Reasons to Move to Santa Cruz County, California

Santa Cruz County, California, offers a rare combination of natural beauty, vibrant community, and diverse lifestyle options, making it a prime location for those seeking a balance of outdoor adventure and coastal charm. Whether you’re drawn to the iconic surfing spots along the Pacific Ocean, the redwood forests that offer hiking and camping opportunities, or the bustling local culture of Santa Cruz City, the area provides a wealth of unique experiences. From the historic Boardwalk to the modern craft breweries and art galleries, the region has an eclectic yet welcoming vibe that appeals to all ages and lifestyles. Santa Cruz County is not just a place to visit—it’s a place to call home, where the slow pace of life contrasts beautifully with the energetic pulse of innovation and creativity.

Beyond its stunning scenery, Santa Cruz is deeply rooted in a strong sense of community, with a focus on sustainability, education, and outdoor living. The county’s small towns, like Capitola and Scotts Valley, offer intimate suburban settings with easy access to larger cities like San Jose and the Bay Area. The area’s commitment to local farmers’ markets, environmentally conscious initiatives, and an inclusive culture make it ideal for anyone looking to live with a deep connection to the land and people around them. But it’s not just about the picturesque views or the healthy lifestyle; it’s about finding a place where your values align with your surroundings. If you’re curious about whether Santa Cruz County is the right fit for your next chapter, keep reading—this region holds much more than meets the eye.

Cost to Move to Santa Cruz County, California

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Cost of living in Santa Cruz County, California

Housing Costs

The cost of housing in Santa Cruz County is one of the most significant factors for prospective residents to consider. As of 2024, the median home price in Santa Cruz County is approximately $1.3 million. This is nearly double the median home price for the state of California, which is around $780,000. Renters are also facing high costs, with the average rent for a one-bedroom apartment in Santa Cruz hovering around $2,400 per month. This can vary by neighborhood, with locations closer to the beach or downtown areas often commanding higher rents. For families seeking a more affordable option, areas like Watsonville and parts of Scotts Valley offer slightly lower prices, but the overall trend remains high. Those planning to buy or rent should expect to budget a significant portion of their income for housing. (SOURCE)

Utilities

The cost of utilities in Santa Cruz County tends to be slightly higher than the national average. For a standard 915-square-foot apartment, residents can expect to pay around $200 per month for electricity, heating, cooling, water, and garbage. Internet service costs approximately $70 to $100 per month, depending on the provider and plan. It’s important to factor these utility costs into your monthly budget when planning to live in Santa Cruz, as they can add up quickly. (SOURCE)

Groceries/Food

The cost of groceries in Santa Cruz County is notably higher than the national average. A typical grocery bill for one person can run between $300 and $450 per month, depending on shopping habits. Items like fresh produce, dairy, and meat tend to be more expensive due to the county’s focus on local, organic food. For example, the price of a gallon of milk is approximately $5.50, while a loaf of bread may cost around $3.50. Dining out is also costly, with an average meal at a mid-range restaurant costing around $18 to $25 per person. (SOURCE)

Transportation

Transportation costs in Santa Cruz County are influenced by its geography and public transportation options. Gas prices in 2024 average around $4.50 per gallon, higher than the national average. Public transportation is available through the Santa Cruz Metro, with a one-way fare costing $2.00. Monthly bus passes are priced at approximately $72. For those commuting to nearby Silicon Valley or other parts of the Bay Area, car ownership remains essential, though the costs of parking in Santa Cruz and neighboring cities can add additional financial strain. Rideshare services like Uber and Lyft are widely used but can become expensive, particularly during peak times. (SOURCE)

Healthcare

Healthcare costs in Santa Cruz County are generally in line with California’s state averages but can vary depending on the type of insurance coverage. The average cost for an individual health insurance premium in California is about $500 to $700 per month. For a family of four, premiums can range from $1,500 to $2,500 monthly, depending on the plan. Out-of-pocket costs, including copays and deductibles, will also vary based on the insurance provider and medical needs. Santa Cruz County offers a variety of healthcare providers, including UCSC’s medical facilities and regional hospitals like Dominican Hospital, but access to top-tier specialists and treatments may require traveling to larger cities. (SOURCE)

Childcare and Education

Childcare is a significant expense in Santa Cruz County. The average cost of daycare for an infant can range from $1,200 to $1,500 per month, depending on the facility and location. For preschool-aged children, costs typically range from $800 to $1,100 per month. The public school system, including Santa Cruz City Schools and other districts, offers quality education with an average spending per student of around $11,000 annually. However, some families opt for private schooling, with tuition costs ranging from $10,000 to $25,000 per year, depending on the school. (SOURCE)

Taxes

California’s state income tax rates range from 1% to 13.3%, with the highest rate applied to income over $1 million. Santa Cruz County residents are subject to these state taxes in addition to federal taxes. Sales tax in Santa Cruz County is 9.25%, which is above the state’s base rate of 7.25%. Property taxes are generally about 1.1% of the assessed value of the property, with the average Santa Cruz home valued at $1.3 million, translating to roughly $14,300 annually in property taxes. These taxes can add up, so residents must budget accordingly. (SOURCE)

