Table of Contents
- Reasons to Move to Wausau, Wisconsin
- Cost to Move to Wausau, Wisconsin
- Wausau, Wisconsin Social Media & News
- Cost of living in Wausau, Wisconsin
- Is Wausau, Wisconsin a safe place to live – Crime Rates?
- What are the demographics of Wausau, Wisconsin?
- Wausau, Wisconsin Population by Age and Gender
- Wausau, Wisconsin Zip Codes
- What is the history of Wausau, Wisconsin?
- Wausau, Wisconsin Weather
- Average Income in Wausau, Wisconsin
- Taxes in Wausau, Wisconsin
- Is Wausau, Wisconsin a Good Place to Live for Singles?
- Is Wausau, Wisconsin Good for Families?
- How are the schools in Wausau, Wisconsin?
- Churches in Wausau, Wisconsin
- Conclusion: Why you should consider moving to Wausau, Wisconsin
Reasons to Move to Wausau, Wisconsin
Cost to Move to Wausau, Wisconsin
Want to know the cost to move to Wausau, Wisconsin? Here are the best
Wausau, Wisconsin Movers
Wausau, Wisconsin Social Media & News
It’s another day in #Wausau #Wisconsin .. and another update in the ongoing ballot drop box saga from @ErikPfantz. Mayor Doug Diny requested $3000 for lighting & cameras at last night’s council meeting, and the council did not take up the resolution. (1/2) https://t.co/p39nCVkiqO
— Jamie Rokus (@Jamie_Rokus) October 9, 2024
Cost of living in Wausau, Wisconsin
Housing Costs
In Wausau, the median home price is approximately $218,000, which is significantly lower than the national average of around $300,000. For those looking to rent, the average monthly rent for a two-bedroom apartment hovers around $1,050. This affordability in housing contributes to Wausau’s appeal, particularly for families and individuals seeking a cost-effective living situation. Housing prices have shown a slight increase over the past year, reflecting a growing demand in the area. For detailed statistics, you can view the data from Zillow.
Utilities
Monthly utility costs in Wausau average about $160, which includes electricity, heating, cooling, water, and garbage services. Specifically, residents can expect to pay around $80 for electricity and $50 for water and sewer. Internet services are also reasonably priced, with packages averaging $60 per month for high-speed connections. For more detailed information on utility costs, visit Numbeo.
Groceries/Food
The cost of groceries in Wausau is about 10% lower than the national average. A typical grocery bill for a family of four averages around $700 per month. Key items include milk ($3.15 per gallon), bread ($2.30 per loaf), and eggs ($2.00 per dozen). Dining out is also affordable, with an average meal at a mid-range restaurant costing approximately $15 per person. For more details, check out Best Places.
Transportation
Transportation costs in Wausau are quite manageable, with a monthly public transit pass costing about $40. Gas prices in the area average around $3.20 per gallon, which is comparable to the national average. For those commuting by car, the average annual car insurance premium in Wisconsin is approximately $1,050. For a detailed breakdown, you can refer to The Zebra.
Healthcare
Healthcare costs in Wausau are about 5% lower than the national average. A visit to the doctor typically costs around $100, while a dental check-up averages about $80. Health insurance premiums average $450 per month for individuals, which can vary based on the plan chosen. To learn more, visit HealthCare.gov.
Childcare and Education
Childcare costs in Wausau average $1,000 per month for an infant and around $850 for a preschool-aged child. The local public school system is well-regarded, with the average spending per pupil at about $13,000. Wausau also offers various extracurricular activities and educational programs that may incur additional costs. For more insights, refer to Niche.
Taxes
Wausau residents face a property tax rate of approximately 2.5%, which is slightly above the national average. Wisconsin has a progressive income tax system with rates ranging from 3.54% to 7.65%, depending on income level. The sales tax rate in Wausau is 5%, with an additional 0.5% for local taxes. Detailed tax information can be found at Tax-Rates.org.
Insurance
In Wausau, homeowners insurance averages around $800 per year, while renters insurance typically costs about $200 annually. The overall insurance rates can vary based on property value and personal factors. For comprehensive insurance insights, check ValuePenguin.
Recreation and Entertainment
Residents in Wausau can expect to spend about $100 per month on recreational activities. The city offers numerous parks, fitness centers, and cultural events, many of which are free or low-cost. Movie tickets average around $10, and membership at a local gym is typically about $30 per month. For further details, visit Numbeo.
