Reasons to Move to Ramsey, Minnesota

Ramsey, Minnesota, offers a unique blend of suburban comfort and access to nature, making it an ideal choice for families, professionals, and outdoor enthusiasts alike. Located just 30 minutes north of downtown Minneapolis, Ramsey gives residents the best of both worlds: a peaceful, family-oriented community with all the conveniences of the city within reach. Known for its excellent school system, safe neighborhoods, and low crime rates, Ramsey presents an inviting atmosphere for those looking to settle in a thriving, yet calm environment. With an abundance of parks, lakes, and trails, including the popular Ramsey Beach on Lake L’Homme Dieu, outdoor lovers can easily enjoy year-round recreational activities, from boating and fishing in the summer to snowshoeing and skiing in the winter.

The city’s commitment to growth and development ensures that Ramsey continues to evolve, offering a range of housing options from modern townhomes to spacious single-family homes. The recent infrastructure improvements, including new roads and public amenities, show the city’s dedication to providing a high quality of life for its residents. Additionally, the proximity to major highways like I-94 and Hwy 10 makes commuting a breeze, allowing residents to enjoy a quieter home life without sacrificing accessibility to the Minneapolis-St. Paul metro area. Whether you’re looking for a peaceful place to raise a family, an easy commute to work, or an outdoor paradise, Ramsey stands out as a top contender. Continue reading to discover more about what makes this city a hidden gem in the Twin Cities area.

Cost to Move to Ramsey, Minnesota

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Cost of living in Ramsey, Minnesota

Housing Costs

The median home price in Ramsey, Minnesota, as of 2023 is approximately $335,000. This reflects a steady increase in the area’s housing market, aligning with the broader trends seen in the Twin Cities metro region. For those considering renting, the average rent for a two-bedroom apartment is about $1,300 per month. Homeownership costs vary depending on the size of the property, neighborhood, and home type, but with interest rates hovering around 7%, a typical monthly mortgage payment for a $335,000 home could range from $2,000 to $2,400, including principal, interest, taxes, and insurance. These costs make Ramsey a more affordable option compared to many neighboring suburbs. (Source)

Utilities

Utilities in Ramsey are generally affordable, with an average monthly cost for basic services (electricity, heating, cooling, water, garbage) running between $200 and $250 for a 1,000 square foot apartment. Prices can vary depending on the size of the home and the number of people living there. The cost of heating in the winter months, particularly for larger homes, can increase significantly, with natural gas prices being the primary source of heating in many households. For internet service, expect to pay around $70 to $100 per month for high-speed broadband. (Source)

Groceries/Food

The cost of groceries in Ramsey is slightly higher than the national average, reflecting the general cost of living in the Minneapolis metro area. A typical monthly grocery bill for one person could range from $300 to $450, depending on dietary preferences and shopping habits. Staples such as milk, bread, and eggs are priced at around $3.50 per gallon of milk, $2.50 for a loaf of bread, and $1.50 for a dozen eggs. For a family of four, the monthly grocery budget can range between $800 and $1,200. This cost can vary depending on whether you shop at local grocery stores like Cub Foods or larger chain stores. (Source)

Transportation

Transportation costs in Ramsey are relatively moderate compared to other parts of the metro area. For residents who drive, the cost of gasoline in 2023 averages around $3.50 per gallon, though this fluctuates. Monthly car payments for a standard new car are typically in the range of $300 to $500. If you’re commuting to Minneapolis, the average round-trip cost for gas and parking can add another $200 to $300 per month, depending on driving habits and distance. Public transportation options are limited in Ramsey, so most residents rely on personal vehicles. (Source)

Healthcare

Healthcare in Ramsey, like much of Minnesota, is of high quality but comes with associated costs. The average monthly health insurance premium for a single individual is approximately $400 to $600, depending on the plan chosen. A family plan typically costs between $1,000 and $1,500 per month. Doctor’s visits, such as a routine checkup, may range from $100 to $200 without insurance, though this can vary depending on the provider and services rendered. Ramsey has access to several reputable healthcare facilities, including North Memorial Health, which adds to the community’s appeal for families seeking reliable medical care. (Source)

Childcare and Education

Childcare costs in Ramsey are typical for the Minneapolis area. Full-time daycare for an infant can cost between $900 and $1,200 per month, while care for a toddler or preschooler may range from $700 to $1,000 monthly. The public schools in Ramsey are part of the Anoka-Hennepin School District, one of the largest and most highly regarded in the state. Public school education is free, though parents may incur additional costs for extracurricular activities, sports, or school supplies. Private school tuition ranges from $5,000 to $12,000 annually, depending on the institution. (Source)

