Table of Contents
- Reasons to Move to San Mateo County, California
- Cost to Move to San Mateo County, California
- San Mateo County, California Social Media & News
- Cost of living in San Mateo County, California
- Is San Mateo County, California a safe place to live – Crime Rates?
- What are the demographics of San Mateo County, California?
- San Mateo County, California Population by Age and Gender
- San Mateo County, California Zip Codes
- What is the history of San Mateo County, California?
- San Mateo County, California Weather
- Average Income in San Mateo County, California
- Taxes in San Mateo County, California
- Is San Mateo County, California a Good Place to Live for Singles?
- Is San Mateo County, California Good for Families?
- How are the schools in San Mateo County, California?
- Churches in San Mateo County, California
- Conclusion: Why you should consider moving to San Mateo County, California
Reasons to Move to San Mateo County, California
San Mateo County offers a unique blend of suburban tranquility and proximity to the heart of Silicon Valley, making it an ideal place for professionals, families, and outdoor enthusiasts alike. With an extensive array of parks, trails, and recreational spaces, such as the vast preserves in the Santa Cruz Mountains and along the coast, residents enjoy an active lifestyle with easy access to both natural beauty and modern amenities. The county’s strong economy, anchored by industries like technology, biotechnology, and healthcare, provides excellent job opportunities, with cities like Redwood City, San Mateo, and Foster City offering a dynamic mix of residential, retail, and office spaces.
What sets San Mateo County apart is its commitment to high-quality education and strong community ties, reflected in its renowned public and private schools, as well as its diverse cultural offerings. With cities that cater to different lifestyles—from the bustling, tech-driven environment in parts of Silicon Valley to the quieter, more family-focused neighborhoods in areas like Burlingame and Belmont—the county offers something for everyone. As you explore whether San Mateo County could be your new home, it’s clear that the area’s strategic location, combined with its high livability, is just the beginning of what it has to offer. Dive deeper into what makes this region unique and discover if it aligns with your personal or family needs.
Cost to Move to San Mateo County, California
Want to know the cost to move to San Mateo County, California? Here are the best
San Mateo County, California Movers
San Mateo County, California Social Media & News
San Mateo County, California on Youtube
San Mateo County, California on X.com
Happy SB19 Day in the county of San Mateo, California!@SB19Official #SB19 pic.twitter.com/nqd0mOx1Iu
— shin (@superbpaulo) July 28, 2024
San Mateo County, California on Facebook
San Mateo County, California on Instagram
Cost of living in San Mateo County, California
Housing Costs
San Mateo County has one of the highest housing costs in the United States. The median home price in 2023 was approximately $1.7 million, according to the California Association of Realtors (source). For those renting, the average monthly rent for a 1-bedroom apartment is around $2,800, and for a 3-bedroom apartment, the average rent can be as high as $4,500. These prices are significantly above both the state and national averages, reflecting the county’s desirability and proximity to Silicon Valley and San Francisco.
Utilities
The average monthly cost for utilities in San Mateo County, including electricity, heating, water, and garbage, typically ranges from $250 to $400 per month, depending on the size of the home and consumption habits. For a 915-square-foot apartment, the average electricity bill alone is around $100 to $150 per month (source).
Groceries/Food
Groceries in San Mateo County are also above average. A typical grocery bill for a single person can range from $350 to $600 per month, depending on shopping habits and dietary preferences. Staples like milk cost around $4.25 per gallon, and bread can cost around $4.50 per loaf. Organic and specialty foods can drive costs up even higher. This is based on data from the Bureau of Economic Analysis and local consumer price surveys (source).
Transportation
Transportation costs are a significant part of the budget in San Mateo County. The average cost of gas in 2023 was around $5.50 per gallon, though it fluctuates based on market conditions. Monthly public transit passes, such as for Caltrain, cost around $100 to $300 depending on the distance traveled. Car insurance in San Mateo County averages $1,400 per year, which is higher than the national average, reflecting the area’s higher risk factors (source, source).
Healthcare
Healthcare costs in San Mateo County are substantial, with an average monthly premium for an individual under the Affordable Care Act ranging from $450 to $700, depending on the plan and coverage level. For families, the monthly premium can range from $1,200 to $1,800. Doctor visits cost around $150 per visit, and hospital stays average $2,000 per day without insurance. These figures are based on the average market costs in the county in 2023 (source, source).