Clothing
Clothing expenses in Wausau average about $75 per month. The cost of apparel can vary significantly based on personal preferences, but many residents find affordable options in local stores and thrift shops. For more information on clothing costs, check Expatistan.
Personal Care
Personal care items, including toiletries and haircuts, typically cost around $50 per month. A standard haircut in Wausau averages $20, and a monthly gym membership is about $30. For a detailed look at personal care expenses, refer to Numbeo.
Miscellaneous Expenses
Miscellaneous expenses, such as entertainment subscriptions and hobbies, can vary widely. On average, residents allocate about $50 per month for subscriptions (Netflix, Hulu, etc.) and about $100 for other personal interests. For detailed statistics on miscellaneous costs, visit Expatistan.
Is Wausau, Wisconsin a safe place to live – Crime Rates?
Crime Rate
Wausau has a crime rate that is below the national average, making it a relatively safe place to live. According to the NeighborhoodScout, Wausau reported a total of 1,028 crimes in 2022, translating to a crime rate of about 2,936 incidents per 100,000 residents. This is lower than the national average of 4,000 incidents per 100,000 residents.
Violent Crime Rate
The violent crime rate in Wausau is notably low, with 2022 statistics indicating a total of 82 violent crimes, resulting in a rate of 228 incidents per 100,000 residents. This is significantly lower than the national average of approximately 400 incidents per 100,000 residents, according to the CrimeGrade.org.
Property Crime Rate
Property crime in Wausau also remains below the national average, with a property crime rate of about 2,708 incidents per 100,000 residents in 2022. This includes theft, burglary, and motor vehicle theft. Nationally, the property crime rate is around 2,200 incidents per 100,000 residents, according to NeighborhoodScout.
Police Presence
Wausau maintains a robust police presence, with the Wausau Police Department employing approximately 40 officers to serve a population of around 39,000. The department emphasizes community policing and proactive measures to enhance public safety. For further details, visit the Wausau Police Department webpage.
Neighborhood Watch Programs
Wausau has active neighborhood watch programs that encourage residents to engage in community safety efforts. These programs aim to foster communication between the police and community members to address safety concerns. More information about community initiatives can be found on the Wausau Police Department’s Community Engagement page.
Safety Rankings
According to the Niche 2024 rankings, Wausau is rated as one of the safest cities in Wisconsin, with an overall safety grade of B+. This ranking takes into account various factors, including crime rates, police effectiveness, and community engagement.
Trend Data
Crime trends in Wausau show a general decline in both violent and property crimes over the last five years. The overall crime rate decreased by about 15% from 2019 to 2022, indicating ongoing improvements in safety. For detailed trend analysis, refer to the Wisconsin Department of Justice reports.
School Safety
Wausau schools prioritize safety, with measures in place such as security personnel, emergency preparedness drills, and active shooter training. The district collaborates with local law enforcement to ensure a safe learning environment. For more information, visit the Wausau School District safety page.
What are the demographics of Wausau, Wisconsin?
White
As of the most recent census data in 2023, approximately 89.5% of Wausau’s population identifies as White. This demographic is primarily composed of individuals of European descent, contributing to the city’s cultural heritage. For more detailed statistics, you can view the data on U.S. Census Bureau.
Black or African American
Black or African American residents make up about 4.2% of Wausau’s population. This demographic reflects the city’s increasing diversity and the ongoing efforts to create an inclusive community. For additional insights, visit the U.S. Census Bureau.
Hispanic or Latino
Hispanic or Latino individuals account for roughly 6.2% of Wausau’s population. This community contributes significantly to the city’s cultural landscape, with various events and organizations promoting Hispanic heritage and involvement. For more details, check the data from the U.S. Census Bureau.
Two or More Races
Residents identifying as having two or more races constitute approximately 2.3% of Wausau’s population. This statistic reflects the growing trend of multi-racial individuals and families in the community. For further information, visit the U.S. Census Bureau.
Asian
The Asian population in Wausau stands at around 1.2%. This group includes individuals from various Asian backgrounds, contributing to the city’s cultural diversity and economic growth. More details can be found on the U.S. Census Bureau.