Taxes

Ramsey’s overall tax burden is moderate. The Minnesota state income tax ranges from 5.35% to 9.85%, depending on income level. For a family making $100,000 annually, the state income tax would be about $3,000 to $5,000. Ramsey residents also pay property taxes, which average about 1.1% of the home’s assessed value. For a $335,000 home, this would mean around $3,685 annually in property taxes. Sales tax in Ramsey is 7.125%, which is in line with the overall rate for Anoka County. (Source)

Insurance

Homeowners insurance in Ramsey averages around $1,200 to $1,500 annually, depending on the home’s value, location, and coverage. Auto insurance premiums are typically around $1,100 to $1,400 per year for a standard policy, but these rates can vary significantly based on the driver’s history and the type of vehicle. Health insurance premiums, as noted earlier, are around $400 to $600 per month for an individual. These costs are in line with the broader Minneapolis-St. Paul area. (Source)

Recreation and Entertainment

Recreational activities in Ramsey are abundant, with access to parks, lakes, and trails. Many of these amenities are free to use, but for organized recreational sports or classes, fees can range from $50 to $200 per season. Movie tickets are typically around $12 per person, while a dinner at a mid-range restaurant for two might cost around $50 to $80. For those who enjoy fitness, gym memberships range from $30 to $60 per month for a basic plan. (Source)

Clothing

Clothing costs in Ramsey are in line with the national average. A pair of jeans typically costs between $30 and $50, while a summer dress can range from $20 to $70. For those needing work attire or other specialized clothing, prices can be higher depending on the brand and store. A pair of running shoes will generally cost between $50 and $100. Local shopping centers like the Riverdale Village mall provide convenient access to retail options for both budget-conscious and high-end shoppers. (Source)

Personal Care

Personal care costs are relatively affordable in Ramsey. A standard haircut for men and women typically costs between $20 and $50. For a more elaborate styling or treatment, the cost can increase to $100 or more. Basic toiletries like shampoo, toothpaste, and soap generally cost between $20 and $30 per month, depending on brand preferences. Local spas and salons offer a range of treatments, with facials or massages starting at around $50 per session. (Source)

Miscellaneous Expenses

Miscellaneous expenses in Ramsey tend to be modest. Entertainment subscriptions like Netflix or Spotify typically cost $10 to $20 per month. Pet ownership can add an additional $50 to $100 per month for basic expenses, like food and routine veterinary care. Local shopping, including items such as cleaning supplies and small household items, might cost around $100 to $150 per month for a family. Overall, Ramsey offers a manageable cost of living, especially considering its proximity to Minneapolis. (Source)

Is Ramsey, Minnesota a safe place to live – Crime Rates?

Crime Rate

Ramsey, Minnesota is generally considered a safe place to live, with crime rates lower than the national average. According to the most recent data from the FBI’s Uniform Crime Reporting Program, the overall crime rate in Ramsey is significantly below the average for cities in the United States. In 2022, the city had a total crime rate of about 1,650 incidents per 100,000 people, well below the national average of around 3,800. This lower crime rate contributes to the sense of safety and security that residents feel. (Source)

Violent Crime Rate

The violent crime rate in Ramsey is notably low. In 2022, the violent crime rate was approximately 50 incidents per 100,000 residents. This is far below the national average of around 400 per 100,000, indicating that violent crime is not a significant concern in the area. This includes incidents like robbery, aggravated assault, and homicide, which are all rare in Ramsey. Such statistics contribute to the city’s reputation for being a safe and peaceful community to live in. (Source)

Property Crime Rate

Property crime in Ramsey is also lower than the national average. In 2022, the property crime rate in Ramsey was approximately 1,250 incidents per 100,000 residents, compared to the national average of around 2,100. This includes crimes such as burglary, larceny-theft, and motor vehicle theft. The lower rates of property crime reflect a generally safe environment for residents and businesses alike. Ramsey’s strong community ties and active law enforcement presence contribute to maintaining low property crime rates. (Source)

Police Presence

Ramsey is served by the Ramsey Police Department, which is known for its proactive community policing strategies. The department focuses on crime prevention and works closely with residents to ensure their safety. There is a visible police presence in residential neighborhoods, as well as at community events, which helps deter crime and fosters a sense of security. The department’s size and response times are appropriate for a city of Ramsey’s population, ensuring that police are readily available in case of emergencies. (Source)

Neighborhood Watch Programs

Ramsey has an active Neighborhood Watch program, which plays a significant role in keeping the community safe. The program encourages residents to report suspicious activities and helps foster communication between neighbors and the police department. The city also offers resources and support for residents looking to establish or join local watch groups. The presence of these programs contributes to an increased sense of community and safety, with neighbors looking out for one another. (Source)

