 weeks. This figure is again higher than state and national averages, reflecting the high-income demographic of the community.

Source: United States Census Bureau – Moraga Income Data

Median Salary Range

The median salary for workers in Moraga varies widely depending on industry, with salaries in technology and management fields often surpassing $150,000. Median household incomes in the area are higher than both state and national figures, with a significant proportion of households earning more than $200,000 annually. This is indicative of the area’s largely professional and educated demographic.

Source: Moraga 2020 Census Report – Median Household Income

Comparison with State and National Averages

When compared to the average income across California, Moraga residents earn significantly more. The median household income for California is approximately $80,000, making Moraga’s $155,000 median income well above the state average. Nationally, the median household income is about $70,000, which also highlights Moraga’s affluence relative to the rest of the country.

Source: United States Census Bureau – California Income Data

Most Popular Jobs/Careers

In Moraga, the most popular and high-paying jobs are in education, technology, and healthcare. Many residents work at nearby tech companies in Silicon Valley, while others are employed by Saint Mary’s College of California, a significant educational institution in the town. Positions in management, finance, and legal professions are also common.

Source: Bureau of Labor Statistics – Employment by Occupation in California

Highest Paid Jobs Popular to the Area

The highest-paid jobs in Moraga are primarily in the technology sector, with software engineers and technology managers earning six-figure salaries. Professionals in education, such as university professors and high-level administrators, also earn salaries in the $120,000–$150,000 range. Other high-paying roles include senior managers, attorneys, and healthcare specialists such as doctors and dentists.

Source: Santa Clara County – Top Paying Industries and Jobs

Sources

1. United States Census Bureau – Moraga Income Data: https://www.census.gov/quickfacts/fact/table/moragacitycalifornia/PST045221

2. Bureau of Labor Statistics – Hourly Wage Estimates for California: https://www.bls.gov/oes/current/oes_21820.htm

3. Moraga 2020 Census Report – Median Household Income: https://www.moraga.ca.us/DocumentCenter/View/7766/2020-Census-Report

4. United States Census Bureau – California Income Data: https://www.census.gov/quickfacts/fact/table/CA

5. Bureau of Labor Statistics – Employment by Occupation in California: https://www.bls.gov/oes/current/oes_21820.htm

6. Santa Clara County – Top Paying Industries and Jobs: https://www.santaclaracountyjobs.org/industries

Taxes in Moraga, California

Taxes in Moraga, California

Moraga, California, is subject to various taxes, including property taxes, sales taxes, and income taxes. These taxes are collected by the local government and the state of California to fund public services, infrastructure, and other municipal needs. Below is a detailed breakdown of the key tax categories that apply to residents and businesses in Moraga.

Property Taxes

Property taxes in Moraga are governed by California’s Proposition 13, which limits property tax rates to 1% of the assessed value, plus any voter-approved bonds or special assessments. For example, if a property is assessed at $1,000,000, the base property tax bill would be approximately $10,000 annually. The Moraga School District and other local districts may also impose additional special assessments or bonds that can increase the total property tax burden for homeowners.

Source: Moraga Property Tax Information – Contra Costa County

Sales Taxes

Moraga is located within Contra Costa County, and the sales tax rate in the city is 9.25%. This rate is made up of California’s statewide base rate of 7.25% plus local sales taxes for the city and county. This rate applies to most goods and services, except for specific exemptions like food for human consumption, prescription medications, and certain medical devices.

Source: California Department of Tax and Fee Administration – Sales and Use Tax Rates

Income Taxes

Income taxes in Moraga are governed by the state of California, which has a progressive income tax system. California’s income tax rates range from 1% to 13.3% for individuals, depending on income. The state’s top tax rate of 13.3% applies to individuals earning more than $1 million annually. In addition to state taxes, Moraga residents are also subject to federal income taxes. California’s tax rates are among the highest in the nation, reflecting the state’s significant public spending on services and infrastructure.

Source: California Department of Tax and Fee Administration – Income Tax Rates

Utility Taxes

Utility taxes in Moraga vary by the type of utility. For example, there is a utility tax for electricity, gas, and water services. The Moraga Town Council assesses a utility tax of approximately 5% on certain services, such as electricity, and a tax rate of about 7% for telecommunications services, including phone and cable. These taxes are collected on your monthly utility bill and are used to fund the town’s infrastructure and local services.