Native American
Native American residents represent about 0.6% of Wausau’s population. This demographic highlights the city’s historical connections and ongoing relationships with indigenous communities. For additional data, check the U.S. Census Bureau.
Native Hawaiian or Pacific Islander
Wausau has a very small population of Native Hawaiian or Pacific Islander residents, estimated at less than 0.1%. This demographic is minimal, indicating limited representation in the city. For more comprehensive statistics, refer to the U.S. Census Bureau.
Sources
Wausau, Wisconsin Population by Age and Gender
Total Population of Wausau, Wisconsin
The total population of Wausau, Wisconsin is approximately 39,000, based on the most recent estimates from 2023. This population reflects a diverse community with various demographic characteristics. For more details, visit the U.S. Census Bureau.
Population by Gender
In Wausau, the gender distribution is relatively balanced, with approximately 48.9% male and 51.1% female residents. This ratio highlights a slightly higher female population in the city. For further information, you can check the data from the U.S. Census Bureau.
Age Distribution
The age distribution in Wausau is as follows: approximately 22% of the population is under 18 years old, about 62% are between 18 and 64 years old, and around 16% are 65 years and older. This distribution indicates a community with a significant working-age population as well as a notable percentage of seniors. For more detailed statistics, visit the U.S. Census Bureau.
Median Age
The median age in Wausau is approximately 40.5 years. This figure reflects a mature population, contributing to the city’s stability and community engagement. For additional details, check the U.S. Census Bureau.
Population Growth Rates
Wausau has experienced a modest population growth rate of about 1% over the last decade. This growth reflects both migration and natural population increases, indicating a stable community. For more information, visit the U.S. Census Bureau.
Marital Status by Age and Gender
Approximately 49% of adults in Wausau are married, with notable differences in marital status across age groups. Among those aged 25-34, about 32% are married, while the rate increases to 65% for individuals aged 45-54. For a deeper understanding, refer to the U.S. Census Bureau.
Educational Attainment by Age and Gender
In Wausau, about 92% of residents have graduated from high school, and approximately 30% hold a bachelor’s degree or higher. The educational attainment levels vary slightly by gender, with women often having higher college enrollment rates than men. For more detailed statistics, visit the U.S. Census Bureau.
Economic Participation by Age and Gender
The labor force participation rate in Wausau is approximately 65%, with a higher participation rate among men (70%) compared to women (60%). This disparity highlights gender dynamics in the local job market. For further details, check the Bureau of Labor Statistics.
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Wausau, Wisconsin Zip Codes
- 54401
- 54402
- 54403
- 54404
- 54405
What is the history of Wausau, Wisconsin?
History of Wausau, Wisconsin
The history of Wausau, Wisconsin, dates back to its inception in the mid-19th century. Originally inhabited by the indigenous Ojibwe and Menominee tribes, the area saw its first European settlers in the early 1830s. The first permanent settler was a man named William H. Manson, who arrived in 1849. He recognized the area’s potential due to its strategic location along the Wisconsin River, which provided access to natural resources and facilitated trade.
In 1850, the town was officially platted by a group of surveyors, and it was initially named “Big Bull Falls,” named after a nearby waterfall on the Wisconsin River. The name Wausau, derived from the Chippewa word meaning “a place where there is a river,” was adopted in 1857, reflecting the area’s Native American heritage.
As the lumber industry boomed in the 1850s and 1860s, Wausau became a significant hub for timber production, attracting numerous settlers seeking economic opportunities. The rich forests surrounding Wausau provided ample raw materials for lumber mills, and by the 1880s, the city had transformed into one of the largest lumber centers in the United States.
Wausau was incorporated as a city in 1872, and its growth continued throughout the late 19th century. The arrival of the railroad in 1875 further enhanced its development, allowing for faster transportation of goods and people. This advancement solidified Wausau’s status as a commercial center, with various businesses and industries emerging, including breweries, brick-making, and agriculture.
The early 20th century saw Wausau diversifying its economy beyond lumber. The city established itself in various manufacturing sectors, including paper and plastics. The Wausau Paper Company, founded in 1892, became a significant employer and played a crucial role in the city’s economy for decades.
Throughout the 20th century, Wausau continued to grow and evolve. The city embraced technological advancements and expanded its infrastructure, including schools, parks, and public facilities. The establishment of educational institutions, such as the University of Wisconsin-Wausau (now part of the University of Wisconsin System), contributed to the community’s educational and cultural landscape.
