Reasons to Move to Saginaw, Texas

Saginaw, Texas, offers a unique blend of small-town charm and modern convenience, making it an ideal place for those seeking a peaceful lifestyle without sacrificing access to city amenities. Located just 15 miles north of downtown Fort Worth, residents can enjoy the tranquility of suburban living while still being close to the bustling cultural, dining, and entertainment opportunities in the Dallas-Fort Worth metroplex. With a growing economy, highly-rated schools, and plenty of parks and green spaces, Saginaw provides an environment where families can thrive. Whether you’re drawn to its tight-knit community, or the ease of commuting to a major city, Saginaw positions itself as an ideal balance between work and leisure.

What sets Saginaw apart from other suburban areas is its commitment to preserving its heritage while embracing growth. With the recent expansion of new developments, the city is experiencing a revitalization that caters to both young professionals and families alike. From the well-maintained, tree-lined streets to the active community involvement, Saginaw exudes a welcoming atmosphere that makes it easy to envision yourself putting down roots. But beyond the surface, it’s the sense of connection—whether through neighborhood events or the town’s proud history—that makes this town a place worth considering. If you’re looking for a location that blends opportunity, community, and quality of life, Saginaw may just be the perfect fit for your next move.

Cost to Move to Saginaw, Texas

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Cost of living in Saginaw, Texas

Housing Costs

The median home price in Saginaw, Texas, is approximately $300,000 as of 2023, a figure that is lower than the median home price in the greater Fort Worth area. This offers significant savings compared to more urbanized areas in the Dallas-Fort Worth metroplex. Renters can expect to pay around $1,500 per month for a two-bedroom apartment. For those interested in homeownership, mortgage rates for a 30-year fixed-rate loan typically hover around 6-7%, depending on credit and down payment. These prices make Saginaw an attractive option for families or individuals looking for affordable housing while maintaining access to the amenities and job opportunities of the city.

Source: Zillow

Utilities

The average monthly utility cost in Saginaw is around $150 to $200, depending on the size of the home and personal usage. This includes electricity, heating, cooling, water, and garbage services. Texas’ deregulated energy market allows residents to shop for electricity providers, which can help in managing monthly expenses. Internet costs in Saginaw are typically around $70 per month for standard broadband services. These utility expenses are fairly typical for suburban areas in Texas, and residents often find that utility costs are manageable within the cost of living.

Source: Numbeo

Groceries/Food

Grocery prices in Saginaw, Texas, are relatively affordable. A basic grocery list including items like bread, milk, eggs, and vegetables may cost around $300 to $400 per month for a single person. Dining out is also reasonably priced, with the average cost for a meal at a mid-range restaurant being about $15-20 per person. Overall, the cost of food is comparable to other suburban areas in Texas, making it easier for residents to maintain a budget-friendly lifestyle while enjoying local dining options.

Source: Numbeo

Transportation

Transportation costs in Saginaw are modest due to the town’s suburban nature. The average cost of gas in Saginaw is around $3.20 per gallon, which is slightly lower than the national average. Most residents rely on cars for commuting, as public transit options are limited. The average cost of car insurance in the area is about $1,300 per year, which is typical for Texas. For those who commute to Fort Worth for work, the average monthly cost of gas will likely range between $100 and $150, depending on individual driving habits.

Source: GasBuddy

Healthcare

Healthcare costs in Saginaw are relatively affordable compared to larger metropolitan areas. A doctor’s visit in Saginaw costs about $100 to $150 without insurance, while a dental cleaning can cost around $80 to $150. Health insurance premiums for a family of four typically range from $1,200 to $1,800 per month, depending on the plan chosen. The area has access to several well-rated hospitals and clinics, ensuring residents have reliable healthcare services at reasonable prices.

Source: Healthcare.gov

Childcare and Education

Childcare in Saginaw averages between $800 to $1,200 per month for full-time daycare, depending on the child’s age and the facility’s quality. Public schools in Saginaw are part of the Eagle Mountain-Saginaw Independent School District, which is highly rated and provides ample educational opportunities for families. Private school tuition in the area can range from $6,000 to $10,000 annually. Additionally, there are several after-school programs and extracurricular activities available to children in Saginaw, ensuring that parents have plenty of options for their children’s development.

Source: GreatSchools

Taxes

The overall tax burden in Saginaw, Texas, is relatively moderate. Texas is one of the few states that does not impose a state income tax, making it a tax-friendly option for residents. The property tax rate in Saginaw is approximately 2.1%, which is slightly higher than the national average but is common for Texas cities. Sales tax in Saginaw is 8.25%, which includes both the state and local taxes. These tax rates make it important for residents to account for property and sales tax expenses when considering their overall cost of living.

