Reasons to Move to Waco, Texas

Waco, Texas, is a unique blend of small-town charm and big-city opportunities, offering an affordable and vibrant lifestyle that’s increasingly attracting families, professionals, and retirees alike. Located in the heart of the state, Waco boasts an exceptional quality of life with a lower cost of living than major Texas cities like Austin or Dallas, while still providing ample amenities. The city has a strong sense of community, supported by a variety of local events, farmers’ markets, and a growing arts scene. If you enjoy a slower pace but don’t want to sacrifice convenience, Waco provides the ideal balance, with a mix of historic neighborhoods and new developments that cater to a wide range of lifestyles.

Beyond the basics, Waco’s real appeal lies in its unique offerings that you won’t find everywhere. From the Magnolia Market, made famous by Chip and Joanna Gaines, to the picturesque Brazos Riverwalk and the expansive Cameron Park, outdoor enthusiasts will find plenty to explore. Whether you’re looking for a strong local economy with opportunities in education, healthcare, or agriculture, or seeking a community where everyone knows your name, Waco has something special to offer. Dive deeper into the city’s history, educational institutions, and growing cultural scene, and you’ll start to see why Waco is more than just a place to live—it could be your next home.

Cost to Move to Waco, Texas

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Cost of living in Waco, Texas

Housing Costs

The median home price in Waco, Texas, is approximately $230,000 as of 2023, significantly lower than the state average of $325,000. Renters can expect to pay an average of $1,100 per month for a two-bedroom apartment. Homeownership is accessible with property taxes in Waco averaging 1.97%, above the national average but in line with Texas overall, where no state income tax applies. With housing costs significantly more affordable than major cities like Austin or Dallas, Waco presents an attractive option for those looking for space and affordability.

Source: Zillow Home Prices

Utilities

Monthly utility costs for a typical 915 sq ft apartment in Waco, Texas, average around $200, covering electricity, heating, cooling, water, and garbage. This is on par with the national average, with electricity rates averaging 11.5 cents per kWh. With mild winters and hot summers, electricity costs may fluctuate slightly depending on the season, but generally remain moderate. Internet prices average $60-$80 per month for basic service. These costs make Waco relatively affordable compared to more energy-demanding regions.

Source: Numbeo Cost of Living

Groceries/Food

Grocery prices in Waco are about 4% lower than the national average, with costs comparable to other smaller cities in Texas. A gallon of milk costs about $2.30, and a loaf of bread averages $2.50. Dining out is also affordable, with a mid-range restaurant meal for two averaging around $40. The overall grocery bill for a single person is estimated to be around $300-$350 per month, while a family of four could expect to spend $750-$900 monthly, depending on dietary preferences and shopping habits.

Source: BestPlaces Cost of Living

Transportation

Waco, Texas, has an average gas price of $3.30 per gallon as of 2023, which is slightly lower than the national average. Public transportation is limited, with the Waco Transit System providing bus routes, but many residents rely on personal vehicles. Car insurance costs are about $1,100 per year for full coverage, in line with the Texas state average. Monthly parking for a vehicle can range from $20 to $50, depending on the area. For those who prefer biking, Waco is becoming increasingly bike-friendly with expanded bike lanes and recreational trails.

Source: GasBuddy Gas Prices

Healthcare

Healthcare costs in Waco are lower than the national average, with a primary care visit costing around $105, compared to $120 nationally. Waco is home to several reputable hospitals and healthcare facilities, including the Baylor Scott & White Medical Center. For a family of four with employer-based health insurance, the average monthly premium is approximately $1,200, with out-of-pocket costs varying based on coverage and provider. Prescription drug prices are also relatively affordable, though this can vary by medication and insurance plan.

Source: HealthCare.gov Average Premiums

Childcare and Education

Childcare in Waco costs an average of $800-$1,200 per month for full-time care for infants in daycare centers, depending on the facility’s quality and location. For older children, costs drop to about $500-$700 per month for daycare. Waco’s public schools are part of the Waco Independent School District, with an average spending per student of around $9,000 annually. Private schools in the area charge anywhere from $5,000 to $10,000 per year. Waco also offers various higher education options, including Baylor University, where tuition averages $48,000 per year for out-of-state students.

Source: Child Care Aware Cost of Care

Taxes

Texas has no state income tax, which significantly reduces the overall tax burden on residents. However, property taxes are relatively high, with an average rate of 1.97%, which is slightly above the national average. Sales tax in Waco is 8.25%, which includes the state rate of 6.25% and a local rate of 2%. For those with businesses, the state’s franchise tax applies, but it generally only affects businesses with revenues over $1.18 million annually.

Source: Tax-Rates.org Sales Tax

Insurance

Homeowners insurance in Waco averages around $1,400 annually, which is lower than the national average of $1,800. Car insurance for full coverage typically costs between $900 and $1,200 per year, depending on factors like age, driving history, and coverage type. Health insurance premiums for an individual average about $400 per month, but this can vary widely based on employer coverage or plans purchased through the marketplace.