Wausau also faced challenges during the economic downturns of the 1980s and 2000s, which affected its manufacturing base. However, the community responded by promoting economic diversification, focusing on health care, technology, and tourism. Today, Wausau is known for its beautiful parks, vibrant arts scene, and rich history, making it a desirable place to live and work.
As of 2023, Wausau continues to honor its heritage while adapting to modern challenges and opportunities, showcasing a community that values its past while looking toward the future.
Sources
Wausau, Wisconsin Weather
Average Temperature (by Month)
The average temperatures in Wausau, Wisconsin vary significantly throughout the year. Here is a breakdown by month:
- January: 14°F (-10°C)
- February: 18°F (-8°C)
- March: 30°F (-1°C)
- April: 45°F (7°C)
- May: 59°F (15°C)
- June: 68°F (20°C)
- July: 73°F (23°C)
- August: 71°F (22°C)
- September: 61°F (16°C)
- October: 46°F (8°C)
- November: 30°F (-1°C)
- December: 17°F (-8°C)
Overall, the annual average temperature in Wausau is approximately 42°F (6°C). For comparison, the average temperature in Wisconsin is about 46°F (8°C), and the national average is around 52°F (11°C)【Weatherbase】.
Precipitation Patterns
Wausau receives an average of 32 inches (813 mm) of precipitation annually, with the majority falling during the summer months. The monthly average precipitation is as follows:
- January: 1.3 inches (33 mm)
- February: 1.2 inches (30 mm)
- March: 1.7 inches (43 mm)
- April: 2.5 inches (64 mm)
- May: 3.9 inches (99 mm)
- June: 4.0 inches (102 mm)
- July: 4.3 inches (109 mm)
- August: 4.3 inches (109 mm)
- September: 3.0 inches (76 mm)
- October: 2.3 inches (58 mm)
- November: 1.9 inches (48 mm)
- December: 1.6 inches (41 mm)
This precipitation level is slightly below the Wisconsin average of 35 inches (889 mm) and the national average of 38 inches (965 mm)【Current Results】.
Extreme Weather Events
Wausau experiences various weather events, including severe thunderstorms, snowstorms, and occasional tornadoes. The area typically sees an average of 40 inches (1016 mm) of snow annually, with the heaviest snowfall occurring between December and February. While tornadoes are relatively rare, they have occurred in the surrounding areas【National Weather Service】.
Humidity Levels
The average humidity in Wausau ranges from 70% in summer to about 80% in winter. This humidity can make winter temperatures feel colder and summer temperatures feel warmer, particularly during heat waves【Current Results】.
Sunlight
Wausau enjoys approximately 185 sunny days per year. The sunniest months are typically June and July, with about 60% of the days being sunny. In contrast, December and January tend to be the cloudiest months【Weather Atlas】.
Wind Patterns
Wausau experiences average wind speeds of around 10 mph, with stronger gusts occurring during storms. The predominant wind direction is from the west【National Weather Service】.
Sources
Average Income in Wausau, Wisconsin
Average Annual Salary
The average annual salary in Wausau, Wisconsin, is approximately $51,000. This figure reflects a range of industries, with many residents earning a salary that varies based on their occupation and experience【Salary.com】.
Average Hourly Wage
The average hourly wage in Wausau is about $24.50. This average encompasses various job sectors, providing a general perspective on compensation for hourly positions【Payscale】.
Average Earnings Per Week
The average earnings per week for Wausau residents are approximately $980. This figure is derived from the annual salary and provides insight into the income distribution within the community【ZipRecruiter】.
Average Earnings Per Month
The average monthly earnings in Wausau are about $4,250. This amount reflects the monthly compensation before taxes and deductions【Salary.com】.
Median Salary Range
The median salary in Wausau is approximately $47,000 per year. This figure indicates that half of the population earns more than this amount while the other half earns less【Bureau of Labor Statistics】.
Comparison with State and National Averages
When compared to the state of Wisconsin, where the average annual salary is around $57,000, Wausau’s average income is slightly lower. In contrast, the national average annual salary is approximately $70,000, indicating that Wausau has a lower income level compared to the national average【Bureau of Labor Statistics】.