Childcare and Education
Childcare is one of the most significant expenses for families in San Mateo County. The average cost of infant daycare is about $1,500 to $2,000 per month, while toddler care costs can range from $1,200 to $1,800 per month. For preschool, costs average $1,000 to $1,500 per month. In terms of education, public K-12 education in the county is funded well, with local schools receiving significant property tax funding. However, private school tuition can range from $15,000 to $30,000 annually. These estimates are derived from local cost studies and the National Association of Child Care Resource & Referral Agencies (source, source).
Taxes
San Mateo County has relatively high taxes compared to other regions in California. The sales tax rate is 9.25%, which includes the state and local taxes. Property taxes are typically around 1.16% of the home’s assessed value. For example, if you own a home worth $1.7 million, your annual property tax bill could be around $19,720. Income taxes are progressive, with the state of California’s income tax rates ranging from 1% to 13.3%. For high earners in San Mateo County, state income tax can significantly impact the overall cost of living (source, source, source).
Insurance
Homeowners insurance in San Mateo County costs, on average, $1,200 to $1,800 per year for a standard policy. Renters insurance, which covers damage and loss of personal property, is much more affordable, typically around $200 to $400 annually. Car insurance premiums are higher than average, with comprehensive policies for a standard vehicle ranging from $1,200 to $2,000 per year. These figures come from the California Department of Insurance and local consumer reports (source, source).
Recreation and Entertainment
Recreation and entertainment in San Mateo County can vary greatly, but general costs include: movie tickets at around $15 each, a gym membership averaging $50 to $100 per month, and dining out where a typical restaurant meal may cost $20 to $50 per person. Concerts and special events often run between $50 and $200, depending on the venue and performer. These costs are based on surveys and local averages provided by entertainment venues in the county (source, source).
Clothing
Clothing costs are slightly higher than the national average in San Mateo County, with a typical pair of jeans costing about $45 to $90, and shoes running from $50 to $100 for standard brands. High-end brands can push prices even higher. Clothing expenses generally amount to $100 to $250 per month for a typical household, depending on family size and fashion preferences. These costs were gathered from local shopping surveys and industry reports (source).
Personal Care
Personal care in San Mateo County, including haircuts, toiletries, and other personal maintenance, can cost between $50 to $150 per month per person. A basic men’s haircut costs between $25 and $50, while a women’s haircut can range from $50 to $100, depending on the salon. Personal care product costs also reflect higher than average prices due to local market conditions. These costs were verified through local consumer price indices and personal care industry reports (source).
Miscellaneous Expenses
Miscellaneous expenses, such as local services, small purchases, or unexpected costs, can add another $200 to $400 per month to a household’s budget. This includes things like pet care, small repairs, or unplanned events. For a more comprehensive picture, these estimates are based on local surveys and regional consumer expenditure data from the Bureau of Labor Statistics (source).
Is San Mateo County, California a safe place to live – Crime Rates?
Crime Rate
San Mateo County generally has lower crime rates compared to both the state of California and the national averages. In 2022, the total crime rate in the county was approximately 1,800 incidents per 100,000 residents, which is notably lower than the California average of 2,600 per 100,000 (source). This includes both property and violent crimes, making it one of the safer counties in the region. However, crime rates can vary significantly by city within the county, with areas like Daly City and Redwood City experiencing higher crime rates compared to more affluent areas like Hillsborough and Burlingame.
Violent Crime Rate
The violent crime rate in San Mateo County has been relatively low. In 2022, the violent crime rate was 200 incidents per 100,000 residents, well below the state average of 400 incidents per 100,000 (source). Violent crimes, including homicide, robbery, aggravated assault, and rape, are less common in the county compared to many other parts of California. Areas with high rates of violent crime are generally confined to certain neighborhoods, which can be easily identified through local crime reports.
Property Crime Rate
Property crime is a more prevalent concern in San Mateo County, though it still remains lower than the state and national averages. In 2022, property crimes such as burglary, larceny-theft, and motor vehicle theft accounted for around 1,400 incidents per 100,000 residents in the county (source). While this is a relatively high rate, it is not unusual for urban areas near major metropolitan cities like San Francisco to have elevated property crime rates. As a result, residents are often advised to take precautions, particularly in areas with higher foot traffic or close to commercial districts.
Police Presence
San Mateo County maintains a significant police presence, with multiple law enforcement agencies working to ensure safety throughout the county. The San Mateo County Sheriff’s Office operates county-wide, while individual cities have their own local police forces, such as the Redwood City Police Department and the San Mateo Police Department. There are roughly 350 full-time law enforcement officers in San Mateo County, which translates to around 1.8 officers per 1,000 residents, which is slightly above the national average of 2.0 officers per 1,000 (source). The presence of law enforcement is strong in both urban and suburban areas, though staffing levels may vary by location and population density.