Insurance

Insurance premiums in Santa Cruz County are notably high due to the region’s proximity to the coast and the increased risk of natural disasters. For car insurance, the average annual premium for a driver is around $1,300, though it may increase for individuals with less-than-perfect driving records. Homeowners insurance premiums can vary but typically cost between $1,200 and $2,000 per year, with coastal areas likely seeing higher rates due to flood and earthquake risks. Health insurance premiums were discussed in the healthcare section. (SOURCE)

Recreation and Entertainment

Recreational costs in Santa Cruz County reflect the region’s abundant natural beauty and outdoor culture. For example, a monthly membership at a local gym can cost between $30 and $80. Outdoor activities like hiking, beach visits, and cycling are largely free, but some parks or special attractions, such as the Santa Cruz Beach Boardwalk, charge for entry or parking. Tickets for local events like concerts or theater productions average $20 to $50, with some special events and festivals commanding higher prices. Residents who enjoy coastal or mountain activities may also invest in gear, which can cost anywhere from $200 to $1,000+ depending on the sport. (SOURCE)

Clothing

Clothing costs in Santa Cruz County are generally aligned with California’s overall higher living costs. A pair of jeans can cost anywhere from $40 to $100, while a dress shirt or blouse averages $30 to $75. Local stores like the Santa Cruz Downtown area offer a range of pricing, from affordable retailers to higher-end boutiques. With the temperate coastal climate, many residents purchase clothing for various seasons, such as jackets, rain gear, and surf gear, which can add to the overall clothing budget. (SOURCE)

Personal Care

Personal care expenses are comparable to other parts of California. A haircut in Santa Cruz can cost anywhere from $25 to $60, depending on the salon or barber. Basic toiletries such as shampoo, toothpaste, and soap can run around $50 per month for an individual, with prices varying based on product preferences. Spa services, like massages or facials, range from $50 to $150 for a single session, and some local wellness centers also offer memberships for monthly services. (SOURCE)

Miscellaneous Expenses

Miscellaneous expenses in Santa Cruz County cover a wide range of goods and services, such as entertainment, personal services, and local subscriptions. The cost for a movie ticket is around $15 to $18, while a monthly subscription to services like Netflix or Spotify typically costs $10 to $20. Other miscellaneous items like household goods, electronics, and dining out add to the overall budget. Residents should also account for occasional travel expenses, as being in close proximity to San Francisco and other Bay Area locations increases the likelihood of travel within the region. (SOURCE)

Is Santa Cruz County, California a safe place to live – Crime Rates?

Crime Rate

Santa Cruz County, like many other areas in California, experiences a range of crime rates depending on the neighborhood. In 2023, Santa Cruz County had an overall crime rate of 2,510 incidents per 100,000 residents, which is somewhat higher than the national average of about 2,400 incidents per 100,000 people. However, this rate includes both violent and property crimes, with property crime accounting for a substantial portion. To get a more precise breakdown of crime by neighborhood, one can consult local law enforcement websites and crime data resources. (SOURCE)

Violent Crime Rate

The violent crime rate in Santa Cruz County is generally in line with state averages. In 2023, the violent crime rate was approximately 392 incidents per 100,000 residents. This includes crimes such as assault, robbery, and homicide. While this rate is higher than the national average (which is around 380 incidents per 100,000), it is important to note that the vast majority of violent crimes are localized in specific areas of the county, especially in larger urban centers like the City of Santa Cruz. The overall violent crime trend in the county has been relatively stable over the past few years. (SOURCE)

Property Crime Rate

Property crimes, such as burglary, larceny-theft, motor vehicle theft, and arson, make up a significant portion of reported crimes in Santa Cruz County. In 2023, the county had a property crime rate of 2,000 incidents per 100,000 residents, which is notably higher than the national average of 1,800 incidents per 100,000 people. Property crimes have been a growing concern, particularly in more densely populated areas of the city. The local police department and community initiatives have been focused on reducing these crimes with varied results. (SOURCE)

Police Presence

Santa Cruz County has a relatively robust police presence, with several law enforcement agencies working to maintain safety, including the Santa Cruz Police Department and the Santa Cruz County Sheriff’s Office. The Santa Cruz Police Department is actively engaged in community policing initiatives and reports an officer-to-population ratio of about 1 officer per 1,000 residents. This is somewhat below the ideal ratio in large metropolitan areas but is consistent with similar-sized counties. Officers are often visible in high-traffic areas, and patrols are frequent in both residential and commercial zones. (SOURCE)

Neighborhood Watch Programs

Neighborhood Watch programs are prevalent in Santa Cruz County and play a critical role in reducing crime, particularly in suburban areas. The Santa Cruz Police Department encourages community members to get involved in these programs, with various neighborhoods reporting active participation in neighborhood watch activities. These programs have been shown to help decrease property crimes such as burglary and theft by fostering communication between residents and law enforcement. More than 20 neighborhoods in the City of Santa Cruz participate in this program, with similar initiatives across the county. (SOURCE)

