Table of Contents
- Reasons to Move to San Mateo, California
- Cost to Move to San Mateo, California
- San Mateo, California Social Media & News
- Cost of living in San Mateo, California
- Is San Mateo, California a safe place to live – Crime Rates?
- What are the demographics of San Mateo, California?
- San Mateo, California Population by Age and Gender
- San Mateo, California Zip Codes
- What is the history of San Mateo, California?
- San Mateo, California Weather
- Average Income in San Mateo, California
- Taxes in San Mateo, California
- Is San Mateo, California a Good Place to Live for Singles?
- Is San Mateo, California Good for Families?
- How are the schools in San Mateo, California?
- Churches in San Mateo, California
- Conclusion: Why you should consider moving to San Mateo, California
Reasons to Move to San Mateo, California
San Mateo, California, offers a dynamic blend of convenience, nature, and vibrant community life that appeals to those seeking a balanced lifestyle. Nestled in the heart of the San Francisco Peninsula, this city is known for its ideal location—just a short drive from both Silicon Valley and San Francisco, making it an attractive choice for professionals looking to avoid the intense bustle of city life while staying connected to major employment hubs. Residents enjoy a mix of historic charm, modern amenities, and easy access to breathtaking natural landscapes like Coyote Point Recreation Area and the nearby Crystal Springs Reservoir. The area’s proximity to some of the country’s best schools and a variety of outdoor activities make it an appealing destination for families as well.
What sets San Mateo apart is its strong sense of community and well-planned infrastructure. The city is recognized for its diverse neighborhoods, from the tree-lined streets of Baywood to the newer, high-end developments around Hillsdale. With consistently high marks for public services, local parks, and a growing downtown area filled with unique shops and dining options, it’s clear that San Mateo has a lot to offer those looking for a more refined yet still accessible living experience. Whether you’re a young professional, growing family, or someone looking to retire in a well-connected but relaxed atmosphere, the city presents a range of opportunities and experiences that merit a closer look.
Cost to Move to San Mateo, California
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San Mateo, California Social Media & News
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Today in Rock History
November 21, 1950
Guitarist Gary Pihl, of the band Boston, is born in Chicago, Illinois, and later moves to San Mateo, California. pic.twitter.com/8wKBkd6xr4— Rock History Live! (@KTrain939913) November 20, 2024
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Cost of living in San Mateo, California
Housing Costs
The median home price in San Mateo as of 2024 is approximately $1.8 million, reflecting the city’s prime location and desirable living conditions. For renters, the average cost of a one-bedroom apartment is about $2,800 per month, while a two-bedroom typically rents for around $3,500 per month. These figures represent the competitive nature of the housing market, driven by proximity to tech hubs and the Bay Area’s overall demand. It’s important to budget for significant down payments if purchasing and to be prepared for steep rental rates if leasing. Source: Redfin
Utilities
The cost of utilities in San Mateo averages around $200 to $300 per month for a standard 85 m2 (900 sq ft) apartment. This includes electricity, heating, cooling, water, and garbage services. Internet service typically adds an additional $60 to $100 per month depending on the speed and provider. As the region is known for mild weather, air conditioning and heating costs are generally moderate but can still vary depending on the specific household’s needs. Source: Numbeo
Groceries/Food
The average cost of groceries in San Mateo is about 10% higher than the national average. A basic shopping list might include $4.50 for a gallon of milk, $3.00 for a loaf of bread, $2.50 for a dozen eggs, and around $4.00 for a head of lettuce. Dining out is also relatively expensive, with an average cost of $18 to $25 for a casual meal at a mid-range restaurant per person. For families, these costs can add up quickly, making grocery and dining expenses a key consideration when budgeting for the area. Source: Expatistan
Transportation
Transportation in San Mateo is dominated by both personal vehicles and public transit. Gas prices in the area hover around $5.20 per gallon as of 2024, which is above the national average. For commuters, monthly BART (Bay Area Rapid Transit) passes cost approximately $100 to $150 depending on the exact route, and a monthly Caltrain pass ranges from $110 to $300. For those relying on cars, the average cost of car insurance is around $1,500 annually, though this can vary based on the driver’s history and vehicle type. Source: GasBuddy
Healthcare
Healthcare costs in San Mateo are generally high, consistent with the overall cost of living in the Bay Area. The average premium for an individual health insurance plan is around $500 to $800 per month, depending on coverage. For families, premiums can reach upwards of $1,500 per month. Out-of-pocket expenses for medical visits are also elevated; an office visit to a general practitioner might cost between $150 and $250 without insurance. Source: Health Insurance Marketplace