Neighborhood Watch Programs
Neighborhood watch programs are a strong part of community safety efforts in San Mateo County. Many cities, including San Mateo, Foster City, and Redwood City, have active neighborhood watch programs that encourage residents to report suspicious activity and work together to prevent crime. These programs have been shown to decrease local crime rates and increase community engagement. Residents can easily join neighborhood watch groups through local police departments or community centers (source).
Safety Rankings
In terms of safety rankings, San Mateo County consistently ranks among the top 10% of California counties for low crime rates. According to the latest data from Safewise, the county ranks as one of the safest in the Bay Area, with lower crime rates than its neighboring counties such as Alameda and Santa Clara (source). This includes data on both violent and property crimes, highlighting the area’s overall safety. The ranking is based on a combination of crime statistics, community programs, and police effectiveness.
Trend Data
Over the past five years, crime rates in San Mateo County have shown a downward trend, particularly in violent crime. While property crimes have fluctuated, there has been a noticeable decline in the number of violent crimes and homicides. This trend aligns with county-wide efforts to improve public safety through community policing and crime prevention initiatives (source). Residents have noticed improvements in safety, especially in suburban neighborhoods, contributing to the county’s reputation as a desirable area to live.
School Safety
School safety is a priority in San Mateo County, with most public and private schools having strong safety protocols in place. In 2023, the San Mateo County Office of Education reported that nearly all schools in the county met state safety standards, including measures for preventing bullying, promoting mental health, and maintaining physical security on school campuses (source). The county also has active programs in place to educate students on safety practices and conflict resolution, making it one of the safest areas for children to attend school in California.
What are the demographics of San Mateo County, California?
White
As of the most recent U.S. Census data (2020), approximately 47.7% of the population in San Mateo County is identified as White. This includes both individuals who are non-Hispanic and those who identify as White Hispanic. The White population has remained a dominant group, although it has been decreasing as other racial and ethnic groups have grown in numbers (source).
Black or African American
The Black or African American population in San Mateo County makes up about 3.0% of the total population, according to the 2020 Census data. This percentage is in line with the general demographic composition of the Bay Area, where African Americans represent a smaller proportion of the overall population compared to other racial groups (source).
Hispanic or Latino
The Hispanic or Latino population in San Mateo County represents approximately 25.5% of the total population as of 2020. This demographic includes individuals of Mexican, Puerto Rican, Cuban, Central American, and South American origins. The Latino population has seen significant growth over the past few decades and continues to be a major contributor to the county’s diversity (source).
Two or More Races
About 4.3% of San Mateo County’s population identifies as being of two or more races. This figure reflects the increasing number of individuals who identify as multiracial, which is a growing trend across the United States as people increasingly select multiple racial categories on the census (source).
Asian
Asian Americans make up a significant portion of the population in San Mateo County, accounting for approximately 33.1% of residents as of the 2020 Census. The Asian community in the county is diverse, with substantial populations of Chinese, Indian, Filipino, Vietnamese, and Korean residents. This is reflective of the area’s large tech industry and economic opportunities, which attract people from various parts of Asia (source).
Native American
Native Americans make up about 0.5% of the population in San Mateo County, according to the 2020 Census data. This population includes those who identify as part of Native American tribes and other Indigenous groups. While the percentage is small, it is part of the broader racial and ethnic diversity in the region (source).
Native Hawaiian or Pacific Islander
The Native Hawaiian or Pacific Islander population in San Mateo County is approximately 0.3% of the total population, based on 2020 Census data. This community includes individuals of Hawaiian, Samoan, Tongan, and other Pacific Islander origins. This group has a small but notable presence in the county (source).
Sources
San Mateo County, California Population by Age and Gender
The total population of San Mateo County, California is approximately 781,000 people, according to the 2020 United States Census. This figure reflects a diverse and growing community, with significant variation across various demographic factors.
Total Population by Gender
As of the 2020 Census, the population of San Mateo County is roughly split between genders, with 49.5% of the population identifying as male and 50.5% as female. The gender distribution is nearly equal, reflecting broader national and state trends (source).
Age Distribution
San Mateo County has a relatively young population with a sizable proportion of individuals under 18 years of age, comprising about 21.7% of the population. The largest age group in the county is between 25 and 44 years, making up around 30% of the total population. The county also has a significant elderly population, with those 65 years and older representing approximately 14.8% of the population (source).
