Reasons to Move to Temple Terrace, Florida

Nestled just northeast of downtown Tampa, Temple Terrace, Florida, is a hidden gem that beautifully marries suburban tranquility with urban accessibility. This charming community boasts an array of parks, including the scenic Temple Terrace Golf and Country Club and the picturesque Riverhills Park, which offer residents ample opportunities for outdoor recreation, from golfing and biking to enjoying leisurely strolls along the Hillsborough River. The city’s rich history is evident in its historic architecture and lush landscapes, creating a unique character that sets it apart from neighboring areas. As a family-oriented locale, Temple Terrace provides a welcoming atmosphere complemented by a strong sense of community, making it an ideal place to plant roots.

Education is a cornerstone of Temple Terrace, with highly rated public and private schools, as well as proximity to renowned higher education institutions like the University of South Florida. This focus on education enhances the quality of life for families, fostering a culture of growth and learning. Additionally, the city hosts various events throughout the year, including farmers’ markets and cultural festivals, encouraging residents to connect and engage with one another. Whether you’re drawn to the vibrant community, the outdoor lifestyle, or the excellent educational opportunities, Temple Terrace has much to offer. To discover what life could look like in this inviting city, let’s delve deeper into the unique neighborhoods, amenities, and lifestyle options that await you.

Cost to Move to Temple Terrace, Florida

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Cost of living in Temple Terrace, Florida

Housing Costs

The median home price in Temple Terrace as of 2023 is approximately $340,000, which is slightly higher than the national average but lower than some of the neighboring cities like Tampa. Rental rates for a standard two-bedroom apartment in Temple Terrace average around $1,500 per month, with fluctuations depending on the location and amenities offered. If you’re considering buying a home, mortgage payments can range from $1,700 to $2,200 per month for a 30-year fixed loan, assuming a 20% down payment and current interest rates. Temple Terrace offers a range of housing options, from affordable single-family homes to more upscale properties in desirable neighborhoods like River Hills. To comfortably afford housing without straining your budget, experts recommend spending no more than 30% of your income on housing. This means that for a $2,000 monthly mortgage or rent payment, you would need a pre-tax monthly income of at least $6,667.

Source: Zillow – Temple Terrace Home Prices

Utilities

The average monthly utility bill for a 915 sq. ft. apartment in Temple Terrace, including electricity, heating, cooling, water, and garbage, is approximately $200. This figure is fairly typical for Florida, where air conditioning can drive up electricity usage during the hot summer months. If you have internet service, the monthly cost for high-speed broadband is typically around $60 to $100, depending on the provider and speed. Utilities are relatively reasonable in Temple Terrace, and for a household of four, the average total utility cost (including phone, internet, etc.) hovers between $250 and $300 per month.

Source: Numbeo – Temple Terrace Utilities

Groceries/Food

Grocery prices in Temple Terrace are consistent with the national average, though slightly higher than those in some more rural parts of Florida. A typical monthly grocery bill for a family of four can range from $500 to $700, depending on dietary habits and shopping preferences. For example, basic staples like milk cost around $3.00 per gallon, while bread costs about $2.50 per loaf. A dozen eggs typically costs around $2.00, and fresh fruits and vegetables vary but can add up to $50 to $100 per week. Dining out in Temple Terrace is relatively affordable, with an average meal at a mid-range restaurant costing about $15 to $25 per person.

Source: BestPlaces – Temple Terrace Grocery Prices

Transportation

The average cost of transportation in Temple Terrace is approximately $300 to $400 per month for an individual. This includes fuel, insurance, and maintenance costs. Gas prices in the area hover around $3.50 to $3.80 per gallon, with a monthly gas bill of around $100 to $150 depending on driving habits. Car insurance in Temple Terrace averages around $120 to $180 per month, depending on the driver’s profile and vehicle. Public transportation is available through the Hillsborough Area Regional Transit (HART) system, with a monthly bus pass costing $65, which is a more affordable option if you prefer not to own a car.

Source: HART – Hillsborough Area Regional Transit Authority

Healthcare

Healthcare costs in Temple Terrace are generally in line with the state of Florida. A routine doctor’s visit costs around $100 to $150 without insurance. Prescription medications, depending on the type and whether or not you have insurance, can range from $5 for generics to over $200 for brand-name drugs. Health insurance premiums vary significantly, but on average, a family of four in Temple Terrace can expect to pay between $500 and $1,000 per month for a decent health plan. If you’re seeking specialized medical care, costs may be higher, but the proximity to hospitals like Tampa General and AdventHealth provides a variety of options in and around the area.

Source: Healthcare.gov – Average Health Insurance Costs

Childcare and Education

Childcare costs in Temple Terrace vary widely depending on the age of the child and the type of facility. Full-time daycare for an infant costs approximately $800 to $1,200 per month. For preschool-aged children, costs range from $600 to $900 per month for full-time care. Public schools in Temple Terrace, such as Temple Terrace Elementary and King High School, have good ratings, and education is publicly funded, so there are no tuition fees for K-12 students. However, parents may still need to budget for school supplies, extracurricular activities, and possible special education needs.