Source: Moraga Utility Tax Information

Hotel Occupancy Tax

Moraga, being a small suburban town, does not have a large number of hotels or lodging facilities. However, the town imposes a hotel occupancy tax (often referred to as a “bed tax”) on the cost of renting rooms at hotels, motels, or other short-term lodging establishments. This tax is typically around 10%, in line with the rates of other Bay Area communities. The tax revenue is used to support local tourism, events, and public services.

Source: Moraga Hotel Tax Ordinance

Entertainment Taxes

Moraga does not have a dedicated entertainment tax for events, although events held in the area that involve the sale of tickets, admission, or other forms of entertainment may be subject to state or local taxes. For example, ticket sales for concerts, theater productions, and other performances may include a portion of the state sales tax or local business license taxes, depending on the nature of the event.

Source: Moraga Business License Guide

Tax Payment Schedule

Property taxes in Moraga are typically paid twice a year, with due dates on November 1st and February 1st. The first installment is due by December 10th, and the second installment is due by April 10th. If you fail to pay by these deadlines, you may incur penalties and interest.

Source: Contra Costa County Property Tax Payment Schedule

Penalties for Late Payment

Late payment of property taxes in Moraga results in a penalty of 10% of the unpaid amount if not paid by the due date. Additionally, interest is charged at 1.5% per month for overdue taxes, beginning the first day after the due date. These penalties and interest can accumulate quickly if property taxes are left unpaid for extended periods.

Source: Contra Costa County – Property Tax Penalties and Interest

Where to Pay Taxes

Taxes in Moraga, including property taxes, can be paid online, by mail, or in person. Property tax payments are typically made to the Contra Costa County Treasurer-Tax Collector’s office. Online payments can be made through the official Contra Costa County website. Alternatively, payments can be mailed to the tax collector’s office or paid in person during business hours.

Source: Contra Costa County – Property Tax Payment Information

Sources

1. Contra Costa County Property Tax Information: https://www.cocosd.org/fiscal-services

2. California Department of Tax and Fee Administration – Sales and Use Tax Rates: https://www.cdtfa.ca.gov/taxes-and-fees/sales-use-tax-rates.htm

3. California Department of Tax and Fee Administration – Income Tax Rates: https://www.cdtfa.ca.gov/taxes-and-fees/sales-use-tax-rates.htm

4. Moraga Utility Tax Information: https://www.moraga.ca.us/DocumentCenter/View/6094/Utility-Tax-Rates

5. Moraga Hotel Tax Ordinance: https://www.moraga.ca.us/DocumentCenter/View/2586/Hotel-Tax-Ordinance

6. Moraga Business License Guide: https://www.moraga.ca.us/DocumentCenter/View/4741/Business-License-Guide

7. Contra Costa County Property Tax Payment Schedule: https://www.cocosd.org/property-tax-payments

8. Contra Costa County Property Tax Penalties and Interest: https://www.cocosd.org/penalties-late-tax-payments

Is Moraga, California a Good Place to Live for Singles?

Events and Activities

Moraga, California, offers a quiet, family-oriented atmosphere, but it is also home to a number of local events and activities that can appeal to singles. Although it is not known for a large nightlife scene, Moraga provides a number of community events, cultural festivals, and recreational activities. For example, the Moraga Farmers Market, held on Sundays, is a popular spot for locals to gather, shop, and enjoy live music. Additionally, the town hosts outdoor concerts, the Moraga Art Gallery, and various seasonal events such as the Moraga Community Faire, which can be a great opportunity to socialize and meet new people.

For more event listings in Moraga, check the Moraga Events Calendar.

Gyms

For singles looking to stay active, there are a variety of gyms and fitness centers in and around Moraga. These facilities offer everything from personal training to group fitness classes, yoga, and more. The Moraga Valley Athletic Club provides extensive fitness services, including a full gym, fitness classes, and outdoor tennis courts. The nearby Orinda Fitness Club also offers a comprehensive range of fitness options, and other nearby locations such as 24-Hour Fitness and LA Fitness are just a short drive away. Whether you prefer group classes or solo workouts, there are several local spots where you can meet like-minded individuals.

To find gyms and fitness centers in Moraga, check out this search for gyms in Moraga, CA.

