Reasons to Move to St. Joseph, Missouri

St. Joseph, Missouri, offers a unique blend of rich history, affordable living, and a thriving community that’s ideal for those seeking a quieter pace without sacrificing modern amenities. Located just 40 miles north of Kansas City, it offers easy access to big-city attractions while maintaining a distinct, small-town charm. With housing prices significantly lower than the national average, you’ll find spacious homes in peaceful neighborhoods, perfect for families or anyone looking to settle in a welcoming environment. The area also boasts a robust job market, anchored by industries like manufacturing, healthcare, and education, all of which continue to grow in tandem with the local economy.

Beyond its affordability, St. Josephโ€™s cultural heritage stands out. The town is known for its museums, like the Jesse James Home Museum, and vibrant arts scene, hosting local galleries and theaters that add character to the community. With plenty of parks, trails, and local events, it’s a place where both outdoor enthusiasts and culture seekers can thrive. The real draw of St. Joseph, though, is its genuine, tight-knit community that makes newcomers feel at home almost instantly. Whether you’re considering a move for work, lifestyle, or simply a change of scenery, St. Joseph invites you to delve deeper into what it offersโ€”one of Missouri’s hidden gems that continues to grow in appeal.

Cost to Move to St. Joseph, Missouri

Want to know the cost to move to St. Joseph, Missouri? Here are the best

St. Joseph, Missouri Movers

St. Joseph, Missouri Social Media & News

St. Joseph, Missouri on Youtube

St. Joseph, Missouri on X.com

St. Joseph, Missouri on Facebook

St. Joseph, Missouri on Instagram

St. Joseph, Missouri on Google News

St. Joseph, Missouri on Microsoft Bing News

Cost of living in St. Joseph, Missouri

Housing Costs

The average cost of a home in St. Joseph is significantly lower than the national average, making it an attractive place for homebuyers. As of 2023, the median home price in St. Joseph is around $150,000, which is well below Missouri’s statewide average of $215,000. Renting is also affordable, with the average rent for a 1-bedroom apartment in the city hovering around $700 per month, while a 3-bedroom apartment rents for approximately $1,000 per month. For those looking to buy, a 30-year fixed mortgage at a 7% interest rate would result in a monthly payment of roughly $1,000 for a $150,000 home (excluding taxes and insurance). These figures make St. Joseph one of the most cost-effective cities in Missouri for both renting and homeownership.

For more details, visit Zillow’s St. Joseph Housing Market Overview.

Utilities

The average monthly utility bill in St. Joseph for a standard 915 sq ft apartment is approximately $180, including electricity, heating, cooling, water, and garbage. This is slightly below the national average of $200. Electricity rates in Missouri are about 10.5 cents per kWh, which is lower than the national average of 14.5 cents. Additionally, internet costs in the area range from $50 to $70 per month, depending on the provider and speed. Gas prices also tend to fluctuate but average around $2.90 per gallon as of late 2023, which is consistent with the stateโ€™s average.

For further information, check out Numbeo’s Cost of Living in St. Joseph.

Groceries/Food

Grocery costs in St. Joseph are notably affordable compared to many parts of the U.S. The average price for a gallon of milk is about $2.50, and a loaf of bread costs around $1.30. A dozen eggs averages $2.00, and a head of lettuce can be purchased for around $1.50. Dining out is also reasonably priced, with the average cost of a meal at an inexpensive restaurant being about $15 per person. For those who prefer to cook at home, St. Josephโ€™s grocery prices are consistently lower than the national average, contributing to the cityโ€™s overall affordability.

Detailed grocery price data can be found on Numbeo’s Cost of Living in St. Joseph.

Transportation

St. Joseph has a relatively low cost of transportation. Gasoline prices in the area average $2.90 per gallon, which is close to the state and national averages. Public transportation is limited, but for those who drive, the average cost of car ownershipโ€”including insurance, maintenance, and gasโ€”averages around $6,500 annually, or about $540 per month. The city is car-dependent, and most residents commute by personal vehicle. The average commute time in St. Joseph is around 17 minutes, making it a highly accessible city for daily travel.

Check current prices at GasBuddy.

Healthcare

The cost of healthcare in St. Joseph is lower than the national average, with individual healthcare plans averaging $400 to $500 per month for an adult, depending on coverage. Doctor’s office visits are typically about $100, and a dentist checkup costs around $80 to $120. Prescription medications are also affordable, with generic drugs averaging $10 to $20. The city’s proximity to Kansas City gives residents access to a variety of medical specialists and services, but overall healthcare expenses in St. Joseph are more manageable than in larger metro areas.

For more information on healthcare costs, visit HealthCare.gov.

Childcare and Education

Childcare in St. Joseph is fairly affordable compared to the national average. The cost of daycare for one child is approximately $700 to $900 per month, depending on the facility and the child’s age. The city is served by a number of public and private schools, with St. Joseph School District providing free education for residents. Private schooling options average about $3,000 to $6,000 per year. For higher education, Missouri Western State University offers in-state tuition around $8,000 annually, which is considerably lower than the average tuition for universities nationwide.

For more on childcare costs, visit ChildCare Aware.

Taxes

St. Joseph residents face a relatively moderate tax burden. Missouri’s state income tax rate ranges from 1.5% to 5.4%, depending on income, with the average tax rate being 4.5%. The local sales tax rate in St. Joseph is 8.725%, which includes both state and local taxes. Property taxes in Buchanan County, where St. Joseph is located, average 1.06% of the home’s assessed value, which is lower than the national average of 1.1%. Overall, the tax burden is reasonable, contributing to the city’s affordability for residents.