Childcare and Education
Childcare in San Mateo is another significant expense, with costs for full-time daycare ranging from $1,500 to $2,500 per month for infants. Preschool and kindergarten fees can also be costly, with private school tuition ranging from $20,000 to $40,000 per year, depending on the institution. Public schools are generally well-regarded, but those considering private education or specialized child care should be prepared for significant financial commitments. Source: Care.com
Taxes
California has some of the highest state income tax rates in the U.S. The state income tax rate ranges from 1% to 13.3% based on income levels, which significantly impacts residents’ disposable income. Additionally, property taxes in San Mateo County are around 1.16% of the property’s assessed value, with additional local taxes. Sales tax in San Mateo is 9.25%, which is above the national average. Source: Tax Foundation
Insurance
Insurance costs in San Mateo vary widely depending on coverage. For homeowners, the average annual premium is approximately $1,200 to $1,500, reflecting the region’s susceptibility to earthquakes and fire risks. Car insurance premiums are typically higher than the national average, with an annual cost around $1,200 to $1,500. Health insurance, as previously mentioned, can also significantly impact a household’s budget. Source: NerdWallet
Recreation and Entertainment
Recreational and entertainment costs in San Mateo reflect the city’s affluent nature. Gym memberships are about $50 to $100 per month, and movie tickets are typically priced at $15 to $20 each. Dining and entertainment costs are higher than average, with an average night out at a restaurant and bar easily surpassing $100 for two people. However, the region’s proximity to scenic parks, hiking trails, and the coast provides many low-cost outdoor recreational opportunities. Source: Numbeo
Clothing
Clothing expenses in San Mateo tend to be higher, with a basic pair of jeans priced around $50 to $75 at mid-range retailers. Shoes for adults typically cost between $80 and $150. For those shopping at high-end department stores, these prices can easily double. A new suit can cost between $200 and $500, reflecting the region’s upscale fashion sensibility. Source: Expatistan
Personal Care
Personal care services in San Mateo are generally more expensive than in other parts of the country. A standard haircut for men costs between $30 and $60, while women’s haircuts can range from $50 to $150 depending on the salon. Other personal care services such as manicures, pedicures, and massages average $25 to $100. Overall, these services are consistent with the cost of living in the Bay Area. Source: Numbeo
Miscellaneous Expenses
Miscellaneous costs in San Mateo can include a variety of expenses like dry cleaning, pet care, or occasional home maintenance. Dry cleaning typically costs around $20 per garment. Pet care, including veterinary visits and pet insurance, can run anywhere from $50 to $200 per month. Depending on lifestyle choices, individuals can expect miscellaneous costs to range from $200 to $500 per month, depending on the family size and needs. Source: Expatistan
Is San Mateo, California a safe place to live – Crime Rates?
Crime Rate
San Mateo, California, is considered a relatively safe community compared to national averages. According to the most recent data from the FBI’s Uniform Crime Reporting (UCR) Program, the overall crime rate in San Mateo is lower than the national average. The city has seen a gradual decrease in crime rates over recent years. However, property crimes, such as burglary and theft, still occur at higher rates than violent crimes. In 2023, San Mateo had a property crime rate of approximately 15.3 incidents per 1,000 residents, compared to the national average of 19.3 per 1,000 residents. For a more detailed view of crime rates in San Mateo, please refer to the FBI’s Uniform Crime Reporting page.
Violent Crime Rate
Violent crime in San Mateo is relatively uncommon. The violent crime rate in San Mateo was reported to be around 1.8 incidents per 1,000 residents in 2023, significantly lower than the national average of 4.0 per 1,000 residents. This includes crimes such as homicide, robbery, aggravated assault, and rape. Although violent crimes can occur in any city, San Mateo’s low rate of violent crime suggests it is a generally safe place to live in terms of personal safety. For further information on violent crime statistics, you can visit the SafeWise Report.
Property Crime Rate
San Mateo has a notable focus on reducing property crime, though it remains the most common type of crime in the city. In 2023, the property crime rate in San Mateo was recorded at 15.3 per 1,000 residents, with theft and burglary accounting for a significant portion of these incidents. While this is lower than many other cities in California, it is still higher than the national average. As a result, residents are advised to take precautionary measures such as securing their homes and vehicles. For a more detailed analysis, you can visit the SafeWise Crime Report.