Source: Care.com – Childcare Costs in Temple Terrace

Taxes

Florida is known for having no state income tax, which is a significant financial advantage for residents of Temple Terrace. This means that the money you earn stays in your pocket, providing more disposable income compared to states with higher income tax rates. Property taxes in Temple Terrace are around 1.1% of the home’s assessed value, which is slightly below the Florida average. Sales tax in Temple Terrace is 7.5%, which includes the state base rate of 6% and an additional local tax rate of 1.5%. This affects the cost of purchases like clothing, electronics, and other consumer goods.

Source: Tax Administration – Florida Taxes

Insurance

Homeowners insurance in Temple Terrace costs an average of $1,800 per year, which is slightly above the state average due to Florida’s susceptibility to hurricanes. Car insurance in Temple Terrace averages between $1,500 and $2,000 annually for a standard policy. Health insurance costs, as mentioned earlier, range between $6,000 and $12,000 annually depending on the coverage you select. Flood insurance is also highly recommended for Temple Terrace residents, especially if living near the river. Flood insurance premiums vary but average around $500 to $1,000 per year depending on the flood zone and property type.

Source: USAA – Insurance Costs in Florida

Recreation and Entertainment

Recreational activities in Temple Terrace are accessible and affordable. The average cost for a gym membership in the area is around $30 to $50 per month. For families, a day at Busch Gardens in Tampa, a popular theme park, can cost about $100 per person for a single-day ticket, with discounts for children and seniors. Movie tickets typically cost $12 to $15, depending on the theater. Outdoor enthusiasts can enjoy a round of golf at Temple Terrace Golf and Country Club, where green fees are around $45 to $65 for 18 holes. With close proximity to Tampa, residents have access to more entertainment options like theaters, museums, and concerts at various price points.

Source: Busch Gardens – Ticket Prices

Clothing

The cost of clothing in Temple Terrace is comparable to other parts of Florida. A basic pair of jeans from a mid-range retailer costs around $40 to $50, while a dress shirt can range from $25 to $40. Footwear like sneakers costs between $60 and $100. Shopping at outlet malls or discount retailers can help reduce these costs, and stores like the Tampa Premium Outlets offer discounted brand-name clothing. Seasonal clothing needs in Florida are limited due to the generally warm climate, so winter coats and heavy outerwear are rarely necessary for Temple Terrace residents.

Source: Numbeo – Clothing Costs in Temple Terrace

Personal Care

Personal care costs in Temple Terrace are reasonable. A haircut for men costs around $20 to $25, while a women’s haircut typically ranges from $40 to $60. Basic toiletries like shampoo, soap, and toothpaste are priced similarly to national averages, with monthly personal care expenses averaging between $50 and $75. Spa treatments, including massages, are available in the area and typically range from $60 to $100 per session, depending on the service and location.

Source:

Is Temple Terrace, Florida a safe place to live – Crime Rates?

Crime Rate

Temple Terrace has a crime rate that is lower than the national average, making it a relatively safe place to live compared to many urban areas. According to the most recent data from the FBI’s Uniform Crime Reporting (UCR) program, Temple Terrace had a total crime rate of about 2,370 crimes per 100,000 residents in 2022. This is lower than the national average of 2,346 per 100,000. However, while Temple Terrace is statistically safer than many parts of the country, crime still occurs, and residents should stay informed about the areas they live in or frequent.

Source: NeighborhoodScout – Temple Terrace Crime Statistics

Violent Crime Rate

The violent crime rate in Temple Terrace is significantly lower than the national average. In 2022, Temple Terrace reported a violent crime rate of 180 incidents per 100,000 people, well below the national average of 379 incidents per 100,000 people. Violent crimes include offenses such as assault, robbery, and aggravated assault. The low rate of violent crime in Temple Terrace indicates that this area is relatively safe for families and individuals, especially compared to more urban parts of Florida.

Source: NeighborhoodScout – Violent Crime Data for Temple Terrace

Property Crime Rate

Property crimes in Temple Terrace, including burglary, larceny-theft, motor vehicle theft, and arson, also show lower-than-average rates. In 2022, the property crime rate in Temple Terrace was reported at 1,860 incidents per 100,000 residents, compared to the national average of 1,958 per 100,000. This indicates that while property crimes do occur, the risk is lower than in many comparable cities. Homeowners and renters in Temple Terrace generally experience fewer property crimes than in other parts of Florida.

Source: CrimeGrade – Temple Terrace Property Crime Statistics

Police Presence

The Temple Terrace Police Department is active and engaged in the community. The department is staffed with approximately 80 officers who patrol the city’s neighborhoods, ensuring a strong police presence in this relatively small city. Temple Terrace is known for its community-oriented policing approach, with officers frequently interacting with residents to prevent crime and maintain safety. The city’s police department also works closely with local organizations to ensure public safety is a top priority.

Source: Temple Terrace Police Department – Community Safety

Neighborhood Watch Programs

Neighborhood watch programs are active in various areas of Temple Terrace, where residents work with local law enforcement to reduce crime and promote safety. These programs are an effective community tool in Temple Terrace, as they foster a cooperative environment between citizens and police. Participation in neighborhood watch initiatives has been shown to lower crime rates and improve the quality of life in local communities. For residents looking for more safety measures, joining or starting a neighborhood watch is a well-supported option.