More details are available from Tax Foundation.

Insurance

Insurance premiums in St. Joseph are generally lower than the national average. Homeownerโ€™s insurance in the area costs an average of $1,000 per year, while car insurance premiums average about $1,200 annually. Health insurance premiums, as mentioned earlier, range from $400 to $500 per month. The overall cost of insurance is manageable compared to larger urban areas, which is an added benefit of living in St. Joseph.

For detailed insurance data, visit Insurance.com.

Recreation and Entertainment

St. Joseph offers plenty of affordable entertainment options. The cost of a movie ticket is around $10, and local attractions such as the St. Joseph Museum or the Pony Express National Museum have entry fees ranging from $5 to $10. Many parks and recreational areas are free to the public, including parks like Krug Park and Bartlett Park. For those interested in sports, a membership at a fitness center typically costs between $20 to $40 per month. Overall, St. Josephโ€™s recreation and entertainment options are budget-friendly for individuals and families.

For details on local events and prices, check Saint Joseph Convention & Visitors Bureau.

Clothing

Clothing prices in St. Joseph are comparable to the national average. A pair of jeans typically costs around $30 to $50, while a summer dress is priced between $25 and $40. Shoes are similarly priced, with a good pair of sneakers averaging around $50. Thrift stores and outlet malls also offer more affordable options for those on a budget. Overall, clothing expenses are modest in St. Joseph, especially when compared to larger metropolitan areas.

More information can be found on Numbeo’s Cost of Living in St. Joseph.

Personal Care

The cost of personal care in St. Joseph is relatively low. A standard haircut for men costs about $15 to $20, while womenโ€™s haircuts are generally priced between $25 and $40. Basic toiletries, such as shampoo, toothpaste, and soap, typically cost between $10 and $20 per month. Spa services like a massage or manicure are also reasonably priced, averaging $50 to $70 per session.

For further information, visit Numbeo’s Cost of Living in St. Joseph.

Miscellaneous Expenses

Other miscellaneous expenses in St. Joseph are on the lower end of the spectrum. A basic gym membership costs between $20 and $40 per month, while the average cost of a monthly phone bill is about $60.

Is St. Joseph, Missouri a safe place to live โ€“ Crime Rates?

Crime Rate

St. Joseph, Missouri, has a crime rate that is somewhat higher than the national average, but it is important to consider the specific types of crimes involved. As of 2023, the overall crime rate in St. Joseph is 43.5 per 1,000 residents, which is higher than the national average of 24.9 per 1,000 residents. However, crime rates can vary significantly between neighborhoods. Property crimes, including burglary and larceny-theft, are more prevalent in St. Joseph compared to violent crimes. In particular, the property crime rate in St. Joseph stands at about 35.6 per 1,000 residents, which is considerably higher than the national average of 19.6 per 1,000 residents. Violent crime, however, is less common, with a rate of 7.9 per 1,000 residents.

For more details on crime statistics, visit the NeighborhoodScout St. Joseph Crime Data.

Violent Crime Rate

The violent crime rate in St. Joseph is relatively moderate compared to larger cities. As of 2023, the cityโ€™s violent crime rate stands at 7.9 incidents per 1,000 residents, which is higher than the national average of 4.0 but lower than some other cities in Missouri. Violent crimes typically include aggravated assault, robbery, rape, and homicide. While violent crime does occur, it is much less frequent than property crimes, and local authorities are active in addressing these issues. For example, in 2023, there were 58 reported cases of aggravated assault in St. Joseph.

For further insights, see the SafeWise 2023 Missouri Crime Rankings.

Property Crime Rate

St. Joseph experiences a higher-than-average property crime rate, with incidents such as burglary, larceny-theft, and motor vehicle theft being more common. In 2023, the property crime rate in St. Joseph was 35.6 per 1,000 residents, which is well above the national average of 19.6 per 1,000 residents. The city has seen a particular rise in larceny-theft and vehicle break-ins, though local police continue to focus on curbing these types of offenses. Despite the higher property crime rate, many residents feel safe within their specific neighborhoods due to neighborhood watch programs and community policing efforts.

More on property crime statistics can be found on AreaVibes St. Joseph Crime.

Police Presence

St. Joseph has a moderately-sized police force that works to address local crime concerns and maintain safety. The St. Joseph Police Department has a staff of over 100 officers, which ensures a visible and active presence in the city. The department focuses on community-oriented policing, and officers are involved in various community initiatives to foster stronger relationships with residents. Additionally, the city is covered by a dedicated 911 emergency response system, and local law enforcement works closely with federal agencies to combat serious crimes like drug trafficking and organized crime.

For more about local law enforcement, visit the St. Joseph Police Department website.

Neighborhood Watch Programs

St. Joseph has several active neighborhood watch programs, which are vital in combating crime and increasing safety in the community. These programs are supported by the St. Joseph Police Department, which helps organize and train volunteers to keep an eye out for suspicious activity. The goal of these watch groups is to reduce property crimes and promote communication between residents and local law enforcement. These programs contribute to a sense of security in various neighborhoods, particularly in more suburban areas.

Find out more about local neighborhood watch programs on the St. Joseph Neighborhood Watch page.

Safety Rankings

When compared to other cities in Missouri, St. Joseph ranks moderately in terms of safety. According to recent data from SafeWise, St. Joseph is not among the safest cities in Missouri, but it also does not rank as one of the most dangerous. Its overall crime rates are above the state average, particularly for property crimes, but violent crime remains relatively low. This positions St. Joseph as a mid-tier city for safety in Missouri. For residents who prioritize safety, living in specific neighborhoods with active community policing and neighborhood watch programs can significantly reduce the risk of crime.