Safety Rankings

In safety rankings, Santa Cruz County typically falls around the mid-range compared to other California counties. In 2023, Santa Cruz was ranked as the 20th safest out of the 58 counties in California, based on a combination of violent crime and property crime rates. It fares better in comparison to urban centers like Oakland and San Francisco but faces challenges with property crimes, particularly in tourist-heavy areas. Safety rankings for individual neighborhoods within Santa Cruz can vary widely. (SOURCE)

Trend Data

Crime trend data in Santa Cruz County has shown fluctuations over the past decade. Between 2020 and 2023, the crime rate has decreased slightly by about 3%, with a notable reduction in violent crimes, particularly assaults. However, property crimes, especially burglaries and thefts, have remained relatively stable or have shown slight increases. The Santa Cruz Police Department has implemented several initiatives aimed at reducing crime, such as expanding surveillance in high-crime areas and increasing public safety awareness campaigns. (SOURCE)

School Safety

School safety is a key priority in Santa Cruz County, with various public and private institutions adhering to state safety standards. The Santa Cruz City Schools District reports strong security measures, including school resource officers, emergency drills, and active monitoring of school grounds. The district has worked closely with local law enforcement to ensure that students are protected both inside and outside school hours. While incidents involving violence on school campuses remain rare, there have been occasional concerns about bullying and property crimes in the vicinity of high schools. (SOURCE)

What are the demographics of Santa Cruz County, California?

White

As of the most recent data in 2023, White residents make up approximately 59.4% of the population of Santa Cruz County. This represents a slight decrease from previous decades, as the county has seen growth in other racial and ethnic groups. The White population is predominantly non-Hispanic, and a majority of these individuals reside in suburban and rural areas of the county, with concentrations in cities like Scotts Valley and the southern parts of Santa Cruz. (SOURCE)

Black or African American

Black or African American residents make up approximately 2.3% of Santa Cruz County’s population in 2023. This percentage reflects a lower presence compared to other regions of California, though it has remained relatively steady over the past few years. The African American community in Santa Cruz is spread across both the city of Santa Cruz and more suburban areas, with a notable concentration in the central parts of the city. (SOURCE)

Hispanic or Latino

Hispanic or Latino residents are the largest ethnic group in Santa Cruz County, comprising approximately 25.1% of the population as of 2023. The majority of the Latino population is of Mexican descent, with significant communities also representing Central American countries. The concentration of Hispanic or Latino individuals is particularly high in cities like Watsonville and areas near the agricultural regions of the county, where farming and labor-related industries dominate. (SOURCE)

Two or More Races

Approximately 4.5% of Santa Cruz County’s population identifies as being of two or more races. This group has seen growth in recent years, reflecting broader trends in the U.S. where people increasingly identify with multiple racial or ethnic backgrounds. This diverse population can be found across the county, often in urban areas like the City of Santa Cruz. (SOURCE)

Asian

Asian residents make up approximately 4.7% of the population of Santa Cruz County in 2023. The largest subgroup within the Asian community is of Chinese descent, followed by significant populations of Indian, Filipino, and Vietnamese backgrounds. Many Asian residents live in the City of Santa Cruz, with smaller but growing populations in the surrounding areas. (SOURCE)

Native American

Native American residents make up about 1.2% of the population in Santa Cruz County as of 2023. This group includes individuals from various tribes, with the majority identifying as being from the Ohlone tribe, which has historical roots in the region. The Native American community in the area is relatively small but plays an important role in local cultural events and educational programs. (SOURCE)

Native Hawaiian or Pacific Islander

Native Hawaiian or Pacific Islander residents account for approximately 0.3% of the population in Santa Cruz County, based on 2023 estimates. While this group is small in comparison to other racial and ethnic groups, the Pacific Islander community adds to the diversity of the county, with individuals primarily living in urban areas such as Santa Cruz City. (SOURCE)

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Santa Cruz County, California Population by Age and Gender

Total Population of Santa Cruz County, California

The total population of Santa Cruz County, California is approximately 275,000 as of the most recent 2023 estimates. The population has remained relatively stable over the last decade, with slight increases due to migration and a growing housing market, especially in urbanized areas such as the city of Santa Cruz. (SOURCE)

Total Population by Gender

As of 2023, Santa Cruz County’s gender distribution is fairly balanced. Women make up about 51.3% of the population, while men comprise 48.7%. This aligns closely with the national gender distribution, where women typically outnumber men. (SOURCE)

Age Distribution

Santa Cruz County has a diverse age distribution, with a relatively older population compared to the national average. In 2023, the largest age group is between 25-44 years old, comprising about 30.2% of the total population. The median age in Santa Cruz County is 40.7 years, higher than the U.S. median of around 38 years. There is also a notable proportion of older residents: about 15.5% of the population is 65 years or older. (SOURCE)

Gender Distribution within Age Groups

Gender distribution within various age groups in Santa Cruz County is also notable. Among children under 18, there are approximately 48% males and 52% females, which is typical of gender proportions in early life stages. In the adult population (18+), males make up about 47.5%, while females account for 52.5%. These proportions are fairly consistent across most age ranges, with a slightly higher female population as age increases, particularly among those 65 years and older. (SOURCE)

Median Age

The median age of residents in Santa Cruz County is 40.7 years as of 2023. This is higher than the national median of 38 years and reflects the aging trend seen in many coastal California communities, where people often move to the area for retirement or for its proximity to natural beauty and a more laid-back lifestyle. (SOURCE)