Safety Rankings

Ramsey consistently ranks as one of the safer cities in the Minneapolis metropolitan area. According to data from NeighborhoodScout, Ramsey’s safety index places it in the top 30% of safest cities in Minnesota, based on both violent and property crime statistics. This ranking reflects the city’s overall low crime rate and its commitment to maintaining a secure environment for its residents. The area’s safety ranking is supported by an engaged police force, community programs, and a strong local commitment to crime prevention. (Source)

Trend Data

Crime trends in Ramsey have shown a steady decline over the past several years. Data from 2020 to 2022 indicates that both violent and property crime rates have decreased. In particular, property crime dropped by 10% from 2020 to 2022, reflecting the effectiveness of local crime prevention programs. The decline in crime trends aligns with broader regional efforts in crime reduction and community safety initiatives. (Source)

School Safety

Schools in Ramsey, including those in the Anoka-Hennepin School District, are generally considered safe, with strong security measures in place. The district maintains a commitment to both physical and emotional safety, employing school resource officers and other safety personnel. School buildings are equipped with security systems, and there are protocols for dealing with emergencies. Additionally, the district runs anti-bullying programs and fosters a culture of respect among students. The safety of students remains a top priority, and the district has seen positive outcomes in terms of maintaining a secure learning environment. (Source)

What are the demographics of Ramsey, Minnesota?

White

As of the 2020 U.S. Census, approximately 87.6% of Ramsey’s population identifies as White. This makes it the largest racial group in the city. The predominantly White demographic is in line with much of suburban Minnesota, where White residents typically make up the majority. This high percentage reflects the area’s family-oriented atmosphere and suburban character. (Source)

Black or African American

The Black or African American population in Ramsey is approximately 5.7% as of the 2020 Census. While this is a smaller proportion compared to the White population, it represents a growing and important part of the community. Like many suburbs in the Twin Cities metro area, Ramsey has seen gradual diversification in recent years. (Source)

Hispanic or Latino

(Source)

Two or More Races

The population of Ramsey identifying as Two or More Races is about 2.2%, according to the 2020 Census. This group includes individuals who identify as a combination of two or more racial categories. This figure reflects a broader trend across the U.S. as more individuals report multiracial heritage. (Source)

Asian

Asian residents make up approximately 2.2% of Ramsey’s population, according to the 2020 U.S. Census data. The Asian community in Ramsey is diverse, including individuals of Indian, Chinese, Vietnamese, and other Asian backgrounds. Over the past decade, the Asian population in the Twin Cities suburbs, including Ramsey, has been steadily growing, contributing to the city’s cultural richness. (Source)

Native American

The Native American population in Ramsey is very small, making up approximately 0.4% of the total population according to the 2020 Census. This is consistent with broader demographic trends seen in many suburban areas across Minnesota. The Native American community, while small, is an important part of the state’s history and culture. (Source)

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Ramsey is minimal, representing less than 0.1% of the total population based on the 2020 Census. This group is much smaller compared to other racial categories in the city. Although small in number, the Native Hawaiian or Pacific Islander community contributes to the diversity and cultural fabric of Ramsey. (Source)

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Ramsey, Minnesota Population by Age and Gender

Total Population of Ramsey, Minnesota

The total population of Ramsey, Minnesota is 27,500 as of the 2020 U.S. Census. This reflects steady growth in the area, with an increase in both residential development and community services. Over the last decade, Ramsey has seen significant population expansion as more people move to the suburbs of the Minneapolis-St. Paul metro area. (Source)

Population by Gender

According to the 2020 Census data, the gender distribution in Ramsey is fairly balanced. Of the total population, 13,600 are female (49.5%) and 13,900 are male (50.5%). This shows a slight male majority, which is typical of many suburban communities. (Source)

Age Distribution

The age distribution in Ramsey reflects a healthy mix of young families and established adults. According to the 2020 Census, the breakdown is as follows:

  • 0-14 years: 22.4% of the population
  • 15-24 years: 10.6% of the population
  • 25-44 years: 26.9% of the population
  • 45-64 years: 24.7% of the population
  • 65 years and older: 15.4% of the population

These percentages suggest that Ramsey is a family-friendly city with a substantial portion of residents in the working age group. (Source)

Gender Distribution within Age Groups

The gender distribution within different age groups in Ramsey is fairly even:

  • In the 0-14 years age group, approximately 11.2% are male and 11.2% are female.
  • For the 15-24 years group, about 5.3% are male and 5.3% are female.
  • In the 25-44 years group, there are about 13.5% males and 13.4% females.
  • Among the 45-64 years group, males make up about 12.2% and females make up 12.5%.
  • For those 65 years and older, 7.5% are male and 7.9% are female.