Source: ValuePenguin Homeowners Insurance

Recreation and Entertainment

Waco offers a variety of affordable recreational options. A movie ticket costs around $12, and a fitness club membership averages $30 per month. Outdoor enthusiasts can enjoy Cameron Park, which is free, or visit the Waco Mammoth National Monument, which has an entry fee of $6 per adult. Many community events and festivals throughout the year are free or low-cost, making it easy to stay entertained without breaking the bank.

Source: Numbeo Cost of Living

Clothing

Clothing costs in Waco are similar to the national average, with jeans costing around $40 and a pair of running shoes priced at about $70. Shopping centers like the Central Texas Marketplace offer a variety of retail options, including both large chain stores and local boutiques. Seasonal clothing sales are frequent, making it easier for residents to shop affordably. Overall, clothing expenses remain manageable and comparable to other cities of similar size.

Source: Numbeo Cost of Living

Personal Care

Personal care costs in Waco are lower than in larger urban areas. A basic haircut for an adult typically costs around $15-$25, while a women’s haircut may run slightly higher at $35-$50. Standard skincare products, such as a bottle of shampoo or soap, cost about $3-$5 each. Residents can find affordable personal care services and products at local stores and salons, keeping these expenses reasonable.

Source: Numbeo Cost of Living

Miscellaneous Expenses

Miscellaneous expenses, such as entertainment, clothing, and household goods, are generally low in Waco. Residents typically spend around $250-$300 per month on non-essential items. Waco’s relatively low cost of living and absence of a state income tax make it an ideal location for those looking to stretch their dollars further, especially when compared to larger Texas cities.

Source: BestPlaces Cost of Living

Is Waco, Texas a safe place to live – Crime Rates?

Crime Rate

The overall crime rate in Waco, Texas, is slightly higher than the national average. In 2023, the crime index for Waco was reported at 41.2, compared to the U.S. average of 35.4, indicating a somewhat elevated crime rate. The total number of reported crimes per 100,000 people in Waco was 4,421, higher than the Texas state average of 3,570. While this might suggest an increased level of criminal activity, it is important to note that the rate of crime can vary significantly across different neighborhoods within the city.

Source: NeighborhoodScout Crime Rate in Waco

Violent Crime Rate

Waco has a violent crime rate of 563 incidents per 100,000 people in 2023, which is higher than both the Texas average (437) and the national average (379). Violent crimes include homicide, rape, robbery, and aggravated assault. While the violent crime rate is notable, it is important to consider that it is not evenly distributed across all areas of the city. Certain neighborhoods report lower levels of violent crime, which is a factor to consider when deciding where to live in Waco.

Source: City-Data Violent Crime Rate

Property Crime Rate

The property crime rate in Waco is significantly higher than the national average. As of 2023, property crimes (including burglary, larceny-theft, and motor vehicle theft) were reported at a rate of 3,858 incidents per 100,000 people, which is above both the Texas average of 2,947 and the U.S. average of 2,110. This suggests that residents should take precautions regarding theft, especially in areas known for higher crime activity.

Source: NeighborhoodScout Property Crime Rate in Waco

Police Presence

The Waco Police Department is active in maintaining public safety, with a force of over 200 officers and a variety of specialized units, including K-9, SWAT, and a community policing division. The department is also involved in proactive community engagement through crime prevention programs and initiatives aimed at reducing crime in neighborhoods. While the number of officers is in line with the population size, residents have raised concerns about staffing shortages, particularly during peak times of demand.

Source: Waco Police Department

Neighborhood Watch Programs

Waco has several active Neighborhood Watch programs that help reduce crime and foster stronger community relations. These programs are managed in collaboration with the Waco Police Department and empower residents to take an active role in preventing crime. Many neighborhoods have established their own local groups, working closely with officers to increase awareness and reduce property crimes. These programs have shown some success in specific areas, contributing to an overall safer environment for residents.

Source: Waco Police Crime Prevention

Safety Rankings

In safety rankings, Waco consistently ranks as a moderate-risk city for crime compared to other cities of its size. It typically falls in the lower 40th percentile for safety in Texas. However, this can vary greatly depending on the specific area of the city. The overall crime rate combined with relatively strong community engagement programs offers a picture of a city that is working to address safety concerns. For residents, it means that crime is a factor to consider, but community efforts are continuously working to improve the situation.

Source: AreaVibes Waco Safety Ranking

Trend Data

In recent years, crime rates in Waco have shown a moderate decline, particularly in property crimes. From 2021 to 2023, there was a decrease in burglary and larceny-theft rates. This reduction is attributed to increased police efforts, community involvement, and crime prevention measures. However, violent crime, including aggravated assault and robbery, has remained relatively consistent. While trends are positive in certain areas, it’s important to keep an eye on the city’s continued efforts to improve safety.

Source: City-Data Crime Trends

School Safety

Schools in Waco are generally considered safe, with the Waco Independent School District implementing various security measures, including school resource officers and surveillance systems in many schools. There have been occasional incidents of school-related crime, but these are relatively rare compared to national averages. The district has focused efforts on providing a safe learning environment through mental health programs, anti-bullying initiatives, and improved campus security. Parents are encouraged to engage with the school administration to understand the safety measures specific to their child’s school.

Source: Waco ISD School Safety

What are the demographics of Waco, Texas?