For Missouri safety rankings, visit SafeWise Missouri Safety Rankings.

Trend Data

Crime trends in St. Joseph have shown some fluctuations over the past few years. While property crimes have generally increased, violent crime has remained relatively stable. Between 2022 and 2023, there was a noticeable increase in larceny-theft and vehicle theft, but a decrease in reported violent crimes such as robbery and assault. This suggests that while property crime is a growing issue, violent crime is being effectively mitigated by local law enforcement efforts. However, itโ€™s important to stay updated on the trends and remain aware of neighborhood-specific concerns.

For crime trend analysis, visit the CrimeStats website.

School Safety

Schools in St. Joseph are generally considered safe, with the St. Joseph School District taking proactive steps to ensure the safety of students. The district has implemented various safety measures, including security cameras, school resource officers, and visitor check-in protocols. In 2023, there were no major incidents of school violence reported, though there have been occasional disruptions due to bullying or fights, as is common in most cities. The district works with local police to maintain a safe environment for students and staff. The district also provides mental health resources to support studentsโ€™ well-being.

For more on school safety, visit the St. Joseph School District website.

What are the demographics of St. Joseph, Missouri?

White

As of the most recent data available from the U.S. Census Bureau in 2020, approximately 80.1% of St. Joseph’s population identifies as White. This is a dominant racial group in the city, reflective of broader trends in many Midwestern cities. The high percentage of White residents corresponds with St. Joseph’s overall demographic makeup, where the city remains predominantly non-Hispanic White, though it is becoming increasingly diverse in recent years.

For more information, visit U.S. Census Bureau: St. Joseph, Missouri Demographics.

Black or African American

Black or African American residents make up 11.5% of St. Joseph’s population, according to the 2020 U.S. Census data. This group represents the second-largest racial demographic in the city. While still a minority, the Black population in St. Joseph is an important and growing part of the community. This demographic participates in a range of social, cultural, and economic activities within the city.

For more details, see U.S. Census Bureau: St. Joseph Demographics.

Hispanic or Latino

Hispanic or Latino residents make up around 5.5% of the population of St. Joseph, based on the 2020 Census data. This group has seen a gradual increase over the past few decades, although they still represent a smaller proportion of the city’s overall population. The growth of the Hispanic community in St. Joseph is attributed to various factors, including an increase in migration and a burgeoning local labor market that attracts workers from diverse backgrounds.

Find more details at U.S. Census Bureau: St. Joseph Demographics.

Two or More Races

Individuals identifying as Two or More Races make up about 2.2% of St. Joseph’s population. This demographic has grown over recent years, as multiracial identification has become more common in the United States. In St. Joseph, this group reflects the broader trend of racial diversification, with increasing numbers of individuals identifying as multiracial due to both changing social attitudes and family structures.

More information is available at U.S. Census Bureau: St. Joseph Demographics.

Asian

The Asian population in St. Joseph is small but growing, accounting for about 1.5% of the city’s population as of the 2020 Census. This includes residents of East Asian, Southeast Asian, and South Asian descent. While still a minority group, the Asian population contributes to the city’s cultural diversity, with a small number of businesses, community groups, and educational initiatives serving the needs of this demographic.

For further details, visit U.S. Census Bureau: St. Joseph Demographics.

Native American

Native American residents represent around 0.3% of St. Joseph’s population, according to the 2020 U.S. Census. This group is relatively small in number, but St. Joseph has a rich history in terms of Native American culture, with the city’s location on the Missouri River historically being significant for Native American tribes in the region.

For more information, visit U.S. Census Bureau: St. Joseph Demographics.

Native Hawaiian or Pacific Islander

Native Hawaiian or Pacific Islander residents make up a very small fraction of St. Joseph’s population, with the 2020 Census reporting this group at just 0.1%. While the Pacific Islander community in St. Joseph is small, it still adds to the cultural diversity of the city. However, due to their small numbers, specific community resources for this demographic are limited.

For more details, see U.S. Census Bureau: St. Joseph Demographics.

Sources

1. U.S. Census Bureau, 2020 Census Data: Census Data on St. Joseph, Missouri

St. Joseph, Missouri Population by Age and Gender

The total population of St. Joseph, Missouri is approximately 77,000 people, according to the most recent data from the U.S. Census Bureau (2020). This city, located in the northwest part of the state, is one of the more prominent urban centers in the region, offering a balance of small-town living with access to urban amenities.

Total Population by Gender

St. Joseph’s population is fairly evenly split between genders. According to the 2020 U.S. Census data, 48.6% of the population is male, while 51.4% is female. This gender distribution is typical of many U.S. cities, with females slightly outnumbering males.

For more information, visit U.S. Census Bureau: St. Joseph, Missouri Demographics.

Age Distribution

The age distribution in St. Joseph reflects a balanced mix of age groups, with a slight skew toward middle-aged and older residents. As of the 2020 Census, the breakdown is as follows:

  • Under 5 years: 6.4%
  • 5 to 19 years: 17.2%
  • 20 to 34 years: 15.5%
  • 35 to 54 years: 21.2%
  • 55 to 64 years: 14.1%
  • 65 years and older: 25.6%

This shows a relatively high percentage of residents over the age of 55, indicative of a growing senior population, which is in line with trends seen in other parts of the Midwest.

For more details, visit U.S. Census Bureau: St. Joseph, Missouri Demographics.