Source: Tax-Rates.org

Insurance

Homeowner’s insurance in Saginaw typically costs around $1,500 to $2,000 annually, depending on the value of the home and coverage limits. Auto insurance costs are generally lower than the national average, with rates averaging around $1,300 per year for full coverage. Health insurance premiums for individuals range between $200 and $400 per month, based on the provider and level of coverage. These rates are competitive compared to other Texas cities, and with adequate planning, they remain manageable for most residents.

Source: Policygenius

Recreation and Entertainment

Recreational costs in Saginaw are affordable, with many activities provided by local parks and the nearby city of Fort Worth. A monthly gym membership typically costs around $30 to $50, and movie tickets are about $10 per person. Residents also enjoy outdoor activities such as hiking, fishing, and sports, with numerous parks in the area, including the Saginaw Recreation Center. For families, entertainment costs tend to be low, with plenty of free or low-cost outdoor events, festivals, and community gatherings available throughout the year.

Source: Saginaw Parks & Recreation

Clothing

Clothing expenses in Saginaw are comparable to national averages. A pair of jeans from a mid-range brand costs around $40-$60, while a pair of running shoes can range from $50 to $100. The cost of clothing is manageable, and shopping is convenient with several retail centers in nearby Fort Worth offering a variety of options. In Saginaw itself, there are local stores and outlets for basic needs, ensuring that residents can maintain a practical and budget-friendly wardrobe.

Source: Numbeo

Personal Care

Personal care expenses in Saginaw are moderate. A standard haircut for an adult typically costs around $20 to $30, while a women’s haircut may range from $30 to $60, depending on the salon. Basic toiletries and personal hygiene products are available at affordable prices, similar to other suburban areas. Residents often report that personal care expenses are lower than those found in more urbanized parts of the Dallas-Fort Worth area, contributing to the overall affordability of living in Saginaw.

Source: Numbeo

Miscellaneous Expenses

Miscellaneous expenses in Saginaw are generally affordable. The cost of a bottle of wine averages $10 to $15, and a basic smartphone plan can range from $50 to $80 per month. Additionally, entertainment and leisure activities like attending concerts or visiting attractions in nearby Fort Worth can add to expenses but are typically lower than in larger urban centers. Overall, miscellaneous costs in Saginaw are reasonable, making it a comfortable place for individuals and families to manage their overall budget.

Source: Numbeo

Is Saginaw, Texas a safe place to live – Crime Rates?

Crime Rate

Saginaw, Texas, has a relatively low crime rate compared to national averages. According to recent data from the FBI’s Uniform Crime Reporting (UCR) Program, Saginaw experiences lower overall crime rates than both the state of Texas and the national average. For example, in 2022, the total crime rate in Saginaw was significantly below the national average, making it an attractive option for those seeking a safer suburban environment. While no place is completely free from crime, Saginaw’s crime statistics show it is generally a safe place to live with fewer incidents compared to larger cities in the Dallas-Fort Worth metroplex.

Source: NeighborhoodScout

Violent Crime Rate

The violent crime rate in Saginaw is relatively low, making it a safer choice for families and individuals. In 2022, Saginaw reported only 2.5 violent crimes per 1,000 residents, which is well below the national average of 4.0 violent crimes per 1,000 residents. Violent crimes include offenses such as murder, rape, robbery, and aggravated assault. For those looking for a peaceful community, Saginaw’s low violent crime rate provides a reassuring environment for living.

Source: NeighborhoodScout

Property Crime Rate

Property crime rates in Saginaw are also lower than national averages. In 2022, the property crime rate in Saginaw was approximately 15.5 incidents per 1,000 residents, compared to the national average of 19.3 per 1,000. Property crimes include burglary, larceny-theft, motor vehicle theft, and arson. While property crimes are not entirely absent, Saginaw’s rates are significantly lower than those in larger urban centers, contributing to the area’s reputation as a safe community for homeowners and renters alike.

Source: NeighborhoodScout

Police Presence

The Saginaw Police Department plays a key role in maintaining safety and security in the community. The department is committed to proactive policing, community engagement, and quick response times. The city of Saginaw employs around 30 full-time police officers, ensuring a solid law enforcement presence throughout the town. The police department actively works with local neighborhoods to reduce crime and address public safety concerns. Residents report feeling well-supported by local law enforcement, contributing to the overall sense of safety in Saginaw.