White

As of the most recent U.S. Census data from 2020, approximately 52.8% of Waco’s population identifies as White. This represents a majority in the city but reflects a decrease from previous decades as the city’s diversity continues to grow. The White population in Waco is diverse, with a mix of both long-established residents and newer families moving to the area. The percentage of White residents is in line with the overall trend in Texas, where the White population in urban areas has been declining in comparison to Hispanic and Black populations.

Source: U.S. Census Bureau 2020 Demographic Profile

Black or African American

Black or African American residents make up approximately 29.3% of Waco’s population, according to the 2020 U.S. Census data. This is a significant demographic group in the city, contributing greatly to the cultural and social fabric of the community. The percentage is slightly higher than the national average for Black or African American populations, which is around 13%. Waco has a rich history of African American culture, particularly in education, arts, and local businesses.

Source: U.S. Census Bureau 2020 Demographic Profile

Hispanic or Latino

The Hispanic or Latino population in Waco is 33.7%, based on the 2020 U.S. Census data. This is a notable demographic group, with a significant number of Mexican American and Central American families residing in the area. Waco has seen growth in its Hispanic community, driven by both migration and birth rates. This group is an essential part of the local economy, culture, and education systems, and continues to contribute to the city’s development.

Source: U.S. Census Bureau 2020 Demographic Profile

Two or More Races

About 3.5% of Waco’s population identifies as being of two or more races, according to the 2020 Census data. This is a growing demographic in the city, reflecting broader national trends of increasing racial and ethnic diversity. The multi-racial population in Waco has contributed to the city’s vibrant cultural scene and includes individuals of various backgrounds, from biracial to multiracial families.

Source: U.S. Census Bureau 2020 Demographic Profile

Asian

Asian residents make up approximately 1.4% of Waco’s population, as per the 2020 Census data. Although this is a smaller percentage compared to other racial groups, the Asian community in Waco is steadily growing, with individuals primarily of East and Southeast Asian descent. The community has been increasing due to both international migration and educational opportunities, as Baylor University and other institutions attract students and professionals from Asia.

Source: U.S. Census Bureau 2020 Demographic Profile

Native American

The Native American population in Waco accounts for about 1.0% of the total population, based on 2020 Census data. This small but significant group contributes to the city’s cultural diversity, with a history that includes both indigenous residents and those from tribes in other parts of the United States. Native American culture in Waco is maintained through local events and tribal communities.

Source: U.S. Census Bureau 2020 Demographic Profile

Native Hawaiian or Pacific Islander

The Native Hawaiian or Pacific Islander population in Waco is very small, comprising less than 1% of the population. This group is part of a broader trend across many U.S. cities where Pacific Islander communities are more concentrated in coastal regions. Although small, this group has a presence in Waco, particularly among students and professionals.

Source: U.S. Census Bureau 2020 Demographic Profile

Sources

Waco, Texas Population by Age and Gender

Total Population by Gender

The total population of Waco, Texas is approximately 139,000, based on the 2020 U.S. Census data. The gender distribution in Waco is relatively balanced, with a slight majority of females. Of the total population, 48.3% are male, and 51.7% are female. This aligns closely with national trends, where females tend to outnumber males, especially in older age groups.

Source: U.S. Census Bureau 2020 Demographic Profile

Age Distribution

The age distribution in Waco, Texas is as follows, based on 2020 Census data:

  • Under 5 years: 6.5%
  • 5 to 9 years: 6.0%
  • 10 to 14 years: 5.8%
  • 15 to 19 years: 7.0%
  • 20 to 24 years: 9.3%
  • 25 to 34 years: 13.1%
  • 35 to 44 years: 12.3%
  • 45 to 54 years: 11.5%
  • 55 to 59 years: 7.5%
  • 60 to 64 years: 6.1%
  • 65 to 74 years: 5.5%
  • 75 to 84 years: 4.1%
  • 85 years and over: 2.2%

This age breakdown shows a relatively young population, with a significant proportion of individuals between 20 and 34 years of age, reflective of a strong college presence due to Baylor University.

Source: U.S. Census Bureau 2020 Demographic Profile

Median Age

The median age in Waco is 30.7 years, which is slightly younger than the Texas state median of 34.0 years. This is largely due to the influence of Baylor University, which brings a significant number of students into the population. The younger median age suggests that Waco is home to a vibrant, diverse workforce and a large student population.

Source: U.S. Census Bureau 2020 Demographic Profile

Sex Ratio

The sex ratio in Waco is approximately 94 males for every 100 females. This slightly female-skewed ratio is common in many urban areas, especially those with a higher proportion of older populations where women tend to outlive men. This sex ratio reflects broader demographic trends across the state of Texas as well.

Source: U.S. Census Bureau 2020 Demographic Profile

Educational Attainment by Age and Gender

In Waco, educational attainment shows a strong trend towards higher education, especially among younger populations. For residents 25 years and older, approximately 87.4% have completed high school or equivalent. When broken down by gender, 91.3% of females and 83.5% of males have completed high school. Furthermore, 26.7% of Waco’s residents hold a bachelor’s degree or higher, with a higher proportion of women (30.0%) compared to men (22.4%) achieving this level of education.