Source: Temple Terrace Community Programs – Neighborhood Watch

Safety Rankings

Temple Terrace consistently ranks as one of the safer cities in the Tampa Bay area. In 2023, it was ranked 25th out of 100 in a list of the safest places in Florida, according to a study by SafeWise. The ranking takes into account both violent and property crimes as well as police response times, and Temple Terrace’s strong showing reflects its overall safety. Compared to many cities in Florida, Temple Terrace benefits from a low crime rate and a proactive community-focused policing strategy.

Source: SafeWise – Safest Cities in Florida 2023

Trend Data

Over the past few years, crime rates in Temple Terrace have generally declined. According to the most recent crime trend analysis from 2022, property crimes decreased by 7% from the previous year, while violent crime remained stable. This downward trend in property crime is a positive sign for the community’s safety efforts, suggesting that crime-prevention measures and community engagement are effective. Overall, Temple Terrace appears to be moving in a positive direction with regard to public safety.

Source: City-Data – Temple Terrace Crime Trends

School Safety

Temple Terrace is home to several highly rated public schools, including King High School, which is well-known for its safety record. The Hillsborough County School District places a high emphasis on school safety, with security officers and surveillance systems in place at every school. Recent reports show that Temple Terrace schools have lower incidents of violence compared to the national average. Additionally, the district collaborates with local law enforcement to ensure school campuses remain secure and students are protected.

Source: GreatSchools – Temple Terrace School Safety

What are the demographics of Temple Terrace, Florida?

White

As of the most recent census data from 2020, approximately 65% of the population in Temple Terrace identifies as White, which includes both non-Hispanic and Hispanic individuals. The White demographic in Temple Terrace is consistent with broader trends in the Tampa metropolitan area, where the majority of the population is of European descent. This makes White residents the largest racial group in Temple Terrace, contributing to the community’s suburban character and predominantly middle-class neighborhoods.

Source: U.S. Census Bureau – Temple Terrace Demographics

Black or African American

Black or African American residents make up about 23% of the population in Temple Terrace as of 2020. This group has shown steady growth in recent years, contributing to the cultural diversity of the city. African Americans in Temple Terrace primarily live in family-oriented communities, with a mix of single-family homes and apartment complexes. This demographic plays an important role in shaping the local culture and community life.

Source: U.S. Census Data – Temple Terrace Racial Breakdown

Hispanic or Latino

Approximately 18% of the population in Temple Terrace is Hispanic or Latino, according to 2020 data. This demographic includes individuals of various nationalities, primarily from Puerto Rico, Mexico, and other Latin American countries. The Hispanic community in Temple Terrace is an integral part of the city’s culture, with local businesses and restaurants that reflect this diversity. The Hispanic population has seen a gradual increase over the past decade, contributing to the area’s evolving multicultural character.

Source: U.S. Census Bureau – Temple Terrace Demographics

Two or More Races

Individuals identifying as Two or More Races account for about 3% of the Temple Terrace population. This demographic has been growing as more people identify with multiple racial and ethnic backgrounds. This group contributes to the multicultural fabric of Temple Terrace, particularly in schools and community events where diversity is celebrated.

Source: U.S. Census Data – Temple Terrace Racial Breakdown

Asian

Asian residents make up around 4% of the population in Temple Terrace. The Asian community includes individuals with heritage from countries such as India, Vietnam, and China. While smaller in numbers, this group contributes significantly to the cultural diversity of the area, with numerous businesses, restaurants, and cultural events reflecting their heritage.

Source: U.S. Census Bureau – Temple Terrace Demographics

Native American

The Native American population in Temple Terrace is very small, representing less than 1% of the population as of the 2020 census. Native Americans in the region may be affiliated with broader tribes from the southeastern United States, but the numbers in Temple Terrace are not large enough to have a significant impact on the demographic landscape.

Source: U.S. Census Data – Temple Terrace Racial Breakdown

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Temple Terrace is less than 0.1% of the total population, with very few residents identifying with this group. This small demographic is typical for Florida, as Native Hawaiian and Pacific Islander communities are more prevalent in states like Hawaii and the West Coast.

Source: U.S. Census Bureau – Temple Terrace Demographics

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Temple Terrace, Florida Population by Age and Gender

The total population of Temple Terrace, Florida is approximately 28,569 as of the 2020 Census. This represents a steady increase from previous years, reflecting the city’s growth and its popularity as a suburban community in the Tampa area.

Total Population by Gender

In Temple Terrace, the gender distribution is fairly balanced. According to the 2020 Census data, 49.5% of the population identifies as male, while 50.5% identifies as female. This near-equal split between genders reflects a common trend seen in many suburban communities.

Source: U.S. Census Bureau – Temple Terrace Demographics

Age Distribution

The age distribution in Temple Terrace shows a balanced mix of residents across different age groups. According to 2020 data, the largest age group in Temple Terrace is between 25 and 44 years old, accounting for 26% of the population. The next largest group is 45 to 64 years old at 24%, followed by the 65 and older age group, which makes up 19% of the population. The younger population, those under 18, makes up around 22% of the population, indicating that Temple Terrace is home to a substantial number of families with children.

Source: U.S. Census Bureau – Temple Terrace Age Distribution

Gender Distribution within Age Groups

The gender distribution within age groups in Temple Terrace shows slight variations but remains fairly even overall. Among children under 18, males make up about 51% of the population, while females account for 49%. In the adult age groups (18-64 years), the distribution is almost equal with small differences favoring females in the 18-44 age range, whereas males slightly outnumber females in the 45-64 age range. For the senior population (65 and older), women outnumber men significantly, with approximately 60% women and 40% men.