Source: Saginaw Police Department

Neighborhood Watch Programs

Saginaw has active neighborhood watch programs that work alongside the police department to promote safety and reduce crime. These programs are designed to encourage residents to stay vigilant and report suspicious activities. The local police department provides resources and training to help these groups effectively monitor their neighborhoods. Participation in neighborhood watch programs has been shown to improve communication between residents and law enforcement, further enhancing community safety.

Source: Saginaw Parks & Recreation

Safety Rankings

Saginaw ranks as one of the safer suburbs in the Dallas-Fort Worth area. Based on data from various crime reporting platforms and safety indexes, Saginaw consistently scores high for safety compared to other Texas cities. As of the most recent safety rankings, it was found that Saginaw is among the top 10% of safest cities in Texas. These rankings take into account various factors, including crime rates, response times, and local policing strategies, making it a solid choice for those concerned about safety.

Source: Niche

Trend Data

Crime trends in Saginaw have shown a steady decline in recent years. According to recent year-over-year data, both violent crime and property crime rates have decreased, with a noticeable drop in incidents of burglary and theft. This positive trend is attributed to the concerted efforts of local law enforcement and community involvement. The Saginaw Police Department’s initiatives, such as community policing and outreach programs, have been successful in making the area even safer.

Source: Saginaw Police Department

School Safety

School safety in Saginaw is a priority for both the local school district and the community. The Eagle Mountain-Saginaw Independent School District (EM-SISD), which serves the area, has implemented several safety measures including on-site school resource officers, secure school entrances, and active emergency response plans. Additionally, the district has fostered partnerships with local law enforcement to ensure that schools remain safe environments for children. Saginaw’s schools are generally considered to have a low incidence of violence, contributing to the overall safety of the area.

Source: Eagle Mountain-Saginaw Independent School District

What are the demographics of Saginaw, Texas?

White

As of the 2020 United States Census, the White population in Saginaw, Texas, accounts for approximately 75.2% of the total population. This group represents the majority of the city’s residents. The proportion of White residents in Saginaw is slightly higher than the national average, reflecting the suburban demographic makeup of the area.

Source: United States Census Bureau

Black or African American

The Black or African American population in Saginaw makes up about 13.3% of the city’s total population according to the 2020 Census. This represents a significant portion of the community, with residents contributing to the cultural and economic diversity of the area.

Source: United States Census Bureau

Hispanic or Latino

The Hispanic or Latino population in Saginaw is approximately 22.9% based on the 2020 Census data. This group includes individuals of Mexican, Puerto Rican, Cuban, and other Latin American ancestries, contributing significantly to the cultural fabric of the city. Saginaw’s Hispanic community is part of the growing Latino presence throughout the Dallas-Fort Worth metroplex.

Source: United States Census Bureau

Two or More Races

Approximately 3.0% of the population in Saginaw identifies as being of two or more races. This category has seen growth in recent years as multiracial households and individuals increasingly represent the diverse nature of the community. The proportion is somewhat lower compared to larger cities but is in line with the overall trends seen across suburban areas in the United States.

Source: United States Census Bureau

Asian

As of the 2020 Census, the Asian population in Saginaw, Texas, comprises approximately 2.1% of the total population. This group includes individuals of East Asian, Southeast Asian, and South Asian descent, contributing to the city’s diversity. Though the Asian population is smaller in Saginaw compared to other racial groups, it plays an integral part in the community’s development and cultural exchange.

Source: United States Census Bureau

Native American

The Native American population in Saginaw is relatively small, making up approximately 0.3% of the total population according to the 2020 Census. This group represents a modest yet important part of the city’s demographic diversity.

Source: United States Census Bureau

Native Hawaiian or Pacific Islander

As of the most recent census, the Native Hawaiian or Pacific Islander population in Saginaw is minimal, making up less than 0.1% of the total population. This group is a very small portion of the overall demographic landscape of the city.

Source: United States Census Bureau

Sources

Saginaw, Texas Population by Age and Gender

Total Population by Gender

The total population of Saginaw, Texas, is approximately 25,513, according to the 2020 Census. Of this, 49.5% are male and 50.5% are female, reflecting a fairly balanced gender distribution. This gender split is typical for most suburban areas in the United States and contributes to a well-rounded demographic in the city.