Gender Distribution within Age Groups
The gender distribution within specific age groups reveals slight variations. For example, in the 0-18 age range, 51% are male and 49% are female. In contrast, the adult population (ages 18-64) slightly skews toward females, with women making up about 51% of this demographic. Among seniors aged 65 and older, the female population comprises about 58%, reflecting broader trends of women living longer than men (source).
Median Age
The median age in San Mateo County is 41.4 years, which is higher than the national median of 38.4 years. This reflects a relatively mature population, with a notable portion of the population being employed professionals and older adults. The median age has risen slightly from previous census reports, indicating the county’s growing older population (source).
Dependency Ratios
San Mateo County has a dependency ratio of approximately 47 dependents for every 100 working-age adults (ages 18-64). This figure is a key indicator of the balance between the working population and dependents (children and elderly) in the county. The ratio reflects a moderate dependency burden, with a growing elderly population influencing these dynamics (source).
Sex Ratio
The sex ratio in San Mateo County is fairly balanced, with about 97.5 males for every 100 females. This is typical for many urban and suburban regions in California, where the female population often slightly outnumbers the male population due to longer life expectancies among women (source).
Population Growth Rates
San Mateo County has seen a steady growth rate of approximately 0.6% annually from 2010 to 2020, a trend that is expected to continue as the county remains an attractive area for tech workers, families, and retirees alike. The population increase is driven by migration into the area and a higher birth rate compared to other parts of the Bay Area (source).
Educational Attainment by Age and Gender
San Mateo County has high levels of educational attainment. Approximately 47.5% of adults aged 25 and older have a bachelor’s degree, which is significantly higher than the national average of 32%. Among the population aged 25-44, 60% hold a bachelor’s degree or higher, which reflects the county’s strong focus on education and its proximity to Silicon Valley’s workforce needs. Educational attainment is slightly higher among women in the county, with 49% of women holding a bachelor’s degree or higher compared to 46% of men (source).
Sources
San Mateo County, California Zip Codes
Here is a list of ZIP codes in San Mateo County, California, organized in numerical order:
94002 – Belmont
94005 – Brisbane
94010 – Burlingame
94014 – Daly City (southern area)
94015 – Daly City (northern area)
94019 – Half Moon Bay
94020 – La Honda
94021 – Loma Mar
94022 – Los Altos Hills (partially in Santa Clara County)
94025 – Menlo Park
94027 – Atherton
94028 – Portola Valley
94030 – Millbrae
94037 – Montara
94038 – Moss Beach
94044 – Pacifica
94060 – Pescadero
94061 – Redwood City (western area)
94062 – Redwood City (eastern area, includes parts of Woodside)
94063 – Redwood City (northern area)
94065 – Redwood Shores
94066 – San Bruno
94070 – San Carlos
94074 – San Gregorio
94080 – South San Francisco
94083 – South San Francisco (P.O. boxes)
94401 – San Mateo (eastern area)
94402 – San Mateo (central area)
94403 – San Mateo (southern area)
94404 – Foster City (and portions of San Mateo)
What is the history of San Mateo County, California?
San Mateo County, California, has a rich and varied history that stretches back thousands of years, with the first known inhabitants being the Native American tribes of the Bay Area. These tribes, including the Ohlone people, lived in the region for over 10,000 years before European explorers arrived in the late 18th century. The Ohlone people had a deep connection to the land, living along the coastline and in the fertile valleys, relying on fishing, hunting, and gathering for sustenance.
European Exploration and Settlement
The history of European involvement in San Mateo County began in 1769, when Spanish explorers, led by Gaspar de Portolá, made their way into the Bay Area. They encountered the Ohlone tribes, who had long lived in the region. In 1776, the Spanish established the Presidio of San Francisco, and shortly thereafter, the nearby Mission San Francisco de Asís was founded. In the early 1800s, the Spanish began to grant large tracts of land to settlers, starting the process of colonization and introducing European agricultural practices to the area.
Mexican Rule and the Rancho Era
Following Mexico’s independence from Spain in 1821, California became a Mexican territory. During this time, land grants were issued to wealthy Mexican settlers, leading to the establishment of ranchos throughout San Mateo County. The most prominent of these was Rancho de las Pulgas, which spanned much of the northern part of the county. These ranchos were primarily used for cattle ranching and agriculture, marking the transition from the indigenous Ohlone way of life to a more European-based system of land use.
California’s Statehood and Development
California became a state in 1850, and San Mateo County was officially established as one of the original counties. During this period, the region experienced significant growth, especially with the arrival of the San Francisco and San Jose Railroad in the late 1800s. This connection to San Francisco allowed for easier transportation and increased settlement, as people moved into the area seeking agricultural opportunities and a more relaxed lifestyle compared to the rapidly developing city of San Francisco. The county also saw a rise in tourism, as visitors from San Francisco came to enjoy the scenic beauty of the coast and the San Mateo hills.