Median Age

The median age in St. Joseph is 40.3 years, according to the 2020 Census data. This reflects an older demographic compared to the national median age of 38.5 years. The higher median age suggests that St. Joseph has a substantial population of older adults, as well as a significant number of retirees or soon-to-be retirees who choose the city for its affordable cost of living and quieter lifestyle.

For more details, visit U.S. Census Bureau: St. Joseph, Missouri Demographics.

Sex Ratio

The sex ratio in St. Joseph, based on the 2020 U.S. Census data, is approximately 93 males for every 100 females. This is a common trend in many American cities, with women generally outnumbering men. This slightly higher proportion of females is likely due to greater life expectancy among women and the higher proportion of females in older age groups.

For more details, visit U.S. Census Bureau: St. Joseph, Missouri Demographics.

Population Growth Rates

St. Joseph has experienced a modest population decline over the past decade. From 2010 to 2020, the city saw a decrease in population by approximately 2.6%. While the city’s population has declined slightly, it remains relatively stable, with some growth occurring in surrounding areas. This trend is reflective of broader population shifts in smaller Midwestern cities, where many residents are relocating to larger urban centers or out-of-state locations for economic opportunities.

For more information on population growth, visit Census QuickFacts: St. Joseph, Missouri.

Dependency Ratios

St. Joseph has a dependency ratio of approximately 50.6%, based on the latest available data. This ratio, which compares the number of dependents (young children and elderly adults) to the working-age population, suggests a moderately balanced age structure. The high percentage of senior citizens in the area contributes to a higher ratio, indicating a greater need for services geared toward aging adults.

For more information, visit U.S. Census Bureau: St. Joseph, Missouri Demographics.

Educational Attainment by Age and Gender

St. Joseph has a significant percentage of residents with a high school diploma or higher. According to the U.S. Census Bureau (2020), approximately 91% of adults in St. Joseph aged 25 and over have completed high school, and 24% hold a bachelor’s degree or higher. The educational attainment is slightly higher for females, with 26% of women having a bachelor’s degree or higher compared to 22% of men.

For more details, visit U.S. Census Bureau: Educational Attainment in St. Joseph.

Sources

St. Joseph, Missouri Zip Codes

St. Joseph, Missouri , primarily has the following ZIP codes:

  • 64501
  • 64502
  • 64503
  • 64504
  • 64505
  • 64506
  • 64507
  • 64508

This ZIP code covers the majority of the St. Joseph area.

What is the history of St. Joseph, Missouri?

History of St. Joseph, Missouri

St. Joseph, Missouri, has a rich and fascinating history that dates back to its founding in the early 19th century. From its origins as a small trading post to becoming a thriving city, St. Joseph played a key role in the westward expansion of the United States and remains an important cultural and historical center in the Midwest.

Early Beginnings and Founding

The history of St. Joseph begins in the early 1800s. The region was originally inhabited by Native American tribes, notably the Ioway, Missouri, and Sac tribes. The area was first explored by European settlers in the late 18th century. The town was officially founded in 1843 by Joseph Robidoux, a French-Canadian trader. Robidoux, who had established a trading post in the area, saw the potential for the land to become a thriving settlement due to its location along the Missouri River and its proximity to important trade routes.

Robidoux and the Early Settlement

Joseph Robidoux was granted land by the U.S. government and, in 1843, he formally established the town of St. Joseph. His influence in the region was crucial, as he helped lay the foundations for the town’s growth. Early St. Joseph was a bustling frontier town, serving as a key trading hub due to its strategic location along the Missouri River. The town quickly became a center for commerce and trade, with settlers arriving from various parts of the United States and beyond.

The Role in the Oregon Trail

By the mid-1800s, St. Joseph had become an essential stop on the famous Oregon Trail, a key route for pioneers heading west to settle in the Oregon Territory. As a result, the town gained prominence as a starting point for thousands of emigrants making their way westward. St. Joseph became known as the “Gateway to the West” due to its role as one of the most important launch points for westward migration.

The Pony Express

One of St. Joseph’s most enduring historical legacies is its association with the Pony Express. In April of 1860, the Pony Express service was established to carry mail between St. Joseph, Missouri, and Sacramento, California. The Pony Express was a fast, horse-mounted mail service that drastically reduced the time it took to send letters and important documents between the East and the West. St. Joseph became the eastern terminus of the route, and the first Pony Express rider, a young man named Johnny Fry, departed from St. Joseph on April 3, 1860. The service, though short-lived (it lasted only 18 months), became a symbol of American ingenuity and perseverance, contributing significantly to the town’s reputation in American history.

Growth and Development in the Late 19th Century

Following the end of the Pony Express, St. Joseph continued to grow and develop. The city became an important regional hub for agriculture, manufacturing, and transportation. The railroad arrived in St. Joseph in the 1850s, further boosting the city’s economic importance. By the 1870s, the town had evolved into a bustling city, with a population that rapidly expanded as people flocked to the area for work and opportunity.

20th Century: Industrialization and Cultural Flourishing

As St. Joseph moved into the 20th century, its economy continued to diversify. The city became a key center for the meatpacking industry, with several major meatpacking plants establishing operations there. St. Joseph’s position along major rail lines made it an ideal location for this type of industry. The city also saw significant growth in other sectors, including agriculture, trade, and manufacturing.

During the early 20th century, St. Joseph also became known for its cultural development. The city invested in education, with the establishment of institutions like Missouri Western State University. St. Joseph’s downtown area became home to theaters, opera houses, and other cultural venues, earning it a reputation as a thriving center for arts and entertainment.