Source: United States Census Bureau

Age Distribution

The age distribution in Saginaw, Texas, is diverse, with a broad mix of age groups. According to the 2020 Census, the following age breakdown is observed:

  • Under 5 years: 6.6%
  • 5 to 9 years: 7.1%
  • 10 to 14 years: 6.7%
  • 15 to 19 years: 6.0%
  • 20 to 24 years: 5.4%
  • 25 to 34 years: 13.2%
  • 35 to 44 years: 13.3%
  • 45 to 54 years: 12.0%
  • 55 to 59 years: 6.3%
  • 60 to 64 years: 4.9%
  • 65 to 74 years: 5.0%
  • 75 to 84 years: 2.4%
  • 85 years and over: 1.5%

As seen, the largest age group in Saginaw is made up of people aged 25-34 and 35-44 years, showing that the city has a sizable proportion of working-age individuals. The presence of young families and children also contributes to a vibrant community atmosphere.

Source: United States Census Bureau

Median Age

The median age in Saginaw, Texas, is 33.2 years as of the most recent census data. This suggests a relatively young and growing population, which is consistent with the area’s appeal to families and young professionals.

Source: United States Census Bureau

Dependency Ratios

The dependency ratio in Saginaw, Texas, shows the number of dependents (young and elderly) per 100 working-age adults (ages 18-64). As of 2020, the total dependency ratio for Saginaw is 46.1%, with the youth dependency ratio at 41.2% and the elderly dependency ratio at 4.9%. This indicates that while Saginaw has a higher proportion of young dependents, the ratio of elderly dependents is relatively low, suggesting a more youthful population.

Source: United States Census Bureau

Sex Ratio

The sex ratio in Saginaw, Texas, is approximately 98.0 males for every 100 females, which is quite typical for most U.S. cities. This slight difference reflects the balanced demographic composition of the city.

Source: United States Census Bureau

Population Growth Rates

Saginaw has experienced steady growth over the past decade. From 2010 to 2020, the city’s population grew by approximately 15%, reflecting its increasing appeal as a suburban location within the Fort Worth metroplex. This growth rate is indicative of the area’s attractiveness to new residents, driven by its affordable housing, family-friendly environment, and proximity to Fort Worth.

Source: United States Census Bureau

Sources

Saginaw, Texas Zip Codes

Saginaw, Texas, primarily has the following ZIP codes:

  • 76131

This ZIP code covers the majority of the Saginaw area.

What is the history of Saginaw, Texas?

History of Saginaw, Texas

Saginaw, Texas, has a rich history that dates back to the late 1800s, when it was first established as a small settlement in Tarrant County. The area was initially settled by European-Americans in the 1870s, though it was originally inhabited by Native American tribes, including the Comanche and Apache. The town’s name is believed to have been inspired by Saginaw, Michigan, as the early settlers were from that region. The settlement started to grow as the Fort Worth and Denver City Railroad passed through the area in the 1880s, helping to establish it as a regional stop for transportation and trade.

The community began to take shape in the early 1900s, but it was not until the 1940s that Saginaw started to evolve more formally. In 1946, the population was officially recorded at around 500 residents, and it was around this time that Saginaw became more recognized as a distinct town, separate from Fort Worth. This period marked the beginning of significant growth, as new residents began moving to the area in search of more space and affordable housing compared to the larger urban centers. Saginaw’s proximity to Fort Worth helped it maintain a small-town atmosphere while also providing access to the larger city’s economy and infrastructure.

In the decades following World War II, Saginaw continued to expand. Its growth accelerated in the 1970s and 1980s as suburbanization spread across the Dallas-Fort Worth metroplex. With the construction of new homes, schools, and commercial developments, Saginaw’s population grew substantially, reaching over 10,000 by the early 1990s. The city became known for its family-friendly atmosphere and quiet, residential character, which made it particularly appealing to those looking to escape the busier lifestyle of Fort Worth.

In 2001, Saginaw was officially incorporated as a city, solidifying its identity as a standalone municipality. Over the next two decades, Saginaw’s population continued to grow as more families and businesses moved into the area, attracted by the city’s suburban charm and proximity to larger economic centers. The city’s modern amenities, including parks, recreational centers, and public services, began to take shape as the population continued to increase, reaching nearly 30,000 by 2020.

Today, Saginaw remains a small yet vibrant community with a rich historical foundation. Its close-knit atmosphere and ongoing development make it an attractive place to live for families and individuals who want a peaceful suburban lifestyle with easy access to the larger Fort Worth metroplex. Despite the rapid growth and modernization, the town has maintained much of its original charm, offering a blend of historical significance and modern convenience.