20th Century Expansion
In the early 20th century, San Mateo County continued to grow as both an agricultural center and a desirable location for people commuting to San Francisco. The population expanded further with the construction of major roads, including the Bayshore Highway and the eventual completion of the San Mateo-Hayward Bridge in 1929, which connected the county to the East Bay. The 1940s and 1950s saw the rise of suburbanization in the county, as veterans returning from World War II took advantage of federal housing programs and moved into newly constructed homes in towns like Burlingame, San Mateo, and Daly City.
Modern San Mateo County
In the second half of the 20th century, San Mateo County became increasingly known for its connection to the technology industry, due to its proximity to Silicon Valley. The county became home to many high-tech companies, particularly in areas like Menlo Park, Redwood City, and Foster City. The growth of these industries spurred an influx of residents, particularly from other parts of the United States, seeking employment in the tech sector. The population boom that accompanied this era of technological advancement also led to increased development, with a growing demand for housing, transportation, and public services.
Today, San Mateo County remains a vibrant and diverse region, home to some of the wealthiest cities in the United States and also a leader in technology and innovation. It continues to grapple with challenges such as affordable housing, transportation congestion, and environmental preservation, but its rich history and its central place in the Bay Area’s economy ensure that it remains a key part of California’s identity.
Sources
San Mateo County, California Weather
Average Temperature (by Month)
The average temperature in San Mateo County varies depending on the location, particularly between coastal and inland areas. Coastal areas like Pacifica and Half Moon Bay tend to have cooler temperatures, while inland cities such as Redwood City and San Mateo experience warmer temperatures. On average, the monthly temperatures in San Mateo County are as follows:
- January: 50°F (10°C) – 57°F (14°C)
- February: 51°F (10.5°C) – 60°F (15.5°C)
- March: 53°F (11.5°C) – 62°F (16.5°C)
- April: 55°F (13°C) – 64°F (17.5°C)
- May: 58°F (14.5°C) – 67°F (19.5°C)
- June: 60°F (15.5°C) – 69°F (20.5°C)
- July: 62°F (16.5°C) – 72°F (22°C)
- August: 62°F (16.5°C) – 74°F (23°C)
- September: 61°F (16°C) – 72°F (22°C)
- October: 58°F (14.5°C) – 67°F (19.5°C)
- November: 52°F (11°C) – 60°F (15.5°C)
- December: 50°F (10°C) – 57°F (14°C)
These temperatures are based on average daily highs and lows for the year and show that San Mateo County experiences mild, temperate weather overall, with warmer summers and cooler winters compared to the average California climate (source).
Precipitation (Rain) Patterns
San Mateo County experiences a Mediterranean climate, with most precipitation occurring in the winter months. The average annual rainfall in San Mateo County is approximately 24 inches (610 mm), although this can vary depending on the location. Coastal areas like Pacifica receive more rainfall (around 30 inches annually), while inland areas like Redwood City receive closer to 18 inches (source). Rainfall peaks between November and March, with December being the wettest month, averaging around 4 inches (100 mm) of rain. Summer months generally see little to no rain.
Extreme Weather Events
San Mateo County experiences relatively mild weather but can occasionally be impacted by extreme weather events such as heavy rainstorms, which can lead to flooding, especially in low-lying areas. The region is also prone to occasional wildfires, particularly during dry summer and fall months when conditions are hot and windy. However, the county is less vulnerable to extreme weather events like tornadoes or hurricanes compared to other parts of the United States. The most notable extreme weather events in recent history have been the 2017 winter storms, which caused flooding and landslides (source).
Humidity Levels
San Mateo County experiences moderate humidity levels throughout the year, which generally range from 60% to 80%. Coastal areas tend to have higher humidity, especially in the summer, due to the influence of the Pacific Ocean. Inland areas, while still experiencing moderate humidity, generally have drier conditions, particularly during the summer months when temperatures rise. Humidity is usually at its highest in the mornings and tends to decrease during the afternoon (source).
Sunlight
San Mateo County enjoys a significant amount of sunshine throughout the year. On average, the county receives around 250 to 270 sunny days annually. The summer months are the sunniest, with June through August seeing an average of 10 to 12 hours of sunlight per day. Winter months are more variable, with December and January receiving fewer hours of sunlight, averaging 4 to 6 hours per day. This level of sunlight is typical for California’s coastal and Mediterranean regions (source).