Police Presence
San Mateo has a well-established and proactive police force that works closely with the community to maintain safety. The San Mateo Police Department is known for its high level of training and community engagement. With a police-to-resident ratio of approximately 1 officer for every 1,000 residents, the city provides a visible and responsive presence in neighborhoods. The department also focuses on preventing crime through community policing and outreach programs. For more details, you can visit the official San Mateo Police Department page.
Neighborhood Watch Programs
San Mateo is supported by several active neighborhood watch programs that help keep residents informed and involved in their community’s safety efforts. These programs are designed to foster communication between the police and residents, providing an extra layer of vigilance. The city encourages participation in these programs, and they have been linked to a reduction in crime rates. More details on neighborhood watch activities can be found through the San Mateo Neighborhood Watch Program.
Safety Rankings
In terms of safety rankings, San Mateo consistently performs well compared to other cities in the Bay Area and California. It ranks among the top cities for low crime rates, particularly in comparison to nearby cities such as Oakland and San Francisco. According to the most recent rankings by SafeWise in 2023, San Mateo is listed as one of the safest cities in the state, largely due to its low violent crime and property crime rates. For a detailed breakdown of rankings, visit the SafeWise California Safety Rankings.
Trend Data
Over the past decade, San Mateo has seen a steady decline in both violent and property crimes. According to data from the San Mateo Police Department, crime rates have dropped by approximately 10% over the last five years, indicating an improving trend in the city’s overall safety. This decrease in crime is attributed to increased police efforts, community involvement, and ongoing urban development. For more information on crime trends, you can explore the San Mateo Crime Data section.
School Safety
School safety is a priority in San Mateo, with public and private schools benefiting from strong safety protocols and a high level of community engagement. The San Mateo Union High School District works closely with local law enforcement to ensure the safety of students and staff. The district has implemented various measures, including regular safety drills, security cameras, and on-site resource officers, which have contributed to maintaining a safe environment for students. For more on school safety, refer to the San Mateo Union High School District website.
What are the demographics of San Mateo, California?
White
As of the most recent U.S. Census data, the population of San Mateo is predominantly White, with approximately 55.3% of the population identifying as White. This includes both those who identify as non-Hispanic and Hispanic White individuals. The majority of the White population in San Mateo is non-Hispanic, which makes up a significant portion of the city’s demographic makeup. For more details on this demographic breakdown, refer to the U.S. Census Bureau’s data.
Black or African American
In San Mateo, Black or African American individuals represent approximately 3.7% of the population. While this is a smaller percentage compared to other racial groups in the city, it reflects the diversity of San Mateo. Over time, the percentage of African American residents has remained relatively stable, contributing to the cultural richness of the community. For further data on this population, visit the U.S. Census Bureau’s data.
Hispanic or Latino
The Hispanic or Latino population in San Mateo accounts for approximately 15.6% of the city’s total population. This group has seen steady growth in recent years, reflecting broader trends in California’s population demographics. Hispanic residents of San Mateo come from diverse backgrounds, with a large portion having roots in Mexico, Central America, and South America. For detailed statistics on the Hispanic or Latino population, refer to the U.S. Census Bureau’s data.
Two or More Races
Individuals who identify as two or more races make up about 3.9% of the population in San Mateo. This category reflects the increasing diversity in the area, with many residents having mixed ethnic backgrounds. As intermarriage and multiracial identification continue to rise, this segment of the population is expected to grow. More information can be found on the U.S. Census Bureau’s data.
Asian
San Mateo has a significant Asian population, which comprises approximately 34.5% of the city’s total population. The Asian community is diverse, with a large number of residents of Chinese, Indian, and Filipino descent. The city’s proximity to Silicon Valley has led to an influx of professionals from various Asian countries, contributing to the city’s economic and cultural landscape. For more information on the Asian population in San Mateo, refer to the U.S. Census Bureau’s data.
Native American
Native American individuals make up about 0.4% of San Mateo’s population. While this group is a smaller segment of the overall demographic, it adds to the ethnic diversity of the city. The Native American community in San Mateo includes those who are descendants of the original peoples of the region as well as those who have relocated to the area. For more data on Native American populations, see the U.S. Census Bureau’s data.
Native Hawaiian or Pacific Islander
The Native Hawaiian or Pacific Islander population in San Mateo is relatively small, making up around 0.5% of the city’s population. This group includes residents of Hawaiian, Samoan, Tongan, and other Pacific Islander origins. While the percentage is low, this community plays an important role in the cultural makeup of San Mateo. For more information, visit the U.S. Census Bureau’s data.
Sources
San Mateo, California Population by Age and Gender
The total population of San Mateo, California is approximately 105,000 residents according to the most recent U.S. Census data.