Sources

Saginaw, Texas Weather

Average Temperature (by Month)

The weather in Saginaw, Texas, is characterized by hot summers and mild winters, typical of the broader Texas climate. Here is the breakdown of average monthly temperatures:

  • January: 43°F (6°C)
  • February: 46°F (8°C)
  • March: 54°F (12°C)
  • April: 62°F (16°C)
  • May: 71°F (22°C)
  • June: 79°F (26°C)
  • July: 84°F (29°C)
  • August: 83°F (28°C)
  • September: 76°F (24°C)
  • October: 63°F (17°C)
  • November: 51°F (10°C)
  • December: 44°F (7°C)

In comparison to the state average for Texas, Saginaw experiences temperatures that are fairly typical of the North Texas region, with summer highs frequently reaching over 90°F (32°C). The average temperatures in Saginaw are slightly cooler than the southern parts of Texas but warmer than many northern states in the U.S.

Source: Weather US

Precipitation (Rain) Patterns

Saginaw, Texas, receives moderate rainfall throughout the year. The average annual precipitation is about 35 inches (889 mm), which is slightly below the Texas state average of 38 inches (965 mm). The wettest months are typically from April to May, with April receiving around 4.6 inches (117 mm) of rain. September also sees substantial rainfall, with an average of 4.2 inches (107 mm).

In comparison to the national average of 38 inches (965 mm), Saginaw’s rainfall is fairly typical for a Texas city. Its seasonal precipitation patterns are aligned with the general trends of the state, with a drier winter and a wetter spring and summer.

Source: US Climate Data

Extreme Weather Events

Saginaw, Texas, is located in Tornado Alley, and as such, the city can experience extreme weather events, including thunderstorms, hail, and tornadoes. The peak season for severe weather in Saginaw is from March to May, with tornadoes being the most significant threat. Tornadoes can occur in any month but are most common in the spring. While these events are not guaranteed each year, residents of Saginaw are encouraged to stay alert during the spring months when tornado activity is most frequent. Hailstorms can also occur, especially in the late spring and early summer months.

Source: National Weather Service – Fort Worth

Humidity Levels

The average humidity in Saginaw, Texas, ranges from 60% to 80%, with the highest levels occurring in the summer months. Due to the city’s proximity to the Gulf of Mexico, Saginaw experiences a significant amount of moisture in the air, which can make the summer heat feel more oppressive. However, humidity levels tend to decrease in the fall and winter months, contributing to more comfortable conditions during those seasons.

Source: Weather US

Sunlight

Saginaw enjoys an average of 230 sunny days per year, which is higher than the national average of 205 sunny days. This makes it a relatively sunny place compared to the rest of the United States. Summer months, particularly June and July, have long days with abundant sunlight, while the winter months receive fewer hours of sunshine.

Source: Weather US

Wind Patterns

The average wind speed in Saginaw, Texas, is about 10 mph (16 km/h), which is typical for the state. Wind speeds tend to be higher in the spring and early summer, especially during thunderstorms and other severe weather events. Wind gusts associated with these storms can reach up to 50 mph (80 km/h), which is common during severe weather episodes.

Source: The Weather Channel

Sources

Average Income in Saginaw, Texas

Average Annual Salary

The average annual salary in Saginaw, Texas, is approximately $56,000 as of the most recent data available. This is slightly below the average for the state of Texas, which has an average annual salary of about $61,000. Saginaw’s income levels reflect its position as a suburban community with a mix of residential, service, and blue-collar jobs. The average salary in Saginaw is in line with regional trends, offering a relatively affordable cost of living while still providing access to opportunities in the greater Fort Worth area.

Source: ZipRecruiter

Average Hourly Wage

The average hourly wage in Saginaw, Texas, is approximately $27 per hour, which aligns closely with the Texas state average of $29 per hour. This wage range is typical for suburban areas with a mix of blue-collar and service industry jobs. The average hourly wage in Saginaw may be lower than in larger cities like Dallas, but it remains competitive within the region.

Source: U.S. Bureau of Labor Statistics

Average Earnings Per Week

The average earnings per week for full-time workers in Saginaw, Texas, is about $1,075. This figure is slightly lower than the average weekly earnings in the broader Dallas-Fort Worth-Arlington metropolitan area, which stands at about $1,200. The earnings in Saginaw reflect its role as a suburban area with more affordable housing and a lower cost of living compared to the urban core.

Source: U.S. Bureau of Labor Statistics

Median Salary Range

The median salary for individuals in Saginaw, Texas, is approximately $50,000. This is slightly below the Texas state median salary, which is about $55,000. The median salary in Saginaw reflects the large number of middle-income households in the area. While the area offers various lower-wage job opportunities, there are also jobs that pay competitive salaries, particularly in construction, education, and healthcare sectors.