Source: U.S. Census Data – Temple Terrace Gender and Age Breakdown

Median Age

The median age of Temple Terrace residents is 41.4 years, based on the most recent 2020 census data. This reflects a relatively mature population, with many families and individuals settled into long-term homes in the area. The median age is slightly above the national median, indicating that Temple Terrace tends to attract a stable population with a balance of young professionals and older adults.

Source: U.S. Census Bureau – Temple Terrace Median Age

Population Pyramid

The population pyramid for Temple Terrace shows a relatively even distribution across all age groups, with a slight bulge in the middle-aged groups (35-64 years), which is indicative of a stable, family-friendly community. The city’s pyramid is not top-heavy, which is a sign of a growing population with a healthy balance between younger and older residents.

Source: U.S. Census Data – Temple Terrace Population Pyramid

Life Expectancy by Gender

The life expectancy for Temple Terrace residents is estimated at 79.4 years, with women generally living longer than men. Females in Temple Terrace have a life expectancy of around 82 years, while males tend to live an average of 76 years. These statistics are consistent with broader state and national trends where women typically have a longer life expectancy than men.

Source: Health Data – Life Expectancy in Florida Counties

Sex Ratio

The sex ratio in Temple Terrace is fairly balanced with a slight tilt towards females. The ratio is approximately 98 males for every 100 females, which is typical of many suburban communities, especially in areas with a higher senior population where women tend to outlive men.

Source: U.S. Census Data – Temple Terrace Sex Ratio

Marital Status by Age and Gender

In Temple Terrace, approximately 58% of adults aged 18 and over are married, with the remainder either divorced, widowed, or single. The marital status of residents reflects a mature community with many long-term families. The rate of married individuals is slightly higher among women, particularly in the 35-64 age range, compared to men. Among seniors (65+), the percentage of widowed individuals increases significantly, with women making up the majority of the widowed population.

Source: U.S. Census Data – Temple Terrace Marital Status

Educational Attainment by Age and Gender

Educational attainment in Temple Terrace is relatively high. Of the adult population, 89% have graduated high school, and 35% hold a bachelor’s degree or higher. Women in Temple Terrace have a slightly higher rate of college completion compared to men. The city is home to many families with young children, and the community places a strong emphasis on education, with access to public and private schools contributing to these statistics.

Source: U.S. Census Data – Temple Terrace Educational Attainment

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Temple Terrace, Florida Zip Codes

Temple Terrace, Florida is primarily covered by the following ZIP codes:

  • 33617
  • 33637

These ZIP codes cover the city and its immediate surrounding areas.

What is the history of Temple Terrace, Florida?

The history of Temple Terrace, Florida dates back to the early 1920s, when it was first established as a planned community. The area where Temple Terrace now stands was originally part of a large tract of land owned by the Florida Land and Colonization Company. In 1921, the company hired developers to create a resort-style town that would attract wealthy tourists and potential residents from northern states. The community was named “Temple Terrace” after the Temple family, who were prominent local figures. The name was meant to evoke a sense of elegance and charm, with “Terrace” referring to the elevated hills and views of the nearby Hillsborough River.

One of the early visionary plans for Temple Terrace was the creation of a “golf course suburb,” where wealthy residents could enjoy lush landscapes and recreational activities in a scenic setting. The city’s initial master plan included an 18-hole golf course, which became a major attraction. The golf course was designed by notable architect Tom Bendelow, who also designed several prominent courses across the United States. This was a major part of the area’s early identity, contributing to its development as a haven for affluent residents who sought a retreat from city life. The community was promoted as a “luxury paradise,” with grand homes, wide streets, and abundant parks and green spaces.

By the late 1920s, Temple Terrace had become a notable community in the region, attracting vacationers and part-time residents. However, the area was not immune to the economic realities of the time. The Great Depression in the early 1930s caused a significant decline in real estate values, and many of the town’s planned developments were left incomplete. Despite this setback, the community maintained a reputation for being a peaceful residential area with close ties to the surrounding natural beauty.

In 1940, Temple Terrace officially incorporated as a city. The city grew steadily over the following decades, with the establishment of schools, churches, and other community institutions. The post-World War II era saw an influx of new residents, as many families and individuals relocated to the suburban areas of Tampa, seeking a quiet and family-friendly environment. The city’s growth was supported by improvements in local infrastructure and its proximity to major highways, making it an attractive destination for people moving to the Tampa Bay area.

Temple Terrace also gained a reputation for being a center of education and community services. In the 1960s and 1970s, the development of the University of South Florida nearby helped to increase the population and brought more attention to the city. The expansion of educational institutions, along with the development of housing and retail, made Temple Terrace a vibrant and growing community.

Today, Temple Terrace continues to be a well-established residential city. The city’s history is preserved in its architecture and in the traditions that continue to influence its community events. From its early days as a resort-style community to its present identity as a family-oriented suburban town, Temple Terrace has evolved while maintaining its unique charm. The city celebrates its history with cultural events, historic buildings, and a strong sense of community pride.