Total Population by Gender
San Mateo’s population is fairly balanced in terms of gender distribution. As of the most recent census data, there are approximately 50.7% female and 49.3% male residents. This shows a slight female majority in the city. For more detailed information, visit the U.S. Census Bureau’s data.
Age Distribution
The age distribution in San Mateo shows a broad representation across different age groups. The largest segment of the population (about 25.4%) falls between the ages of 35 and 44, followed by residents between 45 and 54 years old, making up 16.7%. Children under the age of 18 comprise approximately 21% of the population, while residents aged 65 and older represent around 14.7%. This distribution reflects the city’s appeal to both families and older residents seeking suburban living near major urban centers. For more detailed breakdowns of age demographics, refer to the U.S. Census Bureau’s data.
Median Age
The median age in San Mateo is 41.1 years. This indicates that the population is relatively mature, with a mix of both younger and older adults, contributing to a well-rounded demographic in terms of age. For further details on the city’s median age, visit the U.S. Census Bureau’s data.
Dependency Ratio
San Mateo’s dependency ratio, which is the number of dependents (youth under 18 and seniors over 65) compared to the working-age population (18 to 64), stands at around 52%. This suggests that the city has a moderate level of dependents, which is typical for suburban communities. For further data, see the City-Data website.
Life Expectancy by Gender
The average life expectancy for residents of San Mateo is approximately 82 years. Life expectancy is slightly higher for females at around 84 years, while males have an average life expectancy of 79 years. These figures are indicative of the overall health and quality of life in San Mateo. For detailed health statistics, refer to the County Health Rankings.
Educational Attainment by Age and Gender
In San Mateo, educational attainment is relatively high. Approximately 51.1% of residents aged 25 and older hold at least a bachelor’s degree, with women slightly outpacing men in higher education attainment. Around 26% of residents hold a graduate or professional degree. This reflects the city’s highly educated workforce, particularly important in its proximity to Silicon Valley. For further information, visit the U.S. Census Bureau’s data.
Economic Participation by Age and Gender
San Mateo has a strong labor force, with a high percentage of adults employed across various industries. The workforce participation rate is about 63%, with the highest participation seen in individuals aged 25 to 54. The rate of economic participation is relatively equal across genders, with women slightly ahead in the 25-34 age range. For further statistics on employment and economic participation, refer to the Bureau of Labor Statistics.
Sources
San Mateo, California Zip Codes
- 94401
- 94402
- 94403
- 94404
- 94497
What is the history of San Mateo, California?
The history of San Mateo, California, is a fascinating journey from its origins as a small agricultural community to becoming one of the prominent cities in the San Francisco Peninsula. San Mateo, whose name means “Saint Matthew” in Spanish, was originally inhabited by the Ohlone Native American people, who lived in the area for thousands of years. The arrival of Spanish settlers in the late 18th century brought changes to the land and its native inhabitants, as they established missions and began to transform the region. The Spanish soldiers and missionaries set up the Mission San Francisco de Asís, located near the current city of San Mateo. By the early 1800s, the land that would later become San Mateo was part of the vast land grants issued by the Spanish government.
In 1846, after California became part of the United States following the Mexican-American War, the land that would become San Mateo was part of a larger Mexican land grant given to a man named Francisco de Haro, the first alcalde (mayor) of San Francisco. It wasn’t until 1856 that San Mateo was officially founded as a town. Its early days were characterized by agriculture, with large tracts of land dedicated to growing crops such as strawberries, grain, and vegetables. This agricultural economy set the stage for the city’s growth in the decades to come.
San Mateo’s location on the San Francisco Peninsula made it a prime location for growth, especially with the establishment of the Southern Pacific Railroad in the 1860s, which connected San Mateo to the broader Bay Area. The railroad spurred residential development and the city began to shift away from its agricultural roots towards a more urban landscape. In the late 19th and early 20th centuries, San Mateo attracted wealthy residents, who built grand estates along the tree-lined streets and established a reputation for being a desirable place to live. The city continued to grow rapidly in the post-World War II years, with suburban expansion fueled by the booming economy and the proximity to Silicon Valley.
Today, San Mateo is a thriving city with a mix of residential, commercial, and industrial spaces, all while maintaining its historical charm. It has become known for its excellent schools, parks, and vibrant community. The city’s history is reflected in its architecture, neighborhoods, and commitment to preserving its heritage while embracing growth and development. For more information on San Mateo’s history, visit San Mateo History.
Sources
San Mateo, California Weather
Average Temperature (by Month)
The average temperature in San Mateo, California, reflects the mild Mediterranean climate that is typical of the Bay Area. The temperatures are generally moderate year-round with warm summers and mild winters.