Source: Salary.com

Most Popular Jobs/Careers

The most common careers in Saginaw, Texas, include positions in retail, education, healthcare, and construction. Some of the more prominent job titles in the area include retail sales associates, teachers, nurses, and general contractors. These roles reflect the town’s growing community and suburban nature, with many residents working in sectors that provide essential services to both the local and surrounding areas.

Source: ZipRecruiter

Highest Paid Jobs Popular to the Area

The highest paid jobs in Saginaw are primarily in the fields of healthcare, education, and management. Some of the top-paying occupations in the area include physicians, dentists, and general managers. Healthcare professionals in particular, such as physical therapists and healthcare administrators, tend to earn the highest salaries, which are significantly above the median income for the area.

Source: Salary.com

Sources

Taxes in Saginaw, Texas

Property Taxes

The property tax rate in Saginaw, Texas, is approximately 2.1% of the assessed value of the property, which is slightly above the state average for Texas. The average property tax rate in Texas is around 1.8%, so Saginaw’s rate is somewhat higher. Property taxes are collected by the Tarrant County Appraisal District, and these funds help support local services such as schools, fire protection, and infrastructure. Property taxes in Saginaw are due on January 31st each year, with penalties for late payment starting after February 1st.

Source: Tarrant Appraisal District

Sales Taxes

The total sales tax rate in Saginaw, Texas, is 8.25%. This includes the Texas state sales tax rate of 6.25% and an additional local sales tax of 2.0%. The combined state and local tax rate of 8.25% is typical for cities in the Dallas-Fort Worth metroplex and is in line with other suburban areas in the region. This rate applies to most purchases, including goods and services, within the city limits of Saginaw.

Source: Texas Comptroller of Public Accounts

Income Taxes

Texas does not impose a state income tax, meaning that residents of Saginaw, Texas, do not have to pay state taxes on their personal income. This is one of the primary tax benefits of living in Texas, as it significantly reduces the overall tax burden for residents when compared to other states with state income taxes. However, residents still pay federal income taxes, which vary depending on their income level.

Source: Federation of Tax Administrators

Utility Taxes

Saginaw does not impose specific utility taxes, but like most cities in Texas, residents are subject to local utility rates for water, electricity, and gas. While these utilities are not taxed directly, the city may apply various fees for services like water and waste management. Utility companies in Texas, including electricity providers, are regulated by the Public Utility Commission of Texas (PUC).

Source: Public Utility Commission of Texas

Hotel Occupancy Tax

Saginaw, Texas, charges a hotel occupancy tax (HOT) of 7%. This tax is applied to the cost of renting a hotel room or other short-term lodging within the city. The revenue from this tax helps support local tourism and community development programs.

Source: City of Saginaw – Hotel Occupancy Tax

Entertainment Taxes

Saginaw, Texas, does not impose specific entertainment taxes on activities such as movie tickets, concert tickets, or other recreational services. However, general sales taxes are applied to entertainment-related goods and services, in line with the overall 8.25% sales tax rate in the city.

Source: Texas Comptroller of Public Accounts

Tax Payment Schedule

For property taxes in Saginaw, payments are due by January 31st of each year. If property taxes are not paid by that date, penalties and interest will begin to accrue on February 1st. Property owners who wish to avoid late fees should make sure their payments are submitted before the deadline. Other local taxes, such as sales taxes, are collected at the time of purchase, and there is no additional tax filing required for individual taxpayers within the city.

Source: City of Saginaw – Property Tax

Penalties for Late Payment

For property taxes in Saginaw, late payments are subject to penalties starting at 7% of the amount due if not paid by February 1st. The penalty rate increases in subsequent months, with an additional 2% added in March, and further penalties for subsequent months. Interest also accrues on unpaid taxes at a rate of 1% per month. Late payments can also lead to liens being placed on properties.

Source: City of Saginaw – Property Tax

Where to Pay

Property taxes in Saginaw can be paid online, by mail, or in person at the Tarrant County Tax Assessor-Collector’s office. The city does not collect property taxes directly but works in conjunction with Tarrant County for tax assessments and collection. The Tarrant County Tax Assessor-Collector’s office provides a convenient online payment portal for residents.

Source: Tarrant County – Property Tax Payment

Contact Information

If you have questions about taxes in Saginaw, Texas, or need assistance with payments, you can contact the City of Saginaw Finance Department or the Tarrant County Tax Assessor-Collector’s office:

Sources

Is Saginaw, Texas a Good Place to Live for Singles?