These figures show relatively balanced gender distribution across age groups. (Source)

Median Age

The median age of Ramsey residents is 36.6 years, according to the 2020 Census data. This reflects the city’s status as a suburban community where many people live in midlife or are raising families. The median age indicates a relatively young population compared to more urban areas. (Source)

Sex Ratio

The sex ratio in Ramsey is 102 males for every 100 females, as per the 2020 Census data. This means that for every 100 females, there are approximately 102 males in the community, which is relatively balanced with a slight male majority. (Source)

Population Growth Rates

Ramsey has experienced significant growth in recent years. Between 2010 and 2020, the city’s population grew by 25.3%. This growth rate is higher than the average for the state of Minnesota and reflects the area’s increasing appeal as a suburban community. Much of this growth is attributed to new housing developments, a strong local economy, and its proximity to the Minneapolis-St. Paul metro area. (Source)

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Ramsey, Minnesota Zip Codes

Ramsey, Minnesota, primarily has the following ZIP codes:

  • 55303

This ZIP code covers the majority of the Ramsey area.

What is the history of Ramsey, Minnesota?

History of Ramsey, Minnesota

The city of Ramsey, Minnesota, has a rich and evolving history that dates back to the mid-1800s. It is located in Anoka County, about 30 miles north of Minneapolis, and is part of the Twin Cities metropolitan area. Originally, the land that would become Ramsey was inhabited by the Dakota Native American tribes, who lived in the region for centuries. European settlers began arriving in the area in the 1850s, attracted by the fertile land and proximity to the Mississippi River.

The community of Ramsey was first known as “The Junction” due to its location near the intersection of the St. Paul and Pacific Railroad and the Mississippi River. This strategic position made it a key point for transportation and trade in the early years. In 1860, the area was officially recognized as a township, and it was named after Alexander Ramsey, the second governor of Minnesota. Ramsey played a significant role in the development of Anoka County, particularly as a stop along the railroad, which was a major avenue for goods and settlers moving westward during this period.

In the late 1800s, Ramsey’s economy grew as the town developed its agricultural base. Many of the early settlers were farmers, and the area became known for its productive soil, which supported crops such as wheat, corn, and oats. The town’s population remained relatively small, but it gradually began to grow as more people settled in the area, encouraged by the promise of good farming land and a close-knit community.

The 20th century saw several significant changes in the city. After World War II, many suburban developments were built in and around Ramsey as part of the post-war housing boom. The advent of the automobile made it easier for people to live further from downtown Minneapolis while still having access to the city for work. This period marked the beginning of Ramsey’s transformation from a small rural township into a suburban community.

In the 1970s and 1980s, Ramsey’s population increased steadily as the Twin Cities metro area expanded. The city officially incorporated as a city in 1974, and during this time, the local government began focusing on improving infrastructure, developing residential areas, and planning for the future growth of the city. During these decades, Ramsey saw the construction of new schools, roads, and commercial developments, which helped to create a more modern suburban landscape.

In recent decades, Ramsey has experienced significant growth due to its proximity to Minneapolis and the development of new housing and commercial centers. The city’s population has expanded dramatically since the 2000s, and it has become a popular location for families and individuals seeking a suburban lifestyle with easy access to the amenities and employment opportunities in the Twin Cities. The city has worked to maintain its small-town feel while providing the services and infrastructure needed to support its growing population.

Today, Ramsey is a dynamic suburban community that blends its rich agricultural roots with a thriving modern economy. Its continued growth and development are a testament to the vision of its early settlers and the city’s ability to adapt to the changing needs of its residents. The city remains a desirable location for those looking to live in a family-friendly environment with access to the natural beauty of the surrounding area, as well as the opportunities offered by the greater Twin Cities metropolitan area.

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Ramsey, Minnesota Weather

Weather in Ramsey, Minnesota

Average Temperature (by Month)

Ramsey, Minnesota experiences a continental climate with cold winters and warm summers. Below is the average temperature by month based on recent data:

  • January: High of 20°F (-6°C), Low of 5°F (-15°C)
  • February: High of 23°F (-5°C), Low of 7°F (-14°C)
  • March: High of 36°F (2°C), Low of 19°F (-7°C)
  • April: High of 50°F (10°C), Low of 31°F (-0.5°C)
  • May: High of 63°F (17°C), Low of 43°F (6°C)
  • June: High of 74°F (23°C), Low of 55°F (13°C)
  • July: High of 79°F (26°C), Low of 60°F (16°C)
  • August: High of 77°F (25°C), Low of 58°F (14°C)
  • September: High of 67°F (19°C), Low of 47°F (8°C)
  • October: High of 52°F (11°C), Low of 35°F (1.5°C)
  • November: High of 35°F (1.5°C), Low of 20°F (-6°C)
  • December: High of 22°F (-5°C), Low of 7°F (-14°C)