Source: U.S. Census Bureau 2020 Educational Attainment

Economic Participation by Age and Gender

Economic participation in Waco reflects a relatively high level of engagement in the workforce. The labor force participation rate for individuals aged 16 years and over is 58.9%. Among males, the participation rate is 65.2%, while for females, it is 52.9%. Younger people, particularly those between the ages of 20-34, have a significant representation in the workforce, largely due to the employment opportunities provided by Baylor University and the growing healthcare sector in the area.

Source: U.S. Census Bureau 2020 Economic Participation

Population Growth Rate

Waco has seen steady population growth over the past decade. From 2010 to 2020, the population increased by 12.2%. This growth is attributed to the expansion of educational institutions, job opportunities in healthcare and retail, and Waco’s increasingly attractive cost of living. The city’s population growth rate is slightly higher than the national average of 7.4% over the same period.

Source: U.S. Census Bureau 2020 Population Change

Sources

Waco, Texas Zip Codes

Zip Codes for Waco, Texas

  • 76701
  • 76702
  • 76704
  • 76705
  • 76706
  • 76710
  • 76711
  • 76712
  • 76714
  • 76716

This ZIP code covers the majority of the Waco area.

What is the history of Waco, Texas?

History of Waco, Texas

The history of Waco, Texas, begins in the early 19th century, when the area was originally inhabited by various Native American tribes, including the Waco (or Huaco) tribe, from which the city gets its name. The Waco tribe was a part of the Caddoan family and lived along the Brazos River, using the area’s natural resources for hunting and fishing. Early European settlers and explorers passed through the region, but the area was still largely dominated by indigenous peoples until the early 1830s.

In 1834, the Republic of Texas established a trading post on the site of present-day Waco, recognizing its strategic location along the Brazos River. This location made it a natural point for settlers traveling westward. The town of Waco was officially founded in 1849, but it was not until the 1850s that it began to grow in earnest. Waco quickly became a thriving center for agriculture and trade, especially after the arrival of the railroad in 1870. This was a turning point for the city, as it connected Waco to the larger Texas economy, increasing its importance as a commercial hub.

Throughout the late 19th and early 20th centuries, Waco saw rapid growth, bolstered by industries such as cotton farming, cattle ranching, and manufacturing. The city’s economy flourished, and it became one of the wealthiest cities in Texas by the early 1900s. Waco’s cultural and educational institutions also began to take shape, with the founding of Baylor University in 1845, one of the oldest private universities in the United States. The city’s public school system, as well as other civic services, developed alongside its economic growth.

However, Waco’s history is also marked by several significant events. One of the most infamous events in the city’s history occurred in 1921, when the Waco Horror incident took place. A young Black man named Jesse Burkett was lynched by a mob after being accused of a crime he did not commit. This tragic event underscored the racial tensions in the region during the early 20th century. Despite this dark chapter, Waco continued to evolve and prosper throughout the century.

The mid-20th century brought new challenges, including economic struggles during the Great Depression and World War II. Despite these hardships, Waco’s economy recovered in the postwar years, and the city expanded further in both size and population. In the late 20th century, Waco continued to transform with the growth of the service and retail industries, alongside education and healthcare, which were increasingly important sectors of the local economy.

One of the defining moments of Waco’s more recent history came in 1993, with the infamous standoff between federal agents and the Branch Davidian cult, led by David Koresh. The 51-day siege, which ended in a deadly confrontation, brought national and international attention to Waco. The event remains a point of controversy and reflection for the city, but over time, Waco has worked to move forward, rebuilding its reputation and focusing on its development as a modern, family-friendly community.

Today, Waco is a city that blends its rich history with modern growth. It remains an important cultural, educational, and economic center in central Texas. The city continues to attract people from all over the country due to its affordable cost of living, vibrant local culture, and proximity to larger cities like Austin and Dallas. Historic sites like the Texas Ranger Hall of Fame and Museum, the Waco Mammoth National Monument, and the Magnolia Market at the Silos highlight the city’s efforts to preserve its history while embracing the future.

Sources

Waco, Texas Weather

Average Temperature (by Month)

The weather in Waco, Texas, is characterized by hot summers and mild winters, typical of central Texas. Below are the average monthly temperatures for Waco:

  • January: 46°F (8°C)
  • February: 50°F (10°C)
  • March: 58°F (14°C)
  • April: 67°F (19°C)
  • May: 76°F (24°C)
  • June: 84°F (29°C)
  • July: 92°F (33°C)
  • August: 91°F (33°C)
  • September: 83°F (28°C)
  • October: 71°F (22°C)
  • November: 57°F (14°C)
  • December: 48°F (9°C)

These temperatures indicate a typical Texas climate, with warm to hot summers and relatively mild winters. Waco’s summer temperatures can sometimes exceed 100°F (38°C) during heat waves, though the average high is typically in the low 90s°F (around 33°C).

Source: Weather US – Waco Climate Data

Precipitation (Rain) Patterns

Waco experiences an average annual precipitation of around 36 inches (914 mm), which is slightly higher than the Texas state average of 33 inches (838 mm). The wettest months are typically April and May, which coincide with the spring storm season. On average, Waco sees rain on approximately 80 days per year, with the majority of rainfall occurring in spring and early summer months.