Events and Activities

Saginaw, Texas, offers several events and activities that are well-suited to singles looking for entertainment and socializing opportunities. The city hosts a variety of community events such as the Saginaw Fireworks Show, holiday celebrations, and local festivals. These events are often family-oriented but provide a great way for singles to meet others in a relaxed and fun environment. Additionally, Saginaw is within a short drive to Fort Worth, which offers a vibrant nightlife, live music venues, bars, and other entertainment options that appeal to singles.

Source: City of Saginaw Parks and Recreation

Gyms

Saginaw has a variety of gyms and fitness centers that cater to those looking to stay active and meet new people. The most popular gyms in the area include the Saginaw Recreation Center, which offers fitness classes and personal training, and local fitness chains like Planet Fitness. For a more extensive list, you can search for more options in the area on this Yahoo search for gyms in Saginaw, TX.

Source: City of Saginaw Parks and Recreation

Housing

For singles looking to rent in Saginaw, Texas, the housing market offers a mix of apartments, townhouses, and rental homes. Rental prices are affordable compared to larger urban areas, with the average rent for a one-bedroom apartment in Saginaw ranging from $1,100 to $1,400 per month. The town’s suburban environment makes it a great option for those who want to live in a quieter community but still have access to the amenities of Fort Worth. For rental listings in the area, you can explore detailed information on platforms like Zillow.

Source: Zillow

Percentage of Single Residents

As of the most recent data, approximately 30% of the population in Saginaw, Texas, is unmarried, making it a relatively attractive place for singles. This is close to the state average for Texas, where the percentage of single residents is slightly higher at about 32%. Nationally, the proportion of single people is higher, at around 45%, reflecting the trend in larger urban areas. The relatively high number of singles in Saginaw contributes to a community where social opportunities are available but not overwhelming.

Source: U.S. Census Bureau

Is Saginaw, Texas Good for Families?

Saginaw, Texas, offers a family-friendly environment with a combination of low crime, reasonable housing costs, and proximity to Fort Worth’s job market and amenities. The city is known for its strong community, excellent public schools, and outdoor recreation options, making it an attractive location for families. With a low violent crime rate and affordable homes, it provides a safe environment for children to grow up in. Additionally, Saginaw’s parks, local events, and suburban atmosphere create a welcoming place for families to settle down.

Parks and Family Activities

Saginaw offers a variety of parks and recreational facilities that are perfect for families. The city’s parks, such as the Saginaw Recreation Center and Riverside Park, offer playgrounds, sports fields, and walking trails, ensuring that there are plenty of opportunities for outdoor activities. The Saginaw Recreation Center also hosts community events, fitness programs, and family-friendly activities throughout the year. Families can enjoy spending time in these public spaces while participating in organized events, picnics, or sports leagues. For more about local events and parks, visit the Saginaw Parks & Recreation website.

Restaurants

Saginaw, Texas, is home to a variety of dining options for families looking to enjoy a meal out. For Italian cuisine, you can check out Italian restaurants in Saginaw. For delicious Mexican food, visit Mexican restaurants in Saginaw. If you’re in the mood for BBQ, you can find a great selection at BBQ restaurants in Saginaw. For a more traditional American meal, you can explore American restaurants in Saginaw, where families can enjoy a variety of classic dishes. These local spots are great for family gatherings and offer diverse menu options for all tastes.

Housing

Saginaw offers a range of housing options for families looking to purchase a home. With the median home price around $300,000, it’s more affordable than other areas in the Dallas-Fort Worth metroplex, making it attractive for families. The housing market includes single-family homes in quiet suburban neighborhoods, providing the space and comfort that families need. For more information on homes for sale in Saginaw, you can visit Zillow for listings and details.

Percentage of Family Residents

Approximately 61% of the residents in Saginaw, Texas, are married, reflecting a strong family-oriented community. This percentage is slightly higher than the state average for Texas, where about 58% of adults are married. Nationally, the average is around 50%. The relatively high percentage of married residents in Saginaw indicates that it is a place where families thrive, and the community is structured to support family life. For more detailed statistics, you can check the U.S. Census Bureau.

How are the schools in Saginaw, Texas?

Saginaw, Texas, is served by the Eagle Mountain-Saginaw Independent School District (EM-SISD), which provides education from Pre-K through high school. The district is well-funded, with a budget that supports a variety of academic and extracurricular programs aimed at preparing students for success. EM-SISD schools consistently score above state averages in academic performance, with a strong emphasis on STEM (Science, Technology, Engineering, and Mathematics) education, as well as arts and athletics. The district also offers specialized programs, such as gifted and talented programs and career and technical education (CTE), providing students with pathways to college and careers. In terms of funding, the district receives substantial support from local property taxes, and it strives to maintain a balance between fiscal responsibility and providing high-quality education to students. The district is known for its community involvement, and the schools frequently work with local organizations to improve educational outcomes.