- January: Average high of 58°F (14°C), average low of 46°F (8°C)
- February: Average high of 60°F (16°C), average low of 48°F (9°C)
- March: Average high of 63°F (17°C), average low of 50°F (10°C)
- April: Average high of 65°F (18°C), average low of 52°F (11°C)
- May: Average high of 68°F (20°C), average low of 55°F (13°C)
- June: Average high of 71°F (22°C), average low of 57°F (14°C)
- July: Average high of 75°F (24°C), average low of 59°F (15°C)
- August: Average high of 75°F (24°C), average low of 59°F (15°C)
- September: Average high of 74°F (23°C), average low of 58°F (14°C)
- October: Average high of 70°F (21°C), average low of 54°F (12°C)
- November: Average high of 62°F (16°C), average low of 48°F (9°C)
- December: Average high of 58°F (14°C), average low of 46°F (8°C)
The temperatures in San Mateo are moderate compared to the state average of California, which can range from hot desert areas to coastal cooler temperatures. San Mateo is generally cooler than inland cities like Sacramento or Fresno but warmer than coastal cities like San Francisco.
Source: Weather-us.com
Precipitation (Rain) Patterns
San Mateo experiences a Mediterranean climate with most precipitation falling in the winter months. The annual average rainfall is approximately 25 inches (635 mm). The wettest months are typically from November to March, with December being the peak, receiving an average of 4.5 inches (114 mm) of rain. The summer months (June to September) generally see very little rainfall, with many days remaining dry.
Compared to the average precipitation for California, which is about 22 inches annually, San Mateo receives a slightly higher amount due to its location closer to the coast.
Source: US Climate Data
Extreme Weather Events
San Mateo is located in an area with a relatively mild climate, but it is still susceptible to occasional extreme weather events. While the region doesn’t experience extreme heat waves, snow, or tornadoes, there are occasional winter storms that can bring heavy rain and strong winds. The city is also located near seismic fault lines, which means that earthquakes are a risk, although the frequency of major events is low.
Extreme heat events are rare in San Mateo due to its coastal climate, but heat waves in the inland areas can sometimes influence the weather. Wildfires, though common in other parts of California, are not a significant concern within San Mateo city limits, although surrounding areas may face such risks.
Source: SFGate
Humidity Levels
San Mateo experiences moderate humidity levels throughout the year. During the summer months, the humidity tends to be higher due to the proximity to the ocean, but it is generally still considered comfortable. Humidity levels average between 50-60% annually. The winter months tend to be slightly more humid due to increased precipitation.
Humidity in San Mateo is typically lower than the more humid areas of California, such as the central valley or Southern California.
Source: The Weather Channel
Sunlight
San Mateo enjoys a moderate amount of sunshine throughout the year. The city receives an average of 260 sunny days annually. The sunniest months are typically from May to September, with October also seeing high amounts of sunshine. In contrast, the winter months tend to be cloudier, and the city may experience more overcast days during the rainy season.
This level of sunlight is quite typical for cities on the west coast, but the cooler coastal winds prevent the intense summer heat found in many inland parts of California.
Source: Weather-us.com
Wind Patterns
San Mateo experiences moderate winds, particularly during the summer months when the “marine layer” from the Pacific Ocean causes winds to blow in from the ocean. Average wind speeds are typically between 5-10 mph (8-16 km/h), but gusts can occasionally reach higher speeds, particularly in the winter months when storms pass through the area.
The coastal winds tend to keep the temperatures mild, even during the hottest months, making San Mateo more comfortable than many inland areas of California.
Source: The Weather Channel
Comparison to State and National Weather Averages
When compared to California’s weather averages, San Mateo experiences a more moderate climate, especially when compared to the hot inland areas. California is known for its variety of climates, ranging from desert heat to cooler coastal areas like San Mateo. Nationally, San Mateo’s climate is much milder than areas with harsher winters or more extreme heat such as in the Midwest or Southern U.S.
Source: Weather-us.com
Sources
Average Income in San Mateo, California
Average Annual Salary
The average annual salary in San Mateo, California, is approximately $80,000 to $90,000, depending on the industry and job type. This is significantly higher than the national average due to the city’s proximity to Silicon Valley, which brings in higher wages for tech and professional services jobs. Many residents in San Mateo work in high-paying sectors such as technology, healthcare, finance, and legal services.