Wind Patterns
San Mateo County experiences moderate to strong winds throughout the year, especially in coastal regions where winds are influenced by the Pacific Ocean. Average wind speeds range from 5 to 15 miles per hour (8 to 24 km/h), with stronger winds often occurring in the afternoons, especially during the spring and fall. Coastal areas like Pacifica and Half Moon Bay experience more persistent winds, while inland areas have lighter breezes. Wind gusts can occasionally exceed 25 mph (40 km/h) during storm events (source).
Comparison to State and National Averages
Compared to the state of California, San Mateo County experiences milder temperatures and more rainfall. While the state averages about 22 inches (560 mm) of annual precipitation, San Mateo County receives more rainfall, especially in its coastal areas. California’s average summer temperatures typically range between 80°F (27°C) and 100°F (38°C) in many inland areas, while San Mateo County remains cooler with highs rarely exceeding 80°F (27°C). Nationally, San Mateo County has much milder weather than much of the U.S., especially in terms of temperature extremes. The county’s average annual temperature of 58°F (14°C) is notably cooler than the national average of about 54°F (12°C), reflecting California’s temperate climate.
Sources
Average Income in San Mateo County, California
Average Annual Salary
The average annual salary in San Mateo County is approximately $94,000. This is significantly higher than the national average, which hovers around $55,000. The high salary level is reflective of the county’s proximity to Silicon Valley and the concentration of high-paying jobs in technology, healthcare, and other professional sectors. For example, professionals in fields like software development, engineering, and management often earn significantly more, with some roles offering annual salaries upwards of $150,000 (source).
Average Hourly Wage
The average hourly wage in San Mateo County is approximately $45 per hour, which is considerably above the national average of $24 per hour. High-paying industries like technology and biotech contribute to this elevated rate. Jobs in specialized fields such as software engineering, data analysis, and healthcare also tend to offer competitive hourly wages. This high wage level is a key factor that makes the region one of the most economically prosperous in California (source).
Average Earnings Per Week
The average weekly earnings in San Mateo County is approximately $1,800. This compares favorably with both the state and national averages, indicating a higher-than-average income for workers in the county. With a significant portion of the workforce employed in high-wage sectors such as tech and biotech, weekly earnings in many professional fields exceed this figure, with some individuals earning $2,000 or more per week in managerial and technical positions (source).
Median Salary Range
The median salary range in San Mateo County is approximately $85,000 to $100,000 per year, which is significantly higher than the median salary in California, which is about $63,000. This salary range is driven by the high cost of living and the presence of lucrative industries like technology, finance, and healthcare in the area. Many residents in this range are employed in skilled professions such as engineering, management, and finance, contributing to the region’s economic prosperity (source).
Most Popular Jobs/Careers
The most popular and highest-paying jobs in San Mateo County are typically found in the technology and healthcare industries. Roles like software engineers, data scientists, and systems analysts are among the most common and well-compensated in the region. Additionally, management positions, particularly in tech firms, also offer significant salaries. According to the Bureau of Labor Statistics, the top employers in the county are primarily in the tech sector, including companies like Google, Facebook, and other Silicon Valley giants (source). Other in-demand fields include financial services, biotech, and healthcare management.
Comparison to State and National Averages
Compared to the state of California, the average income in San Mateo County is significantly higher. The average salary in California is approximately $63,000 annually, and San Mateo County’s average income of $94,000 surpasses this by a substantial margin. When compared to the national average, which is around $55,000, San Mateo County’s income levels are even more elevated, reflecting the county’s proximity to high-paying industries like technology and healthcare. This income disparity is also reflected in the cost of living, which is above the national average but on par with other high-income areas in California (source).
Sources
Taxes in San Mateo County, California
Property Taxes
Property taxes in San Mateo County are levied at a rate of 1% of the property’s assessed value, plus any additional local voter-approved taxes. The average effective property tax rate in San Mateo County is approximately 1.16%. For example, a home with an assessed value of $1 million would incur about $11,600 in property taxes annually. Property taxes are due in two installments, with the first due on November 1 and the second on February 1, with a grace period for late payments. Taxes are collected by the San Mateo County Tax Collector’s Office (source).
Sales Taxes
The sales tax rate in San Mateo County is 9.25%, which includes both state and local taxes. This rate is higher than the California statewide base sales tax rate of 7.25%, reflecting the additional local sales tax rates. The sales tax applies to most goods and services, although some items such as groceries and prescription medications are exempt. San Mateo County’s sales tax revenue helps fund local services, infrastructure, and public safety projects. This rate is consistent with other Bay Area counties and aligns with the state’s overall sales tax framework (source).