Sources

Temple Terrace, Florida Weather

Average Temperature (by Month)

Temple Terrace, Florida experiences a typical subtropical climate, with hot summers and mild winters. The average monthly temperatures in Temple Terrace are as follows:

  • January: 55°F (13°C)
  • February: 58°F (14°C)
  • March: 63°F (17°C)
  • April: 68°F (20°C)
  • May: 74°F (23°C)
  • June: 80°F (27°C)
  • July: 82°F (28°C)
  • August: 82°F (28°C)
  • September: 80°F (27°C)
  • October: 72°F (22°C)
  • November: 63°F (17°C)
  • December: 57°F (14°C)

These temperatures are relatively consistent throughout the year, with July and August being the hottest months and January being the coolest.

Source: Weather.com – Temple Terrace Average Temperatures

Precipitation (Rain) Patterns

Temple Terrace receives a significant amount of rainfall throughout the year, with the wettest months typically being June through September. The average annual precipitation in Temple Terrace is around 50 inches (127 cm), which is above the national average for the United States.

  • June: 8.3 inches (21 cm)
  • July: 7.4 inches (19 cm)
  • August: 7.7 inches (20 cm)
  • September: 7.9 inches (20 cm)
  • October: 3.0 inches (8 cm)
  • November: 2.1 inches (5 cm)
  • December: 2.5 inches (6 cm)

Rainfall in Temple Terrace tends to decrease significantly in the winter months, with January and February seeing the lowest levels of precipitation.

Source: US Climate Data – Temple Terrace Precipitation

Extreme Weather Events

Temple Terrace, located in central Florida, is susceptible to hurricanes and tropical storms during the Atlantic hurricane season, which lasts from June to November. However, Temple Terrace is not as prone to direct hits as some other areas along the coast. The city has experienced hurricane warnings in the past, such as during Hurricane Irma in 2017, which caused significant flooding and power outages across the region.

Additionally, Temple Terrace can experience severe thunderstorms and occasional tornadoes, though these events are less frequent. Flooding is a concern during heavy rainstorms, especially in low-lying areas near the Hillsborough River.

Source: National Weather Service – Severe Weather in Temple Terrace

Humidity Levels

Humidity is high throughout the year in Temple Terrace, as is typical in Florida’s subtropical climate. The relative humidity in the area averages between 70% and 90% during the summer months, with June, July, and August seeing the highest levels of humidity. In the winter months, the humidity drops slightly but remains relatively high compared to most parts of the country, averaging between 60% and 75%.

Source: AccuWeather – Temple Terrace Humidity

Sunlight

Temple Terrace enjoys a high amount of sunshine throughout the year. The area receives an average of 230 sunny days annually, significantly higher than the U.S. average of 205 sunny days. The sunniest months are May through September, while the months of November through February see slightly fewer sunny days due to increased cloud cover during the cooler season.

Source: Sunshine Hours – Temple Terrace Sunlight Statistics

Wind Patterns

Temple Terrace experiences moderate winds throughout the year, with average wind speeds ranging between 5 and 10 mph (8 to 16 km/h). Wind speeds tend to be higher in the spring and summer months, when thunderstorms and tropical systems can cause stronger gusts. During hurricane season, wind speeds can exceed 40 mph (64 km/h) during severe storms. The prevailing winds generally come from the east and southeast, with occasional shifts due to weather patterns and storms.

Source: Weather.com – Temple Terrace Wind Patterns

Comparison with State Weather Averages

Florida is known for its warm climate, and Temple Terrace aligns closely with the state’s overall weather patterns. The average temperature in Florida typically ranges from 60°F in winter to 90°F in summer, while Temple Terrace experiences a range from 55°F in winter to 82°F in summer. The state of Florida receives an average of 50 inches of rain annually, matching Temple Terrace’s annual precipitation closely. However, the southeastern part of the state (such as Miami) tends to receive more rainfall than the central region, including Temple Terrace.

Source: National Weather Service – Florida Climate Information

Comparison with National Weather Averages

Nationally, the average temperature across the U.S. is much more variable, with regions experiencing much colder winters and cooler summers compared to Florida. The average annual precipitation across the U.S. is about 38 inches, which is lower than the 50 inches of rainfall in Temple Terrace. Florida’s high humidity levels and frequent rainfall distinguish it from the national average, where many other states experience lower humidity and less frequent rain showers. The amount of sunshine in Temple Terrace (230 days annually) is significantly higher than the national average of 205 sunny days.

Source: NOAA – U.S. Average Weather Patterns

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Average Income in Temple Terrace, Florida

Average Annual Salary

The average annual salary in Temple Terrace, Florida is approximately $50,000. This figure represents a wide range of income levels across various industries and occupations. The area’s median income provides a better understanding of the typical household earning. The median household income in Temple Terrace is around $54,000, which is slightly lower than the national median of $70,000.

Source: U.S. Census Bureau – Temple Terrace Income Statistics

Average Hourly Wage

The average hourly wage in Temple Terrace is approximately $24. This figure is based on an average full-time workweek of 40 hours. Wages in the area vary by industry and profession, with healthcare, retail, and administrative jobs typically offering different pay scales.

Source: Bureau of Labor Statistics – Occupational Employment and Wages

Average Earnings Per Week

The average earnings per week in Temple Terrace, Florida, are around $950. This reflects the full-time working population’s average weekly income across a variety of occupations and sectors in the region.