Ramsey experiences some of the colder temperatures in Minnesota, especially during the winter months. The average yearly temperature is around 44°F (7°C). (Source)

Precipitation (Rain) Patterns

Ramsey receives an average of 31 inches (787 mm) of rainfall annually. The wettest months are typically from May through August, with June being the peak of rainfall. On average, Ramsey receives about 10 days of precipitation each month during the summer. The winter months are drier, with snowfall being more common than rain. In fact, Ramsey averages around 45 inches (1,143 mm) of snow annually. (Source)

Extreme Weather Events

Ramsey is subject to typical Midwestern weather extremes, including severe thunderstorms, tornadoes, and blizzards. The city experiences an average of 30 thunderstorm days annually, with the most frequent storms occurring in late spring and early summer. Tornadoes are rare but possible, with Minnesota averaging about 30 tornadoes per year. The most significant concern is winter weather, including snowstorms and extreme cold, which can occasionally lead to hazardous road conditions and power outages. (Source)

Humidity Levels

Ramsey has moderate humidity levels throughout the year. The average relative humidity is 70%, with the highest levels occurring in the summer months. July, in particular, tends to be the most humid month, with humidity levels reaching 80% or higher on some days. Winter humidity levels drop significantly, often falling below 50%. (Source)

Sunlight

Ramsey enjoys an average of 200 sunny days per year. The city receives the most sunlight during the summer months, with June having the longest days, offering about 15 hours of daylight. Conversely, during the winter, Ramsey experiences shorter days, with December offering only about 8 hours of daylight. The winter months are characterized by fewer sunny days, but the summer months provide abundant sunshine. (Source)

Wind Patterns

Wind patterns in Ramsey are typical of the Midwest, with moderate winds year-round. The city experiences average wind speeds of 9 to 15 mph, with the strongest winds occurring during thunderstorms in late spring and early summer. The wind is generally light in the winter, but gusty conditions can occur during snowstorms. The prevailing wind direction is from the northwest, though this can shift depending on the time of year. (Source)

Comparison to Minnesota and U.S. Averages

Compared to the state average, Ramsey has colder winters and slightly higher snowfall. Minnesota typically receives about 30 inches (762 mm) of rain annually and 40 inches (1,016 mm) of snow, so Ramsey’s weather is on par with the state’s general climate patterns. However, Ramsey’s temperature extremes can be a bit colder than the state average, particularly in the winter months.

In comparison to the national averages, Ramsey experiences colder temperatures, particularly in the winter, and has higher levels of snowfall. The U.S. receives an average of about 38 inches (965 mm) of rain annually and much lower snowfall (around 28 inches, or 711 mm). Ramsey’s overall climate is more continental, with sharper seasonal transitions than many other areas in the U.S. (Source)

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Average Income in Ramsey, Minnesota

Average Annual Salary in Ramsey, Minnesota

The average annual salary in Ramsey, Minnesota is approximately $62,000. This figure reflects the general earning levels in the city, where wages are somewhat influenced by the area’s proximity to the Minneapolis-St. Paul metro area. While salaries may vary based on occupation, education, and experience, the median household income in Ramsey aligns with this average, making it a relatively middle-income suburban area. (Source)

Average Hourly Wage

The average hourly wage for workers in Ramsey is about $30. This is based on a standard 40-hour workweek, and wages may vary depending on industry and specific occupation. Like many suburban areas in the Twin Cities metro, Ramsey offers competitive wages in fields such as healthcare, education, retail, and manufacturing. (Source)

Most Popular Jobs/Careers in Ramsey

The most popular occupations in Ramsey reflect the city’s growing population and suburban nature. Many residents work in healthcare, education, and retail, with roles such as teachers, nurses, and customer service managers being quite common. Additionally, there is a significant number of residents employed in construction, manufacturing, and professional services. The city’s proximity to Minneapolis also allows for a strong presence of workers in corporate sectors. (Source)

Highest Paid Jobs Popular to the Area

Some of the highest-paying jobs in Ramsey tend to align with professions in healthcare, technology, and management. For example, registered nurses, software developers, and medical professionals earn significantly more than the average salary in the city. The average annual salary for a registered nurse in Ramsey can exceed $75,000, while software engineers can earn upwards of $85,000 annually. Management roles in construction and business also tend to offer competitive salaries. (Source)

Comparison to Minnesota and U.S. Averages

Compared to the average income in Minnesota, which stands at about $65,000 annually, Ramsey’s average salary of $62,000 is slightly lower but still within a similar range. The average salary in the state is influenced by higher-paying jobs in cities like Minneapolis and St. Paul, which can skew the overall average. However, Ramsey’s income is competitive for a suburban community with a mix of service, healthcare, and retail industries.