The Great Depression and World War II

The Great Depression hit St. Joseph hard, as it did many other cities in the United States. Many of the city’s industries struggled, and unemployment rates soared. However, the city began to recover in the late 1930s and early 1940s, especially with the onset of World War II. St. Joseph’s industries, particularly those involved in manufacturing, shifted to wartime production, helping the city bounce back from the economic challenges of the Depression.

Modern St. Joseph

Today, St. Joseph is a city that balances its rich history with modern development. The city’s economy has diversified into fields such as healthcare, education, and retail, although agriculture and transportation still play key roles. St. Joseph’s historic buildings, museums, and cultural institutions attract visitors from all over, and the city has maintained its importance as a regional hub in northwest Missouri.

Conclusion

From its founding in 1843 by Joseph Robidoux to its role as the birthplace of the Pony Express, St. Joseph has played a significant part in American history. The city has experienced periods of growth, hardship, and recovery, and continues to honor its rich past while looking toward the future. St. Joseph remains an important city in the Midwest, known for its historical landmarks, cultural richness, and vibrant community.

Sources

St. Joseph, Missouri Weather

Weather Breakdown for St. Joseph, Missouri

St. Joseph, Missouri, located in the northwestern part of the state, experiences a temperate climate with distinct seasons. The weather can vary widely from year to year, with hot summers, cold winters, and a variety of precipitation patterns throughout the year. Below is a detailed breakdown of the weather statistics for St. Joseph, Missouri, including temperature, precipitation, humidity, and wind patterns based on the most recent data available.

Average Temperature by Month

St. Joseph’s average temperature varies significantly across the seasons. The region experiences hot summers and cold winters, with mild spring and fall seasons. Below are the average temperatures (in ยฐF) for each month:

Month Average High (ยฐF) Average Low (ยฐF)
January 37ยฐF 18ยฐF
February 40ยฐF 20ยฐF
March 50ยฐF 30ยฐF
April 61ยฐF 41ยฐF
May 71ยฐF 51ยฐF
June 81ยฐF 61ยฐF
July 89ยฐF 70ยฐF
August 87ยฐF 68ยฐF
September 79ยฐF 58ยฐF
October 65ยฐF 45ยฐF
November 50ยฐF 30ยฐF
December 39ยฐF 22ยฐF

Source: US Climate Data – St. Joseph

Precipitation (Rain) Patterns

St. Joseph receives an average of 37.5 inches of rainfall annually. The wettest months typically occur during the spring and early summer, with May and June receiving the highest precipitation. Thunderstorms are common during the summer months, which can contribute significantly to the total rainfall. The driest months are usually in the winter, particularly January and February.

Month Average Precipitation (inches)
January 1.0″
February 1.0″
March 2.3″
April 3.1″
May 4.6″
June 4.7″
July 3.5″
August 3.1″
September 3.0″
October 2.2″
November 2.0″
December 1.3″

Source: Weather-US – St. Joseph Precipitation Data

Humidity Levels

The humidity in St. Joseph can be quite high during the summer months, with July and August often seeing relative humidity levels around 70% to 75%. In the winter, humidity levels typically drop, with January experiencing average humidity levels of about 60%.

Source: Weather.com – Monthly Climate for St. Joseph

Wind Patterns

St. Joseph experiences moderate wind speeds, with the average annual wind speed around 9.3 mph. Winds are generally stronger in the spring and early summer, especially during thunderstorms. The windiest month is typically March, when wind speeds can reach up to 15 mph during storm events.

Source: WeatherBase – St. Joseph Wind Data

Comparison to State and National Averages

St. Josephโ€™s climate is fairly typical for the region of Missouri. The average annual temperature for the state of Missouri is about 56ยฐF, which is slightly cooler than St. Josephโ€™s average of 59ยฐF. Rainfall in Missouri averages around 42 inches per year, making St. Josephโ€™s annual rainfall of 37.5 inches just below the state average.

Nationally, the average annual temperature for the United States is approximately 52ยฐF, which is cooler than St. Josephโ€™s. The U.S. also sees an average annual rainfall of 38 inches, which is almost identical to St. Josephโ€™s annual rainfall of 37.5 inches.

Source: National Weather Service – Missouri Climate Data

Sources

Average Income in St. Joseph, Missouri

Income Breakdown for St. Joseph, Missouri

St. Joseph, Missouri, has a diverse economy, and understanding the income statistics can help give a clearer picture of the city’s financial landscape. The following breakdown of average annual salaries, wages, and median income provides detailed information about the earnings of residents in St. Joseph, with comparisons to both Missouri and national averages.

Average Annual Salary

The average annual salary for workers in St. Joseph is approximately $47,000. This figure is based on a range of income sources, including both full-time and part-time workers across various industries. Salaries in St. Joseph can vary depending on the industry and level of experience, but the average remains consistent with other mid-sized cities in the Midwest.

Source: Salary.com – St. Joseph, MO Salary Data

Average Hourly Wage

The average hourly wage in St. Joseph, Missouri, is around $22.55 per hour. This wage reflects both skilled and unskilled positions in sectors such as manufacturing, healthcare, retail, and transportation. The wage level can be higher in specific sectors like healthcare or information technology, while lower in service-related jobs.

Source: Bureau of Labor Statistics – Occupational Employment and Wage Statistics (St. Joseph, MO)

Average Earnings Per Week

The average earnings per week for full-time workers in St. Joseph is approximately $900. This amount can fluctuate depending on the specific industry, role, and experience of the worker. Higher-paying jobs in fields like healthcare, engineering, and finance tend to push this figure higher.