Source: Bureau of Labor Statistics – Average Weekly Earnings

Average Earnings Per Month

On average, the monthly earnings in Temple Terrace amount to roughly $3,800. This is based on the average annual income and a full-time, 40-hour workweek.

Source: U.S. Census Bureau – Economic Data

Median Salary Range

The median salary in Temple Terrace is around $54,000 per year. This means that half of the households earn less than this amount, and half earn more. The median salary is an important measure of central tendency that offers insight into what typical earners in the area make.

Source: U.S. Census Bureau – Median Income Statistics

Most Popular Jobs/Careers

The most common occupations in Temple Terrace include jobs in healthcare, retail, and education. Many residents work in healthcare positions such as registered nurses and medical assistants. Retail and service jobs, including cashier and customer service roles, also make up a significant portion of employment in the city.

Source: Career Explorer – Popular Careers in Temple Terrace

Highest Paid Jobs Popular to the Area

Some of the highest-paid professions in Temple Terrace include healthcare-related roles, such as doctors and specialists, as well as legal and financial professionals. These high-paying occupations are consistent with statewide trends in Florida, where healthcare and professional services dominate the upper salary ranges.

Source: Bureau of Labor Statistics – High-paying Occupations

Comparison with State Income Averages

In comparison to the state of Florida, Temple Terrace’s average annual salary of $50,000 is slightly below the statewide median income of $56,000. Florida’s higher average income is influenced by larger metropolitan areas such as Miami and Orlando, which tend to have higher wages due to their diverse and larger economies.

Source: Florida Department of Economic Opportunity – State Income Data

Comparison with National Income Averages

Compared to national averages, Temple Terrace’s average salary of $50,000 is significantly lower than the U.S. median income, which is approximately $70,000 per year. The disparity reflects the cost of living in the area, which is lower than many urban areas but also corresponds to a lower wage distribution compared to the national scale.

Source: U.S. Census Bureau – National Income Data

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Taxes in Temple Terrace, Florida

Property Taxes

In Temple Terrace, Florida, the property tax rate is approximately 1.1% of the assessed value of the property. The effective property tax rate is slightly below the state average in Florida, which is around 1.03%. However, the actual amount paid will vary based on the value of the property, exemptions, and special assessments applied by the local government.

Temple Terrace residents can apply for the Homestead Exemption, which can provide savings on property taxes for primary residents. The exemption amount in Florida is up to $50,000 for homesteads.

Source: Hillsborough County Property Appraiser – Property Tax Information

Sales Taxes

The current sales tax rate in Temple Terrace is 7.5%, which includes both the Florida state sales tax rate of 6% and an additional 1.5% local sales tax. This rate applies to most goods and services purchased within the city, including restaurants and retail stores.

Source: Florida Department of Revenue – Sales Tax Rates

Income Taxes

Florida is one of the few states that does not impose a state income tax on individuals. Therefore, Temple Terrace residents do not pay state income tax. This can be a significant tax advantage for individuals living in Florida compared to other states that may have income tax rates ranging from 3% to over 10%.

Source: Florida Department of Revenue – Income Tax Information

Utility Taxes

Utility taxes in Temple Terrace vary depending on the type of service being used. For example, there is a utility tax of approximately 10% on electricity and water bills. The local government also imposes utility taxes on other services such as gas and telecommunications, though these can differ in rate.

Source: Temple Terrace Utility Billing – Tax Information

Hotel Occupancy Tax

The hotel occupancy tax in Temple Terrace, as part of Hillsborough County, is 5%. This tax applies to stays at hotels, motels, inns, and similar accommodations within the county, including Temple Terrace. The collected tax supports local tourism promotion and services.

Source: Visit Tampa Bay – Hotel Tax Rates

Entertainment Taxes

Temple Terrace does not impose a specific local entertainment tax. However, entertainment activities such as movie theaters, amusement parks, and sporting events may be subject to the general sales tax rate of 7.5%, which includes state and local taxes. These taxes apply to ticket sales for most entertainment venues in the area.

Source: Florida Department of Revenue – Sales Tax Information

Tax Payment Schedule

Property taxes in Temple Terrace are typically due in November of each year, with a deadline for payment by March 31st of the following year. However, residents can receive discounts by paying early. For example, a 4% discount is offered for payments made by November 30th.

For utility bills, payments are typically due on the 15th of each month, and late fees may apply for overdue accounts.

Source: Hillsborough County Property Tax Payment Schedule

Penalties for Late Payment

For property taxes, late payments in Temple Terrace may result in penalties that start at 3% in April and increase by an additional 1.5% each month until the tax is paid in full. Additionally, unpaid taxes are subject to interest and may eventually lead to the sale of the property in a tax deed sale if not settled.

Source: Hillsborough County Property Appraiser – Late Payment Penalties

Where to Pay

Property taxes can be paid online, by mail, or in person at the Hillsborough County Tax Collector’s office, located at 601 E. Kennedy Blvd., Tampa, FL. Utility bills for Temple Terrace residents can be paid online via the city’s utility billing portal or by mailing payments to the Temple Terrace Utility Department at 11250 N. 56th Street, Temple Terrace, FL.

Source: Temple Terrace Utility Billing Payment Options

Contact Information

For property tax inquiries, residents can contact the Hillsborough County Tax Collector’s office at (813) 635-5200. For utility billing inquiries, residents can reach the Temple Terrace Utility Department at (813) 506-6444.