Population Pyramid

The population pyramid for Santa Cruz County reveals a relatively stable age distribution. However, it shows a narrowing of younger age groups due to a lower birth rate compared to older groups, particularly those aged 45 and above. The county’s population structure indicates that while the overall population is growing, there is a larger proportion of people in their 30s, 40s, and 50s. This is indicative of a well-established population with fewer younger families. (SOURCE)

Fertility Rates

Fertility rates in Santa Cruz County have declined over the past few decades, with the current fertility rate being 1.7 children per woman, which is below the replacement level of 2.1. This lower fertility rate is consistent with broader trends in California, where economic factors, housing costs, and lifestyle preferences have led many people to delay or forgo having children. (SOURCE)

Life Expectancy by Gender

As of the latest reports, life expectancy in Santa Cruz County is 80.5 years, which is slightly above the national average. Life expectancy for women is generally higher, with women living an average of 82.2 years, while men have a life expectancy of 78.7 years. These figures reflect the county’s health-conscious culture and higher-than-average access to healthcare services. (SOURCE)

Sex Ratio

The sex ratio in Santa Cruz County is approximately 0.95 males for every female, which is typical of most U.S. counties, where females slightly outnumber males in the general population. The ratio becomes more skewed in older age groups, with a higher proportion of females, especially in the 65+ age group. (SOURCE)

Population Growth Rates

Santa Cruz County has experienced moderate population growth over the past decade. Between 2010 and 2020, the population grew by approximately 4%, a relatively low growth rate compared to the state of California’s average growth of 6%. Growth is expected to continue at a similar pace in the coming years, primarily driven by migration and natural increases in the population. (SOURCE)

Marital Status by Age and Gender

In Santa Cruz County, marital status by age shows distinct trends across genders. In the 18-34 age group, about 60% of women and 50% of men are unmarried, often due to delayed marriage trends. As individuals age, the proportion of married individuals increases, with nearly 60% of residents aged 35-54 being married, with men tending to marry at slightly higher rates than women. (SOURCE)

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Santa Cruz County, California Zip Codes

  • 95001 – Aptos
  • 95003 – Capitola
  • 95005 – Ben Lomond
  • 95006 – Brookdale
  • 95007 – Boulder Creek
  • 95008 – Campbell
  • 95010 – Carmel
  • 95012 – Castroville
  • 95017 – Davenport
  • 95018 – Felton
  • 95019 – Freedom
  • 95020 – Gilroy
  • 95030 – Los Gatos
  • 95031 – Los Gatos
  • 95032 – Los Gatos
  • 95033 – Mount Madonna
  • 95035 – Morgan Hill
  • 95037 – Morgan Hill
  • 95041 – San Martin
  • 95046 – San Juan Bautista
  • 95050 – Santa Clara
  • 95054 – Santa Clara
  • 95060 – Santa Cruz
  • 95062 – Santa Cruz
  • 95063 – Santa Cruz
  • 95064 – Santa Cruz
  • 95065 – Santa Cruz
  • 95066 – Scotts Valley
  • 95073 – Soquel
  • 95076 – Watsonville
  • 95077 – Watsonville
  • 95078 – Watsonville

What is the history of Santa Cruz County, California?

History of Santa Cruz County, California

Santa Cruz County, located on the central coast of California, has a rich and diverse history that dates back thousands of years. The region’s indigenous people, the Ohlone, have inhabited the area for at least 10,000 years, thriving in a rich coastal environment with access to abundant natural resources like fish, acorns, and other plants. The Ohlone people lived in small villages along the coastline, including the area around what is now the city of Santa Cruz. Their presence shaped the region’s culture and landscape, which would later attract European explorers and settlers.

The first recorded European contact in the area came in 1769 when Gaspar de Portolá, a Spanish explorer, and his expedition arrived in the region. The Spanish established the Mission Santa Cruz in 1791, one of a series of missions established in California to convert Native Americans to Christianity. The mission was situated near the current location of the Santa Cruz city center and served as both a religious and administrative center. The area quickly became a focal point for European colonization, though the mission itself struggled due to natural disasters and political shifts, eventually being secularized in 1834 during Mexico’s control over California.

In the early 19th century, after the secularization of the missions, Santa Cruz County became part of Mexican land grants, with large ranchos distributed to private individuals. These ranchos played an important role in the development of the region’s agricultural economy, particularly cattle ranching. The town of Santa Cruz was formally established in 1850, just after California became a state. It grew rapidly with the arrival of new settlers, attracted by the natural beauty of the coastline, the climate, and the fertile land. The town of Santa Cruz was officially incorporated on March 27, 1866.

During the late 19th century, Santa Cruz’s economy shifted toward tourism, largely driven by the area’s stunning beaches and coastal scenery. The construction of the Santa Cruz Beach Boardwalk in 1907 marked a significant milestone in the area’s tourism industry, cementing Santa Cruz as a popular beach destination. The town’s economy was further boosted by the logging industry, which took advantage of the region’s dense forests, and the burgeoning agriculture sector, particularly fruit and vegetable farming.