Housing

Moraga’s housing market primarily features single-family homes, which can make it a more expensive place to live compared to nearby towns. However, for singles seeking rental options, there are some apartment complexes and rental homes available. As of the most recent data, the average rent for a one-bedroom apartment in Moraga ranges from $2,300 to $3,000 per month. The area is ideal for those looking for a quieter, suburban lifestyle with good proximity to San Francisco, but it may not be the most affordable for individuals seeking more urban living spaces. Many residents find the cost to be balanced by the peaceful environment and excellent public services.

For rental listings, check out Zillow’s Moraga Rental Listings.

Percentage of Single Residents

According to the latest census data, about 35% of Moraga’s population is unmarried. This is a reasonable proportion for a suburban community, where the focus is on families and long-term residents. While the town is more family-oriented, there are still plenty of opportunities for singles to engage in social activities, thanks to its community-driven events and local gathering spots. Compared to California’s state average of about 40% of the population being unmarried, Moraga has a slightly lower percentage, reflecting its more family-centric vibe. However, for singles looking for a quieter, slower pace of life, Moraga may be an appealing place to settle.

Source for population statistics: U.S. Census Bureau – Moraga Quick Facts.

Comparison with State and National Statistics

When comparing Moraga’s single resident percentage (35%) to California’s average (40%), Moraga’s single population is slightly lower. On a national level, the U.S. Census Bureau reports that around 50% of adults are unmarried or never married, which is notably higher than Moraga’s rate. This suggests that, while Moraga does cater to a more family-oriented demographic, it does offer a balanced environment for singles looking for a quieter, more suburban lifestyle with access to larger cities like San Francisco for more diverse opportunities.

For broader data on California and national statistics, see: U.S. Census Bureau – California and National Facts.

Is Moraga, California Good for Families?

Moraga, California, is an excellent place for families seeking a quiet, suburban lifestyle with access to top-rated schools, safe neighborhoods, and a variety of recreational activities. The town enjoys a relatively low crime rate, making it a safe choice for raising children. With a mild Mediterranean climate, Moraga offers pleasant weather year-round, perfect for outdoor activities. While housing costs are on the higher side, with single-family homes being the primary market, the investment in the community’s quality of life is evident. Although Moraga has limited employment opportunities directly within the town, its proximity to larger job hubs like Oakland and San Francisco provides easy access to a range of career options.

Parks and Family Activities

Moraga is home to a number of parks and outdoor spaces perfect for families. The Moraga Commons Park, located in the heart of the town, offers expansive green areas, a playground, and a pond, making it ideal for picnics, sports, and family outings. The nearby Rancho Laguna Park features walking trails, sports fields, and picnic areas. Additionally, the Lafayette Reservoir, just a short drive away, provides opportunities for hiking, fishing, and enjoying nature. Families also enjoy community events such as the Moraga Faire, which includes food, live music, and activities for all ages. For more local events and activities, you can visit the Moraga Events Calendar.

Restaurants

Moraga offers a variety of dining options suitable for families. For Italian cuisine, check out the selection of Italian restaurants available in town. For example, you can explore this search for Italian restaurants in Moraga to find family-friendly options offering pasta, pizza, and more. If you’re in the mood for Mexican food, there are several excellent spots in Moraga as well, such as the ones listed in this search for Mexican restaurants in Moraga. For those who enjoy BBQ, check out the local spots found through this search for BBQ restaurants in Moraga. Additionally, if you’re craving classic American fare, you can find a range of options through this search for American restaurants in Moraga.

Housing

Moraga’s housing market is characterized by high demand for single-family homes. The median home price in the area is considerably higher than the state and national averages, often ranging from $1.5 million to $2 million for homes that offer expansive lots and proximity to top-rated schools. This makes Moraga an attractive option for families with higher income levels who are looking for a peaceful, family-friendly environment. While Moraga does not have a large apartment rental market, it is ideal for families interested in purchasing a home in a safe and community-focused neighborhood. For a look at homes for sale in Moraga, visit Zillow’s Moraga Real Estate Listings.

Percentage of Family Residents

Moraga has a high proportion of married residents and families. According to the latest census data, about 70% of the households in Moraga are married-couple families. This is significantly higher than the state average, reflecting the town’s family-oriented community. The family-friendly environment, combined with excellent schools and safe streets, makes Moraga an ideal location for raising children. For more details on the population breakdown, refer to the U.S. Census Bureau – Moraga Quick Facts.