Source: Hillsborough County Property Appraiser – Contact Information

Comparison with State Taxes

Florida’s tax system is relatively favorable for residents, particularly because there is no state income tax. When comparing property taxes, Temple Terrace’s average rate of 1.1% is slightly lower than Florida’s state average of 1.03%. The lack of a state income tax and the relatively low property tax rate make Temple Terrace a favorable location for residents in comparison to many other states in the U.S.

Source: Florida Department of Revenue – State vs. Local Tax Rates

Comparison with National Taxes

Nationally, the average property tax rate in the U.S. is around 1.07%, which is in line with Florida’s tax rates, including Temple Terrace. The absence of a state income tax gives Temple Terrace a clear tax advantage compared to many other states that impose higher income taxes ranging from 3% to over 10%.

Source: Tax Foundation – National Tax Comparison

Sources

Is Temple Terrace, Florida a Good Place to Live for Singles?

Temple Terrace, Florida, offers a variety of activities and resources that can make it an appealing location for singles. Here’s a closer look at what you can expect as a single person living or visiting this area.

Events and Activities

Temple Terrace has a mix of local events and recreational activities that cater to different interests. From fitness events to arts and crafts, there are always opportunities to meet new people. Events such as “Friends Come Free on the Weekend” at Crunch Fitness and networking events like “Elevate” at Kurators Kafe offer chances to socialize and expand your circle. Other activities include concerts, food festivals, and even trivia nights​(AllEvents.in). These events offer diverse opportunities for socializing and are ideal for singles looking to meet people.

Additionally, nearby parks like Lettuce Lake Park provide outdoor fun like hiking and picnicking, which can also be good places to meet others in a relaxed setting.

Gyms

Fitness enthusiasts will find options such as Crunch Fitness in Tampa Palms, which offers a range of classes, from yoga to high-intensity interval training (HIIT). If you’re into gym-based socializing, the local gyms might be perfect for meeting others who share an interest in staying active. You can find more information about local gyms here.

Housing

The rental housing market in Temple Terrace caters to a variety of needs, from apartment complexes to townhomes. The area is generally affordable compared to larger cities in Florida. If you’re looking for a place to rent, websites like Zillow provide up-to-date listings for apartments and homes for rent in the area​(Over 60s Singles).

Percentage of Single Residents

Temple Terrace, like many suburbs, has a mix of demographics, and a notable portion of the population is single. National statistics from the U.S. Census Bureau indicate that around 45% of adults aged 18 and older in Florida are unmarried. Temple Terrace is likely to have similar demographics, with a younger crowd given its proximity to the University of South Florida​(AllEvents.in). This can make it easier for singles to find peers in the area.

Comparison with Florida and National Averages

In Florida, the percentage of singles (unmarried, divorced, or widowed individuals) is slightly higher than the national average. In Florida, about 45% of the population is unmarried, compared to 43% nationally. For singles, this makes Temple Terrace a favorable place, as it aligns with the broader trends in the state​(AllEvents.in)​(

Over 60s Singles).

Temple Terrace offers a blend of social, fitness, and housing options for singles. The presence of local events, gyms, and affordable housing options ensures that singles have a variety of opportunities to meet new people and enjoy an active lifestyle.

For more information on local events, visit the AllEvents guide for Temple Terrace and Over60s Singles for additional date ideas and activities tailored for singles.

Is Temple Terrace, Florida Good for Families?

Temple Terrace, Florida, is considered a family-friendly location for many reasons. It offers a balance of affordable housing, access to good parks and schools, and a relatively low crime rate. The area also benefits from a warm climate and an abundance of family-oriented activities, making it appealing for those looking to settle down and raise children. Housing costs are reasonable compared to neighboring areas, and while it is a suburban community, it is close to Tampa, providing families with easy access to employment opportunities and entertainment.

Parks and Family Activities

Temple Terrace is home to a variety of parks and recreational facilities perfect for families. Lettuce Lake Park, located on the northern edge of the city, offers family-friendly activities such as picnicking, hiking, and wildlife viewing. The park has a boardwalk and observation tower, providing a great opportunity for children to learn about local flora and fauna. Additionally, the city has several other parks such as Riverhills Park, which features playgrounds and areas for family gatherings.

For organized activities, Temple Terrace hosts family-oriented community events such as the “Family Fun Day” and seasonal festivals. The local Temple Terrace Parks and Recreation Department regularly updates its offerings, including summer camps and sports leagues that can keep kids and families entertained throughout the year.

Restaurants

Temple Terrace offers a variety of family-friendly dining options with cuisines to suit everyone’s tastes.

  • Italian Restaurants: You can find some great Italian eateries by searching here.
  • Mexican Restaurants: There are also delicious Mexican dining spots available, such as those you can explore by searching here.
  • BBQ Restaurants: For families who enjoy BBQ, there are a few popular options that can be explored here.
  • American Restaurants: For classic American meals, check out family-friendly spots available here.

Housing

Temple Terrace provides a range of housing options suitable for families, from single-family homes to townhouses. The housing market is affordable compared to nearby metropolitan areas like Tampa, making it an attractive option for families looking to settle down without breaking the bank. You can find more details on homes for sale in Temple Terrace through websites like Zillow.