The early 20th century saw rapid development, with the expansion of transportation infrastructure, including roads and railroads that connected Santa Cruz to nearby cities like San Jose and San Francisco. The city’s population grew significantly, and the surrounding areas, including the now-famous Santa Cruz Mountains, became popular for their natural beauty and outdoor recreation. By the mid-20th century, the area continued to thrive with tourism and agriculture, but also saw growth in other industries, such as high-tech businesses, which began to emerge in the Silicon Valley area nearby.

Today, Santa Cruz County remains a blend of historical preservation and modern development. The county’s long history is celebrated in various local museums, historical landmarks, and cultural events. Santa Cruz itself continues to be a hub for tourism, with the Santa Cruz Beach Boardwalk, historic downtown, and beautiful beaches attracting visitors from around the world. The city is also known for its educational institutions, including the University of California, Santa Cruz, which was founded in 1965 and has become a key part of the community’s culture and economy.

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Santa Cruz County, California Weather

Weather in Santa Cruz County, California

Average Temperature (by Month)

Santa Cruz County experiences a Mediterranean climate, characterized by mild, wet winters and warm, dry summers. The average monthly temperatures are as follows:

  • January: 55°F (13°C) – Average High, 41°F (5°C) – Average Low
  • February: 57°F (14°C) – Average High, 42°F (6°C) – Average Low
  • March: 60°F (16°C) – Average High, 45°F (7°C) – Average Low
  • April: 62°F (17°C) – Average High, 47°F (8°C) – Average Low
  • May: 64°F (18°C) – Average High, 49°F (9°C) – Average Low
  • June: 68°F (20°C) – Average High, 53°F (12°C) – Average Low
  • July: 73°F (23°C) – Average High, 57°F (14°C) – Average Low
  • August: 74°F (23°C) – Average High, 58°F (14°C) – Average Low
  • September: 73°F (23°C) – Average High, 56°F (13°C) – Average Low
  • October: 67°F (19°C) – Average High, 49°F (9°C) – Average Low
  • November: 60°F (16°C) – Average High, 44°F (7°C) – Average Low
  • December: 55°F (13°C) – Average High, 41°F (5°C) – Average Low

The temperature in Santa Cruz County generally stays moderate throughout the year, with cool coastal winds keeping summer temperatures mild compared to inland areas. This makes it a desirable location for those who prefer moderate temperatures year-round. (SOURCE)

Precipitation (Rain) Patterns

Santa Cruz County receives an average annual rainfall of about 30 inches (760 mm), with most precipitation occurring between November and March. The wettest month is typically February, with about 5.5 inches (140 mm) of rain. The summer months, from June to September, are relatively dry, with little to no rainfall, contributing to the region’s typical dry season.

Comparing to the California average, Santa Cruz receives slightly less rainfall than the state’s average of 40 inches (1016 mm) per year, but this is typical of many coastal areas in California where rainfall is generally lower than inland areas. (SOURCE)

Extreme Weather Events

Santa Cruz County is not typically prone to extreme weather events like hurricanes or tornadoes, as it lies on the coast, and such events are rare in California. However, the region does experience occasional winter storms that can bring heavy rain and winds. Flooding can occur during intense storms, particularly in low-lying areas and near rivers. Wildfires also present a risk during the dry summer months, though the coastal regions are less affected than inland areas.

In general, Santa Cruz County’s coastal location provides some protection against extreme heatwaves and the worst impacts of wildfires compared to more inland California regions. (SOURCE)

Humidity Levels

Santa Cruz County has moderate humidity levels throughout the year, with average relative humidity ranging from 70% in the early mornings to 50% during midday, especially in the summer months. The coastal air helps maintain higher humidity levels in the mornings, especially near the ocean, which can be higher than inland areas. This contributes to the cool mornings and evenings typical of the region’s Mediterranean climate. (SOURCE)

Sunlight

Santa Cruz County enjoys an average of 270 sunny days per year, which is above the national average of 205 days. The sunshine is fairly consistent during the summer months, though the coastal areas experience fog in the morning that typically burns off by mid-day, providing sunny afternoons. The area benefits from its proximity to the Pacific Ocean, with mild and often pleasant temperatures, along with a reliable amount of sunshine year-round. (SOURCE)

Wind Patterns

Wind patterns in Santa Cruz County are influenced by its coastal location and the surrounding mountain ranges. Coastal winds are typically moderate throughout the year, with sea breezes keeping temperatures cooler in the summer. Average wind speeds are around 5-10 mph, but they can reach higher speeds during storms. These winds can be more noticeable in the higher elevations of the Santa Cruz Mountains. The region benefits from consistent wind direction from the Pacific Ocean, providing cool breezes that help regulate temperatures along the coast. (SOURCE)

Comparing Weather to the State and National Average

Santa Cruz County’s weather is more temperate than much of California, particularly compared to the hot, dry inland regions. The state’s average temperature is slightly higher than Santa Cruz, especially during the summer months, as inland areas often experience temperatures exceeding 100°F (38°C), while Santa Cruz remains much cooler. In comparison to the United States as a whole, Santa Cruz has significantly milder winters and cooler summers, making it a desirable location for those who seek a more temperate climate.