Most Popular Jobs/Careers
Some of the most common careers in Wausau include positions in healthcare, manufacturing, and education. Healthcare roles, such as registered nurses and medical assistants, are particularly prevalent, reflecting the city’s focus on health services【CareerExplorer】.
Highest Paid Jobs Popular to the Area
The highest-paid jobs in Wausau tend to be in management, healthcare, and skilled trades. Notable high-earning positions include medical doctors, pharmacists, and engineering managers, with salaries often exceeding $100,000 annually【ZipRecruiter】.
Sources
Taxes in Wausau, Wisconsin
Property Taxes
The average effective property tax rate in Wausau is approximately 2.12%. This rate can vary depending on specific properties and assessments, but it is higher than the national average of about 1.07%【Wisconsin Department of Revenue】.
Sales Taxes
The sales tax rate in Wausau is 5.5%, which includes a state sales tax of 5.0% and a local sales tax of 0.5%. This rate is consistent with the statewide sales tax in Wisconsin【Wisconsin Department of Revenue】.
Income Taxes
Wisconsin has a progressive income tax structure with rates ranging from 3.54% to 7.65%. For single filers in Wausau, the income tax brackets are as follows:
- 3.54% on income up to $12,120
- 4.65% on income between $12,121 and $24,250
- 5.30% on income between $24,251 and $266,200
- 7.65% on income over $266,200
This structure means that as income increases, the tax rate also increases【Wisconsin Department of Revenue】.
Utility Taxes
Wausau does impose a utility tax on certain services, including electricity and telecommunications. The tax rate is generally around 5% for these services, providing revenue for local infrastructure and services【City of Wausau】.
Hotel Occupancy Tax
The hotel occupancy tax in Wausau is 8%, which is charged to visitors staying at hotels and motels. This tax helps fund local tourism initiatives and community services【Wisconsin Department of Revenue】.
Entertainment Taxes
Wausau does not impose specific entertainment taxes; however, ticket sales for certain events may be subject to sales tax. It’s advisable to check with local event organizers for any additional fees【Wisconsin Government】.
Tax Payment Schedule
Property taxes in Wausau are typically due in two installments: the first payment is due by January 31 and the second by July 31 each year【Wisconsin Department of Revenue】.
Penalties for Late Payment
Late payments of property taxes in Wausau may incur penalties, which can be assessed at a rate of 1% per month after the due date【Wisconsin Department of Revenue】.
Where to Pay
Residents can pay their taxes at the Wausau City Hall or online through the city’s official website. Additionally, payments can be made via mail【City of Wausau】.
Contact Information
For tax-related inquiries, residents can contact the Wausau Finance Department at (715) 261-6610【City of Wausau】.
Sources
Is Wausau, Wisconsin a Good Place to Live for Singles?
Events and Activities
Wausau offers a variety of events and activities that cater to singles looking to socialize and engage with the community. Popular events include the Wausau Winter Carnival, Art in the Park, and various music festivals throughout the summer. The Wausau Events website provides a calendar of upcoming events and activities, allowing residents to stay updated on local happenings.
Gyms
For those looking to maintain an active lifestyle, Wausau has several gyms and fitness centers. Some options include the YMCA of Wausau, Anytime Fitness, and Snap Fitness. These facilities offer various classes, personal training, and fitness equipment to help individuals stay fit and meet new people.
Housing
The rental market in Wausau is relatively affordable, with a variety of options available for singles. The average rent for a one-bedroom apartment is around $800, making it accessible for many young professionals. Listings can be found on websites like Apartment Finder, which provides detailed information about available rentals in the area.
Percentage of Single Residents
Approximately 48.5% of the population in Wausau is single, according to recent census data. This figure indicates a healthy demographic of unmarried individuals, making it easier for singles to find community and build relationships. For more detailed statistics, you can visit U.S. Census Bureau.
Comparison with State and National Averages
Compared to Wisconsin, where approximately 46% of the population is single, Wausau’s percentage of singles is slightly higher, indicating a vibrant community for those seeking social connections. Nationally, around 50% of adults are single, suggesting that Wausau provides a comparable environment for singles looking to connect and engage.
Sources
Is Wausau, Wisconsin Good for Families?
Wausau, Wisconsin, is often considered a good place for families, offering a balanced environment with relatively low crime rates, a diverse range of family activities, affordable housing options, and decent employment opportunities. The city is known for its friendly community and beautiful parks, making it suitable for family life.