Percentage of Family Residents

According to the U.S. Census Bureau, about 50% of households in Temple Terrace are married couples, and approximately 30% of households have children under 18. This is fairly consistent with the broader Tampa metropolitan area, where family households also make up a significant proportion of the population. These figures suggest that Temple Terrace is a community that is largely family-oriented, with many married couples and young families living in the area. More details on the local demographics can be found through the U.S. Census and local government sources.

Comparison with State and National Averages

Temple Terrace’s percentage of family households is in line with the broader Florida average. According to U.S. Census data, Florida households are approximately 53% family households, meaning that Temple Terrace falls slightly below this state average. However, the local community still offers a robust family atmosphere with ample opportunities for raising children. When compared to the national average of 60% family households, Temple Terrace is somewhat lower, but still maintains a solid base of families.

Temple Terrace, with its parks, restaurants, and reasonably priced housing, offers a family-friendly environment. Its proximity to Tampa allows for additional job opportunities and entertainment, while the affordability and amenities of the community make it an attractive place for families.

How are the schools in Temple Terrace, Florida?

Temple Terrace, Florida, is home to several schools that serve students from pre-kindergarten through high school. The public schools are part of the Hillsborough County School District, which is one of the largest districts in Florida. The schools here receive funding from both federal and local sources, with a focus on maintaining high academic standards. Overall, Temple Terrace schools have good reputations for providing quality education, with a number of them performing above the state average on standardized tests. The schools offer a variety of extracurricular activities and are well-integrated into the community, making them an attractive option for families with children.

Pre-K Schools

Temple Terrace has a few early education centers where children can begin their academic journey before kindergarten. The Temple Terrace Preschool is one such establishment, offering a nurturing environment that focuses on early childhood development and basic education skills. Pre-K programs are vital to setting the foundation for future learning and are often available to children ages 3-5. Families can find more information about early childhood education in the area from local resources such as Hillsborough County Public Schools Early Childhood Education to help them navigate program availability and requirements.

Kindergarten Schools

While many children transition from Pre-K into Kindergarten within the public school system, Temple Terrace also offers several private and charter schools for those seeking an alternative to public options. The public option in the area is Temple Terrace Elementary School, where Kindergarten through 5th grade is offered. The school is well-rated for its strong focus on academic growth, which is reflected in its student achievement scores and ratings from parents. For more detailed reviews on academic performance and student outcomes at Temple Terrace Elementary, you can visit the SchoolDigger website.

Elementary Schools

Temple Terrace Elementary School provides education to younger students and has a strong track record for academic performance. It offers specialized programs in reading, math, and science, and often receives praise for its dedicated faculty and student-centered approach. Additionally, Riverhills Elementary School serves the Temple Terrace area and is known for its diverse learning environment and emphasis on student growth. You can read more about the performance and environment of these schools by reviewing the school’s GreatSchools page.

Middle Schools

For middle school students, Greco Middle School serves the Temple Terrace community. Greco has a solid academic standing and offers a wide range of extracurricular activities, including sports and arts programs. The school is noted for its diverse student body and commitment to providing a well-rounded education. Information about the school’s testing performance and reviews can be found on Niche.

High Schools

High school students in Temple Terrace attend King High School, which is one of the more prominent schools in the area. The school offers a range of honors and Advanced Placement (AP) classes, as well as vocational programs. King High is known for its rigorous academic curriculum and strong extracurricular offerings, including music, sports, and drama. Students at King High consistently score above the state average in standardized tests, and the school enjoys a reputation for its college preparation programs. More details on King High School’s performance can be accessed through U.S. News & World Report.

Colleges & Universities

Temple Terrace is within easy access of several higher education institutions in the nearby Tampa area. While Temple Terrace itself does not host any colleges, it is a short drive to universities such as University of South Florida (USF), a public research university with a strong reputation for its programs in engineering, medicine, and business. The USF website provides comprehensive information about admission requirements, programs, and campus life.

Temple Terrace, while small, offers a solid range of schools for all ages. From early childhood programs to public high schools and access to top universities in Tampa, families can find a strong educational foundation here.

Churches in Temple Terrace, Florida

Conclusion: Why you should consider moving to Temple Terrace, Florida

Temple Terrace, Florida, offers a vibrant community where convenience, nature, and family-friendly amenities come together beautifully. With its excellent schools, close proximity to Tampa, and a blend of suburban tranquility with easy access to urban amenities, it’s a wonderful place to call home. The city boasts a low crime rate, making it a safe and peaceful environment, particularly attractive to families and those seeking a quieter lifestyle while staying connected to the bustling opportunities nearby. Whether you’re looking to enjoy the sunny weather, participate in community activities, or take advantage of outdoor spaces like Riverhills Park, Temple Terrace provides a balance of relaxation and recreation.

Housing in Temple Terrace is affordable compared to neighboring areas, offering great value for families and professionals alike. The town also has a strong sense of community, with local churches, parks, and recreational activities that foster a welcoming atmosphere. With its central location in Florida, you’re never far from the beach, cultural hubs, or exciting adventures, making it ideal for anyone seeking a peaceful yet connected lifestyle.

Consider Temple Terrace for its blend of safety, value, and community spirit. It’s a place where you can enjoy all that Florida has to offer, with a bit more peace and quiet. Whether you’re raising a family or starting a new chapter, Temple Terrace is ready to welcome you with open arms.