On a national scale, the average income in the U.S. is approximately $53,000. This makes Ramsey’s average annual salary notably higher than the national average, reflecting the economic strength of the Minneapolis-St. Paul metropolitan area and its relatively higher wages compared to the rest of the country. (Source)

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Taxes in Ramsey, Minnesota

Property Taxes in Ramsey, Minnesota

Property taxes in Ramsey, Minnesota are based on the assessed value of the property. The average effective property tax rate in Ramsey is approximately 1.1%, which is in line with the state average for Minnesota. For example, if your home is valued at $300,000, you can expect to pay around $3,300 in property taxes annually. Property tax rates in Ramsey vary depending on the value of the property and the local jurisdiction. The city is part of the Anoka County tax system, and taxes are typically paid in two installments, one due in May and another in October. (Source)

Sales Taxes in Ramsey, Minnesota

The sales tax rate in Ramsey, Minnesota, is 7.125%. This includes the 6.875% state sales tax rate and an additional 0.25% county sales tax. Anoka County, where Ramsey is located, imposes this countywide sales tax in addition to the state rate. This combined sales tax rate applies to most goods and services, although certain items, such as food and prescription medications, may be exempt or taxed at a lower rate. (Source)

Income Taxes in Ramsey, Minnesota

Minnesota has a progressive state income tax system, and Ramsey residents are subject to these same tax rates. For 2023, the state income tax rates in Minnesota range from 5.35% to 9.85%, depending on income. The income brackets are as follows:

  • 5.35% for income up to $28,080 (single) or $41,120 (married)
  • 6.80% for income between $28,080 and $92,780 (single) or $41,120 and $185,560 (married)
  • 7.85% for income between $92,780 and $171,220 (single) or $185,560 and $342,440 (married)
  • 9.85% for income over $171,220 (single) or $342,440 (married)

These rates apply to Ramsey residents who earn taxable income, with higher earners paying a greater proportion of their income in state taxes. (Source)

Utility Taxes in Ramsey, Minnesota

In Ramsey, utility taxes apply to services like electricity, natural gas, and telephone. However, the city itself does not impose a specific utility tax. Utility services are taxed at the state level, with a general sales tax rate of 6.875% applied to most utility bills, including electricity and gas. Ramsey residents may see these taxes reflected in their utility bills. (Source)

Hotel Occupancy Tax

Ramsey does not have a specific hotel occupancy tax. However, like many cities in Minnesota, the general state sales tax of 6.875% applies to hotel stays and lodging in the area. If the hotel is located within a specific jurisdiction that imposes a local occupancy tax, additional taxes may be added, but this does not apply to Ramsey specifically. (Source)

Tax Payment Schedule

Property taxes in Ramsey are typically paid in two installments. The first payment is due by May 15, and the second payment is due by October 15 each year. Payments can be made online through the Anoka County Treasurer’s Office or in person at the office. For income taxes, Minnesota residents must file their returns by April 15 each year, unless an extension is filed. (Source)

Penalties for Late Payment

If property taxes are not paid on time in Ramsey, penalties will apply. Late payments incur a 1% penalty per month on the unpaid balance, starting the day after the due date. If taxes remain unpaid for more than three years, the property may be subject to tax forfeiture. For income taxes, the state imposes interest on overdue amounts and may also charge penalties for late filing or late payment. (Source)

Where to Pay Taxes

Residents of Ramsey can pay their property taxes online through the Anoka County Treasurer’s Office website, by mail, or in person at the county office. Income taxes can be filed and paid online through the Minnesota Department of Revenue’s website. (Source)

Contact Information

For property tax inquiries, Ramsey residents can contact the Anoka County Treasurer’s Office at:

For income tax questions or filing, you can visit the Minnesota Department of Revenue website or contact them at:

Comparison to Minnesota and U.S. Averages

Property taxes in Ramsey are comparable to other areas in Minnesota, with a slight variation based on local jurisdiction and property value. The average property tax rate in Minnesota is about 1.1%, which is similar to Ramsey’s rate. State income tax rates in Ramsey are slightly higher than the national average, with Minnesota’s highest income tax rate of 9.85% being above the U.S. average. However, Minnesota’s average state sales tax of 6.875% is consistent with the national average of around 7%. (Source)

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Is Ramsey, Minnesota a Good Place to Live for Singles?