Source: PayScale – San Mateo Salary
Average Hourly Wage
The average hourly wage in San Mateo is around $40 to $45 per hour, reflecting the high cost of living and demand for skilled workers. Workers in specialized fields, such as software development or engineering, may earn significantly more per hour, while service workers or those in lower-paying industries may earn less.
Source: Bureau of Labor Statistics – OES Wage Data for San Mateo
Median Salary Range
The median household income in San Mateo is about $120,000 annually. This number is influenced by the city’s concentration of highly educated workers and the presence of well-paying tech companies nearby. The range of incomes varies, with a significant portion of the population earning between $80,000 and $150,000, but salaries can reach even higher in some professions.
Source: US Census Bureau – San Mateo Income Statistics
Most Popular Jobs/Careers
In San Mateo, the most popular and common occupations are typically in technology, healthcare, education, and business services. Common job titles include software developers, marketing managers, health professionals, financial analysts, and administrative services managers. The tech industry, in particular, plays a significant role in the job market in San Mateo and surrounding areas like Palo Alto and Mountain View.
Source: PayScale – Popular Jobs in San Mateo
Highest Paid Jobs Popular to the Area
The highest paid jobs in San Mateo are typically found in the tech and medical industries. Software engineers, data scientists, and executives in tech companies such as Google, Facebook, and other Silicon Valley giants earn some of the highest salaries in the area, with compensation packages often exceeding $200,000 annually. Other high-paying roles include physicians, surgeons, and senior business executives in finance and law.
Source: Glassdoor – San Mateo Salaries
Comparison to State and National Income Statistics
San Mateo’s average salary is higher than both the state and national averages. The average annual income in California is around $75,000, and nationally it is about $53,000. San Mateo’s higher income levels are a result of its proximity to Silicon Valley and the high concentration of tech companies and high-skilled workers. For example, the median income in California is approximately $80,000, and national median income stands around $70,000.
Source: US Census Bureau – State & National Income Statistics
Sources
Taxes in San Mateo, California
Property Taxes
In San Mateo, California, property taxes are assessed at a base rate of 1% of the property’s assessed value, as required by Proposition 13, which limits annual property tax increases to a maximum of 2% per year. Additional taxes may apply in the form of voter-approved bonds or assessments for local infrastructure and services.
The median home value in San Mateo is higher than the national average, which results in relatively high property tax bills. For example, if a home is valued at $1 million, the base property tax would be approximately $10,000 annually, before any additional assessments or bonds are added.
Source: San Mateo County Tax Collector
Sales Taxes
The sales tax rate in San Mateo, California, is 9.875%. This rate includes the statewide base sales tax of 7.25%, with an additional local tax of 2.625% that is specific to San Mateo and other parts of San Mateo County.
Sales tax applies to most retail goods, and certain services may also be subject to sales tax depending on the nature of the service. This sales tax rate is higher than the national average, which tends to hover around 7-8% in most states.
Source: California Department of Tax and Fee Administration
Income Taxes
San Mateo residents are subject to California’s state income tax rates, which range from 1% to 13.3% depending on income level. The income tax system in California is progressive, with higher income brackets taxed at higher rates. For example, individuals making up to $9,325 annually are taxed at a rate of 1%, while those making over $1 million are taxed at a rate of 13.3%.
California’s income tax is among the highest in the nation, significantly higher than the national average. The federal income tax rate for individuals varies from 10% to 37%, depending on the income bracket. California’s state tax system also includes additional taxes for specific purposes, such as sales and use taxes, as well as vehicle fees.
Source: Tax Foundation – California Income Tax Rates
Utility Taxes
Utility taxes in San Mateo are applied to services such as electricity, water, gas, and cable. The City of San Mateo imposes a utility users tax (UUT) on certain services provided to residents. This tax rate is typically 6% on electricity, gas, and telephone services.
These taxes help fund local services and infrastructure improvements, with a portion of the revenue allocated for public safety, transportation, and general city maintenance.
Source: City of San Mateo – Utility Tax Information
Hotel Occupancy Tax
San Mateo charges a transient occupancy tax (TOT), also known as a hotel tax, for guests staying in hotels, motels, or other lodging facilities within the city limits. The rate is set at 12% of the room rate for each night of stay.
This tax applies to stays of less than 30 consecutive days and is used to support local tourism infrastructure, marketing, and community services.
Source: City of San Mateo – Hotel Occupancy Tax
Entertainment Taxes
San Mateo does not have a specific entertainment tax for most cultural or recreational events. However, tickets for certain events, including concerts or sporting events, may be subject to state sales tax under the California Department of Tax and Fee Administration’s regulations on admissions and entertainment tickets.