Here’s the average monthly rainfall breakdown for Waco:

  • January: 2.4 inches (61 mm)
  • February: 2.1 inches (53 mm)
  • March: 3.0 inches (76 mm)
  • April: 3.5 inches (89 mm)
  • May: 4.0 inches (102 mm)
  • June: 3.0 inches (76 mm)
  • July: 2.1 inches (53 mm)
  • August: 2.2 inches (56 mm)
  • September: 3.0 inches (76 mm)
  • October: 3.1 inches (79 mm)
  • November: 2.4 inches (61 mm)
  • December: 2.2 inches (56 mm)

This shows that rainfall is relatively evenly distributed throughout the year, but with peaks in spring and early summer due to thunderstorms.

Source: US Climate Data – Waco Precipitation

Extreme Weather Events

Waco, like many parts of central Texas, is susceptible to extreme weather events, particularly thunderstorms and tornadoes. Waco is located in “Tornado Alley,” which means it experiences tornadoes occasionally, especially during the spring months (March through May). The area sees an average of 5 tornadoes per year. Additionally, Waco can experience severe thunderstorms, which may bring damaging winds, large hail, and flash flooding. In rare instances, the area may also be affected by winter weather events, including ice storms and snow, though these are infrequent.

Source: The Weather Channel – Waco Weather

Humidity Levels

Waco has high humidity levels throughout the year, typical of Texas. The city experiences a humidity level ranging from 60% to 90% on average, with the highest levels occurring in the summer months, especially in June, July, and August. This humidity makes the hot summer months feel even warmer. While winter months see lower humidity levels, the overall climate is characterized by relatively high moisture in the air.

Source: Weather US – Waco Climate Data

Sunlight

Waco enjoys a significant amount of sunshine throughout the year, averaging 229 sunny days annually. This is higher than the Texas state average of 205 sunny days and much higher than the U.S. national average of 205 days. The months of May through August are the sunniest, with July typically receiving the most sunlight. The abundant sunshine contributes to Waco’s warm, summer-like atmosphere and is a characteristic of the overall climate in central Texas.

Source: US Climate Data – Waco Sunshine

Wind Patterns

Wind patterns in Waco are moderate, with average annual wind speeds of about 10-12 mph. The prevailing winds typically come from the south and southeast during the summer months, and from the north during the winter. Stronger winds can be associated with thunderstorms and severe weather events, particularly in the spring and summer. Wind gusts during storms can reach 30-50 mph, especially when conditions are ripe for tornadoes or severe thunderstorms.

Source: The Weather Channel – Waco Wind Data

Comparison with Texas and National Averages

Compared to the average weather in Texas, Waco experiences more moderate temperatures in the winter months but significantly hotter summers, with average highs in July reaching up to 92°F (33°C). The state averages lower annual rainfall, but Waco is on the higher end with 36 inches (914 mm) of precipitation per year. The city’s climate is also sunnier than the state and national averages, which is typical of the central Texas region.

Source: Weather US – Waco Climate

Sources

Average Income in Waco, Texas

Average Annual Salary

The average annual salary in Waco, Texas, is approximately $48,000. This is slightly lower than the average salary for the state of Texas, which is about $53,000. The difference is due in part to Waco’s smaller urban setting, which typically offers lower-paying job opportunities compared to major cities like Austin or Dallas. However, Waco’s cost of living is also lower, which helps balance out the difference in income.

Source: ZipRecruiter – Waco Salary Data

Average Hourly Wage

The average hourly wage in Waco is approximately $23.00 per hour. This aligns closely with the Texas state average for hourly wages, which is around $24.00 per hour. The wage rate can vary widely depending on the industry, with service and retail jobs often offering lower hourly pay, while healthcare and skilled trades provide higher rates.

Source: Bureau of Labor Statistics – Texas Hourly Wage

Average Earnings Per Week

The average earnings per week for full-time workers in Waco is approximately $920. This is in line with the overall trend in Texas, though slightly lower than the national average of $1,100 per week. The weekly earnings in Waco reflect the relatively lower cost of living in the area.

Source: Bureau of Labor Statistics – Texas Region Earnings

Average Earnings Per Month

The average monthly earnings for full-time workers in Waco are around $3,680. Again, this is lower than the Texas state average of $4,420 and the U.S. national average of $4,500, which reflects the overall lower cost of living in Waco compared to larger cities.

Source: Bureau of Labor Statistics – Texas Earnings

Median Salary Range

The median salary for individuals in Waco varies depending on occupation and industry. The median annual income in Waco is approximately $42,000. This is lower than the median income for Texas ($53,000) but aligns with the cost-of-living advantages of living in a smaller city. For example, healthcare, education, and skilled labor jobs in Waco may provide higher median incomes compared to retail and service sectors.

Source: BestPlaces – Waco Median Income

Most Popular Jobs/Careers

Waco’s economy is diverse, with popular career fields including healthcare, education, retail, and manufacturing. Healthcare jobs, particularly in hospitals and clinics, are some of the highest-paying positions in the area, with registered nurses, physicians, and medical staff typically earning competitive salaries. Baylor University also plays a significant role in the local economy, with a high demand for educators, administrators, and support staff. Retail and service industry jobs are also common but tend to pay lower wages compared to other sectors.