Parks and Family Activities
Wausau boasts numerous parks and recreational activities for families. The City of Wausau Parks Department oversees various parks equipped with playgrounds, sports facilities, and picnic areas. Popular family spots include the 400 Block, which features a seasonal splash pad and events throughout the year, and D.C. Everest Park, offering hiking trails and a serene environment for outdoor activities.
Restaurants
Wausau has a vibrant dining scene, making it easy for families to find something for everyone. Here are some options:
- Italian Restaurants: Explore Italian Restaurants for family-friendly meals featuring pasta, pizza, and more.
- Mexican Restaurants: Check out Mexican Restaurants for flavorful dishes that appeal to all ages.
- BBQ Restaurants: For a hearty meal, visit BBQ Restaurants known for their smoked meats and family-friendly atmospheres.
- American Restaurants: Enjoy classic meals at American Restaurants offering burgers, sandwiches, and more.
Housing
The housing market in Wausau is relatively affordable for families. The median home price is approximately $215,000, making it accessible for first-time homebuyers and growing families. For a comprehensive list of available homes, you can visit Realtor.com, which provides details on properties for sale in the area.
Percentage of Family Residents
About 54% of Wausau’s population is married, indicating a strong family presence in the community. This figure suggests that Wausau is a family-oriented city, making it an attractive location for those seeking to raise children. For more detailed statistics, refer to the U.S. Census Bureau.
Comparison with State and National Averages
Compared to Wisconsin, where approximately 51% of the population is married, Wausau’s percentage of married residents is slightly higher, indicating a supportive community for families. Nationally, around 48% of adults are married, suggesting that Wausau offers a favorable environment for family life compared to many other places across the country.
How are the schools in Wausau, Wisconsin?
Wausau, Wisconsin, offers a range of educational institutions catering to various age groups, from pre-kindergarten through college. The Wausau School District is known for its commitment to quality education, with an annual budget of approximately $78 million. Recent standardized test scores indicate that Wausau students perform above the state average in reading and mathematics. The district is focused on enhancing academic achievements through various programs and community support.
Pre-K Schools
Wausau has several pre-kindergarten programs designed to prepare young children for formal schooling. One notable option is Wausau School District’s Preschool Program, which offers a curriculum emphasizing social skills, early literacy, and mathematics.
Kindergarten Schools
For kindergarten, families can consider schools such as Whittier Elementary School, which focuses on creating a supportive learning environment. The school is well-regarded for its dedicated staff and inclusive programs.
Elementary Schools
Wausau is home to several elementary schools that cater to students in grades 1-5. One prominent institution is Grant Elementary School, known for its high academic standards and strong community involvement. It offers various extracurricular activities that foster student development.
Middle Schools
Students transitioning to middle school can attend Wausau West Junior High School, which serves grades 6-8. The school emphasizes a well-rounded education with diverse programs in arts and athletics, aiming to prepare students for high school.
High Schools
High school options in Wausau include Wausau West High School and Wausau East High School. Both schools offer a variety of Advanced Placement (AP) courses and extracurricular activities, with Wausau East recognized for its strong music and arts programs.
Colleges & Universities
For higher education, Wausau is home to University of Wisconsin-Stevens Point at Wausau, which provides associate degrees and a variety of courses for continuing education. This institution is a great option for local students looking to further their education without leaving the community.
Conclusion: Why you should consider moving to Wausau, Wisconsin
Wausau, Wisconsin, offers a unique blend of small-town charm and modern amenities, making it an ideal place for those looking to relocate. The vibrant community is characterized by its friendly residents, rich cultural heritage, and stunning natural surroundings, providing countless opportunities for outdoor recreation, from hiking and biking to skiing and fishing. With a lower cost of living compared to national averages, families and individuals can enjoy a high quality of life without breaking the bank.
The city’s excellent educational institutions ensure that children receive a solid foundation, while a growing job market offers diverse career opportunities for professionals in various fields. The local arts scene is thriving, with galleries, theaters, and community events that enrich the cultural landscape. Coupled with the safety and tranquility of a suburban lifestyle, Wausau stands out as a place where you can truly feel at home. Embrace the chance to be part of a supportive community where both adventure and relaxation await around every corner. Moving to Wausau could be one of the best decisions you make for your future!
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