Source: California Department of Tax and Fee Administration – Sales Tax on Admissions
Tax Payment Schedule
In San Mateo County, property taxes are due in two installments: the first installment is due on November 1st and must be paid by December 10th; the second installment is due on February 1st and must be paid by April 10th. Penalties are applied if payments are not received by the due dates.
Source: San Mateo County Tax Collector – Tax Payment Schedule
Penalties for Late Payment
If property taxes are not paid by the due date, a 10% penalty is added to the outstanding balance. Additionally, if taxes are not paid within a year of the due date, the property may be subject to tax lien sales, and further penalties and interest can accrue.
Source: San Mateo County Tax Collector – Penalties for Late Payment
Where to Pay
Property taxes in San Mateo can be paid online, by mail, or in person. The San Mateo County Tax Collector’s office accepts payments online via credit card or e-check, as well as by mail or in-person at their office. Online payment options are available through the San Mateo County website, where taxpayers can check the status of their property taxes, review amounts due, and make secure payments.
Source: San Mateo County Tax Collector – Where to Pay Property Taxes
Sources
- San Mateo County Tax Collector
- California Department of Tax and Fee Administration – Sales Tax Rates
- Tax Foundation – California Income Tax Rates
- City of San Mateo – Utility Tax Information
- City of San Mateo – Hotel Occupancy Tax
- California Department of Tax and Fee Administration – Sales Tax on Admissions
- San Mateo County Tax Collector – Tax Payment Schedule
- San Mateo County Tax Collector – Penalties for Late Payment
- San Mateo County Tax Collector – Where to Pay Property Taxes
Is San Mateo, California a Good Place to Live for Singles?
San Mateo, California, can be a great place to live for singles, offering a vibrant community with various activities, housing options, and a significant portion of its population remaining unmarried. Here’s an overview of what singles can expect:
Events and Activities
San Mateo boasts a variety of events and activities that appeal to singles. From cultural festivals to food and music events, the city is known for hosting numerous community activities throughout the year. The city also offers a thriving arts scene, with venues like the San Mateo Performing Arts Center and local music festivals providing opportunities for socializing and meeting new people. For more information on local events, check out Eventbrite’s San Mateo listings.
Gyms
Staying fit and meeting like-minded individuals is made easy with numerous gyms in San Mateo. You can explore local options through a search on Yahoo for Gyms in San Mateo, CA.
Housing
The housing market in San Mateo is quite competitive, with a higher cost of living compared to national averages. The median home price is over $1.1 million, which is about 542% higher than the national average. Rental prices are similarly steep, with the median rent being approximately 180% higher than the national average. While there are rental options available, they are on the pricier side, and renters occupy nearly half of the housing in the area, which may appeal to singles seeking flexibility. For rental listings, visit sites like AreaVibes for detailed options.
Percentage of Single Residents
A significant portion of the population in San Mateo remains unmarried. The city has an active single community, with about 47.3% of households being renter-occupied, which is higher than the national average. In comparison to the broader California state data, San Mateo aligns closely with state trends, where a substantial number of residents are single and looking for social opportunities.
Compared to national averages, San Mateo’s single population is a bit higher than most, reflecting the area’s youthful, vibrant culture. This makes it a great environment for singles who want to meet new people, whether through social events or shared living situations. For detailed statistics on this, check out AreaVibes San Mateo.
Overall, San Mateo is a solid choice for singles seeking a dynamic, community-focused environment with plenty of opportunities to socialize, even though the cost of living might be a concern.
Is San Mateo, California Good for Families?
San Mateo, California, offers a great environment for families, thanks to its mild weather, low crime rates, and excellent amenities. However, housing costs can be high, and finding affordable options may be challenging for those looking to buy. Employment opportunities are robust, with access to the Silicon Valley job market, making it a good location for career-driven families. The overall combination of these factors positions San Mateo as an attractive option for those seeking family-friendly living in the Bay Area.
Parks and Family Activities
San Mateo provides several parks and recreational spaces for families. Central Park is a favorite, offering expansive green areas, playgrounds, and a Japanese tea garden. Families can also explore the San Mateo County Event Center for various community events. For more local happenings, the San Mateo Parks and Recreation website offers updated event schedules and community resources.
Restaurants
Families in San Mateo have a wide range of dining options:
- Italian Restaurants in San Mateo: The area offers cozy Italian spots perfect for family meals.
- Mexican Restaurants in San Mateo: Enjoy flavorful Mexican cuisine at family-friendly venues.
- BBQ Restaurants in San Mateo: If you’re craving BBQ, you’ll find several top-rated spots to enjoy a casual meal.