Source: U.S. Census Bureau – QuickFacts: St. Joseph City, Missouri

Median Salary Range

The median household income in St. Joseph is around $45,000 per year. This value represents the income where half of the households earn more and half earn less. The figure is somewhat lower than the national median household income but is typical for the area, reflecting the regional economic conditions.

Source: U.S. Census Bureau – QuickFacts: St. Joseph City, Missouri

Most Popular Jobs/Careers

Some of the most common careers in St. Joseph include roles in the following sectors:

  • Healthcare (e.g., Registered Nurses, Physicians)
  • Manufacturing (e.g., Production Workers, Supervisors)
  • Retail (e.g., Sales Associates, Managers)
  • Transportation (e.g., Truck Drivers, Logistics Coordinators)
  • Education (e.g., Teachers, Administrators)

These industries represent a large portion of the local job market, and many of the highest-paying positions are found in healthcare and manufacturing sectors.

Source: Indeed.com – St. Joseph, MO Salaries

Highest Paid Jobs Popular in the Area

Some of the highest-paid jobs in St. Joseph are typically in healthcare and specialized industries. For example:

  • Surgeons: $250,000+ per year
  • Physicians (General Practitioners): $190,000+ per year
  • Pharmacists: $125,000+ per year
  • Engineering Managers: $110,000+ per year

These positions are highly specialized, and the salaries tend to be significantly higher than the cityโ€™s overall average income. As a result, they contribute to the higher wage outliers in the area.

Source: ZipRecruiter – Surgeons and High-Paying Jobs in St. Joseph, MO

Comparison to State and National Income Averages

The average income in St. Joseph is below the Missouri state average, which stands at approximately $56,000 annually. The median household income in Missouri is about $55,000, which is higher than St. Joseph’s median of $45,000. St. Joseph’s income also lags behind the national average for household income, which is about $70,000 per year.

Despite these differences, St. Joseph’s income levels are typical for a mid-sized city in the Midwest. The cost of living in the area is lower than in many other parts of the United States, which can make the relatively lower salaries stretch further.

Source: U.S. Census Bureau – Missouri and U.S. Income Data

Sources

Taxes in St. Joseph, Missouri

Tax Breakdown for St. Joseph, Missouri

St. Joseph, Missouri, has a variety of local taxes that residents and businesses need to consider, including property taxes, sales taxes, and income taxes. Below is a detailed breakdown of the various taxes in St. Joseph, along with how they compare to both the state and national averages.

Property Taxes

Property taxes in St. Joseph are levied by the city and the county, with the total property tax rate for the city typically around 9.48% of the assessed value for residential properties. This includes both the city tax rate and other local taxes that contribute to the overall property tax burden.

The assessed value of a property is typically 19% of its market value for residential property and 32% of its market value for commercial property. The property tax rate is applied to this assessed value to determine the amount owed annually.

For example, if a home is valued at $150,000, its assessed value would be $28,500 (19% of $150,000), and the total property tax due would be approximately $2,700 (9.48% of $28,500).

Source: City of St. Joseph – Property Tax Information

Sales Taxes

The total sales tax rate in St. Joseph is 8.475%. This includes both state and local taxes. The breakdown is as follows:

  • Missouri State Sales Tax: 4.225%
  • City of St. Joseph Sales Tax: 3.125%
  • County Sales Tax (Buchanan County): 1.125%

This combined sales tax rate of 8.475% is higher than the national average, which is typically around 6-7% for most regions in the U.S.

Source: TaxRates.com – Sales Tax Rates in St. Joseph, MO

Income Taxes

St. Joseph, Missouri, does not have a local income tax. However, residents are subject to Missouri state income tax, which is progressive. The state income tax rates for Missouri in 2023 are as follows:

  • 1.5% on income up to $1,100
  • 2.0% on income between $1,101 and $2,200
  • 2.5% on income between $2,201 and $3,300
  • 3.0% on income between $3,301 and $4,400
  • 3.5% on income between $4,401 and $5,500
  • 4.0% on income between $5,501 and $6,600
  • 4.5% on income between $6,601 and $7,700
  • 5.0% on income above $7,701

Missouriโ€™s state income tax is lower than many states in the U.S., but it is still higher than states with no income tax such as Florida, Texas, and Tennessee.

Source: Missouri Department of Revenue – Income Tax Information

Utility Taxes

St. Joseph imposes a utility tax on services like electricity, water, and gas. The rates for these services are typically as follows:

  • Electricity Tax: 7% of the bill
  • Water Tax: 5% of the bill
  • Gas Tax: 7% of the bill

These utility taxes are relatively standard for the region and contribute to funding local infrastructure and services.

Source: City of St. Joseph – Utility Tax Information

Hotel Occupancy Tax

St. Joseph has a hotel occupancy tax rate of 5%. This tax is applied to the cost of renting a room at a hotel, motel, or other short-term lodging facility within the city. The tax helps support local tourism efforts and city services that benefit visitors.

Source: City of St. Joseph – Transient Lodging Tax Information

Entertainment Taxes

St. Joseph does not have a specific entertainment tax, but certain events or venues may have additional ticketing or service fees that could be considered a form of tax or surcharge. Generally, entertainment in the city falls under the regular sales tax system.

Source: City of St. Joseph – Parks and Recreation Services

Tax Payment Schedule

Property taxes in St. Joseph are typically due by December 31st each year. The city offers a grace period until January 31st before penalties are assessed. The taxes can be paid online, by mail, or in person at the Buchanan County Collectorโ€™s office.

For utility taxes, payments are made monthly as part of regular utility bills, and they are due by the 15th of each month.

Source: City of St. Joseph – Tax Payment Information

Penalties for Late Payment

Late payments for property taxes in St. Joseph are subject to a penalty of 1% per month after the due date. Additionally, interest is charged at an annual rate of 9% on overdue amounts.