Comparison with State and National Statistics

When comparing Moraga’s married-couple family rate (70%) to the state of California’s average (about 60%), it is clear that Moraga has a stronger family presence. On a national level, approximately 50% of households are married-couple families, making Moraga’s high percentage indicative of its more suburban, family-friendly atmosphere. This makes the town ideal for those seeking a stable, community-oriented place to raise children.

For more on California’s statistics, visit: U.S. Census Bureau – California and National Facts.

How are the schools in Moraga, California?

Moraga, California, offers a robust public school system that is highly regarded for its academic excellence, with students consistently performing above state averages. The town is served by the Moraga School District, which includes several elementary schools, a middle school, and high schools that are known for strong test scores, high graduation rates, and a focus on student well-being. Funding for these schools is primarily through local property taxes, which contribute to higher per-pupil spending than many other areas in California. The district’s schools are well-funded and maintain a low student-to-teacher ratio, ensuring personalized attention for each child. Parents in Moraga generally rate the schools very highly, making the area a desirable place for families with school-aged children. Below is a breakdown of the key schools in the area.

Pre-K Schools

While Moraga does not have a large number of dedicated Pre-K schools, there are several options within the broader community for younger children. One popular choice is the Moraga United Church Preschool, which offers early childhood education in a nurturing environment. The school is well-regarded for its small class sizes and focus on developmental milestones. Additionally, nearby areas offer other preschools that serve Moraga children, such as Tots Academy in Lafayette and Mother Goose School in Orinda.

Kindergarten Schools

Moraga’s public schools begin at the kindergarten level. Los Perales Elementary School offers a highly-rated kindergarten program with a focus on both academic and social-emotional development. Another option is Pine Hill Elementary School, which also offers a strong early education program. Both schools benefit from small class sizes and are part of the Moraga School District, ensuring a strong educational foundation for all students.

Elementary Schools

Moraga has several excellent elementary schools that serve children from kindergarten through 5th grade. Los Perales Elementary School is highly rated for its academic rigor and community involvement. Another notable school is Pine Hill Elementary School, which is also known for its strong educational programs, including enrichment activities in art and science. Both schools consistently score well on state assessments, and are part of the Moraga School District’s reputation for academic excellence.

Middle Schools

Moraga’s primary middle school is Moraga Middle School, which serves students in grades 6 through 8. The school has earned a reputation for strong academic programs and extracurricular activities, including music, athletics, and leadership programs. Moraga Middle has received high marks for its dedicated teachers and comprehensive academic support systems, including a focus on STEM education. The school’s API score has consistently ranked high, reflecting the school’s commitment to preparing students for high school.

High Schools

Students in Moraga attend high school in the nearby town of Lafayette at Acalanes High School, which serves students from several surrounding communities, including Moraga. Acalanes is well-known for its high academic standards, competitive athletics programs, and a variety of arts and extracurricular activities. The school’s college readiness scores are particularly impressive, and many of its graduates go on to attend prestigious colleges and universities. Acalanes High consistently ranks among the top high schools in California based on standardized testing and graduation rates.

Colleges & Universities

While there are no colleges or universities directly in Moraga, the area is home to the prestigious Saint Mary’s College of California, located just a few miles away in nearby Moraga. The college offers undergraduate and graduate programs in a variety of disciplines and is known for its beautiful campus and strong liberal arts programs. Families in Moraga also have easy access to universities in nearby cities, such as the University of California, Berkeley, and Stanford University, both of which are highly regarded globally.

Churches in Moraga, California

Churches in Moraga, California

• Moraga United Church of Christ
• St. Monica Catholic Church
• Moraga Valley Presbyterian Church
• Living Hope Church

Conclusion: Why you should consider moving to Moraga, California

Moraga, California, offers a unique combination of small-town charm, excellent schools, and a safe, family-friendly atmosphere. With its close-knit community, scenic views, and convenient access to nearby cities like Oakland and San Francisco, it’s an ideal place for those seeking a peaceful, suburban lifestyle without sacrificing modern amenities. The town’s low crime rate, top-rated schools, and abundance of outdoor activities make it a great choice for families, while its welcoming community and local events provide plenty of opportunities to connect with others. Housing in Moraga is well-suited for families looking for spacious homes in a quiet, picturesque setting, and the town offers a sense of security that is hard to find elsewhere. Whether you’re seeking a serene place to raise children, or a relaxed environment to enjoy your retirement, Moraga has something to offer. If you’re looking for a place that blends natural beauty, a strong sense of community, and access to world-class education and work opportunities, Moraga should be at the top of your list.