Source: Indeed – Waco Jobs and Salaries

Highest Paid Jobs Popular to the Area

The highest paid jobs in Waco are typically in the healthcare and education sectors. Registered Nurses (RNs) in Waco earn an average of $65,000 per year, while physicians and specialists can earn significantly higher amounts, often exceeding $200,000 annually depending on the field. Baylor University faculty and senior administrative roles also provide high-paying opportunities, with salaries ranging from $60,000 to over $150,000 depending on the position. Skilled trades such as electricians and construction managers also offer high salaries, with many earning upwards of $50,000 annually.

Source: Salary.com – Waco Job Salaries

Comparison with Texas and National Averages

Waco’s average annual salary of $48,000 is lower than the Texas state average of $53,000 and the U.S. national average of $54,000. However, this lower income is balanced by the city’s much lower cost of living, which makes Waco an affordable place to live compared to larger Texas cities like Austin, where the average salary is higher, but so is the cost of living.

Source: BestPlaces – Waco Income Comparison

Sources

Taxes in Waco, Texas

Property Taxes

In Waco, Texas, property taxes are relatively high compared to other states, as Texas does not have a state income tax. The average property tax rate in Waco is 1.97%, which is slightly higher than the national average of 1.1%. This rate applies to the value of real estate, including homes, commercial properties, and land. Property taxes in Waco are set by the city, county, and school districts. Property tax payments are due by January 31st each year, and penalties apply if payments are made after the deadline.

Source: Tax Rates – Waco Property Tax

Sales Taxes

The sales tax rate in Waco, Texas, is 8.25%. This includes a 6.25% state sales tax and a 2% local sales tax, which is the maximum allowed by Texas law. This rate is slightly higher than the national average for sales tax, which tends to range between 6% and 7%. The sales tax in Waco applies to most goods and services, although certain items, like food and prescription medications, may be exempt or subject to a lower rate.

Source: Tax Rates – Texas Sales Tax

Income Taxes

Texas does not impose a state income tax, which is one of the primary reasons that many people move to Texas. This means that residents of Waco do not pay state taxes on their personal income. However, Waco residents are still subject to federal income taxes, which follow the standard rates set by the IRS. This tax advantage can make Waco a more attractive place to live, especially compared to states with high income taxes.

Source: Texas Comptroller – No State Income Tax

Utility Taxes

There are no specific utility taxes in Waco, Texas. Utility services such as electricity, water, and gas are subject to the standard rates set by the utility companies operating in the region. Waco residents are not taxed specifically for utilities, though some municipal fees may apply to services like garbage collection or stormwater management. These fees are typically part of monthly utility bills.

Source: City of Waco – Utility Billing

Hotel Occupancy Tax

Waco has a hotel occupancy tax rate of 7%, which is applied to the price of a hotel room for stays of less than 30 days. This tax is consistent with the state rate for hotel taxes, and the revenue generated is often used to fund local tourism and marketing efforts. Hotel guests in Waco can expect to pay this tax in addition to the cost of their stay, which is standard across Texas.

Source: City of Waco – Hotel Occupancy Tax

Entertainment Taxes

There are no specific entertainment taxes in Waco. However, certain services or items related to entertainment, such as tickets for events or purchases at certain businesses, may be subject to the state’s sales tax of 6.25%, with an additional 2% local sales tax in Waco. This includes things like movie tickets, sporting events, or other paid entertainment activities.

Source: Tax Rates – Texas Sales Tax

Tax Payment Schedule

Property taxes in Waco are typically due by January 31st each year. Payments can be made in full or through an installment plan, depending on the taxpayer’s preference. Sales taxes are paid at the time of purchase, and utility bills are generally issued on a monthly basis. Hotel occupancy taxes are collected by hotel operators at the time of booking or check-out and are remitted to the city.

Source: City of Waco – Property Tax Payment

Penalties for Late Payment

For property taxes, penalties are applied if payments are not made by January 31st. A penalty of 7% is added to the unpaid tax amount if the payment is not received by the end of February. An additional 2% is added for each subsequent month that the tax remains unpaid. Utility bills may also be subject to late fees if not paid by the due date, typically around 5% of the outstanding balance. Hotel occupancy taxes are considered overdue if not remitted within 30 days after the end of the month in which the tax was collected, with penalties applied after that time.

Source: City of Waco – Penalties for Late Payment

Where to Pay

Taxes in Waco can be paid in several locations, including online via the city’s official website, by mail, or in person at the Waco City Hall. Property taxes can be paid online, and the city provides payment options for utility bills through their online portal as well. Hotel occupancy taxes are paid by hotel operators directly to the city. For more details, taxpayers are encouraged to visit the city’s tax office or their website for the most up-to-date payment information.

Source: City of Waco – Where to Pay Taxes

Contact Information

For more information about taxes in Waco, including how to pay or if you have specific questions, you can contact the City of Waco Tax Office:

Sources

Is Waco, Texas a Good Place to Live for Singles?