Utility bill payments that are late are subject to a late fee of 10% of the outstanding balance, and services may be disconnected if payment is not received within 30 days of the due date.

Source: City of St. Joseph – Tax Payment Penalties

Where to Pay

Property taxes can be paid online via the Buchanan County Collectorโ€™s office, by mail, or in person at the County Collector’s office. Utility bills can be paid at the cityโ€™s utility billing department, online, by mail, or at payment kiosks throughout the city.

Source: City of St. Joseph – Tax and Utility Bill Payment Locations

Comparison to State and National Tax Averages

Missouriโ€™s overall tax rates, including income, property, and sales taxes, are generally in the middle range compared to other U.S. states. Missouriโ€™s state sales tax rate of 4.225% is lower than the national average of 6-7%. However, the combined sales tax rate in St. Joseph (8.475%) is higher than the national average due to local taxes. The property tax rate in St. Joseph is also somewhat higher than the national average, which typically hovers around 1.1% of property value.

Source: Tax Foundation – 2023 State and Local Tax Rates

Sources

<li

Is St. Joseph, Missouri a Good Place to Live for Singles?

St. Joseph, Missouri, offers a variety of amenities, activities, and lifestyle options for singles, though it might not have the same level of nightlife or social scene as larger cities. However, it is a mid-sized city with many opportunities for both relaxation and entertainment, making it a great option for those looking for a slower pace of life or a more affordable cost of living. Below are some aspects that singles may want to consider when looking at St. Joseph as a potential home.

Events and Activities

St. Joseph offers a variety of activities for singles, particularly those interested in arts, outdoor recreation, and community events. The city is home to annual events like the St. Joseph Museums’ events, the Rosecrans Air Show, and the Pony Express Festival. Additionally, the city hosts frequent farmers’ markets, craft fairs, and live performances. The relaxed pace of life here allows for great opportunities to meet people at these events.

For local event listings and things to do in St. Joseph, check out:

Gyms

St. Joseph has several gyms and fitness centers that cater to singles looking to stay active. There are options ranging from traditional gyms to boutique fitness studios. For example, the YMCA of St. Joseph offers a variety of fitness classes, as well as opportunities for socializing and meeting other individuals. If you’re looking for a gym in the area, a simple search will show you many options for getting fit and meeting new people.

Check out gyms and fitness centers near St. Joseph:

Housing

St. Joseph offers a variety of housing options for singles, including affordable apartments, single-family homes, and shared housing opportunities. The rental market in St. Joseph is generally more affordable than in larger cities, with average rents typically lower than in the stateโ€™s major metropolitan areas. Whether you’re looking for a small one-bedroom apartment or a room in a shared house, there are options for various budgets.

To explore rental listings in St. Joseph, you can visit:

Percentage of Single Residents

As of the latest census data, approximately 40% of St. Joseph’s residents are single, whether never married, divorced, or separated. This figure is slightly higher than the Missouri state average, which stands at around 38%. This indicates that St. Joseph has a relatively high proportion of single individuals, which can be appealing for singles looking for a sense of community or a dating pool.

For more detailed statistics on the population and demographics of St. Joseph, visit:

Comparison to State and National Averages

When compared to Missouriโ€™s overall percentage of single residents (around 38%), St. Joseph’s higher single population (around 40%) makes it an appealing location for those who want to meet others. Nationally, the percentage of single residents is around 47%, so St. Joseph has a slightly lower proportion of singles compared to the national average. However, given the lower cost of living and the opportunities for social engagement, St. Joseph offers a more relaxed and affordable environment for singles compared to larger, more expensive cities.

Source: U.S. Census Bureau – St. Joseph Demographics

Is St. Joseph, Missouri Good for Families?

St. Joseph, Missouri, offers a strong family-friendly environment with affordable housing, low crime rates, and a variety of activities suited for children and adults alike. The city boasts a relatively low cost of living, which includes affordable housing prices and low property taxes. While employment opportunities are somewhat limited compared to larger cities, the area provides a good mix of job options, particularly in education, healthcare, and manufacturing. The cityโ€™s family-friendly weather, with warm summers and cold winters, is another aspect that can make it a comfortable place to raise a family.

Parks and Family Activities

St. Joseph offers a variety of parks and recreational activities that are great for families. One of the most popular spots is Krug Park, which features beautiful walking trails, a pond for fishing, and a playground for children. The St. Joseph YMCA also offers numerous family programs, including sports leagues, swimming lessons, and fitness classes. The St. Joseph Museums also frequently host family-oriented educational events, such as historical reenactments and exhibits that children can enjoy.

For more family events and activities in the area, check out:

Restaurants

St. Joseph offers a variety of family-friendly dining options. Whether youโ€™re craving Italian, Mexican, BBQ, or American cuisine, thereโ€™s something to suit every palate.

Italian Restaurants

If you’re in the mood for Italian food, St. Joseph has several spots that offer family-friendly Italian meals. You can find a list of options through this Bing search: Italian Restaurants in St. Joseph, MO.

Mexican Restaurants

For a taste of Mexican cuisine, there are numerous family-friendly Mexican restaurants to choose from. Explore options through this Bing search: Mexican Restaurants in St. Joseph, MO.

BBQ Restaurants

If you love BBQ, St. Joseph has some great spots to check out for family meals. You can view the top BBQ spots here: BBQ Restaurants in St. Joseph, MO.

American Restaurants

For classic American meals that will appeal to the whole family, St. Joseph offers many options. Find a list of family-friendly American restaurants here: American Restaurants in St. Joseph, MO.