Events and Activities in Ramsey, Minnesota

Ramsey offers a variety of events and activities that cater to singles looking for ways to engage with the community. The city hosts seasonal festivals, including the annual Ramsey’s “Family Fun Night” and outdoor concerts during the summer months. The nearby Mississippi River provides a scenic setting for outdoor activities such as hiking, biking, and kayaking. Additionally, Ramsey offers a number of parks with sports facilities and walking trails, great for getting outside and meeting people. For more information about upcoming local events and activities, you can check out Ramsey Community Events. (Source)

Gyms in Ramsey, Minnesota

For singles looking to stay active and potentially meet others, there are several gyms and fitness centers in and around Ramsey. Whether you are into group fitness classes, strength training, or cardio, there are plenty of options to choose from. A simple search for “gyms in Ramsey, MN” yields several local fitness centers, such as Anytime Fitness, which offers 24/7 access to gym equipment, and Snap Fitness, known for its community atmosphere. To explore options for local gyms, you can search here: Yahoo Search for Gyms in Ramsey. (Source)

Housing in Ramsey, Minnesota

Ramsey offers a variety of rental housing options for singles, with affordable choices in both apartments and single-family homes. Rent for a one-bedroom apartment in Ramsey generally ranges from $1,100 to $1,300 per month, with the price varying depending on location and amenities. Rental homes can also be found in the $1,500 to $2,000 range, providing more space for singles who might be looking for more privacy or an outdoor area. Websites like Rent.com – Apartments in Ramsey offer listings for rentals in the area. (Source)

Percentage of Single Residents in Ramsey, Minnesota

In Ramsey, approximately 30% of the adult population is single or unmarried. This statistic highlights a healthy portion of the community that might be looking for social opportunities, making it a good place for singles. This percentage is somewhat aligned with the state’s general unmarried population, which also hovers around 30%. Singles in Ramsey can expect a suburban atmosphere with access to nearby Minneapolis for additional opportunities to meet people. For more information, see the official census data at Census Bureau Data for Ramsey. (Source)

Comparison to Minnesota and U.S. Averages

When comparing Ramsey to the state of Minnesota, the percentage of single residents is fairly typical. Minnesota’s single population is around 30%, similar to Ramsey. On a national scale, the percentage of single residents in the U.S. is approximately 28%, so Ramsey’s proportion of singles is slightly above the national average. This shows that while Ramsey offers a suburban lifestyle, it is still home to a large number of singles, especially when compared to other places in the country. (Source)

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Is Ramsey, Minnesota Good for Families?

Ramsey, Minnesota is a great place for families due to its low crime rates, strong sense of community, and variety of amenities. The city boasts a median home price of about $335,000, making it more affordable than many neighboring suburbs in the Minneapolis-St. Paul metro area. With a crime rate significantly lower than the national average, families can feel confident in the safety of the neighborhood. The city’s weather, with cold winters and mild summers, also provides opportunities for year-round outdoor activities, and its proximity to Minneapolis offers employment opportunities across various sectors. Ramsey’s excellent public schools and family-oriented events make it a solid choice for those with children. (Source)

Parks and Family Activities in Ramsey, Minnesota

Ramsey offers numerous parks and outdoor activities perfect for family outings. The city has a variety of public parks, including the popular Ramsey Beach on Lake L’Homme Dieu, providing families with the perfect spot for swimming, picnicking, and enjoying the outdoors. The city also features trails for biking and walking, as well as sports complexes for basketball, soccer, and baseball. You can find information on upcoming community events, seasonal activities, and family-friendly programs on the City of Ramsey Community Events Page. (Source)

Restaurants in Ramsey, Minnesota

Ramsey has a variety of dining options for families to enjoy, with many local favorites offering a mix of cuisines. Here are a few options to consider:

Housing in Ramsey, Minnesota

Ramsey offers a variety of housing options for families, including single-family homes, townhomes, and larger properties with spacious yards. The median home price is around $335,000, making it an affordable option for many families compared to other parts of the Minneapolis-St. Paul metro area. There are also several new housing developments underway, which provide modern homes in family-friendly neighborhoods. Families looking to buy can browse homes for sale on websites like Zillow – Homes for Sale in Ramsey, MN. (Source)

Percentage of Family Residents in Ramsey, Minnesota

In Ramsey, approximately 70% of the population is married, indicating that it is a family-centric community. This percentage is higher than the state average, where around 60% of households are married. This statistic reflects the family-oriented nature of the city, with many residents raising children and living in larger homes in safe, suburban neighborhoods. For more detailed statistics on family residents in Ramsey, you can refer to Census Bureau Data for Ramsey. (Source)

Comparison to Minnesota and U.S. Averages

Ramsey’s married population percentage of 70% is above the state average for Minnesota, which stands at around 60%. On the national level, the U.S. average for married households is approximately 50%. This shows that Ramsey, Minnesota, is more family-oriented than both the state and national averages, making it an excellent choice for families looking for a suburban environment with a strong community focus. (Source)

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How are the schools in Ramsey, Minnesota?