Income Taxes
California has a progressive income tax system, with rates ranging from 1% to 13.3%. In San Mateo County, residents are subject to both state and federal income taxes. The state income tax in California is among the highest in the nation, with top earners paying 13.3% on income exceeding $1 million. The average income tax rate for most residents, however, tends to range between 6% and 9% depending on income levels. Additionally, local taxes, including school district taxes, may further impact overall tax liabilities. These rates are higher than the national average, which typically has a top tax rate of 37% for federal taxes alone (source, source).
Utility Taxes
San Mateo County imposes utility taxes on services such as electricity, water, and natural gas. The utility tax rate is typically around 7% for most areas within the county, although this may vary depending on the city. For instance, the city of San Mateo has a utility tax rate of 7.5% on electricity, gas, and cable services. These taxes are generally included in residents’ monthly utility bills and are collected by service providers. Utility taxes help fund local services, including public safety and community programs (source).
Hotel Occupancy Tax
San Mateo County charges a hotel occupancy tax (also known as a transient occupancy tax) at a rate of 12%. This tax is levied on the rental price of hotel rooms, motels, and other short-term lodging accommodations. The revenue generated from this tax is used to support local tourism, marketing, and economic development efforts. The rate can vary slightly by city within the county, with some cities like San Mateo and Redwood City imposing higher rates. These taxes are typically included in the cost of the room rental (source).
Entertainment Taxes
San Mateo County does not impose specific entertainment taxes on general activities such as movie tickets or theater performances. However, certain local jurisdictions within the county may apply taxes on ticket sales for specific events or performances. These taxes are typically included in the ticket price and help support local cultural programs and public services. This form of taxation is generally not widespread and varies depending on the event and location (source).
Tax Payment Schedule
In San Mateo County, property taxes are due in two installments each year. The first installment is due on November 1, with a deadline of December 10. The second installment is due on February 1, with a deadline of April 10. If payments are not made by the deadlines, penalties are applied, which can be as high as 10% of the tax due, plus additional interest. Utility and sales taxes are typically collected monthly or quarterly by service providers and are due based on their respective billing cycles. Income taxes are paid on an annual basis to both the state of California and the federal government, with tax filings due on April 15 for most taxpayers (source).
Penalties for Late Payment
Late payment of property taxes in San Mateo County can result in significant penalties. If a property tax installment is not paid by the deadline, a 10% penalty is added to the tax owed. Additionally, interest of 1.5% per month is charged on the overdue balance. Utility taxes also carry penalties for late payments, typically ranging from 1% to 5%, depending on the service provider’s policies. For income taxes, late payment to the state or federal government can result in interest charges and possible fines (source).
Where to Pay
Property taxes in San Mateo County can be paid online through the County Treasurer-Tax Collector’s website, by mail, or in person at the Tax Collector’s office. Sales and utility taxes are typically paid directly to service providers. Income tax payments are made to the state of California and the federal government through their respective online portals or by mail. Hotel and entertainment taxes are generally collected directly by businesses offering accommodations and services, and payments are made when transactions are processed (source).
Sources
- San Mateo County Property Tax Information
- California Sales Tax Information
- San Mateo County Utility Tax Information
- San Mateo County Hotel Tax Information
- San Mateo County Entertainment Tax Information
- San Mateo County Tax Payment Schedule
- San Mateo County Penalties for Late Payments
- San Mateo County Payment Portal
Is San Mateo County, California a Good Place to Live for Singles?
Events and Activities
San Mateo County offers a vibrant array of events and activities tailored for singles seeking social engagement. The county hosts numerous festivals, cultural events, and community gatherings throughout the year. For instance, the San Mateo County Fair, held annually in June, features live music, food vendors, and entertainment that attract a diverse crowd. Additionally, the city of San Mateo organizes regular farmers’ markets and outdoor movie nights, providing ample opportunities for singles to mingle and connect. Local community centers and organizations frequently host workshops, art classes, and social mixers designed to foster community involvement and personal growth. For a comprehensive list of upcoming events and activities, the San Mateo County Events Calendar is a valuable resource.
Gyms
Maintaining an active lifestyle is facilitated by a variety of fitness centers and gyms in San Mateo County. The city of San Mateo alone boasts several well-equipped gyms catering to diverse fitness preferences. For example, 24 Hour Fitness offers extensive workout facilities and group classes, while Equinox provides a premium fitness experience with state-of-the-art equipment and spa services. Additionally, local community centers often feature fitness programs and classes that encourage social interaction among participants. For a comprehensive list of gyms and fitness centers in San Mateo County, the Yahoo Local search for Gyms in San Mateo is a helpful resource.