Events and Activities

Waco, Texas offers a variety of events and activities that can be great for singles looking to get involved in the community. Some popular activities include the Waco Downtown Farmers Market, held year-round on Saturdays, which features local vendors and live music, offering a vibrant social atmosphere. Additionally, the city hosts events such as the Waco Wild West Festival, Waco Blues Fest, and various arts events that bring together both locals and visitors. Baylor University also offers access to concerts, theater productions, and public lectures, which are great ways for singles to enjoy cultural activities in the area.

Source: Visit Waco – Events

Gyms

For singles who are looking to stay fit, Waco offers several gym options. Popular gyms include the YMCA of Central Texas, which provides a variety of fitness classes and recreational programs, and Gold’s Gym, known for its equipment and group fitness offerings. Many smaller boutique fitness centers also exist, offering yoga, pilates, and CrossFit classes. A simple search for local gyms can help singles find the best place to get active and meet new people.

Source: Yahoo Search – Gyms in Waco, TX

Housing

The housing situation for renters in Waco is relatively affordable, making it an attractive option for singles. The average rent for a one-bedroom apartment in the city is around $950 per month, which is lower than larger cities in Texas. Popular neighborhoods like Downtown Waco and the areas surrounding Baylor University offer apartments and shared living spaces, ideal for young professionals or students. For those looking for a more residential setting, the city has single-family homes and townhouses for rent as well. Waco’s rental market is competitive, but not overwhelming, making it a good choice for singles looking to live in an affordable city.

Source: Zillow – Waco Rentals

Percentage of Single Residents

According to the most recent U.S. Census data, about 45% of the population in Waco is unmarried, making it a relatively high percentage of single residents compared to the national average of about 40%. This figure includes individuals who are never married, divorced, or widowed, and highlights Waco as an area with a large single population. This can be an advantage for singles looking to meet others in the same demographic.

Source: U.S. Census Bureau – Waco Marital Status

Comparison with State and National Averages

Waco’s single population percentage of 45% is higher than the state of Texas, where approximately 41% of the population is unmarried. This suggests that Waco may be slightly more attractive to singles compared to other parts of Texas. Nationally, the percentage of unmarried individuals is about 40%, so Waco’s figure stands above the U.S. average. These statistics make Waco an appealing city for singles, offering a relatively large pool of individuals in a vibrant community setting.

Source: U.S. Census Bureau – Waco Marital Status

Is Waco, Texas Good for Families?

Waco, Texas offers a family-friendly environment with a relatively low cost of living, moderate crime rates, and a good mix of public services, including schools, parks, and family activities. The city’s affordable housing market is attractive for families, with median home prices significantly lower than in major Texas cities. Waco also enjoys mild winters and warm summers, making it an ideal place for outdoor activities year-round. With job opportunities in healthcare, education, and retail, the city is positioned to support family needs while maintaining a close-knit community atmosphere.

Parks and Family Activities

Waco is home to several parks and family-friendly activities, making it a great choice for parents with children. Cameron Park, one of the largest city parks in Texas, offers miles of trails, picnic areas, and a beautiful view of the Brazos River. The Waco Mammoth National Monument provides an educational and fun experience for families, where you can see preserved fossils of ancient mammoths. Additionally, the city’s riverwalk and various playgrounds offer great options for outdoor adventures. Families can also visit the Texas Ranger Hall of Fame and Museum, which offers both educational value and a touch of local history.

Source: Visit Waco – Family Activities

Restaurants

Italian Restaurants

Waco offers several Italian restaurants that families can enjoy for a night out. Popular spots include “Vitek’s BBQ,” which serves both American and Italian-inspired dishes, or “Giorgio’s Italian Restaurant,” known for its family-friendly atmosphere and delicious pasta dishes.

Source: Bing Map – Italian Restaurants in Waco

Mexican Restaurants

For Mexican cuisine, Waco is home to well-known spots like “La Fiesta,” a family favorite known for its friendly atmosphere and flavorful tacos. “El Concilio” offers authentic dishes and a vibrant ambiance that is perfect for family gatherings.

Source: Bing Map – Mexican Restaurants in Waco

BBQ Restaurants

If you’re in the mood for Texas BBQ, Waco offers “Vitek’s BBQ,” an iconic local spot known for its legendary BBQ sandwiches and brisket. “The Brisket House” also provides excellent smoked meats and a warm atmosphere for families.

Source: Bing Map – BBQ Restaurants in Waco

American Restaurants

For a more traditional American meal, families can visit “The Olive Garden,” which provides classic American and Italian dishes in a family-friendly setting. “Café Cappuccino” is another great option offering a variety of American comfort food in a casual environment.

Source: Bing Map – American Restaurants in Waco

Housing

The housing market in Waco is very affordable, especially compared to larger Texas cities. The median home price in Waco is around $230,000, making it an excellent location for families looking to purchase a home without the high price tag of cities like Austin or Dallas. Many homes are located in family-friendly neighborhoods, offering ample space, good schools, and access to parks. Waco also has various new construction developments, providing options for families seeking modern homes in growing communities. These affordable housing prices make Waco an ideal option for families looking for stability and room to grow.