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Average Income in Santa Cruz County, California

Average Annual Salary in Santa Cruz County, California

The average annual salary in Santa Cruz County, California, varies significantly depending on industry and occupation. As of the most recent data from the U.S. Bureau of Labor Statistics (2023), the average annual salary for all occupations in Santa Cruz County is approximately $65,000. This figure reflects a mix of higher-paying jobs in tech, education, and healthcare, as well as lower-paying roles in service and retail sectors.

For comparison, the average annual salary in California overall is slightly higher at about $75,000, reflecting the state’s larger economy and more concentrated tech industry. Santa Cruz’s salaries are generally in line with other coastal regions of California, but the cost of living in the county is also quite high, which can impact residents’ disposable income. (SOURCE)

Median Salary Range in Santa Cruz County

The median household income in Santa Cruz County is around $80,000 per year, according to the latest data from the U.S. Census Bureau (2022). This is slightly below the state average of approximately $85,000, but still indicative of the county’s relatively high-income levels in comparison to national averages.

In terms of salary distribution, the county shows a significant number of households earning between $60,000 and $100,000 annually, with many of these households working in the tourism, education, healthcare, and technology sectors. (SOURCE)

Average Hourly Wage in Santa Cruz County

As of 2023, the average hourly wage in Santa Cruz County is approximately $31.00 per hour. This figure reflects full-time, year-round workers in all industries and occupations. Wages in the county range widely from lower-paying positions in service and retail (around $15 to $20 per hour) to higher-paying technical and healthcare roles (around $40 to $50 per hour on average). (SOURCE)

Highest Paid Jobs in Santa Cruz County

In Santa Cruz County, the highest-paying jobs are typically found in technology, healthcare, and education. Some of the top-paying professions include:

  • Software Developers – Average salary of $120,000 per year
  • Physicians – Average salary of $200,000 per year
  • University Professors (University of California, Santa Cruz) – Average salary of $90,000 per year
  • Psychiatrists – Average salary of $180,000 per year
  • Computer and Information Systems Managers – Average salary of $150,000 per year

These high-paying roles reflect the region’s proximity to Silicon Valley and the influence of the University of California, Santa Cruz, as a major employer in the area. (SOURCE)

Income Comparison with State and National Averages

When compared to the state of California, Santa Cruz County’s average income is somewhat lower. The state of California has an average annual salary of around $75,000, which is higher than Santa Cruz’s $65,000. However, California’s economy is diverse, with a concentration of higher-paying industries such as tech and entertainment in larger cities like San Francisco, Los Angeles, and San Jose.

Nationally, the average salary in the United States is significantly lower, at approximately $53,490 per year, meaning that Santa Cruz residents earn notably more than the national average. However, the cost of living in Santa Cruz is also higher than the national average, which somewhat offsets this income disparity. (SOURCE)

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Taxes in Santa Cruz County, California

Property Taxes in Santa Cruz County, California

Property taxes in Santa Cruz County, California, are calculated based on the assessed value of the property. The property tax rate is set at 1% of the assessed value, plus any voter-approved local taxes. This means that the base property tax rate in Santa Cruz County is 1% of the property’s market value, with additional levies depending on the specific district or school bond taxes applicable to the property.

For example, if a home in Santa Cruz County is valued at $500,000, the property tax would be approximately $5,000 per year, not including any additional local taxes. Property tax rates vary slightly across different municipalities, but they generally follow the same structure. To check exact rates, residents can consult the Santa Cruz County Assessor’s Office for specific details on additional taxes that might apply to their property. (SOURCE)

Sales Taxes in Santa Cruz County, California

The sales tax rate in Santa Cruz County is currently set at 9.0%. This is a combination of the California statewide base sales tax rate of 7.25%, plus additional local taxes that vary by jurisdiction. For example, the City of Santa Cruz imposes a 1% additional sales tax, bringing the total sales tax rate in the city to 9.0%. However, sales tax rates may differ slightly in surrounding areas depending on local municipal taxes. (SOURCE)

Income Taxes in Santa Cruz County, California

Income taxes in Santa Cruz County are governed by the California state tax system. California has a progressive income tax system, with rates ranging from 1% to 13.3% depending on income. For 2023, the first $9,325 of taxable income is taxed at 1%, and the highest rate (13.3%) applies to taxable incomes exceeding $1 million for single filers and $1.2 million for married couples filing jointly.

In Santa Cruz County, residents are subject to both state and federal income taxes. In addition to the state income tax, federal tax rates range from 10% to 37% based on income brackets. California’s income tax rates are among the highest in the country, which can make living in Santa Cruz County costly compared to states with no income tax. (SOURCE)

Utility Taxes in Santa Cruz County, California

Utility taxes in Santa Cruz County vary depending on the type of service. Santa Cruz imposes a utility tax on electricity, gas, and telecommunications services. The tax rate for electricity and natural gas is generally 7%, while telecommunication services are taxed at 6%. This applies to both residential and business customers, and the tax is added to utility bills. These utility taxes help fund local services, including public safety and infrastructure. (SOURCE)