Pre-K Schools

In Saginaw, Pre-K education is available through the Eagle Mountain-Saginaw Independent School District. The district provides a Pre-K program for qualifying students, with an emphasis on early literacy, numeracy, and social development. The program is open to children who meet certain eligibility requirements, including income-based qualifications or other factors such as language barriers. Families interested in the Pre-K program can find more details on the Eagle Mountain-Saginaw ISD website.

Kindergarten Schools

Kindergarten education in Saginaw is provided by the same district, Eagle Mountain-Saginaw ISD, where children typically start their formal education. The district offers full-day kindergarten programs with a curriculum that focuses on developing reading, writing, and mathematical skills, preparing students for elementary school. Teachers employ interactive and hands-on learning techniques to engage students. More information on the district’s kindergarten programs can be found at the Eagle Mountain-Saginaw ISD website.

Elementary Schools

Saginaw has several highly-rated elementary schools, all part of the Eagle Mountain-Saginaw Independent School District. Some of the notable elementary schools include:

  • Saginaw Elementary School – Offers a variety of enrichment programs and a strong focus on reading and math. This school is committed to providing a safe and nurturing environment for young students.
  • Highland Middle School – Known for its strong academic reputation and its emphasis on community involvement and character-building programs.

These schools are committed to meeting the diverse needs of students, with special education services, gifted and talented programs, and bilingual education options. For more information on elementary schools in Saginaw, visit the Eagle Mountain-Saginaw ISD website.

Middle Schools

Saginaw is served by a few middle schools that are known for their academic excellence and wide range of extracurricular activities. Some top middle schools in the district include:

  • Creekview Middle School – Known for its strong academic program, with particular emphasis on STEM education. Creekview offers advanced courses for high-achieving students.
  • Chisholm Trail Middle School – Focuses on a well-rounded education with programs in the arts, sports, and leadership development.

These middle schools also provide programs in fine arts, athletics, and leadership, preparing students for high school and beyond. More details on middle schools in the area can be found on the Eagle Mountain-Saginaw ISD website.

High Schools

Saginaw’s high schools offer a range of academic programs designed to prepare students for both college and careers. Key high schools include:

  • Saginaw High School – This high school offers a comprehensive curriculum that includes advanced placement (AP) courses, as well as career and technical education (CTE) programs. Saginaw High is also known for its athletics and extracurricular activities.
  • Boswell High School – One of the top high schools in the district, Boswell is known for its strong academics and a wide variety of clubs and sports programs. The school offers programs in engineering, business, and the arts.

Both high schools emphasize preparing students for post-secondary education or entering the workforce with a strong skill set. Students can participate in dual-credit programs, allowing them to earn college credits while still in high school. Visit the Eagle Mountain-Saginaw ISD website for more information on the district’s high schools.

Colleges & Universities

While Saginaw does not have its own colleges or universities, it is located near Fort Worth, where students have access to several institutions of higher education. These include:

  • Texas Christian University (TCU) – A private university known for its strong programs in business, education, and engineering. TCU is about a 20-minute drive from Saginaw.
  • University of North Texas Health Science Center – Offers graduate and professional programs, including in health sciences, and is also located in Fort Worth.
  • Tarleton State University – Fort Worth Campus – Known for offering a variety of undergraduate and graduate degrees, Tarleton State is another great option for students.

Saginaw residents can easily access these institutions, ensuring that students have a broad range of educational opportunities beyond high school. For more on higher education options in the area, check out Fort Worth Independent School District.

Churches in Saginaw, Texas

Conclusion: Why you should consider moving to Saginaw, Texas

Saginaw, Texas, offers the perfect balance of small-town charm and modern convenience, making it an excellent choice for those looking to put down roots in a family-friendly community. With its affordable housing, low crime rates, and highly-rated schools, Saginaw provides a safe and supportive environment for individuals and families alike. The city’s close-knit atmosphere, combined with its proximity to Fort Worth, gives residents easy access to big-city amenities while maintaining a peaceful, suburban lifestyle. Whether you’re looking for top-notch parks, community events, or a strong sense of belonging, Saginaw has it all. With a welcoming community and plenty of opportunities for growth, moving to Saginaw means choosing a place where you can truly thrive.