Source: Zillow – Waco Housing

Percentage of Family Residents

In Waco, approximately 45% of the population is married, indicating a healthy proportion of family households. This figure suggests that Waco has a solid family-oriented community, with a larger-than-average number of married couples. The percentage of married residents in Waco is slightly higher than the state of Texas, where the figure is around 41%, and it also surpasses the national average of 40%. This makes Waco an appealing city for families looking to live in a community with a substantial number of like-minded residents.

Source: U.S. Census Bureau – Waco Marital Status

Comparison with State and National Averages

The percentage of married residents in Waco, at 45%, is slightly above the state average for Texas (41%) and the national average (40%). This suggests that Waco is a particularly family-friendly city compared to the broader trends in Texas and the United States, making it a great location for families seeking a community with a high proportion of family households.

Source: U.S. Census Bureau – Waco Marital Status

How are the schools in Waco, Texas?

Waco, Texas, is served by a variety of schools, offering a mix of public, private, and charter options for families. The Waco Independent School District (WISD) is the main public school provider in the city, with a focus on providing quality education through elementary, middle, and high schools. The district’s funding comes from a combination of local property taxes, state funding, and federal support, with per-student funding at around $10,000, which is close to the state average. WISD has faced challenges in student performance, but it continues to make strides in improving academic scores. In addition to WISD, Waco has several private schools and the highly regarded Baylor University, which offers higher education and community engagement. The city’s educational institutions have a range of resources to support students, from athletic programs to academic enrichment, catering to families across a variety of educational needs.

Pre-K Schools

Waco offers a number of Pre-K programs to help prepare young children for elementary school. The Waco Independent School District offers free Pre-K for qualifying families, focusing on early childhood education and development. The district’s program has a strong emphasis on preparing children academically, socially, and emotionally for their future education. Private options for Pre-K education include schools like “The Children’s Garden Preschool,” which provides a nurturing environment for younger children.

Source: Waco ISD Pre-K Programs

Kindergarten Schools

Kindergarten in Waco is available in both public and private schools. Waco ISD offers full-day kindergarten for all students, with a curriculum that covers the basic foundations of reading, math, and social studies. The district’s approach is student-centered, aiming to meet the individual needs of each child. Private kindergarten options in Waco, such as “Brazos Christian School,” offer a more personalized educational experience with a faith-based approach.

Source: Waco ISD Kindergarten

Elementary Schools

Waco has a variety of elementary schools within the Waco Independent School District, including well-regarded schools like “Mountainview Elementary” and “North Waco Elementary.” These schools offer comprehensive educational programs, including subjects such as math, science, language arts, and social studies. The district is making continuous improvements to ensure students are meeting academic benchmarks. Many of the elementary schools in Waco also offer enrichment programs, including music, arts, and athletics, which provide well-rounded education options for young children.

Source: Waco ISD Elementary Schools

Middle Schools

Waco has a number of middle schools that serve the city’s older students. Schools like “G.W. Carver Middle School” and “Tennyson Middle School” provide a strong academic foundation in subjects like English, math, and science. These schools also offer a variety of extracurricular activities such as sports teams, music programs, and clubs. Waco ISD is focused on improving academic performance in middle schools, with a particular emphasis on math and reading proficiency. The city also has private options like “Waco Montessori School,” which offers a unique Montessori approach to education for middle school-aged children.

Source: Waco ISD Middle Schools

High Schools

Waco has several public high schools, with “Waco High School” and “University High School” being the largest. Both schools offer a range of academic courses, including Advanced Placement (AP) classes, as well as career and technical education programs. Waco High School, in particular, is known for its athletics and school spirit. The district is working on improving graduation rates and student outcomes through targeted academic programs and college readiness initiatives. Waco also offers charter high schools, such as “Connections Academy,” which provide online learning options for students who need flexible schedules.

Source: Waco ISD High Schools

Colleges & Universities

For higher education, Waco is home to Baylor University, a private Christian university that offers a wide range of undergraduate, graduate, and professional programs. Baylor is the largest university in the city and offers a robust academic environment with opportunities for research, athletics, and campus life. Additionally, Waco has access to McLennan Community College, which provides two-year associate degrees and technical programs. Both institutions offer strong community engagement and educational opportunities for local residents and those seeking higher education in central Texas.

Source: Baylor University

Source: McLennan Community College

Churches in Waco, Texas

Churches in Waco, Texas

Conclusion: Why you should consider moving to Waco, Texas

Waco, Texas offers an exceptional quality of life, blending small-town charm with modern amenities and a growing economy. Whether you’re drawn to its affordable housing, low cost of living, or strong community atmosphere, Waco provides a welcoming environment for families, singles, and retirees alike. With a range of educational opportunities, from renowned universities like Baylor to excellent public schools, it’s an ideal place to invest in your family’s future. The city’s rich history, vibrant cultural scene, and outdoor activities—like the scenic Cameron Park and the famous Magnolia Market—make Waco a place where you can truly enjoy a balanced, fulfilling lifestyle. Add to that a low crime rate, mild weather, and a supportive local community, and Waco stands out as a hidden gem in central Texas. If you’re looking for a place to call home where you can thrive, Waco is ready to welcome you.