- American Restaurants in San Mateo: There’s no shortage of family-friendly American restaurants offering classic comfort food.
Housing
The housing market in San Mateo is competitive, especially for families looking to buy. With proximity to Silicon Valley, housing prices are above average, and finding an affordable home can be tough. For those interested in purchasing property, websites like Redfin list homes available for sale in the area.
Percentage of Family Residents
San Mateo is home to a significant proportion of families. About 50% of its residents are married, and the percentage of families with children is around 59% in various neighborhoods like North Central and East San Mateo
For families, this combination of strong community presence and proximity to job opportunities makes San Mateo a highly desirable location. Families will find ample parks, great food options, and a welcoming environment to settle into.
How are the schools in San Mateo, California?
San Mateo, California, offers a range of educational options spanning from Pre-K to universities, with schools performing well in terms of academic rankings and student outcomes. The schools are supported by a mix of local funding and state resources, with per-pupil spending varying based on district and school type. Many schools in San Mateo enjoy high academic rankings, particularly those within the San Mateo-Foster City School District and Sequoia Union High District, which offer both excellent academic results and extracurricular programs.
Pre-K Schools
Information specific to pre-kindergarten programs in San Mateo can be difficult to pin down, but there are several community-run programs and private institutions that offer early childhood education. Many of these are licensed through the state and comply with California’s educational standards. To find exact programs and their quality ratings, check individual institutions or local directories.
Kindergarten Schools
San Mateo offers high-quality kindergarten programs, with several elementary schools within the San Mateo-Foster City District receiving high ratings for academic achievements. Schools like Audubon Elementary and Brewer Island Elementary are recognized for their academic excellence, and they often have strong kindergarten foundations. The district focuses on providing a balanced curriculum that includes both educational and social development. These schools consistently report positive student outcomes, contributing to overall high rankings in statewide comparisons
Elementary Schools
Among the top-rated elementary schools in San Mateo are Audubon Elementary, Brewer Island Elementary, and Foster City Elementary, all of which boast high CSR rankings, with most consistently earning top marks of 10. These schools are part of the San Mateo-Foster City School District and have high proficiency scores, particularly in English and Math
Middle Schools
Middle schools in San Mateo County, such as Bowditch Middle and Taylor Middle in Millbrae, perform well academically. These schools often feature specialized programs in STEM and arts, with an emphasis on preparing students for high school. In the district rankings, schools like Bowditch receive high ratings for academic performance and extracurricular involvement
High Schools
San Mateo’s high schools are part of the broader San Mateo Union High School District and Sequoia Union High School District. Schools like Mills High and San Mateo High consistently receive high rankings for academic excellence and student preparedness for college and careers. Mills High, for example, is recognized for its academic rigor, receiving a CSR rating of 10
Colleges & Universities
For higher education, San Mateo is home to Skyline College, which offers a range of associate degree programs and transfer opportunities to four-year institutions. Additionally, nearby universities such as San Francisco State University and Stanford University offer opportunities for advanced studies. These universities are highly respected, with Stanford consistently ranking as one of the top universities in the world.
For further details on specific schools and their performance, you can explore individual school ratings and reviews on resources like the California School Ratings, which offers detailed insights into district performance, test scores, and academic rankings.
Churches in San Mateo, California
- Waypoint Church
- Calvary San Mateo
- St. Matthew Catholic Church
- Congregational Church of San Mateo
- Western Hills Church
- Trinity Baptist Church
- Refuge Community Church
- St. Bartholomew Parish Community
- Saint Gregory Church
- St. Timothy Catholic Church
- Hillsdale United Methodist Church
- Hope Evangelical Lutheran Church
- Transfiguration Episcopal Church
- Sturge Presbyterian Church
- Westside Church of Christ
- Menlo Church San Mateo Campus
- First Baptist Church
Conclusion: Why you should consider moving to San Mateo, California
San Mateo, California, offers a vibrant and diverse community, making it an exceptional place to call home. With its excellent schools, family-friendly atmosphere, and thriving job market, it is an ideal location for anyone looking to live in the heart of the Bay Area. The city combines the convenience of a suburban lifestyle with easy access to urban amenities, including top-tier restaurants, parks, and cultural attractions. Whether you’re starting a family, advancing your career, or simply seeking a welcoming place to live, San Mateo provides a balanced, high-quality environment for all. From its beautiful weather to its rich cultural diversity, moving to San Mateo means joining a community that’s focused on growth, opportunity, and connection. It’s a place where you can thrive—professionally, personally, and socially.
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