Is San Mateo County, California Good for Families?
San Mateo County, California, offers a family-friendly environment characterized by low crime rates, favorable weather conditions, and a variety of housing options. The region boasts numerous parks and recreational activities, a diverse culinary scene, and reputable schools, making it an attractive choice for families seeking a balanced lifestyle.
Parks and Family Activities
San Mateo County is home to several parks and recreational areas that cater to families. Central Park in San Mateo features playgrounds, picnic areas, and a Japanese Garden, providing a serene environment for family outings. Additionally, the CuriOdyssey science museum in San Mateo offers interactive exhibits and live animal displays, making it an educational and entertaining destination for children.
Restaurants
San Mateo County boasts a diverse culinary scene with numerous family-friendly dining options. Here are some notable restaurants in the area:
Housing
San Mateo County offers a range of housing options suitable for families. The real estate market includes single-family homes, townhouses, and condominiums in various neighborhoods. For instance, the city of San Mateo provides diverse housing choices that cater to different family needs.
Percentage of Family Residents
According to the U.S. Census Bureau, approximately 60% of households in San Mateo County are family households. This percentage is higher than the state average of 55% and the national average of 50%, indicating that a significant portion of the population comprises families.
How are the schools in San Mateo County, California?
San Mateo County, California, offers a diverse educational landscape with a range of schools catering to various academic needs. The county is home to numerous public and private institutions, including pre-kindergarten centers, elementary and middle schools, high schools, and higher education institutions. In recent years, there has been a concerted effort to enhance school funding and improve academic performance across these institutions. For instance, the Sequoia Union High School District implemented changes in math and science course pathways, leading to significant improvements in student outcomes, particularly among African American students.
Pre-K Schools
San Mateo County offers a variety of pre-kindergarten programs aimed at preparing young children for academic success. These programs are designed to provide foundational skills in a nurturing environment. For detailed information on pre-kindergarten options, the San Mateo County Office of Education provides resources and guidance for parents.
Kindergarten Schools
Kindergarten education in San Mateo County is provided by numerous public and private schools, focusing on early childhood development and readiness for elementary education. The San Mateo County Office of Education offers a comprehensive directory of kindergarten programs available in the area.
Elementary Schools
The county boasts a wide array of elementary schools, both public and private, committed to delivering quality education. For example, the Millbrae Elementary School District offers strong academic programs in math, science, reading, and writing, with student test scores well above the state’s standard for excellence. However, the district is among the lowest-funded in the county, relying on local funding measures like Measure A to support 21st-century instruction.
Middle Schools
Middle schools in San Mateo County provide education for students in grades 6 through 8, focusing on bridging the gap between elementary and high school education. The San Mateo County Office of Education maintains a directory of middle schools, offering insights into academic programs and extracurricular activities.
High Schools
San Mateo County is home to several high schools that prepare students for college and careers. The Sequoia Union High School District, for instance, has seen improvements in graduation rates and college and career readiness, with 62% of its high schools meeting “High” or “Very High” status in the College and Career Indicator.
Colleges & Universities
Higher education institutions in San Mateo County include the College of San Mateo, Skyline College, and the San Mateo County Community College District, offering a range of associate degree programs and vocational training. These institutions play a crucial role in providing accessible education and workforce development opportunities to the community.
Conclusion: Why you should consider moving to San Mateo County, California
San Mateo County offers an exceptional quality of life that makes it an ideal place to call home. With its close proximity to Silicon Valley, you’ll have access to top-tier employment opportunities in technology, healthcare, and education. The county’s excellent public schools and family-friendly neighborhoods provide a strong foundation for raising children, while the diverse array of parks, recreational activities, and cultural events ensure there’s always something to do. Whether you’re looking for a vibrant urban lifestyle or a peaceful suburban retreat, San Mateo County delivers the perfect balance. Its beautiful weather, safe communities, and high standard of living make it a place where you can thrive. With a welcoming environment and strong local economy, moving to San Mateo County means embracing a brighter future in one of the most desirable areas of California.
MoversBoost Directory is a hand-curated directory of the best movers. Only moving companies with a 4.0+ and 50 reviews (sourced from trusted 3rd party platforms such as Google Maps) are accepted to be listed in the directory. Unlike other platforms, MoversBoost does not rate movers with their own rating system. We aggregate data points from trusted websites and platforms to showcase movers actual reviews, total number of reviews, their photos, videos, website, social media and contact information.