Ramsey, Minnesota, is served by the Anoka-Hennepin School District, which is the largest school district in the state. The district provides a wide range of educational options for children, including Pre-K through high school. Funding for schools comes primarily from property taxes, and the district maintains a strong commitment to academic excellence. With an average student-to-teacher ratio of 18:1, the schools in Ramsey benefit from a moderate level of funding, allowing for a variety of extracurricular activities, strong support services, and a focus on personalized learning. The district performs well in standardized testing and offers a variety of specialized programs such as STEM and arts education. You can find more details on district finances and academic performance on the district’s official website. (Source)

Pre-K Schools in Ramsey, Minnesota

In Ramsey, Pre-K education is provided through programs offered by the Anoka-Hennepin School District. The district offers a high-quality Early Childhood Program that is designed to help children prepare for kindergarten. These programs include both half-day and full-day options. The district emphasizes social and academic development, focusing on early literacy and numeracy skills, as well as social-emotional learning. The Early Childhood Program is highly rated and is designed to cater to a wide range of learning styles. You can find more information about these programs on the Anoka-Hennepin Early Childhood Education Page. (Source)

Kindergarten Schools in Ramsey, Minnesota

Kindergarten education in Ramsey is part of the Anoka-Hennepin School District. The district offers full-day kindergarten programs for children, with a strong focus on foundational skills in literacy, mathematics, and social development. Schools such as Ramsey Elementary School provide well-structured classrooms where children learn the basics of reading, writing, and arithmetic in a creative and supportive environment. For more information about kindergarten education in the district, visit the Ramsey Elementary School Page. (Source)

Elementary Schools in Ramsey, Minnesota

Ramsey is home to several elementary schools, including Ramsey Elementary and Sunfish Lake Elementary. These schools provide K-5 education, focusing on core subjects like language arts, mathematics, science, and social studies. The schools also offer a variety of enrichment activities such as art, music, and physical education. Ramsey Elementary School, in particular, has a strong reputation for its high academic standards and supportive environment. The district also offers programs for gifted students and those needing special education services. For more information about elementary education in Ramsey, you can visit the Anoka-Hennepin Elementary Schools Page. (Source)

Middle Schools in Ramsey, Minnesota

Middle schools in Ramsey include Anoka Middle School for the Arts and Jackson Middle School. These schools serve grades 6-8 and offer a wide variety of academic and extracurricular programs. Anoka Middle School for the Arts, in particular, focuses on integrating the arts into core subjects, allowing students to explore creative outlets while developing strong academic skills. The district also offers various clubs, sports, and after-school activities that support student development. For more details, visit the Anoka-Hennepin Middle Schools Page. (Source)

High Schools in Ramsey, Minnesota

The high school options for students in Ramsey include Anoka High School and Blaine High School. Both schools are part of the Anoka-Hennepin School District and offer a wide range of academic opportunities, including Advanced Placement (AP) courses, college-level courses, and vocational programs. Anoka High School is known for its strong academic performance, particularly in STEM subjects, and offers a variety of extracurricular activities such as sports, theater, and clubs. For more information about high school programs in Ramsey, you can visit the Anoka High School Page. (Source)

Colleges & Universities Near Ramsey, Minnesota

While Ramsey does not have any colleges or universities directly within the city, it is conveniently located near several higher education institutions in the Minneapolis-St. Paul metro area. Notable nearby colleges and universities include the University of Minnesota, which offers a wide range of academic programs and research opportunities, and North Hennepin Community College, which provides associate degrees and certificates in various fields. These institutions are easily accessible for students who wish to continue their education after high school. For more information, visit the University of Minnesota Website or the North Hennepin Community College Website. (Source), (Source)

Churches in Ramsey, Minnesota

Conclusion: Why you should consider moving to Ramsey, Minnesota

Ramsey, Minnesota offers the perfect blend of suburban comfort, excellent schools, and a strong sense of community, making it an ideal place for families, singles, and retirees alike. With affordable housing, low crime rates, and a variety of parks and recreational opportunities, you can enjoy a high quality of life while still being close to the thriving Minneapolis-St. Paul metro area. The city’s commitment to providing great public education, coupled with its proximity to major highways, makes commuting and access to jobs easy and convenient. Whether you’re seeking a peaceful environment to raise a family or a tight-knit community to call home, Ramsey has something for everyone. With its growing infrastructure and welcoming atmosphere, Ramsey is truly a place where you can put down roots and enjoy the best of both worlds: small-town living with big-city convenience.

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