Housing

St. Josephโ€™s housing market is ideal for families looking for affordable single-family homes. The median home price in St. Joseph is notably lower than in larger Missouri cities, offering families the opportunity to purchase more space for their money. Whether you’re looking for a house with a backyard, a quiet suburban street, or proximity to parks and schools, St. Joseph offers a variety of options. Homes for sale are typically more affordable than in cities like Kansas City, making St. Joseph an attractive location for families on a budget.

For homes currently for sale in St. Joseph, check out:

Percentage of Family Residents

Approximately 45% of the residents in St. Joseph are married couples, which is slightly above the state average of around 43%. This suggests that the city has a healthy proportion of family households, making it a family-friendly community. The relatively high number of married residents contributes to the area’s strong sense of community and stability.

For more detailed family and demographic statistics on St. Joseph, check out:

Comparison to State and National Averages

Missouri has a state average of around 43% married residents, so St. Joseph’s 45% married population is slightly higher, reflecting the city’s family-oriented nature. Nationally, approximately 50% of U.S. households are married, so St. Joseph has a lower proportion of married residents compared to the U.S. overall. However, its relatively high percentage of married households, combined with affordable housing and family-oriented amenities, make it an attractive choice for families looking for a more affordable and less urbanized place to live.

Source: U.S. Census Bureau – St. Joseph Demographics

How are the schools in St. Joseph, Missouri?

Schools in St. Joseph, Missouri

St. Joseph, Missouri, offers a range of educational opportunities for children, with a variety of public and private schools catering to all age groups. The public schools are primarily governed by the St. Joseph School District, which is well-regarded for its commitment to providing quality education. The district is funded through a combination of state, federal, and local property taxes. In terms of academic performance, the districtโ€™s schools generally perform at or slightly below state averages, with a focus on improving literacy rates and STEM education. The local schools also offer extracurricular activities, including sports and arts programs, designed to engage students outside of the classroom. For parents looking for private options, there are several private institutions that provide an alternative to public schooling. Below is a breakdown of the available schools in the area, from pre-K through higher education.

Pre-K Schools

St. Joseph offers various pre-kindergarten programs, many of which are hosted in public schools or in private daycare centers. The St. Joseph School District provides early childhood education through its Early Learning Center, where young children can get a head start on their education in a structured environment. Private options like the YMCA Child Care also offer pre-K programs. These programs focus on building social, emotional, and cognitive skills to prepare children for kindergarten.

For more information on pre-K programs in St. Joseph, visit:

Kindergarten Schools

Kindergarten education in St. Joseph is offered through the public St. Joseph School District, which has a range of elementary schools that provide kindergarten programs. These schools focus on early literacy and numeracy skills, as well as social and emotional development. The district ensures that all children, regardless of background, have access to quality education in their foundational years. Schools like Spring Garden Elementary and Pershing Elementary are part of this offering, providing a nurturing environment for young children.

For more on kindergarten education in St. Joseph, check out:

Elementary Schools

The St. Joseph School District operates several elementary schools that serve students from kindergarten through fifth grade. These schools provide a broad curriculum including language arts, mathematics, science, and social studies. Some of the most notable elementary schools in St. Joseph include Robidoux Middle School, Mark Twain Elementary, and Corby Elementary School. These schools often emphasize character education and student involvement in extracurriculars such as music, arts, and sports.

Learn more about the elementary school programs in St. Joseph:

Middle Schools

Middle school education in St. Joseph is provided by the district through schools like Robidoux Middle School and Bode Middle School. These schools serve grades six through eight and are designed to bridge the gap between elementary school and high school. Middle schools in St. Joseph offer a variety of elective classes, including foreign languages, technology, and the arts, in addition to the core academic subjects. The district also offers enrichment opportunities such as sports, clubs, and leadership programs for students.

For more information about middle schools in St. Joseph, check out:

High Schools

St. Joseph has several high schools that provide a comprehensive education for students in grades nine through twelve. The primary high schools in the area are Central High School and Benton High School. These schools offer a wide variety of academic and extracurricular programs, including Advanced Placement (AP) courses, career and technical education, and athletics. The high schools also have a strong focus on preparing students for post-secondary education, offering counseling services and college-prep programs.

To learn more about high schools in St. Joseph, visit:

Colleges & Universities

St. Joseph is home to a few higher education institutions, including Missouri Western State University, a public university offering undergraduate and graduate degree programs. The university provides opportunities for students to pursue degrees in fields such as business, healthcare, criminal justice, and the arts. Additionally, the area is served by the Hillyard Technical Center, which offers technical certifications and career training in fields like welding, healthcare, and computer science.

For more on higher education opportunities in St. Joseph, visit:

Churches in St. Joseph, Missouri

Conclusion: Why you should consider moving to St. Joseph, Missouri

St. Joseph, Missouri offers a unique blend of small-town charm and modern conveniences, making it an ideal place to call home. Whether you’re drawn by the city’s affordable living, excellent schools, or the welcoming community, St. Joseph provides a high quality of life without the hustle and bustle of larger metropolitan areas. The city offers a variety of parks, family-friendly activities, and local events that make it easy to enjoy the outdoors and stay connected. With a strong sense of community, excellent schools, and a low cost of living, it’s a place where families can thrive and individuals can enjoy a peaceful yet vibrant lifestyle. From its historic downtown to its growing arts scene and ample employment opportunities, St. Joseph truly has something for everyone. So, whether you’re just starting out or looking for a new place to settle down, St. Joseph is a fantastic choice for your next move.