Hotel Occupancy Tax in Santa Cruz County, California

Santa Cruz County, including the City of Santa Cruz, imposes a Transient Occupancy Tax (TOT) on hotel stays. The rate for the TOT is 11% for hotels, motels, and short-term rental properties. This tax is applied to the price of the room, and guests are responsible for paying it at checkout. The revenue generated from the TOT supports tourism infrastructure and local government services. (SOURCE)

Tax Payment Schedule in Santa Cruz County

Property taxes in Santa Cruz County are paid in two installments each year. The first installment is due on November 1st and becomes delinquent if not paid by December 10th. The second installment is due on February 1st and becomes delinquent if not paid by April 10th. Taxpayers can pay their property taxes online, by mail, or in person at the Treasurer-Tax Collector’s Office. (SOURCE)

Penalties for Late Payment in Santa Cruz County

If property taxes are not paid by the due dates, penalties are assessed. For the first installment, the penalty is 10% of the unpaid amount, and the second installment carries an additional penalty of 10%, plus a $20 fee. If the taxes remain unpaid for a period of five years, the property may be subject to tax sale. (SOURCE)

Where to Pay Taxes in Santa Cruz County

Property taxes in Santa Cruz County can be paid through the Treasurer-Tax Collector’s Office. Payments can be made online via the county’s website, by mail, or in person. The office is located at 701 Ocean Street, Room 150, Santa Cruz, CA 95060. For more information or to pay taxes online, visit the Santa Cruz County Treasurer-Tax Collector’s website. (SOURCE)

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Is Santa Cruz County, California a Good Place to Live for Singles?

Events and Activities in Santa Cruz County, California

Santa Cruz County offers a variety of events and activities that are great for singles looking to meet new people or explore their personal interests. The county is known for its vibrant arts scene, outdoor recreation, and beach culture. Some key activities include the Santa Cruz Beach Boardwalk, outdoor movie nights, art walks, and community markets. The city also hosts events like the Santa Cruz County Fair and the Santa Cruz Music Festival, which are perfect for singles to mingle while enjoying live music and local food. For more events and activities in the area, you can check out Santa Cruz Events.

Gyms in Santa Cruz County, California

If staying active is important to you, Santa Cruz offers numerous fitness centers and gyms. Whether you’re into yoga, weight training, or group fitness classes, you’ll find a gym that suits your needs. Some popular gyms in the area include CrossFit Santa Cruz, Santa Cruz Athletic Club, and the YMCA of Santa Cruz County. For a comprehensive list of gyms in Santa Cruz, check out a search for Gyms in Santa Cruz, CA.

Housing in Santa Cruz County, California

Finding rental housing in Santa Cruz County can be competitive due to the area’s popularity, but there are many rental options available, especially for singles. The median rent for a one-bedroom apartment in Santa Cruz is approximately $2,500 to $3,000 per month, which is higher than the national average due to the county’s proximity to Silicon Valley and its appeal as a coastal destination. Websites such as Zillow provide up-to-date listings for rental homes and apartments in the area.

Percentage of Single Residents in Santa Cruz County, California

According to the U.S. Census Bureau, approximately 50.6% of the adult population in Santa Cruz County are single, meaning they have never been married, are divorced, or are widowed. This is slightly higher than the state average for California, which is about 49.2%. The area has a mix of young professionals, students, and retirees, which contributes to a high percentage of singles living in the county. For more details on the population breakdown, you can check the U.S. Census data at U.S. Census – Santa Cruz County.

Comparison of Single Statistics: Santa Cruz County vs. California and the U.S.

Santa Cruz County has a higher percentage of single residents (50.6%) compared to the overall California average of 49.2%. Nationwide, the percentage of single individuals (adults aged 18 and older who are unmarried) is around 45%. This indicates that Santa Cruz County is more conducive to single living, with a greater proportion of people living without a partner compared to both the state and national averages. This may be partly attributed to the young, active demographic of the area and its vibrant social scene. (SOURCE).

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Is Santa Cruz County, California Good for Families?

Santa Cruz County, California, is a great place for families looking to settle in a beautiful, coastal environment. The county boasts a mild, Mediterranean-like climate with ample sunshine, making it a great spot for outdoor activities. Crime rates are moderate, but the area is known for its strong community presence and safety initiatives. Housing costs can be high, particularly in the more desirable areas like Santa Cruz itself, but there are options for families to purchase homes. The local economy offers a range of employment opportunities, especially in education, tourism, and tech. Overall, Santa Cruz County offers a family-friendly atmosphere with a lot to do and see.

Parks and Family Activities in Santa Cruz County, California

Santa Cruz County is home to many parks and family-friendly activities, making it an excellent choice for families. The county offers a mix of beach, forest, and urban parks perfect for outdoor exploration. Popular spots include the Santa Cruz Parks & Recreation website, which lists local parks and outdoor events. Families can enjoy hiking, picnicking, and camping in locations like Henry Cowell Redwoods State Park and the Santa Cruz Beach Boardwalk. Additionally, there are plenty of community-driven events like summer concerts, family movie nights, and outdoor festivals that create a tight-knit, family-friendly atmosphere.

Restaurants in Santa Cruz County, California

Santa Cruz offers a variety of dining options for families. Whether you’re in the mood for Italian, Mexican, BBQ, or American cuisine, you’ll find something for everyone.

Housing for Families in Santa Cruz County, California

Santa Cruz County offers a wide range of housing options for families, though it can be pricey, particularly in Santa Cruz itself. The median home price in Santa Cruz County is approximately $1.1 million, which is higher than the national average due to the area’s proximity to Silicon Valley and its appeal as a coastal destination. Families can find homes for sale in areas like Scotts Valley, Capitola, and the outskirts of Santa Cruz. For listings of homes for sale, visit Zillow for up-to-date property availability.

Percentage of Married Residents in Santa Cruz County, California

According to the U.S. Census Bureau, about 44.2% of the adult population in Santa Cruz County is married. This is slightly lower than the California state average of 46.3%. This data suggests that Santa Cruz County has a relatively high percentage of single individuals, but still maintains a strong married population. For more detailed census data, you can refer to U.S. Census – Santa Cruz County.

Comparison of Married Statistics: Santa Cruz County vs. California and the U.S.

Santa Cruz County’s 44.2% marriage rate is slightly below California’s state average of 46.3% but is close to the national average of 44.5%. While Santa Cruz County has a somewhat lower percentage of married residents than the state, it still ranks relatively close to national norms. This indicates that while there is a sizable proportion of married individuals in the area, the family structure may be more diverse, with a higher number of singles or non-traditional families compared to other regions. For more information, visit the U.S. Census Bureau at U.S. Census – Santa Cruz County.

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How are the schools in Santa Cruz County, California?

Santa Cruz County, California, is home to a diverse and high-quality educational system, with a variety of schools serving different age groups. The county’s public schools are funded primarily through state and local taxes, with additional funding from federal sources. On average, public schools in Santa Cruz County receive funding that supports their educational programs, although funding can vary depending on the district and specific needs. Test scores in the county are generally above average for California, though there are disparities between schools in more affluent areas and those in lower-income communities. Families can find a wide range of educational opportunities, from Pre-K through college, making Santa Cruz County a good place for children to receive an education.

Pre-K Schools in Santa Cruz County, California

Pre-kindergarten education in Santa Cruz County is well-supported, with various programs available for young children. Many families opt for local First 5 Santa Cruz County programs, which provide funding for early childhood education services. Programs like these are designed to prepare children for kindergarten and help support developmental milestones. The county also offers numerous private pre-K centers, which vary in price and curriculum.

Kindergarten Schools in Santa Cruz County, California

Public and private kindergarten programs are abundant in Santa Cruz County, with local school districts offering free kindergarten education for children aged 5. Most public school districts, such as the Santa Cruz City Schools district, provide full-day kindergarten programs. Additionally, private institutions like The Children’s School offer alternative educational approaches for younger students.

Elementary Schools in Santa Cruz County, California

Santa Cruz County offers a wide variety of elementary schools for families. Schools like Santa Cruz City Schools offer elementary education within the Santa Cruz city limits. Other highly rated elementary schools include Scotts Valley Unified School District’s Elementary Schools, which emphasize academic excellence and provide programs to support students in developing a love for learning. Public schools generally receive funding based on local property taxes and state funding.

Middle Schools in Santa Cruz County, California

Middle school education in Santa Cruz County is also offered by public and private institutions. Popular public middle schools include Santa Cruz Middle School and Scotts Valley Middle School. These schools generally focus on preparing students for high school and beyond, offering a mix of academic and extracurricular activities. Test scores for middle schools in the area tend to be competitive, and there are specialized programs for gifted students and those with special needs.

High Schools in Santa Cruz County, California

Santa Cruz County high schools, such as Santa Cruz High School and Scotts Valley High School, provide a strong academic foundation. Many of the high schools in the county are known for their high graduation rates and college-bound students. Public high schools also offer a variety of extracurricular activities, including sports, clubs, and specialized academic programs. Families often look at test scores and college acceptance rates when evaluating schools in the county. The district budgets for high school education are largely funded by local property taxes and state funding.

Colleges & Universities in Santa Cruz County, California

Santa Cruz County is home to the prestigious University of California, Santa Cruz (UCSC), a public research university with a strong academic reputation. UCSC is known for its commitment to sustainability, the humanities, and its vibrant campus life. Additionally, there are several community colleges in the area, including Santa Cruz City College, which offers affordable education with pathways to transfer to four-year universities or workforce readiness programs.

Churches in Santa Cruz County, California

Conclusion: Why you should consider moving to Santa Cruz County, California

Santa Cruz County, California, offers an exceptional quality of life with its stunning natural beauty, vibrant communities, and ideal climate. From the breathtaking coastline to the lush forests and picturesque mountains, the area offers endless outdoor activities and scenic views that make everyday living feel like a retreat. The strong sense of community, coupled with top-notch schools, diverse cultural opportunities, and a thriving local economy, makes it a perfect place for individuals and families alike. With a favorable balance of urban amenities and tranquil living, Santa Cruz County allows you to experience the best of both worlds. Whether you’re drawn by the outdoor lifestyle, the friendly neighborhoods, or the opportunity to be part of a growing, progressive community, Santa Cruz County provides a welcoming and fulfilling environment to call home.